Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • RBL Bank Credit Cards is Rated as "Great!" by 270 Users

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    Credit Card BYTES FROM OUR KITCHEN

    RBL Bank Credit Cards

    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card

    Joining Fee

    Annual Fee

    Add on

    Interest

    Minimum Due

    Insignia Preferred Banking World Card

    Information not available

    IGU NHS Golf World Card

    Nil

    Nil

    Nil

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Maxima Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    RBL Bank Fun+ Credit Card

    Nil

    Rs. 499

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Delight Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Cricket Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Titanium Delight Card

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Shopper Cards

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Reward Cards

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Platinum Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card

    Welcome offer

    For every Rs. 100 spent

    Accelerated rewards

    Bonus points

    Domestic

    International

    Insignia Preferred Banking World Card

    20,000 points (Optional)

    5 points

    5 points

    NA

    NA

    IGU NHS Golf World Card

    NA

    2 points

    2 points

    10 points when you spend at select partners

    NA

    Platinum Maxima Card

    8,000 reward points when you swipe within 60 days of issuance

    2 points

    10 points

    10 points on dining, entertainment, utility bills, fuel.

    10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.

    RBL Bank Fun+ Credit Card

    NA

    1 point (except on fuel)

    1 point (except on fuel)

    10 points at Pizza Hut, KFC and bookmyshow.com

    NA

    Platinum Delight Card

    NA

    2 points

    2 points

    NA

    NA

    Platinum Cricket Card

    4,000 runs (optional)

    2 runs

    2 runs

    4 runs on dining, hotels and air travel.

    1 wicket for every Rs. 1 lakh spent

    Titanium Delight Card

    2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days.

    1 point

    1 point

    NA

    4,000 points on spending Rs. 1.2 lakhs in year.

    Classic Shopper Cards

    NA

    2 points

    2 points

    NA

    NA

    Classic Reward Cards

    NA

    4 points

    8 points

    NA

    NA

    Classic Platinum Card

    NA

    2 points

    4 points

    NA

    NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following)
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    RBL Bank credit card FAQs: 

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    News About RBL Bank Credit Card

    • Virtual Prepaid card introduced by Oxigen Wallet in association with RBL Bank and Visa services.

      Oxigen Wallet has recently launched a virtual Visa Prepaid card in collaboration with RBL Bank and ZAZOO. The Visa prepaid card works on a mobile based payment system with mobile virtual card technology and uses current modes of payments. Here a plastic credit card or debit card is replaced with a virtual card, which enhances security and prevents against fraudulent transactions. Using the Visa Prepaid card, customers have to fill in the amount using the Oxigen Wallet application. The Visa prepaid card can be created in just a few seconds. A multi-use prepaid card can be shared with family and friends using the application. The Visa prepaid card can be used on all e-commerce sites that accept Visa payments.

      21st January 2016

    • Happay, the visa card for expense management

      Introduced as an expense management solution, Happay is a one-of-a-kind Visa card helping organisations efficiently structure their expense workflow. Happay provides real time visibility and controls business spending, changing the way employees report business expenses. This card is the brainchild of Varun Rathi and Anshul Rai, both being ex-students of IIT KGP. The team working on this project have, finally, stepped up and launched the card with support from RBL Bank and are being financed by AngelPrime, an early stage VC fund.

      Happay ensures that the entire expense management workflow is simplified by making it cashless and paperless with the expense reporting and its approval now available online and also on the mobile platform. The manual methods of expense reporting can now be replaced to make things hassle-free. The Happay platform makes note of all purchases done on this card and the employees can take photos of the bills, track cash expenses and submit reports too.

      11th May 2015

    • RBL Bank Introduces India's First Credit Card for Golf Buffs

      RBL Bank (previously called as The RBL Bank Ltd.), is a fast growing entity and has recently tied with Indian Golf Union to offer credit card with special benefits to golf lovers. The registered golf players in India can access the finest golf courses across the country by getting a free card with prompt registration to the National Handicap Service (NHS). Known as the RBL IGU NHS Golf World Card, it can get you registered automatically and showers the user with benefits like gaining enough points to cover annual membership fees across most golf courses. Other perks include golf accessories at throwback prices, free golf access and more. The credit card lets clients have access to all MasterCard world card perks such as entry to 11 top Golf courses in India, a 50 percent rebate on Green Fees & unlimited golf lessons.

