Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • RBL Bank Credit Cards is Rated as "Great!" by 180 Users

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    Credit Card BYTES FROM OUR KITCHEN

    RBL Bank Credit Cards

    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card

    Joining Fee

    Annual Fee

    Add on

    Interest

    Minimum Due

    Insignia Preferred Banking World Card

    Information not available

    IGU NHS Golf World Card

    Nil

    Nil

    Nil

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Maxima Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    RBL Bank Fun+ Credit Card

    Nil

    Rs. 499

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Delight Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Cricket Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Titanium Delight Card

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Shopper Cards

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Reward Cards

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Platinum Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card

    Welcome offer

    For every Rs. 100 spent

    Accelerated rewards

    Bonus points

    Domestic

    International

    Insignia Preferred Banking World Card

    20,000 points (Optional)

    5 points

    5 points

    NA

    NA

    IGU NHS Golf World Card

    NA

    2 points

    2 points

    10 points when you spend at select partners

    NA

    Platinum Maxima Card

    8,000 reward points when you swipe within 60 days of issuance

    2 points

    10 points

    10 points on dining, entertainment, utility bills, fuel.

    10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.

    RBL Bank Fun+ Credit Card

    NA

    1 point (except on fuel)

    1 point (except on fuel)

    10 points at Pizza Hut, KFC and bookmyshow.com

    NA

    Platinum Delight Card

    NA

    2 points

    2 points

    NA

    NA

    Platinum Cricket Card

    4,000 runs (optional)

    2 runs

    2 runs

    4 runs on dining, hotels and air travel.

    1 wicket for every Rs. 1 lakh spent

    Titanium Delight Card

    2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days.

    1 point

    1 point

    NA

    4,000 points on spending Rs. 1.2 lakhs in year.

    Classic Shopper Cards

    NA

    2 points

    2 points

    NA

    NA

    Classic Reward Cards

    NA

    4 points

    8 points

    NA

    NA

    Classic Platinum Card

    NA

    2 points

    4 points

    NA

    NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following)
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    RBL Bank credit card FAQs: 

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    News About RBL Bank Credit Card

    • Virtual Prepaid card introduced by Oxigen Wallet in association with RBL Bank and Visa services.

      Oxigen Wallet has recently launched a virtual Visa Prepaid card in collaboration with RBL Bank and ZAZOO. The Visa prepaid card works on a mobile based payment system with mobile virtual card technology and uses current modes of payments. Here a plastic credit card or debit card is replaced with a virtual card, which enhances security and prevents against fraudulent transactions. Using the Visa Prepaid card, customers have to fill in the amount using the Oxigen Wallet application. The Visa prepaid card can be created in just a few seconds. A multi-use prepaid card can be shared with family and friends using the application. The Visa prepaid card can be used on all e-commerce sites that accept Visa payments.

      21st January 2016

    • Happay, the visa card for expense management

      Introduced as an expense management solution, Happay is a one-of-a-kind Visa card helping organisations efficiently structure their expense workflow. Happay provides real time visibility and controls business spending, changing the way employees report business expenses. This card is the brainchild of Varun Rathi and Anshul Rai, both being ex-students of IIT KGP. The team working on this project have, finally, stepped up and launched the card with support from RBL Bank and are being financed by AngelPrime, an early stage VC fund.

      Happay ensures that the entire expense management workflow is simplified by making it cashless and paperless with the expense reporting and its approval now available online and also on the mobile platform. The manual methods of expense reporting can now be replaced to make things hassle-free. The Happay platform makes note of all purchases done on this card and the employees can take photos of the bills, track cash expenses and submit reports too.

      11th May 2015

    • RBL Bank Introduces India's First Credit Card for Golf Buffs

      RBL Bank (previously called as The RBL Bank Ltd.), is a fast growing entity and has recently tied with Indian Golf Union to offer credit card with special benefits to golf lovers. The registered golf players in India can access the finest golf courses across the country by getting a free card with prompt registration to the National Handicap Service (NHS). Known as the RBL IGU NHS Golf World Card, it can get you registered automatically and showers the user with benefits like gaining enough points to cover annual membership fees across most golf courses. Other perks include golf accessories at throwback prices, free golf access and more. The credit card lets clients have access to all MasterCard world card perks such as entry to 11 top Golf courses in India, a 50 percent rebate on Green Fees & unlimited golf lessons.

