Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 RBL Bank Balance Transfer
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  • RBL Bank Balance Transfer is Rated as "Great!" by 270 Users

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    RBL Bank Balance Transfer

    Overview

    RBL Bank offers the facility of “Transfer n’ Pay” which allows customers to transfer outstanding balances on other credit cards to an RBL credit card and then pay the amount in convenient EMIs. Benefit from lower interest rates and paying the outstanding balance in instalments. Enjoy a longer free credit period and save on paying high interest rates.

    Features of RBL Bank Transfer n’ Pay

    • Immediate transfer - The transfer of your balance will be done instantly.
    • Zero documentation - There are no documents required to avail of this facility.
    • Choice of tenure - You can opt for 3, 6 or 12-month tenures to repay the outstanding balance.
    • Paperless Money Remittance - There will be no cash transactions in the process of Transfer n’ Pay.
    • Transfer limits - The minimum transfer amount is Rs.10,000. The maximum amount admissible is 80% of the available credit limit assigned to the primary RBL Bank credit card held by the customer.
    • Credit Period - For customers who make full payments on their credit cards, the interest-free period of up to 50-days will continue for any purchases made on the credit card, regardless of the balance transfer done.
    • Minimum Due - The minimum amount due reflecting in your monthly credit card statement will include the percentage due from the total outstanding balance + balance transfer EMI. The minimum due on the outstanding balance is 7%. RBL Bank will then add the balance transfer EMI amount and arrive at your monthly minimum amount due.

    RBL Bank Credit Card Balance Transfer Eligibility

    The eligibility criteria is determined by RBL Bank. Select RBL Bank credit cardholders will be offered the balance transfer facility. You should fit into the following general criteria to qualify for Transfer n’ Pay:

    • You should be a resident of India.
    • You should hold a valid and current primary credit card from RBL Bank.
    • You should have no overdue amount on the card of more than 60 days.

    RBL Bank Credit Card Balance Transfer Interest Rate

    The interest rate offered by RBL Bank on balance transfers depends on the tenure chosen. Interest is calculated on a reducing principal balance.

    Tenure Interest Rate
    3 months 0% p.a.
    6 months 21% p.a.
    12 months 21% p.a.

    RBL Bank Credit Card Balance Transfer Service charges

    Listed below are the charges applicable for the Transfer n’ Pay scheme of RBL Bank.

    • Processing Fees will be communicated at the time of opting for Balance Transfer.
    • Service Tax payable is calculated as per the government norms.
    • Preclosure charges at 3% of the principal outstanding

    RBL Bank Credit Card Balance Transfer Cancellation

    In case you wish to cancel your request for Balance Transfer, you can do so within 10 days of the service being booked. Any fees or interest charged will be reversed. You will not have to pay RBL Bank anything.

    If in case within those 10 days, the money has been successfully transferred to the other bank’s credit card, resulting in a clear credit of the customer with the other bank, then the fees will not be reversed. However, you can still make the cancellation.

    RBL Bank Credit Card Balance Transfer Foreclosure

    In case you choose to foreclose the balance transfer after 10 days, all charges will not be reversible and will have to be forfeited by the customer. Furthermore, 3% of the outstanding principal will be charged as foreclosure penalties.

    Apply for RBL Bank Credit Card Balance Transfer

    • To apply for Transfer n’ Pay, you can call RBL Bank and place a request.
    • After requesting the customer care for the Transfer n’ Pay service, to initiate the booking, you need to send an SMS:
    • BTY (Last 4 digits of other bank’s credit card number) to 5607011. For example, “BTY 4673”
    • According to your eligibility, your request will be approved or denied.

