Standard Chartered Credit Card Overview:
As India’s largest international bank with around 99 branches across 42 cities, Standard Chartered is one of the oldest financial institutions to establish itself in India. With global capabilities and a dedicated team with a thorough knowledge of the local geographic area served by the bank, Standard Chartered strives to meets the needs of personal banking customers and entrepreneurs with innovative solutions. Standard Chartered bank offers a wide array of credit cards, custom made to suit every customer’s needs. The list of credit cards fall into four categories namely Cashback, Rewards, Travel and Business.
Products from Standard Chartered Bank:
Current Accounts, Savings Accounts, Employee Banking Accounts, Term Deposits, Foreign Currency Deposits, Debit Cards, Phone Banking, Online Banking, various types of loans like home loans, personal loans, car loans, etc. and Credit Cards are the products from the stables of Standard Chartered Bank.
Why choose Standard Chartered Credit Cards?
Standard Chartered credit cards offers world class privileges, bonus rewards points, convenient payment options and no annual fees to customers with a wide variety of card variants to choose from.
Features and benefits of a Standard Chartered credit card:
A Standard Chartered credit card is loaded with features and customers can enjoy a spectrum of additional offers and benefits.
Key features of a Standard Chartered credit card include -
- Credit card activation offers
- Unlimited discounts
- Balance transfer options
- Conversion to EMIs
- Value added benefits
Why apply for Standard Chartered Credit Cards through BankBazaar?
- Low interest rates: Bankbazaar.com would allow one to compare the credit cards offered by various banks and thereof allow customer to choose the one best suits them.
- Instant e-approval: The approval for credit cards can be instantaneous by just filling up the required form online. You can apply for a credit card from different banks, HDFC Bank, Axis Bank, IndusInd Bank, Citibank, SBI Cards or American Express Corporation on our website BankBazaar. Based on your eligibility, the best offer will be provided for you.
- Time saving: One has to visit various banks in order to get all the necessary information and compare loans offered by respective banks. However, with the instant e-approval and other services provided by Bankbazaar.com, one can save a lot of this time. One can get everything about your credit cards get done at one place.
How to apply for Standard Chartered credit cards through BankBazaar?
BankBazaar provides an array of credit cards from several banks and customers can easily apply for any card of their choice. On the BankBazaar home page, under the credit card, we provide a list of banks offering credit cards and customers can choose from any bank listed in the drop down menu. For more information on Standard Chartered credit cards, customers can choose the specific link of the bank and understand their eligibility and features available on the credit cards. BankBazaar customers can easily apply for a Standard Chartered credit card of their choice after comparing different options given. An online application with BankBazaar gives customers the advantage of immediate e-approvals and quick processing of their applications with the respective bank.
Standard Chartered Credit Card Eligibility Criteria:
- Applicants should be aged between 21 and 65 and should also have a stable monthly income to be eligible for a Standard Chartered credit card.
- Applicants should reside in cities where Standard Chartered has its presence.
Documents required:
- ID Proof - Passport, Voter’s ID, Government ID and PAN Card.
- Address Proof - Passport, Phone bill, Driving License, Electricity Bill, Any Utility bill, Rental agreement, Latest Credit Card statement from another bank.
- 1 passport photo
- Financial Documents -
- Salaried Professionals - Latest salary slip
- Self Employed Businessmen / Professionals - Latest IT Returns / Certified
- Financials / Business Continuity proof
- Customers can also apply for a Standard Chartered credit card using their existing credit card or life insurance policies.
SCB Travel Credit Cards:
Standard Chartered Yatra Platinum Credit Card
The Standard Chartered Yatra Platinum Credit Card is your best travelling companion offering exciting cashback on transactions and attractive rewards as you travel the world.
- Standard Chartered Yatra Platinum credit card holders can earn 10% cashback on all their travel bookings done on Yatra.com.
- Every travel spend on Yatra.com will also earn a customer 4X reward points and 2 reward points on all other transactions done, excluding fuel.
