Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

HDFC Credit Card Bill Payment

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If you own an HDFC Bank credit card, you would be aware that the bank offers a high degree of flexibility when it comes to the payment of the credit card bill. The flexibility is in the form of the diverse and easy to use offline and online credit card payment methods, and you may choose one as per your convenience and preference.

HDFC Bank Credit Card Bill Payment for HDFC Account Holders - Online

HDFC account holders can pay their HDFC credit card bills through the following online methods.

HDFC Credit Card Bill Payment Through Net Banking

If you are an HDFC accountholder, you can use the HDFC net banking facility to make your HDFC credit card bill payment. However, before availing the facility, you need to link your HDFC credit card to the net banking account.

Once you register your credit card, you can follow these steps to make the payment:

  • Log in to your net banking account.
  • Click on 'Cards' on the top and there you would see all your registered cards.
  • Under the 'Credit Card' tab on the left side of the screen, click on 'Transact'.
  • Select 'Credit Card Payment' and these select your credit card by clicking on 'Select Card Payment Type' and click 'Continue'.
  • Next, select 'From account and the credit card number'.
  • Now choose one from Last Statement Bal, Minimum Amount Due, or Other Amount. Continue and confirm.

HDFC Credit Card Bill Payment Through Mobile Banking Application

You can use the HDFC mobile banking facility to make your HDFC credit card bill payment. However, before availing the facility, you need to link your HDFC credit card to the mobile banking account.

Once you register your credit card, you can follow these steps to make the payment:

  • Download the HDFC Mobile Banking application on your phone and log in to your account.
  • Click 'Menu' and then 'Pay' and then select 'Cards'.
  • Here you would be able to see all the registered credit and debit cards.
  • Click on the desired credit card to make the payment and there you would see the 'Pay' option.
  • Click on it and complete the payment.

Using Autopay Option To Pay HDFC Credit Card Bill

You can use the Autopay option and set a standing instruction for the auto debit of the credit card outstanding from your HDFC savings account. This way, you can easily pay the total or the minimum amount due on your card every month.

To avail the Autopay facility, do the following:

  • Log in to your net banking account.
  • Visit the cards section and there you would see your registered credit cards.
  • Now on the left side of the screen, under Credit cards, click on 'Request' and then 'Autopay Register'.
  • Next, you would be prompted to select the details.
  • Click on 'Continue' and then 'Confirm'.
  • You would see the acknowledgement message on the screen.

Or you can also download the Autopay request form from www.hdfcbank.com/assets/pdf/autopay_form.pdf and send the duly filled form to

The Manager,

HDFC Bank Cards Division,

P O Box 8654, Thiruvanmiyur,

P.O, Chennai 600 041.

The Autopay facility would be activated within 7 days from the date of receipt of your application.

Visa Money Transfer For HDFC Credit Card Bill Payment

Visa Money Transfer can be used only for the payment of Visa credit cards. For payment via Visa Money Transfer, do the following.

  • Log into your HDFC net banking account.
  • Go to 'Fund Transfer', and then select 'Transact'.
  • Below 'Transact' click on 'Visa CardPay'.
  • Enter all the details asked for and click 'Continue'.
  • You would be prompted to initiate and execute the transaction.

HDFC credit card bill payment through Paytm

To pay your HDFC credit card bill through Paytm, do the following:

  • Visit https://paytm.com/credit-card-bill-payment.
  • Enter your HDFC credit card number under the Credit Card Bill Payment option and click on proceed.
  • Now select a payment method between BHIM UPI and Net Banking and click 'Pay now'.
  • Enter the payment details asked for and complete the payment.

HDFC credit card bill payment through the BHIM/UPI app

To pay your HDFC credit card through the BHIM/UP app, first you must download the same on your smartphone. You must also create your BHIM/UPI ID. Once this is done, follow the below-mentioned steps.

  • Login to the HDFC Bank Mobile Banking App.
  • Click on Account > BHIM / UPI > Pay
  • You can select to pay via BHIM / UPI ID of your credit card or your credit card account number & its IFSC.
  • Then enter the amount to be paid and the description.
  • Next, click on 'PAY' to send.

