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  • Canara Bank Credit Card

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  • Canara Bank offers a wide range of credit cards and of different types to cater to the different lifestyles of its customers. The credit cards offered by the Canara Bank are suited for all kinds of customers and offers Classic and Gold credit cards in association with VISA. The Bank also offers the Classic, Gold and the World credit card with an association with Mastercard.

    Why choose Canara Bank Credit Card?

    Canara Bank issues a variety of cards designed to meet your requirements and in turn, requires very little from you. To avail of a credit card from Canara Bank, the minimum income in Rs. 1 lakh per annum. Get generous credit limits, interest-free periods and revolving credit facilities, earn reward points as you spend and cash advances with your Canara Bank credit card.

    Features and Benefits of Canara Bank Credit Card:

    Reward points Get two points for every Rs. 100 you spend. Redeem your points at Rs. 0.25 per point.
    Special offer on Mediclaim insurance M/s United India Insurance Company offers Mediclaim policies for Canara Bank credit cardholders at competitive premiums.
    Complimentary Baggage Insurance Complimentary insurance coverage against lost baggage for up to Rs. 25,000.
    Complimentary Accident Insurance Receive complimentary insurance against accidental death for yourself and your spouse.
    Cash Advance Get cash when you need! With your Canara Bank credit card you can withdraw up to 50% of your credit limit.
    Add on cards Extend the benefits of this credit card to your immediate family members. They should be at least 18 years old.
    Zero Annual Fees Enjoy zero annual fees on all the Canara Bank credit cards. Only add on cards for corporate credit cards carry an annual fee of Rs. 400.
    Fuel surcharge waiver Get a waiver on the 2.5% fuel surcharge if you use your card to buy petrol and petroleum products for Rs. 400 and above.
    Internationally accepted Canara Bank issues cards for domestic use. Global cards will be issued upon request.
    Purchase Protection If the product or service you purchased is fraudulent, stolen and duplicate or damaged, you are protected against paying for it.
    SMS alerts Canara Bank provides SMS alerts free of charge. Be up to date on your balance, billed amount, due dates and transactions.
    Interest-free period With your Canara Bank credit card, get an interest-free period of up to 50 days to make the payment.
    Revolving credit Pay your bills according to your convenience. The minimum due is calculated as 5% of the billed amount.
    Credit limit Get generous credit limits depending on your annual incomes
    No lost card liability In case you lose your card, report it immediately to Canara Bank. Your liability will be limited to Rs. 1,000 after reporting.

    List of Canara Bank Credit Card:

    Type of Card Features
    Canara Bank VISA Classic Credit Card The VISA Classic Credit Card designed to meet the moderate lifestyle, this card is brought to you in association with VISA.
    Canara Bank Global Gold Credit Card The Global Gold Credit Card is tailored to meet a high-end lifestyle.
    Canara Bank Corporate Credit Card This Corporate Credit Card is designed for corporate clientele. It is issued to non-individuals such as public and private companies, partnership firms, etc.

    Canara Bank Credit Card Charges and Interest:

    Card Variant Joining fee
    Classic/Standard Nil
    Gold Rs. 250 for EMV chip and PIN card
    Secured Nil
    World Rs. 250 for EMV chip and PIN card
    Corporate Rs. 250 for EMV chip and PIN card

    Canara Bank Credit Card Rewards:

    Reward Points For every Rs.100 spent, 2 reward points will be given.

    To register for reward points, you need to log into and active your reward point account. Get your login credentials and then you can view and redeem your points. Earn even more rewards under the Maxgetmore rewards scheme.


    Each reward point you earn is worth Rs. 0.25. You can redeem your points from an array of options that range across apparels, electronics and more. Get movie tickets and mobile or DTH recharges. You can also redeem your points at select merchant outlets.

    Please note that disputed or cancelled transactions, balance transfer, cash withdrawals, foreign currency transactions, interest and card charges are not eligible for reward points.

    Canara Bank Credit Card Eligibility:

    The eligibility criteria set by Canara Bank to avail of its credit cards differs from card to card. The following is the general criteria for all credit cards offered.

    Domestic and Global Cards:
    • You should have satisfactory dealings with Canara bank and the particular branch.
    • Canara Bank account holders will get preference.
    • You should have a PAN card.
    • The minimum income required is Rs. 1 lakh per annum.
    • A good credit history is required. Canara Bank will check your CIBIL score.
    • You need to provide a valid mobile number to subscribe for the SMS alerts.
    Corporate Card:
    • Companies/Firms who have credit limits with Canara Bank with S1 and S2 status.
    • For Companies without credit limits, they should have 12 months of satisfactory dealings.
    • Member affiliate banks are also eligible.

    Canara Bank Credit Card Documents Required:

    To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.

    • Passport size photo
    • Copy of PAN card
    • In case of NRI customers, the passport is required
    • Income proof
    • Form 16
    • Latest Balance Sheet
    • Salary certificate
    • IT assessment order/Latest IT returns

    The bank may require more documentation at its own discretion.

