Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Credit Cards
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    1st Year Fee
    Rewards
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    4000
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    RBL Bank Credit Cards is Rated as "Great!" by 1136 Users

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    RBL Bank Credit Cards

    RBL Bank is one of the fastest growing commercial banks that is continuing its expansion rapidly. RBL Bank currently has 183 branches and 351 ATMS that span across 18 states in India. RBL Bank offers a variety of credit cards designed to suit the different needs of people. Avail of credit cards that are designed specifically for golf enthusiasts, cricket fans, shoppers, diners and entertainment freaks. Enjoy credit periods of up to 50 days on your credit card. Pay it back at your convenience of only the minimum amount due or the full amount. Choose to revolve your credit at finance charges of up to 3.4% per month. Each card has delightful features on offer that includes reward points, cash advances, fuel surcharges, add on cards and more.

    Why Choose RBL Bank Credit Card?

    RBL credit cards cater to a wide variety of customers. Whether you need a basic credit card or an elite card, RBL has it all on offer. The credit cards are packed with benefits that are designed to suit different needs and wants of people. The cards focus on anti-fraud, flexible credit limits, cash advances, reward points, and specialized privileges. Be a part of hand-picked rewards, cash back, discounts, concierge services and personalised offers.

    RBL Credit Card Application
    Apply Credit Card Online

    List of RBL Bank Credit Card:

    • Insignia Preferred Banking World Card: This card is designed to pamper and treat you to comfort and luxury. The card carries innumerable benefits and privileges that include grand hotel stays, curated rewards, luxurious holidays, delectable culinary experiences and more created especially for you.
    • IGU NHS Golf World Card: This card is designed for the golf enthusiast, aspiring golfers and young golfers. Get golfing benefits that never end which includes membership into NHS, complimentary golf rounds, unlimited golf lessons, discounted Green Fees and golf accessories.
    • Platinum Maxima Card: Enjoy benefits worth Rs. 20,000, airport lounge access, bonus reward points and free movie tickets with this credit card. Earn rewards while you spend and redeem them for a host of products and vouchers.
    • RBL Bank Fun+ Credit Card: Designed for fun and entertainment, this card is brought to you in association with KFC, Pizza Hut and BookMyShow. Get welcome offers and complimentary vouchers with this credit card.
    • Platinum Delight Card: Earn rewards and more rewards with your Platinum Delight card. Get 4,000 points when you swipe within 60 days of card issuance.
    • Platinum Cricket Card: A card designed for sports enthusiasts, The Platinum Cricket Credit Card gives you a unique opportunity to enjoy the game with the Delhi Daredevils. Get privileges and perks that include reserved seats and party invites.
    • Titanium Delight Card: Earn rewards while you spend. The credit card comes with a host of benefits such as an annual fee waiver if you spend Rs. 1 lakh in the first year. Earn 2,000 reward points when you swipe within 2 months of card issuance.
    • Classic Shopper Cards: This card comes in three options: Titanium Card, Freedom Titanium Card and Freedom Titanium Cash Back Card. Earn 2 reward points for every Rs. 100 spent.
    • Classic Reward Cards: Earn accelerated rewards with this credit card. Get 4 points for every Rs. 100 spent domestically. Get your points doubled when you spend abroad earning 8 points for every Rs. 100 you spend.
    • Classic Platinum Card: This Classic card lets you earn 2 reward points for every Rs. 100 spent domestically. Spend internationally to earn 4 reward points for every Rs. 100 spent.

    Features and Benefits of RBL Bank Credit Card:

    • Enhanced Protection:

      RBL Bank offers credit cards that are embedded with an EMV Microchip which enhances protection against misuse and duplication. The card is also PIN enabled which is a Personal Identification Number. This number is required to authenticate your transactions at merchant outlets. For online transactions, a one-time password is required to verify your transactions.

    • Active Alerts:

      Be up to date on all your transaction, payment date missed, receipt of bill payment, monthly card statement and more with SMS and email alerts sent regularly.

    • Flexible Credit Limits:

      RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. You can also set credit limits on your add on cards to suit the needs of your family members.

