A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 1 SBI Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.30% - 8.70% Floating
    ₹2,000 to ₹10,000 + applicable tax
    -
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
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    Good to Know
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    SBI Home Loan is Rated as "Great!" by 1087 Users

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    SBI Home Loan

    SBI Home Loan Interest Rates Updated on 18 Nov 2017

    SBI Home Loan Details
    Interest Rate For women - 8.30% to 8.65%
    For General Customers - 8.35% to 8.70%
    Processing Fees 0.35% of Loan Amount, min of Rs.2,000 to max of Rs.10,000 (plus applicable tax)
    Loan Tenure 30 years
    Pre-closure Charges Nil

    SBI Housing Loan

    State Bank of India provides a range of home loan products to suit the individual needs and preferences of its customers. Various surveys and consumer awards have conferred the title of ‘The most preferred Home Loan Provider’, to SBI. Some of the best features that lend to the popularity of SBI home loans:

    With thousands of branches spread across various geographical locations has made SBI one of the most accessible banks to obtain a loan from.

    Home Loans Will Be Impacted As SBI Cuts Their Lending Rates - Nov 1, 2017

    The leading public sector bank in India, State Bank of India has reduced their lending rates across all maturities by 5 bps or 0.05% p.a. It is notable that this is the first time that SBI has reduced their Marginal Cost of Lending Rate(MCLR) in the last 10 months. This drop in lending prices is also the first drop after the bank got their new Chief, Rajnish Kumar.

    The new MCLR for SBI is as follows:

    • Going forward the overnight MCLR will be 7.70% which was 7.75% previously.
    • The MCLR for 1, 3, and 6 months will be 7.8%, 9.85%, and 7.9% respectively.
    • The MCLR for one year maturity will be 7.95%.
    • The MCLR for two years will be 8.05%.
    • The MCLR for three years will be 8.1%.

    This drop in MCLR by SBI will have an impact on home loans too. Going forward, home loan interest rates for women will be 8.3% which was 8.35% previously. For other home loan applicants, the interest rate will be 8.35% which was 8.4% previously.

    Following the rate cut by SBI, The Reserve Bank of India is expecting many other banks to lower their lending rates which will help boost credit growth in India.

    SBI Home Loan

    Significant Features of SBI Home Loans:

    • Lower interest rates as compared to other contemporary banks
    • Low processing fees
    • No hidden charges or administration fees
    • Nil pre-closure charges making repayment easier and more flexible
    • A huge network of branches across the nation making it convenient to visit a SBI branch
    • Exclusive packages depending upon individual needs of customers
    • Interest is calculated on daily reducing basis which lowers the overall interest paid

    SBI Home Loan Eligibility Criteria:

    • Salaried
      • The age of the applicant must be between 18 years and 70 years.
      • The annual income must be atleast Rs.1.2 lakh per annum.
    • Self-Employed
      • The age of the applicant must be between 21 years and 70 years.
      • The annual income must be atleast Rs.2 lakh per annum.
    Apply for Home Loan Online

    Documents Required Applicable to All Loan Seekers:

    • Duly filled loan application
    • 3 passport-size photographs
    • Identity Proof (Voter ID Card/Passport/Driving License/Pan Card)
    • Proof of Residence (Current Address Proof)
    • Bank Statement for last 6 months
    • Personal assets and liabilities declaration
    • Proof of property
    • Income Tax Proofs (If required)
    • Signature Identification from present banker

    Documents Required for Guarantor:

    • Assets and liabilities Statement
    • 2 passport-size photographs
    • Identity Proof (Voter ID Card/Passport/Driving License/Pan Card)
    • Address Proof (Telephone Bill/Electricity Bill/Property Tax Receipt/Passport/Voter ID Card)
    • Signature Identification from present banker

    SBI Bank Home Loan Interest Rate:

    SBI Home Loan not only offers attractive benefits and terms for its home loan options but the bank also offers low competitive rates on its home loan. As of May 9, 2017, the interest rate for SBI home loan 8.35% to 8.70% applicable till July 31, 2017. The above mentioned rates are irrespective of the loan amount.

