Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Credit Cards

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    Rewards
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    4000
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  • RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "Need improvement in services"
      0.5 3.0/5 "Satisfactory"
      Ratnakar bank is good in the offers they provide on the credit card. There are a lot of deals online and the credit limit is also good. But the major drawback is the customer services are not satisfactory, it is very difficult to reach them on phone and through email. The good thing is the charge taken when I got the card for instance 2K was reversed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Ratnakar bank has been very good in their process. The services was good. The response was good too. They offered me one lakh as a credit limit. It is a life time free card. Overall a good experience and there are no hidden charges in the statements and there is option for EMI conversion also.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • RBL Bank Credit Card
      "worst customer support "
      0.5 0.5/5 "Unacceptable"
      They said they have a 24 * 7 customer support and when i made a call at 11:00 pm they say we dont support from 10:30pm to 12:30am. To place a request of reissuing the card I spoke to them for 39minutes 44 seconds. All their customer support are unproffesional and has only very minimum knowledge. For every word we speak they wait for 2 minutes come back and ask the same question . Worst service closing my credit card account with this bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • RBL Bank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I believe my RBL credit card is a chargeable one. I have to some amount as a yearly charges. Credit limit is ok and they credited some around 70 thousand. They said that it would be upgraded after a year. RBL is far better in credit card services in the market.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    • RBL Bank Credit Card
      "Pathetically poor Customer service"
      0.5 0.5/5 "Unacceptable"
      Bank branch officials are clueless about their products. Good luck calling their customer care number or emailing them your concerns. On your email they'll ask you to call back on that very same customer care number. If you don't have an account with this bank and are planning on getting one, don't do it. Turn to the opposite direction and go away from this bank as far as you can, as fast as you can.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 14, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I am holding the RBL bank credit card from short time.Services are good with them and there are no issues on that. I have got much offers from their end and the things are good like its the zero percentage rate of interest credit card and I need to explore about this card and the credit limit they have offered is 1.18 lakhs
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 10, 2017
    • RBL Bank Credit Card
      "Looking for better featured"
      0.5 1.0/5 "Really Bad"
      I wont recommend RBL, While taking this card from them. No body informed about the annual charges of Rs.2000 it is very high compared to all credit card. Hence I am planning to close the credit card,I am not getting any notification from RBL it should be improved.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 08, 2017
    • RBL Bank Credit Card
      "No customer solution"
      0.5 0.5/5 "Unacceptable"
      I got RBL bank credit card but I would like to share that please dont get this card because, there is no proper resolution of the query also their service is pathetic . Even I went to their bank branch also to update my number they gave me the email.id to update my contact number but still I did not get any answer from them. Secondly, I am unable to contact their customer care executive with your new number.then what can i do now. So please dont stuck with the RBL its better to go with other Banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 14, 2017
    • RBL Bank Credit Card
      "It should better"
      0.5 4.0/5 "Great!"
      RBL bank offered me Rs.50,000 as credit credit and Rs.20,000 as cash withdrawal limit with good interest rate. They also giving some good reward point, but I can't utilize the points for anything expect flight tickets. It would be great if they provides the option to redeem the points for any purchase because RBL is taking annual fee of Rs.1500 which is high.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Credit card service worst"
      0.5 1.0/5 "Really Bad"
      I had requested to cancel card one year before even not using that in spite they sent me statement for annual charge with a auto debit insurance premium which I had with other card earlier. Struggling to get cancelled all these years. I am totally disappointed with RBL and suggest not to go with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      RBL has offered me a credit card with a limit of around 80K. There are offers on the card, just that I have not utilized the same. I am happy with the customer services as they are excellent in communicating to the customers and sorting out the queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • RBL Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I use RBL credit card which is a life time free card. I am happy with the services of RBL and I used to receive reward points and cash back offers on my credit card on my usage. Till date, I never faced any kind of issues for the card. The overall service is good.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 07, 2017
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am holding the RBL bank credit card from the six months of time. Services are good with them and there are no issues on that. I have not got much offers from their end but the things are good like its the zero percentage rate of interest credit card and I need to explore about this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jul 06, 2017
    • RBL Bank Credit Card
      "Completely Worst ever services"
      0.5 0.5/5 "Unacceptable"
      I have faced Worst service, its so irritating services 1. there are no facility to talk to customer care executive for any doubts its always process IVR only and then disconnect the call. 2. Promised for welcome gift on complying some conditions but after complying all condition still not only waiting for welcome gift but also suffering to talk to anyone from RBL.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      I am using RBL Platinum credit card there are some annual charges applicable but they provided some complimentary offers for two years there are no charges applicable. I done lot of transaction through RBL credit card, I got good reward points and some discounts are availiable for all transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Fraud Bank Ever"
      0.5 0.5/5 "Unacceptable"
      Stay away from all their offer gimmicks, they commit something else while they want to sell a card. I have a recorded audio from their customer care too that clearly stated that they would want me to upgrade the card and I would get 8000 rewards points which can be redeemed against the 2000 annual fees. (Note: this is the only bank which takes annual fees at the start and not at the end of the year). Now, they are not even adjusting the amount neither they are giving the value of INR 2000 of reward points which they committed multiple times.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 02, 2017
    • RBL Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL and I received this card because of all my transactions I do at Bajaj Finserv. The process was simple and easy, I did not have to do much from my end. I received a proper credit limit and the offers are also up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding this RBL card for almost a year. If I spend more than 5k per month on this card I would be getting rs 500 voucher which can be redeemed as a movie ticket on book my show. This card has an annual fee of rs 500. Happy about the credit limit also I always prefer to pay my credit card bills through NEFT. I am very much satisfied using this RBL card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      Whenever I convert some purchase amount into an Emi, RBL taking interest rate around 25% it is very high. Offers are good, I used to get reward points for shopping, dinning, restaurant etc and also they giving some movie ticket offers at bookmyshow.com
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been two months when I started to use the card. I never faced any issues with RBL credit card services and the credit limit is around 86000 rupees and the annual charges of this card is 1000 rupees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
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    RBL Bank Credit Cards is Rated as "Great!" by 133 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card

