As India’s largest international bank with around 99 branches across 42 cities, Standard Chartered is one of the oldest financial institutions to establish itself in India. With global capabilities and a dedicated team with a thorough knowledge of the local geographic area served by the bank, Standard Chartered strives to meets the needs of personal banking customers and entrepreneurs with innovative solutions. Standard Chartered bank offers a wide array of credit cards, custom made to suit every customer’s needs. The list of credit cards fall into four categories namely Cashback, Rewards, Travel and Business.
Current Accounts, Savings Accounts, Employee Banking Accounts, Term Deposits, Foreign Currency Deposits, Debit Cards, Phone Banking, Online Banking, various types of loans like home loans, personal loans, car loans, etc. and Credit Cards are the products from the stables of Standard Chartered Bank.
Standard Chartered Bank Credit Cards offer a lot of benefits and features including accelerated rewards, cashback offers, discounts, reward point redemption for air miles, good life programme, easy EMI, and a lot more to benefit the customers from all walks of life.
Listed below are seven credit cards offered by Standard Chartered Bank along with some key features and benefits.
|Name of the card||Joining Fee (In Rs)||Annual Fee (In Rs)||Key Feature|
|Standard Chartered Ultimate Card||5,000||5,000||Accelerated rewards, low foreign currency markup fee and discounts on dining|
|Standard Chartered Manhattan Platinum Card||499||499||5% cash back at supermarkets and 3x reward points|
|Standard Chartered Super Value Titanium Card||499||750||5% cashback on fuel spends and utility bill payments|
|Standard Chartered Emirates World Card||3,000||3,000||Earn Skyward miles on both domestic and international transactions, 5% cashback on duty-free shopping and complimentary airport lounge access|
|Standard Chartered Platinum Rewards Card||399||750||Five reward points on dining and fuel spends|
|Standard Chartered Landmark Platinum Rewards Card||250||250||9 reward points on our grocery, home and lifestyle shopping. Redeem reward points instantly at Lifestyle, Max and Home Centre.|
|Standard Chartered Yatra Platinum||499||499||10% cash back and 4 RP on travel tickets booked through yatra.com|
Standard Chartered credit cards offers world class privileges, bonus rewards points, convenient payment options and no annual fees to customers with a wide variety of card variants to choose from.
Credit cards have become an important part of every economy. It has changed the shopping habits of buyers drastically. Gone are the days when consumers used to worry about affordability of products and services. With the introduction of credit cards, their life has been made easy. They can buy products and avail services whenever they want to and pay later. Hence, the introduction of credit cards is looked upon as a huge turning point in the world of economics.
Credit cards come loaded with features and benefits. Also, on using them, cardholders can earn reward points, AirMiles, and cashback offers. Cardholders can collect reward points and redeem them to get amazing gifts from the bank's catalogue. AirMiles can be used to get discount on air tickets and other privileges related to air travel. Apart from these, a cardholder can also bag fuel surcharge.
However, banks have some eligibility criteria for individuals who want to apply for a credit card. These parameters differ from bank to bank but certain criteria, like the minimum age required, a good credit score remain uniform. Other parameters will vary from minimum annual income to the city the applicant is based in.
One of the most reputed banks in India, the Standard Chartered Bank also offers a variety of credit cards. These credit cards come with lots of features and benefits for the cardholders. Individuals can apply for a Standard Chartered credit card through a number of methods.
Applicants can apply for a Standard Chartered credit card by visiting the official website, www.sc.com
Applicants can visit the official website of Standard Chartered credit cards, www.sc.com, and click on ‘Credit cards’ which is on the left hand side of the page. Under it, the applicant can click on ‘Choose the Right Card’ to choose the card that would best suit their needs. Here, all the credit cards under Standard Chartered have been divided into categories like Travel, Cashback, Rewards, and Business. Once the applicant chooses the card that would suit them the best, they can click on the option of ‘Apply Now.’ Then, they will be directed to a new page on which they will have to enter the following details:
Once the details are furnished, the bank will check whether the candidate is eligible to avail the credit card that they have applied for. Based on the eligibility of the customer, they may or may not receive the credit card.
Applicants can also apply for a credit card by sending an email to Standard Chartered bank directly.
Applicants can also apply for Standard Chartered credit cards offline. To be able to do that, all they have to do is visit the nearest Standard Chartered branch. They will be asked to fill in an application form once they fulfill the set eligibility criteria. They will have to submit the form along with necessary documents like id proof, address proof, and income proof. The bank representative will go through the filled in details and the attached document to decide whether or not the applicant meets the eligibility criteria for the credit card that they have applied for. Once the check is done, the applicant will be able to avail the credit card.
