Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Union Bank of India Credit Card Payment

    Union Bank of India customers can easily pay their credit card bills using the various payment modes offered. As per their convenience, customers can make payments through any mode, either online or offline. The online payment modes available to Union Bank of India customers are Payments through Union BillPay - BillDesk / Internet Banking, Online Payments and National Electronic Funds Transfer (NEFT). Union Bank of India credit card holders can use the following offline payment options - Cheques, Drafts or Cash payments at any branch.

    Union Bank Credit Card Bill Payment - Online modes:

    The following online payment modes can be used by Union Bank of India customers -

    • Union BillPay - Internet Banking:
    • Union Bank of India customers can make instant payments using the online payment option available round the clock for customers. This facility is provided by Union Bank of India free of cost and customers who have activated internet banking services can use this facility.

    • Union BillPay – BillDesk:

      The Union BillPay service can be used by customers to pay their outstanding credit card bills through Billdesk.com. Instant payments can be made and users can have access 24/7, without any charges imposed for making transactions. To avail this service, customers have to submit the completed Union BillPay Application Form to the bank.

    • National Electronic Funds Transfer (NEFT):Union Bank customers can also make NEFT transfers to pay credit card bills using an IFSC code. Card holders can make instant payments using this facility, with the money being credited on the same working day.

    The following offline payment modes can be used by Union Bank of India customers -

    • Cash:

      Union Bank also allows customers to make cash deposits towards outstanding credit card bills at any branch across India. The payment will be credited immediately to the credit card account without any hassles.

    • Cheque/Drafts:

      A local cheque or draft can also be dropped at any branch of Union Bank by credit card customers. The money will be credited to the card account depending on the clearance done by the bank.

    Union Bank of India Credit Card Statement:

    Customers can easily access their credit card account statements by logging into their net banking accounts to view and download their monthly statements. Union Bank of India credit card users can get e-statements on their registered email addresses as well.

    Union Bank of India Credit Card Payment FAQs:

    1. What are the cities from where customers can access the Union BillPay facility to make payments?

      The Union BillPay feature is currently available in Pune, Mumbai, Chennai and Delhi. Cities like Bangalore, Ahmedabad, Kolkata and Hyderabad would be added to the list soon.

    2. How long would online credit card payments take to be reflected in the card account?

      The necessary payment details would be updated in the customer’s account within 2 working days.

    3. If a transaction fails, how many days will it take for the amount to revert back?

      Union Bank will refund a failed transaction amount back to the account in seven to fourteen days.

    4. Should Union Bank customers register to use the Union BillPay service?

      No, registrations are not necessary for customers to use the Union BillPay service.

    5. Once if the payment has been made by a Union Bank credit card holder, can it be reversed or stopped?

      No, once a credit card payment has been made customers will not be able to reverse or stop the transaction.

