Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Kotak Mahindra Bank Credit Cards is Rated as "Great!" by 1172 Users

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    Ever since their invention, credit cards have transformed the way the world transacts. For millions and millions of users, they have made life so much simpler, providing them access to funds in times of need. In India alone, there are about 2 crore credit card users (as of 2014) and the number is only growing with each passing year. There are several banks which offer a variety of credit cards to its customers. One of the leading banks to offer this facility to its customers is Kotak Mahindra Bank.

    Kotak Mahindra is the one of the leading Indian private sector banks operating in India with a net income of Rs 15.69 billion. Established in 1985, the Kotak Mahindra initially started off as Kotak Mahindra Finance Limited and eventually became the first non-banking finance company to be converted into a bank. Catering to a wide spectrum of customers, the bank offers a suite of financial products and services, including credit cards. The Kotak Mahindra range of credit cards is highly popular among users for the variety it offers – Shopping credit cards, lifestyle credit cards, dining / entertainment credit cards, credit cards for NRIs, corporate credit cards and more. Interested to know more? Read on.

    Why Choose Kotak Credit Cards?

    There is a multitude of banks offering credit cards in India. However, there is a distinct set of reasons which sets the Kotak Mahindra range of credit cards apart from the rest. Here are a few reasons why a Kotak Mahindra credit card can be a wise choice.

    Wide Range of Payment Options:

    Choose from a wide range of options to make your credit card bill payment with ease. Bill payment may be done via any of the following options: WebPAY, IMPS, phone banking, net banking, Over the Counter, via cheque, auto-debit, NEFT or VISA Payment.

    Manage bill payments with Kotak BillPay:

    Now, pay your utility bills with ease via Kotak BillPay, a simple, hassle-free and convenient system of bill payments. Manage payments for a variety of utility bills like telephone bills, electricity bill, cellphone bill, insurance premiums, recharging of prepaid cell phones, DTH account recharge, magazine subscriptions and more.

    Peace of Mind with Kotak Chip & PIN Cards:

    Enhance the security of your transactions with the Kotak Mahindra’s range of Chip & PIN cards. These EMV Chip & PIN cards are the new standard in global payments and protect against card frauds like counterfeiting and skimming.

    Secure Online Transactions :

    Shop online securely with your Kotak Mahindra credit card which is available in VISA and MasterCard variants. Both types of cards are respectively secured by Verified by Visa (VBV) and MasterCard SecureCode, making online shopping a safe and secure process.

    Easy Access To Cash:

    The need for cash may arise anytime and anywhere. With your Kotak Mahindra credit card, you have access to cash as and when you need it, via ATMs, bank branch, on your phone or online.

     Apply for Kotak Mahindra Bank Credit Card

    Of late, credit cards have completely changed the spending habits of consumers across the globe. Since their inception in 1958, credit cards have become one of the most sought after products in the financial world. Their popularity is always on the rise in India. Be it shopping in a brick-and-mortar store or online retailing, credit cards have proved to be extremely convenient. They save the buyer's time and effort that they spend looking for an ATM to pay for goods or services.

    When used mindfully, credit cards help the cardholder to build a positive credit score which plays an important role in loan application. A good credit score can help in getting loans of any kind from banks without any hassle. They also come loaded with great features and benefits. On using them, cardholders can earn reward points, AirMiles, and cashback offers. By accumulating reward points, cardholders can bag attractive discounts or can redeem them for exclusive gifts from the bank's catalogue. By accumulating AirMiles, cardholders can get discount on air tickets or can redeem them for gifts from the aircraft's catalogue.

    One of the most reputed banks in India, the Kotak Mahindra Bank also offers a variety of credit cards. These credit cards come with lots of features and benefits for the cardholders. Individuals can apply for a Kotak Mahindra credit card through a number of methods.

    Apply for Kotak Mahindra Bank Credit Cards Online

    Applicants can apply for a Kotak Mahindra Bank credit card by visiting the official website, www.kotak.com or through financial websites such as Bankbazaar.com.