HDFC Bank Credit Card Bill Payment for HDFC Account Holders - Offline

HDFC account holders can pay their HDFC credit card bills through the following offline methods.

ATM Funds Transfer to Pay HDFC Credit Card Bill Payment

  • You can walk into an HDFC Bank ATM, insert your debit card into the card slot, and select 'Credit Card Payment'.
  • Enter the details that you are asked for and complete the payment.
  • The amount can be paid from your savings or current account and this facility is available round the clock.
  • When you opt for this payment method, you would have to pay Rs.100 per transaction as the cash processing fee.

Over the counter payment of HDFC credit card bill payment

  • To pay your HDFC credit card bill, you can walk into any branch of the HDFC Bank and pay your credit card bill in cash.
  • When you opt for this payment method, you would have to pay Rs.100 per transaction as the cash processing fee.

Cheque payment of HDFC credit card bill

For paying your HDFC credit card bill via cheque, do the following

  • Issue a local cheque in the favour of "HDFC Bank Card A/c XXXX-XXXX-XXXX-XXXX", the X represents the 16-digit card number of your credit card.
  • Drop the cheque at any drop box located in any HDFC Bank ATM or HDFC Bank branch.
  • The amount would be credited to your credit card account within 3 working days.
Payment Of Hdfc Credit Card Bill Through NEFT At HDFC Branch

You can also visit any HDFC branch and request for the NEFT by using the IFSC Code HDFC0000128.

HDFC Bank Credit Card Bill Payment for Non-HDFC Bank Account Holders - Online

Non-HDFC Bank account holders can pay their HDFC credit card bills through the following online methods.

Payment Of HDFC Credit Card Bill With NON-HDFC Bank Net Banking

To pay your HDFC credit card bill using the net banking facility of your non-HDFC Bank savings account, first, you need to register your credit card for net banking. After that, do the following:

  • Log in to your non-HDFC Bank net banking account and under the cards section, select the option of adding a new credit card.
  • Enter the details of your HDFC credit card and click complete the process.
  • Once your HDFC credit card is registered, you can pay the dues on it from the savings account.

Payment of HDFC credit card bill through Non-HDFC Bank Mobile Banking Application

To pay the outstanding on your HDFC credit card through your non-HDFC Bank's mobile banking facility, you need to register your credit card on your mobile banking. If already registered, do the following:

  • Log in to your non-HDFC Bank's mobile banking app.
  • Select 'Cards' and the under credit cards, select your HDFC credit card.
  • Select the payment option and complete the payment.

Payment of HDFC credit card bill through Bill Desk

You can use this facility if you don't have your HDFC credit card account added to your bank net banking facility. Do the following to pay your HDFC credit card bill through the Bill Desk facility:

  • Visit www.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp
  • Enter your HDFC credit card number, email ID, and payment amount in the designated fields.
  • Select the savings account bank from which you want to make the payment.
  • Click on 'PAY' and then would be guided accordingly to complete the transaction.

Pay HDFC credit card bill through the Autopay facility

  • Provide a standing instruction to your non-HDFC Bank for the auto debit of your HDFC credit card's total or minimum amount due every month.
  • To register for the Autopay facility, contact your savings bank customer care.

Pay HDFC Credit Card bill through NEFT

Use your non-HDFC bank's net banking or mobile banking app to pay your HDFC credit card bill through the NEFT option.

  • Log in to the net banking or the mobile banking account to your non-HDFC bank.
  • Go to the funds transfer section and select NEFT as the payment option.
  • Enter your credit card details and initiate the payment.
  • For paying your HDFC credit card through NEFT, use the IFSC Code HDFC0000128.

Using Visa Money Transfer to pay HDFC credit card bill

Visa Money Transfer can be used only for the payment of Visa credit cards. For payment via Visa Money Transfer, do the following.

