Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

RBL Bank Credit Card Bill Payment Online

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Paying your credit card bill on time is important. You can avoid late payment fees as well as maintain your credit score. Ratnakar Bank Limited (RBL) offers simple and smart methods of bill payment for your convenience. Take a look at the different ways of paying your RBL credit card bill to choose one that works best for you.

RBL Credit Card Bill Payment Online

  • National Electronic Funds Transfer (NEFT)
  • RBL Bank Net Banking
  • Online card payment
  • Debit Card
  • RBL MyCard Mobile App
  • Standing instruction

Rbl Credit Card Bill Payment Offline

  • Cash
  • Cheque
  • National Automated Clearing House Facility (NACH)

Here is a step-by-step guide to pay your monthly bill through each of the online payment methods.

NEFT

Pay your RBL card bill through NEFT using any bank's account. NEFT allows instant payment with same-day payment acknowledgment.

  • Log in to your net banking portal with your username and password.
  • Choose the NEFT payment method.
  • Enter the following details to register RBL Bank as a beneficiary.
    • Payee name - Your name as given on your RBL credit card.
    • Payee account number - Your 16-digit card number.
    • Bank name - RBL Bank
    • Branch location - NOC Goregaon, Mumbai
    • IFSC - RATN0CRCARD

RBL Net Banking

This mode of payment is applicable for RBL account holders. Limit release and payment acknowledgement will be processed the next day.

  • Log in to the RBL Bank Net Banking feature.

https://www.rblbank.com/ways-to-bank/online-banking/internet-banking

  • Click on the 'RBL Credit Card Payment' tab.
  • If you are paying for the first time, you may have to enter the card details.
  • Fill in the correct amount and click on 'Pay'.
  • You can check the minimum amount due and the total outstanding amount by clicking on the 'Credit Card Summary' tab.

Online banking

  • Visit the official website of RBL Bank. https://www.rblbank.com/
  • Click on the 'Make Payments' tab on the top right corner of your screen.
  • Click on the 'Credit Card Payments' option.
  • You can choose to pay via 3 payment gateways, namely Pay U, Razorpay, or Bill Desk.
  • Select your preferred payment method.
  • Fill in all the required details and click on 'Submit'.
  • Choose your bank's internet banking option.
  • Enter your username and password and proceed to make the payment.

Debit Card

  • Visit RBL Bank's official website.
  • Click on the 'Make Payments' tab.
  • Select the 'Credit Card Payments' option.
  • Payment via Debit Card can be made through 2 payment gateways - Pay U, Razorpay, or Bill Desk.
  • Click on your preferred payment gateway.
  • Fill in the details of your card, contact information, and debit card.
  • Proceed to make the payment.

RBL MyCard Mobile App

  • Download the RBL MyCard Mobile App on your mobile. https://www.rblbank.com/product/credit-cards/rbl-mycard-app
  • The app can be downloaded from Google Play Store or App Store for Android and Apple phones respectively.
  • You can make mobile payment from any bank account.

Standing instruction

You can set up auto debit from your RBL Bank savings account to make timely payments each month. Existing RBL Bank savings account holders can make their card payments through standing instructions.

  • Fill out the standing instructions form and send it to cardservices@rblbank.com activate the facility.
  • You will have to link your credit card to your savings account to enable auto debit feature.

Offline Bill Payment Methods

If you are not comfortable making online payments, you can pay your card bill through the following offline methods:

Cash

  • Visit any RBL Bank branch near you and make the payment in person.
  • Cash payment will incur a fee of Rs.250 plus GST.
  • Your payment will be processed on the same day but you can receive the acknowledgement the next day.

Cheque

  • You can pay your credit card bill via cheque.
  • The cheque must be drawn in favour of RBL Bank Card 16-digit card number.
  • You can deposit the cheque at any RBL Bank branch.
  • You also have the option of sending your cheque by courier to RBL Bank Limited, Cards Operating Centre, Unit: 306 -311, 3rd Floor, JMDMegapolis, Sohna Road, Sector - 48, Gurugram, Haryana - 122 018.
  • Payment to account and release of limit will be subject to realisation of the cheque.

