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    RBL Bank Balance Transfer

    We found 9 RBL Bank Balance Transfer

    Card
    1st Year Fee
    Rewards
    Joining Perks
    4000
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    4000
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    1,000
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    2000
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  • Credit Card Reviews

    • RBL Bank Credit Card
      "Charging a lot"
      0.5 1.0/5 "Really Bad"
      I was using credit card with Ratnakar bank. Recently I stopped using the card and I am planning to settle the payment and close the card. Because I had found that they are charging a lot. Other than this issue, I do not have any problem with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • RBL Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For a couple of months I had been using RBL Platinum Master credit card. I am happy with the reward points and cash back system. I do get special shopping vouchers and offers are also pretty good in this card. I was assigned with a limit of 35k which is reasonable but I am still happy with the limit. Overall I am happy using this RBL card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      There is an annual fee for my credit card which is 1000 rupees. The credit card services of RBL is similar to SBI cards. Whenever I use the card for shopping, I will get some reward points in to my account and those reward points can be redeemed. The services are really good with RBL.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • RBL Bank Credit Card
      "Good Entertainment card"
      0.5 4.0/5 "Great!"
      RBL gave me Fun + credit card, initially they gave me food coupon worth Rs.300 can use it in Dominos, Pizza hut etc and they offers for movie tickets at book my show.com worth Rs.500. I am happy with RBL entertainment card. But their credit limit is low, I am using more than six month. Sadly, I did not receive any calls till date for the limit enhancement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • RBL Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold RBL platinum maxima card for the past 8 months. The interest rates are very high on this card. This card is used much for online shopping , I use this card to buy home appliances, electronics and for other purpose too. The reward points , cash back offers and the other benefits are very much available on this card. I am not at all happy with the credit limit, I am expecting the bank to increase the credit limit on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2017
    • RBL Bank Credit Card
      "Good Bank and Good Service"
      0.5 5.0/5 "Blown Away!"
      Recently I received a credit card from RBL. They are very prompt enough in responding the customers and providing the best service to the customers. It has been three months when I started to use the card. I never faced any issues with RBL credit card services.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 25, 2017
    • RBL Bank Credit Card
      "Very convenient"
      0.5 5.0/5 "Blown Away!"
      It has been thirty days since I received a credit card from RBL. There are no annual charges for the credit card. The credit limit is very much satisfactory for my usage. I had earned some around 4000 reward points. I purely use this card for shopping purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 21, 2017
    • RBL Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Ratnakar bank has been excellent for me. They give me offers on the credit card which can be used by me they have giving good offers for movie tickets Its been more than one year I have been holding this credit card now I don't use this card much and the credit limit they have offered me is 90k bank agents keep on calling me to enhance my limit . However I did not give my consent to them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Fake promises "
      0.5 0.5/5 "Unacceptable"
      Fake promises...they make fool of their customers just to sell their products. I had been promised a limit of very high amount and they gave me 1/4th of it. Their customer service is of no use..they had promised me 8000 points... but they gave me 1000 points.. I will recommend others not to go for this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 15, 2017
    • RBL Bank Credit Card
      "Effective communication required from the bank "
      0.5 2.0/5 "Expected more"
      Very recently I received a credit card from RBL bank. This is not a life time free card but it was given to me through other financial institution called Bajaj. While getting this card, there some sort of mis-communication happened between me and the bank. Because I do not know about annual fees but after getting a card, all of a sudden they informed me that the card is chargeable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Apr 13, 2017
    • RBL Bank Credit Card
      "Need to be very much improved"
      0.5 1.0/5 "Really Bad"
      RBL customer support is not handling the customers in a processed way. The offers are not available with RBL bank platinum maxima card. There is no equated monthly installment option available with this card. The rate of interest is far high, when compared with the other banks. RBL bank services need to be improved in all concerns. The service need to be improvised in future. I am using this card for last 2 years.
      Was this review helpful? 2
      , noida
      Reviewed on Apr 12, 2017
    • RBL Bank Credit Card
      "Comfortable Credit card"
      0.5 4.0/5 "Great!"
      Last month I got RBL credit card its good, they offered me the credit limit of Rs. 88,000 it is sufficient, There is a good EMI option, recently I purchase Air conditioner worth Rs.33,000. I just swiped my credit card and took the product to home. Then RBL executive called and asked me to convert that amount into EMI its great and I have referred this credit card to my friend so they offered me 2000 rewards points.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 03, 2017
    • RBL Bank Credit Card
      "Excellent Customer Service"
      0.5 5.0/5 "Blown Away!"
      Customer service is excellent with RBL for all kind of services. I am using credit card with them for long time, whenever I approached their customer service to get an assistance from them, they responded me in a proper way. And, I am satisfied with the credit limit which is enough for my usage.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 23, 2017
    • RBL Bank Credit Card
      "Work on Customer Oriented"
      0.5 2.0/5 "Expected more"
      My credit limit which I got from the Ratnakar bank is quite decent. But, recently I had an issue with their offer, which is, I booked a movie ticket through online source. So as per the offer, one ticket is free if I use their credit card for ticket booking, but I had not received the offer. Hence, I called the customer care but they denied the offer.
      Was this review helpful? 0
      , noida
      Reviewed on Mar 20, 2017
    • RBL Bank Credit Card
      "Convenient for Shopping"
      0.5 3.0/5 "Satisfactory"
      Recently I have received RBL bank titanium delight credit card, they have assured some reward points based on the transactions. I got this RBL credit card without any hassles, there was a stall near at my office, at the time I have submitted my documents to them. Within ten days RBL have dispatched my credit card, I had received my pin card on same day and they gave two options to change my pin no either through website or ATM. But RBL ATM is less in chennai, only one ATM have seen near to central.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 14, 2017
    • RBL Bank Credit Card
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      My RBL credit card got approved in three days and its delivered within seven days of my application. Their credit limit is good, one specially about this credit card, I could transfer my credit limit to my bank account by my mobile application. Their rate of interest is high other wise ok services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Good Membership card"
      0.5 5.0/5 "Blown Away!"
      It holding member ship credit card with RBL, initially I was using Maxima credit card then I upgraded into ICON credit card. Then I got 20,000 reward points value of Rs.5000, I could use those points for any kind of transactions. I am using this credit card around one year, they offered me lot of benefits like petrol and shopping etc. Interest rate is high in RBL, but service is very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 11, 2017
    • RBL Bank Credit Card
      "Fraudulent sales by RBL BANK"
      0.5 0.5/5 "Unacceptable"
      This bank is collecting information from bajajfinance and processing credit card request without getting any acceptance or approval from customer they stealing personal information of customer and making fraudulent sales and this is really hectic all person information are shared between bajaj fin and rbl bank without customer knowledge and approval. Fraud ppl.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2017
    • RBL Bank Credit Card
      "Misleading Customer"
      0.5 0.5/5 "Unacceptable"
      They will never intimate you about the membershp fee then all of a sudden you'll find it in 1st month statement that too is 2000. Promise all sort of luxuries then gives peanuts in return. Worst Bank & Pathetic Piece of cust service. Horrible!
      Was this review helpful? 4
      , new delhi
      Reviewed on Mar 07, 2017
    • RBL Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am not just a customer of Ratnakar Bank but also a employee as well. I hold a credit card and I am happy using the credit card as the limit is good and the process in getting the card was also simple and fast. The card is also accessible everywhere.
      Was this review helpful? 3
      , mumbai
      Reviewed on Mar 04, 2017
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    RBL Bank Balance Transfer is Rated as "Great!" by 105 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview

