Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

RBL Bank Credit Card Bill Payment Online

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Paying your credit card bill on time is important. You can avoid late payment fees as well as maintain your credit score. Ratnakar Bank Limited (RBL) offers simple and smart methods of bill payment for your convenience. Take a look at the different ways of paying your RBL credit card bill to choose one that works best for you.

RBL Credit Card Bill Payment Online

  • National Electronic Funds Transfer (NEFT)
  • RBL Bank Net Banking
  • Online card payment
  • Debit Card
  • RBL MyCard Mobile App
  • Standing instruction

Rbl Credit Card Bill Payment Offline

  • Cash
  • Cheque
  • National Automated Clearing House Facility (NACH)

Here is a step-by-step guide to pay your monthly bill through each of the online payment methods.

NEFT

Pay your RBL card bill through NEFT using any bank's account. NEFT allows instant payment with same-day payment acknowledgment.

  • Log in to your net banking portal with your username and password.
  • Choose the NEFT payment method.
  • Enter the following details to register RBL Bank as a beneficiary.
    • Payee name - Your name as given on your RBL credit card.
    • Payee account number - Your 16-digit card number.
    • Bank name - RBL Bank
    • Branch location - NOC Goregaon, Mumbai
    • IFSC - RATN0CRCARD

RBL Net Banking

This mode of payment is applicable for RBL account holders. Limit release and payment acknowledgement will be processed the next day.

  • Log in to the RBL Bank Net Banking feature. https://www.rblbank.com/ways-to-bank/online-banking/internet-banking
  • Click on the 'RBL Credit Card Payment' tab.
  • If you are paying for the first time, you may have to enter the card details.
  • Fill in the correct amount and click on 'Pay'.
  • You can check the minimum amount due and the total outstanding amount by clicking on the 'Credit Card Summary' tab.

Online banking

  • Visit the official website of RBL Bank. https://www.rblbank.com/
  • Click on the 'Make Payments' tab on the top right corner of your screen.
  • Click on the 'Credit Card Payments' option.
  • You can choose to pay via 3 payment gateways, namely Pay U, Razorpay, or Bill Desk.
  • Select your preferred payment method.
  • Fill in all the required details and click on 'Submit'.
  • Choose your bank's internet banking option.
  • Enter your username and password and proceed to make the payment.

Debit Card

  • Visit RBL Bank's official website.
  • Click on the 'Make Payments' tab.
  • Select the 'Credit Card Payments' option.
  • Payment via Debit Card can be made through 2 payment gateways - Pay U, Razorpay, or Bill Desk.
  • Click on your preferred payment gateway.
  • Fill in the details of your card, contact information, and debit card.
  • Proceed to make the payment.

RBL MyCard Mobile App

  • Download the RBL MyCard Mobile App on your mobile. https://www.rblbank.com/product/credit-cards/rbl-mycard-app
  • The app can be downloaded from Google Play Store or App Store for Android and Apple phones respectively.
  • You can make mobile payment from any bank account.

Standing instruction

You can set up auto debit from your RBL Bank savings account to make timely payments each month. Existing RBL Bank savings account holders can make their card payments through standing instructions.

  • Fill out the standing instructions form and send it to cardservices@rblbank.com activate the facility.
  • You will have to link your credit card to your savings account to enable auto debit feature.

Offline Bill Payment Methods

If you are not comfortable making online payments, you can pay your card bill through the following offline methods:

Cash

  • Visit any RBL Bank branch near you and make the payment in person.
  • Cash payment will incur a fee of Rs.250 plus GST.
  • Your payment will be processed on the same day but you can receive the acknowledgement the next day.

Cheque

  • You can pay your credit card bill via cheque.
  • The cheque must be drawn in favour of RBL Bank Card 16-digit card number.
  • You can deposit the cheque at any RBL Bank branch.
  • You also have the option of sending your cheque by courier to RBL Bank Limited, Cards Operating Centre, Unit: 306 -311, 3rd Floor, JMDMegapolis, Sohna Road, Sector - 48, Gurugram, Haryana - 122 018.
  • Payment to account and release of limit will be subject to realisation of the cheque.

National Automated Clearing House Facility (NACH)

  • NACH facilitates automatic payment of credit card bills.
  • You need to link any bank's account to your RBL card using NACH.
  • To activate this feature, you need to submit the NACH form with all required details.
  • The completed form must be sent to the address given on the form.

RBL Credit Card Bill Payment FAQs

  1. What happens if I don't pay my bill on time?
  2. If you don't pay your bill on time, you will be charged a late payment fee. RBL Bank charges a late payment fee of 15% of the total outstanding amount. The minimum amount you will be charged for late payment is Rs.50, and the maximum is Rs.1,000.

