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    HDFC Bank Platinum Plus Credit Card is Rated as "Excellent!" by 45 Users

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    HDFC Bank Platinum Plus Credit Card

    With costs of fuel rising rapidly, it has now become a major part of an individuals budget. Any savings which can possibly be achieved in that area can prove to be of great help. Keeping exactly that in mind, HDFC has introduced the Platinum Plus credit card. In addition to letting you earn reward points for every spend, this card is accompanied with a host of other lifestyle benefits. However, the highlighting features of the Platinum Plus is that it gives fuel surcharge waiver on every refuelling to help you save immensely on your fuel expenditure.

    Benefits:

    • Save up to Rs 1,500 each year on fuel transactions with your Platinum Plus credit card.
    • Transact with peace of mind with your Platinum Plus card as it features Zero Liability in loss or theft of card. Loss or theft must be immediately be reported to the bank.
    • Earn up to 1,200 reward points in a year.
    • Enjoy 0% fuel surcharge with your Platinum Plus credit card. Fuel waiver capped at Rs 250 for every billing cycle.
    • For every Rs 150 spent on your card, up to a limit of Rs 50,000, you get to earn 2 reward points.
    • Once you cross the Rs 50,000 limit, enjoy 50% more points for every Rs 150 spent on your card.

    Features:

    • Enjoy up to 50 interest free days from your date of purchase.
    • Share the excitement and benefits of your Platinum card with your loved ones by availing up to 3 free Add-on cards.
    • You may avail the revolving credit facility at nominal interest rates.
    • Your accumulated reward points are valid for a duration of 2 years. Avail them within that period in exchange for exciting benefits.
    • Easy payment of utility bills is now possible with your HDFC card. Just register with the HDFC Utility Bill payment service and ensure that all your bills get paid on time.

    Fees & Charges:

    Some of the fees and charges levied with this card (subject to the particular service being used), apart from the mandatory annual fee and renewal fee include late payment fee, cash advance fee, foreign currency transactions, outstation cheque processing charge, cash processing fee, balance transfer processing charges, rewards redemption fee, re-issue of lost/damaged card and railway ticket purchase fee.

    Eligibility:

    In order to be eligible to apply for an HDFC Platinum Plus Credit card, applicants must fulfil the following criteria.

    • Salaried Employees Applicants must be at least 21 years and not above 60 years of age.
    • Self-Employed Applicants must be at least 21 years of age but not above 65 years.

    HDFC Platinum Plus Credit Card FAQs:

    1. Can I use my HDFC Platinum Plus Card as a for swipe transactions?

      Yes, you may use your card for swipe transactions as it also contains a magnetic strip.

    2. What should I do first if my card is stolen?

      In case the card is lost or stolen, you must immediately report the same to the Credit Card customer care division of the bank.

    3. Can I use my chip embedded Platinum Card to withdraw cash if needed?

      Yes, you can withdraw cash from an ATM with your HDFC Platinum Card.

    4. What is the minimum amount which must be paid towards the bill repayment?

      Card holders are required to pay at least 5% or a minimum of Rs 200 towards their bill repayment.

    5. How many Add-on cards can I avail with my Platinum Card? Is there any fee chargeable on an Add-on Cards?

      You may avail up to 3 add-on Cards with your Platinum Card. All add-on cards are free from any charges for a lifetime.

