Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Credit Card Reviews

    • HDFC Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      The good thing about HDFC Bank is they use their own servers for the transactions and payments on the card. But I guess they have too many customers that the servers are slow. I hold a credit card and the offers are good and the services are also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I have no hassles in the HDFC Bank credit card, I am okay with the credit limit and the services are also good. There are offers but the bank has to be more friendly in the redemption of points. They could mention the number of points accumulated on the mobile application so the customer can use the same as he wants.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC Bank and the bank is providing me the best of services. The customer support is good and there are no charges taken for my card. The credit limit is also to my satisfaction and the offers are regular on the card. Hassle free in all.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an good service from HDFC ,offers was also good , I use to get good regular offers from HDFC . I use HDFC application which was very easy to use and very user friendly which makes all my transactions fast ,so overall it was very good experience from HDFC .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I get a lot of good offers on the HDFC Bank credit card. The deals are excellent and so is the credit limit. The statements are clear and the bank has never taken any unnecessary charges. The customer support is good and they are very professional.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was an good service from HDFC ,offers was also good . But I feel the rate of interest was little high with HDFC, even offers I wont get much . I use HDFC application which was very easy to use and very user friendly which makes all my transactions fast ,so overall it was very good experience from HDFC .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Satisfied with the experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with HDFC Bank and the offers are good and the credit limit is perfect. I can use my card all over and the rewards points are redeemable and the offers are always available. The statements are clear and it is sent on time and the billing cycle is also comfortable.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      With HDFC BANK i hold a credit card were my limit is 25000. I have reward points on my card. When i do online shopping i used to get cash backs on my purchases.They used to charge 500 rs as credit card maintenance charge. I am happy with hdfc credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the offers are good. I am satisfied with the deals I have on my card and there are no charges too. The card can be accessed every where and there are other benefits on it. The facilities like EMI and loan is good.
      Was this review helpful? 0
      , varanasi
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has offered me a credit card and the deals on the card is good and there are no charges taken for it. The deals are on going and the credit limit is also good. The statements are clear and on time it is sent. There are no other charges or inconvenience faced.
      Was this review helpful? 0
      , nasik
      Reviewed on Sep 23, 2017
    • HDFC Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have closed the HDFC bank credit card due to my personal reason. I would like to say that the response is not really a great one and the credit limit value is good one , also the customer service is fine one for me.
      Was this review helpful? 0
      , kottayam
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I am using HDFC bank credit card from the last four years of time. Response is good one with the HDFC bank credit card and their customer service is also working in good way. Online payment modes are not really quick one. EMI option and balance transfer is not available with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      It was a good service provided by HDFC ,but I never got any offers from them . Even their customer service was also not helpful so it was not a good experience , I can say from the overall service provided by HDFC Bank was good. was a good service from HDFC .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Reliable service"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC BANK. The card which i am holding is a cash back were my current limit is 28000. I am not satisfied with my current limit.The rate of interest for the credit card with hdfc is 15% for one year. Once i even got cash back for my purchase.
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      , angul
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      HDFC Bank has also offered me a credit card and the offers on the card is perfect. When I use the card I get good deals and there are other basic offers. The bank always charges me correctly and nothing more than that. The online banking is good to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Easy to hold"
      0.5 4.0/5 "Great!"
      I hold a HDFC BANK money back credit card were my limit is 30000. I am not satisfied with my current limit and i requested for an up gradation of my current limit. The executive informed me only if i can submit the salary slip they can upgrade. I get reward points and cash backs on my purchase.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "average card"
      0.5 2.0/5 "Expected more"
      I had closed down my HDFC Bank credit card, i am using my corporate credit card for flight booking and therefore i stopped using HDFC Bank. Noting interesting about HDFC Bank. When I was using the card I was getting some sort of discount on flight tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Needs improvement"
      0.5 2.0/5 "Expected more"
      HDFC should improve their phone banking services of credit card as it is not all good. It is very difficult to reach their customer card services, further they dont provide resolution on call too. Finally., I decided not to use the card at all.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Good credit card"
      0.5 5.0/5 "Blown Away!"
      HDFC bank credit card works really well. I did not face any issues with HDFC Bank till date. Credit limit which was offered on my card is 25k. The limit is one and the same they have not increased the limit till date also I did not approach them for the same. I am getting very good rewards from HDFC Bank I am holding a Gold credit card of HDFC.
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      , ahmednagar
      Reviewed on Sep 22, 2017
    • HDFC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have not used my credit card much on shopping or any other normal transaction. I have used the services only for the insta loan and jumbo loan facilities. I received the loan immediately as soon as I apply online for it. There are no charges for the card with HDFC Bank.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 22, 2017
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    HDFC Bank Purchase Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Purchase Credit Card

    HDFC is one of the top banks across the globe that offers great financial services and products to its customers. They are designed to meet your changing needs and requirements. The credit cards that they offer are some of the best cards available in the market today. The HDFC Purchase credit card is a unique credit card that comes with a myriad of perks and advantages.

