Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 17 Kotak Mahindra Bank Credit Cards

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    1499
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    Rs.750 Amazon voucher free
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    999
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    1999
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    499
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    Rs.750 Amazon voucher free
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  • Kotak Mahindra Bank Credit Cards Reviews

    • Kotak Credit Card
      "Very worst service"
      0.5 0.5/5 "Unacceptable"
      I am using urbane Kotak credit card but very pathetic customer service from Kotak ... wrong charges up to 3000 for my card also no fuel surcharge & offers. I want to use another banks credit card like hdfc,icici. Customer service is very bad as no one hears customer problems.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 18, 2017
    • Kotak Credit Card
      "Very worst service "
      0.5 0.5/5 "Unacceptable"
      I am using Urbane Kotak credit card but very pathetic customer service from Kotak ... wrong charges up to 3000 for my card also no fuel surcharge & offers. I want to use another banks credit card like HDFC,ICICI. Customer service is very bad, as no one hears customer problems.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 16, 2017
    • Kotak Credit Card
      "Its Fine"
      0.5 4.0/5 "Great!"
      I use Kotak Mahindra urban credit card, they not taking any annual fee. Since I am a privilege customer of Kotak mahindra, they gave many offers in hotel, flight booking etc. Credit limit is also good but it was not as per my expection but looking some more enhancement on card.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 10, 2017
    • Kotak Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have a platinum visa credit card with Kotak Mahindra. They are pretty good in their services.I like the visibility of my card the credit limit they have offered is 15000 rupees and its been more than a year and its a life time free card and I often use this card for online shopping purposes
      Was this review helpful? 0
      , vadodara
      Reviewed on Jul 10, 2017
    • Kotak Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I bank with Kotak Mahindra Bank for a credit card and the services has been good till date. There has good offers given to me on a regular basis and it is a life time free card. They have offered me this card like 1.5 years back but I have not used this card that much and the credit limit they have offered is 35k
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 07, 2017
    • Kotak Credit Card
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      I would like to say , Kotak mahindra bank credit card is best one like its a flexible one to dealt with. Customer service and other things with them was really very good and am using this credit card from the last two years of time. I am happy with this Kotak mahindra bank credit card.
      Was this review helpful? 0
      , mysore
      Reviewed on Jul 06, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card is good. When ever I use my card I earn points and the points can be redeemed as well. There are a lot of discounts online. The EMI features are flexible and the most of Kotak Mahindra Bank has given me a decent credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 06, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with Kotak Mahindra bank and the customer services are good. The card has a decent credit limit and it is accessible all over. The bank is responsive when ever I reach out to to them to clarify the details. There are no extra charges taken and the statements are clear.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 05, 2017
    • Kotak Credit Card
      "No Response"
      0.5 3.0/5 "Satisfactory"
      Recently, I had applied for the credit card of Kotak Mahindra bank. But the bank did not say anything about my loan application. I do not know the status of my application. Though I am an existing customer of Kotak Mahindra bank, my application was ignored by the bank. It would be better if the bank is more responsive on the customers application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 01, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Kotak Mahindra Bank and the deals on the card are nice. I was constantly informed about it through calls and emails. There are no charges and the statements were sent to me on time which in turn enabled me to make the payment on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 30, 2017
    • Kotak Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      The credit card experience has been good from Kotak Mahindra bank. The offers and the credit limit is up to my expectations. There has not been any inconvenience till date and my card is acceptable at all outlets and online as well. There are no extra charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 25, 2017
    • Kotak Credit Card
      "They should transparent in their service"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra always takes some unwanted charges for the credit card and they wont give clear information about the charges. They offered me credit limit of Rs.30,000 its very low. I am using it for one year. So far I haven't get any credit card offers, they should work on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      I got Visa credit card with Kotak Mahindra. I hold this card for past 1 year. I don't get credit points, reward points,cash back offers with this card. I don't use this card even for shopping as well. The rate of interest is high when compared with others. The credit limit can be increased in future. The banking and the customer service need to be improved with Kotak Mahindra bank.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 22, 2017
    • Kotak Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I do have credit card with the Kotak Mahindra bank because it provides more benefits like cash backs while swiping for movie tickets and fuel purchase in outlets. As far, I have experienced the response is fine one with the Kotak mahindra bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 22, 2017
    • Kotak Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Kotak mahindra bank credit card is good one and am using it from the last four years of time. Credit limit value is good one with them, also I have not faced any issues with them, also I used to get the offers like PVR tickets for movies, also they have credit limit up to 1.1 lakh Rupees.
      Was this review helpful? 1
      , thane
      Reviewed on Jun 21, 2017
    • Kotak Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      This is a chargeable credit card with Kotak Mahindra Bank. The bank offered good credit limit and they promised me to increase the limit in another two months of time. I did not have any problem with the bank. I am quite happy with the bank especially when it comes to credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The line of credit on my KOTAK credit card is satisfactory, but the bankers have called to enhance the limit, I don't require much. Services are very good with them and the response too. I am having this credit card from the last two year of time, also I have not found any drawback with them till date.
      Was this review helpful? 0
      , surat
      Reviewed on Jun 19, 2017
    • Kotak Credit Card
      "Better "
      0.5 3.5/5 "Pretty good"
      I have very less credit limit with the Kotak mahindra bank credit card and I got it when I have started my career. Service aspects and other aspects are nominal one. I am using this credit card from the last three years of time. Payment option and other things are good one.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 17, 2017
    • Kotak Credit Card
      "Better "
      0.5 3.0/5 "Satisfactory"
      I do hvae credit card with the Kotak mahindra bank and the cooling period is around a month of time to make the premium. I have got the PVR credit card and I used to get the movie ticket as two for every month. Credit limit value is around 35000 Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
    • Kotak Credit Card
      "Not Responsive"
      0.5 1.0/5 "Really Bad"
      I am not at all happy with Kotak Mahindra Bank in terms of credit card. Even I hold savings account with the same bank, that is also not satisfactory. The annual fee is 500 rupees but there is no reward points and cash back offers on my card. Actually I was not in a need of credit card but the bankers forced me to get the card. Recently I faced some problem with the bank, due to which my credit card been blocked.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 16, 2017
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    Kotak Mahindra Bank Credit Cards is Rated as "Great!" by 850 Users

