Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Balance Transfer
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  • RBL Bank Balance Transfer is Rated as "Great!" by 180 Users

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    RBL Bank Balance Transfer

    Overview

    RBL Bank offers the facility of “Transfer n’ Pay” which allows customers to transfer outstanding balances on other credit cards to an RBL credit card and then pay the amount in convenient EMIs. Benefit from lower interest rates and paying the outstanding balance in instalments. Enjoy a longer free credit period and save on paying high interest rates.

    Features of RBL Bank Transfer n’ Pay

    • Immediate transfer - The transfer of your balance will be done instantly.
    • Zero documentation - There are no documents required to avail of this facility.
    • Choice of tenure - You can opt for 3, 6 or 12-month tenures to repay the outstanding balance.
    • Paperless Money Remittance - There will be no cash transactions in the process of Transfer n’ Pay.
    • Transfer limits - The minimum transfer amount is Rs.10,000. The maximum amount admissible is 80% of the available credit limit assigned to the primary RBL Bank credit card held by the customer.
    • Credit Period - For customers who make full payments on their credit cards, the interest-free period of up to 50-days will continue for any purchases made on the credit card, regardless of the balance transfer done.
    • Minimum Due - The minimum amount due reflecting in your monthly credit card statement will include the percentage due from the total outstanding balance + balance transfer EMI. The minimum due on the outstanding balance is 7%. RBL Bank will then add the balance transfer EMI amount and arrive at your monthly minimum amount due.

    RBL Bank Credit Card Balance Transfer Eligibility

    The eligibility criteria is determined by RBL Bank. Select RBL Bank credit cardholders will be offered the balance transfer facility. You should fit into the following general criteria to qualify for Transfer n’ Pay:

    • You should be a resident of India.
    • You should hold a valid and current primary credit card from RBL Bank.
    • You should have no overdue amount on the card of more than 60 days.

    RBL Bank Credit Card Balance Transfer Interest Rate

    The interest rate offered by RBL Bank on balance transfers depends on the tenure chosen. Interest is calculated on a reducing principal balance.

    Tenure Interest Rate
    3 months 0% p.a.
    6 months 21% p.a.
    12 months 21% p.a.

    RBL Bank Credit Card Balance Transfer Service charges

    Listed below are the charges applicable for the Transfer n’ Pay scheme of RBL Bank.

    • Processing Fees will be communicated at the time of opting for Balance Transfer.
    • Service Tax payable is calculated as per the government norms.
    • Preclosure charges at 3% of the principal outstanding

    RBL Bank Credit Card Balance Transfer Cancellation

    In case you wish to cancel your request for Balance Transfer, you can do so within 10 days of the service being booked. Any fees or interest charged will be reversed. You will not have to pay RBL Bank anything.

    If in case within those 10 days, the money has been successfully transferred to the other bank’s credit card, resulting in a clear credit of the customer with the other bank, then the fees will not be reversed. However, you can still make the cancellation.

    RBL Bank Credit Card Balance Transfer Foreclosure

    In case you choose to foreclose the balance transfer after 10 days, all charges will not be reversible and will have to be forfeited by the customer. Furthermore, 3% of the outstanding principal will be charged as foreclosure penalties.

    Apply for RBL Bank Credit Card Balance Transfer

    • To apply for Transfer n’ Pay, you can call RBL Bank and place a request.
    • After requesting the customer care for the Transfer n’ Pay service, to initiate the booking, you need to send an SMS:
    • BTY (Last 4 digits of other bank’s credit card number) to 5607011. For example, “BTY 4673”
    • According to your eligibility, your request will be approved or denied.

