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    Union Bank of India Credit Card Payment

    Union Bank of India customers can easily pay their credit card bills using the various payment modes offered. As per their convenience, customers can make payments through any mode, either online or offline. The online payment modes available to Union Bank of India customers are Payments through Union BillPay - BillDesk / Internet Banking, Online Payments and National Electronic Funds Transfer (NEFT). Union Bank of India credit card holders can use the following offline payment options - Cheques, Drafts or Cash payments at any branch.

    Union Bank Credit Card Bill Payment - Online modes:

    The following online payment modes can be used by Union Bank of India customers -

    • Union BillPay - Internet Banking:
    • Union Bank of India customers can make instant payments using the online payment option available round the clock for customers. This facility is provided by Union Bank of India free of cost and customers who have activated internet banking services can use this facility.

    • Union BillPay – BillDesk:

      The Union BillPay service can be used by customers to pay their outstanding credit card bills through Instant payments can be made and users can have access 24/7, without any charges imposed for making transactions. To avail this service, customers have to submit the completed Union BillPay Application Form to the bank.

    • National Electronic Funds Transfer (NEFT):Union Bank customers can also make NEFT transfers to pay credit card bills using an IFSC code. Card holders can make instant payments using this facility, with the money being credited on the same working day.

    The following offline payment modes can be used by Union Bank of India customers -

    • Cash:

      Union Bank also allows customers to make cash deposits towards outstanding credit card bills at any branch across India. The payment will be credited immediately to the credit card account without any hassles.

    • Cheque/Drafts:

      A local cheque or draft can also be dropped at any branch of Union Bank by credit card customers. The money will be credited to the card account depending on the clearance done by the bank.

    Union Bank of India Credit Card Statement:

    Customers can easily access their credit card account statements by logging into their net banking accounts to view and download their monthly statements. Union Bank of India credit card users can get e-statements on their registered email addresses as well.

    Union Bank of India Credit Card Payment FAQs:

    1. What are the cities from where customers can access the Union BillPay facility to make payments?

      The Union BillPay feature is currently available in Pune, Mumbai, Chennai and Delhi. Cities like Bangalore, Ahmedabad, Kolkata and Hyderabad would be added to the list soon.

    2. How long would online credit card payments take to be reflected in the card account?

      The necessary payment details would be updated in the customer’s account within 2 working days.

    3. If a transaction fails, how many days will it take for the amount to revert back?

      Union Bank will refund a failed transaction amount back to the account in seven to fourteen days.

    4. Should Union Bank customers register to use the Union BillPay service?

      No, registrations are not necessary for customers to use the Union BillPay service.

    5. Once if the payment has been made by a Union Bank credit card holder, can it be reversed or stopped?

      No, once a credit card payment has been made customers will not be able to reverse or stop the transaction.

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