    Through Kotak Mahindra Bank Website

    Applicants can visit the official website of Kotak Mahindra Bank credit cards, www.kotak.com, and click on ‘Cards’ which is on the left hand side of the page. Under it, the applicant can click on ‘Credit Cards’ to choose the card that would best suit their needs. Here, the applicant is given an option to make a comparison between all the credit cards offered by Kotak Mahindra Bank and select the one that suits their requirement the best. Also, the cards are divided into six different categories namely, shopping, lifestyle privileges, dining and entertainment, for NRIs, for corporate banking, and others. The applicant can apply for the card of their choice by hitting the ‘Apply Now’ option. Once they hit this option, they will be asked to provide the following details:

    • First Name
    • Email id
    • Mobile Number
    • Date of Birth
    • Employment Details
    • Residence City
    • Residence Pin Code
    • Net Income Per Month

    Once the details are furnished, the bank will check whether the candidate is eligible to avail the credit card that they have applied for. Based on the eligibility of the applicant, they may or may not receive the credit card.

    Applicants can also apply for a credit card by sending an email to Kotak Mahindra Bank directly.

    Through BankBazaar.com

    Applicants can also apply for a Kotak Mahindra Bank credit card through financial websites such as BankBazaar.com. Once the customer visits the BankBazaar website, they will have to choose the ‘Credit Cards’ option that will be on the top of the page. Once they click on that, they will be directed to a list of credit cards available in India. Applicants can filter the list on the basis of the name of the bank and other criteria like minimum annual income requirement. They will need to select ‘Kotak Mahindra Bank’ from the list and then they will have to click on the particular credit card that they want to avail. They can click on the link that says ‘Check Eligibility’ to find out whether or not they are eligible for the card they have chosen. The applicant will have to answer the questions on the screen and only if the fulfill all the criteria, they will be directed to the ‘Instant Apply’ tab. Once they reach the ‘Instant Apply’ tab, they can fill up the form and submit it on the website.

    Apply for Kotak Mahindra Bank Credit card Offline

    Applicants can also apply for Kotak Mahindra Bank credit cards offline. To be able to do that, all they have to do is visit the nearest Kotak Mahindra Bank branch. They will be asked to fill in an application form once they fulfill the set eligibility criteria. They will have to submit the form along with necessary documents like id proof, address proof, and income proof. The bank representative will go through the filled in details and the attached document to decide whether or not the applicant meets the eligibility criteria for the credit card that they have applied for. Once the check is done, the applicant will be able to avail the credit card.

    Apart from this, the applicant can also opt for the bank to call them for the same. All they have to do is go to the official website and click on the option that says- ‘Want Us to Call You?’ Once the full name, email id, mobile number, and residence city is provided by the applicant, the bank will get in touch with them for the application process.

    Applicants can also dial the credit card helpline number-1860-266-2666 to apply for a Kotak Mahindra Bank Credit Card.

    Features and Benefits of Kotak Credit Cards:

    The range of Kotak Mahindra credit cards has been carefully curated not only to cater to meet the requirements of a diverse customer base but also address several lifestyle related activities and needs. You can find credit cards designed for specific categories like shopping, lifestyle, dining / entertainment, for NRIs, for corporates and others. Given below are some of the highlighting features and benefits of each of these cards. Find out which one is best suited for you.