  • Log into your HDFC account.
  • Go to 'Fund Transfer', and then select 'Transact'.
  • Below 'Transact' click on 'Visa CardPay'.
  • Enter all the details asked for and click 'Continue'.
  • You would be prompted to initiate and execute the transaction.

HDFC credit card bill payment through Paytm

To pay your HDFC credit card bill through Paytm, do the following:

  • Visit https://paytm.com/credit-card-bill-payment.
  • Enter your HDFC credit card number under the Credit Card Bill Payment option and click on proceed.
  • Now select a payment method between BHIM UPI and Net Banking and click 'Pay now'.
  • Enter the payment details asked for and complete the payment.

HDFC credit card bill payment through BHIM/UPI app

To pay your HDFC credit card through the BHIM/UP app, first you must download the same on your smartphone. You must also create your BHIM/UPI ID. Once this is done, follow these steps.

  • Click the BHIM / UPI icon placed on the bottom left on the Mobile Banking application screen.
  • Enter your 6-digit App. PIN and click on Pay.
  • You can select to pay via
    • Your credit card account number & IFSC Code
    • BHIM / UPI ID
  • Enter BHIM / UPI PIN and complete the process.

*This process is only for Android users.

HDFC credit card bill payment through RTGS

For payment through RTGS, you must begin by adding your HDFC credit card as a beneficiary. Also, both the Net Banking and Third-Party Funds Transfer facilities must be enabled. Once this is done, do the following:

  • Go to the Funds Transfer tab and click on 'Transfer to other bank (RTGS)'.
  • Select your card account and enter the relevant details.
  • Accept the Terms and Conditions.
  • Review the details and confirm to complete the process.

HDFC Bank Credit Card Bill Payment for Non-HDFC Bank Account Holders - Offline

Non-HDFC account holders can pay their HDFC credit card bills through the following offline methods.

Cheque payment of HDFC credit card bill

For paying your HDFC credit card bill via cheque, do the following

  • Issue a local cheque in the favour of "HDFC Bank Card A/c XXXX-XXXX-XXXX-XXXX", where X represents the 16-digit card number of your credit card.
  • Drop the cheque at any drop box located in any HDFC Bank ATM or HDFC Bank branch.
  • The amount would be credited to your credit card account within 3 working days.

Over the counter cash payment of HDFC credit card bill

  • To pay your HDFC credit card bill, you can walk into any branch of the HDFC Bank and pay your credit card bill in Cash.
  • When you opt for this payment method, you would have to pay Rs.100 per payment as the cash processing fee.

Paying HDFC credit card bill through NEFT at a savings bank branch

You can also visit your savings bank branch and request for NEFT by using the IFSC Code HDFC0000128.

HDFC credit card bill payment through RTGS

  • You can also visit your non-HDFC account branch and request them for the payment of your HDFC credit card bill through offline RTGS.
  • You would be given the RTGS form which you need to fill in and submit to initiate the payment.

Payment Processing Time For The Various Methods Of Making HDFC Credit Card Payment

Payment method Processing time
HDFC Bank Net Banking Within 2 working days
HDFC Bank Mobile Banking Application Within 2 working days
Autopay Within 2 working days
NEFT 24-48 business hours
Cheque Payment 3 working days
Non-HDFC Bank Net Banking 2 working days
Non-HDFC Bank Mobile Banking 2 working days Application Within 3 working days
Visa Money Transfer 2 working days
BillDesk 3 working days
Paytm 3 working days

RTGS

Instant

BHIM/UPI Instant

Frequently Asked Questions (FAQs) on HDFC Credit Card Bill Payment

  1. After the HDFC credit card payment is done, how long does it take for the money to be credited to my credit account?
  2. The exact number of days needed for the money to be credited to your card account depends on the credit card payment method that you choose. Most methods usually take around 2-3 working days. Refer to the processing time table listed above.

  3. Can I pay my HDFC credit card bill using my debit card?
  4. Yes, you can certainly pay your HDFC credit card bill using your debit card. Check the various payment methods mentioned above.

