•  Loading your search... Loading your search...
  • HDFC Bank Purchase Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    HDFC Bank Purchase Credit Card

    HDFC is one of the top banks across the globe that offers great financial services and products to its customers. They are designed to meet your changing needs and requirements. The credit cards that they offer are some of the best cards available in the market today. The HDFC Purchase credit card is a unique credit card that comes with a myriad of perks and advantages.

    Highlights:

    • This product is highly customisable.
    • The traditional purchase transactions and quick and hassle free.

    Benefits of HDFC Bank Purchase Card:

    The Purchase Card offered by HDFC Bank comes with several benefits that can prove to be useful for you. These are as follows:

    • The processing time for transactions is reduced. Along with this the cost of high volume is also minimized.
    • The payment process is streamlined which allows you to control and manage the account.
    • Cost of goods is reduced as it consolidates the supplier bases and helps in negotiating with the supplier for the best price available in the market.

    Features of HDFC Bank Purchase Card:

    The HDFC Bank Purchase Card comes with various features. These are as follows:

    • The bank grants authority to the designated employees of a company for making official purchases using the HDFC Purchase credit card.
    • The Purchase credit card comes with a lot of customization options.
    • This particular credit card can be issued in name of the corporate or any individual.
    • This card reduces all delay is traditional purchase transactions.
    • Management of the account and tracking expenses can be easily done with this credit card.
    • Purchase process is automated by the HDFC Purchase card for managing accounts easily.

    Eligibility Criteria:

    The eligibility criteria are as follows:

    • The business that you are a part of must be at least five years old.
    • The business must have made profits for at least last two years.
    • Rs 100 crore should be the minimum turnover of the business.

    Fees and Charges:

    Types Fees and Charges
    Credit period (Interest free) Up to a maximum of 50 days
    Minimum repayment amount 100% of the statement balance
    Fee for joining Nil
    Annual Fee Nil
    Non-payment penal charges 2.95% every month from the date of transaction
    Charges for late payment If outstanding bill is up to Rs 100, you pay zero; if outstanding bill is between Rs 100 and Rs 500, you pay Rs 100; if outstanding bill is between Rs 501 and Rs 5,000, you pay Rs 400; if outstanding bill is between Rs 5,001 and Rs 10,000, you pay Rs 500; if outstanding bill is more than Rs 10,001, you pay Rs 700
    Processing charges for outstation cheque Res 50 for each instrument
    Over limit charges 2.5% of the amount that is over limit. It is subject to a minimum of Rs 500
    Fee for cash processing 1% of the total amount that is paid in cash at any branch of HDFC Bank or ATM against the Purchase Card
    Charges for payment return 2% of the total amount to be paid. It is subject to a minimum amount of Rs 350
    Reissuance of stole, lost or damaged card Rs 100
    Fee for retrieval Rs 125 for each charge slip
    Transactions in foreign currency Cross currency mark of up to 3.5%
    GST Applicable in all interest, charges and fees

    Frequently Asked Questions:

    1. How to update address on the Corporate Card?

      You can write an email to HDFC bank about changing your address. You may also log on to the website of the bank and change your address online. You may also download the application form for changing your address. After filling it in, you must send it to HDFC’s Chennai office in Thiruvanmiyur.

    2. How to know the status of the Purchase Card application?

      You can check the status of your Purchase Card application on the official website of the bank. You will need the application reference number, date of birth and mobile number to know the status of your card.

    3. If I do not want statements to be sent at the mailing address, how do I stop it?

      In order to do this, you will have to download and fill up MID from the form center of HDFC Bank. Sign it and send it to the correspondence address of the bank.

    4. When should I fill up the progressive dispute form?

      After the CDF (Cardholder Dispute Form) form submission, the bank informs the merchant involved in the disputed transaction. The documents required to substantiate the transaction is produced by the merchant. After inspection, if you are still not satisfied as a customer, you may choose to fill up and submit the form.

    5. In order to report a transaction dispute, why should I fill up the CDF?

      The CDF (Cardholder Dispute Form) must be filled by you as per the guidelines set by MasterCard and Visa. It authorizes the bank to investigate the transaction with merchant.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Card Reviews