    Apply for Home Loan Online

    Pradhan Mantri Awas Yojana By SBI Bank

    The Government of India aims at making Housing affordable for all by 2022. The initiative has already been taken to provide homes to the lower and middle class people in India. The bank claims to offer the lowest rates of interest with their home loans.

    Qualified Loans Under the Scheme:

    The Government of India has stated that all loan amounts that are less than Rs.30 lakh are eligible under this scheme.

    SBI PMAY Rates of Interest for the New Borrowers:

    The male borrowers can avail a rate of 8.40%. They can avail a reduction of approximately 20 basis points. As per the new rates, the female borrowers can avail a reduction of around 25 basis points. Interest rate will remain the same for both salaried and non-salaried male borrowers.

    Benefits of PMAY Scheme:

    After an individual takes a home loan from the State Bank of India, he/she must fill up the Pradhan Mantri Awas Yojana form. The processing will be taken care of by the bank. In case the individual is eligible under the scheme, interest subsidy will be credited to his/her bank account. As per the individual’s economic condition, he/she can apply for 3%, 4% or 6.5% interest subsidy.

    SBI Home Loan Schemes:

    SBI offers a wide range of home loan products to its customers. You can choose the best home loan scheme that suits your budget and requirement. SBI home loans come with exclusive packages and benefits to cater to the home finance needs of all its customers. Following are some of the home loan options available from SBI.

    SBI MaxGain Home Loan:

    The SBI MaxGain home loan aims to enable its customers to reduce their interest burden at no extra cost. This home loan acts as an overdraft account too, giving the customer privilege to withdraw and deposit amounts depending upon their cash availability. Bank provides internet banking and cheque book facility with this home loan. Excess funds when parked with this account impact the overall principal and the associated interest. Also, a customer can choose to withdraw amount from the linked account in case of excess parked funds.

    Features:

    • Min. Loan Amount – 5 lacs
    • Max. Loan Amount – No upper limit
    • Interest Rate – 0.25% over and above the existing home loan interest
    • Higher Liquidity, Savings on total interest paid
    • Pre-closure Charges - Nil
    • Interest Rate – Floating 10.15%

    SBI Yuva Home Loan

    The SBI Yuva home loan is tailored especially for individuals who are young and generally taking loan for their first home. The age eligibility is between 21-45 years. This loan grants an amount which is 20% over and above the regular loan amount. This home loan is ideal for fresh professionals and government employees. Under this scheme the home loan full repayment starts only after 36 month from the date of availing the loan. For the first 36 months only interest needs to be repaid.

    Features:

    • Eligibility – 21-45 years
    • Minimum Income – Rs.30,000 per month
    • Pre-closure Charges - Nil
    • Interest Rate – Floating 10.15%

    SBI NRI Home Loan

    As the name itself suggests, the NRI loan is tailored for Non-Resident Indians (NRIs) and for People of Indian Origin (PIOs). This loan is given to an individual who earns a regular income and whose minimum employment period (in India or abroad) is not be less than 2 years.

    Features:

    • Min. Loan Amount – 3 lacs
    • Max. Loan Amount – No upper limit
    • Eligibility – NRI or PIO
    • Pre-closure Charges - Nil
    • Interest Rate – Floating 10.15%

    SBI Realty Home Loan

    The SBI Realty home loan is for people who want to buy land or plot. The construction should commence within 2 years from the sanction date of the loan. This type of loan comes with the flexibility of availing another loan for construction purposes on the land bought. So a customer is entitled to avail two simultaneous loans on the SBI realty home loan.

    Features:

    • Max. Loan Amount – 15 crores
    • Loan Tenure – Up to 15 years
    • Pre-closure Charges - Nil
    • Interest Rate – Floating 10.15%

    SBI PAL

    SBI PAL home loan is a Pre-Approved Home Loan from State Bank of India. This loan does not depend upon the property to be bought. SBI grants its customers the freedom to avail the loan amount before deciding upon the property. This gives customers the needed confidence to negotiate boldly with builders/sellers regarding the price of the property.