    Shopping Credit Cards:
    • Designed to help you save on a variety of retail activities for personal or routine household use.
    • Earn 5x rewards on apparel shopping.
    • Enjoy 2.5% fuel surcharge waiver at petrol stations across India.
    • Earn reward points for every retail purchase charged to your card.
    • Save up to 10% at grocery / departmental stores.
    • Earn free vouchers each month for in-store and out-store spends at Easyday.
    • Redeem reward points against a host of exciting options.
    Lifestyle Credit Cards:
    • Enjoy higher credit limits on the lifestyle range of Kotak credit cards.
    • Travel in comfort with VIP lounge access at over 600 airports worldwide.
    • Earn free movie tickets on your spends.
    • Earn 10x rewards on select categories under the Shopper’s or Traveler’s Reward Earning Plan.
    • Enjoy privileged access to international events where you get the benefits of preferred seating, champagne reception,
    • Be a part of the exclusive Premier Rewards Program.
    • Flaunt your style with a personalized card design.
    Dining / Entertainment Credit Cards:
    • Enjoy the most exclusive dining and entertainment benefits with the Kotak Mahindra dining / entertainment range of credit cards.
    • Get free PVR movie tickets every month when you spend a certain amount with your Kotak Mahindra credit card.
    • Earn Dining Points on card spends and redeem the same for a host of benefits.
    • Enjoy a 2.5% waiver on fuel surcharge at all petrol pumps across India.
    • Earn 10% cash back when you spend on dining or movies, round the year.
    NRI Credit Cards:
    • Get a chance to earn 2x Reward Points on your spends outside India.
    • Reward points can be redeemed for a host of options like air miles, movie tickets, air tickets, cash and more.
    • Enjoy the convenience of paying for your international purchases, dining and travel in INR.
    • Enjoy fuel surcharge waiver on fuel purchases.
    • Save up to 1.8% on railway bookings made via www.irctc.co.in and up to 2.5% on bookings made at the Indian Railways Booking Counters.
    • Extend the benefits of the NROI Royale card with an Add-on card.
    Corporate Credit Cards:
    • These international credit cards are accepted worldwide at over 10 million merchants.
    • Enjoy privileged lounge access to over 600 airports worldwide.
    • A chance to earn significantly higher reward points on card spends.
    • Easy redemption of reward points against a host of exciting benefits.
    • Earn surcharge waiver on railway bookings made with your Kotak Mahindra credit card.
    • Enjoy an interest free credit period of up to 48 days on this range of credit cards.
    • Ease of expense tracking with consolidated statement and payment.
    Other Credit Cards :
    • Get up to 4 PVR movie tickets for free on card spends.
    • Enjoy 2.5% fuel surcharge waiver at petrol pumps across India.
    • Benefit of high credit limits.
    • Enjoy an interest free credit period of up to 48 days.
    • In case of need, you can also avail the Balance transfer facility available with this range of credit cards.
    • Easy access to cash, anytime, anywhere.
    • Share the benefit of Kotak credit cards with two- free Add-on cards.

    List of Kotak Bank Credit Cards Details

    Kotak Mahindra offers a well-appointed list of credit cards designed for different kinds financial and lifestyle requirements. The cards have been classified into different categories for easy classification.

    Shopping Credit Cards

    1. Kotak Silk Inspire Platinum Credit Card
    2. Kotak Urbane Gold Credit Card
    3. Kotak Essentia Platinum Credit Card
    4. Kotak Easyday Titanium Credit Card
    5. Kotak Easyday Silver Credit Card.

    Kotak Silk Inspire Platinum Credit Card

    Exclusively designed for women, the Kotak Silk Inspire Platinum Credit Card offers a plethora of exciting features like up to 5x Reward points, 2.5% fuel surcharge waiver, a chance to get free PVR movie tickets and redemption of reward points against a host of exciting options like cash, mobile recharge, branded merchandise, air miles, movie tickets and more.

    Kotak Urbane Gold Credit Card

    With the Kotak Urbane Gold Card, you can earn 3x reward points on card spends along with multiple options for reward redemption. Also, with spends worth Rs 1,00,000 in a year, you get to earn 4 free PVR tickets or 10,000 reward points.

    Kotak Essentia Platinum Credit Card

    Enjoy a whopping 10% savings on grocery and departmental store spends with the Kotak Essentia Platinum Card. Not only that, this card also features a host of exciting offers when it comes to dining, travel and entertainment so you can pamper your loved ones. Choose from a range of reward redemption options like air miles. Movie tickets, air tickets, cash, branded merchandise, mobile recharges, etc. In case of any queries, KASSIST shall provide you with immediate assistance. Also, you earn 1 Saving Point for every Rs 250 charged to your card.