National Automated Clearing House Facility (NACH)

  • NACH facilitates automatic payment of credit card bills.
  • You need to link any bank's account to your RBL card using NACH.
  • To activate this feature, you need to submit the NACH form with all required details.
  • The completed form must be sent to the address given on the form.

FAQs

  1. What happens if I don't pay my bill on time?
  2. If you don't pay your bill on time, you will be charged a late payment fee. RBL Bank charges a late payment fee of 15% of the total outstanding amount. The minimum amount you will be charged for late payment is Rs.50, and the maximum is Rs.1,000.

  3. How long does it take for credit card payment to be updated?
  4. Payment update and limit release depend on the method of payment. In case of NEFT payment, the payment is updated on the same day. For internet banking, payment details are updated the next day.

  5. Can I pay my RBL credit card bill at an ATM?
  6. RBL Bank does not offer card bill payment through ATM. However, you can pay through any of the online or offline payment channels mentioned above.

  7. Am I charged for paying my credit card bill?
  8. No, most payment channels do not incur a transaction fee. Having said that, if you pay through cash, you will be charged Rs.250 plus GST.

  9. Does paying by card bill twice a month affect my credit score?
  10. Paying off the outstanding dues on your card bi-monthly does not have a negative impact on your credit score. This method of payment can help in bringing down your credit utilisation ratio.

Check Other Banks Credit card Bill Payment

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RBL Bank Credit Card Bill Payment Reviews

