Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

RBL Bank Credit Card Bill Payment Online

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Paying your credit card bill on time is important. You can avoid late payment fees as well as maintain your credit score. Ratnakar Bank Limited (RBL) offers simple and smart methods of bill payment for your convenience. Take a look at the different ways of paying your RBL credit card bill to choose one that works best for you.

RBL Credit Card Bill Payment Online

  • National Electronic Funds Transfer (NEFT)
  • RBL Bank Net Banking
  • Online card payment
  • Debit Card
  • RBL MyCard Mobile App
  • Standing instruction

Rbl Credit Card Bill Payment Offline

  • Cash
  • Cheque
  • National Automated Clearing House Facility (NACH)

Here is a step-by-step guide to pay your monthly bill through each of the online payment methods.

NEFT

Pay your RBL card bill through NEFT using any bank's account. NEFT allows instant payment with same-day payment acknowledgment.

  • Log in to your net banking portal with your username and password.
  • Choose the NEFT payment method.
  • Enter the following details to register RBL Bank as a beneficiary.
    • Payee name - Your name as given on your RBL credit card.
    • Payee account number - Your 16-digit card number.
    • Bank name - RBL Bank
    • Branch location - NOC Goregaon, Mumbai
    • IFSC - RATN0CRCARD

RBL Net Banking

This mode of payment is applicable for RBL account holders. Limit release and payment acknowledgement will be processed the next day.

  • Log in to the RBL Bank Net Banking feature.

https://www.rblbank.com/ways-to-bank/online-banking/internet-banking

  • Click on the 'RBL Credit Card Payment' tab.
  • If you are paying for the first time, you may have to enter the card details.
  • Fill in the correct amount and click on 'Pay'.
  • You can check the minimum amount due and the total outstanding amount by clicking on the 'Credit Card Summary' tab.

Online banking

  • Visit the official website of RBL Bank. https://www.rblbank.com/
  • Click on the 'Make Payments' tab on the top right corner of your screen.
  • Click on the 'Credit Card Payments' option.
  • You can choose to pay via 3 payment gateways, namely Pay U, Razorpay, or Bill Desk.
  • Select your preferred payment method.
  • Fill in all the required details and click on 'Submit'.
  • Choose your bank's internet banking option.
  • Enter your username and password and proceed to make the payment.

Debit Card

  • Visit RBL Bank's official website.
  • Click on the 'Make Payments' tab.
  • Select the 'Credit Card Payments' option.
  • Payment via Debit Card can be made through 2 payment gateways - Pay U, Razorpay, or Bill Desk.
  • Click on your preferred payment gateway.
  • Fill in the details of your card, contact information, and debit card.
  • Proceed to make the payment.

RBL MyCard Mobile App

  • Download the RBL MyCard Mobile App on your mobile. https://www.rblbank.com/product/credit-cards/rbl-mycard-app
  • The app can be downloaded from Google Play Store or App Store for Android and Apple phones respectively.
  • You can make mobile payment from any bank account.

Standing instruction

You can set up auto debit from your RBL Bank savings account to make timely payments each month. Existing RBL Bank savings account holders can make their card payments through standing instructions.

  • Fill out the standing instructions form and send it to cardservices@rblbank.com activate the facility.
  • You will have to link your credit card to your savings account to enable auto debit feature.

Offline Bill Payment Methods

If you are not comfortable making online payments, you can pay your card bill through the following offline methods:

Cash

  • Visit any RBL Bank branch near you and make the payment in person.
  • Cash payment will incur a fee of Rs.250 plus GST.
  • Your payment will be processed on the same day but you can receive the acknowledgement the next day.

Cheque

  • You can pay your credit card bill via cheque.
  • The cheque must be drawn in favour of RBL Bank Card 16-digit card number.
  • You can deposit the cheque at any RBL Bank branch.
  • You also have the option of sending your cheque by courier to RBL Bank Limited, Cards Operating Centre, Unit: 306 -311, 3rd Floor, JMDMegapolis, Sohna Road, Sector - 48, Gurugram, Haryana - 122 018.
  • Payment to account and release of limit will be subject to realisation of the cheque.

National Automated Clearing House Facility (NACH)

  • NACH facilitates automatic payment of credit card bills.
  • You need to link any bank's account to your RBL card using NACH.
  • To activate this feature, you need to submit the NACH form with all required details.
  • The completed form must be sent to the address given on the form.

