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  • Kotak Mahindra Bank Credit Cards is Rated as "Great!" by 2810 Users

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    Ever since their invention, credit cards have transformed the way the world transacts. For millions and millions of users, they have made life so much simpler, providing them access to funds in times of need. In India alone, there are about 2 crore credit card users (as of 2014) and the number is only growing with each passing year. There are several banks which offer a variety of credit cards to its customers. One of the leading banks to offer this facility to its customers is Kotak Mahindra Bank.

    Kotak Mahindra is the one of the leading Indian private sector banks operating in India with a net income of Rs 15.69 billion. Established in 1985, the Kotak Mahindra initially started off as Kotak Mahindra Finance Limited and eventually became the first non-banking finance company to be converted into a bank. Catering to a wide spectrum of customers, the bank offers a suite of financial products and services, including credit cards. The Kotak Mahindra range of credit cards is highly popular among users for the variety it offers – Shopping credit cards, lifestyle credit cards, dining / entertainment credit cards, credit cards for NRIs, corporate credit cards and more. Interested to know more? Read on.

    Listed Below are Seven Credit Cards Offered by Standard Chartered Bank along with some Key Features and Benefits.

    Name of the card Joining Fee (In Rs) Annual Fee (In Rs)
    Kotak Royal Signature Credit Card NIL Rs.999
    Kotak Delight Platinum Credit Card Rs.1,999 Rs.299
    Kotak PVR Platinum Credit Card NIL Rs.999
    Kotak Essentia Credit Card Rs.1,499 Rs.749
    Kotak PVR Gold Credit Card NIL Rs.499
    Kotak Privy League Signature Card NIL NIL

    Why Choose Kotak Credit Cards?

    There is a multitude of banks offering credit cards in India. However, there is a distinct set of reasons which sets the Kotak Mahindra range of credit cards apart from the rest. Here are a few reasons why a Kotak Mahindra credit card can be a wise choice.

    Wide Range of Payment Options:

    Choose from a wide range of options to make your credit card bill payment with ease. Bill payment may be done via any of the following options: WebPAY, IMPS, phone banking, net banking, Over the Counter, via cheque, auto-debit, NEFT or VISA Payment.

    Manage bill payments with Kotak BillPay:

    Now, pay your utility bills with ease via Kotak BillPay, a simple, hassle-free and convenient system of bill payments. Manage payments for a variety of utility bills like telephone bills, electricity bill, cellphone bill, insurance premiums, recharging of prepaid cell phones, DTH account recharge, magazine subscriptions and more.

    Peace of Mind with Kotak Chip & PIN Cards:

    Enhance the security of your transactions with the Kotak Mahindra’s range of Chip & PIN cards. These EMV Chip & PIN cards are the new standard in global payments and protect against card frauds like counterfeiting and skimming.

    Secure Online Transactions :

    Shop online securely with your Kotak Mahindra credit card which is available in VISA and MasterCard variants. Both types of cards are respectively secured by Verified by Visa (VBV) and MasterCard SecureCode, making online shopping a safe and secure process.

    Easy Access To Cash:

    The need for cash may arise anytime and anywhere. With your Kotak Mahindra credit card, you have access to cash as and when you need it, via ATMs, bank branch, on your phone or online.

    BankBazaar’s Super Duper Deal

    Apply for Kotak Bank Credit Cards through BankBazaar between 1 Aug 2018 and 31 Aug 2018 and get an Amazon gift voucher worth up to Rs.1,000. Offer is valid only on select Kotak credit cards upon approval or issuance of the credit card on or before 15 November 2018. To avail the offer, you should apply for the Kotak credit card on BankBazaar website or mobile app. The gift voucher will be sent to your e-mail ID within 30 workings days of card issuance.

    Listed below are the Kotak Credit Cards eligible for BankBazaar’s Super Duper Deal offer and the corresponding Amazon gift voucher.