      23rd April 2015

    RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "Timely card"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with RBL for below one year. The services are good and they have given 1L 8K rupees credit limit. It was good and they fulfilled my needs at that time. The reward points and cash back offers are good. I can redeem the reward point but haven't used yet. There is no EMI conversion facility.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got Rs,6,00,000 as credit limit with the RBL bank platinum delight credit card . I got this card very recently , I haven't started using this card yet. The customer support is good with the RBL credit card department. I would say it is a good card to use.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      They were the first Bank that offered me the Credit Card and the experience with it has been always been great. They initially offered me Rs.30000 but with in 6 months they increased the amount to Rs.60000. The discounts available in it is pretty good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest was fantastic with rbl credit card service compare to other credit service providers ,also the online facilities are good. The customer support was good it was a wonderful experience with rbl credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the Ratnakar Bank Limited credit card and the credit limit value is around 50000 Rupees, also the other things are really fine one for me. I am happy with the Ratnakar bank limited and its with good aspects too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2017
    • RBL Bank Credit Card
      "Good credit limit"
      0.5 5.0/5 "Blown Away!"
      I have been using this Card for multi purpose and it's been a while using it too. They gave me good credit limit. The repayment option with them has been pretty good. The card has good reward points system. The overall experience with it has been good.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Dec 06, 2017
    • RBL Bank Credit Card
      "Constant Limit"
      0.5 5.0/5 "Blown Away!"
      I got this Credit Card along with other of my Card. They have maintained the Credit Limit they offered me early. The Card has good offers and it's usage is pretty good. The overall experience with this Card has been quite good through out. Technically this Bank is very strong, you can be trustful about their transactions.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2017
    • RBL Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I got this Credit Card pretty recently and expecting the first repayment in few days. The overall experience with it has been good. I got the approval for the Card pretty easily. The Card has good Credit Limit to it.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Great Card"
      0.5 5.0/5 "Blown Away!"
      I got a Credit Card with RBL, which has a good Credit Limit of Rs.1.20 Lakhs. I have been getting quite a few offers for online purchase. The one time annual fee of Rs.1000 is applied after which it's a lifetime free card. It has been a wonderful experience til date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Having the RBL platinum maxima credit card for past 1 year and I got the good credit limit with this card and I am satisfied with it. It takes time for the billing cycle with the RBL platinum credit card . The interest rates and the charges are average with this card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I had taken RBL platinum credit card. I am using it for the past 6 months. The credit limit was 1L which was okay. I never had interaction with the customer service. The interest rate was very high compared to other bankers. The reward points are good. I will make my payment through internet banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      I am using RBL credit card from last 1 month and i am not happy with this credit card. The credit limit is very less when compared to other credit cards. I paid an one time fee for Rs 2000 which will be added to the reward points. There are no such offers like cash back in this credit card. I am using this credit card for shopping purpose.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Dissatisfactory credit card"
      0.5 3.0/5 "Satisfactory"
      RBL is not giving clear information about the credit card transaction. So I tried to reach their customer care there was no response. Initially they told it was RBL Bajaj emi card and it has lots of reward points finally I didn't get any offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Good Credit Card"
      0.5 4.0/5 "Great!"
      The experience with RBL Credit Card is good. Comparing to my other Credit Card, this is a better card. If I spend Rs.10000 per month, I would be getting 2 PVR Tickets as complimentary. I have been Getting offers in places such as bigbazaar and pizza hut.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      RBL money back credit card service was good compare to others in the market,the offers are very good with lot of good online benefits and the customer service was prompt it was a good experience for me with rbl money back credit card services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      From the past 1 year i am using the credit card of RBL Bank .the Customer service is real good from the RBL Bank .the credit Limit given to me was 50K and cash withdraw option is also provided .i get offers like Monthly i get 2 movie ticket. It has been a good experience over all .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      It was a ok ok customer service i received from the RBL Bank but it could have been more better . They told there will be no charges and After i paid the bill for the first time there were extra taxation charged and when i asked for an explaination they said we are sorry for that . They did not inform about that . The credit Limit given to me was 81K and also gave me a cash withdraw option for 20K with 2.5K charges . It get Reward points on using the card .
      Was this review helpful? 0
      , indore
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      MY credit card was taken with RBL 6 months and they have offered master International card . The credit limit was satisfactory here and the validity of the card is up to 2025. The customer service and responses was satisfactory . I have 24/7 helpline number and OTP device to login . MY overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the Ratnakar bank limited credit card and the customer service is good one too. I would like to say that the response is good one with the Ratnakar bank limited credit card. Credit limit value is not up to the mark.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Reward point card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RATNAKAR BANK. My current limit is 60000. I am satisfied with the limit. I used to get reward points. They give movie tickets as complimentary directly to my mail id.I have not yet redeemed my points with RATNAKAR BANK.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 01, 2017
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