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  • Credit Cards without Annual Fee Charges in India is Rated as "Excellent!" by 7645 Users

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    Credit Cards without Annual Fee Charges in India

    Zero annual fee or life time free is an attractive feature offered on some of the credit cards in India. The offers enables the consumers to reduce the overall cost of owning a credit card. Listed below are a few credit cards that are offered without any annual fee, some of which are lifetime free, while some others are free for a specified time. By availing lifetime free credit cards, one can save money on additional cost of procuring and maintaining the credit card.

    No Annual Fee Credit Card 2018
    No Annual Fee Credit Cards

    Top 10 Credit Cards with Zero Annual Fee:

    With the increasing demand for life time free credit cards, many banks and financial institutions are offering no annual fee credit cards. Listed below are top 10 credit cards that are currently offered without charging any annual fee.

    • Central Bank of India Titanium Credit Card
    • Vijaya Bank Platinum Credit Card
    • IndusInd Bank Pinnacle Credit Card
    • HSBC Bank Platinum Credit Card
    • HSBC Advance Visa Platinum Card
    • The PNB Global Classic Credit Card
    • Canara Bank Global Gold Card
    • Dhanlaxmi Bank Gold Credit Card
    • Indian Bank VISA Business Credit Card
    • LIC Corporation Bank Platinum EMV Credit Card

    Central Bank of India Titanium Credit Card:

    Central Bank of India Titanium Credit Card holders do not have to pay any annual fee when they avail this credit card. Borrowers can withdraw cash instantly using their Central Bank of India Titanium Credit Cards at any ATM in India.

    Fees and Charges:

    Annual Fee

    Nil

    Issuance Fee

    Nil

    Add-on Card Fees

    Nil

    Finance Charges

    2.99% per month

    Card replacement Fees

    Rs.100

    Renewal Fees

    Rs.100

    Emergency card replacement charges (abroad)

    Rs. 150 for each instance

    De-blocking charges

    Rs. 100 for each instance

    Over limit charges

    2% of the credit limit or Rs.100, whichever is the highest.

    Late Payment Fee

    Below Rs. 100 - Nil

    Above Rs. 100 - Rs. 100

    Charge slip Retrieval Charges

    Rs. 100

    Cheque Return Charges

    Rs. 150

    Duplicate statement

    Rs. 100 per request

    Foreign currency transactions

    Conversion mark- up fee of 3.5%

    Cash withdrawal

    Rs 100 plus service charges

    Fuel Transaction Charge

    2.5%

    Vijaya Bank Platinum Credit Card:

    Vijaya Bank Platinum Credit Card holders can withdraw cash instantly from any Mastercard ATMs, worth up to 50% of his/her credit limit. The daily withdrawal limit is Rs. 25,000. If the borrower has not availed the revolving credit facility on this card, then he/she can enjoy a interest free credit period up to 50 days.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Free

    Annual Fee

    Nil

    Renewal Fee

    Rs. 300 from the 4th year onward

    Interest rate

    Not specified

    IndusInd Bank Pinnacle Credit Card:

    IndusInd Bank Pinnacle Credit Card offers great rewards and incomparable welcome offers which are tailor-made to suit a card holder’s lifestyle requirements. This credit card has no annual fee charges levied on it.

    Fees & Charges:

    IndusInd Bank Pinnacle credit card

    Fees and Charges

    Joining Fee

    Rs 1,00,000

    Annual Fee

    Nil

    Add-on Card fee

    Nil

    Interest Rates

    3.83% (monthly)

    Late Payment Charges

    Ranges from Rs 350 to Rs 550, depending on the outstanding balance.

    Cash

    Advance Charges

    2.5% of the advance amount or a minimum of Rs 250.

    Over limit charges

    2.5% of the over limit amount or a minimum of Rs 300.

    HSBC Bank Platinum Credit Card:

    The HSBC Platinum Credit Card can be used anywhere in the world since it is globally accepted. In India, the credit card is accepted in over 18 million outlets and in more than 100,000+ outlets within the country itself. HSBC Platinum Credit Card holders do not have to pay any joining fee or annual fee. Customers can enjoy life time free benefits by using the card efficiently.