    Kotak Bank Credit Card Name Amazon gift voucher value
    Kotak Royale Signature Credit Card Rs.750 worth gift voucher
    Kotak Essentia Rs.750 worth gift voucher
    Kotak Delight Credit Card Rs.750 worth gift voucher
    Kotak PVR Platinum Credit Card Rs.750 worth gift voucher
    Kotak PVR Gold Credit Card Rs.500 worth gift voucher

     Apply for Kotak Mahindra Bank Credit Card

    Of late, credit cards have completely changed the spending habits of consumers across the globe. Since their inception in 1958, credit cards have become one of the most sought after products in the financial world. Their popularity is always on the rise in India. Be it shopping in a brick-and-mortar store or online retailing, credit cards have proved to be extremely convenient. They save the buyer's time and effort that they spend looking for an ATM to pay for goods or services.

    When used mindfully, credit cards help the cardholder to build a positive credit score which plays an important role in loan application. A good credit score can help in getting loans of any kind from banks without any hassle. They also come loaded with great features and benefits. On using them, cardholders can earn reward points, AirMiles, and cashback offers. By accumulating reward points, cardholders can bag attractive discounts or can redeem them for exclusive gifts from the bank's catalogue. By accumulating AirMiles, cardholders can get discount on air tickets or can redeem them for gifts from the aircraft's catalogue.

    One of the most reputed banks in India, the Kotak Mahindra Bank also offers a variety of credit cards. These credit cards come with lots of features and benefits for the cardholders. Individuals can apply for a Kotak Mahindra credit card through a number of methods.

    Apply for Kotak Mahindra Bank Credit Cards Online

    Applicants can apply for a Kotak Mahindra Bank credit card by visiting the official website, www.kotak.com or through financial websites such as Bankbazaar.com.

    Through Kotak Mahindra Bank Website

    Applicants can visit the official website of Kotak Mahindra Bank credit cards, www.kotak.com, and click on ‘Cards’ which is on the left hand side of the page. Under it, the applicant can click on ‘Credit Cards’ to choose the card that would best suit their needs. Here, the applicant is given an option to make a comparison between all the credit cards offered by Kotak Mahindra Bank and select the one that suits their requirement the best. Also, the cards are divided into six different categories namely, shopping, lifestyle privileges, dining and entertainment, for NRIs, for corporate banking, and others. The applicant can apply for the card of their choice by hitting the ‘Apply Now’ option. Once they hit this option, they will be asked to provide the following details:

    • First Name
    • Email id
    • Mobile Number
    • Date of Birth
    • Employment Details
    • Residence City
    • Residence Pin Code
    • Net Income Per Month

    Once the details are furnished, the bank will check whether the candidate is eligible to avail the credit card that they have applied for. Based on the eligibility of the applicant, they may or may not receive the credit card.

    Applicants can also apply for a credit card by sending an email to Kotak Mahindra Bank directly.

    Through BankBazaar.com

    Applicants can also apply for a Kotak Mahindra Bank credit card through financial websites such as BankBazaar.com. Once the customer visits the BankBazaar website, they will have to choose the ‘Credit Cards’ option that will be on the top of the page. Once they click on that, they will be directed to a list of credit cards available in India. Applicants can filter the list on the basis of the name of the bank and other criteria like minimum annual income requirement. They will need to select ‘Kotak Mahindra Bank’ from the list and then they will have to click on the particular credit card that they want to avail. They can click on the link that says ‘Check Eligibility’ to find out whether or not they are eligible for the card they have chosen. The applicant will have to answer the questions on the screen and only if the fulfill all the criteria, they will be directed to the ‘Instant Apply’ tab. Once they reach the ‘Instant Apply’ tab, they can fill up the form and submit it on the website.

    Apply for Kotak Mahindra Bank Credit card Offline

    Applicants can also apply for Kotak Mahindra Bank credit cards offline. To be able to do that, all they have to do is visit the nearest Kotak Mahindra Bank branch. They will be asked to fill in an application form once they fulfill the set eligibility criteria. They will have to submit the form along with necessary documents like id proof, address proof, and income proof. The bank representative will go through the filled in details and the attached document to decide whether or not the applicant meets the eligibility criteria for the credit card that they have applied for. Once the check is done, the applicant will be able to avail the credit card.

    Apart from this, the applicant can also opt for the bank to call them for the same. All they have to do is go to the official website and click on the option that says- ‘Want Us to Call You?’ Once the full name, email id, mobile number, and residence city is provided by the applicant, the bank will get in touch with them for the application process.

    Applicants can also dial the credit card helpline number-1860-266-2666 to apply for a Kotak Mahindra Bank Credit Card.

