Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Plus Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Nil
    Response Time Within 30 minutes
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    HDFC Bank Platinum Plus Credit Card is Rated as "Great!" by 16 Users

    Fees & Charges

    Promised Interest Rate

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    Overview:

    With costs of fuel rising rapidly, it has now become a major part of an individual’s budget. Any savings which can possibly be achieved in that area can prove to be of great help. Keeping exactly that in mind, HDFC has introduced the Platinum Plus credit card. In addition to letting you earn reward points for every spend, this card is accompanied with a host of other lifestyle benefits. However, the highlighting features of the Platinum Plus is that it gives fuel surcharge waiver on every refuelling to help you save immensely on your fuel expenditure.

    Benefits:

    • Save up to Rs 1,500 each year on fuel transactions with your Platinum Plus credit card.
    • Transact with peace of mind with your Platinum Plus card as it features Zero Liability in loss or theft of card. Loss or theft must be immediately be reported to the bank.
    • Earn up to 1,200 reward points in a year.
    • Enjoy 0% fuel surcharge with your Platinum Plus credit card. Fuel waiver capped at Rs 250 for every billing cycle.
    • For every Rs 150 spent on your card, up to a limit of Rs 50,000, you get to earn 2 reward points.
    • Once you cross the Rs 50,000 limit, enjoy 50% more points for every Rs 150 spent on your card.

    Features:

    • Enjoy up to 50 interest free days from your date of purchase.
    • Share the excitement and benefits of your Platinum card with your loved ones by availing up to 3 free Add-on cards.
    • You may avail the revolving credit facility at nominal interest rates.
    • Your accumulated reward points are valid for a duration of 2 years. Avail them within that period in exchange for exciting benefits.
    • Easy payment of utility bills is now possible with your HDFC card. Just register with the HDFC Utility Bill payment service and ensure that all your bills get paid on time.

    Fees & Charges:

    Some of the fees and charges levied with this card (subject to the particular service being used), apart from the mandatory annual fee and renewal fee include late payment fee, cash advance fee, foreign currency transactions, outstation cheque processing charge, cash processing fee, balance transfer processing charges, rewards redemption fee, re-issue of lost/damaged card and railway ticket purchase fee.

    Eligibility:

    In order to be eligible to apply for an HDFC Platinum Plus Credit card, applicants must fulfil the following criteria.

    • Salaried Employees – Applicants must be at least 21 years and not above 60 years of age.
    • Self-Employed – Applicants must be at least 21 years of age but not above 65 years.

    HDFC Platinum Plus Credit Card FAQs:

    1. Can I use my HDFC Platinum Plus Card as a for swipe transactions?

      Yes, you may use your card for swipe transactions as it also contains a magnetic strip.

    2. What should I do first if my card is stolen?

      In case the card is lost or stolen, you must immediately report the same to the Credit Card customer care division of the bank.

    3. Can I use my chip embedded Platinum Card to withdraw cash if needed?

      Yes, you can withdraw cash from an ATM with your HDFC Platinum Card.

    4. What is the minimum amount which must be paid towards the bill repayment?

      Card holders are required to pay at least 5% or a minimum of Rs 200 towards their bill repayment.

    5. How many Add-on cards can I avail with my Platinum Card? Is there any fee chargeable on an Add-on Cards?

      You may avail up to 3 add-on Cards with your Platinum Card. All add-on cards are free from any charges for a lifetime.

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  • HDFC Bank Platinum Plus Credit Card Reviews

