Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 8 Standard Chartered Bank Credit Cards

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  • Standard Chartered Bank Credit Cards Reviews

    • Standard Chartered Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am holding a standard chartered bank credit card. I did not face any issues with them at all. I have been using this card for the past 3 years of time. I am very much happy with the credit limit offered by them its 80000 rupees statement i check everything online and there are no hidden charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • Standard Chartered Bank Credit Card
      "Transparency"
      0.5 3.5/5 "Pretty good"
      The most interesting part is being their transparency, there are no hidden charges and that is the best part about the SCB. Customer policies can be bit more liberally as they are pretty stringent on the offers and discounts as other banks are providing lots of offers and discounts.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Standard Chartered Bank Credit Card
      "Awesome scheme"
      0.5 5.0/5 "Blown Away!"
      SCB reward points scheme is awesome, there is no need for me to interact much with them because almost all the options are available online. I can reset the password or pin number online myself there is no need for me to contact their helpline regarding the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • Standard Chartered Bank Credit Card
      "Good Credit card"
      0.5 4.0/5 "Great!"
      I have Platinum rewards credit card, I was getting good rewards points for all transaction but till now I have not redeemed the points. If I want to convert the points into any voucher, I should call to their customer service. I am very fine with standard chartered credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • Standard Chartered Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Standard chartered bank has been good in their services.landmark credit card for almost 6 years.No annual fee and charges where it is nil percentage Credit limit over my credit card is 2.40 lakhs They provide certain rewards points on every purchase and I am okay with the rewards points structure even cash back offer's.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 10, 2017
    • Standard Chartered Bank Credit Card
      "Unable to redeem reward points"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered Bank provided high credit limit for my credit card. But their customer service is not good. They are not responding properly. I have reward points but it is very difficult to redeem the points. I use this card for four to five years, but still I could not redeem the points and I do not know how to redeem the points. The customer service executives told me once but not easy to do that.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2017
    • Standard Chartered Bank Credit Card
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      My credit card is with Standard Chartered Bank and the bank could provide more offers and benefits as well. The limit could be enhanced and the customer services and response is not up to the mark. It is overall a average experience in banking with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 08, 2017
    • Standard Chartered Bank Credit Card
      "Hassle free and customer friendly to use"
      0.5 5.0/5 "Blown Away!"
      I used the Standard Chartered credit card for seven years it was good. But I had an issue with them for an address change, they asked me to visit the bank. but I don't have time to visit to the bank then my duration got over, it would be great if they provide online option to check the contact information.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • Standard Chartered Bank Credit Card
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered bank and it is a okay experience with them. There could be more offers and more limit on the card and the charges could be lesser than what is currently being charged. The services are good overall in the statements.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 07, 2017
    • Standard Chartered Bank Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      I do have salary account with Standard Chartered hence they provided credit card based on it. But it has lower credit limit, but I am holding it for one year. They called me once to enhance lower credit limit. SCB provided life time fee credit.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 05, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The standard chartered bank credit card is the best one according to my experience, also its because of the credit points. Response is fine one with the Standard chartered bank credit card, also there were no worries.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 04, 2017
    • Standard Chartered Bank Credit Card
      "Its a best card but EMI option should be enabled"
      0.5 4.0/5 "Great!"
      I had Standard Chartered credit card now it got close, before I was crossing huge amount they normally wont give notification. One time I have used the card for Rs.30,000 transaction after that they didn't provide EMI option. Hence I close the card, apart from that everything is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 04, 2017
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      Standard chartered bank credit card is good and am using it from the last one year of time offers are not that good with this card the credit limit they have offered in this card is 15000 rupees and Iam ok with it, I use this only for emergency purposes it is a life time free credit card i use this card for recharge and ticket bookings.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 04, 2017
    • Standard Chartered Bank Credit Card
      "Excellent services & offers"
      0.5 5.0/5 "Blown Away!"
      I am also happy with the Standard Chartered Bank for the credit card as they provide the best of offers and the limit is also good. The online features are satisfactory as I can make my payments on time and without any hassles. I can also view my transactions in detail.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 03, 2017
    • Standard Chartered Bank Credit Card
      "Not Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Good as SCB has offered me a life time free credit card . However, I am not satisfied with Standard Chartered Bank services as the credit limit provided by them is not satisfactory. So I am planning to close this card. Additionally, there is no option to convert the reward points into cash.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 03, 2017
    • Standard Chartered Bank Credit Card
      "Worst bank"
      0.5 0.5/5 "Unacceptable"
      Bank deducted charges from EMI card automatically without informing customer. Even they wont agree customer mistake here, they directly says it due to software not of Standard Bank. After lot of calls and discussion they agreed to transfer all charges to my account
      Was this review helpful? 0
      , pune
      Reviewed on Aug 03, 2017
    • Standard Chartered Bank Credit Card
      "Good overall"
      0.5 4.0/5 "Great!"
      I am a credit card holder of Standard Chartered Bank. The offers are very limited on the card not much of points as well. It is a life time free card. The customer services are good overall and no issues with response as well. As a customer I am expecting them to provide attractive deals.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 02, 2017
    • Standard Chartered Bank Credit Card
      "Worst card and bank service."
      0.5 0.5/5 "Unacceptable"
      SCB is one of the worst bank in terms of service. Primary motto of their credit card service is, how to grab more money from its user and how they do it below are the examples. 1. They will send you two different statement so one has Zero amount and other has some value so if you miss the other one they start charging you interest. 2. They overcharge you in some statement like late fee and all and when you call customer care they say they will revert.They make the next few statements so messy that you forget your actual bill.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 01, 2017
    • Standard Chartered Bank Credit Card
      "Good to hold"
      0.5 4.5/5 "Excellent!"
      Standard Chartered credit card is very much easy to access, if I am willing to convert the amount into EMI they are giving much offers this can be done through online directly rather than calling the customer service. Credit limit is also satisfactory, infact they gave me an option for the limit enhancement however I denied it. I am pretty much happy with the offers too.
      Was this review helpful? 0
      , kochi
      Reviewed on Aug 01, 2017
    • Standard Chartered Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Very recently I have got this Landmark card from Standard Chartered . I use this card to get grocery and for other transactions. This card is also giving me a better offers and the reward points. The free airport lounges facilities are also available with this card. Also, the line of credit offered on this card is very much up to my expectations.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 30, 2017
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    Standard Chartered Bank Credit Cards is Rated as "Great!" by 1228 Users

