HDFC Bank Purchase Credit Card

Key Highlights of the HDFC Purchase Credit Card

1. This product is highly customisable so it can be used to make high-volume, low-value purchases.
2. Lets you maximise your savings and reduces the time involved in processing your transactions.

Fess and Charges on the HDFC Purchase Card

Type of Charge	Amount
Interest-free credit period	Up to 45 days
Minimum repayment amount	100% of the statement balance
Joining fee	Nil
Re-issue of damaged or lost card	Rs.100
Non-payment penal charges	2.95% per month from the date of transaction
Charges for late payment	Less than equal to Rs.100 - Nil Rs.101 to Rs.500 - Rs.100 Rs.501 to Rs.1,000 - Rs.500 Rs.1,001 to Rs.5,000 - Rs.600 Rs.5,001 to Rs.10,000 - Rs.750 Rs.10,001 to Rs.25,000 - Rs.900 Rs.25,001 to Rs.50,000 - Rs.1100 More than Rs.50,000 Rs.1300
Foreign currency transactions	A markup of 3.5% of the transaction amount
Processing charges for outstation cheques	- Up to Rs.5,000: Rs.25 fee per instrument - Above Rs.5,000: Rs.50 fee per instrument

HDFC Purchase Card Credit Limit

The credit limit on your card will be determined by the bank.

Rewards Points Redemption

The points you earn on your card can be redeemed for vouchers. For any redemption, you require a minimum of 2,500 points.

HDFC Bank Purchase Credit Card Eligibility Criteria

The eligibility criteria are as follows:

1. The business that you are a part of must be at least five years old.
2. The business must have made profits for at least the last two years.
3. Rs 100 crore should be the minimum turnover of the business.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on HDFC Purchase Credit Card

• How do I update the address on my credit card?

  You can update your address via any of the following methods:

  1. Email: corporateassist@hdfcbank.com.
  2. Online: By logging into the HDFC Bank Corporate Portal.

  Write: You can download, fill, and send it to the following address:

  Manager, HDFC Bank Cards Division

  P.O. Box No. 8654

  Thiruvanmiyur P.O.

  Chennai 600 041

• How do I check the status of my Purchase Card application?

  You can check the status of your Purchase Card application on the official website of the bank. You will need the application reference number, your date of birth, and your mobile number to determine the status of your application.

• Can I convert my reward points to cashback?

  You can convert your reward points to cashback by requesting the bank to do so. You can send the request form to P.O. Box Credit Card Division.

• Does the card have fuel surcharge?

  Yes. This fuel surcharge can vary from 1% to 2.5% of the fuel transaction amount. The amount you end up paying as surcharge depends on the fuel station and their bank.

• What is the payment due date for my Purchase Card?

  The payment due date for your purchase card is 15 days after the statement date