  5. How to check my HDFC credit card outstanding online via net banking?
  6. If you have registered your card on your HDFC net banking service, log in to it and select 'Cards'. Below the Credit Cards tab, click on 'Enquire', 'Account Information', and select your card.

  7. Can I pay only the minimum amount due on my HDFC credit card using the methods mentioned here?
  8. Yes, you can pay the minimum amount due, the total amount due, or any amount less than the total amount due using the payment methods listed here.

  9. How to pay the EMI on my HDFC credit card?
  10. Since the EMI is billed on your monthly credit card outstanding, you can use any of the payment methods mentioned here to make the payment.

News About HDFC Bank Credit Card Bill Payment

  • Walmart to launch PhonePe as payment option at Walmart India’s 23 best price modern wholesale stores

    Walmart and PhonePe has entered into a partnership which will see PhonePe being launched as a payment option at Walmart India’s B2B Cash-and-Carry stores. PhonePe, which is one of India’s fastest growing payment platforms is a part of Flipkart group where Walmart has a majority stake.

    As part of the partnership, registered members of Walmart’s B2B Cash-and-Carry stores would now be able to pay via the PhonePe app and draw funds from PhonePe wallet, credit card, debit card or bank account using UPI. The registered members would also be able to make payments with PhonePe in store and best price online platform and assisted-ordering solutions. The partnership with Walmart is expected to accelerate PhonePe adoption by kiranas and small businesses.

    Krish Iyer, the president and chief executive officer of Walmart India stated that the partnership with PhonePe reiterates their commitment of helping kiranas and small businesses prosper. Sameer Nigam, the chief executive officer and founder of PhonePe said that the partnership was a step in the direction of deepening their ties with Walmart.

    It needs to be mentioned here that courtesy the partnership offline partners would be able to accept UPI payments through PhonePe’s interoperable QR code solution. Apart from these, they would also benefit from faster online payments and gain exposure to potential customers.

  • Use Your HDFC Bank AT Amazon Prime Day Sale And Get Amazing Discounts and CashBack Offers

    The Amazon Prime Day sale is on and will go on till the midnight of 17 July. The e-commerce giant is offering amazing discounts and cashback offers on clothes, electronics, and other products. Amazon is joined hands with HDFC Bank to offer great deals and discounts for their prime customers.

    All prime members who use their HDFC Bank card to make purchases in this offer is eligible to reap the benefits. The discount depends on the total bill amount. For instance, if your total amount of purchases stands below Rs 50,000, then you will be eligible for 10% discount which comes maximum up to Rs 1,750 on the card.

    In this offer, for purchases above Rs 50,000, customer can save 10% of order value, up to a maximum savings of Rs 10,000. Customer will get instant discount of Rs 1,750, and can get a maximum cashback of Rs 8,250.

  • Phonepe Now Allows Credit Card Bill Payments for Visa Cardholders

    PhonePe, the digital payment app owned by Flipkart, announced its partnership with VISA to enable VISA credit card holders pay their credit card dues through its mobile app. The company claims that credit cardholders can use PhonePe app to pay their credit card bills till the due date without any late payment charges.

    Hemant Gala, Head of Payments at PhonePe, stated that the main aim of the partnership is to make credit card bill payments easy and hassle-free. PhonePe is the first digital payment app to allow credit card bill payments, he added. With the partnership, PhonePe moves a step further to achieve its vision in becoming one-stop solution for all digital payment needs.

    VISA credit card holders can also make purchases at PhonePe’s 60,000 partner stores available both online and offline. They can also recharge mobiles, pay utility bills, and shop on popular online shopping venues.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Credit Card Reviews