    Features:

    • Eligibility – Depends on the annual income of the applicant
    • Tenure – Pre-Approved Letter of arrangement is valid for a period of 4 months
    • Min Loan Amount – 10 Lacs
    • Max Loan Amount – No upper limit
    • Pre-closure Charges - Nil
    • Interest Rate – Floating 10.15%

    SBI Her Ghar Home Loan

    SBI Her Ghar home loan scheme designed especially for women applicants. A woman needs to be the sole applicant or the primary applicant for this type of home loan. Also, the property for which home loan is being taken should be in the name of the woman applicant or she should be the primary owner in case it of joint ownership. This home loan scheme by SBI aims at enabling women to own property and carries a social obligation in line with the empowerment of women.

    Features:

    • Loan Tenure – 30 years
    • Interest Rate – 9.40%
    • Pre-Payment Charges – Nil

    More Housing Loans from SBI:

    Apart from the above listed regular home loan schemes by State Bank of India, there are several other options also which aim to uplift people from tribal and village areas of the nation. These schemes are in line with the organization’s commitment towards comprehensive nation building.

    Here are a few such housing schemes offered by SBI-

    SBI Tribal Plus:

    Tribal Plus housing loan from SBI is meant for customers who are from tribal areas or hilly regions where mortgage of property is not available. The loan is provided for construction of a new house or flat and for purchase of a new house. Under this scheme SBI also provides an option of taking loan for the purpose of renovation or repair.

    Features:

    • Min. Amount – nil
    • Max. Amount- 10 lacs
    • Repayment Period – up to 15 years

    GRAM NIWAS:

    The Gram Niwas scheme from State Bank of India is aimed at providing housing finance to the customers from rural regions of the nation. This housing plan covers people from rural or semi-urban regions which have a population of less than 50,000 as per the 2001 census. Under this scheme, home loans can be availed for buying of land or house, renovation and repair of house and construction of house.

    Features:

    • Min. Amount – nil
    • Max. Amount- 5 lacs
    • Repayment Period – up to 15 years

    SAHYOG NIWAS:

    Sahyog Niwas scheme aims to provide home loans to self-help groups which have a good credit history. The bank lends to members of these groups under this scheme for purposes of buying of land or house and construction, repair or renovation.

    Features:

    • Min. Amount – nil
    • Max. Amount- 50,000 per person of the self-help group

    SBI Home Loan FAQ section

    1. How can I decide which SBI home loan fits my requirement?

      BankBazaar gives you the option of comparing home loan schemes and an online EMI calculator to help you plan your finances well in advance before availing a home loan.

    2. What are the various interest rates offered on home loans?

      Interest rates vary with respect to the subscribing customer being a woman or otherwise. In the former case, the rate stands at 9.35% p.a while other customers are charged a interest rate of 9.40% p.a. These rates are irrespective of the actual loan amount.

    3. What is the processing fee charged by SBI for home loans?

      SBI charges a low processing fee for its home loans. Upto 0.35% of the loan amount is charged. The amount can be maximum of Rs.11,500

    4. Can I pay off my SBI home loan earlier than the initial tenure?

      Yes. You can pay off your SBI home loan earlier too, without a pre-payment penalty fee.

    5. Is there any security required for the SBI home loan?

      Usually, the property that is purchased using the loan serves as the security. In some cases it is at bank’s discretion to ask for additional securities like insurance policies, fixed deposits etc.

    6. Is a guarantor required to sign my loan application?

      Yes. A guarantor with all the valid and required documents need to sign your loan application.

    7. What kind of job makes me eligible for SBI home loan?

      You can either be a salaried employee or self-employed for obtaining this loan. However, the only condition is that you should be earning a regular income and should be able to furnish proofs of the same.

    8. Can joint-applications be made for SBI Home Loans?

      Yes. Joint applicants are welcome at SBI.

    9. Are there any tax benefits associated with SBI home loan?

      Yes. Tax rebate under section 80C of the Income Tax Act is applicable.

    10. Are long-term home loans beneficial or short-term loans?

      Long-term loans are beneficial in giving you the option and comfort of lower EMIs , however, short-term loans mean higher EMIs but lesser interest. A borrower can choose the option depending upon his financial status.

    11. How long does it take for my loan to get sanctioned?

      If all the required documents are in place then your SBI home loan can be sanctioned in a few days.