    Features and Benefits of Kotak Credit Cards:

    The range of Kotak Mahindra credit cards has been carefully curated not only to cater to meet the requirements of a diverse customer base but also address several lifestyle related activities and needs. You can find credit cards designed for specific categories like shopping, lifestyle, dining / entertainment, for NRIs, for corporates and others. Given below are some of the highlighting features and benefits of each of these cards. Find out which one is best suited for you.

    Shopping Credit Cards:
    • Designed to help you save on a variety of retail activities for personal or routine household use.
    • Earn 5x rewards on apparel shopping.
    • Enjoy 2.5% fuel surcharge waiver at petrol stations across India.
    • Earn reward points for every retail purchase charged to your card.
    • Save up to 10% at grocery / departmental stores.
    • Earn free vouchers each month for in-store and out-store spends at Easyday.
    • Redeem reward points against a host of exciting options.
    Lifestyle Credit Cards:
    • Enjoy higher credit limits on the lifestyle range of Kotak credit cards.
    • Travel in comfort with VIP lounge access at over 600 airports worldwide.
    • Earn free movie tickets on your spends.
    • Earn 10x rewards on select categories under the Shopper’s or Traveler’s Reward Earning Plan.
    • Enjoy privileged access to international events where you get the benefits of preferred seating, champagne reception,
    • Be a part of the exclusive Premier Rewards Program.
    • Flaunt your style with a personalized card design.
    Dining / Entertainment Credit Cards:
    • Enjoy the most exclusive dining and entertainment benefits with the Kotak Mahindra dining / entertainment range of credit cards.
    • Get free PVR movie tickets every month when you spend a certain amount with your Kotak Mahindra credit card.
    • Earn Dining Points on card spends and redeem the same for a host of benefits.
    • Enjoy a 2.5% waiver on fuel surcharge at all petrol pumps across India.
    • Earn 10% cash back when you spend on dining or movies, round the year.
    NRI Credit Cards:
    • Get a chance to earn 2x Reward Points on your spends outside India.
    • Reward points can be redeemed for a host of options like air miles, movie tickets, air tickets, cash and more.
    • Enjoy the convenience of paying for your international purchases, dining and travel in INR.
    • Enjoy fuel surcharge waiver on fuel purchases.
    • Save up to 1.8% on railway bookings made via www.irctc.co.in and up to 2.5% on bookings made at the Indian Railways Booking Counters.
    • Extend the benefits of the NROI Royale card with an Add-on card.
    Corporate Credit Cards:
    • These international credit cards are accepted worldwide at over 10 million merchants.
    • Enjoy privileged lounge access to over 600 airports worldwide.
    • A chance to earn significantly higher reward points on card spends.
    • Easy redemption of reward points against a host of exciting benefits.
    • Earn surcharge waiver on railway bookings made with your Kotak Mahindra credit card.
    • Enjoy an interest free credit period of up to 48 days on this range of credit cards.
    • Ease of expense tracking with consolidated statement and payment.
    Other Credit Cards :
    • Get up to 4 PVR movie tickets for free on card spends.
    • Enjoy 2.5% fuel surcharge waiver at petrol pumps across India.
    • Benefit of high credit limits.
    • Enjoy an interest free credit period of up to 48 days.
    • In case of need, you can also avail the Balance transfer facility available with this range of credit cards.
    • Easy access to cash, anytime, anywhere.
    • Share the benefit of Kotak credit cards with two- free Add-on cards.

    List of Kotak Bank Credit Cards Details

    Kotak Mahindra offers a well-appointed list of credit cards designed for different kinds financial and lifestyle requirements. The cards have been classified into different categories for easy classification.

    Shopping Credit Cards

    1. Kotak Silk Inspire Platinum Credit Card
    2. Kotak Urbane Gold Credit Card
    3. Kotak Essentia Platinum Credit Card
    4. Kotak Easyday Titanium Credit Card
    5. Kotak Easyday Silver Credit Card.

    Kotak Silk Inspire Platinum Credit Card

    Exclusively designed for women, the Kotak Silk Inspire Platinum Credit Card offers a plethora of exciting features like up to 5x Reward points, 2.5% fuel surcharge waiver, a chance to get free PVR movie tickets and redemption of reward points against a host of exciting options like cash, mobile recharge, branded merchandise, air miles, movie tickets and more.

