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    Bankbazaar HSBC Credit Card

    We found 4 HSBC Credit Card
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    HSBC Credit Card is Rated as "Excellent!" by 4131 Users

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    HSBC Credit Card

    HSBC credit cards provide you with some of the unique and most attractive benefits that enhance your overall experience of using a credit card. They are loaded with a whole gamut of features that include categories like lifestyle experiences, and retail purchases, and e-shopping.

    All About HSBC Credit Card

    Top Credit Cards Offered By HSBC Bank

    Here we have summarized the primary advantages of every credit card offered by HSBC. Just go through the primary highlights of the top HSBC credit cards listed below and apply for the one you like the most.

    (* BankBazaar is an official partner of HSBC for the first two cards listed below and you can apply for them on the BankBazaar website )

    HSBC Credit Card Variant Annual Fee Category
    HSBC Visa Platinum Credit Card NIL Lifestyle
    HSBC Smart Value Credit Card Rs.499 Rewards
    HSBC Premier Mastercard Credit Card NIL For HSBC Premium Banking customers only
    HSBC Advance Visa Platinum Credit Card NIL For HSBC advance customers only

    Features And Benefits Offered By The Top HSBC Credit Cards

    HSBC Visa Platinum Credit Card

    Key Highlights: A fine package of rebates and rewards, this card offers the finest experience tagged with optimum security and scalability. There are attractive benefits on categories like retail spends, dining, etc.

    Joining Fee: NIL

    Renewal Fee: NIL

    Introductory offers:

    • Vouchers worth Rs.2,000 from Cleartrip on the first transaction.
    • Cashback of 10% (up to Rs.2,500) within 90 days of the card issuance.
    • 3X more reward points on select categories for first 12 months after card issuance.

    Features and benefits:

    • 2 reward points on every Rs.150 spent on the card.
    • 5X reward points after exceeding spend limit of Rs.4 lakh to max Rs.10 lakh in a year.
    • Fuel surcharge waived off (up to Rs.250 p.m.) for transactions between Rs.400 and Rs.4000.
    • Movie ticket voucher worth Rs.500 on monthly spends of over Rs.50,000.
    • 15% off at more than 1000 restaurants in major cities.

    Rewards redemption options: Reward points can be redeemed for a wide range of products listed in the rewards catalogue.

    Suitable for: People who frequently use their credit card for spending on both online and offline categories.

    Eligibility to apply for the HSBC Visa Platinum Credit Card

    Age 18 to 65 years
    Employment status Salaried
    Annual salary Rs.4 lakh
    Current city of residence Bangalore, Chennai, Gurgaon, Hyderabad, New Delhi, Mumbai, Noida, or Pune.

    HSBC Smart Value Credit Card

    Key Highlights: Packed with multiple features that would help you save your precious time and money. You can avail cashback offers and special vouchers from BookMyShow and Cleartrip.

    Joining Fee: NIL

    Renewal Fee: Rs.499. Waived if the annual spends in the previous year exceed Rs.50,000.

    Introductory offers:

    • BookMyShow voucher worth Rs.200 within 60 days of the card issuance.
    • A 3-month subscription to Gaana+ within 60 days of the card issuance.

    Features and benefits:

    • Cleartrip voucher worth Rs.2,000 and Amazon gift voucher worth Rs.250 within 30 days of card issuance.
    • 10% cashbackon a minimum of 5 purchases whose total value is at least Rs.5,000 within 60 days of the card issuance.
    • Attractive EMI offers at a low-interest rate of 10.99% p.a. within 90 days of the card issuance.
    • BookMyShow voucher worth Rs.200 on monthly spends of over Rs.15,000.
    • 3X rewards on online, dining, and telecom and 1 reward point on every ?100 spent.

    Rewards redemption options: You can redeem the accumulated reward points against gifts and vouchers available on HSBC rewards catalogue.

    Suitable for: People who frequently use their credit card for purchasing things on EMI.

    Eligibility to apply for the HSBC Smart Value Credit Card

    Age 18 to 65 years
    Employment status Salaried or Self Employed
    Annual salary Rs.3 lakh
    Current city of residence Bangalore, Chennai, Gurgaon, Hyderabad, New Delhi, Mumbai, Noida, Kolkata, or Pune.

    HSBC Premier Mastercard Credit Card

    Key Highlights : It's packed with features that would give you a host of global and local privileges. You would enjoy high-end facilities like airport lounge access, golf privileges, and complimentary movie tickets.

    Joining Fee: NIL

    Renewal Fee: NIL

    Features and benefits:

      • Access to over 850 airport lounges across the world with 2 complimentary access per year.
      • Complimentary membership to Golf Card for one year and 2 complimentary games per month (maximum of 5 games per year).
      • Vouchers worth Rs.1,000 per month from BookMyShow on monthly spends of at least Rs.75,000.
    • Accelerated rewards points on international spends
    • 1% fuel surcharge waiver across all petrol stations.

    Rewards redemption options :Reward points can be redeemed against JPMiles and KrisFlyer, and Avios Mile. You can also opt for products from international brands like Jimmy Choo, Tumi, Apple, etc.