Page 1 of 11 1 2 3 4 5
  • RBL Bank Credit Card
    "Need to improve customer service"
    RATNAKAR BANK
    0.5 2.0/5 "Expected more"
    I have taken RATNAKAR bank titanium credit card which was applied directly to bank on 6 months before. It is an annual fee chargeable card. I have taken some amount so banker said that can convert to monthly wise to pay for an EMI 3 months. But they have not given a proper communication about the charges so I paid for late payments as well for 1043 rupees.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 11, 2019
  • RBL Bank
    RBL Bank Credit Card
    "Average card"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I have been holding RBL credit card from long time, their service was not up to the mark, they have charged me annual fee or not i have no idea long back i closed this loan, their was issue in payment so i had to closed this card, the credit limit which they have given to me was quite okay.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 08, 2019
  • RBL Bank Credit Card
    "Need improvement on the gateway"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    RBL is very good interms of flexible rate and charges, the application is very user friendly but they take some time to update the payment. I think 10 to 15 days for updating the amount its should be faster. Remaining all fine, I am happy with their service.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 05, 2019
  • RBL Bank Credit Card
    "Good card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I hold RBL BANK credit card . The limit is very good, I am getting offers while doing shopping .I never faced any difficulty with their services. It is a very useful card for daily use as well. I use this card for multipurpose . I do not have to pay annual fee it is life time free card . It is very good experience .
    Was this review helpful? 0
    , nagpur
    Reviewed on Jul 04, 2019
  • RBL Bank Credit Card
    "Good card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have been holding RBL credit card from long time, they have charged me annual fee but waived off option is available in this card , the credit limit which they have given to me was good, they use to response me well, their mobile application is good, i use to pay the bill through their application itself.
    Was this review helpful? 0
    , thane
    Reviewed on Jul 03, 2019
  • RBL Bank Credit Card
    "Good Service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have been using a Ratnakar Bank credit card for the past one and a half years. There is no interest on usage of this card. Features of this card are excellent. It is a lifetime free card and credit limit is nominal. Netbanking and mobile application is user friendly. I make all the payment through netbanking.
    Was this review helpful? 1
    , secunderabad
    Reviewed on Jul 01, 2019
  • RBL Bank Credit Card
    "GOOD"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    The credit card with the RATNAKAR BANK using from few years the card has the satisfactory credit limit and also the card is user friendly to access added on that the card is convenient to access. There is no issues, it has the EMI conversion with good payment is there.
    Was this review helpful? 1
    , new delhi
    Reviewed on Jun 30, 2019
  • RBL Bank Credit Card
    "Interest rate should be standard"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I have Bajaj RBL card, I can convert all the purchase into emi, when I try to convert one transaction into emi they changed around 36% of interest for Rs. 5000 and for Rs. 20,000 they are charged me less. Based on the amount they are changing the interest. I suggest the interest should be standard for all the transactions. But if we miss the one payment they charge more.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 29, 2019
  • RBL Bank Credit Card
    "Customer service is not good"
    RATNAKAR BANK
    0.5 2.0/5 "Expected more"
    Actually there is a issue in the customer care. They keep an asking the questions again and again about the same. They don't listen their customer actually they are coming to say. Through online, paid the bill amount. Before due date itself, they keep on asking me to pay the bill immediately.
    Was this review helpful? 0
    , faridabad
    Reviewed on Jun 29, 2019
  • RBL Bank Credit Card
    "Service can be improved"
    RATNAKAR BANK
    0.5 1.0/5 "Really Bad"
    I'm not satisfied with the RBL card. There is no proper response in their customer care. The interest rates are too high compared to other card. If i pay the minimum due amount, they are charging the interest rate for the balance amount. Hence i'm planning to close the card. For converting into EMI, there is separate EMI conversion and processing fee for a different swipe.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 28, 2019
  • RBL Bank Credit Card
    "Good card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I won't wait for any EMI options and till the due date. Once i done purchase, i make the payment once i received the bill through mail and hard copies. I used to verify the bill regarding my purchase. I have been using my RBL card for more than 6 months.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jun 28, 2019
  • RBL Bank Credit Card
    "Not satisfied"
    RATNAKAR BANK
    0.5 2.0/5 "Expected more"
    I have been holding RBL bajaj super card which i no use itself, their service is not up to the mark, they do not response me well, like they said the credit limit will not merge with another bank credit card , but they have merged and given me limit , their customer care response is not well, there is issue in payment part it is not done proper payment, for late payment they use to charged too charges .
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 24, 2019
  • RBL Bank Credit Card
    "Average card"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I have been holding RBL credit card from long time, they have charged me annual fee up to 1000 no waived off option is available i need to pay compulsorily, the credit limit which they have given to me was quite okay, but i am going to closed this card because they charged me annual fee.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 24, 2019
  • RBL Bank Credit Card
    "Good card"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    Was Looking for a credit card and got RBL BANK . I got EMI option with this card . They offered good credit limit with this card . I am holding this card for past few years . Even if i get something from online that i can convert into EMI . I can easily pay my all bills through net banking .
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 23, 2019
  • RBL Bank Credit Card
    "Average card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I don't use my RBL credit card much even though their interest rates are good. I have been using the RBL credit card for almost 2 months and the offers are very less. Their customer care service is good. I have received the credit limit which is less. Its easy to make the bill payment.
    Was this review helpful? 1
    , new delhi
    Reviewed on Jun 22, 2019
  • RBL Bank Credit Card
    "Super card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I am using 2 RBL credit cards. The credit limit is good and am using the card for 1.5 years. The annual fee is applicable and need to pay Rs.500 and other card is around 2000rupees above. Every time when I call the customer service and getting immediate response. Their app is user friendly and even for basic person.
    Was this review helpful? 0
    , visakhapatnam
    Reviewed on Jun 21, 2019
  • RBL Bank Credit Card
    "Good"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    RBL is okay and the limit is very good. They have separate mobile app to track the details which was very convenient. The payment mode is also easy. There is no specific reason for taking the credit card with RBL BANK. Its been 3 to 4months and everything goes smooth.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 19, 2019
  • RBL Bank Credit Card
    "Very Good card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    2 years back, i have purchased the credit card from RBL. I have received the limit of Rs. 1.45 lakhs. Actually i did not use any offer till now and they have given me a option to convert my purchase into EMI. I'm waiting to increase the limit. RBL customer care is very good. Bill payment due date and cycle is very convenient to me.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 19, 2019
  • RBL Bank Credit Card
    "Best card"
    RATNAKAR BANK
    0.5 4.5/5 "Excellent!"
    I have been holding RBL iconic credit card from long time, they have charged me annual fee which i need to pay compulsorily no waived off option is available, they have given me good credit limit as per my requirement, they use to give me good offers.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 19, 2019
  • RBL Bank Credit Card
    "Need improvement on services"
    RATNAKAR BANK
    0.5 2.0/5 "Expected more"
    RBL offers me nothing on my credit card. They have given me a credit limit of only 80K. There are no other benefits on the card. After I make a payment it reflects back on time. I would not want to refer the bank to others as they need to be more beneficial.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 18, 2019
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