    Kotak Urbane Gold Credit Card

    With the Kotak Urbane Gold Card, you can earn 3x reward points on card spends along with multiple options for reward redemption. Also, with spends worth Rs 1,00,000 in a year, you get to earn 4 free PVR tickets or 10,000 reward points.

    Kotak Essentia Platinum Credit Card

    Enjoy a whopping 10% savings on grocery and departmental store spends with the Kotak Essentia Platinum Card. Not only that, this card also features a host of exciting offers when it comes to dining, travel and entertainment so you can pamper your loved ones. Choose from a range of reward redemption options like air miles. Movie tickets, air tickets, cash, branded merchandise, mobile recharges, etc. In case of any queries, KASSIST shall provide you with immediate assistance. Also, you earn 1 Saving Point for every Rs 250 charged to your card.

    Kotak Easyday Titanium Credit Card

    Designed exclusively in partnership with Easyday stores, the Kotak Easyday Titanium Card lets you earn handsome reward points not only for spends done at Easyday stores but also outside. This card is accompanied by a string of benefits like Easyday vouchers on bill amounts, inside the store and also outside. Immediate benefits of this card include. Transacting with this card is extremely safe and secure as it features MasterCard Secure Code for transaction protection.

    Kotak Easyday Silver Credit Card.

    Enjoy extra savings on your purchases with the Easyday Silver Card. Earn 10 points for every Rs 100 spent at Easyday stores and 5 points for every Rs 100 spent outside Easyday stores. Share the benefits of this card with your family members by way of an Add-on card which is available free of charge. Manage your card transactions with timely SMS alerts.

    Lifestyle Credit Cards

    1. Kotak Wealth Management Infinite Credit Card
    2. Kotak Royale Signature Card
    3. Kotak Privy League Visa Signature Credit Card.
    4. Kotak League Platinum Credit Card

    Kotak Wealth Management Infinite Credit Card

    Designed especially for Kotak Wealth Management customers, the Kotak Wealth Management Infinite Credit Card is a 'By-Invite' credit card program, which offers the best in class reward program. Other distinct features of this card include access to prestigious international events, gold privileges, higher transaction limits, invites to premium events and personalized card design holding the cardholder’s sketch.

    Kotak Royale Signature Card

    Designed for the discerning customer, the Kotak Royale Signature Card comes with a host of exclusive privileges like complimentary airport lounge access, TAJ Epicure Plus Membership, fuel surcharge waiver and railway surcharge waiver. The excitement doesn’t stop there. This card also brings you the finest rewards program which offers up to 10x rewards on card spends done at VISA merchants and 5x points on all other spends. Accumulated reward points can be redeemed for a wide range of choices like air tickets, mobile recharges, branded merchandise and more.

    Kotak Privy League Visa Signature Credit Card

    Enter the world of the most exclusive privileges and be a part of the elite cardholder club with the Kotak Privy League Visa Signature Credit Card. With this card, you get to pick and choose the features which best complement your lifestyle requirements. Accumulate reward points and redeem the same in exchange for a host of options like mobile recharges, merchandise, air tickets and more. Save up to 25% on spends across Taj dining establishments with the TAJ Epicure Plus Membership and get up to 4 free PVR movie tickets every quarter.

    Relax as you travel with Priority Pass Membership which grants you privileged access at over 600 airport lounges across 100 countries. As a Privy League card holder, you are entitled to a host of convenient concierge services which include dining / hotel reservations, assistance for flight ticketing, event ticket bookings and more.

    Kotak League Platinum Credit Card

    The Kotak League Platinum Credit Card features a range of benefits which include multiple reward options to choose from, lost/stolen fraud cover, railway surcharge waiver, priority assistance, fuel surcharge waiver and the option to avail an Add-on card to extend the benefits of your League Platinum Card with your loved ones.

    Dining / Lifestyle Credit Cards

    1. Kotak PVR Gold Credit Card
    2. Kotak PVR Platinum Credit Card
    3. Kotak Delight Platinum Credit Card
    4. Kotak Feast Gold Credit Card.

