Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 HDFC Bank Platinum Plus Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
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    Response Time Within 30 minutes
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    HDFC Bank Platinum Plus Credit Card is Rated as "Great!" by 16 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Overview:

    With costs of fuel rising rapidly, it has now become a major part of an individuals budget. Any savings which can possibly be achieved in that area can prove to be of great help. Keeping exactly that in mind, HDFC has introduced the Platinum Plus credit card. In addition to letting you earn reward points for every spend, this card is accompanied with a host of other lifestyle benefits. However, the highlighting features of the Platinum Plus is that it gives fuel surcharge waiver on every refuelling to help you save immensely on your fuel expenditure.

    Benefits:

    • Save up to Rs 1,500 each year on fuel transactions with your Platinum Plus credit card.
    • Transact with peace of mind with your Platinum Plus card as it features Zero Liability in loss or theft of card. Loss or theft must be immediately be reported to the bank.
    • Earn up to 1,200 reward points in a year.
    • Enjoy 0% fuel surcharge with your Platinum Plus credit card. Fuel waiver capped at Rs 250 for every billing cycle.
    • For every Rs 150 spent on your card, up to a limit of Rs 50,000, you get to earn 2 reward points.
    • Once you cross the Rs 50,000 limit, enjoy 50% more points for every Rs 150 spent on your card.

    Features:

    • Enjoy up to 50 interest free days from your date of purchase.
    • Share the excitement and benefits of your Platinum card with your loved ones by availing up to 3 free Add-on cards.
    • You may avail the revolving credit facility at nominal interest rates.
    • Your accumulated reward points are valid for a duration of 2 years. Avail them within that period in exchange for exciting benefits.
    • Easy payment of utility bills is now possible with your HDFC card. Just register with the HDFC Utility Bill payment service and ensure that all your bills get paid on time.

    Fees & Charges:

    Some of the fees and charges levied with this card (subject to the particular service being used), apart from the mandatory annual fee and renewal fee include late payment fee, cash advance fee, foreign currency transactions, outstation cheque processing charge, cash processing fee, balance transfer processing charges, rewards redemption fee, re-issue of lost/damaged card and railway ticket purchase fee.

    Eligibility:

    In order to be eligible to apply for an HDFC Platinum Plus Credit card, applicants must fulfil the following criteria.

    • Salaried Employees Applicants must be at least 21 years and not above 60 years of age.
    • Self-Employed Applicants must be at least 21 years of age but not above 65 years.

    HDFC Platinum Plus Credit Card FAQs:

    1. Can I use my HDFC Platinum Plus Card as a for swipe transactions?

      Yes, you may use your card for swipe transactions as it also contains a magnetic strip.

    2. What should I do first if my card is stolen?

      In case the card is lost or stolen, you must immediately report the same to the Credit Card customer care division of the bank.

    3. Can I use my chip embedded Platinum Card to withdraw cash if needed?

      Yes, you can withdraw cash from an ATM with your HDFC Platinum Card.

    4. What is the minimum amount which must be paid towards the bill repayment?

      Card holders are required to pay at least 5% or a minimum of Rs 200 towards their bill repayment.

    5. How many Add-on cards can I avail with my Platinum Card? Is there any fee chargeable on an Add-on Cards?

      You may avail up to 3 add-on Cards with your Platinum Card. All add-on cards are free from any charges for a lifetime.

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  • HDFC Bank Platinum Plus Credit Card Reviews