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    Kotak Mahindra Bank Credit Card Overview:

    Ever since their invention, credit cards have transformed the way the world transacts. For millions and millions of users, they have made life so much simpler, providing them access to funds in times of need. In India alone, there are about 2 crore credit card users (as of 2014) and the number is only growing with each passing year. There are several banks which offer a variety of credit cards to its customers. One of the leading banks to offer this facility to its customers is Kotak Mahindra Bank.

    Kotak Mahindra is the one of the leading Indian private sector banks operating in India with a net income of Rs 15.69 billion. Established in 1985, the Kotak Mahindra initially started off as Kotak Mahindra Finance Limited and eventually became the first non-banking finance company to be converted into a bank. Catering to a wide spectrum of customers, the bank offers a suite of financial products and services, including credit cards. The Kotak Mahindra range of credit cards is highly popular among users for the variety it offers – Shopping credit cards, lifestyle credit cards, dining / entertainment credit cards, credit cards for NRIs, corporate credit cards and more. Interested to know more? Read on.

    Why Choose Kotak Credit Cards?

    There is a multitude of banks offering credit cards in India. However, there is a distinct set of reasons which sets the Kotak Mahindra range of credit cards apart from the rest. Here are a few reasons why a Kotak Mahindra credit card can be a wise choice.

    Wide Range of Payment Options:

    Choose from a wide range of options to make your credit card bill payment with ease. Bill payment may be done via any of the following options: WebPAY, IMPS, phone banking, net banking, Over the Counter, via cheque, auto-debit, NEFT or VISA Payment.

    Manage bill payments with Kotak BillPay:

    Now, pay your utility bills with ease via Kotak BillPay, a simple, hassle-free and convenient system of bill payments. Manage payments for a variety of utility bills like telephone bills, electricity bill, cellphone bill, insurance premiums, recharging of prepaid cell phones, DTH account recharge, magazine subscriptions and more.

    Peace of Mind with Kotak Chip & PIN Cards:

    Enhance the security of your transactions with the Kotak Mahindra’s range of Chip & PIN cards. These EMV Chip & PIN cards are the new standard in global payments and protect against card frauds like counterfeiting and skimming.

    Secure Online Transactions :

    Shop online securely with your Kotak Mahindra credit card which is available in VISA and MasterCard variants. Both types of cards are respectively secured by Verified by Visa (VBV) and MasterCard SecureCode, making online shopping a safe and secure process.

    Easy Access To Cash:

    The need for cash may arise anytime and anywhere. With your Kotak Mahindra credit card, you have access to cash as and when you need it, via ATMs, bank branch, on your phone or online.