    12. Where can I apply for SBI home loan?

      With a network of over 17000 branches in India, SBI home loans can be applied at any of your nearest bank branch.

    Before you apply for the loan, Check your CIBIL Score for SBI Home Loan

    News About SBI Home Loan

    • SBI Interest Rate Cut: Is your Home loan Affected?

      State Bank of India has cut their lending rates across all maturities today. This rate cut comes after 10 months of no changes in SBI interest rates. The leading public sector bank has reduced their Marginal Cost of Lending Rate(MCLR) across all maturities by 5 bps or 0.05% p.a.

      Going forward the overnight MCLR will be 7.70% which was 7.75%. The MCLR for 1, 3, and 6 months will be 7.8%, 9.85%, and 7.9% respectively. The MCLR for one year maturity will be 7.95%. The rates for two years and three years will be 8.05% and 8.1%, respectively.

      This change in the MCLR rate will affect home loans. Home loan interest rates for women will be 8.3% which was 8.35% previously. For other home loan applicants, the interest rate will be 8.35% which was 8.4% previously.

      The interest rate for term deposits below Rs.1 crore has also come down. SBI will now offer 6.25% instead of 6.5% for term deposits below Rs.1 crore.

      2nd November 2017

    • SBI Bank Holds Meeting for their Home Loan Customers

      The State bank of India held home loan customers meet on Friday to prove that the bank is always there for their service. Retail assets central processing centre (RACPC)-1 AGM Ch. Narayana Rao thanked all the customers who were associated with the bank for a long time and mentioned that the bank is working over-time to ensure fast and quick sanctioning of loans.

      It was one such platform where customers could get an opportunity to raise their concerns to the bank officials, home loan top-up plans were discussed, and customers were informed about the discounts that the bank is offering on the documentation and processing fees this festive season.

      Mr. Sekhar spoke about the plans of forming exclusive sales team consisting of experienced staff to make bank products available for customers to their doorstep as well.

      25th October 2017

    • Good News for SBI Home Loan Borrowers

      Recently, State Bank of India (SBI) has reduced the base rate of home loan by 5 basis points. This is effective since October 1st. The base rate has been reduced to 8.95% from 9% earlier. This initiative will aid home loan borrowers who have availed loan before April 1st, 2016.

      Moreover, SBI is not the only bank that is keen to attract borrowers. Other leading public sector banks like Bank of Baroda, Andhra Bank and Punjab National Bank have also cut their base rate. This move will definitely prove beneficial for all home loan borrowers.

      16th October 2017

    • SBI will Capitalise on Reviving its Home Loan due to High Demand

      SBI is making great plans to make this festive season lucrative. With the increasing demand for home loans, SBI is planning to capitalise on the reviving its home laon plans. Being India’s biggest market lender, SBI has launched a new campaign called “Hamara Ghar” (Our Home) which caters to affordable housing segments. If your loan amount is within Rs.30 lakh, then you will be having a fixed interest rate on your loan for two years.

      Like its competitors, SBI has waived off processing fees and brought down the interest rates for all the home loans. The bank will also be marketing its home loans to thousands through its platform called “feet on street.”

      18th September 2017

    • SBI to Augment its Resources to Meet the Demand for Affordable Pricing

      SBI augments its sales and marketing resources to meet the mounting demand for affordable housing promoted through the “Pradhan Mantri Awas Yojana (Urban).” The bank plans to broaden the scope of affordable housing market through a unit of trained workforce and relaxing loan approval processes. It is a key strategy practiced by the bank to get a competitive edge over other banks. The bank also expects a rise in loan demand primarily from first-time buyers with uncertainties connected to the execution of Real Estate Regulatory Authority Act.

      7th September 2017

    • Bengaluru Home Loan Utsav Held By SBI

      State Bank of India or SBI recently conducted a home loan utsav that continued for a period of 2 days. This event took place in the local HO in Bengaluru. The title sponsor of the home loan utsav was GM Infinite. The subtitle sponsors for this event were DSR Infra, Brigade Group and Salarpuria Sattva.