    • HDFC Bank Credit Card
      "Dissatisfactory"
      0.5 1.0/5 "Really Bad"
      If I pay the minimum due in other credit cards, they won't charge any rate of interest but in HDFC, they charge rate of interest and also they only call before the due of my credit card then once I done with the payment they never respond, it is not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good To approach"
      0.5 5.0/5 "Blown Away!"
      I have no idea whether my credit card is a life time free or a chargeable one. But then the card is good for the usage. Credit limit is ok and I did not check the reward points and other stuffs yet. The credit card services of HDFC bank is good and approachable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the HDFC bank Money back credit card a year ago. This card is used for shopping , online purchases, mobile bill and for other uses. The rewards points, cash back offers are very good with this Money back card. I am satisfied with the credit limit but the interest rate is high when compared with others,
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Provide benefits"
      0.5 3.0/5 "Satisfactory"
      I am not very happy with the offers on my HDFC Bank credit card. The bank has not increased the credit limit, I am a customer for the last three years. There are no offers and I am not informed about the deals I am eligible off. I receive no messages from the bank too. The only good thing is this card is it is a life time free credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am very much fond of HDFC Bank credit card service as there is no need to visit the bank in person also the network is very good. No issues using this credit card of HDFC and I am holding this credit card for a period of 3 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a credit card and the banking services are good. I am happy with all the features I get on my card and the benefits are good as well. There are a lot of deals online and what ever transactions I do I get intimated and the charges are normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient to Use"
      0.5 4.5/5 "Excellent!"
      For more than a year I use HDFC credit card. So I am a customer of HDFC for past one year. The bank offered a life time free credit card with good credit limit. I have an option with HDFC bank to convert all the reward points into cash whenever required.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      HDFC is providing good service, I didn't face any issue with HDFC credit card its basically a corporate master credit card offered by company and we do not get offers in this and the limit they have offered is 70000 rupees and Iam holding this card for four years now and its basically a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Recently I have received the HDFC bank platinum card. They have disbursed the card within a week time. This card don't have any annual fee . I am satisfied with the credit limit, they have offered me Rs.25,000 as the limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Need improvement in benefits"
      0.5 2.0/5 "Expected more"
      HDFC bank is where I hold a credit card with. I am not very happy with the bank as they have not increased my credit limit as promised. I got this card a year now and I was initially offered 75K, I was told that the limit would increase in a year to 1.15 Lakh. It has not happened yet. Most of all there is no EMI conversion which makes it difficult to use the card. There is no loan facility too. The card has the basic offers of cash back.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Convenient for all transaction"
      0.5 4.5/5 "Excellent!"
      HDFC is best, because it gives lot of offers and EMI options. I used to receive more reward points in all transactions, but monthly interest was high, if I make partial payment they used charged high. HDFC gave me life time free credit card without any annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am Having HDFC money back credit card and good thing is reward points i can redeem through cash back and I use this card often for online shopping, overall i am happy my credit limit its quite sufficient it 75000 rupees and Iam holding this card for four years now, their is no disadvantage i felt, overall i am satisfied with what i got
      Was this review helpful? 0
      , alwar
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      HDFC Bank is also good in the product of a credit card. The features are nice and the card also has a rewards as well. The customer services are also good as they provide proper support when ever needed. The limit is to my requirement and the transactions always gone through smoothly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      To be frank, I am not happy with HDFC bank in terms of the credit card services. My card has only 32K as a credit limit which is very low. Actually it was 36K in the beginning and I do not know what went wrong but they reduced it to 32K. At least they should have informed about the reason for reducing it. Because my transactions are very good and clean. So for me, this is an average service.
      Was this review helpful? 0
      , patna
      Reviewed on Aug 17, 2017
    • HDFC Bank Credit Card
      "Norms are high"
      0.5 1.0/5 "Really Bad"
      HDFC bank norms are very high for the credit card service. They have so many criteria to pass. Moreover, the bank is always high in the rate of interest. They used to collect more documents for the card. The annual charges are high as well. So I decided not to take credit card from HDFC bank.
      Was this review helpful? 0
      , surat
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Easy and quick process"
      0.5 3.0/5 "Satisfactory"
      I got first credit card from HDFC, based on that I have taken another credit card from ICICI, the customer relation with HDFC is awesome. I would do go with HDFC in term all financial experience, even their credit limit is also good. I am happy with them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Beneficial services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and they have also given me a decent credit limit. The customer support is excellent and the statements are also clear with all the transactions I do. The card is accessible at all outlets and it is smooth overall to use it.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Credit card works really well"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card works really smooth, all the transaction happens on time. I am holding this HDFC bank credit card for more than 7 to 8 years. I dont have any issues wtih HDFC till date . I always make the payment on time therefore I did not face any difficulties. All the transactions goes through well. Rates are high especially when it comes to jumbo cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I think there is no option to convert the reward points into cash. HDFC bank is good in all the aspects so it would be better for the customers if they have such facility to convert the points into cash. But the bank is not stingy in crediting reward points and other offers like cash back. Even the credit limit is more than required.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
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