Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 7 Bank of India Credit Card Bill Payment

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  • Bank of India Credit Card Bill Payment Reviews

    • Bank of India Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Bank of India the credit limit tis 20,000 . They do not have emi facility and not even option to pay the minimum amount due . Reward points can be redeem into cash. Bharathi revere bank has introduce to change the card into chip card but i have visited the branch and spoken with the them but there is no response.Interest rate on the card is 18% per annum.
      Was this review helpful? 1
      , dehradun
      Reviewed on Mar 09, 2016
    • Bank of India Credit Card
      "Fine..with them..."
      0.5 4.0/5 "Great!"
      I used to get valuable points and I am using that for emergency purpose. Credit limit offered by Bank of India was less compare to SBI bank card. I have taken this Gold and master card on 2006. Good thing is, interest part is less based on credit card.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 18, 2015
    • Bank of India Credit Card
      "My card"
      0.5 5.0/5 "Blown Away!"
      BOI Credit card is fine . I am holding a salary account with BOI based on which they have offered this credit card to me. |This card is acceptable at all places both retail and online. This card is 2 years old . No drawback nor any challenges as such .
      Was this review helpful? 2
      , pune
      Reviewed on Nov 18, 2015
    • Bank of India Credit Card
      "Recommendable...one"
      0.5 5.0/5 "Blown Away!"
      I would recommend Indian card to others. There is no annual fee for this card. I have taken this card from Bank of India, without processing charges. 50% cash withdrawal available in Indian card. They offered up to 1lakh credit limit. Emi options also there. People should take a card from nationalist banks.
      Was this review helpful? 2
      , karur
      Reviewed on Nov 11, 2015
    • Bank of India Credit Card
      "Happy with them..."
      0.5 5.0/5 "Blown Away!"
      Bank of India offered me a Gold plus card based on my salary account. I am holding this for the past 3 years. Its a basic card. I am getting 50% withdrawal offer. I am getting good rewards points and for festival times I used to get movie ticket offers as well.
      Was this review helpful? 1
      , karur
      Reviewed on Nov 11, 2015
    • Bank of India Credit Card
      "Good card to use.."
      0.5 4.5/5 "Excellent!"
      Every thing was perfect in Bank of India. I am holding India card for the past 12years. Best thing is, there is no annual fee for this card. I am getting very good offers form them. I am using this card mostly for the shopping purpose. Service was excellent, they are very good in that.
      Was this review helpful? 2
      , villupuram
      Reviewed on Oct 22, 2015
    • Bank of India Credit Card
      "Not to be recommended"
      0.5 2.0/5 "Expected more"
      I have the India credit card from the bank of india. Its the government banks so we cant expect much more services from them. I am using this card for paying the utility bills. I never had an opportunity to go ahead with the customer service. Once the card got expired it took around 2 months to get the replacement one.
      Was this review helpful? 6
      , new delhi
      Reviewed on Oct 05, 2015
    • Bank of India Credit Card
      "Good EMI option"
      0.5 4.5/5 "Excellent!"
      Its good to maintain a credit card with Bank of India and there payment option provided is really good.They apply interest based on the market rate and I do have a gold card with Bank of India.The rewards points and offers provided to the customer is very good.EMI conversion option provided is also good with Bank of India.
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on Sep 24, 2015
    • Bank of India Credit Card
      "Happy with Card"
      0.5 5.0/5 "Blown Away!"
      I am using Bio Navy Credit Card with Bank of India since last 10 years. Bank often revises my credit limit on the card. Services are excellent. I have online access to my card account. Bank also has mobile application which is also very user friendly and helpful. I am happy with my Bank of India Credit Card.
      Was this review helpful? 5
      , faridabad
      Reviewed on Sep 14, 2015
    • Bank of India Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have the Bank of India platinum credit card for a long time. Still i have not faced any issues with the card and it is the best card.Cash back is given only for the selected outlets and reward points are offered for all the purchases which are redeemed to pay the next month bill amount. Surcharge is waived off on the petrol bunk.Annul fees is been charged once in two years for Rs.750 which is high.Interest rate of the card is 1.6% per month.
      Was this review helpful? 13
      , kochi
      Reviewed on Jul 01, 2015
    • Bank of India Credit Card
      "Good..."
      0.5 4.0/5 "Great!"
      I have stopped using the credit card of Bank of India because of EMI facility as they donâ??t have it. Whatever the purchases that customer has done should be settled in followed months. Up to the amount of 30k, I can withdraw the cash where the charges are reasonable on that.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jun 17, 2015
    • Bank of India Credit Card
      "Customer support is not good..."
      0.5 1.0/5 "Really Bad"
      Three years I am using the â??India cardâ?? but so far havenâ??t got any effective offers while swiping the card. Financial charges are common to the market but no option of installment for our purchase in Bank of India credit card. Customer support is lacking so they have to focus. Availing credit card is very tough as customer have to come across lots of procedures.
      Was this review helpful? 6
      , thane
      Reviewed on Jun 15, 2015
    • Bank of India Credit Card
      "Needs to improve on their customer service"
      0.5 1.0/5 "Really Bad"
      Bank of India was flexible in direct branch enquiry only. Branch headquarters like agency also working fine rather than banks. Statement charges are coming including the interest rates which was very high.Net banking was there. If I call to customer care for any complaint they will be guide to branch to be taken care for my VISA credit card. Lots to improve their customer service like private banks.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 14, 2014
    • Bank of India Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      Bank of India credit card and its a Master card the benefits i have a star reward when ever i go for shopping i get reward points and i can redeem that on the website and get myself some goodies and they do have discount offers and cash back offer but i have not availed them yet.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Aug 12, 2014
    • Bank of India Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      Bank of India credit card i am holding this card for the past five years and its a Master card and i get lot of benefits and reward points are good and i get discounts and EMI options when i make purchase through on-line and in in other on-line outlets.
      Was this review helpful? 10
      , pune
      Reviewed on Jul 15, 2014
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    Bank of India Credit Card Bill Payment is Rated as "Great!" by 15 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Bank of India offers a range of credit cards, each carefully designed to offer the best benefits. To make things more convenient for the customers, BOI has an online portal with user-friendly interface to view credit card accounts and pay bills. Paying the credit card bill on time is very important as it ensures the continuity of services and also prevents the accumulation of penalty. Bank of India Credit Card customers can choose to pay their credit card bills either offline or online. The customer can choose a platform that is most suitable for their needs and make the payment of outstanding dues easily. What more, these easy payment means come at no extra cost and any credit cardholder registered with Net Banking can make credit card bill payments online in an instant.