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    Standard Chartered Credit Card Overview:

    As India’s largest international bank with around 99 branches across 42 cities, Standard Chartered is one of the oldest financial institutions to establish itself in India. With global capabilities and a dedicated team with a thorough knowledge of the local geographic area served by the bank, Standard Chartered strives to meets the needs of personal banking customers and entrepreneurs with innovative solutions. Standard Chartered bank offers a wide array of credit cards, custom made to suit every customer’s needs. The list of credit cards fall into four categories namely Cashback, Rewards, Travel and Business.

    Products from Standard Chartered Bank:

    Current Accounts, Savings Accounts, Employee Banking Accounts, Term Deposits, Foreign Currency Deposits, Debit Cards, Phone Banking, Online Banking, various types of loans like home loans, personal loans, car loans, etc. and Credit Cards are the products from the stables of Standard Chartered Bank.

    Why choose Standard Chartered Credit Cards?

    Standard Chartered credit cards offers world class privileges, bonus rewards points, convenient payment options and no annual fees to customers with a wide variety of card variants to choose from.

    Features and benefits of a Standard Chartered credit card:

    A Standard Chartered credit card is loaded with features and customers can enjoy a spectrum of additional offers and benefits.

    Key features of a Standard Chartered credit card include -
    • Credit card activation offers
    • Unlimited discounts
    • Balance transfer options
    • Conversion to EMIs
    • Value added benefits

    Why apply for Standard Chartered Credit Cards through BankBazaar?

    • Low interest rates: Bankbazaar.com would allow one to compare the credit cards offered by various banks and thereof allow customer to choose the one best suits them.

    • Instant e-approval: The approval for credit cards can be instantaneous by just filling up the required form online. You can apply for a credit card from different banks, HDFC Bank, Axis Bank, IndusInd Bank, Citibank, SBI Cards or American Express Corporation on our website BankBazaar. Based on your eligibility, the best offer will be provided for you.

