Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Credit Card Balance Transfer

    The facility of credit card balance transfer is offered by IndusInd Bank and it allows you to consolidate the outstanding amount on many credit cards that you have into one account. You should however, keep in mind that the bank will charge you a processing fee.

    Features and Benefits of IndusInd Bank Credit Card Balance Transfer

    Reduces financial burden IndusInd Bank will charge you an interest when you perform a balance transfer transaction. The lower credit card interest rate is, the less will be your financial burden.
    Timely and efficient Once you meet the eligibility criteria set by IndusInd Bank, you can easily transfer the balance from one credit card of another bank account that you have to your IndusInd Bank credit card. This transfer can be done within a very short span of time. This will help to pay off your current credit card debt.
    Additional Benefits IndusInd Bank also offers a lot of teaser rates if you are an existing customer and will also launch a lot of offers from time to time. These offers and benefits for example, could be interest-free periods, lower interest rates, etc.

    Eligibility Criteria for IndusInd Bank Credit Card Balance Transfer

    • You are an existing customer of IndusInd Bank.
    • You need to have a credit card from IndusInd Bank.

    Please note that IndusInd Bank will look into its internal policies, your available credit limit, and repayment history.

    How to Apply for IndusInd Bank Credit Card Balance Transfer

    You can contact IndusInd Bank's credit card customer care:

    IndusInd Bank Credit Card Balance Transfer Cancellation

    You can cancel your balance transfer process during the free lookup period. This will help you avoid the foreclosure charges. You should do this within the first ten days of booking for the balance transfer. After the free lookup period is completed, you have to pay some fee.

    FAQs on IndusInd Bank Credit Card Balance Transfer

    1. Is the balance transfer facility available for corporate credit cards?

      No, please note that the balance transfer facility is not available for corporate credit cards.

    2. What are the account balances that are included in an IndusInd Bank balance transfer?

      An account balance can be done from a financial institution. You can also do a balance transfer for Visa credit cards Please note that the balance has to be in the name of the primary account holder.

    3. Will I earn reward points when I make a balance transfer from one credit card to another?

      No, you will not earn any reward points when you make a balance transfer.

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