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RBL Bank is one of the fastest-growing commercial banks that is continuing its expansion rapidly. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically to suit the needs and requirements of their customers. The credit cards come with an annual fee starting at zero and with finance charges up to 3.99%.
|Type of card||Joining Fee|
|RBL Bank BankBazaar SaveMax Credit Card||Nil|
|RBL Bank Platinum Delight Card||Nil|
|RBL Bank IGU NHS Golf World Card||Nil|
|RBL Bank Platinum Maxima Card||Nil|
|RBL Bank Fun+ Credit Card||Nil|
|RBL Bank Platinum Cricket Card||Nil|
|RBL Bank Titanium Delight Card||Nil|
|RBL Bank Classic Shopper Cards||Nil|
|RBL Bank Classic Reward Cards||Nil|
|RBL Bank Classic Platinum Card||Nil|
|Enhanced Protection||RBL Bank offers credit cards that are embedded with an Europay, Mastercard, and VISA (EMV) Microchip which enhances protection against misuse and duplication.|
|Active Alerts||Be up to date on all your transactions, payment date missed, receipt of bill payment, monthly card statement, and more with SMS and email alerts sent regularly.|
|Flexible Credit Limits||RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card.|
|Online Banking||Access your credit card account online anywhere and at any time.|
|24/7 Customer Care||With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 RBL credit card customer care service.|
|Reward points||Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select RBL Bank credit cards.|
|Cash Advance||Get cash any time you need with your RBL Bank credit card. Cash transactions will attract a fee and finance charges from the date of the transaction.|
|Add-on cards||RBL offers supplementary cards for your family members. You can avail of up to five cards for your spouse, parents, and children.|
|Specialized Privileges||Get specialized benefits such as priority pass membership, lounge access, dining privileges, golf lessons, golf memberships, travel and flight benefits, and more on select cards.|
Credit Card offered by other Banks
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
|Type of Charge||Amount|
|Finance charges (Retail and Cash)||3.35% - 3.99% per month|
|Add-on card fee||Nil|
|Duplicate Statement fee||Nil|
|Overdue Penalty / Late Payment fee||15% of the total amount due (minimum of Rs.50 and a maximum of Rs.1,500)|
|Over Limit penalty||Rs.600|
|Cash Advance Transaction fee||2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500)|
|Cash Payment at branches||Rs.250|
|Foreign Currency Transaction||3.50% of the transaction amount.|
You can apply for an RBL Bank Credit Card online either through BankBazaar or the official RBL Bank website as well.
To apply for the RBL Bank Credit Card on BankBazaar, the steps to be followed are:
Step 1: Visit the page of RBL Bank credit card.
Step 2: Choose the credit card best suited for your needs.
Step 3: Click on the tab of ‘check eligibility criteria’.
Step 4: Fill in the details and any documents which are required.
Step 5: Once done, an application ID will be sent to you to track your application status.
To apply for the RBL Bank Credit Card on the RBL Bank website, here are the steps you need to follow:
Visit the internet banking portal of RBL Bank.
Under the ‘Credit Cards’ section, click on 'Apply Now' option.
Enter all your details like your name, address, contact number, email, and income.
Click on 'Submit'.
The bank officials will verify your details and get in touch with you in two to three working days to collect the all the necessary documents.
To apply for an RBL Bank Credit Card offline, you can visit the branch of the bank and fill up an application form for the credit card of your choice. Once done, you will need to submit the required documents and a representative of the bank will send the documents for verification.
If and when your application is accepted, you will receive your credit card within 21 working days to your registered address on paying the joining fee (if any).
If you have applied for an RBL Bank Credit Card on BankBazaar, you can track your RBL Bank credit card application status with the application ID which will be sent to your registered phone number and email ID.
RBL Bank is are equipped with the RBL Bank credit card balance transfer facility through the ‘Transfer n’ Pay’ Program. With this program, you can transfer the balance of any credit card to your RBL Bank credit card and pay the amount back in equated monthly installments.
You can opt to repay the entire sum in EMIs for a tenure of either three, six, nine, or 12 months and will attract a minimum balance transfer processing fee.
The bill payments for the RBL Bank credit cards can either be done through online methods or periodic payments through standing instructions.
You need to submit the scanned copies of the following documents to apply for RBL Bank credit card:
The following are the eligibility criteria to apply for RBL Bank:
You can contact the RBL Bank credit card customer care at 022-62327777 for all credit card queries. Apart from this, you can also contact 022-7119 0900 for all queries and questions regarding SuperCards.
If you are not able to contact the customer care via the phone number, you can get in touch with them via email:
If you lose your RBL Bank credit card, immediately contact the 24-hour toll-free customer care provided by RBL Bank. Report the lost or stolen card to customer care. Once this is done, you will not be held liable for any transactions made on your card after.
Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.
Add-on cards can be taken for your family members which include only your spouse, parents, and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. RBL Credit Card Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.
You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro, and Cirrus. You can also use your card to shop online.
You can get a pre-approved loan without any documentation required with the RBL Bank BankBazaar SaveMax Credit Card.
RBL Bank and BookMyShow have partnered to launch a new credit card called 'Play.' Select BookMyShow clients will be offered the 'Play' credit card, which will provide them with attractive offers on purchases including movies, live entertainment offerings, and so on. While BookMyShow customers can purchase the 'Play' credit card for Rs.500 per year, BookMyShow Superstars will receive the product for free.
14 October 2022
After getting hit by the regulatory ban on Mastercard, RBL Bank has restarted credit card issuances on Visa’s payment network. The lender which had signed up with Visa on July 14 itself stated that the technology integration was achieved in record time to restart new issuances. The head for retail business thanked Visa and Fiserv for the help and seemed confident of meeting its target of issuing 12 – 14 lakh credit cards in FY22. Credit cards contribute 37.5% of the retail book for RBL Bank. It’s credit card book had grown by 17% to Rs.12,039 crore as of June.
16 September 2021
KreditBee has partnered with RBL Bank and RuPay to launch its new credit card. This is a prepaid card that is credit line backed and aims at the demographic that is underserved and unserved. This will help them build up a credit score which will then lead to more financial inclusion in the formal banking sector for loans in the future. This will be a contactless card with a maximum credit limit of Rs.10,000 with a billing cycle of 45 days and no hidden charges.
17 August 2021
RBL Bank has signed up for VISA Inc to run its credit cards in India as per a recent announcement made by the bank. This comes a day after the central bank of India has banned MasterCard in the country.
Following a technology integration, the bank will start issuing new cards under the VISA network within the next 8 to 10 weeks. Soon after the bank made the announcement that the issuance of cards per month will be affected due to the sudden ban of MasterCard, the shares of the bank fell by as much as 3.2%. it should be noted, in this case, that the existing MasterCard customers will continue to receive the same services and there will be no changes in that regard.
16 July 2021
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