    • Online Banking:

      Access your credit card account online anywhere and at any time. Enjoy easy and convenient access to bank statements, unbilled purchases, view up to 6 months statements, credit card due dates and more. You can also request for EMI options and balance transfers.

    • 24/7 Customer Care:

      With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 customer care service. Call on the toll-free hotline for any queries or issues you may have regarding your RBL Bank credit card.

    • Reward points:

      RBL Bank rewards you when you spend on your credit card. Get welcome points, bonus points and accelerated rewards on select RBL Bank credit cards. Collect and redeem your points from a range of vouchers, products, flights, hotels and much more.

    • Cash Advance:

      Get cash any time you need with your RBL Bank credit card. Visit any ATM that displays the logo of Mastercard, Maestro or Cirrus to make a withdrawal anywhere in the world. Cash transactions will attract a fee and finance charges from the date of transaction.

    • Add-on cards:

      RBL offers supplementary cards for your family members. You can avail of up to 5 cards for your spouse, parents and children. Set the credit limits for each card as per your requirements.

    • No Fraud Liability:

      In case you lose your RBL Bank credit card, you can report the loss to the customer care immediately. After reporting, you will not be held liable for any fraudulent transactions carried out on your credit card.

    • Specialized Privileges:

      Select cards carry specialized benefits that include priority pass membership, lounge access, dining privileges, golfing lessons, golf memberships, travel and flight benefits and more.

    Charges and Interest of RBL Bank Card:

    Type of card

    Joining Fee

    Annual Fee

    Add on

    Interest

    Minimum Due

    Insignia Preferred Banking World Card

    Information not available

    IGU NHS Golf World Card

    Nil

    Nil

    Nil

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Maxima Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    RBL Bank Fun+ Credit Card

    Nil

    Rs. 499

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Delight Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Platinum Cricket Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Titanium Delight Card

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Shopper Cards

    Nil

    Upto Rs. 2,000

    Up to Rs. 500

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Reward Cards

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Classic Platinum Card

    Nil

    Upto Rs. 4,000

    Up to Rs. 1,000

    Up to 3.4% per month (40.80% p.a.)

    5% of the amount due + EMI + Overlimit amount

    Rewards Programme:

    Earn reward points as you shop with your RBL Bank credit card. Each card has a different rewards scheme. Please refer to the table below to see the rewards scheme on your credit card.

    Type of card

    Welcome offer

    For every Rs. 100 spent

    Accelerated rewards

    Bonus points

    Domestic

    International

    Insignia Preferred Banking World Card

    20,000 points (Optional)

    5 points

    5 points

    NA

    NA

    IGU NHS Golf World Card

    NA

    2 points

    2 points

    10 points when you spend at select partners

    NA

    Platinum Maxima Card

    8,000 reward points when you swipe within 60 days of issuance

    2 points

    10 points

    10 points on dining, entertainment, utility bills, fuel.

    10,000 points on spending Rs. 2 lakhs + 10,000 points on spending 3.5 lakhs in a year.

    RBL Bank Fun+ Credit Card

    NA

    1 point (except on fuel)

    1 point (except on fuel)

    10 points at Pizza Hut, KFC and bookmyshow.com

    NA

    Platinum Delight Card

    NA

    2 points

    2 points

    NA

    NA

    Platinum Cricket Card

    4,000 runs (optional)

    2 runs

    2 runs

    4 runs on dining, hotels and air travel.

    1 wicket for every Rs. 1 lakh spent

    Titanium Delight Card

    2,000 points on first swipe within 60 days. Plus 1,000 points if Rs. 10,000 is spent in the next 60 days.

    1 point

    1 point

    NA

    4,000 points on spending Rs. 1.2 lakhs in year.

    Classic Shopper Cards

    NA

    2 points

    2 points

    NA

    NA

    Classic Reward Cards

    NA

    4 points

    8 points

    NA

    NA

    Classic Platinum Card

    NA

    2 points

    4 points

    NA

    NA

    Eligibility for RBL Bank Credit Card:

    • RBL Bank Credit Cards are offered by the bank at its sole discretion.
    • Applicants should be at least 18 years old.
    • Up to 5 add-on cards can be availed of for parents, children and spouse. Children should also be at least 18 years old.