    Suitable for: People looking for a host of premium services and lifestyle privileges on their card.

    Eligibility to apply for the HSBC Premier Mastercard Credit Card

    To be eligible for applying for the HSBC Premier Mastercard Credit Card, you need to maintain an HSBC Premier relationship in India.

    HSBC Advance Visa Platinum Credit Card

    Key Highlights: This card comes loaded with special privileges on categories like dining, shopping and many more.You would enjoy great benefits on reward points program and other benefits like fuel surcharge waiver and entertainment tickets.

    Joining Fee: NIL

    Renewal Fee: NIL

    Introductory offers:

    • Cleartrip voucher worth Rs.2,000 on your first transaction
    • 3X reward points on online spends for the first 24 months of the card issuance.

    Features and benefits:

    • 2 Reward points for every ?150 spent and 5X reward points on purchases after crossing yearly spends between Rs.4 lakh and Rs.10 lakh.
    • Entertainment voucher worth Rs.500 (maximum Rs.3,000) on monthly spends of

    Rs.50,000.

    • Up to 15% off at more than 1000 restaurants in select cities.
    • Monthly fuel surcharge waiver of up to Rs.250 on fuel transactions between Rs.400 and Rs.4,000.

    Rewards redemption options: Reward points can be redeemed against JPMiles and KrisFlyer.

    Suitable for: People who want the best of premium privileges on their credit card.

    Eligibility to apply for the HSBC Advance Visa Platinum Credit Card

    • To be eligible for applying for the HSBC Advance Visa Platinum Credit Card, you need to be an HSBC Advance customer.
    • You can maintain HSBC Advance relationship in India by maintaining a Total Relationship Balance (TRB) of Rs.5 lakh quarterly.

    Check Eligibility For HSBC Credit Cards Online

    You can check the eligibility for the partner credit cards of HSBC on the BankBazaar website. To do so, follow the below mentioned steps:

    • Visit HSBC Card on Bankbazaar and you would see the credit cards that you can apply for.
    • Click the ' Check Eligibility ' button against your desired card and answer the set of questions that follow.

    Documents Needed To Apply For The Above-listed HSBC Credit Cards

    • PAN Card
    • National Rural Employment Guarantee Act (NREGA) card
    • Aadhaar card
    • Driving licence
    • Voter's ID
    • Passport
    • National Rural Employment Guarantee Act (NREGA) job card
    Proof of Identity Any one of the following
    Proof of address Any one of the following
    • Passport
    • Driving licence
    • Voter's ID
    • Registered society outgoing bill
    • Water/Electricity/Telephone bill
    • Pipeline connection gas bill
    • Domicile certificate with address (issued by Municipal Corporation)
    • Property tax bill
    • Registered rent or lease agreement
    • Defence ID card
    • Aadhaar card
    • Government employee ID card
    Income proof (salaried individuals) Any one of the following
    • Latest salary slip
    • Form 16
    Income proof (Self-employed individuals) Recent income tax returns
    Others Your recent passport size photograph (self-attested)

    How to Apply for HSBC credit cards

    BankBazaar is an official partner of HSBC for the Visa Platinum and the Smart Value credit cards. You may apply for any of these two from this BankBazaar page itself. You also get the convenience of uploading the documents in a fast and easy way.

    By choosing to apply on BankBazaar, you also avail the following facilities

    • Free CIBIL score check
    • Instant approval if you are eligible
    • Instant eligibility check
    • Paperless processing
    • Complimentary gift vouchers
    • A chance to win exciting gifts

    To apply for the Visa Platinum or the Smart Value credit card on BankBazaar, follow the steps mentioned below:

    • As you are on the BankBazaar page, just select your desired card and click the 'Check Eligibility' button.
    • Answer the questions that you are asked on the following page and verify your eligibility.
    • You will now be redirected to the application page that needs you to enter the necessary information before clicking 'Submit'.
    • Finally, upload the documents and select 'Submit'.

    If you successfully submit the application and documents, you would get an acknowledgement message along with your application ID. Click ' Track Application ' to learn about the status of your application.

    To apply for the HSBC Premier Mastercard Credit Card or the HSBC Advance Visa Platinum Credit Card you need to visit the official credit cards website of HSBC.

    Why Apply for an HSBC Credit Card on BankBazaar?

    Applying for a HSBC Credit Card on BankBazaar offers the following unbeatable advantages-

    1. Save Time- Check out the various features, documentation, apply online and receive confirmation for the same, quickly and smoothly- thanks to BankBazaar’s interactive interface.
    2. All you need to Know- From the basic terms and conditions, eligibility, interest rates, offers and discounts, everything you need to know is right here- constantly updated, and ready for consumption.
    3. Compare and Review- Compare the HSBC Credit Card of your choice against other internal choices or from other banks. Read reviews from your peers and formulate an informed decision with regards to a chosen credit card.
    4. Simple and Transparent Application Process- No hidden charges, no red-tape, highly interactive with quick turnaround times, active help at all stages of the application and approval process, and importantly, immense respect for your requirements and limitations.
    5. 100% Safe- Your personal information is only shared with HSBC (after you have submitted the application for a credit card). This information is passed through robust, encrypted systems that have 0% tolerance towards malicious intent.