    Union Bank of India Credit Card Payment Reviews

    • Union Bank of India Credit Card
      "Best Bank"
      0.5 5.0/5 "Blown Away!"
      I have been Union Bank of India for my saving account transaction, normally paper less process is good I don't want to the bank for any queries the netbanking technology is absolutely good. I am holding zero balance account in that the phone banking is great.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Dec 11, 2018
    • Union Bank of India Credit Card
      "Good response for credit card"
      0.5 5.0/5 "Blown Away!"
      Recently I have taken the Union bank credit card for the ITR paper, I submit the credit card they done the process. even the processing fee is low. If I use the credit card there is no charges. Bank response is good they provides some offers on the card.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Dec 07, 2018
    • Union Bank of India Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been holding this card for the last two years and they had providing me with a good service. I have requested for 50,000 credit limit and they had given that limit. The features with the card has been less and i had been using the card for shopping and everything.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 30, 2018
    • Union Bank of India Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UNION BANK OF INDIA , the credit limit is 100000 and it is very not satisfactory . They provide EMI facility and rate of interest is nominal with this card .Union bank of india have good features and the service are good with this bank .
      Was this review helpful? 3
      , jaipur
      Reviewed on Oct 07, 2018
    • Union Bank of India Credit Card
      "GOOD CARD"
      0.5 5.0/5 "Blown Away!"
      My saving account was taken with UNION BANK few years back, the banking services are very good when compared to other banks. Customer service is very good and their response is fine. Net banking is easy to use in UNION BANK and there are no hidden charges on any transactions.
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 23, 2018
    • Union Bank of India Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      My credit card was taken with UNION BANK , i like the benefits with the card . I use this card for so many purpose like shopping , traveling , grocery , booking tickets . There is no joining fee at the time of getting the card . They offered good credit limit .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 03, 2018
    • Union Bank of India Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      For last 4 years am using Union bank of India credit card . There is no annual charges for the card as its life time free card . Am satisfied with the credit limit which they have provide. Overall am satisfied with their service and response.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 25, 2018
    • Union Bank of India Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UBI 1.5 years back. They have offered visa card and the credit limit is 60,000 which is not satisfactory and i was looking for a higher limit here. The customer service and responses was very good. Its a life time free card . The reward points and cash back offers i get for this card but tried to avail it .The interest rate and charges are good.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jul 14, 2018
    • Union Bank of India Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the UNiON BANK Platinum credit card for a while. I use the card mostly for online shopping. There is no option to convert the purchases into EMI's which is why I've applied for another card. Overall the services are good and never had any issues with their card and services.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 11, 2018
    • Union Bank of India Credit Card
      "Best Credit Card"
      0.5 4.0/5 "Great!"
      Customer care service is very bad. They are very fast in their banking services. Since I'm bank employee, i got the credit card easily from Union Bank of India. I have been using this card for 2 years. There are no offers in this card. It is a life time free card.
      Was this review helpful? 2
      , jaipur
      Reviewed on May 29, 2018
    • Union Bank of India Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I did not find any offers on Union bank credit card, i am using this card from last 7-8 years and the services provided by this card is pretty good. I use net banking for bill payments. I have no issues with the credit limit and this credit card is a lifetime free card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 14, 2018
    • Union Bank of India Credit Card
      "Average card to use"
      0.5 1.0/5 "Really Bad"
      The credit card service is average with the Union bank of India and I hold the Union bank of India Visa International Signature credit card for more than a year. The credit card service is not up to the mark. This card is not used in all point of sales and the credit limit value is low with this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 31, 2018
    • Union Bank of India Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with UNION BANK which was taken 4 years back. They have offered platinum International card and the credit card was 2 lakhs. The customer service and responses was up to the mark. Its a life time free card and there are no extra charges .
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 24, 2018
    • Union Bank of India Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I dont have any hassle using the UBI VISA CREDIT CARD and I use this card for past 3 years. The customer support service is good with the Union bank of India. I use this UBI VISA CREDIT CARD for shopping, online purchase, for bill payments and for other usages. I am satisfied using the UBI VISA CREDIT CARD.
      Was this review helpful? 1
      , noida
      Reviewed on Mar 19, 2018
    • Union Bank of India Credit Card
      "Good Limit "
      0.5 5.0/5 "Blown Away!"
      They have given me a good limit in the card. Reward points are available. I convert it using it to money in the next billing. I can make purchase using their Visa Platinum card. Discount in movie and Petrol waiver are available. One time I had payment delayed, but they didn't charge. Customer care are good.
      Was this review helpful? 1
      , lucknow
      Reviewed on Mar 02, 2018
    • Union Bank of India Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I use a credit card called Union bank of India visa international signature credit card for past 2 years. The customer support is good with union bank of India , I get better response from Union bank. The credit limit value is pretty good with this Union bank of India visa international signature credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 25, 2018
    • Union Bank of India Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with Union Bank credit card. They are offer more reward points and the redeem option is very easy when compared to my other banks. I am getting a lounge offer which was good. The rate of interest was less half than other cards. It is a Signature Visa Card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 21, 2017
    • Union Bank of India Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Holding the Union bank of India Visa International signature credit card for past 5 years. The customer support is excellent with the Union bank credit card department. I am satisfied with the credit limit. The interest and the charges are average with this card.
      Was this review helpful? 3
      , mumbai
      Reviewed on Dec 04, 2017
    • Union Bank of India Credit Card
      "GREAT"
      0.5 5.0/5 "Blown Away!"
      The customer service provided by UNION bank OF INDIA is really good as i am using the credit card . The bank gave me a credit limit of 25K on the credit card and cash withdrawal option is also there on that amount . There are no good offers available on the card .
      Was this review helpful? 3
      , alwar
      Reviewed on Dec 01, 2017
    • Union Bank of India Credit Card
      "No hassles overall"
      0.5 5.0/5 "Blown Away!"
      Union Bank of India has offered me a credit card and the bank has provided a good limit. Being an existing customer the services are good but they still could improve more by being more proactive. The charges are normal and it is good to use when ever in need.
      Was this review helpful? 1
      , kolkata
      Reviewed on Nov 21, 2017
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