    Kotak Easyday Titanium Credit Card

    Designed exclusively in partnership with Easyday stores, the Kotak Easyday Titanium Card lets you earn handsome reward points not only for spends done at Easyday stores but also outside. This card is accompanied by a string of benefits like Easyday vouchers on bill amounts, inside the store and also outside. Immediate benefits of this card include. Transacting with this card is extremely safe and secure as it features MasterCard Secure Code for transaction protection.

    Kotak Easyday Silver Credit Card.

    Enjoy extra savings on your purchases with the Easyday Silver Card. Earn 10 points for every Rs 100 spent at Easyday stores and 5 points for every Rs 100 spent outside Easyday stores. Share the benefits of this card with your family members by way of an Add-on card which is available free of charge. Manage your card transactions with timely SMS alerts.

    Lifestyle Credit Cards

    1. Kotak Wealth Management Infinite Credit Card
    2. Kotak Royale Signature Card
    3. Kotak Privy League Visa Signature Credit Card.
    4. Kotak League Platinum Credit Card

    Kotak Wealth Management Infinite Credit Card

    Designed especially for Kotak Wealth Management customers, the Kotak Wealth Management Infinite Credit Card is a 'By-Invite' credit card program, which offers the best in class reward program. Other distinct features of this card include access to prestigious international events, gold privileges, higher transaction limits, invites to premium events and personalized card design holding the cardholder’s sketch.

    Kotak Royale Signature Card

    Designed for the discerning customer, the Kotak Royale Signature Card comes with a host of exclusive privileges like complimentary airport lounge access, TAJ Epicure Plus Membership, fuel surcharge waiver and railway surcharge waiver. The excitement doesn’t stop there. This card also brings you the finest rewards program which offers up to 10x rewards on card spends done at VISA merchants and 5x points on all other spends. Accumulated reward points can be redeemed for a wide range of choices like air tickets, mobile recharges, branded merchandise and more.

    Kotak Privy League Visa Signature Credit Card

    Enter the world of the most exclusive privileges and be a part of the elite cardholder club with the Kotak Privy League Visa Signature Credit Card. With this card, you get to pick and choose the features which best complement your lifestyle requirements. Accumulate reward points and redeem the same in exchange for a host of options like mobile recharges, merchandise, air tickets and more. Save up to 25% on spends across Taj dining establishments with the TAJ Epicure Plus Membership and get up to 4 free PVR movie tickets every quarter.

    Relax as you travel with Priority Pass Membership which grants you privileged access at over 600 airport lounges across 100 countries. As a Privy League card holder, you are entitled to a host of convenient concierge services which include dining / hotel reservations, assistance for flight ticketing, event ticket bookings and more.

    Kotak League Platinum Credit Card

    The Kotak League Platinum Credit Card features a range of benefits which include multiple reward options to choose from, lost/stolen fraud cover, railway surcharge waiver, priority assistance, fuel surcharge waiver and the option to avail an Add-on card to extend the benefits of your League Platinum Card with your loved ones.

    Dining / Lifestyle Credit Cards

    1. Kotak PVR Gold Credit Card
    2. Kotak PVR Platinum Credit Card
    3. Kotak Delight Platinum Credit Card
    4. Kotak Feast Gold Credit Card.

    Kotak PVR Gold Credit Card

    Movie buffs, rejoice! The Kotak PVR Gold Card has been designed specially keeping you in mind. This card entitles you to indulge your passion with up to 2 free PVR movie tickets each month when you hit the specified spend limit. You can shop anywhere in India with your PVR Gold Card, all year round to get your free movie tickets. With PVR Shield, your card is protected against any unauthorized transactions in case of loss / theft of card.