    Canara Bank Credit Card FAQs:

    1. What is the maximum interest-free credit period?

      You can get upto 50 days interest-free with a Canara Bank credit card. So you have up to 50 days to make payments for your purchases in that billing month. The period will be determined according to the date of your transaction and the billing date.

    2. What is the minimum due on a Canara Bank credit card?

      Canara Bank charges a minimum of Rs. 100 as the minimum due on any credit card bill. Your minimum due is calculated as 5% of the total billed amount. This must be paid by the due date to avoid penalties and other corrective action.

    3. What fees will I incur on missed payments?

      2% of the missed payment amount will be charged plus GST as applicable. Your card will be temporarily suspended till you clear your bill in full.

    4. What do I do if I cannot pay back my Canara Bank credit card?

      Always spend only as much as you can afford on your credit card. Credit cards should not be misused. If you cannot pay back your bill, contact the bank and communicate your case with them.

    5. When will I receive my Canara Bank credit card statement?

      Canara Bank will send your credit card statement well before the due date through email or post. You can choose which method you would prefer. The bank will also send you SMS alerts regarding the amount due and the payment due date.

    6. When is the payment due date for a Canara Bank Credit Card?

      The Mastercard credit cards are billed on the last working day of every calendar month. The credit card payment due date will be the 20th of the following month. The VISA credit cards are billed on the 20th of every month. The credit card payment due date will be the 10th of the next month.

    7. How do I pay my Canara Bank Credit Card bill?

      Canara Bank has a number of options for you to pay your credit card bill.

      • Account holders can use the auto debit facility. The credit card dues will be debited from the operative account.
      • Electronic Fund Transfer (NEFT) facility
      • Avail of free Demand Drafts from any Canara Bank branch towards payment of your card dues.
      • Remit cash or even cheques at any branches of Canara Bank.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Canara Bank Credit Cards Reviews