    • Time saving: One has to visit various banks in order to get all the necessary information and compare loans offered by respective banks. However, with the instant e-approval and other services provided by Bankbazaar.com, one can save a lot of this time. One can get everything about your credit cards get done at one place.

    How to apply for Standard Chartered credit cards through BankBazaar?

    BankBazaar provides an array of credit cards from several banks and customers can easily apply for any card of their choice. On the BankBazaar home page, under the credit card, we provide a list of banks offering credit cards and customers can choose from any bank listed in the drop down menu. For more information on Standard Chartered credit cards, customers can choose the specific link of the bank and understand their eligibility and features available on the credit cards. BankBazaar customers can easily apply for a Standard Chartered credit card of their choice after comparing different options given. An online application with BankBazaar gives customers the advantage of immediate e-approvals and quick processing of their applications with the respective bank.

    Standard Chartered Credit Card Eligibility Criteria:

    • Applicants should be aged between 21 and 65 and should also have a stable monthly income to be eligible for a Standard Chartered credit card.
    • Applicants should reside in cities where Standard Chartered has its presence.

    Documents required:

    • ID Proof - Passport, Voter’s ID, Government ID and PAN Card.
    • Address Proof - Passport, Phone bill, Driving License, Electricity Bill, Any Utility bill, Rental agreement, Latest Credit Card statement from another bank.
    • 1 passport photo
    • Financial Documents -
      • Salaried Professionals - Latest salary slip
      • Self Employed Businessmen / Professionals - Latest IT Returns / Certified
      • Financials / Business Continuity proof
    • Customers can also apply for a Standard Chartered credit card using their existing credit card or life insurance policies.

    SCB Travel Credit Cards:

    1. Standard Chartered Yatra Platinum Credit Card
    2. Standard Chartered Emirates Platinum Credit Card
    3. Standard Chartered Platinum Elite Credit Card

    Standard Chartered Yatra Platinum Credit Card

    The Standard Chartered Yatra Platinum Credit Card is your best travelling companion offering exciting cashback on transactions and attractive rewards as you travel the world.

    Features & Benefits of Standard Chartered Yatra Platinum Credit Card

    • Standard Chartered Yatra Platinum credit card holders can earn 10% cashback on all their travel bookings done on Yatra.com.
    • Every travel spend on Yatra.com will also earn a customer 4X reward points and 2 reward points on all other transactions done, excluding fuel.
    • Standard Chartered Yatra Platinum credit card also offers customers a 2.5% fuel surcharge waiver.
    • As a welcome offer, Standard Chartered waives off the cancellation fees for flight bookings done on Yatra.com along with exciting gift vouchers for customers.
    • Standard Chartered offers convenient credit card bill payment options through BillDesk, NEFT, IBFT, and Net Banking, VISA money transfer or ECS debits.
    • Additionally, Standard Chartered Yatra Platinum credit card holders do not have any limits on the number of cashback transactions or the total amount of cashback availed.

    Standard Chartered Emirates Platinum Credit Card

    Adding a touch of luxury and value to your life,the Standard Chartered Emirates Platinum Credit Card helps customers get a taste of the finer things in life.

    Features & Benefits of Standard Chartered Emirates Platinum Credit Card

    • Customers are entitled to join Skywards, the Emirates Airlines’ frequent flyer program with exclusive privileges. Card holders can earn 4 Skyward miles for every Rs. 150 spent.
    • Standard Chartered Emirates Platinum Credit Card holders can also enjoy priority pass memberships with access to over 600 VIP airport lounges around the world.
    • The card also provides customers with a comprehensive insurance cover up to Rs 10 million for incidents involving trip delays, air accidents, baggage losses and hijacking while travelling.
    • An Emirates Platinum card holder can save up to Rs. 25,200 per annum by enrolling for the rewards program featuring various miles redemption offers.
    • Standard Chartered charges an annual fee of Rs 13,999 for an Emirates Platinum Credit Card.

    Standard Chartered Platinum Elite Credit Card

    As part of the elite Platinum club, customers can enjoy unlimited luxury privileges, golf benefits and fine dining offers along with world class rewards programs.

