If you own an HDFC Bank credit card, you would be aware that the bank offers a high degree of flexibility when it comes to the payment of the credit card bill. The flexibility is in the form of the diverse and easy to use offline and online credit card payment methods, and you may choose one as per your convenience and preference.
HDFC account holders can pay their HDFC credit card bills through the following online methods.
Credit Card Bill Payment
You can pay your HDFC credit card bills through UPI and mobile wallets such as PhonePe, PayTM, Google Pay, MobiKwik, etc. We will have a look at the steps you will have to follow to pay your credit card bills using UPI or mobile wallets.
HDFC account holders can pay their HDFC credit card bills through the following offline methods.
|Payment method||Processing time|
|HDFC Bank Net Banking||Within 2 working days|
|HDFC Bank Mobile Banking Application||Within 2 working days|
|Autopay||Within 2 working days|
|NEFT||24-48 business hours|
|Cheque Payment||3 working days|
|Non-HDFC Bank Net Banking||2 working days|
|Non-HDFC Bank Mobile Banking 2 working days Application||Within 3 working days|
|Visa Money Transfer||2 working days|
|BillDesk||3 working days|
|Paytm||3 working days|
The minimum amount is 5% of the outstanding amount or Rs.200, whichever is higher.
Yes, you can certainly pay your HDFC credit card bill using your debit card. Check the various payment methods mentioned above.
The exact number of days needed for the money to be credited to your card account depends on the credit card payment method that you choose. Most methods usually take around 2-3 working days. Refer to the processing timetable listed above.
If you have registered your card on your HDFC net banking service, log in to it and select 'Cards'. Below the Credit Cards tab, click on 'Enquire', 'Account Information', and select your card.
Yes, you can pay the minimum amount due, the total amount due, or any amount less than the total amount due using the payment methods listed here.
Since the EMI is billed on your monthly credit card outstanding, you can use any of the payment methods mentioned here to make the payment.
You can view your HDFC credit card bill via the net banking or mobile app portal. The bank will send you emails every month with the credit card bill.
The credit free period is 20 to 50 days.
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