Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank Credit Cards

    We found 9 RBL Bank Credit Cards
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    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your RBL Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card Joining Fee Annual Fee Add on Interest Minimum Due
    Insignia Preferred Banking World Card Information not available
    IGU NHS Golf World Card Nil Nil Nil Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Maxima Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    RBL Bank Fun+ Credit Card Nil Rs. 499 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Delight Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Cricket Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Titanium Delight Card Nil Upto Rs. 2,000 Up to Rs. 500 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Shopper Cards Nil Upto Rs. 2,000 Up to Rs. 500 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Reward Cards Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Platinum Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card Welcome offer For every Rs. 100 spent Accelerated rewards Bonus points
    Domestic International
    Insignia Preferred Banking World Card 20,000 points (Optional) 5 points 5 points NA NA
    IGU NHS Golf World Card NA 2 points 2 points 10 points when you spend at select partners NA
    Platinum Maxima Card 8,000 reward points when you swipe within 60 days of issuance 2 points 10 points 10 points on dining, entertainment, utility bills, fuel. 10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.
    RBL Bank Fun+ Credit Card NA 1 point (except on fuel) 1 point (except on fuel) 10 points at Pizza Hut, KFC and bookmyshow.com NA
    Platinum Delight Card NA 2 points 2 points NA NA
    Platinum Cricket Card 4,000 runs (optional) 2 runs 2 runs 4 runs on dining, hotels and air travel. 1 wicket for every Rs. 1 lakh spent
    Titanium Delight Card 2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days. 1 point 1 point NA 4,000 points on spending Rs. 1.2 lakhs in year.
    Classic Shopper Cards NA 2 points 2 points NA NA
    Classic Reward Cards NA 4 points 8 points NA NA
    Classic Platinum Card NA 2 points 4 points NA NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    RBL Bank credit card FAQs:

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. RBL Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

      