    Fees and Charges:

    Joining Fee

    Nil

    Annual fee – First year

    Nil

    Annual fee – Second year

    Nil

    Finance charges on extended cash and credit advances

    39.6% per year or 3.3% per month calculated from the date of transaction

    Minimum payment due – extended credit usage

    5% of the total payment that is due ( a minimum of Rs. 100)

    Duplicate statements

    If over three months then Rs. 100

    Cheque bounce/Unsuccessful ECS payment

    Rs. 350

    Cash advance limit against credit card account

    As written in the user's monthly statement

    Cash advance transaction fee

    2.5% of the transaction amount (a minimum of Rs. 300)

    Cash withdrawal transaction fee at ATMs abroad

    Rs. 100

    Cash withdrawal transaction fee at non-HSBC ATMs

    Nil

    Overlimit fee

    Rs. 500

    Late payment fee

    50% of the minimum due amount (a minimum of Rs. 400 and a maximum of Rs. 750)

    Sales slip retrieval

    Rs. 225 per month

    Currency Conversion Charge

    3.5%

    Balance enquiry on credit card at non – HSBC ATMs

    Nil

    Rewards redemption – handling fee

    For every redemption, Rs. 50 is charged

    Copy of credit Information report

    Rs. 50

    HSBC Bank Gold credit card:

    HSBC Bank Gold credit card holders can instantly access money for their requirements, at more than 1 million ATMs available in India and abroad. Cash withdrawals can be made from the customer’s HSBC bank account through any Cirrus ATM, Visa PLUS or MasterCard in India or overseas. The HSBC Gold credit card can be used at over 18 million merchant outlets, worldwide and at 100,000 outlets in India. HSBC Gold Credit Card holders do not have to pay any joining fee or annual fee.

    Fees and Charges:

    Annual Fee

    Nil

    Joining Fee

    Nil

    Add-on Card - Annual Fees

    Nil

    Finance Charges for Cash Advance/Extended Credit

    3.3% per month from the transaction date

    Free Credit Period

    Up to 52 days

    Due date of the payment from the statement date

    22 days

    Extended Credit - Finance Charges

    2.49% per month, calculated from the date of transaction.

    Minimum Payment Due

    5% of the total outstanding amount, with the minimum being Rs 100.

    Cash advance limit

    Up to 60% of the card limit

    Late Payment Fee

    50% of the minimum amount due , with the minimum being Rs 400 and the maximum being Rs 750 per month

    Over limit Fee

    Rs 500 per month

    HSBC Advance Visa Platinum Card:

    HSBC Advance Visa Platinum Credit Card holders do not have to pay any joining fee or annual fee throughout the lifetime of the card. Any add on card you may avail of also will not attract any joining and annual fees.

    Fees and Charges:

    Charge

    Amount

    Joining fee

    Nil

    Annual fee (per annum)

    Nil

    Add on cards

    Nil

    Interest free period

    Up to 52 days interest-free period is given provided the previous month's outstanding balance is paid in full.

    Interest rate

    3.3% per month or 39.6% per annum is charged from the date of transaction on the basis of a daily reducing balance.

    Minimum Amount due

    5% of your total payment due will be the minimum due (plus greater of past due or overlimit due), subject to a minimum of Rs. 100.

    Late payment charges

    50% of the minimum amount due is charged if the payment does not reach HSBC by the due date. A minimum of Rs. 400 to a maximum of Rs. 750 is charged.

    Cash Advance limit

    This limit will be set at 40% of the credit limit or will be communicated in your monthly statement.

    Cash Withdrawal interest

    2.5% of the transaction value from the date of withdrawal, subject to a minimum of Rs. 300.

    Fees on cash withdrawal at any domestic ATM

    Nil

    The PNB Global Classic Credit Card:

    PNB Global Classic Credit Card can be used at any merchant outlet that accepts Visa Cards, across the world. Customers can withdraw cash using this credit card, from any ATM in India or abroad, if it accepts Visa cards. 20 days to 50 days of interest free credit period is offered to customers, if he/ she paid the total amount due on the credit card on or before the due date of payment. There are no annual fees levied on this credit card.

    Fees and Charges:

    Initial Joining Fee

    Nil

    Add-on Card Fee

    Nil

    Renewal Fee

    Nil

    Annual Fee

    Nil

    Finance charges on revolving credit, outstanding amount, cash withdrawn on credit card, etc.

    2.45% per month

    APR on Revolving Credit

    29. 81% per annum

    Cash Advance Transaction Charges in PNB's ATMs

    2% of the cash withdrawn or Rs. 50, whichever is the highest.

    Cash Advance Transaction Charges in other ATMs

    2% of the cash withdrawn or Rs. 75, whichever is the highest.

    Cash Advance Transaction Charges Overseas

    2% of the cash withdrawn or Rs. 150, whichever is the highest.

    Late Payment Fees

    30% of the minimum amount due, with a minimum amount of at least Rs. 200 and a maximum of Rs. 500 in each billing cycle.