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  • HDFC Bank Credit Card
    "Good service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    HDFC credit card is very convenience to use, I have been using the card for 4.5 months for Shopping, groceries, fuel surcharge and electricity bill payment also. I pay my credit card bill through ATM. I always get my bill on time, this card was suggested to me by the bank agent.
    Was this review helpful? 19
    , ranchi
    Reviewed on Mar 21, 2020
  • HDFC Bank
    HDFC Bank Credit Card
    "Excellent service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HDFC credit card for the last 4 years. The service is good and have not face any issues.The credit limit is sufficient, it was for 85000 rupees. I used this card for shopping and many other purposes. I pay my credit card bill through on-line.I want to use HDFC mobile app but there is no QR code in the card, it will be more nice if I can get the QR code so that I will be able to use their app.
    Was this review helpful? 13
    , new delhi
    Reviewed on Mar 21, 2020
  • HDFC Bank Credit Card
    "Excellent card"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    Choosing HDFC credit card is a good decision which i have made because the customer service is very good, they always respond without any delay. I used this card for bill payment and Dmart, I have got a reward points but have not redeem it.The best part is that this card is an international card.
    Was this review helpful? 5
    , pune
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Good service"
    HDFC BANK
    0.5 3.0/5 "Satisfactory"
    Being with HDFC bank for credit card is very nice, I have been using the card form 2 years i got a life time free card.Used the card for purchases,shopping, on line payment and mobile banking is function well but the interest rate is up to 22% which is very high so i wish the bank ca improve on that.
    Was this review helpful? 5
    , new delhi
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Best service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    The best part about HDFC credit card is that the credit limit used to increase at a very fast rate, the offer is also good.The agent came and collect the documents and i got my card in very short time. I used this card for shopping,on line payment,fuel surcharge and groceries but I am not using this card for money transfer purposes.
    Was this review helpful? 2
    , patiala
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Good service"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I am holding HDFC credit card for one year.This card have an EMI conversion for 1000 rupees and a credit limit of 50000.The card is very useful for on line shopping,fuel surcharge, bill payment and on line banking it also have a reward points but I don't know exactly how much.
    Was this review helpful? 1
    , kolkata
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Interst rate was high"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have been using HDFC Bank Millennia credit card more than 7- 8 years. I am getting 2 international and 8 domestic airport lounge access and i have utilized that recently. Credit limit is Rs. 2.26L apart from this i am using this card for utility bill payment scheduled bill and for groceries. Initially i have titanium card after regalia this card has been upgraded recently.I feel the rate of interest was so high.
    Was this review helpful? 3
    , chennai
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Good Service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HDFC bank credit card which was taken through bank .I am having this credit card for the past2 years,i am getting one plus one movie ticket offers ,airport lounge access is there ,converting emi option is there chargeable cad need to pay 500.I am happy with the service so far on utilising .
    Was this review helpful? 2
    , bangalore
    Reviewed on Mar 20, 2020
  • HDFC Bank Credit Card
    "Need to improve "
    HDFC BANK
    0.5 4.0/5 "Great!"
    HDFC Bank has a good customer service and i am getting credit card statement through Email. I think i applied this card through online channel one year before. Its good card i am using for shopping ,flight booking and the telecalling service was not up to the mark because getting en number of calls for payment reminder that could be avoided. The rate of interest was very high.
    Was this review helpful? 2
    , kolkata
    Reviewed on Mar 18, 2020
  • HDFC Bank Credit Card
    "Fine card "
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    Mostly I use HDFC card for E- commerce purpose of Amazon, Flipkart purchase so I get good cash back and discount up to 16%. I am holding this card past 5 years. It is annual fee chargeable but waiver off option is avail if add utility bill payment for certain amount within a year. The credit limit is more than sufficient. EMI conversion is avail if I do a transaction more than 2 to 5K with nominal charge.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 18, 2020
  • HDFC Bank Credit Card
    "Need to improve their service "
    HDFC BANK
    0.5 3.5/5 "Pretty good"