    Bank of India Credit Card Payment - Online Modes:

    Given below are the online modes for credit card bill payment offered by the Bank of India.

    • NEFT Payment

      If you do not hold a Net Banking account with Bank of India or want to use the balance from another bank’s account to pay your dues, you can use National Electronic Funds Transfer to pay the outstanding. Just follow the simple steps given below to make a NEFT payment for BOI card dues.

    • Log on to your bank’s net banking account and add Bank of India Credit cardholder’s name as beneficiary under the third party fund transfers section.
    • The IFSC code for BOI credit card payment is BKID0000101. In place of account number, enter the 16-digit Bank of India Credit Card number.
    • In the other required fields, fill the bank name as BOI Credit Card - NEFT.
    • After adding the beneficiary in your account’s NEFT section, you will be able to make credit card payments using NEFT.
    • Bank of India Direct Billing Credit Card - Online Payment Gateway

      Customers who hold a direct billing credit card with Bank of India can make credit card payment using the online portal. Just follow the easy steps described below to make a credit card payment using the online portal.

    • Visit the Bank of India website and go to the credit card payments page.
    • Enter your credit card number and other relevant details.
    • Select the bank through which you are planning to make a payment. To make payment with a particular bank, you need to have Net Banking facility with options of fund transfer.
    • After you confirm the details, you will be redirected to the payments page of selected bank. You need to authorize the payment by providing correct credentials.
    • You shall receive a unique transaction reference number on successful authorization.

    Pay Bank of India Credit Card Bill

    Bank of India Credit Card Payment - Offline Modes:

    For people who prefer to go to the physical branch directly to make payments, Bank of India offers offline credit card payment options.

    • Cash Payment Over the Counter

      Bank of India credit card customers can make payments in cash towards their credit card outstanding. They will have to provide details like the credit card number and contact details. The cash payments done towards credit card bills may attract nominal processing fee also.

    • Cheque Payments

      Bank of India credit card customers can also deposit a cheque at any of the drop boxes available at BOI ATMs and bank branches to make their credit card bill payments. They can submit a cheque payable to Bank of India credit card account. Customers can visit the nearest Bank of India branch or BOI ATM to deposit the cheque. To know more about this facility or to know if this facility is offered for your credit card type, do enquire with Bank of India before making a credit card payment.

    Bank of India Credit Card Statement:

    For your Bank of India credit card, the statement will be sent at the end of billing cycle. The card statement will essentially contain the purchases and payments that you have made for a period and will be usually sent to your registered postal address and email address. You will be able to see the minimum outstanding amount, due date and total amount due. The statement will give a breakdown of interest and expenditure, it will also show the accumulation of reward points, if any. With the statement in your hand, you will not only be able to plan your future budgets properly but you can also make the correct payment before the due date.

    Bank of India Credit Card Bill Payment FAQs:

    1. What details do I have to provide to make a credit card bill payment through online portal?

      If you are making a credit card bill payment through bank of India online portal, you will have to provide the following details.

      • Amount to be paid.
      • 16 - digit Bank of India Credit Card number
      • The Bank through which payment is supposed to be made.
      • Your contact details.
      • You will also have to provide the authorization details for other bank account to make a payment via payment gateway.
    2. Can I make part payments towards credit card bill via the BOI online gateway?

      Yes, customers can choose to make either part or full payments towards the credit card outstanding. The payment shall be credited within three working days from the payment date if it is completed successfully.

    3. Do I have to pay any fee to use the NEFT or online gateway facility?

      No, the online gateway facility for credit card bill payment is free of cost. In case of NEFT, no fee is levied from Bank of India’s side for bill payments if the NEFT transfer.

    4. What should I do if I encounter a transaction failure but the amount has been debited already from my account?

      If the amount has been debited from your account but has not been applied to the credit card account even after three working days, contact the bank with the transaction reference number. If the transaction is not reflected in Bank of India’s account, a reversal of transfer will be initiated. However, to avoid penalty, it is suggested that you make payment through alternate means before the end of due date.

    5. Is my credit card bill payment transaction carried out securely?

      Yes, every transaction is carried out with maximum security through SSL technology. The date is encrypted when it is sent across channels so that it can’t be viewed by unauthorized third party. Also, a transaction will be carried out only if your authorization details for Net Banking are correct. 

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