    Kotak PVR Gold Credit Card

    Movie buffs, rejoice! The Kotak PVR Gold Card has been designed specially keeping you in mind. This card entitles you to indulge your passion with up to 2 free PVR movie tickets each month when you hit the specified spend limit. You can shop anywhere in India with your PVR Gold Card, all year round to get your free movie tickets. With PVR Shield, your card is protected against any unauthorized transactions in case of loss / theft of card.

    Kotak PVR Platinum Credit Card

    Kotak gives you a unique opportunity to indulge your passion for movies with the PVR Platinum Card. With this card, you are entitled to up to 3 PVR movie tickets each month. All you have to do is spend up to a certain limit using your PVR credit card, anywhere across India, any time of the year. This card also features top-notch protection for your transactions by way of PVR Shield, which is essentially insurance cover for lost or stolen cards.

    Kotak Delight Platinum Credit Card

    Entertainment takes on a new meaning with the Delight Platinum Card which features handsome cashback n a variety of lifestyle and entertainment activities. Enjoy up to 10% cashback not only on dining at fast food joints, pubs, restaurants, pizza joints and coffee shops but also on movies at theatres and plays. Additionally, this card also entitles you to a fuel surcharge waiver and railway surcharge waiver of 2.5% and 1.8% respectively. Extend the benefits of your Delight Platinum card with your family members with an Add-on card which carries all the benefits of the principal card

    Kotak Feast Gold Credit Card

    Who knew dining out and movie viewing could be as rewarding as it is with the Kotak Feast Gold Card. You get a chance to win dining points on every Rs 100 spent at dining establishments and for movies. This card also allows you the facility of balance transfer whenever the need arises. Feast Shield safeguards your card against unauthorized transactions in case the card is lost or stolen.

    NRI

    1. Kotak NRI Royale Signature Credit Card

    Kotak NRI Royale Signature Credit Card

    A card specially designed for Indians living abroad, the NRI Royale Signature Card is accompanied by a host of exclusive features and benefits like no other card. You get to earn 2x rewards on sends done abroad and 1 reward point for spends within India. The accumulated reward points can be redeemed for a variety of options like air tickets, air miles, cash, movie tickets and more. Moreover, this card allows you the liberty to not only purchase but also pay in Indian Rupees (INR). Enjoy a waiver on fuel surcharge and railway surcharge with this card.

    Corporate Credit Cards

    1. Kotak Corporate Wealth Signature Credit Card
    2. Kotak Corporate Platinum Credit card
    3. Kotak Corporate Gold Credit Card

    Kotak Corporate Wealth Signature Credit Card

    Designed for corporates, the Corporate Wealth Signature Credit Card comes with universal acceptability and a host of other benefits like higher cashback n card spends, interest free period of up to 48 days, convenience of easy payment, exclusive airport lounge access easy redemption of reward points, fuel surcharge waiver, real time alerts, facility of making consolidated payment, among many more.

    Kotak Corporate Platinum Credit card

    The Corporate Platinum card is a universally accepted card which offers a string of valuable benefits like higher reward points, easy redemption of reward points, fuel & railway surcharge waiver, privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity and the facility of making consolidated payments, etc

    Kotak Corporate Gold Credit Card

    Enjoy the convenience of making consolidated payments and a host of other related benefits with the Corporate Gold Card. This card brings you a series of valuable features like privilege lounge access at over 600 airports worldwide, interest free credit period of up to 48 days, timely email statements to track account activity higher reward points, easy redemption of reward points, fuel & railway surcharge waiver.

    Other Credit Cards

    1. Kotak Aqua Gold Credit Card
    2. Kotak Fortune Gold Credit Card
    3. Kotak Best Price Credit Card

    Kotak Aqua Gold Credit Card

    The Kotak Aqua Gold Card brings to you a range of exciting benefits like interest free cash withdrawals, high credit limits, interest free cash period up to 48 days, facility of carrying out a balance transfer, waiver of fuel and railway surcharge. One of the most important features of this card is that it allows the cardholder to avail a credit limit of up to 80% on the term deposit amount.

    Kotak Fortune Gold Credit Card

    Enjoy easy access to cash, anytime and anywhere with the Kotak Fortune Gold Card. Carry out banking transactions at Kotak and non-Kotak ATMs, higher cash limits, fuel and railway surcharge waiver, balance transfer facility and also a chance to get 4 free PVR movie tickets.