    Joining Fee

    Annual Fee

    Add on

    Interest

    Minimum Due

    Insignia Preferred Banking World Card

    Information not available

    IGU NHS Golf World Card

    Nil

    Nil

    Nil

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Maxima Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    RBL Bank Fun+ Credit Card

    Nil

    Rs. 499

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Delight Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Cricket Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Titanium Delight Card

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Shopper Cards

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Reward Cards

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Platinum Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card

    Welcome offer

    For every Rs. 100 spent

    Accelerated rewards

    Bonus points

    Domestic

    International

    Insignia Preferred Banking World Card

    20,000 points (Optional)

    5 points

    5 points

    NA

    NA

    IGU NHS Golf World Card

    NA

    2 points

    2 points

    10 points when you spend at select partners

    NA

    Platinum Maxima Card

    8,000 reward points when you swipe within 60 days of issuance

    2 points

    10 points

    10 points on dining, entertainment, utility bills, fuel.

    10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.

    RBL Bank Fun+ Credit Card

    NA

    1 point (except on fuel)

    1 point (except on fuel)

    10 points at Pizza Hut, KFC and bookmyshow.com

    NA

    Platinum Delight Card

    NA

    2 points

    2 points

    NA

    NA

    Platinum Cricket Card

    4,000 runs (optional)

    2 runs

    2 runs

    4 runs on dining, hotels and air travel.

    1 wicket for every Rs. 1 lakh spent

    Titanium Delight Card

    2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days.

    1 point

    1 point

    NA

    4,000 points on spending Rs. 1.2 lakhs in year.

    Classic Shopper Cards

    NA

    2 points

    2 points

    NA

    NA

    Classic Reward Cards

    NA

    4 points

    8 points

    NA

    NA

    Classic Platinum Card

    NA

    2 points

    4 points

    NA

    NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following)
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    RBL Bank credit card FAQs: 

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    News About RBL Bank Credit Card

    • Virtual Prepaid card introduced by Oxigen Wallet in association with RBL Bank and Visa services.

      Oxigen Wallet has recently launched a virtual Visa Prepaid card in collaboration with RBL Bank and ZAZOO. The Visa prepaid card works on a mobile based payment system with mobile virtual card technology and uses current modes of payments. Here a plastic credit card or debit card is replaced with a virtual card, which enhances security and prevents against fraudulent transactions. Using the Visa Prepaid card, customers have to fill in the amount using the Oxigen Wallet application. The Visa prepaid card can be created in just a few seconds. A multi-use prepaid card can be shared with family and friends using the application. The Visa prepaid card can be used on all e-commerce sites that accept Visa payments.

      21st January 2016

    • Happay, the visa card for expense management

      Introduced as an expense management solution, Happay is a one-of-a-kind Visa card helping organisations efficiently structure their expense workflow. Happay provides real time visibility and controls business spending, changing the way employees report business expenses. This card is the brainchild of Varun Rathi and Anshul Rai, both being ex-students of IIT KGP. The team working on this project have, finally, stepped up and launched the card with support from RBL Bank and are being financed by AngelPrime, an early stage VC fund.

      Happay ensures that the entire expense management workflow is simplified by making it cashless and paperless with the expense reporting and its approval now available online and also on the mobile platform. The manual methods of expense reporting can now be replaced to make things hassle-free. The Happay platform makes note of all purchases done on this card and the employees can take photos of the bills, track cash expenses and submit reports too.

      11th May 2015

    • RBL Bank Introduces India's First Credit Card for Golf Buffs

      RBL Bank (previously called as The RBL Bank Ltd.), is a fast growing entity and has recently tied with Indian Golf Union to offer credit card with special benefits to golf lovers. The registered golf players in India can access the finest golf courses across the country by getting a free card with prompt registration to the National Handicap Service (NHS). Known as the RBL IGU NHS Golf World Card, it can get you registered automatically and showers the user with benefits like gaining enough points to cover annual membership fees across most golf courses. Other perks include golf accessories at throwback prices, free golf access and more. The credit card lets clients have access to all MasterCard world card perks such as entry to 11 top Golf courses in India, a 50 percent rebate on Green Fees & unlimited golf lessons.

      23rd April 2015

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