    RBL Bank offers the facility of “Transfer n’ Pay” which allows customers to transfer outstanding balances on other credit cards to an RBL credit card and then pay the amount in convenient EMIs. Benefit from lower interest rates and paying the outstanding balance in instalments. Enjoy a longer free credit period and save on paying high interest rates.

    Features of RBL Bank Transfer n’ Pay

    • Immediate transfer - The transfer of your balance will be done instantly.
    • Zero documentation - There are no documents required to avail of this facility.
    • Choice of tenure - You can opt for 3, 6 or 12-month tenures to repay the outstanding balance.
    • Paperless Money Remittance - There will be no cash transactions in the process of Transfer n’ Pay.
    • Transfer limits - The minimum transfer amount is Rs.10,000. The maximum amount admissible is 80% of the available credit limit assigned to the primary RBL Bank credit card held by the customer.
    • Credit Period - For customers who make full payments on their credit cards, the interest-free period of up to 50-days will continue for any purchases made on the credit card, regardless of the balance transfer done.
    • Minimum Due - The minimum amount due reflecting in your monthly credit card statement will include the percentage due from the total outstanding balance + balance transfer EMI. The minimum due on the outstanding balance is 7%. RBL Bank will then add the balance transfer EMI amount and arrive at your monthly minimum amount due.

    RBL Bank Credit Card Balance Transfer Eligibility

    The eligibility criteria is determined by RBL Bank. Select RBL Bank credit cardholders will be offered the balance transfer facility. You should fit into the following general criteria to qualify for Transfer n’ Pay:

    • You should be a resident of India.
    • You should hold a valid and current primary credit card from RBL Bank.
    • You should have no overdue amount on the card of more than 60 days.

    RBL Bank Credit Card Balance Transfer Interest Rate

    The interest rate offered by RBL Bank on balance transfers depends on the tenure chosen. Interest is calculated on a reducing principal balance.

    Tenure Interest Rate
    3 months 0% p.a.
    6 months 21% p.a.
    12 months 21% p.a.

    RBL Bank Credit Card Balance Transfer Service charges

    Listed below are the charges applicable for the Transfer n’ Pay scheme of RBL Bank.

    • Processing Fees will be communicated at the time of opting for Balance Transfer.
    • Service Tax payable is calculated as per the government norms.
    • Preclosure charges at 3% of the principal outstanding

    RBL Bank Credit Card Balance Transfer Cancellation

    In case you wish to cancel your request for Balance Transfer, you can do so within 10 days of the service being booked. Any fees or interest charged will be reversed. You will not have to pay RBL Bank anything.

    If in case within those 10 days, the money has been successfully transferred to the other bank’s credit card, resulting in a clear credit of the customer with the other bank, then the fees will not be reversed. However, you can still make the cancellation.

    RBL Bank Credit Card Balance Transfer Foreclosure

    In case you choose to foreclose the balance transfer after 10 days, all charges will not be reversible and will have to be forfeited by the customer. Furthermore, 3% of the outstanding principal will be charged as foreclosure penalties.

    Apply for RBL Bank Credit Card Balance Transfer

    • To apply for Transfer n’ Pay, you can call RBL Bank and place a request.
    • After requesting the customer care for the Transfer n’ Pay service, to initiate the booking, you need to send an SMS:
    • BTY (Last 4 digits of other bank’s credit card number) to 5607011. For example, “BTY 4673”
    • According to your eligibility, your request will be approved or denied.
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