Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Federal Bank Credit Cards

    Federal Bank, a major private sector commercial bank in India, is headquartered at Aluva, Kerala. Federal Bank offers two credit cards to its customers. The credit cards are internationally accepted. Federal Bank credit cards are issued in association with VISA and are co-branded with State Bank of India.

    Why Choose Federal Bank Credit Cards?

    With a Federal Bank credit card you get a number of advantages in the palm of your hand. There's a choice of these cards that caters to the high-end user and the regular user.

    • Federal Bank SBI - VISA Gold 'N More Credit Card
    • Federal Bank SBI VISA Platinum Credit Card
    • Federal Bank Visa Celesta Credit Card
    • Federal Bank Visa Imperio Credit Card
    • Federal Bank Visa Signet Credit Card

    Features and Benefits of Federal Bank Credit Cards

    Enjoy an array of benefits with the Federal Bank Credit Cards. The features of the credit cards are attractive and luring to any customer.

    Ease of Access Customers can choose between two cards to suit their needs.
    Global Acceptance The cards are internationally accepted at over a million outlets.
    Welcome Gifts Get gifts and offers upon joining.
    Rewards Earn rewards when you spend on your credit card and redeem them later for a variety of offers.
    Fuel Surcharge Enjoy fuel surcharge waivers of up to Rs. 100 per month on Gold ‘N More, and Rs. 250 per month on the Platinum card.
    Add-on cards Get add on cards for your loved ones.
    Easy cash withdrawals Access cash anywhere around the world at any time by making withdrawals at over a million ATMs available.
    Bill payments Pay your bills online easily and securely
    Railway Bookings Book railway tickets online and get them delivered to your home.
    Balance Transfer Transfer your other bank’s credit card balance to a Federal Bank card at lower rates of interest.
    Easy EMI Get easy monthly instalment plans to pay bank your dues.
    Digital Access Get your credit card statement electronically via email.

    List of Federal Bank Credit Cards:

    Federal Bank SBI - VISA Gold 'N More Credit Card

    Key Highlights: Curated for daily spends, this Federal Bank SBI - VISA Gold 'N More Credit Card offers a wide range of benefits and reward points on dining and shopping spends.

    Joining Fee: Rs.499

    Annual Fee: Rs.499

    Features and Benefits:

    • Get one reward point for every Rs.100 spent.
    • Accelerated reward points on dining and shopping spends.
    • 1% fuel surcharge waived at all petrol pumps.
    • Get 2,000 reward points on spending Rs.2,000 within the first two months of card issuance.

    Federal Bank SBI VISA Platinum Credit Card

    Key Highlights: The Federal Bank SBI VISA Platinum Credit Card offering many benefits across various categories such as dining, shopping and travel.

    Joining Fee: Rs.2,999

    Annual Fee: Rs.2,999

    Features and Benefits:

    • A gift voucher worth Rs.3,000 from partner merchants as a joining gift.
    • For every Rs.100 spent, get 2 reward points.
    • Accelerated reward points of 5X on dining, departmental and international spends.
    • 1% fuel surcharge waived off.
    • Get 500 reward points on shopping for more than Rs.1,000 in a single transaction within one month.
    • International lounge access offered.
    • Golf course access given with the card.

    Federal Bank Visa Celesta Credit Card

    Key Highlights: This is a Federal Bank Visa Celesta Credit Card with which you can earn points on entertainment, travel, and lifestyle spends.

    Annual Fee: Rs.3,000

    Features and Benefits:

    • You get 2x reward points on dining spends.
    • You earn 3x reward points on your travel spends.
    • Avail 2 complimentary international lounge visits in one year.
    • You get up to 15% discounts at partner hotels under the FedDelights programme.

    Federal Bank Imperio Credit Card

    Key Highlights: The Federal Bank Imperio Credit Card allows you to enjoy benefits on entertainment, travel and lifestyle. You will earn reward points every time you swipe the credit card.

    Annual Fee: Rs.1,500

    Features and Benefits:

    • You get an Amazon Pay e-voucher worth Rs.1,000 as a welcome gift.
    • You get 3x reward points on your grocery spends.
    • Get 3x reward points on health care spends.
    • Spend more than Rs.1.5 lakh in a year, and the annual fee of Rs.1,500 will be waived off for the next year.

    Federal Bank Visa Signet Credit Card

    Key Highlights: The Federal Bank Visa Signet Credit Card offers a variety of benefits on entertainment, travel and shopping.

    Annual Fee: Rs.750

    Features and Benefits:

    • You get 3x reward points on electronics and apparel spends.
    • You get 2x reward points when you spend on entertainment.
    • You get one complimentary domestic lounge visit every quarter.
    • You get Swiggy e-vouchers when you spend Rs.20,000 in one quarter.

    Federal Bank Rewards:

    Usage VISA Gold ‘N More VISA Platinum Federal Bank Visa Celesta Credit Card Federal Bank Imperio Credit Card Federal Bank Visa Signet Credit Card
    Retail Spends 1 point per Rs.100 2 points per Rs.100 1x reward points 1x reward points 1x reward points
    Grocery stores 10 points - - 3x reward points -
    Departmental stores 10 points 10 points - - -
    Dining - 10 points 2x reward points - -
    International spends - 10 points 3x reward points - -
    Travel - - 3x reward points - -
    Utility bills - - - 2x reward points -
    Health care - - - 3x reward points -
    Electronics and apparel - - - - 3x reward points
    Entertainment - - - - 2x reward points

    FAQs on Federal Bank Credit Cards

    1. How do I apply for a Federal Bank Credit Card?

      Federal Bank credit cards are available to pre-selected customers at select branches of Federal Bank. This is the current situation and may change in the future. To avail of the credit cards, contact any of the designated branches of Federal Bank.

