RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.
RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.
RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.
Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.
RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.
Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.
With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.
RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.
Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.
RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.
In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.
Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.
|Type of card||Joining Fee||Annual Fee||Add on||Interest||Minimum Due|
|Insignia Preferred Banking World Card||Information not available|
|IGU NHS Golf World Card||Nil||Nil||Nil||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Platinum Maxima Card||Nil||Upto Rs. 4,000||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|RBL Bank Fun+ Credit Card||Nil||Rs. 499||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Platinum Delight Card||Nil||Upto Rs. 4,000||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Platinum Cricket Card||Nil||Upto Rs. 4,000||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Titanium Delight Card||Nil||Upto Rs. 2,000||Up to Rs. 500||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Classic Shopper Cards||Nil||Upto Rs. 2,000||Up to Rs. 500||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Classic Reward Cards||Nil||Upto Rs. 4,000||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
|Classic Platinum Card||Nil||Upto Rs. 4,000||Up to Rs. 1,000||Up to 3.4% per month (40.80% p.a.)||5% of the amount due + EMI + Overlimit amount|
Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.
|Type of card||Welcome offer||For every Rs. 100 spent||Accelerated rewards||Bonus points|
|Insignia Preferred Banking World Card||20,000 points (Optional)||5 points||5 points||NA||NA|
|IGU NHS Golf World Card||NA||2 points||2 points||10 points when you spend at select partners||NA|
|Platinum Maxima Card||8,000 reward points when you swipe within 60 days of issuance||2 points||10 points||10 points on dining, entertainment, utility bills, fuel.||10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.|
|RBL Bank Fun+ Credit Card||NA||1 point (except on fuel)||1 point (except on fuel)||10 points at Pizza Hut, KFC and bookmyshow.com||NA|
|Platinum Delight Card||NA||2 points||2 points||NA||NA|
|Platinum Cricket Card||4,000 runs (optional)||2 runs||2 runs||4 runs on dining, hotels and air travel.||1 wicket for every Rs. 1 lakh spent|
|Titanium Delight Card||2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days.||1 point||1 point||NA||4,000 points on spending Rs. 1.2 lakhs in year.|
|Classic Shopper Cards||NA||2 points||2 points||NA||NA|
|Classic Reward Cards||NA||4 points||8 points||NA||NA|
|Classic Platinum Card||NA||2 points||4 points||NA||NA|
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.
You can use any of the following methods to make payments towards your credit card.
Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.
Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.
You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.
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