    Kotak Best Price Credit Card

    Kotak Mahindra, in association with Best Price Modern Wholesale introduce the Best Price Card. Designed to be used only at Best Price Wholesale stores, this card carries a host of special benefits like a 14-day interest free credit period and 2 free Add-on cards.

    Kotak Credit Cards Eligibility:

    Following is the eligibility criteria applicable if you wish to apply for a Kotak Mahindra credit card.

    • The primary card holder must be between 18 to 65 years.
    • Applicant must be a resident of India.
    • Please note that each credit card from the included categories holds differing income requirements.

    Why Apply For Kotak Credit Cards via BankBazaar?

    Applying for a credit card can be a stressful and often, confusing process. But, there is an easy way to simplify that. All you need to do is go to Bankbazaar, a unique platform which consolidates all information related to your preferred Kotak Mahindra credit cards in one place. Right from researching about all the different credit cards offered by Kotak Mahindra, you can also compare different cards and pick the one which suits your requirements. Furthermore, you can easily check your eligibility for your preferred card and apply directly through the website. Bid goodbye to the hassle of having to run to the bank and having to go to multiple bank representatives, just to get the simple process of applying for a credit card in motion.

    How to Apply For Kotak Credit Cards Via BankBazaar?

    It is incredibly easy to apply for your preferred Kotak Mahindra credit card via Bankbazaar. Following are the simple steps involved.

    • Head over to the BankBazaar website and click on the tab labelled ‘Credit Cards’.
    • Once you click on that, you will re-directed to a page which displays a list of credit cards
    • classified bank-wise. Once you have selected your preferred Kotak Mahindra credit card, you need to check whether or not you’re eligible to apply for it. For this, simply click on the tab labelled ‘Check Eligibility’.
    • Having checked your eligibility for the chosen Kotak Bank credit card, you can choose to apply for the card by clicking on the ‘Apply Now’ tab. And that’s all it takes!

    Kotak Mahindra Bank Credit Card FAQs:

    1. What is the minimum term deposit amount required in order to apply for a Silk Inspire credit card?

      Applicants must have a minimum term deposit amount of Rs 50,000.

    2. What is the annual fee for the Kotak Silk Inspire credit card?

      An annual fee of Rs 599 + GST shall be charged on the Kotak Silk Inspire credit card for women.

    3. Can I track the spends Add-on cards associated to any Kotak Bank credit cards separately?

      Yes, you may track the spends on all add-on cards separately for easy expense management.

    4. What is Smart Pay?

      Smart Pay is a facility offered by Kotak Mahindra bank which allows Kotak credit card holders to pay for any transaction above the value Rs 3000 in easy installments / EMIs. Customers can choose from 3, 6, 9, 12 and 24 months.

    5. Does the Wealth Management Infinite Credit Card carry any Golf benefits?

      Yes, this card does carry golf benefits which allows cardholders to tee off at some of the finest golf courses around the world.

    6. What is the minimum income requirement in order to apply for a Royal Signature credit card ?

      Applicant must have a minimum income of Rs 25 lakh or above, per annum.

    Bankbazaar facilitates you to check your eligibility for top credit cards

    *GST rate of 18% applicable for all financial services effective July 1, 2017

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    Kotak Mahindra Bank Credit Cards Reviews