FAQs

  1. What happens if I don't pay my bill on time?
  2. If you don't pay your bill on time, you will be charged a late payment fee. RBL Bank charges a late payment fee of 15% of the total outstanding amount. The minimum amount you will be charged for late payment is Rs.50, and the maximum is Rs.1,000.

  3. How long does it take for credit card payment to be updated?
  4. Payment update and limit release depend on the method of payment. In case of NEFT payment, the payment is updated on the same day. For internet banking, payment details are updated the next day.

  5. Can I pay my RBL credit card bill at an ATM?
  6. RBL Bank does not offer card bill payment through ATM. However, you can pay through any of the online or offline payment channels mentioned above.

  7. Am I charged for paying my credit card bill?
  8. No, most payment channels do not incur a transaction fee. Having said that, if you pay through cash, you will be charged Rs.250 plus GST.

  9. Does paying by card bill twice a month affect my credit score?
  10. Paying off the outstanding dues on your card bi-monthly does not have a negative impact on your credit score. This method of payment can help in bringing down your credit utilisation ratio.

Check Other Banks Credit card Bill Payment

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RBL Bank Credit Card Bill Payment Reviews

Page 1 of 16 1 2 3 4 5
  • RBL Bank Credit Card
    "Good service"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I am using RBL credit card for more than 1 year. I have a credit limit of Rs.71,000, which is sufficient. I use this card mostly for purchase. I am not getting fuel charges are waived off. Customer support response is very good and responsive. I pay the payments on time and it is a life time free credit card.
    Was this review helpful? 1
    , coimbatore
    Reviewed on Jan 17, 2020
  • RBL Bank
    RBL Bank Credit Card
    "Nice Card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    From 2 years, i am holding the credit card from RBL bank and i am getting points on using this card. I get a buy 1 +get 1 movie tickets offers. While ordering through Zomato and Uber eats, I'm getting cashback offers. By taking Bajaj Finance service, they called me and provided me this credit card. Since i make the payment on time, I'm not aware of the late fee charges. They are taking the annual charges of Rs. 3000 but by using the rewards points, i make the annual fee.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 16, 2020
  • RBL Bank Credit Card
    "Good card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I am using credit card for the past 4-6 months from RATNAKAR Bank. I was applied through bank directly. It is annual fee chargeable of 499 plus GST but there is waiver off option avail, if I spend 1L for first year. It is BAJAJ card. In this card easy to redeem reward points and can use for down payment and get good cash back benefit.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 16, 2020
  • RBL Bank Credit Card
    "Superb card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    1 year ago, i have received the credit card from RBL bank. Since i am Bajaj Finserv customer based on that they have made a promotional call, once i have accepted the same, they have processed my credit card. Card transactions are smooth. There is no yearly charges. I make the payment through online. Through mails, they are sending the offer messages and bill due amount details.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 16, 2020
  • RBL Bank Credit Card
    "Good customer service"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have taken RATNAKAR bank credit card for more than one year. Their service is good and prompt. I am not aware whether it is life time free or fee chargeable.It is a Bajaj card. EMI conversion is applicable with nominal charges. Since my wife is using this card , so I am not aware much about benefits. I do only payment.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 10, 2020
  • RBL Bank Credit Card
    "Excellent Service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have Ratanakar Bank credit card which was taken through Online .I will make the credit card bill payment before due date due to this reason no additional charges are added .The credit limit was very less and this was a life time free card .I am using this credit card for shopping purpose only.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 07, 2020
  • RBL Bank Credit Card
    "Authenticate services "
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I am using RBL credit card for past 8 months. I have a credit limit of Rs.41,000, which is sufficient. Emi conversion options are available at the rate of interest 12%. It is a life time free credit card. I am not aware of benefits much. I use and pay the complete amount.
    Was this review helpful? 0
    , bhopal
    Reviewed on Jan 04, 2020
  • RBL Bank Credit Card
    "Need to improve the customer care service"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    RBL credit card interest rates are higher and there is lots of hidden charges. If I delayed the payment for a month, they are not handling the customer in a professional manner. When i called the customer care, its not good. They are not giving any respect to the customer. I'm planning to close the card as soon as possible.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 03, 2020
  • RBL Bank Credit Card
    "Don't at all go for RBL Bank Card"
    RATNAKAR BANK
    0.5 0.5/5 "Unacceptable"
    before due date they have literally given reminder calls at least 50 times in a week #Harsement by RBL Bank. i am making payments every month I am using this card from last 1 year. I have amount pending of around Rs 1,14,000 and I am clearing the amount in EMI everymonth. But when they give a due date and if the customer fails to make the payment, then its ok to call, but before due date calling 50 times a week from different nos is so pathetic and cheap
