A "low interest" loan shouldn't mean you have very little interest in paying it back!

Home Loan EMI Calculator

Calculate your Home Loan EMI & Total Interest Due

Loan Amount
3000000
Tenure
180
Loan Amount:
Tenure in Years:
Interest Rate in %:
Processing Fee: (% of loan amount)
Would you like to make Pre-payments?
Pre-payment Frequency
Pre-payment starts in
Pre-payment amount
Loan Completion Month
Pre-payment Fee %
Pre-payment Applies to

Your Monthly Home Loan EMI: Rs 28,670

Monthly amount paid to your Home Loan provider

Break-up of all total amount payable
Loan Amount
25000Rs
Total Interest Due
756Rs
Processing Fee
500Rs
Loan Amount Via EMI
500Rs
Loan Amount Prepaid
500Rs
Total Interest
500Rs
Processing Fee
500Rs
Pre-payment Fee
500Rs
Total Amount Payable
26252Rs
Your loan details as specified by you
Loan Amount
25000Rs
Tenure
15 Years
Interest Rate
10%
Processing Fee
2%
Pre-payment
25000Rs
CT
Is your Credit Score good enough for getting a loan or card?

Your Repayment Details (Yearly/Monthly)

Your debt repayment schedule in regular instalments over a period of time.

Tab amortization
Principal Paid Interest Paid Outstanding Loan BalanceO/S Balance(Without Pre-payment) O/S Balance(With Pre-payment)
Year Principal Paid(A) Interest Paid(B) Total Payment (A+B) Outstanding Loan Balance Pre-payment
Pre-payment Analysis

(We've broken it down for you!)

SummaryTotal AmountTenure
Without Pre-payment Rupee 47,87,42610 yrs
With Pre-payment Rupee 45,33,7238years 4months
YOU SAVE Rs 0 YOUR TENURE REDUCED BY 1 years 8 months
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The loan amount required to buy or construct your dream home is offered at attractive interest rates provided you fulfil the eligibility criteria laid down by the respective lender. Here, we have compiled a table wherein the lowest interest rate and the EMI payable by you for every lakh is mentioned.

Home Loan EMI for All Banks Jul 2020

Bank Lowest EMI/Lakh Interest
State Bank of India  ₹ 662 6.95%
HDFC Ltd. ₹ 662 6.95%
ICICI Bank ₹ 713 7.70%
Axis Bank ₹ 716 7.75%
LIC Housing Finance Limited ₹ 692 7.40%
Central Bank of India ₹ 655 6.85%
Bank of India ₹ 655 6.85%
Bank of Baroda ₹ 655 6.85%
Canara Bank ₹ 659 6.90%
Bank of Maharashtra  ₹ 669 7.05%
Union Bank of India  ₹ 672 7.10%
DBS Bank  ₹ 686 7.30%
Kotak Mahindra Bank ₹ 692 7.40%
Indian Overseas Bank ₹ 696 7.45%
Citibank ₹ 699 7.50%
South Indian Bank ₹ 713 7.70%
Jammu and Kashmir Bank ₹ 713 7.70%
IDBI Bank ₹ 720 7.80%
UCO Bank ₹ 723 7.85%
HSBC Bank ₹ 730 7.95%
United Bank of India ₹ 645 6.70%
IDFC First Bank ₹ 734 8.00%
Federal Bank ₹ 744 8.15%
Karur Vysya Bank ₹ 748 8.20%
Dhanalakshmi Bank ₹ 751 8.25%
Karnataka Bank ₹ 758 8.35%
Tata Capital ₹ 769 8.50%
Tamilnad Mercantile Bank ₹ 780 8.65%
IIFL ₹ 783 8.70%
Bandhan Bank ₹ 787 8.75%
PNB Housing Finance Ltd. ₹ 794 8.85%
Standard Chartered Bank ₹ 795 8.86%
DHFL Housing Finance ₹ 841 9.50%

Note: The EMI/lakh is calculated after taking into account the following variables - Loan amount - ₹ 1 lakh, repayment tenure - 30 years, Interest rate as mentioned in the table and the processing fee as 0.50 percent

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