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  • RBL Bank Balance Transfer is Rated as "Great!" by 490 Users

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    RBL Bank Balance Transfer

    Overview

    RBL Bank offers the facility of “Transfer n’ Pay” which allows customers to transfer outstanding balances on other credit cards to an RBL credit card and then pay the amount in convenient EMIs. Benefit from lower interest rates and paying the outstanding balance in instalments. Enjoy a longer free credit period and save on paying high interest rates.

    Features of RBL Bank Transfer n’ Pay

    • Immediate transfer - The transfer of your balance will be done instantly.
    • Zero documentation - There are no documents required to avail of this facility.
    • Choice of tenure - You can opt for 3, 6 or 12-month tenures to repay the outstanding balance.
    • Paperless Money Remittance - There will be no cash transactions in the process of Transfer n’ Pay.
    • Transfer limits - The minimum transfer amount is Rs.10,000. The maximum amount admissible is 80% of the available credit limit assigned to the primary RBL Bank credit card held by the customer.
    • Credit Period - For customers who make full payments on their credit cards, the interest-free period of up to 50-days will continue for any purchases made on the credit card, regardless of the balance transfer done.
    • Minimum Due - The minimum amount due reflecting in your monthly credit card statement will include the percentage due from the total outstanding balance + balance transfer EMI. The minimum due on the outstanding balance is 7%. RBL Bank will then add the balance transfer EMI amount and arrive at your monthly minimum amount due.

    RBL Bank Credit Card Balance Transfer Eligibility

    The eligibility criteria is determined by RBL Bank. Select RBL Bank credit cardholders will be offered the balance transfer facility. You should fit into the following general criteria to qualify for Transfer n’ Pay:

    • You should be a resident of India.
    • You should hold a valid and current primary credit card from RBL Bank.
    • You should have no overdue amount on the card of more than 60 days.

    RBL Bank Credit Card Balance Transfer Interest Rate

    The interest rate offered by RBL Bank on balance transfers depends on the tenure chosen. Interest is calculated on a reducing principal balance.

    Tenure Interest Rate
    3 months 0% p.a.
    6 months 21% p.a.
    12 months 21% p.a.

    RBL Bank Credit Card Balance Transfer Service charges

    Listed below are the charges applicable for the Transfer n’ Pay scheme of RBL Bank.

    • Processing Fees will be communicated at the time of opting for Balance Transfer.
    • Service Tax payable is calculated as per the government norms.
    • Preclosure charges at 3% of the principal outstanding

    RBL Bank Credit Card Balance Transfer Cancellation

    In case you wish to cancel your request for Balance Transfer, you can do so within 10 days of the service being booked. Any fees or interest charged will be reversed. You will not have to pay RBL Bank anything.

    If in case within those 10 days, the money has been successfully transferred to the other bank’s credit card, resulting in a clear credit of the customer with the other bank, then the fees will not be reversed. However, you can still make the cancellation.

    RBL Bank Credit Card Balance Transfer Foreclosure

    In case you choose to foreclose the balance transfer after 10 days, all charges will not be reversible and will have to be forfeited by the customer. Furthermore, 3% of the outstanding principal will be charged as foreclosure penalties.

    Apply for RBL Bank Credit Card Balance Transfer

    • To apply for Transfer n’ Pay, you can call RBL Bank and place a request.
    • After requesting the customer care for the Transfer n’ Pay service, to initiate the booking, you need to send an SMS:
    • BTY (Last 4 digits of other bank’s credit card number) to 5607011. For example, “BTY 4673”
    • According to your eligibility, your request will be approved or denied.