    Canara Bank Global Gold Card:

    The Canara Bank Global card comes at a one-time joining fee of Rs. 250 but has no annual fees charged on the account. The borrower can avail facilities such as revolving credit, cash advances, free insurance coverage, surcharge waivers, and so on.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Rs. 250 + GST as applicable

    Annual Fee

    Nil

    Add on Card

    Nil

    Interest on revolving credit

    2.5% per month (30% per annum)

    Minimum due

    5% of the billed amount, subject to Rs. 100 minimum

    Canara VISA Classic / Mastercard Standard Credit Cards:

    Canara Bank does not charges a joining fee or annual fees for its VISA Classic / Mastercard Standard card. The card holder can enjoy the exclusive lifetime free benefits offered by the credit card without paying any subscription charges. Add on cards can also be availed by the primary cardholder’s family members at no additional charge and have no annual fee. The family member should be more than 18 years old in order to avail an add-on card.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Nil

    Annual Fee

    Nil

    Supplementary Card

    Nil

    Interest on revolving credit

    2.5% per month or 30% per annum

    Minimum due

    5% of the billed amount, subject to Rs. 100 minimum

    Cash advance transaction charge at Canara Bank ATMs

    3% of transaction amount, or a minimum of Rs. 30 for every Rs 1000 crossed

    Cash advance transaction charge at Other Bank ATMs

    As per the respective bank

    Dhanlaxmi Bank Gold Credit Card:

    Dhanlaxmi Bank does not levy an annual fee on the Dhanlaxmi Bank Gold Credit Card as well as on any add on card provided to the main credit card holder’s family members. There are no joining fees charged for issuing the primary credit card and on add on cards either.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Nil

    Annual Fee

    Nil

    Renewal fee

    Nil

    Add on Card

    Nil

    Interest on revolving credit

    2% per month and 24% per annum. In the event of defaulted payment, the penal interest rate will be 3.5% per month.

    Minimum due

    5% of the billed amount, or a minimum of Rs. 200; whichever is the highest.

    Dhanlaxmi Bank Platinum Credit Card:

    Dhanlaxmi Bank does not levy a renewal fee or annual fee on the Dhanlaxmi Bank Platinum Credit Card making it a lifetime free credit card for its customers. The primary cardholder can also apply for add on cards for his/her family, free of charge. This credit card comes with purchase protection, free accident insurance and also lost card liability coverage. The interest charges are only 1.5% per month when the outstanding balance is carried forward.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Nil

    Annual Fee

    Nil

    Renewal fee

    Nil

    Add on Card

    Nil

    Interest on revolving credit

    1.5% per month and 24% per annum. In case of default, the charges increase to 3.5% per month.

    Minimum due

    5% of the billed amount subject to a minimum of Rs. 200.

    Indian Bank Global Classic Credit Card:

    Indian Bank does not levy any annual fee or joining fee on the Indian Bank Global Classic Credit Card issued to a customer. The one-time charge levied on add-on cards for members of the primary cardholder’s family, is Rs. 100. The interest rate applicable on the Indian Bank Global Classic Credit Card is only 1.99% per month and the interest free credit period is 15 days to 45 days.

    Fees and Charges:

    Charge

    Amount

    Joining Fee

    Nil

    Annual Fee

    Nil

    Add on Card

    One-time fee of Rs. 100.

    Interest on revolving credit

    1.99% per month (23.88% per annum).

    Minimum due

    5% of the billed amount.

    Indian Bank Global Gold Credit Card:

    Indian Bank offers the Global Gold Credit Card as a lifetime free card by charging no joining fee and zero annual fee to the cardholders. The primary cardholder can also share the benefits available on this credit card with his/her family by applying for add-on cards. The one-time fee levied on each add-on card is Rs. 250. This credit card also comes with a comprehensive insurance coverage.

    Fees and Charges:

    Charge

    Amount

    Annual Fee

    Nil

    Joining Fee

    Nil

    Add on Card

    One-time fee of Rs. 250.

    Interest on revolving credit

    1.99% per month (23.88% per annum).

    Minimum due

    5% of the amount billed.

    Indian Bank VISA Business Credit Card:

    The Indian Bank VISA Business Credit Card is issued by the Bank at no extra cost since joining fees and annual fees are not charged on the same. Corporates and SMEs can avail maximum 5 cards per unit for their employees. The credit limit available on the card will be determined based on the availability of security coverage, branch recommendations and audited financials. The borrower can avail up to 20% of the credit limit as cash advance, at attractive rates of interest. The interest free credit period ranges from 15 days to 45 days. Revolving credit facility is available at an interest rate of 1.99% only, per month.