    Kotak PVR Platinum Credit Card

    Kotak gives you a unique opportunity to indulge your passion for movies with the PVR Platinum Card. With this card, you are entitled to up to 3 PVR movie tickets each month. All you have to do is spend up to a certain limit using your PVR credit card, anywhere across India, any time of the year. This card also features top-notch protection for your transactions by way of PVR Shield, which is essentially insurance cover for lost or stolen cards.

    Kotak Delight Platinum Credit Card

    Entertainment takes on a new meaning with the Delight Platinum Card which features handsome cashback n a variety of lifestyle and entertainment activities. Enjoy up to 10% cashback not only on dining at fast food joints, pubs, restaurants, pizza joints and coffee shops but also on movies at theatres and plays. Additionally, this card also entitles you to a fuel surcharge waiver and railway surcharge waiver of 2.5% and 1.8% respectively. Extend the benefits of your Delight Platinum card with your family members with an Add-on card which carries all the benefits of the principal card

    Kotak Feast Gold Credit Card

    Who knew dining out and movie viewing could be as rewarding as it is with the Kotak Feast Gold Card. You get a chance to win dining points on every Rs 100 spent at dining establishments and for movies. This card also allows you the facility of balance transfer whenever the need arises. Feast Shield safeguards your card against unauthorized transactions in case the card is lost or stolen.

    NRI

    1. Kotak NRI Royale Signature Credit Card

    Kotak NRI Royale Signature Credit Card

    A card specially designed for Indians living abroad, the NRI Royale Signature Card is accompanied by a host of exclusive features and benefits like no other card. You get to earn 2x rewards on sends done abroad and 1 reward point for spends within India. The accumulated reward points can be redeemed for a variety of options like air tickets, air miles, cash, movie tickets and more. Moreover, this card allows you the liberty to not only purchase but also pay in Indian Rupees (INR). Enjoy a waiver on fuel surcharge and railway surcharge with this card.

    Corporate Credit Cards

    1. Kotak Corporate Wealth Signature Credit Card
    2. Kotak Corporate Platinum Credit card
    3. Kotak Corporate Gold Credit Card

    Kotak Corporate Wealth Signature Credit Card

    Designed for corporates, the Corporate Wealth Signature Credit Card comes with universal acceptability and a host of other benefits like higher cashback n card spends, interest free period of up to 48 days, convenience of easy payment, exclusive airport lounge access easy redemption of reward points, fuel surcharge waiver, real time alerts, facility of making consolidated payment, among many more.

    Kotak Corporate Platinum Credit card

    The Corporate Platinum card is a universally accepted card which offers a string of valuable benefits like higher reward points, easy redemption of reward points, fuel & railway surcharge waiver, privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity and the facility of making consolidated payments, etc

    Kotak Corporate Gold Credit Card

    Enjoy the convenience of making consolidated payments and a host of other related benefits with the Corporate Gold Card. This card brings you a series of valuable features like privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity higher reward points, easy redemption of reward points, fuel & railway surcharge waiver.

    Other Credit Cards

    1. Kotak Aqua Gold Credit Card
    2. Kotak Fortune Gold Credit Card
    3. Kotak Best Price Credit Card

    Kotak Aqua Gold Credit Card

    The Kotak Aqua Gold Card brings to you a range of exciting benefits like interest free cash withdrawals, high credit limits, interest free cash period up to 48 days, facility of carrying out a balance transfer, waiver of fuel and railway surcharge. One of the most important features of this card is that it allows the cardholder to avail a credit limit of up to 80% on the term deposit amount.

    Kotak Fortune Gold Credit Card

    Enjoy easy access to cash, anytime and anywhere with the Kotak Fortune Gold Card. Carry out banking transactions at Kotak and non-Kotak ATMs, higher cash limits, fuel and railway surcharge waiver, balance transfer facility and also a chance to get 4 free PVR movie tickets.

    Kotak Best Price Credit Card

    Kotak Mahindra, in association with Best Price Modern Wholesale introduce the Best Price Card. Designed to be used only at Best Price Wholesale stores, this card carries a host of special benefits like a 14-day interest free credit period and 2 free Add-on cards.