    Was this review helpful? 1
    , pune
    Reviewed on Jan 01, 2020
  • RBL Bank Credit Card
    "Better Card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    RBL credit card facility is really fine. Their reward points are good. If i book the movie ticket in bookmyshow website, i get buy1 get1 movie ticket. I can redeem the rewards points on RBL website like recharges and i can donate the points to some charity. I am doing the payment through RBL mobile app and its quite convenient to use.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 30, 2019
  • RBL Bank Credit Card
    "Average Card"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    Rate of interest is little high in RBL Bank when compared to other bank credit cards. I get a monthly bonus points based on my purchase. They have provided me a limit of Rs. 40,000 and I use this card for last 1.5 years. I need to pay the annual fee of Rs, 500.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 29, 2019
  • RBL Bank Credit Card
    "Good for online shopping"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I'm not a account holder of RBL bank even though its easy to make the payment because they are accepting lot of third party payment. If i do a minimum payment on purchase on a year, my annual fee will get waived off. I get a free movie tickets like buy 1+ get1 and free airport lounge access facility in international and domestic airport which is once in quarter. They increase the limit every year which i like with them.
    Was this review helpful? 0
    , kolkata
    Reviewed on Dec 29, 2019
  • RBL Bank Credit Card
    "Satisfactory"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have Ratnakar Bank credit card which was taken through Bank .I am using this credit card for the past 2 years .Without any hassle got this credit card .This credit card is pretty useful on every situations no need to carry cash while using this credit card .can use this credit card and purchased any required products and can pay later.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 26, 2019
  • RBL Bank Credit Card
    "Average Service"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have Ratnakar Bank credit card which was taken through Online. I am using this credit card for the past 1 year ,The credit limit was very less it was 38,000 and this was a chargeable card need to pay Rs.650. I am planning to close this card since there was no favors.
    Was this review helpful? 0
    , pune
    Reviewed on Dec 26, 2019
  • RBL Bank Credit Card
    "Need to improve bank service "
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have been using RBL bank credit card more than 1 year. They have offered annual fee chargeable card of 1200 rupees. EMI charges are nominal and I have used only once. It is Bajaj card. Based on usage I get reward points and coupons. I use this card for to pay fees and for my bike amount settlement. Bank service is not prompt, there are saying to contact customer care service for the queries.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 24, 2019
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have been using RATNAKAR Bank credit card for more than one year. I got a call from bank directly and offered a card. It is annual fee chargeable of 1000 rupees and there is no option of waiver off. The credit limit of 84K is good and sufficient. For bill payment I use to get remainder either by message or mail before of due date. EMI conversion charges are high. I use for fuel and shopping purpose, I get reward points for the usage. It is Bajaj card.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 24, 2019
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I am holding RBL credit card for almost 6 months. On every spend of Rs.150, i get 4 rewards points. If i purchase on Wednesday, i will get 20 rewards points. RBL service is better so that i have selected this card. I make the payment through net banking and its get updated immediately.
    Was this review helpful? 1
    , coimbatore
    Reviewed on Dec 24, 2019
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have Ratnakar Bank credit card which was taken through online .I am using this credit card for the past 1 year. This has no joining fee but i need to pay the annual fee of Rs. 500 every year and they have a criteria like if i use certain limit, i won't get the annual fee. I got the credit card on time without any delay . There is no much offers available in RBL card
    Was this review helpful? 2
    , chennai
    Reviewed on Dec 20, 2019
  • RBL Bank Credit Card
    "Useless Service & Bank"
    RATNAKAR BANK
    0.5 1.0/5 "Really Bad"
    I have been using the RBL card for a long time and i hardly make the payment in delay. I would like to inform that no one should use the RBL credit card. They do not have a quality customer care service and they need to train the people. Customer care people are speaking like a machine and they don't give a proper response for our query.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Dec 19, 2019
  • RBL Bank Credit Card
    "Super Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    RBL bank has trusted me and provided me a first credit card. I'm getting benefits like reward points and cashbacks. I use this RBL card for almost 1 year and i never had any hassles till now. Its quite convenient to pay the bill through mobile banking. I'm getting monthly statement on a proper timing.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 18, 2019
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