    Documentation required for RBL Bank Credit Card:

    Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.

    • A recent passport-sized photo.
    • ID Proof (Any one of the following)
      • PAN Card
      • Voter’s ID
      • Passport
      • Any Government Photo ID
    • Address Proof (Any one of the following)
      • Passport
      • Driving licence
      • Rental Agreement
      • Electricity/Phone/Utility Bill
      • Latest bank or credit card statement from another bank
    • Income Proof (Any one of the following)
      • Latest Salary Slip
      • Income Tax Returns
      • Bank Statements
      • Form 16

    RBL Bank credit card FAQs: 

    1. What should I do in case I lose my RBL Bank credit card?

      If you lose your RBL Bank credit card, immediately contact the 24-hour toll free customer care provided by RBL Bank. Report the lost or stolen card to the customer care. Once this is done, you will not be held liable for any transactions made on your card after.

    2. How do I pay my RBL Bank credit card bill?

      You can use any of the following methods to make payments towards your credit card.

      • NEFT - You can use the National Electronic Funds Transfer option. Transfer funds using the IFSC code to your credit card account.
      • Cheque - Deposit a cheque at any designated Credit Card Payment boxes at an RBL Bank branch. You can also use drop boxes offered by Skypak.
      • Cash - Visit any RBL Bank branch to make a payment in cash. Rs. 100 is charged for this service.
      • Cards Online - Log into the online portal “Cards Online” to pay your credit card bill.
      • Quick Bill Pay - Pay your credit card bill using “Quick Bill Pay” from any bank account.
      • ECS or Standing Instructions - Pay your credit card bill easily by setting standing instructions with RBL Bank to automatically debit your account to pay the minimum amount due or the full credit card bill on the payment due date.
    3. What is the credit and cash advance limits available on RBL Bank credit cards?

      Your eligible credit limit depends on the card of your choice and your income bracket. Your cash limit will be a percentage of the available or total credit limit. This limit will be indicated on the billing statement of your credit card every month.

    4. Why do I need add-on cards?

      Add-on cards can be taken for your family members which includes only your spouse, parents and children. You can share the benefits and convenience of a credit card with your family members. These cards will be issued under the primary card. All charges will be billed to the primary card. Reward points accumulated will also be credited to the main card. You have full control over these cards as to the credit limit you would like to allow for each add-on card.

    5. Where can I use my RBL Bank Credit Card?

      You can use an RBL Bank credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. You can also use your card to shop online.