- Standard Chartered Yatra Platinum credit card also offers customers a 2.5% fuel surcharge waiver.
- As a welcome offer, Standard Chartered waives off the cancellation fees for flight bookings done on Yatra.com along with exciting gift vouchers for customers.
- Standard Chartered offers convenient credit card bill payment options through BillDesk, NEFT, IBFT, and Net Banking, VISA money transfer or ECS debits.
- Additionally, Standard Chartered Yatra Platinum credit card holders do not have any limits on the number of cashback transactions or the total amount of cashback availed.
Standard Chartered Emirates Platinum Credit Card
Adding a touch of luxury and value to your life,the Standard Chartered Emirates Platinum Credit Card helps customers get a taste of the finer things in life.
- Customers are entitled to join Skywards, the Emirates Airlines’ frequent flyer program with exclusive privileges. Card holders can earn 4 Skyward miles for every Rs. 150 spent.
- Standard Chartered Emirates Platinum Credit Card holders can also enjoy priority pass memberships with access to over 600 VIP airport lounges around the world.
- The card also provides customers with a comprehensive insurance cover up to Rs 10 million for incidents involving trip delays, air accidents, baggage losses and hijacking while travelling.
- An Emirates Platinum card holder can save up to Rs. 25,200 per annum by enrolling for the rewards program featuring various miles redemption offers.
- Standard Chartered charges an annual fee of Rs 13,999 for an Emirates Platinum Credit Card.
Standard Chartered Platinum Elite Credit Card
As part of the elite Platinum club, customers can enjoy unlimited luxury privileges, golf benefits and fine dining offers along with world class rewards programs.
- Customers can enjoy complimentary memberships to over 600 lounges around the globe, with a usage fee of USD 27.
- The card also offers exciting golfing benefits to Standard Chartered customers with access to 20 premier golf courses and over 2000 golf clubs across the world.
- The Standard Chartered Platinum Elite Credit Card also includes fine dining benefits with 30% discounts at leading restaurants around the globe.
- Standard Chartered offers world class rewards and customers can redeem their accrued reward points with gifts from their exclusive catalogue.
- Standard Chartered rewards redemption program offers the following:
- For every Rs 100 spent at hotels customers can earn 5 reward points.
- For every Rs 100 spent at restaurants customers can earn 5 reward points.
- For every Rs 100 spent on fuel customers can earn 5 reward points.
- For every Rs 100 spent on other transactions customers can earn 2 reward points.
SCB Cashback Credit Cards:
Standard Chartered Super Value Titanium Credit Card
As the moniker suggests, this card aims to add value to your everyday credit card transaction, be it on fuel or on utility bill payments.
- Standard Chartered Super Value Titanium Credit Card holders can enjoy 5% cashback on fuel at petrol pumps across India. At specific petrol pumps like HPCL, IOC, BPCL or Reliance customers can also get a 2.5% surcharge reversal and a 2.5% cashback on the transaction amount.
- Customers can also benefit with a 5% cashback by paying their telephone bills using the Standard Chartered Super Value Titanium Credit Card. Other utility bill payments also get the card holder a cashback of 5%, helping them save more.
- A minimum transaction amount of Rs 750 is to be made by customers in order to be eligible for a cashback from Standard Chartered.
- The maximum cashback allowed for every credit card transaction is Rs 100 and the maximum cashback which can be earned by a credit card holder is Rs 500 per month.
- For every Rs 100 spent on transactions excluding fuel, utilities and telecom, a customer can earn 1 reward point.
Standard Chartered Manhattan Platinum Credit Card
Catering to shoppers, the Standard Chartered Manhattan Platinum Credit Card comes loaded with various cashback offers, attractive rewards and convenient payment options.
- Card holders can enjoy a 5% cashback on credit card transactions done at supermarkets and departmental stores namely Reliance Fresh, More, Big Bazaar and Food Bazaar.