    Features & Benefits of Standard Chartered Platinum Elite Credit Card

    • Customers can enjoy complimentary memberships to over 600 lounges around the globe, with a usage fee of USD 27.
    • The card also offers exciting golfing benefits to Standard Chartered customers with access to 20 premier golf courses and over 2000 golf clubs across the world.
    • The Standard Chartered Platinum Elite Credit Card also includes fine dining benefits with 30% discounts at leading restaurants around the globe.
    • Standard Chartered offers world class rewards and customers can redeem their accrued reward points with gifts from their exclusive catalogue.
    • Standard Chartered rewards redemption program offers the following:
      • For every Rs 100 spent at hotels customers can earn 5 reward points.
      • For every Rs 100 spent at restaurants customers can earn 5 reward points.
      • For every Rs 100 spent on fuel customers can earn 5 reward points.
      • For every Rs 100 spent on other transactions customers can earn 2 reward points.

    SCB Cashback Credit Cards

    1. Standard Chartered Super Value Titanium Credit Card
    2. Standard Chartered Manhattan Platinum Credit Card

    Standard Chartered Super Value Titanium Credit Card

    As the moniker suggests, this card aims to add value to your everyday credit card transaction, be it on fuel or on utility bill payments.

    Features & Benefits of Standard Chartered Super Value Titanium Credit Card

    • Standard Chartered Super Value Titanium Credit Card holders can enjoy 5% cashback on fuel at petrol pumps across India. At specific petrol pumps like HPCL, IOC, BPCL or Reliance customers can also get a 2.5% surcharge reversal and a 2.5% cashback on the transaction amount.
    • Customers can also benefit with a 5% cashback by paying their telephone bills using the Standard Chartered Super Value Titanium Credit Card. Other utility bill payments also get the card holder a cashback of 5%, helping them save more.
    • A minimum transaction amount of Rs 750 is to be made by customers in order to be eligible for a cashback from Standard Chartered.
    • The maximum cashback allowed for every credit card transaction is Rs 100 and the maximum cashback which can be earned by a credit card holder is Rs 500 per month.
    • For every Rs 100 spent on transactions excluding fuel, utilities and telecom, a customer can earn 1 reward point.

    Standard Chartered Manhattan Platinum Credit Card

    Catering to shoppers, the Standard Chartered Manhattan Platinum Credit Card comes loaded with various cashback offers, attractive rewards and convenient payment options.

    Features & Benefits of Standard Chartered Manhattan Platinum Credit Card

    • Card holders can enjoy a 5% cashback on credit card transactions done at supermarkets and departmental stores namely Reliance Fresh, More, Big Bazaar and Food Bazaar.
    • Customers can earn up to 5X reward points when they use their Standard Chartered Manhattan Platinum Credit Card at hotels, restaurants and for fuel and air ticket bookings.
    • Standard Chartered offers convenient credit card bill payment options through BillDesk, NEFT, IBFT, net banking, VISA money transfer or ECS debits.
    • Manhattan Platinum credit card members can earn up to Rs 500 as cashback every month and Rs 150 per transaction. To earn cashbacks, customers need to spend a minimum of Rs 1000 per transaction.
    • Standard Chartered offers world class rewards and customers can redeem their accrued reward points with gifts from their exclusive catalogue.

    SCB Rewards Credit Cards

    1. Standard Chartered Inner Circle Platinum Credit Card
    2. Standard Chartered Platinum Rewards Credit Card
    3. Standard Chartered Bajaj Finserv Platinum Credit Card

    Standard Chartered Inner Circle Platinum Credit Card

    As a privileged Platinum club member, customers can get unlimited lifestyle benefits and also enjoy a unique loyalty program.

    Features & Benefits of Standard Chartered Inner Circle Platinum Credit Card

    • Inner Circle Platinum Credit Card customers do not have any annual fees charged and the card is free for life.
    • Customers can earn up to 9X reward points or get a 6% value back on credit card transactions at all Lifestyle and Inner Circle-affiliated stores.
    • As an exclusive privilege, customers can get a 5% cashback on purchases at Auchan stores across India.
    • When a new member joins the Inner Circle program, Standard Chartered offers discount vouchers worth Rs 2500 as a welcome gift.
    • Inner Circle Platinum customers are privy to exclusive discounts and in-store sales at Lifestyle outlets with additional special privileges. Customers can earn up to 9 reward points for every Rs 100 spent at Lifestyle and Home Centre outlets. On all other transactions customers can earn up to 2 reward points for every Rs 100 spent.
    • Customers can transfer their outstanding balances from any other card to an Inner
    • Circle Platinum Credit Card at attractive interest rates.
    • Additionally, Standard Chartered also provides a flexible payment option allowing a customer to pay just 5% of the outstanding amount every month.