      CGM of Bengaluru circle Farooque Shahab stated that the State Bank of India has always been the bringer of change in the banking sector. According to him, this is the perfect time for SBI to conduct such an event which will definitely boost the real estate industry.

      29th August 2017

    • State Bank of India's reaction to the 25 BPS cut by RBI

      Following the 25 BPS cut by RBI, State Bank of India confirms that it was on the expected lines. The BPS rate is reviewed on a quarterly basis compared to the MCLR reviews on a monthly basis. The 60% of the home loan borrowers from SBI fall under the MCLR category compared to 40% borrowers in the BPS category. The bank provides home loans under both the categories, however, MCLR is a recently introduced system that has taken the lead for being beneficial for various factors. Reserve Bank of India (RBI) will review the BPS rate by end of August. Considering the fact that both the systems follow a rigid and complication method of calculation which involves various factors, RBI may look into making it easier.

      16th August 2017

    • SBI Realty portal to help home buyers

      SBI has launched a new portal called ‘SBI Reality’ that will help home buyers with the calculation of home loan EMI, house selection, builder comparison, etc. The user can browse through over 3,000 approved projects which are categorized based on locality, type of property, property space, price, etc. The portal will provide helpful information to buyers, sellers, and builders across the nation. The portal will also help the buyers in making an effective buying decision with the help of available factual data present on the portal. Being one of the largest commercial banks in India, SBI can expect to see a large number of users being benefited from this portal.

      21st July 2017

    • SBI cuts down interest rate on home loans again

      State Bank of India or SBI recently announced a deduction in the interest rate on new home loans above Rs.75 lakh. SBI home loans that are more than Rs.75 lakhs are going to be cheaper by 10 base points or 0.1% that will be effective from June 15. The new interest rates will be 8.60%, SBI officials informed. This is the second cut in interest in two months.

      The home loans rates offered by SBI are the lowest in the industry. For new homes, if a buyer takes a loan for up to Rs.30 lakhs, he has to pay the reduced interest rate to 8.35%. "Taking a hint from the recent RBI reduction in risk weightage on home loans. SBI is passing on the benefits to its customers by reducing its interest rates on home loan above Rs.75 lakhs, informed Rajnish Kumar, the managing director for National Banking at SBI.

      19th June 2017

    • SBI offers cheaper home loans for women

      Working women in India can now avail cheaper home loans from this month as the State Bank of India (SBI) is offering interest cuts.

      Home loans above Rs.75 lakh will be made available for women who are employed at 8.55% per annum, this is a cut by around 10 basis points. For others, the usual interest rate on home loan stand at 8.6% per annum.

      SBI had earlier cut down interest rates by almost 25 basis points in April.

