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Paying bills of Indian Overseas Bank credit cards is very easy and simple as the bank provides various online and offline options to their cardholders for making the payments. People receive their credit card statements from the bank every month by mail and they have to pay their bill on or before the due date. If a cardholder regularly pays all his bills on time, the bank rewards him or her with free credit period. Apart from this, they can always get any information related to their card from the bank’s phone banking service or the internet banking service.
Indian Overseas Bank credit card customers can pay their card bills every month safely by using the Net Banking service offered by the bank. To use the service, cardholders should have an Indian Overseas Bank account with the net banking facility activated on it. They have to login to the net banking service and make the payment to their credit card account.
Credit cardholders of Indian Overseas Bank can pay their credit card bills over the counter at any branch of the bank. They have to visit the bank and fill the pay- in slip and give it to the teller along with the cash. The teller will give them a receipt that acknowledges the payment.
Indian Overseas Bank credit card customers can also pay their credit card bills through a cheque or draft. They have to enter all the details correctly on the cheque or draft and on the back provide their name and number. They have to submit this cheque at any branch of the bank and they will get a receipt from the bank.
Indian Overseas Bank cardholders will receive a physical copy of their credit card statement every month. It will include the details of all the transactions that took place on their primary and add on cards. Cardholders can also check all the details related to their credit card using the phone banking service of the bank. If they require a duplicate copy of their credit card statement, they have to contact the bank and place a request for the same.
If you find mistakes in your credit card statement, you should inform the bank regarding the same within 7 days of receiving the statement.
The bank charges Rs.50 for a duplicate copy of the credit card statement.
The bank charges Rs.100 for late payment of credit card bills.
You should contact the customer care service of the bank or visit any branch of the bank to get more details about the credit card payment options.
If you pay your credit card bills every month on time, Indian Overseas Bank will give you free credit period that ranges between 15 and 50 days depending on the transaction date.