    Standard Chartered Platinum Rewards Credit Card

    Offering one of the best rewards programs for the smart spender, the Platinum Rewards credit card is loaded with benefits and privileges catering to a user’s lifestyle needs.

    Features & Benefits of Standard Chartered Platinum Rewards Credit Card

    • As members of the elite Platinum club, customers can enjoy attractive lifestyle benefits and compelling offers on holidays, golf, dining, movie tickets and more.
    • Platinum Rewards redemption program offers the following:
    • For every Rs 150 spent at hotels customers can earn 5 reward points.
    • For every Rs 150 spent at fine dining restaurants customers can earn 5 reward points.
    • For every Rs 150 spent on fuel customers can earn 5 reward points.
    • For every Rs 150 spent on other transactions customers can earn 2 reward points.
    • Standard Chartered also waives off the annual fees and the joining fees if customers apply for a card online.

    Standard Chartered Bajaj Finserv Platinum Credit Card

    Loaded with unique privileges and offers, the Standard Chartered Bajaj Finserv Platinum Credit Card is a one-of-a-kind card and a must have for a regular shopper.

    Features & Benefits of Standard Chartered Bajaj Finserv Platinum Credit Card

    • Standard Chartered Bajaj Finserv Platinum Credit Card customers can make easy online bill payments in a secure manner from anywhere across the globe.
    • Platinum Rewards redemption program offers the following:
      • For every Rs 100 spent at supermarkets, departmental stores and retail apparel outlets customers can earn 5 reward points.
      • For every Rs 100 spent over an expenditure of Rs 50000 per statement cycle customers can earn 1 extra reward point.
      • For every Rs 100 spent a customer’s birthday he can earn 10 reward points.
      • For every Rs 100 spent on other transactions customers can earn 2 reward points.

    SCB Business Credit Cards

    1. Standard Chartered VISA Infinite Credit Card
    2. Standard Chartered Bajaj Finserv World Credit Card

    Standard Chartered VISA Infinite Credit Card

    With personalized services and exclusive privileges, the Standard Chartered VISA Infinite Credit Card is mainly offered to Standard Chartered Bank Priority banking customers.

    Features & Benefits of Standard Chartered VISA Infinite Credit Card

    • Adding a touch of luxury to a customer’s life, Standard Chartered VISA Infinite Credit Card holders can get 4 complimentary passes in a quarter for access to airport lounges in India and abroad.
    • Customers can also enjoy access to more than 2000 golf courses with their Standard Chartered VISA Infinite Credit Card.
    • The Standard Chartered VISA Infinite Credit Card also provides customers complimentary travel and medical insurance coverage up to USD 250,000.
    • For movie buffs, the card also gets them a free ticket when they book a movie ticket on www.bookmyshow.com during any weekend.
    • Rewards redemption program offers the following:
      • For every Rs 100 spent at supermarkets and retail apparel outlets customers can earn 5 reward points.
      • For every Rs 100 spent overseas a customer can earn 5 reward points.
      • For every Rs 100 spent on other transactions customers can earn 2 reward points.

    Standard Chartered Bajaj Finserv World Credit Card

    The Standard Chartered Bajaj Finserv World Credit Card is tailor made to suit a customer’s individual needs with a bucket load of privileges.

    Features & Benefits of Standard Chartered Bajaj Finserv World Credit Card

    • Standard Chartered Bajaj Finserv World Credit Card customers can make easy online bill payments in a secure manner from anywhere across the globe.
    • Rewards redemption program offers the following:
      • For every Rs 100 spent at supermarkets, departmental stores and retail apparel outlets customers can earn 5 reward points.
      • For every Rs 100 spent over an expenditure of Rs 100,000 per statement cycle customers can earn 2 extra reward points.
      • For every Rs 100 spent on a customer’s birthday, he/she can earn 10 reward points.
      • For every Rs 100 spent on other transactions customers can earn 3 reward points.