      15th June 2017

    SBI Home Loan Reviews

    • SBI Home Loan
      "Smooth experience"
      0.5 4.0/5 "Great!"
      I have taken a home loan with State Bank of India and it has been a good experience with them. The rate of interest is nominal and i am comfortable with it. It has been a smooth process throughout the initial procedures and as well as during the loan term with them
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      ,My home loan was taken with SBI 4-5 Years back . The loan amount was 20 lakhs and the interest rate was 8.5% which was average in the market. The MEI period was 17 years . The customer service and responsiveness was up the mark . The loan process was convenient .They have sanctioned the loan with the committed time. My overall experrenec was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • SBI Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan with state bank of India.The loan amount is 10 lakhs,rate on interest is 8.5% low compared to others.No processing fees were charged in my account.I pay an EMI of Rs 10900 every month.They had processed the loan request within 2 days.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 16, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My home loan experience with SBI was good, i have taken loan for Rs 40 lakhs with the rate of interest of 8.25% which is less when compared to other banks, I pay an EMI of Rs 37000 every month. Customer service was good and they responded on time. The process was very smooth and there are no additional fees on preclosure and part payment charges.
      Was this review helpful? 0
      , bhilai
      Reviewed on Nov 16, 2017
    • SBI Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took the home loan with the State bank of India and the interest rate was really lesser one for the staff. I would like to say that the customer service is a fantastic one for me rather than any one because of the transparency.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • SBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from SBI, my loan application was approved and the amount was disbursed. The loan amount was sufficient with the rate of interest of 8.3% which is less when compared to all other banks. The customer service was good, they provided door step service for the collection of documents. The process was smooth and the amount was disbursed within the given time.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 13, 2017
    • SBI Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I had a home loan with SBI the branch was next to my location so I have submitted the documents directly to their branch it was been a very easy process with SBI the interest rate they offered was fine and the payments where through online they will auto deduct from my saving account it was totally a good experience with SBI for my home loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 13, 2017
    • SBI Home Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have approached SBI for my home loan . I am completely not satisfied with the customer service and responses here since I have received calls after 3-4weeks and I did not feel like talking to the right person so I have cancelled the application here, My overall experience was average .
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
    • SBI Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from SBI, my loan application was closed because, there is no requirement of loan as of now. The customer service was good, they followed up on regular intervals, response was also good from their end. The rate of interest is little high when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 08, 2017
    • SBI Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from SBI, my loan application was closed because there was no approval from Jaipur Development Authority. When it comes to customer service, it was up to the mark, there was no proper response from them after the loan application was submitted. The rate of interest is nominal when compared to other banks.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 08, 2017
    • SBI Home Loan
      "Service should be customer's oriented"
      0.5 5.0/5 "Blown Away!"
      Earlier I took home loan in SBH for the amount of Rs. 5 lakhs it got completed in 2000. Then I took loan with SBI because SBH was no more hence SBI gave me the home loan for the amount of Rs. 25 lakhs . Earlier SBI gave me the interest rate 10.99% now they reversed around 8% of interest. But I didn't go for new one. Everything is good, but their system should be updated.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 07, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was about one year I have taken the home loan from SBI service was good the documents have been submitted directly also the interest rate they quoted me was 8.40 which was fine compare to other banks in the market and the payments were made through online it was totally a good experience with SBI for my home loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 07, 2017
    • SBI Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached SBI for my home loan. Their customer service and responses was up to the mark. I have postponed the plan due to my pending documents. The rate of interest was 8.35% which was average in the market. My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 06, 2017
    • SBI Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have approached SBI for my home loan. Their customer service and responses was up to the mark. I have postponed the plan due to my pending documents. The rate of interest was 8.35% which was average in the market. My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 06, 2017
    • SBI Home Loan
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I have my home loan with SBI for about 3 months . The loan amount was 16 lakhs and the interest rate was 8.4% which is satisfactory. I have taken for 20 years back. Here the loan process was quite easy and comfortable. Their part payment option is after 6 months and no charges . They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , ongole
      Reviewed on Nov 04, 2017
    • SBI Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I previously applied for the home loan from SBI, my loan application was approved and the requested amount was disbursed. The loan amount was for 15 lalkhs with rate of interest of around 9-10%. I submiited the documents by visiting the branch office. The process was very smooth and easy.
      Was this review helpful? 0
      , srinagar
      Reviewed on Nov 01, 2017
    • SBI Home Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I had applied for the home loan from SBI, my loan application was approved and the requested amount was disbursed. I had taken loan for 15 lakhs with good rate of interest. The customer service was good, the approval was done very fast and process was very smooth.
      Was this review helpful? 0
      , bilaspur
      Reviewed on Oct 31, 2017
    • SBI Home Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      I had applied for a Home loan with them, and response I got from them was refreshing. They were pro-active, informative and logical. I got the required Loan in a rapid pace. The amount they took for the whole process was pretty short, and they kept me in loop for everything. Also the rate of interest they are providing is excellent.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 28, 2017
    • SBI Home Loan
      "Good serivce"
      0.5 5.0/5 "Blown Away!"
      In regards to my home loan application. The state bank of India has disbursed my loan amount within a day time after approving my home loan application. I got the interest of 8.75% floating interest rate, which is nominal when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 27, 2017
    • SBI Home Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan 8 years back with SBI. Still it is on going loan, it end up in next 10months. I am satisfied with ROI, which is good. Actually the response was poor but I like the interest rate. It was a 20 years loan, I can pay how much ever I want. The pre payment is flexible. Documentation process was simple with SBI.
      Was this review helpful? 0
      , kochi
      Reviewed on Oct 26, 2017
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