    HDFC Bank Platinum Plus Credit Card Reviews

    • HDFC Bank Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      Happy with the card, my annual charges i have no idea regarding that. My limit is satisfied from my card, but i am expecting the hike in my limit. Offers i am getting from the movie tickets and getting offers from on line. My suggestion is that it would be better if there is direct number to call to customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with HDFC bank from last 3 years, annual fee will be waived off based on the number of transactions done. I am happy with the credit limit in this credit card. I get offers like cash back, reward points and movie tickets in this credit card and i use net banking for bill payments.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with HDFC bank from last 7 months, i get good reward points and cash back on petrol and shopping. There is no annual fee charged for this credit card. Net banking is easy to make bill payments. I am happy with the credit limit and i get good benefits on this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      My salary account i am holding from the HDFC BANK so i got my credit card, and it is a money back and i got my cash back once I would be getting the offers and i have never used the offers so far. With the limit i am satisfied. Customer service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "No Offers Card"
      0.5 3.5/5 "Pretty good"
      I have been using this HDFC platinum Credit Card for 1.5 months. Rewards points also not reasonable. I don't get much offers in this card. Unwantedly i used to pay Rs. 500 as annual charge. So. I'm going to close this card as soon as possible. I'm yet to experience the EMI Conversion.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      HDFC bank provides best services on credit card when compared to other credit cards. I am using this credit card from last 1 month and there are no annual charges for this credit card. I get good cash back offers on pertrol and shopping and i am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using HDFC credit card from last 6 years, there was no annual fee charged at the time of getting this credit card. I did not find much benefits on this credit card and i am happy with the credit limit in this credit card. Net banking is easy to make credit card bill payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with HDFC bank from last 3 years, the credit card services are good when compared to other credit cards. There is no annual fee charged for this credit card and i use this credit card for all general purpose. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Better Card to Use"
      0.5 4.0/5 "Great!"
      Actually, They will not provide change EMI immediately. They will not provide EMI conversion for all purchase. They are not providing the proper response to the customer. Based on the account details only they will provide EMI options. Since, it is based on the salary account, They wont charge annual fee. For long time they have provide all the facility at least for the salary account customers. They are not doing the favor to the long time customer. This is not acceptable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • HDFC Bank Credit Card
      "Below Average service"
      0.5 2.0/5 "Expected more"
      When I had applied for the credit card with the HDFC bank, I haven't got proper response from the HDFC bank. They haven't done the credit card process in a right manner. The charges and the fee was charged high and I don't want to recommend to anyone.
      Was this review helpful? 0
      , noida
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Average car to use"
      0.5 3.0/5 "Satisfactory"
      There is no mobile application to have a track on the credit card which I use with the Hdfc bank, they need to introduce a mobile application for the people who use the HDFC bank credit cards. The customer support service and the response is average .
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The Hdfc bank snap deal credit card has been used by me for more than 2 years. The customer support service and the response is good with the HDFC bank. The credit limit value is good with this Hdfc bank snap deal credit card and i am satisfied with it. I get the offers like reward points cash back offers etc using this Hdfc bank snap deal credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved with HDFC bank and the experience was good, the process took 1 month to complete. I am happy with the credit limit and there is no annual fee charged for this card. I did not find any offers on this credit card and i use this card for multipurpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      HDFC Bank has also offered me a credit card and the process to get the card is easy. The credit limit is also to my satisfaction. I am happy with the offers as well and I find no problem while using the card. The statements and billing is also smooth and clear.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      The charges are quite high with the HDFC bank , I use the Hdfc bank money back credit card for more than 3 years. The customer support service and the response is good from the HDFC bank. The credit limit value is average with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with HDFC bank and it was a nice experience, the process was smooth and i received my credit card within 10 days. There is no annual fee charged for this credit card and i am happy with the credit limit in this card. Customer service was good and they followed up on time. I did not check for any offers on this card and i use it for multipurpose.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      The process to get the HDFC Bank credit card was on time and smooth. I had no hassles and though I have not used the card yet the credit limit is good. It was a good experience and the customer services and response is good and the overall experience is up to the mark.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      There are good offers on the credit card of HDFC Bank. The customer support and response is good and they are supportive to sort out the queries. The credit limit is good and the card is also accepted all over online and offline. I had no inconvenience till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for almost 3 years, i feel like their customer service has not been up to the mark. I have been holding this card for a very long time. The features and benefits with the card has been fairly enough. I have been using the card for shopping and for online purchases.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC times Titanium Credit card for a while. Their services are good. The card is useful for all your daily life transactions. I never faced any hassle with their services. The card also has got cash back offers and reward points.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
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