    • Canara Bank
      "Need to provide more offers"
      0.5 4.0/5 "Great!"
      CANARA Bank has provided low credit limit of 10K only. When I was getting this card my salary was low so due to that I received this low limit. I have been holding this card for one year. It is annual fee chargeable of 499 plus GST. There is no much offers in this card so have decided to close it.
      Was this review helpful? 20
      , chennai
      Reviewed on Mar 18, 2020
    • Canara Bank
      Canara Bank
      "Average service "
      0.5 3.0/5 "Satisfactory"
      I am holding a savings account with CANARA Bank quite for a long time. There is no hidden charges in this bank. But i need not to maintain a minimum balance. ATMs service are half a kilometer from my residence, when ever i do cash withdrawal i use to get alert messages.
      Was this review helpful? 10
      , coimbatore
      Reviewed on Mar 03, 2020
    • Canara Bank
      "Good bank "
      0.5 4.5/5 "Excellent!"
      I am using CANARA Bank savings account more than 4 years. This is my salary account based on this i got this offer and this is a free card. Credit limit is okay Rs.50K they will increase, cash withdrawal is there some limit is Rs. 30k. Customer service was good and i am using this card for all purpose.
      Was this review helpful? 11
      , coimbatore
      Reviewed on Mar 03, 2020
    • Canara Bank
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using CANARA Bank credit card since 2017. Credit limit is sufficient and good, they given a life time free card. Mostly i use this card for shopping, fuel and all purpose. Reward point is available but not yet utilized. Customer service and response was good.
      Was this review helpful? 8
      , dindigul
      Reviewed on Feb 20, 2020
    • Canara Bank
      "Good card "
      0.5 4.5/5 "Excellent!"
      CANARA bank staff is prompt and very good in response. I have been using the card for more than one year. It is a life time free. The credit limit is good. It is a visa card. I use to do on time payment so far I have not faced any charge for late fee. Many times I used EMI conversion with nominal charges. For general purpose I took this card.
      Was this review helpful? 7
      , coimbatore
      Reviewed on Feb 08, 2020
    • Canara Bank
      "Need to increase the credit limit"
      0.5 4.0/5 "Great!"
      I have CANARA bank credit card which was availed through bank. This card is with me for the past 1 month and this was a free card. I have not used the credit card so far. The process was smooth when applied for this card . Credit limit is very less Rs. 10K, if they increase it will be good. Mostly i use this card for shopping.
      Was this review helpful? 6
      , tuticorin
      Reviewed on Jan 28, 2020
    • Canara Bank
      "Need to improve the services"
      0.5 2.0/5 "Expected more"
      I hold salary account with Canara Bank, so they offered me with credit card. There is no option on minimum balance. I need to pay the completed amount, what i spend last month. I will close this card as I am not getting any benefits. I need to pay the amount with in 20 days from bill generation, if not they will be auto debit or block the amount in my account.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Jan 25, 2020
    • Canara Bank
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have canara bank credit card which was availed through bank.This credit card is with me for the past 1 month and this was a chargeable card .This credit was suggested by my friend only .I have not used the credit card so far .The process was smooth when applied for this card .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 17, 2020
    • Canara Bank
      "Good Service"
      0.5 4.0/5 "Great!"
      I have Canara Bank credit card which was taken through Bank directly.I am using this credit card for the past 3 years ,The credit limit was satisfied and not got cash back offers as well as reward points . I have chosen auto debit facility for payments and also EMI option is available and billing cycle was clearly explained .
      Was this review helpful? 5
      , hyderabad
      Reviewed on Dec 19, 2019
    • Canara Bank
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Canara Bank credit card which was taken through Bank.I am using this credit card for the past 10 years .This was a life time free card and have good credit limit which is sufficient .This credit card is not having any extra benefits and i am comfortable with the service.
      Was this review helpful? 13
      , durgapur
      Reviewed on Dec 03, 2019
    • Canara Bank
      "Best Card"
      0.5 4.0/5 "Great!"
      Canara bank credit card is my first card and the limit is less which is Rs. 15,000. They have provided me based on salary account. I never checked about any offers. When I'm in sort of cash, I use my credit card. I have been holding the credit card for more than 10 years and they said they won't increase the limit because of the salary amount. If I want to increase the same, I have to produce the salary certificate.
      Was this review helpful? 4
      , coimbatore
      Reviewed on Nov 28, 2019
    • Canara Bank
      "Satisfied Card"
      0.5 4.5/5 "Excellent!"
      Since I have a savings account with Canara bank, they have offered a credit card but there is no offers to use the card and they have not given any benefits by this card such as rewards points, discounts or cash back. I'm not happy with the credit limit and its a free card to use.
      Was this review helpful? 3
      , navi mumbai
      Reviewed on Nov 26, 2019
    • Canara Bank
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using CANARA BANK credit card for past 6 years. Limit enhancement would be done and the limit is Rs.50000.EMI options are not available and there is no minimum balance options. I want to pay the complete used amount with the last date, credit time is 50 days. It is life time free card. I use this card for shopping. It is a hassle free experience.
      Was this review helpful? 3
      , hosur
      Reviewed on Nov 25, 2019
    • Canara Bank
      "Better card"
      0.5 5.0/5 "Blown Away!"
      More than 5 years, I am using Canara bank credit card. Earlier i had closed the card and now i got the new card because of their Manager's recommendation. Only 4 days back, i have received my new card and yet to experience the benefits. Its free card and there is no joining fee.
      Was this review helpful? 4
      , bangalore
      Reviewed on Nov 12, 2019
    • Canara Bank
      "Everyone can use this card without any annual fee"
      0.5 5.0/5 "Blown Away!"
      Approximately 7 months ago, i have purchased the canara bank credit card. They have provided me a credit limit of Rs. 40000 and there is no annual fee. I'm not getting any offers on this card. They have dispatched the credit card without any delay. Canara bank employees are behaving nicely.
      Was this review helpful? 4
      , new delhi
      Reviewed on Oct 29, 2019
    • Canara Bank
      "Good Services"
      0.5 5.0/5 "Blown Away!"
      There is no any charges like annual charges or hidden charges in canara bank. They are providing transparent service to the customers. I have been using the canara bank credit card for past 3 years and i am not getting any benefits on this card. They are providing a rewards points which is 4 points is equal to Rs. 1. I can convert this rewards points into cash.
      Was this review helpful? 6
      , belgaum
      Reviewed on Sep 19, 2019
    • Canara Bank
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      I have a credit card of Canara bank with life time free benefits, but I am not using it often. The credit limit is sufficient for my transactions, I have been holding this card from 2006 I didn't request for any upgrade on the card because I don't have interets however there is no hidden charges taken from my end.
      Was this review helpful? 3
      , panipat
      Reviewed on Sep 13, 2019
    • Canara Bank
      0.5 4.0/5 "Great!"
      I had an offer for a master credit card from Canara bank since I am holding a salary account and was provided with the very good credit limit and I have been using this card for almost 6 months. It is a life time free credit card. But there is no option for an EMI.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 25, 2019
    • Canara Bank
      "Better Card"
      0.5 5.0/5 "Blown Away!"
      In the bank branch they have provided me a canara bank credit card. When i opened the account, i got this card. I'm not getting any offers. The given credit limit is Rs. 10000 which is a lowest limit on all my cards. Its a life time free credit card to use.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Aug 20, 2019
    • Canara Bank
      0.5 5.0/5 "Blown Away!"
      I had an offer from canara bank and was provided with the very good credit limit and have been using this card for almost 3 years. . I use to make cheque payment is crossed 1 lakh and above if it is below 1 lakh i use to make an online payment. It was my first credit which used and happy.
      Was this review helpful? 8
      , bangalore
      Reviewed on Jul 26, 2019
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