  3. How long does it take for credit card payment to be updated?
  4. Payment update and limit release depend on the method of payment. In case of NEFT payment, the payment is updated on the same day. For internet banking, payment details are updated the next day.

  5. Can I pay my RBL credit card bill at an ATM?
  6. RBL Bank does not offer card bill payment through ATM. However, you can pay through any of the online or offline payment channels mentioned above.

  7. Am I charged for paying my credit card bill?
  8. No, most payment channels do not incur a transaction fee. Having said that, if you pay through cash, you will be charged Rs.250 plus GST.

  9. Does paying by card bill twice a month affect my credit score?
  10. Paying off the outstanding dues on your card bi-monthly does not have a negative impact on your credit score. This method of payment can help in bringing down your credit utilisation ratio.

Check Other Banks Credit card Bill Payment

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RBL Bank Credit Card Bill Payment Reviews

Page 1 of 17 1 2 3 4 5
  • RBL Bank Credit Card
    "Average service"
    RATNAKAR BANK
    0.5 1.0/5 "Really Bad"
    RBL credit card is a chargeable card, I always have to go to Bajaj Finance to pay my credit card bill. I am not satisfied with the customer service which has to be improved. I used this card when ever needed for shopping, fuel surcharge and bill payment.The limit of the card is fine.
    Was this review helpful? 62
    , ranchi
    Reviewed on Mar 21, 2020
  • RBL Bank
    RBL Bank Credit Card
    "Excellent service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    My RBL credit card have a credit limit of 40000 it was satisfactory, but the charges of the card is little high which is 1000 rupees per year. The bank agent inform me that i will get a reward points of 1000 if i spend an amount of more than 1 lakh in a year.I used to do my bill payment on time so it help me to maintain my credit without any issue.
    Was this review helpful? 1
    , kolkata
    Reviewed on Mar 21, 2020
  • RBL Bank Credit Card
    "very good "
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I am using RBL credit card for 1.5 years, the card have many offers on shopping, fuel, movie ticket and some reward points. The credit limit is 1 lakh which is very sufficient. I do my bill payment through as bank is available nearby. Also am using net banking and it functions very well.
    Was this review helpful? 1
    , surat
    Reviewed on Mar 20, 2020
  • RBL Bank Credit Card
    "Best card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    Everything is good with RBL credit card that I have been using for a month. I usually used the card for shopping,electricity bill payment, fuel surcharge. The bank has always give me a good responds when ever i need some help or information,the credit limit is 50,000 and I think this is a very good card to use.
    Was this review helpful? 0
    , surat
    Reviewed on Mar 19, 2020
  • RBL Bank Credit Card
    "Fine card "
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    On 1.5 yeas before I taken RBL card which was applied through other channel. They have provided an annual fee chargeable but there is waiver option. The credit limit of 93K which is sufficient. I wont opt for EMI conversion , but it is applicable mostly I do bulk amount payment. The cash limit of 9.6K. I use this card for purchase gold, shopping. The customer service is good.
    Was this review helpful? 5
    , chennai
    Reviewed on Mar 19, 2020
  • RBL Bank Credit Card
    "Best card "
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    RBL credit card, i am using more than one year and i applied this card through online. They given a sufficient credit limit and i have to pay Rs. 1000 as annual charges. I am getting more reward points and EMI facility is available, mainly i am using the card for shopping purpose.
    Was this review helpful? 1
    , chennai
    Reviewed on Mar 16, 2020
  • RBL Bank Credit Card
    "Best for rewards"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    Using my RBL credit card for more than a year. Compared to all my other cards, I'm getting good reward points from RBL. Offers are heavy even I can make the payment on their app. I can convert my purchase into EMI.This time i have paid only my minimum due hence they charged me higher interest rates and over limit usage charges of Rs. 600.
    Was this review helpful? 1
    , chennai
    Reviewed on Mar 16, 2020
  • RBL Bank Credit Card
    "Good bank"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    I got this credit card offer from RBL Bank directly so i applied. Its not a free card i have to pay annually around Rs. 500+GST for that i am getting gift voucher. EMI facility is available, when ever i do shopping and i am getting instantly alert message.
    Was this review helpful? 0
    , bhubaneshwar
    Reviewed on Mar 15, 2020
  • RBL Bank Credit Card
    "Best Service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have Ratnakar Bank credit card which i am using for the past 1 year.I have taken this credit card through bank and this was a chargeable card need to pay Rs.3000 on yearly basis .There are movie ticket offers as well as reward points which is very useful.The process was pretty smooth and i am satisfied with the service so far .
    Was this review helpful? 3
    , chennai
    Reviewed on Mar 09, 2020
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    RBL card is a good to use. I just want more credit limit from other cards, hence i have purchased this card but they have given me only Rs. 54000. I need to pay the annual fee of Rs. 1000. I get a buy1+get1 free movie ticket on bookmyshow and Rs. 500 discount on Amazon website when i do a online shopping. Their customer care service need to improve because they are not giving response soon. Their user interface is very slow and their mobile app also not upto the mark.
