RBL Bank is one of the fastest-growing commercial banks that is continuing its expansion rapidly. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically to suit the needs and requirements of their customers. The credit cards come with an annual fee starting at zero and with finance charges up to 3.99%.
|Type of card||Joining Fee|
|RBL Bank Platinum Delight Card||Nil|
|RBL Bank IGU NHS Golf World Card||Nil|
|RBL Bank Platinum Maxima Card||Nil|
|RBL Bank Fun+ Credit Card||Nil|
|RBL Bank Platinum Cricket Card||Nil|
|RBL Bank Titanium Delight Card||Nil|
|RBL Bank Classic Shopper Cards||Nil|
|RBL Bank Classic Reward Cards||Nil|
|RBL Bank Classic Platinum Card||Nil|
Credit Card offered by other Banks
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
|Type of Charge||Amount|
|Finance charges (Retail and Cash)||3.35% - 3.99% per month|
|Add-on card fee||Nil|
|Duplicate Statement fee||Nil|
|Overdue Penalty / Late Payment fee||15% of the total amount due (minimum of Rs.50 and a maximum of Rs.1,250)|
|Over Limit penalty||Rs.600|
|Cash Advance Transaction fee||2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500)|
|Cash Payment at branches||Rs.250|
|Foreign Currency Transaction||3.50% of the transaction amount.|
|Fuel Transaction Charge for the transaction made at petrol pumps||1% of the fuel transaction or Rs.10|
|Surcharge on Purchase / Cancellation of Railway Tickets||As per IRCTC website|
You can apply for an RBL Bank Credit Card online either through BankBazaar or the official RBL Bank website as well.
To apply for the RBL Bank Credit Card on BankBazaar, the steps to be followed are:
To apply for the RBL Bank Credit Card on the RBL Bank website, here are the steps you need to follow:
To apply for an RBL Bank Credit Card offline, you can visit the branch of the bank and fill up an application form for the credit card of your choice. Once done, you will need to submit the required documents and a representative of the bank will send the documents for verification.
If and when your application is accepted, you will receive your credit card within 21 working days to your registered address on paying the joining fee (if any).
If you have applied for an RBL Bank Credit Card on BankBazaar, you can track your RBL Bank credit card application status with the application ID which will be sent to your registered phone number and email ID.
RBL Bank is are equipped with the RBL Bank credit card balance transfer facility through the ‘Transfer n’ Pay’ Program. With this program, you can transfer the balance of any credit card to your RBL Bank credit card and pay the amount back in equated monthly installments.
You can opt to repay the entire sum in EMIs for a tenure of either 3, 6, 9, or 12 months and will attract a minimum balance transfer processing fee.
The bill payments for the RBL Bank credit cards can either be done through online methods or periodic payments through standing instructions.
You can contact the RBL Bank credit card customer care at 022-62327777 for all credit card queries. Apart from this, you can also contact 022-7119 0900 for all queries and questions regarding SuperCards.
If you are not able to contact the customer care via the phone number, you can get in touch with them via email:
If you lose your RBL Bank credit card, immediately contact the 24-hour toll-free customer care provided by RBL Bank. Report the lost or stolen card to customer care. Once this is done, you will not be held liable for any transactions made on your card after.
Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.
Add-on cards can be taken for your family members which include only your spouse, parents, and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. RBL Credit Card Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.
You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro, and Cirrus. You can also use your card to shop online.
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