    Features and Benefits of Kotak Credit Cards:

    The range of Kotak Mahindra credit cards has been carefully curated not only to cater to meet the requirements of a diverse customer base but also address several lifestyle related activities and needs. You can find credit cards designed for specific categories like shopping, lifestyle, dining / entertainment, for NRIs, for corporates and others. Given below are some of the highlighting features and benefits of each of these cards. Find out which one is best suited for you.

    Shopping Credit Cards:
    • Designed to help you save on a variety of retail activities for personal or routine household use.
    • Earn 5x rewards on apparel shopping.
    • Enjoy 2.5% fuel surcharge waiver at petrol stations across India.
    • Earn reward points for every retail purchase charged to your card.
    • Save up to 10% at grocery / departmental stores.
    • Earn free vouchers each month for in-store and out-store spends at Easyday.
    • Redeem reward points against a host of exciting options.
    Lifestyle Credit Cards:
    • Enjoy higher credit limits on the lifestyle range of Kotak credit cards.
    • Travel in comfort with VIP lounge access at over 600 airports worldwide.
    • Earn free movie tickets on your spends.
    • Earn 10x rewards on select categories under the Shopper’s or Traveler’s Reward Earning Plan.
    • Enjoy privileged access to international events where you get the benefits of preferred seating, champagne reception,
    • Be a part of the exclusive Premier Rewards Program.
    • Flaunt your style with a personalized card design.
    Dining / Entertainment Credit Cards:
    • Enjoy the most exclusive dining and entertainment benefits with the Kotak Mahindra dining / entertainment range of credit cards.
    • Get free PVR movie tickets every month when you spend a certain amount with your Kotak Mahindra credit card.
    • Earn Dining Points on card spends and redeem the same for a host of benefits.
    • Enjoy a 2.5% waiver on fuel surcharge at all petrol pumps across India.
    • Earn 10% cash back when you spend on dining or movies, round the year.
    NRI Credit Cards:
    • Get a chance to earn 2x Reward Points on your spends outside India.
    • Reward points can be redeemed for a host of options like air miles, movie tickets, air tickets, cash and more.
    • Enjoy the convenience of paying for your international purchases, dining and travel in INR.
    • Enjoy fuel surcharge waiver on fuel purchases.
    • Save up to 1.8% on railway bookings made via www.irctc.co.in and up to 2.5% on bookings made at the Indian Railways Booking Counters.
    • Extend the benefits of the NROI Royale card with an Add-on card.
    Corporate Credit Cards:
    • These international credit cards are accepted worldwide at over 10 million merchants.
    • Enjoy privileged lounge access to over 600 airports worldwide.
    • A chance to earn significantly higher reward points on card spends.
    • Easy redemption of reward points against a host of exciting benefits.
    • Earn surcharge waiver on railway bookings made with your Kotak Mahindra credit card.
    • Enjoy an interest free credit period of up to 48 days on this range of credit cards.
    • Ease of expense tracking with consolidated statement and payment.
    Other Credit Cards :
    • Get up to 4 PVR movie tickets for free on card spends.
    • Enjoy 2.5% fuel surcharge waiver at petrol pumps across India.
    • Benefit of high credit limits.
    • Enjoy an interest free credit period of up to 48 days.
    • In case of need, you can also avail the Balance transfer facility available with this range of credit cards.
    • Easy access to cash, anytime, anywhere.
    • Share the benefit of Kotak credit cards with two- free Add-on cards.

    List of Kotak Bank Credit Cards Details:

    Kotak Mahindra offers a well-appointed list of credit cards designed for different kinds financial and lifestyle requirements. The cards have been classified into different categories for easy classification.

    Shopping Credit Cards:

    • Silk Inspire Platinum Credit Card:

      Exclusively designed for women, the Kotak Silk Inspire Platinum Credit Card offers a plethora of exciting features like up to 5x Reward points, 2.5% fuel surcharge waiver, a chance to get free PVR movie tickets and redemption of reward points against a host of exciting options like cash, mobile recharge, branded merchandise, air miles, movie tickets and more.

    • Urbane Gold Card:

      With the Kotak Urbane Gold Card, you can earn 3x reward points on card spends along with multiple options for reward redemption. Also, with spends worth Rs 1,00,000 in a year, you get to earn 4 free PVR tickets or 10,000 reward points.