Apart from this, the applicant can also contact the bank by calling the customer care service at 39 02 02 6601 4444/3940 4444, 6601 444/ 3940 444/ 011-3940 4444/ 011-6601 4444/ 1800 345 1000. This service is available 24*7 on all business days of the week.
A Standard Chartered credit card is loaded with features and customers can enjoy a spectrum of additional offers and benefits.Key features of a Standard Chartered credit card include -
The Standard Chartered Yatra Platinum Credit Card is your best travelling companion offering exciting cashback on transactions and attractive rewards as you travel the world.
Features & Benefits of Standard Chartered Yatra Platinum Credit Card
Adding a touch of luxury and value to your life,the Standard Chartered Emirates Platinum Credit Card helps customers get a taste of the finer things in life.
Features & Benefits of Standard Chartered Emirates Platinum Credit Card
As part of the elite Platinum club, customers can enjoy unlimited luxury privileges, golf benefits and fine dining offers along with world class rewards programs.
Features & Benefits of Standard Chartered Platinum Elite Credit Card
As the moniker suggests, this card aims to add value to your everyday credit card transaction, be it on fuel or on utility bill payments.
Features & Benefits of Standard Chartered Super Value Titanium Credit Card
Catering to shoppers, the Standard Chartered Manhattan Platinum Credit Card comes loaded with various cashback offers, attractive rewards and convenient payment options.
Features & Benefits of Standard Chartered Manhattan Platinum Credit Card
As a privileged Platinum club member, customers can get unlimited lifestyle benefits and also enjoy a unique loyalty program.
Features & Benefits of Standard Chartered Inner Circle Platinum Credit Card
Offering one of the best rewards programs for the smart spender, the Platinum Rewards credit card is loaded with benefits and privileges catering to a user’s lifestyle needs.
Features & Benefits of Standard Chartered Platinum Rewards Credit Card
Loaded with unique privileges and offers, the Standard Chartered Bajaj Finserv Platinum Credit Card is a one-of-a-kind card and a must have for a regular shopper.
Features & Benefits of Standard Chartered Bajaj Finserv Platinum Credit Card
With personalized services and exclusive privileges, the Standard Chartered VISA Infinite Credit Card is mainly offered to Standard Chartered Bank Priority banking customers.
Features & Benefits of Standard Chartered VISA Infinite Credit Card
The Standard Chartered Bajaj Finserv World Credit Card is tailor made to suit a customer’s individual needs with a bucket load of privileges.
Features & Benefits of Standard Chartered Bajaj Finserv World Credit Card
The bank issues credit cards to applicants who are between ages of 18 and 70. They should have a regular fixed income and should have a good credit score.
Manhattan Platinum, Super Value Titanium, Platinum Rewards, Standard Chartered Yatra Platinum, Inner Circle Platinum, Preferred World Master Card, Emirates Platinum, Gold Rewards, Visa Infinite, Platinum Elite, Bajaj Platinum and Bajaj World are the various types of Credit Cards offered by Standard Chartered Bank.
The bank will decide the credit limits based on the income levels and payment capabilities of the applicants.
Yes. The bank issues Add-on cards to those who wish to have them. But there will not be a separate credit limit on the Add-on cards.
You have to report it immediately to the bank. Phone numbers have been allotted to each city, and you can use the relevant phone number and report about the fraud transaction. You should immediately change your PIN number also.
You should immediately call the bank and report about the lost or stolen card so that they will block the card.
Visa and Master payment network credit cards are available in India.
Grace period is the interest free credit period you get. The Payment Due Date on your Card can be between 18 and 25 days after the Statement Date (Please check your statement for your exact Payment Due Date). Therefore, the interest free credit period (Grace period) can range from 18-48 days to 25-55 days depending on your Payment Due Date. The interest-free period does not apply for cash advances and revolving balances. For these, interest is charged from the date of the transaction. The bank reserves the right to change this interest-free period by giving you notice.
Assume that your Statement Date is 2 Nov (covering transactions billed between 3 Oct and 2 Nov) and your Payment Due Date is 24 Nov. You have paid the total amount due by 24 Nov (making you eligible for interest-free period). In this case, the Payment Due Date is 22 days after the Statement Date and the interest-free period will range from 22-52 days.
For a transaction billed on 3 Oct, the interest-free period is 52 days (from3 Oct to 24 Nov)
For a transaction billed on 2 Nov, the interest-free period is 22 days (from2 Nov to 24 Nov)
The joining fee and annual fee varies from card to card.
Credit card payments can be made online or offline, For online payments, options available are Bill Desk, online banking, Visa Credit Card Payment and NEFT/IBFT. Other options are through check payment, cash payment, phone banking and auto debit.
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