RBL Bank is one of the fastest-growing commercial banks that is continuing its expansion rapidly. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically to suit the needs and requirements of their customers. The credit cards come with an annual fee starting at zero and with finance charges up to 3.99%.
| Type of card | Joining Fee |
|---|---|
| RBL Bank BankBazaar SaveMax Credit Card | Nil |
| RBL Bank ShopRite Credit Card | Nil |
| RBL Bank Platinum Delight Card | Nil |
| RBL Bank IGU NHS Golf World Card | Nil |
| RBL Bank Platinum Maxima Card | Nil |
| RBL Bank Fun+ Credit Card | Nil |
| RBL Bank Platinum Cricket Card | Nil |
| RBL Bank Titanium Delight Card | Nil |
| RBL Bank Classic Shopper Cards | Nil |
| RBL Bank Classic Reward Cards | Nil |
| RBL Bank Classic Platinum Card | Nil |
| Enhanced Protection | RBL Bank offers credit cards that are embedded with an Europay, Mastercard, and VISA (EMV) Microchip which enhances protection against misuse and duplication. |
| Active Alerts | Be up to date on all your transactions, payment date missed, receipt of bill payment, monthly card statement, and more with SMS and email alerts sent regularly. |
| Flexible Credit Limits | RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. |
| Online Banking | Access your credit card account online anywhere and at any time. |
| 24/7 Customer Care | With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 RBL credit card customer care service. |
| Reward points | Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select RBL Bank credit cards. |
| Cash Advance | Get cash any time you need with your RBL Bank credit card. Cash transactions will attract a fee and finance charges from the date of the transaction. |
| Add-on cards | RBL offers supplementary cards for your family members. You can avail of up to five cards for your spouse, parents, and children. |
| Specialized Privileges | Get specialized benefits such as priority pass membership, lounge access, dining privileges, golf lessons, golf memberships, travel and flight benefits, and more on select cards. |
Start your savings with a bonus of 5,000 reward points upon paying the first year's annual fee.
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
| Type of Charge | Amount |
|---|---|
| Finance charges (Retail and Cash) | 3.35% - 3.99% per month |
| Add-on card fee | Nil |
| Duplicate Statement fee | Nil |
| Card replacement | Nil |
| Overdue Penalty / Late Payment fee | 15% of the total amount due (minimum of Rs.50 and a maximum of Rs.1,500) |
| Over Limit penalty | Rs.600 |
| Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500) |
| Cash Payment at branches | Rs.250 |
| Foreign Currency Transaction | 3.50% of the transaction amount. |
You can apply for an RBL Bank Credit Card online either through BankBazaar or the official RBL Bank website as well.
To apply for the RBL Bank Credit Card on BankBazaar, the steps to be followed are:
Step 1: Visit the page of RBL Bank credit card.
Step 2: Choose the credit card best suited for your needs.
Step 3: Click on the tab of ‘check eligibility criteria’.
Step 4: Fill in the details and any documents which are required.
Step 5: Once done, an application ID will be sent to you to track your application status.
To apply for an RBL Bank Credit Card on their website, follow these steps:
Step 1: Visit the RBL Bank internet banking portal.
Step 2: Go to the 'Credit Cards' section and select 'Apply Now'.
Step 3: Enter your name, address, contact number, email, and income.
Step 4: Click 'Submit'.
Step 5: RBL Bank officials will verify your details and contact you within two to three working days to collect any required documents.
To apply for an RBL Bank Credit Card offline, you can visit the branch of the bank and fill up an application form for the credit card of your choice. Once done, you will need to submit the required documents and a representative of the bank will send the documents for verification.
If and when your application is accepted, you will receive your credit card within 21 working days to your registered address on paying the joining fee (if any).
If you have applied for an RBL Bank Credit Card on BankBazaar, you can track your RBL Bank credit card application status with the application ID which will be sent to your registered phone number and email ID.
RBL Bank is are equipped with the RBL Bank credit card balance transfer facility through the ‘Transfer n’ Pay’ Program. With this program, you can transfer the balance of any credit card to your RBL Bank credit card and pay the amount back in equated monthly installments.
You can opt to repay the entire sum in EMIs for a tenure of either three, six, nine, or 12 months and will attract a minimum balance transfer processing fee.
The bill payments for the RBL Bank credit cards can either be done through online methods or periodic payments through standing instructions.
You need to submit the scanned copies of the following documents to apply for RBL Bank credit card:
The following are the eligibility criteria to apply for RBL Bank:
You can contact the RBL Bank credit card customer care at 022-62327777 for all credit card queries. Apart from this, you can also contact 022-7119 0900 for all queries and questions regarding SuperCards.
If you are not able to contact the customer care via the phone number, you can get in touch with them via email:
If you lose your RBL Bank credit card, immediately contact the 24-hour toll-free customer care provided by RBL Bank. Report the lost or stolen card to customer care. Once this is done, you will not be held liable for any transactions made on your card after.
Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.
Add-on cards can be taken for your family members which include only your spouse, parents, and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. RBL Credit Card Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.
You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro, and Cirrus. You can also use your card to shop online.
You can get a pre-approved loan without any documentation required with the RBL Bank BankBazaar SaveMax Credit Card.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