    • Essentia Platinum Credit Card:

      Enjoy a whopping 10% savings on grocery and departmental store spends with the Kotak Essentia Platinum Card. Not only that, this card also features a host of exciting offers when it comes to dining, travel and entertainment so you can pamper your loved ones. Choose from a range of reward redemption options like air miles. Movie tickets, air tickets, cash, branded merchandise, mobile recharges, etc. In case of any queries, KASSIST shall provide you with immediate assistance. Also, you earn 1 Saving Point for every Rs 250 charged to your card.

    • Easyday Titanium Card:

      Designed exclusively in partnership with Easyday stores, the Kotak Easyday Titanium Card lets you earn handsome reward points not only for spends done at Easyday stores but also outside. This card is accompanied by a string of benefits like Easyday vouchers on bill amounts, inside the store and also outside. Immediate benefits of this card include. Transacting with this card is extremely safe and secure as it features MasterCard Secure Code for transaction protection.

    • Easyday Silver Card:

      Enjoy extra savings on your purchases with the Easyday Silver Card. Earn 10 points for every Rs 100 spent at Easyday stores and 5 points for every Rs 100 spent outside Easyday stores. Share the benefits of this card with your family members by way of an Add-on card which is available free of charge. Manage your card transactions with timely SMS alerts.

    Lifestyle Credit Cards:

    • Wealth Management Infinite Credit Card:

      Designed especially for Kotak Wealth Management customers, the Kotak Wealth Management Infinite Credit Card is a 'By-Invite' credit card program, which offers the best in class reward program. Other distinct features of this card include access to prestigious international events, gold privileges, higher transaction limits, invites to premium events and personalized card design holding the cardholder’s sketch.

    • Royale Signature Card:

      Designed for the discerning customer, the Kotak Royale Signature Card comes with a host of exclusive privileges like complimentary airport lounge access, TAJ Epicure Plus Membership, fuel surcharge waiver and railway surcharge waiver. The excitement doesn’t stop there. This card also brings you the finest rewards program which offers up to 10x rewards on card spends done at VISA merchants and 5x points on all other spends. Accumulated reward points can be redeemed for a wide range of choices like air tickets, mobile recharges, branded merchandise and more.

    • Privy League Visa Signature Credit Card:

      Enter the world of the most exclusive privileges and be a part of the elite cardholder club with the Kotak Privy League Visa Signature Credit Card. With this card, you get to pick and choose the features which best complement your lifestyle requirements. Accumulate reward points and redeem the same in exchange for a host of options like mobile recharges, merchandise, air tickets and more. Save up to 25% on spends across Taj dining establishments with the TAJ Epicure Plus Membership and get up to 4 free PVR movie tickets every quarter. Relax as you travel with Priority Pass Membership which grants you privileged access at over 600 airport lounges across 100 countries. As a Privy League card holder, you are entitled to a host of convenient concierge services which include dining / hotel reservations, assistance for flight ticketing, event ticket bookings and more.

    • League Platinum Credit Card:

      The Kotak League Platinum Credit Card features a range of benefits which include multiple reward options to choose from, lost/stolen fraud cover, railway surcharge waiver, priority assistance, fuel surcharge waiver and the option to avail an Add-on card to extend the benefits of your League Platinum Card with your loved ones.

    Dining / Lifestyle Credit Cards:

    • PVR Gold Card:

      Movie buffs, rejoice! The Kotak PVR Gold Card has been designed specially keeping you in mind. This card entitles you to indulge your passion with up to 2 free PVR movie tickets each month when you hit the specified spend limit. You can shop anywhere in India with your PVR Gold Card, all year round to get your free movie tickets. With PVR Shield, your card is protected against any unauthorized transactions in case of loss / theft of card.

    • PVR Platinum Card:

      Kotak gives you a unique opportunity to indulge your passion for movies with the PVR Platinum Card. With this card, you are entitled to up to 3 PVR movie tickets each month. All you have to do is spend up to a certain limit using your PVR credit card, anywhere across India, any time of the year. This card also features top-notch protection for your transactions by way of PVR Shield, which is essentially insurance cover for lost or stolen cards.

    • Delight Platinum Card:

      Entertainment takes on a new meaning with the Delight Platinum Card which features handsome cashback n a variety of lifestyle and entertainment activities. Enjoy up to 10% cashback not only on dining at fast food joints, pubs, restaurants, pizza joints and coffee shops but also on movies at theatres and plays. Additionally, this card also entitles you to a fuel surcharge waiver and railway surcharge waiver of 2.5% and 1.8% respectively. Extend the benefits of your Delight Platinum card with your family members with an Add-on card which carries all the benefits of the principal card.