    Kotak Credit Cards Eligibility:

    Following is the eligibility criteria applicable if you wish to apply for a Kotak Mahindra credit card.

    • The primary card holder must be between 18 to 65 years.
    • Applicant must be a resident of India.
    • Please note that each credit card from the included categories holds differing income requirements.

    Why Apply For Kotak Credit Cards via BankBazaar?

    Applying for a credit card can be a stressful and often, confusing process. But, there is an easy way to simplify that. All you need to do is go to Bankbazaar, a unique platform which consolidates all information related to your preferred Kotak Mahindra credit cards in one place. Right from researching about all the different credit cards offered by Kotak Mahindra, you can also compare different cards and pick the one which suits your requirements. Furthermore, you can easily check your eligibility for your preferred card and apply directly through the website. Bid goodbye to the hassle of having to run to the bank and having to go to multiple bank representatives, just to get the simple process of applying for a credit card in motion.

    How to Apply For Kotak Credit Cards Via BankBazaar?

    It is incredibly easy to apply for your preferred Kotak Mahindra credit card via Bankbazaar. Following are the simple steps involved.

    • Head over to the BankBazaar website and click on the tab labelled ‘Credit Cards’.
    • Once you click on that, you will re-directed to a page which displays a list of credit cards
    • classified bank-wise. Once you have selected your preferred Kotak Mahindra credit card, you need to check whether or not you’re eligible to apply for it. For this, simply click on the tab labelled ‘Check Eligibility’.
    • Having checked your eligibility for the chosen Kotak Bank credit card, you can choose to apply for the card by clicking on the ‘Apply Now’ tab. And that’s all it takes!

    Kotak Mahindra Bank Credit Card FAQs:

    1. What is the minimum term deposit amount required in order to apply for a Silk Inspire credit card?

      Applicants must have a minimum term deposit amount of Rs 50,000.

    2. What is the annual fee for the Kotak Silk Inspire credit card?

      An annual fee of Rs 599 + GST shall be charged on the Kotak Silk Inspire credit card for women.

    3. Can I track the spends Add-on cards associated to any Kotak Bank credit cards separately?

      Yes, you may track the spends on all add-on cards separately for easy expense management.

    4. What is Smart Pay?

      Smart Pay is a facility offered by Kotak Mahindra bank which allows Kotak credit card holders to pay for any transaction above the value Rs 3000 in easy installments / EMIs. Customers can choose from 3, 6, 9, 12 and 24 months.

    5. Does the Wealth Management Infinite Credit Card carry any Golf benefits?

      Yes, this card does carry golf benefits which allows cardholders to tee off at some of the finest golf courses around the world.

    6. What is the minimum income requirement in order to apply for a Royal Signature credit card ?

      Applicant must have a minimum income of Rs 25 lakh or above, per annum.

    Bankbazaar facilitates you to check your eligibility for top credit cards

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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    News About Kotak Mahindra Bank Credit Card

    • Kotak Mahindra Bank introduces a credit card for homemakers.

      Kotak Mahindra Bank will be soon offering credit cards exclusively designed for homemakers who do not have a fixed monthly income. The Kotak Silk Inspire credit card can be availed by women against an existing fixed deposit account. The product has been in the pilot phase and the bank will soon be launching the credit card on a larger scale as the response has been really good. Homemakers holding Kotak Mahindra Bank fixed deposits can take the card with a credit limit against the deposit. The account holder can still earn on the FD, with 80% of the deposit balance available for spends. Salaried women professionals and businesswomen are also eligible to procure the Kotak Silk Inspire credit card. As benefits, this credit card will offer fuel surcharge waiver, a savings of 5% on apparel purchases and complete protection for misuse of cards under the Silk Inspire Shield scheme.

      15th March 2016

    • Mobile app in Kannada launched by Kotak Mahindra Bank

      Kotak Mahindra Bank (KMB) has taken a step forward in technological advancements and has made a mobile app in Kannada which customers can access even without the internet. KMB is the fourth largest private sector bank in India which offers a range of financial products and services.

