HDFC Bank offers numerous platforms, both online and offline for credit card customers to pay their outstanding bills. Customers can make use of the convenient platforms available to make quick payments without any hassles regarding delays or failures. HDFC Bank does not charge any fee for online credit card payments and users can choose any mode that suits their requirement the best. Both HDFC Bank account holders and non-HDFC Bank account holders can use any method to pay the outstanding balance on their HDFC Bank credit cards. Non-HDFC Bank account holders can make payments from over 49 other bank accounts using this facility.
HDFC Bank Accounts: Customers holding HDFC Bank accounts can easily make online payments towards their HDFC Bank credit cards using the below given modes.
To use the HDFC Bank NetBanking facility, HDFC savings and current account holders will have to register for this service. Only after registration, online payments can be done by users. Customers can link their HDFC Bank credit cards to NetBanking, after logging into their HDFC Bank NetBanking account. The HDFC Bank credit card has to be linked using the ATM PIN.
Customers can view HDFC Bank credit card information, unbilled transactions and get credit card statements for up to the last six months using the NetBanking facility. Every NetBanking account will show the credit limit, billed/ unbilled transactions, due dates, accrued rewards points and outstanding amount. HDFC Bank credit card users can also use the Hot listing facility available under NetBanking to block lost or stolen cards and also place requests for card replacements. HDFC Bank will charge a fee of Rs. 100 for this service. The other features available under NetBanking for HDFC credit card customers are Autopay Registration / De-registration, New credit card Registration / De-registration, email statements, etc.
HDFC Bank credit card users can also use the HDFC Bank MobileBanking application to make outstanding bill payments. After installing the mobile application, customers have to login to the application using their Customer ID, access the Credit Card tab and choose the option "Credit Card Payment ". Payments can be done here by customers using their HDFC Bank Savings Accounts. HDFC Bank offers enhanced security for all credit card accounts on the mobile application through 128-bit SSL protection.
HDFC Bank customers can also make payments via MobileBanking on a browser using www.m.hdfcbank.com. After logging into their NetBanking account, customers can access the Credit Card tab and choose the option “Credit Card Payment”. Payments can be done here by customers using their HDFC Bank Savings Accounts.
Credit Card bill payments can be easily done at an HDFC Bank ATM across the country by customers. This service is available 24/7 to HDFC Bank customers. The outstanding amount available on a HDFC Bank credit card can be transferred from a savings account or a current account to the customer’s credit card account.
HDFC Bank customers can use the Autopay option to set standing instructions for auto debits on their HDFC Bank accounts. The total monthly outstanding amount or the minimum amount due on the HDFC Bank credit card can be repaid using the Autopay facility. The HDFC Bank savings account should be held by a single customer or as a joint account, with an ‘either’ or 'any' signing mandate.
Customers holding savings accounts with other banks can also use the NetBanking facility to make payments towards their HDFC Bank credit card bills. Users have to register for this service and login to NetBanking to make payments.
When a payment is initiated by a customer, certain details pertaining to the HDFC credit card have to be provided namely, HDFC Bank credit card number, email address and the outstanding amount. After this, the customer has to select the required net banker and then click on Pay. This Non-HDFC Bank NetBanking platform has been powered by BillDesk , through which the user will be directed to the payment interface of the chosen net banker.
The credit card bill payment has to be confirmed here by the user by entering authentication details like username and password. As soon as the payment confirmation has been done, the customer’s bank account will get debited with the required amount.
An online transaction confirmation will be given to the customer from HDFC Bank along with the Transaction Reference Number. Additionally, an email will also be sent to the customer’s mail id as an acknowledgement of the payment.
Other bank customers can easily transfer funds from their savings accounts to their HDFC Bank Credit Card accounts using HDFC Bank’s NEFT service. Users have to use the IFSC code, “HDFC0000128” to make NEFT payments towards their HDFC Bank credit cards.
Using the HDFC Bank’s VISA CardPay service customers can make payments towards any other bank’s Visa credit card. Multiple credit card bills can be paid through this service. Customers have to login through NetBanking, select Third Party Transfer, choose Visa CardPay as the option and make the transfer. The maximum transaction amount permitted for a Visa CardPay transaction is Rs 49,999. HDFC Bank charges a fee of Rs. 5 for each Visa CardPay transaction.
Over the counter Cash Payment:
HDFC Bank customers can visit any HDFC branch to make payments in cash towards their outstanding credit card bills. Any cash payment that is made at an ATM or over-the-counter at a branch will attract a cash processing fee of Rs. 100 for every payment done.
HDFC Bank customers can also deposit a local cheque at drop boxes available at ATMs and HDFC branches to make payments for their HDFC Bank credit cards. The cheque that is deposited should be payable to the HDFC Bank Credit Card account. Customers can use the wide network of over 7346 HDFC ATMs and 2201 branches to deposit a cheque. HDFC Bank will credit the local cheque payment to the credit card account in just three working days.
HDFC Bank provides email statements to credit card customers on a monthly basis, free of cost. Using this facility customers can get 24/7 access to their credit card accounts and related information. To register for email statements customers have to submit the filled-in E-age form to an HDFC Bank branch. Other options available to customers to receive email statements is through Phone Banking or by registering for e-statements under NetBanking. HDFC Bank credit card users can view e-statements for up to the last six months using the NetBanking facility by logging into their credit card accounts.
After the payment has been completed the screen will display “SUCCESS” or “FAILURE” according to the status of the transaction. A transaction reference number will also generated and an acknowledgement email will be sent to the customer’s email address.
List of the Banks that Allows HDFC Credit Card Bill Payment facility.
|Allahabad Bank||Karnataka Bank|
|Andhra Bank||Karur Vysya Bank Limited|
|Axis Bank||Kotak Bank|
|Bank of Bahrain and Kuwait||Lakshmi Vilas Bank Corporate|
|Bank of Baroda Corporate||Lakshmi Vilas Bank Retail|
|Bank of Baroda Retail||Oriental Bank of Commerce|
|Bank Of India||Punjab & Sind Bank|
|Bank of Maharashtra||Punjab National Bank|
|Bank's Enabled||Royal Bank of Scotland Netbanking|
|Canara Bank||Shamrao Vithal Co-operative Bank Ltd.|
|Central Bank of India||South Indian Bank Ltd|
|Citi Debit Card||State Bank of Bikaner and Jaipur|
|City Union Bank||State Bank of Hyderabad|
|Corporate Punjab National Bank||State Bank of India|
|Corporation Bank||State Bank of Mysore|
|Deutsche Bank||State Bank of Patiala|
|Development Credit Bank||State Bank of Travancore|
|Dhanalakshmi Bank||Syndicate Bank|
|Federal Bank||Tamilnad Mercantile Bank Ltd.|
|ICICI Bank||UCO Bank|
|IDBI Bank||Union Bank of India|
|Indian Bank||United Bank of India|
|Indian Overseas Bank||Vijaya Bank|
|IndusInd Bank||YES Bank|
|Jammu and Kashmir Bank Limited|
The payment done by a customer will be credited to the HDFC Bank credit card account in two working days.
If an HDFC Bank credit card customer cannot find the required bank in the list, then payments can be made through the NEFT process using the IFSC code - HDFC0000128.
Generally, customers have to enter the credit card number twice for security reasons. In case the wrong number has been entered, then the customer is required to call the customer care for further support.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.