- Customers can earn up to 5X reward points when they use their Standard Chartered Manhattan Platinum Credit Card at hotels, restaurants and for fuel and air ticket bookings.
- Standard Chartered offers convenient credit card bill payment options through BillDesk, NEFT, IBFT, net banking, VISA money transfer or ECS debits.
- Manhattan Platinum credit card members can earn up to Rs 500 as cashback every month and Rs 150 per transaction. To earn cashbacks, customers need to spend a minimum of Rs 1000 per transaction.
- Standard Chartered offers world class rewards and customers can redeem their accrued reward points with gifts from their exclusive catalogue.
SCB Rewards Credit Cards:
Standard Chartered Inner Circle Platinum Credit Card
As a privileged Platinum club member, customers can get unlimited lifestyle benefits and also enjoy a unique loyalty program.
- Inner Circle Platinum Credit Card customers do not have any annual fees charged and the card is free for life.
- Customers can earn up to 9X reward points or get a 6% value back on credit card transactions at all Lifestyle and Inner Circle-affiliated stores.
- As an exclusive privilege, customers can get a 5% cashback on purchases at Auchan stores across India.
- When a new member joins the Inner Circle program, Standard Chartered offers discount vouchers worth Rs 2500 as a welcome gift.
- Inner Circle Platinum customers are privy to exclusive discounts and in-store sales at Lifestyle outlets with additional special privileges. Customers can earn up to 9 reward points for every Rs 100 spent at Lifestyle and Home Centre outlets. On all other transactions customers can earn up to 2 reward points for every Rs 100 spent.
- Customers can transfer their outstanding balances from any other card to an Inner
- Circle Platinum Credit Card at attractive interest rates.
- Additionally, Standard Chartered also provides a flexible payment option allowing a customer to pay just 5% of the outstanding amount every month.
Standard Chartered Platinum Rewards Credit Card
Offering one of the best rewards programs for the smart spender, the Platinum Rewards credit card is loaded with benefits and privileges catering to a user’s lifestyle needs.
- As members of the elite Platinum club, customers can enjoy attractive lifestyle benefits and compelling offers on holidays, golf, dining, movie tickets and more.
- Platinum Rewards redemption program offers the following:
- For every Rs 150 spent at hotels customers can earn 5 reward points.
- For every Rs 150 spent at fine dining restaurants customers can earn 5 reward points.
- For every Rs 150 spent on fuel customers can earn 5 reward points.
- For every Rs 150 spent on other transactions customers can earn 2 reward points.
- Standard Chartered also waives off the annual fees and the joining fees if customers apply for a card online.
Standard Chartered Bajaj Finserv Platinum Credit Card
Loaded with unique privileges and offers, the Standard Chartered Bajaj Finserv Platinum Credit Card is a one-of-a-kind card and a must have for a regular shopper.
- Standard Chartered Bajaj Finserv Platinum Credit Card customers can make easy online bill payments in a secure manner from anywhere across the globe.
- Platinum Rewards redemption program offers the following:
- For every Rs 100 spent at supermarkets, departmental stores and retail apparel outlets customers can earn 5 reward points.
- For every Rs 100 spent over an expenditure of Rs 50000 per statement cycle customers can earn 1 extra reward point.
- For every Rs 100 spent a customer’s birthday he can earn 10 reward points.
- For every Rs 100 spent on other transactions customers can earn 2 reward points.
SCB Business Credit Cards:
Standard Chartered VISA Infinite Credit Card
With personalized services and exclusive privileges, the Standard Chartered VISA Infinite Credit Card is mainly offered to Standard Chartered Bank Priority banking customers.
- Adding a touch of luxury to a customer’s life, Standard Chartered VISA Infinite Credit Card holders can get 4 complimentary passes in a quarter for access to airport lounges in India and abroad.
- Customers can also enjoy access to more than 2000 golf courses with their Standard Chartered VISA Infinite Credit Card.