    RBL Bank Credit Cards Reviews

    • RBL Bank Credit Card
      "Hassle free"
      0.5 4.5/5 "Excellent!"
      I bank with Ratnakar Bank for the credit card and there are good offers on the card. The customer services and response is good. There has been no issues while using the card. The billing is good and the statements are sent to me on time and clear as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • RBL Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am using this card for a while and their services has been quite good. The credit limit with this card has been quite good and there has been some reward points and cash back offers with this card. It has been a annual chargeable card where it will get waved off as per the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with RBL BANK . I am holding this card for past more than 1 year .Mainly i use this card for shopping , grocery . I am regular user of this card . There is annul fee with this card and they offered me with RBL PLATINUM Credit card .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 11, 2019
    • RBL Bank Credit Card
      "Need to improve the services"
      0.5 2.0/5 "Expected more"
      They have given me a low credit limit. Their customer care will not connect at anytime. They are charging a annual fee of Rs. 1000. They have never increase the credit limit and the website is not clear to check the statement. I'm unable to login in their Internet banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 11, 2019
    • RBL Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Ratnakar Bank and there are good deals on the card. The credit limit is good and there are good benefits as well. The customer services and response is fine and there are no issues while using the card too. The statements are clear and timely.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 10, 2019
    • RBL Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I hold a RBL credit card and i am pretty much happy with the services. For the first year the yearly charges were free and from the second year there are annual charges . The annual charges gets waived off after certain transaction. The limit given is 84k and its a good to go card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 10, 2019
    • RBL Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      The credit card services are average in RBL when compared to other credit cards. I am using this credit card from last 2 years and there was no annual fee charged. Offers like reward points are less in this credit card and i am not happy with the credit limit.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 10, 2019
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with RBL from last 1 year, the credit card services are good when compared to other cards. Offers like movie tickets from book my show are very good. Credit limit is less in this credit card and all my transactions are hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 09, 2019
    • RBL Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      RBL provides best services on credit card when compared to other credit cards. I am using this credit card from last 3 months and they charged an annual fee for this card. Offers are very good in this credit card and i am happy with the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I am using this card for more than five years and it has been a life time free card. There is a good credit limit with the card and i am using this card for shopping and all other purchases offline as well as online. There has been some offers available with this card as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      My credit card was taken with RBL BANK. They offered me with RBL PLATINUM credit card . I am planning to surrender this credit card . The credit limit which they offered was very low . Customer response is very rude i am not happy with their services .
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      They have given me 52K and am satisfied with the credit limit. They are giving offers for the online purchasing. For late payment even for one day also they are charging more where other bank sectors are giving grace period but they does not do it. I am using the card for past 7 to 8 months.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am using RBL Titanium credit card, there credit limit is good i am satisfied with there credit limit they have provide me in this card, they did not charge any annual fee in this card ,there customer support team is good they have given me good respond and they have provided me good offers and i use this card for multiple purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have a credit card with RBL from last 6 months, there was no annual fee charged for this credit card. I did not find any offers on this credit card so far. I am planning to close this credit card as the charges are high on transactions. Credit limit is fine in this card.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 08, 2019
    • RBL Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I bank with Ratnakar bank for the credit card. The customer support and response is good. There are good offers on the card. The credit limit is fine and the statements are clear and sent to me in a timely manner. The bank has been supportive when I reach out to them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • RBL Bank Credit Card
      "Hassle free"
      0.5 4.5/5 "Excellent!"
      Ratnakar Bank is good overall for the credit card. There are good offers on the card and there are no issues while using the card. The credit limit is also fine and the statements are clear and sent to me on time. Till date there has been no issues whilst using it.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 07, 2019
    • RBL Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using RBL credit card for long time, there service is not up to the mark, they have charged me too high service charges and even annual fee is too high they have charged me in this card but there is waived off option available in this card, and i am happy with my credit limit they have given me in this card, they provide good offers , but there charges are too high.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • RBL Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I am using RBL credit card for long time, there credit limit is good i am satisfied with there credit limit which they have provide me in this card, they have given me up to 78,000 as an limit,they did not charge any annual fee in this card ,there customer support team is good they have given me good respond and they have provided me good offers and i use this card for multiple purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • RBL Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have taken RBL Bajaj credit card from long time, they have charged annual fee in this card , but there is waived off option available in this card,like if i spend certain amount then my annual fee will get waived off, they have given me good credit limit in this card, they have given me up to 78,000 and in future they will increase my limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 07, 2019
    • RBL Bank Credit Card
      "CREDITCARD NOT ISSUED AS PER TERMS MENTIONED BY SALES PERSON"
      0.5 0.5/5 "Unacceptable"
      I'm Nilesh Patel, a resident of Mumbai. Past month I received a call from team member of Vicky Goswami to apply for RBL bank creditcard with promise of providing double limit of my existing other bank's creditcard, however I was shocked when I received the RBL bank's creditcard and found the limit lower than my existing other bank's creditcard. I tried raising the issue with RBL bank through the customercare number, but they said that they were helpless as the limit is only provided by RBL bank officials. Why was I promised that I would be provided dpuble limit if RBL bank officials do not honor such promises? I was asked to use this creditcard free for 1 year but I have asked for disconnnection of the creditcard since I find myself duped and I do not want to use creditcard of the bank who do not honor their commitment. It's a fraud bank and I would ask people to stay away from these scamsters who try to sell anything to earn their commission...
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 06, 2019
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