      23rd April 2015

    RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      All the benefits are available on my credit card from Ratnakar Bank. The customer services are good and the bank has given me good deals on the movie tickets, I also get the rewards and there are good options for EMI. The statements are also clear. The interest rate and charges are a bit high.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I am using my RBL credit card for a long time the service of RBL was good ,I use to get good offers and the customer service is good but their credit application is not much good as I expected from RBL ,still the service of RBL is very good for my credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "Excellent service and Excellent convenience."
      0.5 5.0/5 "Blown Away!"
      My RBL credit card which got associated with Bajaj Finserv, its very convenient to use and they provide lot of customize offers. Credit limit is also satisfactory and excellent to use, I have been using this credit card more than six months its great.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am holding this RBL Bank credit card for couple of months.it is good and depend upon my transaction I would be getting reward points I get to receive some cash back or reward points,but iam not sure about that,I prefer net banking rather stepping into bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • RBL Bank Credit Card
      "Providing wrong information to sell credit card."
      0.5 0.5/5 "Unacceptable"
      I got the call from RBL executive to change my existing Maxima card to icon card with 2000 rewards point and refundable 5000 rs membership fee. Now the time of statement they completely refused to refund. And charged me 5000rs. Fee and 988 rs. GST as well. Completely desapointed and sue against in consumer form.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 13, 2017
    • RBL Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with RBL months back. The credit limit was 84,000 which was satisfactory . I have 24/7 helpline number . The customer service and responses was up to the mark and I would like to rate 4 out of 5 overall. The credit card process was very easy here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Good feature credit card"
      0.5 5.0/5 "Blown Away!"
      I have credit card with RBL bank with the credit limit of Rs. 35,000 they don't have any special offer but its has unique feature on card. At the time of emergency if I could with draw the money without any interest rate but minimum processing of 2.5% applicable. I am very satisfied to hold this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      RBL was quick to process the credit card and the customer services are good. There are no charges for my card. It is a life time free card and I am satisfied with the credit limit. There are a lot of offers and there are discounts as well. Overall no hassles.
      Was this review helpful? 0
      , nellore
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The RBL bank classic rewards card is high on interest rate . The website is not upto the mark with RBL. They need to improve a lot. The Rbl Credit card is good to use and I am satisfied with the credit limit. The customer service is not up to the mark with the RBL credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is an excellent card to use but their customer service need be improved with RBL . I use this card for past 2years. There is annual fee of Rs,1500 I pay towards this card. The Credit Limit is high here they gave the limit up to Rs.1Lakh and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 07, 2017
    • RBL Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      Holding a RBL bank Insignia preferred banking world credit card for more than a year. The credit limit is high with this card. I use this card for all kind of purchases and for bill payments. This card has better offers in it. I pay the annual fee of Rs .2000 towards this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 06, 2017
    • RBL Bank Credit Card
      "fraud sales credit card by rbl bank "
      0.5 0.5/5 "Unacceptable"
      I took the card where the agent detailed me that the membership for the card is free for first year and from next year onwards you will be charged. To my shock I saw that the membership fee was charged in the first statement. On Calling customer care they directly said to close the card. Why should I pay for membership when I was clearly told by the agent that the same is free
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 06, 2017
    • RBL Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I can say RBL service is good so far ,also I use to get good regular offers. Even their representatives was helpful and responsible overall service was very good from RBL , I don't find any issue with the service of RBL, till now I am happy with their service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 04, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with RBL which was taken 15 months back and the benefits are reward points. The credit limit was 50,000 which was satisfactory and I hold their domestic card. The customer service and responses was really good so I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the RBL platinum delight credit card for more than 14 months,. This card has the annual fee of Rs.1200. The credit limit is good with this card and I am happy about it. The rate of interest is nominal with RBL platinum delight credit card..
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RBL. I been banking with them for long and there has been no hassles in this experience. But the bank could improve in the offers they provide and they can also have deals online as well, like discounts. The statements are clear and on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Service is good from RBL ,even I use to get good offers . Representatives and customer service is very good and responsible, I am very much happy with RBL credit service.so as a overall service is excellent from RBL service I never had any issue till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 29, 2017
    • RBL Bank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      Ratnakar bank is good in the credit card offers. There are a lot of deals online and the credit limit is also good. They also provide good services, I am comfortable banking with them and there are no issues till date. The limit is nice and the card is accessible all over.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 28, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.5/5 "Excellent!"
      Service was best from RBL ,representatives and customer service was also helpful and responsible . I even use to get good regular offers but sometime I was unable to connect with their customer service . But they use to provide the solutions on time so as a overall service was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 26, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have RBL bank platinum Delight credit card for past 3months. I use this card for online purchase , shopping and for other usages. This card has the good credit limit. The customer service is good with RBL . The RBL mobile application is not up to the mark and it has to be improved . This card has the annual fee Rs.700.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 26, 2017
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