    Credit Card Reviews

    • RBL Bank Credit Card
      "Timely card"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with RBL for below one year. The services are good and they have given 1L 8K rupees credit limit. It was good and they fulfilled my needs at that time. The reward points and cash back offers are good. I can redeem the reward point but haven't used yet. There is no EMI conversion facility.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got Rs,6,00,000 as credit limit with the RBL bank platinum delight credit card . I got this card very recently , I haven't started using this card yet. The customer support is good with the RBL credit card department. I would say it is a good card to use.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      They were the first Bank that offered me the Credit Card and the experience with it has been always been great. They initially offered me Rs.30000 but with in 6 months they increased the amount to Rs.60000. The discounts available in it is pretty good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The rate of interest was fantastic with rbl credit card service compare to other credit service providers ,also the online facilities are good. The customer support was good it was a wonderful experience with rbl credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 08, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the Ratnakar Bank Limited credit card and the credit limit value is around 50000 Rupees, also the other things are really fine one for me. I am happy with the Ratnakar bank limited and its with good aspects too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2017
    • RBL Bank Credit Card
      "Good credit limit"
      0.5 5.0/5 "Blown Away!"
      I have been using this Card for multi purpose and it's been a while using it too. They gave me good credit limit. The repayment option with them has been pretty good. The card has good reward points system. The overall experience with it has been good.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Dec 06, 2017
    • RBL Bank Credit Card
      "Constant Limit"
      0.5 5.0/5 "Blown Away!"
      I got this Credit Card along with other of my Card. They have maintained the Credit Limit they offered me early. The Card has good offers and it's usage is pretty good. The overall experience with this Card has been quite good through out. Technically this Bank is very strong, you can be trustful about their transactions.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2017
    • RBL Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I got this Credit Card pretty recently and expecting the first repayment in few days. The overall experience with it has been good. I got the approval for the Card pretty easily. The Card has good Credit Limit to it.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Great Card"
      0.5 5.0/5 "Blown Away!"
      I got a Credit Card with RBL, which has a good Credit Limit of Rs.1.20 Lakhs. I have been getting quite a few offers for online purchase. The one time annual fee of Rs.1000 is applied after which it's a lifetime free card. It has been a wonderful experience til date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Having the RBL platinum maxima credit card for past 1 year and I got the good credit limit with this card and I am satisfied with it. It takes time for the billing cycle with the RBL platinum credit card . The interest rates and the charges are average with this card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 05, 2017
    • RBL Bank Credit Card
      "Convenient card"
      0.5 4.0/5 "Great!"
      I had taken RBL platinum credit card. I am using it for the past 6 months. The credit limit was 1L which was okay. I never had interaction with the customer service. The interest rate was very high compared to other bankers. The reward points are good. I will make my payment through internet banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      I am using RBL credit card from last 1 month and i am not happy with this credit card. The credit limit is very less when compared to other credit cards. I paid an one time fee for Rs 2000 which will be added to the reward points. There are no such offers like cash back in this credit card. I am using this credit card for shopping purpose.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Dissatisfactory credit card"
      0.5 3.0/5 "Satisfactory"
      RBL is not giving clear information about the credit card transaction. So I tried to reach their customer care there was no response. Initially they told it was RBL Bajaj emi card and it has lots of reward points finally I didn't get any offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 02, 2017
    • RBL Bank Credit Card
      "Good Credit Card"
      0.5 4.0/5 "Great!"
      The experience with RBL Credit Card is good. Comparing to my other Credit Card, this is a better card. If I spend Rs.10000 per month, I would be getting 2 PVR Tickets as complimentary. I have been Getting offers in places such as bigbazaar and pizza hut.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      RBL money back credit card service was good compare to others in the market,the offers are very good with lot of good online benefits and the customer service was prompt it was a good experience for me with rbl money back credit card services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      From the past 1 year i am using the credit card of RBL Bank .the Customer service is real good from the RBL Bank .the credit Limit given to me was 50K and cash withdraw option is also provided .i get offers like Monthly i get 2 movie ticket. It has been a good experience over all .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      It was a ok ok customer service i received from the RBL Bank but it could have been more better . They told there will be no charges and After i paid the bill for the first time there were extra taxation charged and when i asked for an explaination they said we are sorry for that . They did not inform about that . The credit Limit given to me was 81K and also gave me a cash withdraw option for 20K with 2.5K charges . It get Reward points on using the card .
      Was this review helpful? 0
      , indore
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      MY credit card was taken with RBL 6 months and they have offered master International card . The credit limit was satisfactory here and the validity of the card is up to 2025. The customer service and responses was satisfactory . I have 24/7 helpline number and OTP device to login . MY overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am having the Ratnakar bank limited credit card and the customer service is good one too. I would like to say that the response is good one with the Ratnakar bank limited credit card. Credit limit value is not up to the mark.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 01, 2017
    • RBL Bank Credit Card
      "Reward point card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with RATNAKAR BANK. My current limit is 60000. I am satisfied with the limit. I used to get reward points. They give movie tickets as complimentary directly to my mail id.I have not yet redeemed my points with RATNAKAR BANK.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 01, 2017
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