      Currently, the app is available in English, Hindi, Gujarati, Marathi, and Tamil as well. With the app, customers will be able to transfer funds up to Rs. 2,500 per transaction and per day without adding a beneficiary and without an internet connection. App users can also manage their bank accounts and credit cards, recharge mobiles and DTH services, find nearby KMB ATMs and bank branches. They can also apply for the Pradhan Mantri Jeevan Jyoti Bima Yojana (accident insurance) and Pradhan Mantri Suraksha Bima Yojana (life insurance) schemes.The app will work on the SMS platform that is based on the banking keyword process. The app is available for Android phones including versions 2.2.3.

      20th October 2014

    • Offline Mobile Banking App launched by Kotak Mahindra Bank

      Kotak Bharatapp,a new mobile banking application, has been launched by Kotak Mahindra Bank in Gujarat. This app is unique since it is the first of its kind, offered by a private sector bank in the country that can operate offline without internet connectivity. Bharatapp has an initial limit of Rs. 2500 worth of cashless transactions per day and this app can also be downloaded offline. The customer’s mobile number is used for the transfer of funds and upon registration, they will receive an encrypted SMS confirming their number thereby reducing the chances of any theft or fraud.

      This app was initially launched in English and Hindi. However, it is now available in Kannada, Tamil, Marathi and Gujarati, with plans to release the app in other Indian languages as well. Apart from fund transfers, this app also allows customers to manage their current and savings account along with their credit cards and comes with other options such as recharging DTH services, mobile balance, finding other branches and ATMs of Kotak Mahindra Bank, and applying for schemes such as Pradhan Mantri Suraksha Bima Yojana among others.

      This app also works on the SMS banking keyword process platform. All customers who have credit cards, banking accounts and those who use Android phones can download this app without any other registration process.

