Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • IOB Credit Card Bill Payment Reviews

    • IOB Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I use credit card with Indian Overseas Bank for more than 5 years. It is a chargeable card. Credit limit is quite ok and I have no issues with the bank for the credit card. I never charged unnecessarily by the bank at any instance. I do not have any idea about reward points and cash back offers as I did not check about that till date.
      Was this review helpful? 0
      , chennai
      Reviewed on May 29, 2017
    • IOB Credit Card
      "Need to improve"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Indian Overseas Bank. Rate of interest is much higher which is the only drawback and its 16% per month. I am using this card mostly in the train ticket booking and the purchasing in the shopping malls. They are okay with the customer service and I am the employee of them and I can get priority.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 23, 2015
    • IOB Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding a credit card of IOB bank. We have to visit Branch for anything and everything and they have to improvise the service. The annual fee charged by them was rs 100. I am holding this card for more than 2 years. When ever they add annual fee they call up and confirm with me only after which they would add this annual fee on the statement. It is an average card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 04, 2015
    • IOB Credit Card
      "GOOD Card"
      0.5 5.0/5 "Blown Away!"
      No hidden charges, good value but less offers, Overall very good to use and happy to pay. No EMI Feature available, which causes bit unfriendly. Hope they incorporate in feature with emi and co-branded card , which will help in getting more discounts.
      Was this review helpful? 2
      , chennai
      Reviewed on Apr 15, 2015
    • IOB Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Indian Overseas bank has low processing fee charge for the credit card when compared to other banks. There is no indirect charges and there is no penalty charges when there is a delay in paying the amount. Overall, I have a smooth transaction with Indian overseas bank. Every month I nearly do 25000 to 30000 rs transaction.
      Was this review helpful? 4
      , pondicherry
      Reviewed on Feb 19, 2015
    • IOB Credit Card
      "Excellent customer service!!!!!!!!"
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied to have one visa credit card from indian overseas bank. They dont have any promotional offers. I havent availed the reward points yet . However I am starting to accumulating it. It would be nice if they implement more number of offers to attract the customers.
      Was this review helpful? 3
      , bhubaneshwar
      Reviewed on Nov 08, 2014
    • IOB Credit Card
      "Excellent customer service!!!!!!!!"
      0.5 5.0/5 "Blown Away!"
      I am using one visa credit card from Indian overseas bank for quite some time. Whenever I am doing the bulk transactions they are converting the transactions into EMI with proper intimations. Interest rate was less compared with other banks
      Was this review helpful? 5
      , chennai
      Reviewed on Oct 18, 2014
    • IOB Credit Card
      "Good no issues!!!!!"
      0.5 3.0/5 "Satisfactory"
      I availed premium credit card with Indian Overseas Bank where they are not having any promotional offers . And they really needs to improve on their offline service like statement generation properly. They need to stabilise banking feature. For every 100 Rs 2.25 surcharges has been charged if either petrol has been refilled or any ATM withdrawals
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 03, 2014
    • IOB Credit Card
      "Satisfied with Service"
      0.5 5.0/5 "Blown Away!"
      Indian Overseas Bank Platinum Credit Card even delay in payment also their is no charges, as i have my account their its east to pay, credit limit is less, their is no disadvantage, offers are good i use minimum only, EMI options is good, i use to pay my bill before bill through on line its quite easy.
      Was this review helpful? 3
      , chennai
      Reviewed on Aug 19, 2014
    • IOB Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Indian Overseas bank credit card I get lot on benefits when I do on-line shopping and I get lot of reward points on petrol bunks and I am holding this account for the past three years I have never faced any issues, the overall service was excellent.
      Was this review helpful? 5
      , jaipur
      Reviewed on May 21, 2014
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    IOB Credit Card Bill Payment is Rated as "Blown Away!" by 10 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Paying bills of Indian Overseas Bank credit cards is very easy and simple as the bank provides various online and offline options to their cardholders for making the payments. People receive their credit card statements from the bank every month by mail and they have to pay their bill on or before the due date. If a cardholder regularly pays all his bills on time, the bank rewards him or her with free credit period. Apart from this, they can always get any information related to their card from the bank’s phone banking service or the internet banking service.

    Online Modes for Indian Overseas Bank Credit Card Bill Payment:

    • Net Banking:

      Indian Overseas Bank credit card customers can pay their card bills every month safely by using the Net Banking service offered by the bank. To use the service, cardholders should have an Indian Overseas Bank account with the net banking facility activated on it. They have to login to the net banking service and make the payment to their credit card account.

    Offline Modes for Indian Overseas Bank Credit Card Bill Payment:

    • Cash:

      Credit cardholders of Indian Overseas Bank can pay their credit card bills over the counter at any branch of the bank. They have to visit the bank and fill the pay- in slip and give it to the teller along with the cash. The teller will give them a receipt that acknowledges the payment.

    • Cheque or Draft:

      Indian Overseas Bank credit card customers can also pay their credit card bills through a cheque or draft. They have to enter all the details correctly on the cheque or draft and on the back provide their name and number. They have to submit this cheque at any branch of the bank and they will get a receipt from the bank.

    Indian Overseas Bank Credit Card Statement:

    Indian Overseas Bank cardholders will receive a physical copy of their credit card statement every month. It will include the details of all the transactions that took place on their primary and add on cards. Cardholders can also check all the details related to their credit card using the phone banking service of the bank. If they require a duplicate copy of their credit card statement, they have to contact the bank and place a request for the same.

    Indian Overseas Bank Credit Card Bill Payment FAQs:

    1. What do I do if I find mistakes in my credit card statement?

      If you find mistakes in your credit card statement, you should inform the bank regarding the same within 7 days of receiving the statement.

    2. How much does the bank charge for a duplicate copy of the credit card statement?

      The bank charges Rs.50 for a duplicate copy of the credit card statement.

    3. How much does the bank charge for late payment of credit card bills?

      The bank charges Rs.100 for late payment of credit card bills.

    4. Who do I contact if I want more details about the credit card payment options?

      You should contact the customer care service of the bank or visit any branch of the bank to get more details about the credit card payment options.

    5. Will I get any benefits if I pay my credit card bills every month on time?

      If you pay your credit card bills every month on time, Indian Overseas Bank will give you free credit period that ranges between 15 and 50 days depending on the transaction date.

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