    Fees and Charges:

    Charge

    Amount

    Annual Fee

    Nil

    Joining Fee

    Nil

    Add on Card

    NA

    Interest on revolving credit

    1.99% per month and 23.88% per annum.

    Minimum due

    25% of the transaction amount + service charges, or a minimum of Rs. 1,000/- whichever is the highest.

    LIC Corporation Bank Platinum EMV Credit Card:

    The LIC Corporation Bank offers the Platinum EMV Credit Card free of cost to borrowers. Annual fees, renewal fees and joining fees are not levied on this card. One add-on card can be availed free of cost and the rest are charged Rs. 200 each, for the issue of the card.

    Fees and Charges:

    Annual Fee

    Nil

    Interest Rate on Revolving Credit

    3% per month and 36% annually.

    Joining Fee

    Nil

    Add on card Charges

    One Add-on card - free. Others, Rs. 200 each.

    Cash withdrawal limit

    30% of the credit limit

    ATM cash withdrawal fee

    2.5% of the transaction

    Interest Free Credit period

    Ranges between 15 days to 45 days

    Replacement Card

    Rs. 250

    Duplicate PIN request

    Rs. 30 for each instance.

    Purchase Protection

    Maximum Rs. 50,000/- for maximum 60 days.

    Balance Transfer Processing Charges

    1% of the amount transferred or Rs. 100, whichever is the highest.

    Charge slip Retrieval Fee

    Rs. 125 for each charge slip retrieved

    LIC Corporation Bank Gold Credit Card:

    Borrowers can avail LIC corporation bank gold card free of cost for lifetime. Annual fees, joining fees, or renewal fees are not charged on this credit card. The rate of interest levied on carrying over the outstanding balance to the next billing cycle is 2.75% per month and 33% per annum.

    Fees and Charges:

    Joining Fee

    Nil

    Annual Fee

    Nil

    Interest Rate on Revolving Credit

    2.75% per month and 33% annually.

    Cash withdrawal limit

    30% of the credit limit

    Interest Free Credit period

    Ranges between 15 days to 45 days

    Personal Accident Insurance

    Rs. 1.00 lakh

    Purchase Protection

    Maximum Rs. 50,000/- for not more than 60 days.

    Credit Shield

    Up to Rs. 50,000/- in the event of Permanent Disability.

    LIC Corporation Bank Platinum Credit Card:

    The LIC Corporation Bank offers the Platinum Credit Card to LIC Employees, LIC Agents as well as LIC policyholders without levying any joining fees or annual fees or renewal fee. The validity of this credit card is 5 years and the fee remains the same throughout the lifetime of the card.

    Fees and Charges:

    Joining Fee

    Nil

    Annual Fee

    Nil

    Interest Rate on Revolving Credit

    3% per month and 36% annually.

    Cash withdrawal limit

    30% of the credit limit

    Interest Free Credit period

    Ranges between 15 days to 45 days

    Personal Accident Insurance

    Rs. 2.5 lakh

    Purchase Protection

    Maximum Rs. 50,000/- for not more than 60 days.

    Credit Shield

    Up to Rs. 50,000/- in the event of Permanent Disability.

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Credit Cards without Annual Fee Charges in India Reviews

