Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Balance Transfer

    Card
    1st Year Fee
    Rewards
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    4000
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    4000
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    1,000
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    2000
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  • Credit Card Reviews

    • RBL Bank Credit Card
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I am using RBL bank credit card from the last one year of time, also the customer service is a good one. Online services are also good one , also the payment was not delayed till now. Credit limit value is good one with them and it is 1 lakh but the service i dint like with them they have unnecessary charges
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
    • RBL Bank Credit Card
      "Need improvement in services"
      0.5 3.0/5 "Satisfactory"
      Ratnakar bank is good in the offers they provide on the credit card. There are a lot of deals online and the credit limit is also good. But the major drawback is the customer services are not satisfactory, it is very difficult to reach them on phone and through email. The good thing is the charge taken when I got the card for instance 2K was reversed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Ratnakar bank has been very good in their process. The services was good. The response was good too. They offered me one lakh as a credit limit. It is a life time free card. Overall a good experience and there are no hidden charges in the statements and there is option for EMI conversion also.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • RBL Bank Credit Card
      "worst customer support "
      0.5 0.5/5 "Unacceptable"
      They said they have a 24 * 7 customer support and when i made a call at 11:00 pm they say we dont support from 10:30pm to 12:30am. To place a request of reissuing the card I spoke to them for 39minutes 44 seconds. All their customer support are unproffesional and has only very minimum knowledge. For every word we speak they wait for 2 minutes come back and ask the same question . Worst service closing my credit card account with this bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • RBL Bank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I believe my RBL credit card is a chargeable one. I have to some amount as a yearly charges. Credit limit is ok and they credited some around 70 thousand. They said that it would be upgraded after a year. RBL is far better in credit card services in the market.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    • RBL Bank Credit Card
      "Pathetically poor Customer service"
      0.5 0.5/5 "Unacceptable"
      Bank branch officials are clueless about their products. Good luck calling their customer care number or emailing them your concerns. On your email they'll ask you to call back on that very same customer care number. If you don't have an account with this bank and are planning on getting one, don't do it. Turn to the opposite direction and go away from this bank as far as you can, as fast as you can.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 14, 2017
    • RBL Bank Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I am holding the RBL bank credit card from short time.Services are good with them and there are no issues on that. I have got much offers from their end and the things are good like its the zero percentage rate of interest credit card and I need to explore about this card and the credit limit they have offered is 1.18 lakhs
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 10, 2017
    • RBL Bank Credit Card
      "Looking for better featured"
      0.5 1.0/5 "Really Bad"
      I wont recommend RBL, While taking this card from them. No body informed about the annual charges of Rs.2000 it is very high compared to all credit card. Hence I am planning to close the credit card,I am not getting any notification from RBL it should be improved.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 08, 2017
    • RBL Bank Credit Card
      "No customer solution"
      0.5 0.5/5 "Unacceptable"
      I got RBL bank credit card but I would like to share that please dont get this card because, there is no proper resolution of the query also their service is pathetic . Even I went to their bank branch also to update my number they gave me the email.id to update my contact number but still I did not get any answer from them. Secondly, I am unable to contact their customer care executive with your new number.then what can i do now. So please dont stuck with the RBL its better to go with other Banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 14, 2017
    • RBL Bank Credit Card
      "It should better"
      0.5 4.0/5 "Great!"
      RBL bank offered me Rs.50,000 as credit credit and Rs.20,000 as cash withdrawal limit with good interest rate. They also giving some good reward point, but I can't utilize the points for anything expect flight tickets. It would be great if they provides the option to redeem the points for any purchase because RBL is taking annual fee of Rs.1500 which is high.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Credit card service worst"
      0.5 1.0/5 "Really Bad"
      I had requested to cancel card one year before even not using that in spite they sent me statement for annual charge with a auto debit insurance premium which I had with other card earlier. Struggling to get cancelled all these years. I am totally disappointed with RBL and suggest not to go with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 12, 2017
    • RBL Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      RBL has offered me a credit card with a limit of around 80K. There are offers on the card, just that I have not utilized the same. I am happy with the customer services as they are excellent in communicating to the customers and sorting out the queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • RBL Bank Credit Card
      "Comfortable"
      0.5 4.0/5 "Great!"
      I use RBL credit card which is a life time free card. I am happy with the services of RBL and I used to receive reward points and cash back offers on my credit card on my usage. Till date, I never faced any kind of issues for the card. The overall service is good.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 07, 2017
    • RBL Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am holding the RBL bank credit card from the six months of time. Services are good with them and there are no issues on that. I have not got much offers from their end but the things are good like its the zero percentage rate of interest credit card and I need to explore about this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jul 06, 2017
    • RBL Bank Credit Card
      "Completely Worst ever services"
      0.5 0.5/5 "Unacceptable"
      I have faced Worst service, its so irritating services 1. there are no facility to talk to customer care executive for any doubts its always process IVR only and then disconnect the call. 2. Promised for welcome gift on complying some conditions but after complying all condition still not only waiting for welcome gift but also suffering to talk to anyone from RBL.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      I am using RBL Platinum credit card there are some annual charges applicable but they provided some complimentary offers for two years there are no charges applicable. I done lot of transaction through RBL credit card, I got good reward points and some discounts are availiable for all transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 04, 2017
    • RBL Bank Credit Card
      "Fraud Bank Ever"
      0.5 0.5/5 "Unacceptable"
      Stay away from all their offer gimmicks, they commit something else while they want to sell a card. I have a recorded audio from their customer care too that clearly stated that they would want me to upgrade the card and I would get 8000 rewards points which can be redeemed against the 2000 annual fees. (Note: this is the only bank which takes annual fees at the start and not at the end of the year). Now, they are not even adjusting the amount neither they are giving the value of INR 2000 of reward points which they committed multiple times.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 02, 2017
    • RBL Bank Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with RBL and I received this card because of all my transactions I do at Bajaj Finserv. The process was simple and easy, I did not have to do much from my end. I received a proper credit limit and the offers are also up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 29, 2017
    • RBL Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I am holding this RBL card for almost a year. If I spend more than 5k per month on this card I would be getting rs 500 voucher which can be redeemed as a movie ticket on book my show. This card has an annual fee of rs 500. Happy about the credit limit also I always prefer to pay my credit card bills through NEFT. I am very much satisfied using this RBL card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 23, 2017
    • RBL Bank Credit Card
      "Interest rate should be flexible"
      0.5 3.0/5 "Satisfactory"
      Whenever I convert some purchase amount into an Emi, RBL taking interest rate around 25% it is very high. Offers are good, I used to get reward points for shopping, dinning, restaurant etc and also they giving some movie ticket offers at bookmyshow.com
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
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    RBL Bank Balance Transfer is Rated as "Pretty good" by 136 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview

    RBL Bank offers the facility of “Transfer n’ Pay” which allows customers to transfer outstanding balances on other credit cards to an RBL credit card and then pay the amount in convenient EMIs. Benefit from lower interest rates and paying the outstanding balance in instalments. Enjoy a longer free credit period and save on paying high interest rates.

    Features of RBL Bank Transfer n’ Pay

    • Immediate transfer - The transfer of your balance will be done instantly.
    • Zero documentation - There are no documents required to avail of this facility.
    • Choice of tenure - You can opt for 3, 6 or 12-month tenures to repay the outstanding balance.
    • Paperless Money Remittance - There will be no cash transactions in the process of Transfer n’ Pay.
    • Transfer limits - The minimum transfer amount is Rs.10,000. The maximum amount admissible is 80% of the available credit limit assigned to the primary RBL Bank credit card held by the customer.
    • Credit Period - For customers who make full payments on their credit cards, the interest-free period of up to 50-days will continue for any purchases made on the credit card, regardless of the balance transfer done.
    • Minimum Due - The minimum amount due reflecting in your monthly credit card statement will include the percentage due from the total outstanding balance + balance transfer EMI. The minimum due on the outstanding balance is 7%. RBL Bank will then add the balance transfer EMI amount and arrive at your monthly minimum amount due.

    RBL Bank Credit Card Balance Transfer Eligibility

    The eligibility criteria is determined by RBL Bank. Select RBL Bank credit cardholders will be offered the balance transfer facility. You should fit into the following general criteria to qualify for Transfer n’ Pay:

    • You should be a resident of India.
    • You should hold a valid and current primary credit card from RBL Bank.
    • You should have no overdue amount on the card of more than 60 days.

    RBL Bank Credit Card Balance Transfer Interest Rate

    The interest rate offered by RBL Bank on balance transfers depends on the tenure chosen. Interest is calculated on a reducing principal balance.

    Tenure Interest Rate
    3 months 0% p.a.
    6 months 21% p.a.
    12 months 21% p.a.

    RBL Bank Credit Card Balance Transfer Service charges

    Listed below are the charges applicable for the Transfer n’ Pay scheme of RBL Bank.

    • Processing Fees will be communicated at the time of opting for Balance Transfer.
    • Service Tax payable is calculated as per the government norms.
    • Preclosure charges at 3% of the principal outstanding

    RBL Bank Credit Card Balance Transfer Cancellation

    In case you wish to cancel your request for Balance Transfer, you can do so within 10 days of the service being booked. Any fees or interest charged will be reversed. You will not have to pay RBL Bank anything.

    If in case within those 10 days, the money has been successfully transferred to the other bank’s credit card, resulting in a clear credit of the customer with the other bank, then the fees will not be reversed. However, you can still make the cancellation.

    RBL Bank Credit Card Balance Transfer Foreclosure

    In case you choose to foreclose the balance transfer after 10 days, all charges will not be reversible and will have to be forfeited by the customer. Furthermore, 3% of the outstanding principal will be charged as foreclosure penalties.

    Apply for RBL Bank Credit Card Balance Transfer

    • To apply for Transfer n’ Pay, you can call RBL Bank and place a request.
    • After requesting the customer care for the Transfer n’ Pay service, to initiate the booking, you need to send an SMS:
    • BTY (Last 4 digits of other bank’s credit card number) to 5607011. For example, “BTY 4673”
    • According to your eligibility, your request will be approved or denied.
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