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    RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "Easy to convert for EMI "
      0.5 4.0/5 "Great!"
      I got RBL card offer from BAJAJ Finance. I have been using this card past 10 months which is a life time free card. The credit limit is sufficient of 55K. EMI conversion is avail and I can convert via mobile app whenever required with nominal charge. I use this card for general purpose. Based on usage I get points but not yet redeem it.
      Was this review helpful? 76
      , chennai
      Reviewed on Mar 21, 2020
    • RBL Bank
      RBL Bank Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
      Was this review helpful? 85
      , ranchi
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Okay service "
      0.5 3.0/5 "Satisfactory"
      I used RBL card for twice only. I get message or call for EMI conversion from banker. It is a life time free card. Once all the process done I received the card by 15 days. I am holding this card past 6 months. The credit limit is sufficient of 30K. Once I tried to convert for EMI of 3 months it was done on time without any problem. It is Bajaj card.
      Was this review helpful? 57
      , chennai
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card have a credit limit of 40000 it was satisfactory, but the charges of the card is little high which is 1000 rupees per year. The bank agent inform me that i will get a reward points of 1000 if i spend an amount of more than 1 lakh in a year.I used to do my bill payment on time so it help me to maintain my credit without any issue.
      Was this review helpful? 2
      , kolkata
      Reviewed on Mar 21, 2020
    • RBL Bank Credit Card
      "very good "
      0.5 5.0/5 "Blown Away!"
      I am using RBL credit card for 1.5 years, the card have many offers on shopping, fuel, movie ticket and some reward points. The credit limit is 1 lakh which is very sufficient. I do my bill payment through as bank is available nearby. Also am using net banking and it functions very well.
      Was this review helpful? 1
      , surat
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My friend has recommended RBL Bank credit card, so i applied this card. EMI options are available in this card and i am getting credit card statement through soft copy. This card has a 1+1 movie ticket offer on monthly basis and i am using this card for all purposes.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      RBL credit card is very nice as I have been using it for two years i have not face any problem, the charge of the card is Rs.499 per year but this charges will also be waive off i spend more than 1L in the same year. The card is also high on reward points.The credit limit was also 60,000 which was up to my expectation.
      Was this review helpful? 0
      , ujjain
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Un satisfied"
      0.5 2.0/5 "Expected more"
      I have applied RBL credit card through online. I got a call from the agent informed me the minimum credit limit is for 3 lakh, but the process was delayed it took more than 25 days and after that the bank rejected me without inform me for what reason.Customer service was not satisfied.
      Was this review helpful? 21
      , ahmedabad
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using Ratnakar Bank credit card which was taken through bank . I am using this credit card for the past 2 years only .The credit limit was pretty good and there are movie ticket offers and airport lounge access on this card .Converting emi option is there and this card is acceptable on all places.This was a life time free card and satisfied with the service.
      Was this review helpful? 7
      , ujjain
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Improve in all service "
      0.5 4.0/5 "Great!"
      I am using this credit card more from RBL Bank than 1 year and i applied this card directly through bank. This is a free card they given a sufficient credit limit of Rs. 79k that's fine. Rate of interest is too much high and I am planning to close this card. For doing shopping in Flipkart and Amazon i am using this card, need to improve in bank service.
      Was this review helpful? 8
      , bangalore
      Reviewed on Mar 20, 2020
    • RBL Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Everything is good with RBL credit card that I have been using for a month. I usually used the card for shopping,electricity bill payment, fuel surcharge. The bank has always give me a good responds when ever i need some help or information,the credit limit is 50,000 and I think this is a very good card to use.
      Was this review helpful? 0
      , surat
      Reviewed on Mar 19, 2020
    • RBL Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I am using Ratnakar bank credit card for more than1 year .The credit limit was good and this was chargeable card and having an option of converting emi .I have not faced any difficulties so far on using this credit card.I am getting cash back offers as well as reaward points .
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 19, 2020
    • RBL Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      RBL Bank offered me Titanium delight credit card and i applied this card through online. Card charges i am paying Rs. 600 yearly, if i spend some amount it wont be any charges. I spend this card mostly for fuel benefits, groceries discounts getting
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 19, 2020
    • RBL Bank Credit Card
      "Fine card "
      0.5 4.0/5 "Great!"
      On 1.5 yeas before I taken RBL card which was applied through other channel. They have provided an annual fee chargeable but there is waiver option. The credit limit of 93K which is sufficient. I wont opt for EMI conversion , but it is applicable mostly I do bulk amount payment. The cash limit of 9.6K. I use this card for purchase gold, shopping. The customer service is good.
      Was this review helpful? 5
      , chennai
      Reviewed on Mar 19, 2020
    • RBL Bank Credit Card
      "Excellent service "
      0.5 4.5/5 "Excellent!"
      RBL credit card is good card, middle class people can use this and its very good service. The rate of interest also very low but getting more reward points for my purchase. If i purchase anything instantly, i am getting messages that can be convert into a EMI too.
      Was this review helpful? 7
      , kolkata
      Reviewed on Mar 18, 2020
    • RBL Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      From Bajaj Finserv I got the credit card offer of RBL. I have been using this card past 3 years. Mostly I use this card for shopping. They have provided a life time free. They have given movie ticket offer of one plus one free in Book My Show on monthly. The credit limit is 95K and the cash limit is 25K.
      Was this review helpful? 3
      , chennai
      Reviewed on Mar 18, 2020
    • RBL Bank Credit Card
      "Need to provide more offers "
      0.5 3.0/5 "Satisfactory"
      Generally RBL will not provide any other offer apart from card. I have requested but they told there is no option for other product. I am using this card for more than 1.5 years which was processed through other channel. There is no annual fee chargeable , the credit limit is sufficient of 69K. I use this card for all purposes.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 17, 2020
    • RBL Bank Credit Card
      "Customer service need to improve but card feature is good "
      0.5 5.0/5 "Blown Away!"
      I have a Bajaj EMI card based on that i got this credit card offer from RBL Bank. I have taken this card with other channel. This is a super card which has a reward points that can be converted as a cash back. This card has a good features and overall good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 16, 2020
    • RBL Bank Credit Card
      "Best card "
      0.5 4.0/5 "Great!"
      RBL credit card, i am using more than one year and i applied this card through online. They given a sufficient credit limit and i have to pay Rs. 1000 as annual charges. I am getting more reward points and EMI facility is available, mainly i am using the card for shopping purpose.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 16, 2020
    • RBL Bank Credit Card
      "Best for rewards"
      0.5 5.0/5 "Blown Away!"
      Using my RBL credit card for more than a year. Compared to all my other cards, I'm getting good reward points from RBL. Offers are heavy even I can make the payment on their app. I can convert my purchase into EMI.This time i have paid only my minimum due hence they charged me higher interest rates and over limit usage charges of Rs. 600.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 16, 2020
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