    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , i am holding this card for past 2 year. There is no additional charges with this card this card is not so expensive . This is one of the best card i ever have . Offers were on movie tickets , shopping with flipkart some discounts. They offered KOATK PLATINUM credit card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Kotak Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I haev purchased the credit card with the Kotak Mahindra BANK the credit limit from this card is satisfactory also added on that the service is also good with this bank. I am getting good offers with this credit card which is sufficient for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 20, 2018
    • Kotak Credit Card
      "Satisfactory Credit Card"
      0.5 5.0/5 "Blown Away!"
      I have buy one and get one free movie tickets in Kotak Mahindra and they give EMI option for the minimum amount and the interest rate is nominal for the transaction. Compared to other card I felt the best card is Kotak Mahindra, they have credit point and good credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 20, 2018
    • Kotak Credit Card
      "Looking for good offers"
      0.5 4.0/5 "Great!"
      I have a credit card with Kotak Mahindra bank from last 2.5 years, i am not aware of any offers in this credit card so far. They gave a credit limit of Rs 15000 for this credit card and i have not requested to enhance the limit. There was no annual fee charged for this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2018
    • Kotak Credit Card
      "Best Card to Use"
      0.5 5.0/5 "Blown Away!"
      My Kotak Mahindra bank gave me the credit card limit around Rs. 1.8 lakh, the customer service is also so nice. I get cash back, reward , air lounge and other discounts on malls. When I make telephone bills or other bills, I used to get some discounts on it.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 20, 2018
    • Kotak Credit Card
      "Process has to be faster"
      0.5 4.0/5 "Great!"
      I have applied the credit card before 4 months back but the process was took for 2 months. It was very lengthy and verification process is also longer. I always make the payment on the due date so no idea about the charges. Its a Royale signature card, there is no annual fee for the first year , I am unable to register the online banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      MY credit card was taken with KOTAK MAHINDRA BANK , i am holding this card for past 1 year . They offered me KOTAK RBN credit card . I sue this card for multipurpose . Benefits were not so attractive with this card . So far happy to get this KOTAK BANK card .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with KOTAK MAHINDRA BANK , they offered KOTAK ROYAL credit card . They offered sufficient credit limit with this card . Mainly i use this card for shopping , grocery , and for so many purpose . I am not interested to use the offers or benefits .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , they offered 100000 of credit limit but i was expecting 600000 of limit , they did gave me require credit limit . I am not happy with the services with this card . So far it has been average card to me .
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Limit could have been more"
      0.5 5.0/5 "Blown Away!"
      This is my first credit card with Kotak Bank. I also hold a Kotak Savings account. Well the limit given to me on this card is less, i was said at the beginning that i will get somewhere around 30k but its less. I would request bank to increase the limit so that i can use it better.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Good Card"
      0.5 3.5/5 "Pretty good"
      I have just started using Kotak Credit card and i am yet to experience its features. The limit given on this card is satisfactory. The reason to go for this card was , it has movie offers and cash-back offers. Annual charges gets waived off here...
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding my credit card with Kotak mahindra bank , there have not charged me annual fee in this card for first month but from second month they will charged and there is no waived off option available in this card and there credit limit they have give me was normal not as per my expectation.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK BANK , mainly i use this card for shopping and for many purpose . The card is chargeable with 500 rs but they gave waive off option . I sue to travel much so i use this card for petrol purpose also . Benefits is nothing it is like normal card i can find in the market .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using this card for the last two years and the services whcih they had been providing so far had been good. It has been a life time free card and there has been some good offers on movie tickets like one plus one offers. It has been a life time free card as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a Kotak Mahindra credit card from last 1.5 years, there was no annual fee charged at the time of getting this credit card. I have not checked for any offers till now on this credit card. The credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Kotak Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have purchased the credit card 2 years before. I have received the credit limit of Rs. 25000 and I'm not satisfied with it. I'm sure about the annual fee. I'm using the card mainly for shopping and online purchase. I don't find any cashback offers. I have not received any free tickets or movie tickets.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2018
    • Kotak Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had been using this card for the last one year and they had been providing a good service. The credit limit with the card has been good and there has been some benefits with the card as well. There has been some annual charges with this card as well.
      Was this review helpful? 0
      , kochi
      Reviewed on Nov 18, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK MAHINDRA BANK , i am happy with their services they increase the limit without asking me . I got this card because i have taken loan through this bank . I am not aware about the benefits . Service is up to the mark .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2018
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Kotak mahindra PVR urban credit card, they have charge me annual fee very costly, but there is waived off option available like if i spend certain amount my annual fee will get waived off ,and i am happy with my credit limit which they have given in this card and they provide good offers in pvr movie tickets.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 18, 2018
    • Kotak Credit Card
      "Credit limit to be increased"
      0.5 3.0/5 "Satisfactory"
      I have been using Kotak Mahindra Bank for past 6 months. It is a Kotak Urbane Gold card. The credit limit was not satisfactory. The customer service and response was good. I don't pay any attention on the reward points. I used this card for multi purpose.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 17, 2018
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