    • HDFC Bank Credit Card
      "Convenient for transaction"
      0.5 4.0/5 "Great!"
      I am using HDFC credit card for five years, I am working with TCS, hence they are giving some special offers for the credit card. I used to get some reward points and cash back for kinds of transaction. I am fine with the credit limit is satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I do hold a credit card of HDFC bank with the credit limit of 1.5 lakh Rupees. Customer service is the best one for me and I am not running behind the offers. I had not faced the drawbacks with them till now, also they used to delay with the phone banking service, which is not only with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      Recently I have started using HDFC bank solitaire premium credit card. I have applied for HDFC bank money back card, but I am not sure, why they have issued the solitaire premium card. The credit limit with HDFC bank can be increased in future. This card doesn't have annual fee in the first year, from 2nd year onwards If we use more than 50 k or 1lakh the annual fee will be waived off. I would say, it is an average card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I am unhappy with the credit card experience with HDFC Bank. They need an improvement in every bit of the process. They had not given me a proper limit, neither are their offers on the card nor are my statements were on time and clear. Overall I am unhappy with them.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I use HDFC bank Visa credit card for the past 2 years. I get reward points, cash back offers, fuel surcharge waiver on this card. There are also lot of online offers given in this card. I am happy with the credit limit. The rate of interest is nominal on this card and I can say it is a good card to use.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Convenient for shopping"
      0.5 3.0/5 "Satisfactory"
      HDFC is good in offers for shopping, movie tickets and they are giving some good cash back offers in online shopping like Amazon, Mantra, Filpkart etc. My credit limit is not upto the mark, I had been using this HDFC credit card around one year and I am not satisified with it.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank is perfect in the credit card services. They had never taken any hidden charges. The statements are clear and on time too. The customer services and response has been good and overall the bank is also good in the offers too, also the limit offered by them is prefect too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of HDFC Bank, till date there were no hassles. The experience has been good and the bank has been beneficial in the offers and the other features on the card. The online banking is also perfect as I can view all my transactions transparently.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      The level of service offered by HDFC Bank has been good overall. The process of getting my credit card was easy and the offers on the card is also good. I use it and the points I earn can be redeemed too. The transactions on the card always goes through and it has been a hassle free experience overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I do have HDFC bank credit card from the last two years of time. Credit limit was increased for me like around 80000 Rupees. Customer service is quite good one and I have not faced any issues, also I have not got any offers with them and no regular alerts too.
      Was this review helpful? 1
      , rajkot
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      Using HDFC bank platinum times card for past 4 months. I am getting reward points, cash back offers, fuel surcharge waiver with this card. The interest rate is high when compared with others. I am happy about the credit limit. I am satisfied using this credit card with HDFC bank.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Average "
      0.5 3.0/5 "Satisfactory"
      Payment are not reflecting on immediate on my HDFC bank credit card, also the interest charges are really huge, which was the major drawback. I am using this credit card from the last one year of time and the response is a kind of okay , also they used to provide the statements in a perfect way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "UnHappy with the Service"
      0.5 3.0/5 "Satisfactory"
      I am using money back credit card of HDFC bank and the yearly charges were amounting to rs 300.The bank had me a offered a good credit limit which is very much satisfactory. They are providing reward points and cash back offers. But I am not happy with the bank for the credit card services. I have faced some sort of issues with the bank.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I do have credit card with the HDFC bank and am using it from the last two years of time. Customer service is great one and the credit limit value is around 1 lakh Rupees. Penalty charges are nominal one with the HDFC bank credit card, also there are no worries.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card is good for the usage. The credit limit provided by the bank is more satisfactory. They are good in providing offers like cash back and reward points. Those points are really useful and redeemable. I am happy in terms of the credit card with HDFC bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I usually get 25% off on book my show not only that. I also get very good offers from the online portal for instance reward points, cash back offers and fuel surcharge wavier which is applicable on this card and these are all the highlights on my HDFC Titanium credit card. I am very much happy about the credit limit too. Rate of interest is very much competitive on this card.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Customer Oriented"
      0.5 5.0/5 "Blown Away!"
      When I was taking the personal loan from HDFC bank, the bank voluntarily provided credit card for me. The executives filled the application and approved the card within an hour. Post which they delivered the card in three days. I never provided any proofs to avail the card. The HDFC bank is customer oriented.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card is the best one to have and am happy with that till now. I got the maximum credit limit, also the benefit is too good. Customer service is fine one for me and the response is an immediate one with the HDFC bank credit card.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Customers bank"
      0.5 4.0/5 "Great!"
      I would like to say HDFC bank credit card is quite honest to dealt like sometime they used to waive off the processing charges and the late payment fee for customer at sometimes. Customer service is good one with the HDFC bank credit card, also the credit limit is also a good one.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC bank is very good and they handle the customers in a customer friendly approach. Based on the personal, I am eligible to get the Credit card from HDFC bank . But I have never submitted any kind of documents to them, still they told my card will be delivered within promised time.
      Was this review helpful? 1
      , dindigul
      Reviewed on Jun 20, 2017
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