- The Standard Chartered VISA Infinite Credit Card also provides customers complimentary travel and medical insurance coverage up to USD 250,000.
- For movie buffs, the card also gets them a free ticket when they book a movie ticket on www.bookmyshow.com during any weekend.
- Rewards redemption program offers the following:
- For every Rs 100 spent at supermarkets and retail apparel outlets customers can earn 5 reward points.
- For every Rs 100 spent overseas a customer can earn 5 reward points.
- For every Rs 100 spent on other transactions customers can earn 2 reward points.
Standard Chartered Bajaj Finserv World Credit Card
The Standard Chartered Bajaj Finserv World Credit Card is tailor made to suit a customer’s individual needs with a bucket load of privileges.
- Standard Chartered Bajaj Finserv World Credit Card customers can make easy online bill payments in a secure manner from anywhere across the globe.
- Rewards redemption program offers the following:
- For every Rs 100 spent at supermarkets, departmental stores and retail apparel outlets customers can earn 5 reward points.
- For every Rs 100 spent over an expenditure of Rs 100,000 per statement cycle customers can earn 2 extra reward points.
- For every Rs 100 spent on a customer’s birthday, he/she can earn 10 reward points.
- For every Rs 100 spent on other transactions customers can earn 3 reward points.
Standard Chartered Bank Credit Card FAQs
- Who are eligible for availing credit card facility?
The bank issues credit cards to applicants who are between ages of 18 and 70. They should have a regular fixed income and should have a good credit score.
- What are the Credit Cards offered by Standard Chartered Bank?
Manhattan Platinum, Super Value Titanium, Platinum Rewards, Standard Chartered Yatra Platinum, Inner Circle Platinum, Preferred World Master Card, Emirates Platinum, Gold Rewards, Visa Infinite, Platinum Elite, Bajaj Platinum and Bajaj World are the various types of Credit Cards offered by Standard Chartered Bank.
- What will be my credit limits?
The bank will decide the credit limits based on the income levels and payment capabilities of the applicants.
- Can I get an Add-on card? And will there be a separate credit limit on the Add-on card?
Yes. The bank issues Add-on cards to those who wish to have them. But there will not be a separate credit limit on the Add-on cards.
- What should I do if there is a fraud transaction on my credit card?
You have to report it immediately to the bank. Phone numbers have been allotted to each city, and you can use the relevant phone number and report about the fraud transaction. You should immediately change your PIN number also.
- What should I do if my Credit card is lost or stolen?
You should immediately call the bank and report about the lost or stolen card so that they will block the card.
- Which payment network credit cards are available in India?
Visa and Master payment network credit cards are available in India.
- What is a grace period?
Grace period is the interest free credit period you get. The Payment Due Date on your Card can be between 18 and 25 days after the Statement Date (Please check your statement for your exact Payment Due Date). Therefore, the interest free credit period (Grace period) can range from 18-48 days to 25-55 days depending on your Payment Due Date. The interest-free period does not apply for cash advances and revolving balances. For these, interest is charged from the date of the transaction. The bank reserves the right to change this interest-free period by giving you notice.
Assume that your Statement Date is 2 Nov (covering transactions billed between 3 Oct and 2 Nov) and your Payment Due Date is 24 Nov. You have paid the total amount due by 24 Nov (making you eligible for interest-free period). In this case, the Payment Due Date is 22 days after the Statement Date and the interest-free period will range from 22-52 days.
For a transaction billed on 3 Oct, the interest-free period is 52 days (from3 Oct to 24 Nov)
For a transaction billed on 2 Nov, the interest-free period is 22 days (from2 Nov to 24 Nov)
- Will there be any joining fees and annual fee associated with credit cards?
The joining fee and annual fee varies from card to card.
- How can I make my credit card payment?
Credit card payments can be made online or offline, For online payments, options available are Bill Desk, online banking, Visa Credit Card Payment and NEFT/IBFT. Other options are through check payment, cash payment, phone banking and auto debit.
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