    • Feast Gold Card:

      Who knew dining out and movie viewing could be as rewarding as it is with the Kotak Feast Gold Card. You get a chance to win dining points on every Rs 100 spent at dining establishments and for movies. This card also allows you the facility of balance transfer whenever the need arises. Feast Shield safeguards your card against unauthorized transactions in case the card is lost or stolen.

    NRI:

    • NRI Royale Signature Card:

      A card specially designed for Indians living abroad, the NRI Royale Signature Card is accompanied by a host of exclusive features and benefits like no other card. You get to earn 2x rewards on sends done abroad and 1 reward point for spends within India. The accumulated reward points can be redeemed for a variety of options like air tickets, air miles, cash, movie tickets and more. Moreover, this card allows you the liberty to not only purchase but also pay in Indian Rupees (INR). Enjoy a waiver on fuel surcharge and railway surcharge with this card.

    Corporate Credit Cards:

    • Corporate Wealth Signature Credit Card:

      Designed for corporates, the Corporate Wealth Signature Credit Card comes with universal acceptability and a host of other benefits like higher cashback n card spends, interest free period of up to 48 days, convenience of easy payment, exclusive airport lounge access easy redemption of reward points, fuel surcharge waiver, real time alerts, facility of making consolidated payment, among many more.

    • Corporate Platinum Card:

      The Corporate Platinum card is a universally accepted card which offers a string of valuable benefits like higher reward points, easy redemption of reward points, fuel & railway surcharge waiver, privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity and the facility of making consolidated payments, etc.

    • Corporate Gold Card:

      Enjoy the convenience of making consolidated payments and a host of other related benefits with the Corporate Gold Card. This card brings you a series of valuable features like privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity higher reward points, easy redemption of reward points, fuel & railway surcharge waiver.

    Other Credit Cards:

    • Aqua Gold Card:

      The Kotak Aqua Gold Card brings to you a range of exciting benefits like interest free cash withdrawals, high credit limits, interest free cash period up to 48 days, facility of carrying out a balance transfer, waiver of fuel and railway surcharge. One of the most important features of this card is that it allows the cardholder to avail a credit limit of up to 80% on the term deposit amount.

    • Fortune Gold Card:

      Enjoy easy access to cash, anytime and anywhere with the Kotak Fortune Gold Card. Carry out banking transactions at Kotak and non-Kotak ATMs, higher cash limits, fuel and railway surcharge waiver, balance transfer facility and also a chance to get 4 free PVR movie tickets.

    • Best Price Card:

      Kotak Mahindra, in association with Best Price Modern Wholesale introduce the Best Price Card. Designed to be used only at Best Price Wholesale stores, this card carries a host of special benefits like a 14-day interest free credit period and 2 free Add-on cards.

    Kotak Credit Cards Eligibility:

    Following is the eligibility criteria applicable if you wish to apply for a Kotak Mahindra credit card.

    • The primary card holder must be between 18 to 65 years.
    • Applicant must be a resident of India.
    • Please note that each credit card from the included categories holds differing income requirements.

    Why Apply For Kotak Credit Cards via BankBazaar?

    Applying for a credit card can be a stressful and often, confusing process. But, there is an easy way to simplify that. All you need to do is go to Bankbazaar, a unique platform which consolidates all information related to your preferred Kotak Mahindra credit cards in one place. Right from researching about all the different credit cards offered by Kotak Mahindra, you can also compare different cards and pick the one which suits your requirements. Furthermore, you can easily check your eligibility for your preferred card and apply directly through the website. Bid goodbye to the hassle of having to run to the bank and having to go to multiple bank representatives, just to get the simple process of applying for a credit card in motion.

    How to Apply For Kotak Credit Cards Via BankBazaar?

    It is incredibly easy to apply for your preferred Kotak Mahindra credit card via Bankbazaar. Following are the simple steps involved.

    • Head over to the BankBazaar website and click on the tab labelled ‘Credit Cards’.
    • Once you click on that, you will re-directed to a page which displays a list of credit cards
    • classified bank-wise. Once you have selected your preferred Kotak Mahindra credit card, you need to check whether or not you’re eligible to apply for it. For this, simply click on the tab labelled ‘Check Eligibility’.
    • Having checked your eligibility for the chosen Kotak Bank credit card, you can choose to apply for the card by clicking on the ‘Apply Now’ tab. And that’s all it takes!