    Highlights:

    • This product is highly customisable.
    • The traditional purchase transactions and quick and hassle free.

    Benefits of HDFC Bank Purchase Card:

    The Purchase Card offered by HDFC Bank comes with several benefits that can prove to be useful for you. These are as follows:

    • The processing time for transactions is reduced. Along with this the cost of high volume is also minimized.
    • The payment process is streamlined which allows you to control and manage the account.
    • Cost of goods is reduced as it consolidates the supplier bases and helps in negotiating with the supplier for the best price available in the market.

    Features of HDFC Bank Purchase Card:

    The HDFC Bank Purchase Card comes with various features. These are as follows:

    • The bank grants authority to the designated employees of a company for making official purchases using the HDFC Purchase credit card.
    • The Purchase credit card comes with a lot of customization options.
    • This particular credit card can be issued in name of the corporate or any individual.
    • This card reduces all delay is traditional purchase transactions.
    • Management of the account and tracking expenses can be easily done with this credit card.
    • Purchase process is automated by the HDFC Purchase card for managing accounts easily.

    Eligibility Criteria:

    The eligibility criteria are as follows:

    • The business that you are a part of must be at least five years old.
    • The business must have made profits for at least last two years.
    • Rs 100 crore should be the minimum turnover of the business.

    Fees and Charges:

    Types Fees and Charges
    Credit period (Interest free) Up to a maximum of 50 days
    Minimum repayment amount 100% of the statement balance
    Fee for joining Nil
    Annual Fee Nil
    Non-payment penal charges 2.95% every month from the date of transaction
    Charges for late payment If outstanding bill is up to Rs 100, you pay zero; if outstanding bill is between Rs 100 and Rs 500, you pay Rs 100; if outstanding bill is between Rs 501 and Rs 5,000, you pay Rs 400; if outstanding bill is between Rs 5,001 and Rs 10,000, you pay Rs 500; if outstanding bill is more than Rs 10,001, you pay Rs 700
    Processing charges for outstation cheque Res 50 for each instrument
    Over limit charges 2.5% of the amount that is over limit. It is subject to a minimum of Rs 500
    Fee for cash processing 1% of the total amount that is paid in cash at any branch of HDFC Bank or ATM against the Purchase Card
    Charges for payment return 2% of the total amount to be paid. It is subject to a minimum amount of Rs 350
    Reissuance of stole, lost or damaged card Rs 100
    Fee for retrieval Rs 125 for each charge slip
    Transactions in foreign currency Cross currency mark of up to 3.5%
    GST Applicable in all interest, charges and fees

    Frequently Asked Questions:

    1. How to update address on the Corporate Card?

      You can write an email to HDFC bank about changing your address. You may also log on to the website of the bank and change your address online. You may also download the application form for changing your address. After filling it in, you must send it to HDFC’s Chennai office in Thiruvanmiyur.

    2. How to know the status of the Purchase Card application?

      You can check the status of your Purchase Card application on the official website of the bank. You will need the application reference number, date of birth and mobile number to know the status of your card.

    3. If I do not want statements to be sent at the mailing address, how do I stop it?

      In order to do this, you will have to download and fill up MID from the form center of HDFC Bank. Sign it and send it to the correspondence address of the bank.

    4. When should I fill up the progressive dispute form?

      After the CDF (Cardholder Dispute Form) form submission, the bank informs the merchant involved in the disputed transaction. The documents required to substantiate the transaction is produced by the merchant. After inspection, if you are still not satisfied as a customer, you may choose to fill up and submit the form.

    5. In order to report a transaction dispute, why should I fill up the CDF?

      The CDF (Cardholder Dispute Form) must be filled by you as per the guidelines set by MasterCard and Visa. It authorizes the bank to investigate the transaction with merchant.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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