Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Credit Cards
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    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    RBL Credit Card Application
    Apply Credit Card Online

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card Joining Fee Annual Fee Add on Interest Minimum Due
    Insignia Preferred Banking World Card Information not available
    IGU NHS Golf World Card Nil Nil Nil Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Maxima Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    RBL Bank Fun+ Credit Card Nil Rs. 499 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Delight Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Platinum Cricket Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Titanium Delight Card Nil Upto Rs. 2,000 Up to Rs. 500 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Shopper Cards Nil Upto Rs. 2,000 Up to Rs. 500 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Reward Cards Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount
    Classic Platinum Card Nil Upto Rs. 4,000 Up to Rs. 1,000 Up to 3.4% per month (40.80% p.a.) 5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card Welcome offer For every Rs. 100 spent Accelerated rewards Bonus points
    Domestic International
    Insignia Preferred Banking World Card 20,000 points (Optional) 5 points 5 points NA NA
    IGU NHS Golf World Card NA 2 points 2 points 10 points when you spend at select partners NA
    Platinum Maxima Card 8,000 reward points when you swipe within 60 days of issuance 2 points 10 points 10 points on dining, entertainment, utility bills, fuel. 10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.
    RBL Bank Fun+ Credit Card NA 1 point (except on fuel) 1 point (except on fuel) 10 points at Pizza Hut, KFC and bookmyshow.com NA
    Platinum Delight Card NA 2 points 2 points NA NA
    Platinum Cricket Card 4,000 runs (optional) 2 runs 2 runs 4 runs on dining, hotels and air travel. 1 wicket for every Rs. 1 lakh spent
    Titanium Delight Card 2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days. 1 point 1 point NA 4,000 points on spending Rs. 1.2 lakhs in year.
    Classic Shopper Cards NA 2 points 2 points NA NA
    Classic Reward Cards NA 4 points 8 points NA NA
    Classic Platinum Card NA 2 points 4 points NA NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following)
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    RBL Bank credit card FAQs: 

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

      

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    RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I got my RBL card 1 year back. The limit is Rs. 90000 and I'm very much satisfied with it. Their customer service is not upto mark. I can easily connect with the call centre. I am happy about the bill due date and bill cycle. I never faced any issues from this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My application has been approved with RBL BANK . I do not have to pay annual fee for the first year . The credit limit which they provide is very disappointing i just got 85000 if they provide more it will be good . Customer service is good here and overall it is fine .
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a couple of years since i am suing the RBL Credit Card and the services of them has been quite good. There is a good credit limit with this card and there has also been some added benefits with this card, where i am using it for all sort of purposes like online purchases and also for offline shopping.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Need to improve the customer care"
      0.5 4.0/5 "Great!"
      RBL is a okay to use and i don't have any issue with them. More than 1.5 years i'm using the card and i haven't check any offers from this card and i'm happy with the what i have in RBL card. The customer care service is good and they look after the payment process and we cannot able to reach the customer care service number quickly.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am holding RATNAKAR bank credit card for more than 2 years. On time I received a card from bank.So the process was smooth at a verification time. The credit limit is sufficient to use.It is an annual fee chargeable which was offered from bank . I use to get reward points and cash back based on the transactions.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Excellent card"
      0.5 4.0/5 "Great!"
      I have been using RBL credit card from long time, they have not charged me annual fee as it is life time free credit card, i am happy with the credit limit which they have given to me it is more than a lakh, they use to message me always that for me pre-approval loan is available even they give good reward points but they do not encash those points.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Not good card"
      0.5 3.0/5 "Satisfactory"
      RBL credit card is not that much good. The payable amount is showing very late and the penalty amount also too high. Customer care service people are not that much co-operative and i need credit card loan which is difficult to get from them. The given credit limit is okay.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my RBL credit card for long time, they have charged me annual fee in this card, but there is waived off option available in this card,and i am happy with my credit limit they have given me was sufficient for me and they give good credit points i use to redeem it in maximum products.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using RBL credit card from long time, they have not charged me annual fee , as it is life time free credit card, i am okay with the credit limit which they have given to me, they use to give not much offers in this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using RBL credit card from long time, they have not charged me annual fee in this card, as it is life time free credit card, they have given me good credit limit which they have given me in this card, they use to give good offers and reward points.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using the Rbl credit card for a while. The experience has been Fantastic, I use the card for most of my daily life shopping needs. I never faced any issues with their services. Their customer care services should be improved. Overall it has been a smooth experience with the card and their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Unhappy"
      0.5 3.0/5 "Satisfactory"
      RBL Bajaj is not that much great because initially they gave me the credit card limit of Rs. 58,000. Then they said I would be getting add on card with Rs.69,000 limit but they gave me Rs. 30,000 as a limit in that. Hence I am not satisfied but still yearly charges are applicable on this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding RBL bank credit card for long time, they have not charged me annual fee in this card , it is life time free credit card and i am happy with my credit limit they have given me in this card they have given me credit limit , the best part in this card is they provide good offers in maximum products.Their overall service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has almost been two years since i am using the credit card from RBL and the services provided by them had always been good. There is a good credit limit with this card and there is an annual charges of 999 with this card. I am also getting some good cash back offers with this card and i am using the card for all sort of purposes.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am holding RATNAKAR bank credit card for more than a year. The process was done on time and I received a card at earlier. It is a life time free credit card. The credit limit is much sufficient to use. There is an option in this bank to transfer the amount to an account and there will not be any charge.
      Was this review helpful? 0
      , indore
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using RBL credit card from long time, They have not charged me annual fee as it is life time free credit card, i am happy with the credit limit which they are have given to me was good, they have given me good offers , they did not charged me any kind of hidden charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has almost been one and a half years since i am using the RBL CREDIT CARD and the services provided by them had not been that good. They used to take some annual charges and there has not been any good offers came with this card. I am quite satisfied with the credit limit with this card.
      Was this review helpful? 1
      , secunderabad
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Fine"
      0.5 4.0/5 "Great!"
      I got a basic card from RBL card, they are providing reward points based on the transaction. The customer support is not upto the mark I feel some thing is lacking with their end, therefore it would be great if they improve the customer's response.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 21, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have applied for RBL credit card recently,they have not charge any annual fee for this card and i am happy with my credit limit which they given me in this card and the best thing is that they provide good cash back in fuels and even they have given me good offers in general.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The services with RBL BANK credit card was good . I use this card for booking tickets , shopping and so many purpose . I am holding this card for more than 1 year and the customer service respond is good with this card . Offers are fine i have not face issue .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2019
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