    Kotak Mahindra Bank Credit Card FAQs:

    1. What is the minimum term deposit amount required in order to apply for a Silk Inspire credit card?

      Applicants must have a minimum term deposit amount of Rs 50,000.

    2. What is the annual fee for the Kotak Silk Inspire credit card?

      An annual fee of Rs 599 + GST shall be charged on the Kotak Silk Inspire credit card for women.

    3. Can I track the spends Add-on cards associated to any Kotak Bank credit cards separately?

      Yes, you may track the spends on all add-on cards separately for easy expense management.

    4. What is Smart Pay?

      Smart Pay is a facility offered by Kotak Mahindra bank which allows Kotak credit card holders to pay for any transaction above the value Rs 3000 in easy installments / EMIs. Customers can choose from 3, 6, 9, 12 and 24 months.

    5. Does the Wealth Management Infinite Credit Card carry any Golf benefits?

      Yes, this card does carry golf benefits which allows cardholders to tee off at some of the finest golf courses around the world.

    6. What is the minimum income requirement in order to apply for a Royal Signature credit card ?

      Applicant must have a minimum income of Rs 25 lakh or above, per annum.

    Bankbazaar facilitates you to check your eligibility for top credit cards

    *GST rate of 18% applicable for all financial services effective July 1, 2017

    Bankbazaar : compare and get best deals for credit cards offered by different banks :

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    News About Kotak Mahindra Bank Credit Card

    • Kotak Mahindra Bank introduces a credit card for homemakers.

      Kotak Mahindra Bank will be soon offering credit cards exclusively designed for homemakers who do not have a fixed monthly income. The Kotak Silk Inspire credit card can be availed by women against an existing fixed deposit account. The product has been in the pilot phase and the bank will soon be launching the credit card on a larger scale as the response has been really good. Homemakers holding Kotak Mahindra Bank fixed deposits can take the card with a credit limit against the deposit. The account holder can still earn on the FD, with 80% of the deposit balance available for spends. Salaried women professionals and businesswomen are also eligible to procure the Kotak Silk Inspire credit card. As benefits, this credit card will offer fuel surcharge waiver, a savings of 5% on apparel purchases and complete protection for misuse of cards under the Silk Inspire Shield scheme.

      15th March 2016

    • Mobile app in Kannada launched by Kotak Mahindra Bank

      Kotak Mahindra Bank (KMB) has taken a step forward in technological advancements and has made a mobile app in Kannada which customers can access even without the internet. KMB is the fourth largest private sector bank in India which offers a range of financial products and services.

      Currently, the app is available in English, Hindi, Gujarati, Marathi, and Tamil as well. With the app, customers will be able to transfer funds up to Rs. 2,500 per transaction and per day without adding a beneficiary and without an internet connection. App users can also manage their bank accounts and credit cards, recharge mobiles and DTH services, find nearby KMB ATMs and bank branches. They can also apply for the Pradhan Mantri Jeevan Jyoti Bima Yojana (accident insurance) and Pradhan Mantri Suraksha Bima Yojana (life insurance) schemes.The app will work on the SMS platform that is based on the banking keyword process. The app is available for Android phones including versions 2.2.3.

      20th October 2014

    • Offline Mobile Banking App launched by Kotak Mahindra Bank

      Kotak Bharatapp,a new mobile banking application, has been launched by Kotak Mahindra Bank in Gujarat. This app is unique since it is the first of its kind, offered by a private sector bank in the country that can operate offline without internet connectivity. Bharatapp has an initial limit of Rs. 2500 worth of cashless transactions per day and this app can also be downloaded offline. The customer’s mobile number is used for the transfer of funds and upon registration, they will receive an encrypted SMS confirming their number thereby reducing the chances of any theft or fraud.

      This app was initially launched in English and Hindi. However, it is now available in Kannada, Tamil, Marathi and Gujarati, with plans to release the app in other Indian languages as well. Apart from fund transfers, this app also allows customers to manage their current and savings account along with their credit cards and comes with other options such as recharging DTH services, mobile balance, finding other branches and ATMs of Kotak Mahindra Bank, and applying for schemes such as Pradhan Mantri Suraksha Bima Yojana among others.

      This app also works on the SMS banking keyword process platform. All customers who have credit cards, banking accounts and those who use Android phones can download this app without any other registration process.

      15th October 2014

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