CRED is a free credit card bill payment mobile application. Available for download on iOS and Android platforms, it simplifies the bill payment process and rewards users for paying their card bills on time.
Cred accepts MasterCard, Visa, RuPay, American Express as well as Diners Club credit cards issued by most major banks.
CRED can be accessed only if you have a credit score (CIBIL) of 750 and above. CRED requests access and verifies your current credit score from credit bureaus like Experian, Crif and CIBIL. If you qualify, the app will integrate existing cards to your CRED account. A detailed registration guide is mentioned below:
You can pay your credit card bills through netbanking, debit card and UPI. Follow the steps below to pay your bills on CRED:
No, you can pay your entire bill amount for all cards added on the platform. However, payments made through debit cards are capped at Rs.2,000 for security reasons.
If your session timed out during the payment process, you can initiate the payment process again.
Depending on the bank and method of payment, it might take up to 2 working days for the bank to process your bill payment.
No, CRED does not charge for verifying your cards or credit card payments made through the app.
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