    • HDFC Bank Credit Card
      "Ignore this card for local use"
      0.5 3.0/5 "Satisfactory"
      This card is useful for International purpose. I used to get a offers on dining restaurants. I won't use this card local areas. Their is sur charges waiver is available in this card when i put petrol. I have been using this card more than 2 years. I never used the card for online purchase recently. In most of the outlets this card is not accepted.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the card has been very good and it has been a quick in getting the card. I am happy with the credit limit which had been provided by them but i am expecting it to be increased in the near future. There also had been good offers with the card which is yet to be used. I have started using the card for shopping and everything.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with HDFC bank from last 2 years, there was no annual fee charged at the time of getting this credit card. I am happy with the credit limit in this card. Offers like cash back was good at initial stage but now the offers are very limited. I use net banking for making bill payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good process in getting the card and it has been simple and i have got the card on time as well. The credit limit with the card has been satisfactory. There also had been good benefits and features with the card as well. I have been using the card for shopping and other purchases as well.
      Was this review helpful? 0
      , surat
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the last two years and the service which have been provided by them so far had been very good. They had provided me with a good credit limit and there also had been very good offers with the card as well like cash back offers. There also had been good EMI options as well and they also had been providing a good customer support.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Got the HDFC bank money back credit card around 4years ago. The customer support service and the response is good with the HDFC bank. The credit limit value is good with this HDFC bank money back credit card and I am satisfied using the Hdfc bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Looking for good offers"
      0.5 3.0/5 "Satisfactory"
      I am using HDFC bank credit card from last 1 year, there was no annual fee charged at the time of getting this credit card. I did not find much benefits on HDFC bank credit card. All my transactions are hassle free in this card and the credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "User Friendly Card"
      0.5 4.0/5 "Great!"
      I have been using this HDFC credit card for 8 years. I used to received a very offers on every others. They have offered me a very good credit limit of Rs. 1 lakhs. Some financial charges are there if i convert into EMI. I used to do EMI conversion by making call to the customer care service. I'm very much happy with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with HDFC bank from last 3-4 months, i did not check for any offers on this credit card. There are no transaction issues on this credit card and this card is a lifetime free credit card. I am happy with the credit limit in this card and i use net banking for making payments.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been almost three years i have been using the card and the services which they had been providing so far had been very good. They also had given a very good credit limit as well and i have been using the card for shopping and all other purchases. There has not been any kind of issues faced with the banking services of them so far.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      I have been holding the card for the last ten months and the services which they had been providing so far had not been up to the mark. There has not been proper response from their customer support and the interest rate with them has been little high. They had been making charges which are high for the late payments but the credit limit with the card has been very good as they had given 85 thousand.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Too Good Card"
      0.5 4.0/5 "Great!"
      This is the 1st credit card i have purchased. I'm using this card for more than 1 year. The rewards points is the best things about this card. They charging me around Rs. 499 as annual charges. Still i have never seen the statement. When i do a online shopping from Flipkart, Snapdeal or Amazon i will get a 10% cash back offers from them. In total period i have spoke to the customer care service twice and the response was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with HDFC bank 6 months back. The credit limit was 1,25,000 which is satisfactory . The customer service and responses was good. The annul fee is there . The mobile application was good so I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have a credit card from Hdfc bank, the limit they have offered is good, the services of the card is also good, I am quite satisfied with it, the features and benefits of the card is also quite good and appealing, it's a lifetime free card I am quite satisfied with the card they have offered me.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      I have a credit card from Hdfc, the card they have offered me is lifetime free I have no annual charges on the card. I have no issues with the card as I don't find any loss using this card and so far the experience also has been good, I never faced any issues using the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Excellent Card"
      0.5 4.0/5 "Great!"
      HDFC customer care service is excellent. I have converted my post paid bill payment by using this credit card. They are charging Rs. 1000 for this credit card. My annual fee will get waived if i use Rs. 30000 in 90 days. I won't much use this credit card. I didn't purchase till now. They used send a offer messages in my mobile. They have offered me a credit limit of Rs. 1 lakh. I can convert my purchase into EMI. I'm not aware of the EMI conversion charges and processing fee.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      It was a very nice experience with HDFC bank credit card, the process was smooth and i received my credit card within 7-8 days. I am not aware of the annual charges on this credit card. The credit limit is sufficient in this credit card. I use this credit card for multipurpose and the customer service was good with HDFC bank.
      Was this review helpful? 0
      , kochi
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Features of the card checks all the boxes in the list"
      0.5 5.0/5 "Blown Away!"
      HDFC is one of the best call center i have ever called. The service charges are not there. The annual fee is not there. I am not available for the interest rate on the EMI. Airport launch access is there. Their is a negative thing is reward structure is not good, They are offering 0.25 paise for every 150 Rs. They are giving rewards points depends on the user. They provide different card depends on the user's usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Need lot of improvement"
      0.5 2.0/5 "Expected more"
      I am having the HDFC bank credit card and am using it from the last two years of time. I would like to say that the response is okay one for me with them. Customer service is not good one with them. Offers are good one with them.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 19, 2018
    • HDFC Bank Credit Card
      "Looking for better credit limit"
      0.5 4.0/5 "Great!"
      I am having a credit card with HDFC bank from last 4 years, there was no annual fee charged at the time of getting this credit card. I am not happy with the credit limit provided by this bank. Offers like reward points and cash back are good in HDFC bank credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 19, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.