Ever since they were introduced back in the 1950, credit cards have continued to remain one of the most useful inventions of all times. They have truly revolutionized the way the world transacts. With the convenience and flexibility which they offer, credit cards have become an indispensable part of an individual’s wallet. Not only are they the hassle-free alternative for hard cash but can also come in handy at times of an emergency. The concept of credit cards has been popular around the globe for decades and have been adopted to fulfil various purposes and lifestyle requirements, one of which is shopping.
There are several leading banks in India which offer a wide range of shopping credit cards which are designed to not only streamline your shopping payment experience but also offer a number of additional benefits as well on a number of health and lifestyle related needs.
|SBI Simply Save Card||· Earn 10 times the rewards on all grocery, movies, dining and departmental store transactions. · For very Rs 100 that you spend on any other category, earn 1 Reward point. · Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue · Get a waiver on 2.5% fuel surcharge for every fuel purchase between the value of Rs 500 & Rs 3000. · If you spend Rs 2000 from your card within the first 60 days of getting your card, you get 2000 Bonus points.||APR is charged at the rate of 40.2% per annum.||Get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card|
|HDFC Bank MoneyBack Card||·If you activate your card via PayZapp, you earn 1,000 reward points and cash back up to Rs 1000 for all transactions done via PayZapp. ·Option to redeem your reward points into cash credits where 100 points equal Rs 30. ·For every Rs 150 that is charged to your card for retail purchases, you get 2 Reward Points. ·For online purchases done with the card, you earn 4 Reward Points.||APR is charged at the rate of 40.8% per annum.||Avail exciting offers on SmartBuy using your JetPrivilege HDFC Bank World Card.|
|HSBC Visa Platinum Card||· For all transaction done with your card within the first 30 days of issuance, you get 10% cashback (conditions apply). · Zero Annual and Joining fees. · Earn 3 times the rewards on all telecom, hotel and dining transactions for 12 months. · Earn 5x rewards for all purchases over Rs 400,000 in a year. · For all purchases over Rs 50,000 in a calendar year, you get movie ticket vouchers worth 500.||APR is charged at the rate of 39.6% per annum.||Avail attractive offers and discounts across various categories such as dining, holidays, travel, groceries, entertainment bookings, gifting, child care and more from leading retailers such as Firstcry, Urban Ladder, Faasos, Cleartrip, BookMyShow, BigBasket and more.|
|Kotak Delight Platinum Credit Card||· Earn 10% cash back on all movie and dining transactions. · Spend 1,25,000 every 6 months and get 4 free PVR tickets. · Get a waiver on the 1.8% railway surcharge for bookings done on irct.com and 2.5% for bookings done at the Indian Railway Booking counters. · Get a waiver on the 2.5% fuel surcharge at fueling stations across India. · For every Rs 1,25,000 hat you spend in months, you get 4 PVR movie tickets free.||APR is charged at the rate of 40.8% per annum.||Avail attractive offers and discounts across various categories such as jewellery, apparel, dining, travel bookings, gifting, furnishings, child care and more from leading retailers such as Joyalukkas, ONLY, Fab Hotels, Forever New, Luxehues, Vero Moda, Da Milano, Jack Jones, Puma, Urban Ladder, Bluestone, MakeMyTrip, Apollo Pharmacy, Biguine, Domino's Pizza, Hertz, Yatra, Inox Theatres, Pepperfry, Above Ground Level Lounge and many more.|
|American Express MakeMyTrip Card||·Get 5% cashback on all your bookings done via MakeMyTrip. · For every Rs 100 that you spend charged to your card, you earn 2 Payback Points. · Win a MakeMyTrip coupon worth Rs 2000 when you spend Rs 1.25 lakhs and a bonus MakeMyTrip coupon worth Rs 5000 when you spend Rs 2.5 lakhs in a year. · Get 3% cash back at petrol pumps across India. · Enjoy up to 70% cash back on hotel booking via MakeMyTrip. · Welcome gift of 2 MakeMyTrip vouchers worth Rs 1000 each.||APR is charged at the rate of 42% per annum.||· One supplementary card can be obtained free of charge. · Split the payment of your big purchase in easy EMIs.|