    Credit Card Reviews

    • RBL Bank Credit Card
      "Card works well"
      0.5 5.0/5 "Blown Away!"
      RBL Credit card works really well. I am holding this RBL credit for a period of 3 months. No drawbacks . I am not sure about the offers which is available on this credit card. Nevertheless, I am happy with the line of credit which is offered on my credit card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 21, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      All the benefits are available on my credit card from Ratnakar Bank. The customer services are good and the bank has given me good deals on the movie tickets, I also get the rewards and there are good options for EMI. The statements are also clear. The interest rate and charges are a bit high.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I am using my RBL credit card for a long time the service of RBL was good ,I use to get good offers and the customer service is good but their credit application is not much good as I expected from RBL ,still the service of RBL is very good for my credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "Excellent service and Excellent convenience."
      0.5 5.0/5 "Blown Away!"
      My RBL credit card which got associated with Bajaj Finserv, its very convenient to use and they provide lot of customize offers. Credit limit is also satisfactory and excellent to use, I have been using this credit card more than six months its great.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am holding this RBL Bank credit card for couple of months.it is good and depend upon my transaction I would be getting reward points I get to receive some cash back or reward points,but iam not sure about that,I prefer net banking rather stepping into bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • RBL Bank Credit Card
      "Providing wrong information to sell credit card."
      0.5 0.5/5 "Unacceptable"
      I got the call from RBL executive to change my existing Maxima card to icon card with 2000 rewards point and refundable 5000 rs membership fee. Now the time of statement they completely refused to refund. And charged me 5000rs. Fee and 988 rs. GST as well. Completely desapointed and sue against in consumer form.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 13, 2017
    • RBL Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My credit card was taken with RBL months back. The credit limit was 84,000 which was satisfactory . I have 24/7 helpline number . The customer service and responses was up to the mark and I would like to rate 4 out of 5 overall. The credit card process was very easy here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Good feature credit card"
      0.5 5.0/5 "Blown Away!"
      I have credit card with RBL bank with the credit limit of Rs. 35,000 they don't have any special offer but its has unique feature on card. At the time of emergency if I could with draw the money without any interest rate but minimum processing of 2.5% applicable. I am very satisfied to hold this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      RBL was quick to process the credit card and the customer services are good. There are no charges for my card. It is a life time free card and I am satisfied with the credit limit. There are a lot of offers and there are discounts as well. Overall no hassles.
      Was this review helpful? 0
      , nellore
      Reviewed on Oct 11, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The RBL bank classic rewards card is high on interest rate . The website is not upto the mark with RBL. They need to improve a lot. The Rbl Credit card is good to use and I am satisfied with the credit limit. The customer service is not up to the mark with the RBL credit card department.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      It is an excellent card to use but their customer service need be improved with RBL . I use this card for past 2years. There is annual fee of Rs,1500 I pay towards this card. The Credit Limit is high here they gave the limit up to Rs.1Lakh and I am satisfied with it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 07, 2017
    • RBL Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      Holding a RBL bank Insignia preferred banking world credit card for more than a year. The credit limit is high with this card. I use this card for all kind of purchases and for bill payments. This card has better offers in it. I pay the annual fee of Rs .2000 towards this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 06, 2017
    • RBL Bank Credit Card
      "fraud sales credit card by rbl bank "
      0.5 0.5/5 "Unacceptable"
      I took the card where the agent detailed me that the membership for the card is free for first year and from next year onwards you will be charged. To my shock I saw that the membership fee was charged in the first statement. On Calling customer care they directly said to close the card. Why should I pay for membership when I was clearly told by the agent that the same is free
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 06, 2017
    • RBL Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I can say RBL service is good so far ,also I use to get good regular offers. Even their representatives was helpful and responsible overall service was very good from RBL , I don't find any issue with the service of RBL, till now I am happy with their service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 04, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with RBL which was taken 15 months back and the benefits are reward points. The credit limit was 50,000 which was satisfactory and I hold their domestic card. The customer service and responses was really good so I would like to rate 4 out of 5 overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the RBL platinum delight credit card for more than 14 months,. This card has the annual fee of Rs.1200. The credit limit is good with this card and I am happy about it. The rate of interest is nominal with RBL platinum delight credit card..
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RBL. I been banking with them for long and there has been no hassles in this experience. But the bank could improve in the offers they provide and they can also have deals online as well, like discounts. The statements are clear and on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 03, 2017
    • RBL Bank Credit Card
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      Service is good from RBL ,even I use to get good offers . Representatives and customer service is very good and responsible, I am very much happy with RBL credit service.so as a overall service is excellent from RBL service I never had any issue till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 29, 2017
    • RBL Bank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      Ratnakar bank is good in the credit card offers. There are a lot of deals online and the credit limit is also good. They also provide good services, I am comfortable banking with them and there are no issues till date. The limit is nice and the card is accessible all over.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 28, 2017
    • RBL Bank Credit Card
      "GOOD SERVICE"
      0.5 4.5/5 "Excellent!"
      Service was best from RBL ,representatives and customer service was also helpful and responsible . I even use to get good regular offers but sometime I was unable to connect with their customer service . But they use to provide the solutions on time so as a overall service was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 26, 2017
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