    Credit Card Reviews

    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      RBL has offered me a credit card which has the tie up with the bajaj. The customer support service and the response is good with the RBL bajaj credit card. The credit limit value is good with this card and i am satisfied with it. The rate of interest and the charges are average with the RBL credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2018
    • RBL Bank Credit Card
      "The Worst Bank & Customer Service"
      0.5 0.5/5 "Unacceptable"
      This Bank Promotes their credit cards by offering fake offers to customers & if you again reach customer service, they will not respond and with out using card bills will be generated. I have 4 credit cards from different banks, when compare to others banks, RBL is the worst and ever i have seen. So, its better if anyone gets call from RBL to ignore. Highly recommended not to respond.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 3.0/5 "Satisfactory"
      I've been using the RBL Credit Card for 6 months and I don't use this card so often. When comparing with the other cards that I use, the features are good for a limit of 57000. I make the payments online and never had any issues with the card so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2018
    • RBL Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It was been recently for the past three months I have been using the credit card with RBL The credit limit is less but I am expecting more. The offers and benefits are good with RBL credit card service. The customer service is prompt with RBL credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2018
    • RBL Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I am using the RBL Titanium delight credit card for the past one and I would say it is a good card to use . The credit limit value is good with this RBL Titanium delight credit card and i am satisfied with it. The customer support service and the response is average here.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2018
    • RBL Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the RBL credit card for few years and I'm really happy about the features they offer. Their customer support was good and I'm happy with the nominal rate of interest and charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • RBL Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have a Rbl credit card, the card is very good, I dont see any difficulties or find the card to be rigid, the credit card is very flexible, they provided good limit on the card, there is an emi option available on the credit card, and the services of the card is also good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 22, 2018
    • RBL Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit from RATNAKAR BANK. I have got reward points and cashback with the card. I have not redeemed the reward points. There is an annual charge of 2500 is applicable. I have done EMI conversion with this card. The net banking is more comfortable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 19, 2018
    • RBL Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I had applied for the RBL Titanium delight credit card around a week ago, They gave me a call back and fixed an appointment for the documentation . They have sent their executives to collect the documents on time. The verification process also got over by the RBL bank. The RBL bank is very quick and fast in their response part.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Using the RBL bookmyshow credit card for the past 3 months. The credit card service is good with the RBL bank. The credit limit value is average with this card and it would bee good if they can increase the credit limit value from the RBL bookmyshow credit card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 17, 2018
    • RBL Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Recently started using the card Rbl platinum delight credit card . The customer support service is good with the RBL bank. The credit limit value is good with the RBL platinum delight credit card. The benefits and the offers are good with the RBL credit cards.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • RBL Bank Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card service is good with the RBL bank and I got a credit card from RBL, which has good limit in it. I use this RBL Platinum delight credit card for purchases, shopping and for other usages. The customer support service is good with RBL.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • RBL Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL bank from last 9 months, i find net banking is convenient for me to make bill payments. They gave a credit limit of Rs 50000 for this card and an annual fee of Rs 500 has been charged for this card. Offers like cash back are good in this credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 14, 2018
    • RBL Bank Credit Card
      "Good service"
      0.5 4.5/5 "Excellent!"
      Holding the RBL Ikon Platinum credit card for past 1 year. The credit limit value is very good with this card and I am satisfied with it. I use this card for shopping , online purchases, fuel purchases and for other usages. The customer support service is good with the RBL and they give better response to the customers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 12, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold the RBL bank titanium delight credit card for the past 5years. The credit limit value is good with this RBL titanium delight bank card. The customer support service is average with the RBL . There is no hassle paying the credit card bill with this RBL card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2018
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using RBL credit card from last 8 months, there is no annual fee charged for this credit card and the credit limit is less in this credit card. I did not find any offers in this credit card so far and i find net banking is easy for making payments. Credit card services are comparatively good than other cards.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 11, 2018
    • RBL Bank Credit Card
      "Best card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with RBL bank from last 7-8 months, there is no annual fee charged for this credit card and the credit limit is sufficient. Net banking services is easy for making payments and all my transactions are hassle free. I get offers like reward points and cash back on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 10, 2018
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      Around 5 months ago I have got the RBL Platinum delight credit card . The customer support service is not up to the mark with RBL , they need to give proper response to the customers. The credit limit value is good with this card and I use this card for all kind of purchases and for other bill payments.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 10, 2018
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the RBL Platinum delight credit card fro more than a year. The customer support service is good with the RBL. They give good response to the customers. the credit limit value is good with this card and I am satisfied with it. The offers and the benefits are average with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 09, 2018
    • RBL Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      RBL services are average when compared to all other banks. I am using this credit card from last 6 months and they did not charge any annual fee at the time of getting this credit card. Fuel charges will be waived off in this credit card and i use net banking for making payments. They gave a credit limit of Rs 60000 which is sufficient for this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 09, 2018
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