    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      They are charging Rs. 500 as annual fee. Always I'm getting 10% cashback offers in all the outlets in all over India. They have offered me a maximum credit limit of Rs. 1.5 lakhs. The service charges are nominal. Their are no hidden charges here.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • Citibank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I bought the CITI REWARDS CARD online and The experience is very user friendly. The limit is low, Only rewards. First year it will be free and after that on a spend of 30000 annual fee will be waived off. So far it has been a good experience with the card and their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Time to time offers are coming in ICICI credit card. I used to pay the annual fee of Rs. 150. They have offered me a credit limit of 1.50 Lakhs. Overall, the experience of ICICI credit card is very nice. Its totally a hassle free service over there.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 22, 2018
    • American Express Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Amex Gold Card for a while. The service is fine but not all the merchants are accepting this card as a mode of payment. It is a lifetime free and card and I am happy with the services so far apart from the limited acceptance level.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      They are charging Rs. 499 as annual fee and it will not waived. If i want to waived off the annual fee then i will use for more than 1.5 lakhs. Only buy 1+ Get 1 bookmyshow.com facility is available and i avail that facility also. As of now i don't see the cashback offers. The 1st statement is not still generated yet. As of now i did not face any issue in this card. This is my 1st credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 22, 2018
    • ICICI Bank Credit Card
      "Fine with the Card"
      0.5 5.0/5 "Blown Away!"
      Their is no annual fee for this credit card. I'm using this ICICI platinum chip card is about 1 year. I never faced any issues with the ICICI. The customer care service is excellent. I have used this card several times in most of the outlets. For booking of railway tickets in IRCTC, Air tickets in that i will get some cashback offers. I used to get buy 1 + get 1 from this card. I never used this card for online purchase.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Jun 22, 2018
    • review Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It is a good that i have been using the credit card from the STATE BANK OF INDIA. The annual fee high which is 200 and above that i have to pay. I have been using since 1.5 years. I am getting no offers from my card. Platinum credit card that i am using.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2018
    • HDFC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Money back card is really useful for me. It is a lifetime free card. Customer care is awesome. I used to receive the proper notification regarding the offers and updates of the credit card. I will get some reward point whenever i purchase by using this card. I can redeem the reward points by using the cash and i can pay my bill also. Overall, I'm happy withe customer care services.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 13, 2018
    • HDFC Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the HDFC All Miles Credit card for a while. It was also good, so far I had a good experience with the card features and offers. . It is a lifetime free card and there are no additional charges associated with the card. Their customer support services are also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • IndusInd Bank Credit Card
      "The Service needs Improvements"
      0.5 4.0/5 "Great!"
      I've been using cards from several Foreign banks and wanted to have a credit card from one of the Indian Banks so I chose the INDUSIND BANK PLATINUM AURA EDGE MASTER CARD online. Their Online experience is not that great slow, to view the statement. Some of my friends were using the card given me positive feedback. The limit is not par with other cards I have still its a lifetime free card. So far the experience is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • HSBC Bank Credit Card
      "Good for booking movie tickets"
      0.5 3.0/5 "Satisfactory"
      To reset the pin, they asked me to send the sensitive information. Once i dispute with snapdeal, they did not resolve my problem. They have given the TAT time, but they did not give any proper update. The reset pin number is looks like a individual mobile ping number. Buy 1+ Get 1 movie ticket offers available on Saturday from bookmyshow. At least the customer care service is reachable. Their is no annual fee in this card. I used make the payment on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • IndusInd Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I bought the INDUSIND BANK CHELSEA FC CREDIT CARD online. Its good, The limit is low. I Haven't checked the offers. I got the card with in10-15 days. No issues. It is a lifetime free card. Overall the whole application process was easy and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • SBI Cards Credit Card
      "Getting SBI credit card is too difficult. "
      0.5 4.0/5 "Great!"
      The customer care of SBI is very worst hence i have never called to their customer care. The card is better. If i purchase some amount then they will waive of my annual fee of Rs. 500. I will purchase groceries in super market. Previously i purchased something through online. I never had a experience of convert my purchase into EMI. I'm using this SBI card for past 1.5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • SBI Cards Credit Card
      "Fine with SBI Style Up Card"
      0.5 3.5/5 "Pretty good"
      I have purchased many things by using this SBI card. Everything is fine in this card. They are offering a cashback and rewards points for every purchase. I have got Rs. 2000 rewards point so far. I'm have been using this card since 1 year. Initially, they charged me Rs. 250 as a annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 12, 2018
    • American Express Credit Card
      "Status Symbol Card"
      0.5 5.0/5 "Blown Away!"
      I have not yet used this card. They have charged me Rs. 3000 as annual fee. I don't have much time to see the benefits and features of the card. Since I don't find any issues so far, i don't make any call to their customer care services. Overall, I'm happy with card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2018
    • HSBC Bank Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      My experience with HSBC bank credit card was good, i received my credit card within 1 week. The credit limit is excess in this credit card and there is no annual fee charged for this card. I use this credit card for multipurpose and i did not find any offers. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 11, 2018
    • ICICI Bank Credit Card
      "Looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      I am having a credit card with ICICI bank from last 2 months, there was no annual fee charged at the time of getting this credit card. Offers like movie tickets and cash back are good in this credit card. The credit limit is less in this credit card and all my transactions are hassle free in this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • HDFC Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with HDFC bank from last 4 years, the credit card services are not up to the mark with this bank. I get cash back offers on online shopping with this credit card. I paid an annual fee of Rs 500 for this card and the credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • HSBC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      My credit card was approved with HSBC bank and the experience was good. Documents were collected on time and i received my credit card within a week. Customer service was good and they followed up on time. This is a lifetime free credit card and i use this credit card for all general purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
    • HSBC Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      My credit card was approved with HSBC bank and the experience was good. Documents were collected on time and i received my credit card within a week. Customer service was good and they followed up on time. This is a lifetime free credit card and i use this credit card for all general purpose.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 11, 2018
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