      15th October 2014

    Kotak Mahindra Bank Credit Cards Reviews

    • Kotak Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      The service was good with kotak for my credit card service , but there was a little delay in the process. I have not used it has been two weeks not used since I had used the card. Talking about the service customer service is good and the limit they offered me was 15k but I not comfortable with the credit limit ,it is not good when compared to other banks I am not much happy with the service of kotak credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Kotak Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am holding the Kotak Mahindra bank credit card from the last 1.5 years of time. I would like to say that the response is good one with the Kotak mahindra bank credit card. I am happy with the Kotak mahindra bank credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 22, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 4.5/5 "Excellent!"
      Kotak Mahindra bank provides good services on credit card comparatively, I am using this credit card from last 1.5 years. They did not charge any annual fee at the time of getting this credit card. There are no transaction issues in this credit card. I get good offers like cash back and reward points in this credit card, i use this credit card for general purpose and i am also fine with the credit limit which is offered on this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Nice Card to have"
      0.5 3.0/5 "Satisfactory"
      I got this Credit Card few months back and felt the experience to be pretty good. They have given me a credit limit of Rs.50000 is alright with me. There are no hidden charges on the Card and also the payment options are all pretty easy too. Also I felt they would provide you with good amount of information when it comes to credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Average card"
      0.5 5.0/5 "Blown Away!"
      Got the KOTAK PVR GOLD CREDIT CARD within 7 to 9days of time. The required credit limit was not given and they have disbursed the card with the low credit limit. The customer support was good with the Kotak mahindra bank. The rate of interest and the charges are high with Kotak mahindra Credit card .
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      , bangalore
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I have applied for the credit card through online portal, my credit card application was approved with Kotak Mahindra Bank. It was overall a good experience. I have a credit limit of Rs 15000 which is sufficient for me. This credit card is for free of cost for the first year and from 2nd year onwards, annual fee of Rs 750 is applicable. I got my credit card within 2 weeks which is normal time. Customer service was good and they responded on time, they provided door step service to collect the documents. The process was very smooth and i use this credit card mainly for shopping.
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      , vadodara
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using Kotak Mahindra Bank credit card from last 3 years, they provide good services on credit card comparatively. They did not charge any annual fee at the time of getting this credit card. Offers like cash back and reward points are good in this credit card. I use this credit card for my personal use and i am okay with the credit limit
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      , bangalore
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Not satisfied with limit"
      0.5 2.5/5 "Just OK"
      I am holding a platinum credit card with KOTAK MAHINDRA BANK.The annual charge is 2500. My current limit is 75000. I am not satisfied with the limit actually i asked for a limit of 1 lakhs. I have done a payment for my card and one has been reflected and other have not.
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      , thane
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Good. Can enhance the limit"
      0.5 4.0/5 "Great!"
      Though there are proper offers on the credit card of Kotak Mahindra bank. The credit limit needs to be enhanced. The customer services are good and they are responsive as well. The statements are clear and I receive it on time. Overall it is good.
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      , bangalore
      Reviewed on Nov 21, 2017
    • Kotak Credit Card
      "Very nice"
      0.5 4.0/5 "Great!"
      Customer service is very nice and other things are good one with the Kotak mahindra bank . It took around thirty days to get the credit card from the Kotak mahindra bank. I am happy with the Kotak Mahindra bank credit card.
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      , hyderabad
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      I was using the Kotak mahindra urbane gold card for past 8months and I have closed this card , because I am not happy with the Kokotak mahinhdra urbane gold credit card service. The credit limit was good but I have closed it because of low offers. The rate of interest and the charges are average with this card.
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      , hyderabad
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with Kotak Mahindra bank also. I use this Corporate credit card for most of the places where credit cards can be swiped or used. The annual fees is around Rs. 1000 which is little bit high. This credit card is a good card for me till now.
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      , nagpur
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      Kotak credit card service is good, I didn't face any hassle with them. Offer is also good but they wont credit the payment instantly. I made my payment before the due date I didn't get the notification so I called the customer care they told will receive the message. I got very delay, it would be great if they update the system.
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      , mumbai
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Better credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak is providing good discount on grocery things and getting earning points for all transaction. I received Kotak credit card with life time free charges. The limit is also satisfactory, I am okay with customer service and response of the bank.
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      , new delhi
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra service was good and I have got the credit card within a week time from Kotak . I started using the KOTAK PVR PLATINUM CREDIT CARD very recently. I am not satisfied with the credit limit. I pay the annual fee of Rs.499 towards this card.
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      , hyderabad
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "No proper communication"
      0.5 2.0/5 "Expected more"
      I applied for a Credit Card with them thrice and their response has been pretty illusive. First two times I never received a call from the Bank and the third time they called to inform me that the application has been canceled. I wish they improve their communication part.
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      , faridabad
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      As I'm a salaried account holder with Kotak Mahindra bank for around 1 year they offered me a credit card and I accepted it and took it. I have been using their Kotak League credit card for the past 6 months now and till now it is a good card for me. There are no annual fees applicable to this credit card. I use this card for shopping purpose and rewards points are there.
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      , bangalore
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Not that good"
      0.5 2.0/5 "Expected more"
      Off all the Credit card I have my least preferred one is this Banks. They have given me a low Credit Limit which I feel is no use at all. They Rate of Interest of the Card is pretty normal. On a brighter side the repayment is good and Bank has good communication.
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      , thane
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a platinum credit card with KOTAK it was a fine experience with KOTAK but the charges was little high and have some unwanted charges which was little disappointed for me with the service of KOTAK but I wont use my KOTAK platinum credit card service much still it was totally a average service from KOTAK for my credit card service.
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      , hyderabad
      Reviewed on Nov 20, 2017
    • Kotak Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I feel the interest rate and the charges are little high with KOTAK MAHINDRA bank also the customer service was good and the offers are good with KOTAK MAHINDRA and the limit they offered me was also good with KOTAK MAHINDRA bank it was totally a good experience with KOTAK MAHINDRA for my credit card service.
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      , surat
      Reviewed on Nov 20, 2017
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