    Was this review helpful? 6
    , vadodara
    Reviewed on Mar 05, 2020
  • RBL Bank Credit Card
    "Okay"
    RATNAKAR BANK
    0.5 3.0/5 "Satisfactory"
    I am using this RBL Bank credit card more than 1 year. This card has some annual charges Rs.399 if i purchase some amount no need to pay the annual charges. I was taken consumer durable loan long back based on that i got this credit card offer and the service was good.
    Was this review helpful? 4
    , hyderabad
    Reviewed on Mar 03, 2020
  • RBL Bank Credit Card
    "Customer support need to improve"
    RATNAKAR BANK
    0.5 4.0/5 "Great!"
    RBL approached me with a credit card offer which i have selected it. I get reward points and cashback also. Customer care support is not upto the mark because the executive way of talking is not good. Its easy to make a bill payment via online sometimes through their app and its working fine.
    Was this review helpful? 1
    , ludhiana
    Reviewed on Mar 03, 2020
  • RBL Bank Credit Card
    "Best card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    Initially RBL Bank offerd me a credit limit of Rs. 35k then they increased to Rs. 40k and now they given for Rs. 60k. I am using this card more than 2 years and this is a free card. Mostly i am using for shopping, purchase , mobile bill payment and fuel this card has reward points still not redeemed.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 02, 2020
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    In RBL card, They are giving extra time to pay the money even after due date crossed. They are giving two chances to the customer without charging me any late fee and interest rate. I am using the RBL credit card for more than 1.5 years and i never faced any issue on this card. Even i cannot make the entire bill amount, i just pay the minimum payable amount. I have not converted my purchase into EMI.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Mar 02, 2020
  • RBL Bank Credit Card
    "Excellent Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    4 years before, i have received a credit card from RBL because i got the offer from this bank. They have provided me a credit limit of Rs. 66000 thats enough for me after completed 6 months they were ready to double the limit but i have rejected their proposal. Its easy to make the payment. In online, i can convert my purchase into EMI. Yearly once, they are waiving off the annual fee of Rs. 400 based on my track record. Their process was smooth and they have done the verification process was in online and completed the same in 1 day and the next week, i have received the card to my residential address and they were keep on sending the card tracking details through messages.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 01, 2020
  • RBL Bank Credit Card
    "Good Service"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I am using Ratnakar Bank credit card which was availed through bank directly .I am satisfied with the credit limit and using this credit card for the past 2 years .I am getting flexible payment option as well as easy EMI .There will be movie benefits one plus one offer every month which is very useful and also have fuel benefits.
    Was this review helpful? 1
    , kochi
    Reviewed on Feb 28, 2020
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have not talk with RBL customer care till now. I have got the credit card offer so i have taken this card. They gave me a credit limit of Rs. 50000. I need to pay the fee of Rs. 499 but if i spent Rs. 50000 in a year, they won't charge me annually. Till now i have not got any benefits from this card.
    Was this review helpful? 0
    , pune
    Reviewed on Feb 27, 2020
  • RBL Bank Credit Card
    "Good Card"
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I have bought RBL credit card on 3 years back and the service is really good. Once I completed one year, they have automatically increased my credit limit. In Book my show, I'm getting buy 1 and get 1 movie ticket for 4 times in a month up to Rs. 200. I used to make the payment through NEFT transactions and it will get credited to their account within 1 hour.
    Was this review helpful? 5
    , bangalore
    Reviewed on Feb 23, 2020
  • RBL Bank Credit Card
    "Good card to purchase electronic items "
    RATNAKAR BANK
    0.5 5.0/5 "Blown Away!"
    I am the customer of Bajaj Finance so I got an offer of BAJAJ card from RBL Bank. It is a life time free card. The credit limit is sufficient of 1.07L. EMI conversion is applicable with charges. I have done down payment by using this card for the electronic items which I bought , I got discount of up to 10%. This card applicable for airport lounge access for domestic purpose.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 22, 2020
  • RBL Bank Credit Card
    "Better Card"
    RATNAKAR BANK
    0.5 1.0/5 "Really Bad"
    Purchased my RBL credit card before 1.5 years ago. Every time, they are charging me over limit usage charges along with GST even if I exceed Rs. 10 also. They gave me a credit limit of Rs. 75000 and i need to pay the annual fee of Rs. 1000 per year. In RBL, they are not giving any offers to the customer. I have told them to increase the limit but there is no proper response from their end even though I'm making the payment on time.
    Was this review helpful? 2
    , chennai
    Reviewed on Feb 21, 2020
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