    Standard Chartered Bank Credit Card FAQs

    1. Who are eligible for availing credit card facility?
    2. The bank issues credit cards to applicants who are between ages of 18 and 70. They should have a regular fixed income and should have a good credit score.

    3. What are the Credit Cards offered by Standard Chartered Bank?
    4. Manhattan Platinum, Super Value Titanium, Platinum Rewards, Standard Chartered Yatra Platinum, Inner Circle Platinum, Preferred World Master Card, Emirates Platinum, Gold Rewards, Visa Infinite, Platinum Elite, Bajaj Platinum and Bajaj World are the various types of Credit Cards offered by Standard Chartered Bank.

    5. What will be my credit limits?
    6. The bank will decide the credit limits based on the income levels and payment capabilities of the applicants.

    7. Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
    8. Yes. The bank issues Add-on cards to those who wish to have them. But there will not be a separate credit limit on the Add-on cards.

    9. What should I do if there is a fraud transaction on my credit card?
    10. You have to report it immediately to the bank. Phone numbers have been allotted to each city, and you can use the relevant phone number and report about the fraud transaction. You should immediately change your PIN number also.

    11. What should I do if my Credit card is lost or stolen?
    12. You should immediately call the bank and report about the lost or stolen card so that they will block the card.

    13. Which payment network credit cards are available in India?
    14. Visa and Master payment network credit cards are available in India.

    15. What is a grace period?
    16. Grace period is the interest free credit period you get. The Payment Due Date on your Card can be between 18 and 25 days after the Statement Date (Please check your statement for your exact Payment Due Date). Therefore, the interest free credit period (Grace period) can range from 18-48 days to 25-55 days depending on your Payment Due Date. The interest-free period does not apply for cash advances and revolving balances. For these, interest is charged from the date of the transaction. The bank reserves the right to change this interest-free period by giving you notice.

      Assume that your Statement Date is 2 Nov (covering transactions billed between 3 Oct and 2 Nov) and your Payment Due Date is 24 Nov. You have paid the total amount due by 24 Nov (making you eligible for interest-free period). In this case, the Payment Due Date is 22 days after the Statement Date and the interest-free period will range from 22-52 days.

      For a transaction billed on 3 Oct, the interest-free period is 52 days (from3 Oct to 24 Nov)

      For a transaction billed on 2 Nov, the interest-free period is 22 days (from2 Nov to 24 Nov)

    17. Will there be any joining fees and annual fee associated with credit cards?
    18. The joining fee and annual fee varies from card to card.

    19. How can I make my credit card payment?
    20. Credit card payments can be made online or offline, For online payments, options available are Bill Desk, online banking, Visa Credit Card Payment and NEFT/IBFT. Other options are through check payment, cash payment, phone banking and auto debit.

    News About Standard Chartered Credit Card

    • Interest Rates Slashed on Outstanding Credit Card Dues

      Shoppers across India will rejoice, as the Reserve Bank of India has instructed banks to recheck and reduce the interest rates levied on outstanding credit card balances. This mandate from the RBI is a move to ensure that there is fairness and transparency with respect to credit card finances. Additionally this measure also comes as a respite for credit card customers paying interest rates as high as 42% per annum for failed and late payments. The RBI also issued another directive to banks to put a ‘zero liability’ policy in place for fraud victims, in situations where negligence is not the key reason for fraud.

      The Reserve Bank stated that the Indian Bank’s Association will set forth detailed operational guidelines for banks in both regards to make it convenient for banking customers. As far as internet fraud is concerned, RBI said that the bank needs to address the problem faced by a fraud victim and determine whether the fraud happened due to customer negligence. In cases where the bank is unable to do so, then the customer should be given the benefit of doubt and a refund process should be put into place.

      25th February 2015

    • 5% Cashback on Standard Chartered Credit Cards at Lifestyle and Home Centre Stores

      Customers can avail 5% cashback at all Lifestyle and Home Centre stores by using their Standard Chartered credit cards. This offer is applicable for bill amounts over Rs.5,000 for spends made during the ‘Off Sale’. Many customers look forward to this sale, held to mark the new year, for the great discounts offered on both fashion and housing products, across brands. The 5% cashback offer is applicable in addition to marked discounts, which can be as much as 50% on some products.

      12th January 2015

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