    2. Can I avail of an overdraft facility with these credit cards?

      Yes, Federal Bank offers easy bank draft facilities on these credit cards. Make a local phone call to the SBI Credit Card Customer Customer Helpline to order a bank draft. The money will be charged to your Federal Bank SBI card and you can use the money as you please.

    3. What is the maximum credit limit I can get with a Federal Bank Credit Card?

      The VISA Gold N More credit card offers a credit limit of up to Rs. 1.75 lakhs. The VISA Platinum card has a maximum credit limit of up to Rs. 5 lakhs.

    4. Is the rate of interest chargeable on Federal Bank credit cards fixed?

      No, credit card debt is an unsecured debt offered to you by the bank. Credit card interest rates are not fixed and can increase based on your repayment and spending patterns. When you default on a credit card payment, you could face higher rates of interest. Currently, the Federal Bank's interest rate on credit cards is 3.35% per month.

    5. What is the eligibility criteria for getting a credit card from Federal Bank?

      The applicant should earn at least Rs.18,000 per month to apply for a credit card from Federal Bank.

    6. What is Federal Bank’s Celesta Contactless Debit Card?

      The Celesta Contactless Debit Card from Federal Bank offers contactless convenience. A contactless card provides a quicker way to use your debit card to pay for purchases under Rs.5,000.

    7. What is the daily cash withdrawal limit of Federal Bank debit card?

      The daily cash withdrawal limit of Federal Bank debit card is Rs.50,000.

    8. How do I block my lost Federal Bank credit card?

      You can block your lost Federal Bank credit card by contacting the toll free number 1800-420-1199.

    9. What happens if I don’t pay my credit card bill?

      If you don’t pay your credit card bill, you have to pay late fees and interest charges.

    10. How much interest is charged on a credit card?

      Credit cardholders have to pay 2% to 3% interest per month.

    Federal Bank Credit Card News

    • Federal Bank customers to receive insurance coverage of up to Rs.3 lakh

      Federal Bank has launched the ‘Group Credit Shield’ in association with Ageas Federal Life Insurance where their credit cardholders will be eligible to receive coverage of up to Rs.3 lakh.

      A maximum limit of Rs.3 lakh is allowed for the insurance coverage provided under Group Credit Shield scheme, which is equal to the credit limit. A credit card customer will only receive a maximum coverage of Rs.3 lakh, regardless of their credit limit. Only one premium is required for the life insurance, which has a one-year term.

      02 November 2022
    • Partnership between Federal Bank and OneCard to launch mobile-based credit card

      Federal Bank had made an announcement that it partnered with OneCard to launch a mobile-based credit card. This comes ahead of the festive season. Federal Bank wants to cash in on consumer demand, and this has been expected to increase during the festive season. The credit card is set to be issued via the OneCard app in under three minutes, and activated and used instantly in virtual format.

      22 September 2021
    • Federal Bank partners with Visa and launches three new types of credit card

      The Federal Bank, in association with Visa, has launched three new types of credit cards, namely Imperio, Celesta, and Signet, for its existing customers. The Celesta card caters to High Net-worth Individuals (HNIs), while the Imperio card caters to family-centric customers, and the Signet card caters to early professionals.

      The move aligns with the bank's strategy for improving its unsecured, yet high-yielding book and will be offered at the lowest dynamic Annual Percentage Rate (APR) starting from 0.49% per month (5.88% per annum). The bank is adopting a digital method and making the cards available through a three-click approach. The cards will be made available on FedMobile instantly, the bank's mobile application. The physical cards will get delivered in due course of time.

      06 September 2021
      

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    Federal Bank Credit Cards Reviews

    • Federal Bank
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Federal Bank credit card which was taken through bank directly.The credit limit was 30,000 and got this credit card on time without any delay.The agent clearly shared all the relevant details about this credit card .There are pretty good cash back offers as well as reward points .
      Was this review helpful? 12
      , hyderabad
      Reviewed on Dec 23, 2019
    • Federal Bank
      Federal Bank
      "good service"
      0.5 4.0/5 "Great!"
      I applied for Federal bank credit card directly with the bank and received the card with in 3 weeks. I am using this card only for past 2 months. The credit limit offered from bank is Rs.50000 and the cash limit is Rs.10000. I get good cash back on fuel. It is a life time free credit card.
      Was this review helpful? 3
      , kochi
      Reviewed on Dec 20, 2019
    • Federal Bank
      "Need to provide more offers"
      0.5 3.5/5 "Pretty good"
      FEDERAL bank is a good service but they are not providing much offers to use this card. It is a life time free card. The credit limit was 25-30K now they have enhanced to 35k. EMI conversion is available. I am holding more than 1 year. I use for shopping, restaurants and fuel purposes.
      Was this review helpful? 5
      , thane
      Reviewed on Nov 17, 2019
    • Federal Bank
      "Best service"
      0.5 4.5/5 "Excellent!"
      I have been using my salary account with federal bank from long time . i am very much satisfied with there service and i have been using this service for long time , there branch service is very friendly service they provide friendly environment and there customer support team is responding good, till now my experience with this bank is good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Apr 21, 2019
    • Federal Bank
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a rewards credit card with Federal Bank from last 4-5 months, the credit limit is less in this credit card. An annual fee of Rs 500 has to be paid every year for this credit card. Offers like reward points are good in this credit card and even the value is good.
      Was this review helpful? 14
      , ludhiana
      Reviewed on Aug 28, 2018
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