    I am using HDFC Bank credit card approximately 2.5 years. This is a life time free business money back card , i am using for phone recharge, bill payment and for several commodities. Cash back and points can be used to clear credit card outstanding, service was good but the only disadvantage is they are not resolving my problem. Even I wrote a mail but no response or call from them which needs to be changed.
    Was this review helpful? 4
    , jaipur
    Reviewed on Mar 18, 2020
  • HDFC Bank Credit Card
    "Good Card"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I hold a money back credit card from HDFC bank. I just use this card and will pay it off. They don't provide me any kind of offers. I got the limit of Rs. 40000 which is not sufficient for me. I don't need to pay any annual fee when i opened my salary account, they have provided me a life time free credit card to me.
    Was this review helpful? 1
    , new delhi
    Reviewed on Mar 13, 2020
  • HDFC Bank Credit Card
    "Best Service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I am holding HDFC bank credit card for the past 1 year but am not using it often. This card was taken through online.The agent shared all the details about the card process. The credit limit was good. This was a chargeable card and need to pay Rs. 500 in 2 years .
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 13, 2020
  • HDFC Bank Credit Card
    "Need to enhance the credit limit"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I have been using HDFC card for past 3 years. It is a life time free. I got Money Back card with the credit limit of 25K now they have enhance the limit of 28K and cash limit of 10K. Monthly on time I do the payment on 6th of every month. I use this card for shopping and restaurants based on that I get good benefits, and getting some cash back for fuel purpose.
    Was this review helpful? 1
    , guntur
    Reviewed on Mar 11, 2020
  • HDFC Bank Credit Card
    "Need to improve customer service"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HDFC card for more than 5 years which was applied through bank. It is money back card. It is a life time card, the credit limit is 83K, at initial they have provided the limit of 42K. They haven't provide cash limit option. At earlier when I was holding this card was not working at that time, so I faced late payment which will be high.10th of every months I need to do payment. mobile app is user friendly. I would request the customer service need to be prompt on time.
    Was this review helpful? 1
    , bangalore
    Reviewed on Mar 11, 2020
  • HDFC Bank Credit Card
    "Good card for middle class people"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    Last Year August month, i have taken the credit card from HDFC bank because based on my salary, they have provided to me. I have received a credit limit of Rs. 45000. No annual fee charged from the bank. Every month i get a movie voucher worth of Rs. 500 from bookmyshow. I used to make the payment by using paytm or net banking.
    Was this review helpful? 1
    , bangalore
    Reviewed on Mar 10, 2020
  • HDFC Bank Credit Card
    "Very Good Card"
    HDFC BANK
    0.5 5.0/5 "Blown Away!"
    HDFC is a very nice card and much more better than compared to other bank. I am holding a money back card. Whatever the points gathering there, i can convert into cash directly. 1.5 years back, i have started using this card. No such offer message received from HDFC bank end. I have a savings account with HDFC hence I'm making the credit card payment through that.
    Was this review helpful? 0
    , kolkata
    Reviewed on Mar 10, 2020
  • HDFC Bank Credit Card
    "Easy to access"
    HDFC BANK
    0.5 4.0/5 "Great!"
    I have been using HDFC Titanium card for more than 3 years. It is annual fee chargeable card of 500 rupees. The credit limit was1.80L. At initial it was 60K, then 3 times they have enhanced it. I done EMI conversion was done many times and it was easy to convert with nominal charge. I use this card for normal bill payment, rent payment, recharge, shopping based on usage I get some reward points but I am yet to redeem it.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Mar 08, 2020
  • HDFC Bank Credit Card
    "Okay Card"
    HDFC BANK
    0.5 4.0/5 "Great!"
    4 years before HDFC credit card was best in the market hence i bought the money back credit card and there is no much benefit available on the card. Its not that much easy to connect with the customer care. I don't have any issue on the bill cycle and delivery. I make the payment through online. My credit limit get increased on a rarely basis.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 08, 2020
  • HDFC Bank Credit Card
    "Good card for all purposes "
    HDFC BANK
    0.5 3.0/5 "Satisfactory"
    HDFC has given limit of 1.50L. They enhanced the limit on quarterly basis without customer confirmation. I have been using this card for 2 years. It is a life time free card. There is no need for due amount to pay, because I do payment on time and maintain good credit score. It is a money back card. I use this card for every purposes like shopping, to buy grocery, EB payment, insurance policies to pay and school fee payment.
    Was this review helpful? 2
    , pune
    Reviewed on Mar 06, 2020
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