    Reward Points on HSBC credit cards

    Each HSBC credit card comes with some of the most amazing reward points programs that offer reward points on multiple popular categories like travel, dining, online shopping, and international shopping.

    Also, there are rich redemption options that you get for redeeming the accumulated reward points on the card. The following table lists the entire set of reward points that you can earn on your HSBC credit card.

    HSBC Credit Card Variant Regular reward points Accelerated reward points
    HSBC Visa Platinum Credit Card 2 reward points on each Rs.150 spent across all categories
    • 3X reward points on dining, hotels, and telecom spends for the first 12 months of the card issuance

    • 5X reward points on purchases after crossing yearly spends between Rs.4 lakh and Rs.10 lakh
    HSBC Smart Value Credit Card 1 reward point on each Rs.100 spent across all categories 3X reward points on dining, hotels, and telecom spends
    HSBC Premier Mastercard Credit Card 2 reward points on each Rs.100 spent across all categories Accelerated reward points on international spending
    HSBC Advance Visa Platinum Credit Card 2 reward points on each Rs.150 spent across all categories
    • 3X reward points on online purchases during the first 24 months of the card issuance

    • 5X reward points on purchases after crossing yearly spends between Rs.4 lakh and Rs.10 lakh

    HSBC Credit Card FAQs:

    1. What are the air-mile benefits applicable with my HSBC Credit Card?

      Spends on your HSBC Credit Card accumulates reward points (see table above). These reward points can be redeemed as air-miles when you book plane tickets with Jet Airways or Singapore Airlines. Note that air-miles don’t apply to MMT Signature and Platinum cards.

    2. What is ‘Free Credit Period’?

      This is the duration in which HSBC will not charge the card holder any interest on his/her purchases. For all HSBC credit cards, this duration is 52 days. Before this deadline is hit, the card holder is expected to repay the outstanding amount that has accumulated through the credit card usage in this duration. If full payment isn’t made, then the card holder loses the privilege of Free Credit Period.

    3. What is the ‘Accelerated Rewards Programme’ in terms of the HSBC credit cards?

      This is a recognition and rewarding system that takes into account the card owner’s accelerated usage of his/her HSBC credit card(s). For HSBC Visa Platinum Card and HSBC Advance Visa Platinum Card, this equates to 5x reward points on every subsequent purchase after the card owner has spent above Rs. 400000 upto Rs.1000000 in a single calendar year.

    4. For the MMT Signature Credit Card, the 5x reward point’s condition applies to all subsequent purchases after the card owner has spent over Rs.50000 at MakeMyTrip in a single year. The quantum is 15 reward points for every Rs.100 spent on the card. Aptly, this system is called ‘Turbo Rewards’.

    5. What are the fine dining benefits on offer with these cards?

      Enjoy exclusive offers on dining, including 20% OFF at over 700 restaurants across selected cities in India. More information about the applicable cities can be availed from the HSBC India website.

    6. What are the golf centric privileges on offer with the HSBC Premier MasterCard credit card?
      1. Dedicated 24hrs golf concierge service.
      2. Discounts on the applicable golf-club membership fees.
      3. Complimentary green fees.
      4. Golfer’s insurance.
    7. What fuel related rebates are on offer with the HSBC Credit Cards?

      Complete waiver of the fuel surcharge, at any fuel station in India, provided the transaction costs anywhere between Rs.400 and Rs.4000, with a maximum spend of Rs.250/month.

    8. What online portals can I visit to apply for these cards?

      The HSBC India website allows you to apply for these cards- HSBC Visa Platinum Card, HSBC Premier MasterCard and HSBC Advance Visa Platinum Card. You must visit your nearest HSBC branch to apply for the MMT Signature and Platinum cards. Also, you can apply for any of these cards on BankBazaar.

    9. After approval, how long will it take before I receive my credit card?

      From the point of approval of your application, it takes upto 3 weeks before your credit card is dispatched to you. Meanwhile, HSBC customer support can be contacted to enquire about the status of your application. Also, regular SMS alerts and emails from BankBazaar will keep you posted as well.

    10. How can I keep myself updated about the offers/discounts applicable on my HSBC credit card?

      All these information is regularly updated to you via SMS, emails and other social medium. You can also visit the HSBC India website to check out the various time bound offers and discounts in circulation.

    11. How can I contact BankBazaar in case of any concerns or queries?

      In case of any queries or concerns, you can reach us via email- support@bankbazaar.com or Phone- +91 +919884808231. Our expert customer support team is at hand to respond to all your queries.

    HSBC Credit Cards Reviews

    • HSBC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      There are many offers are going on and there is no annual fee hence i have opted this card. I have received the card on time. I got my first month bill and the statements are clear. I used to receive a promotional updates to my mails. Once i spoke with customer care and its easy to connect.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • HSBC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using HSBC credit card for long time, they have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit they have given me in this card, there offers which they have given me is good,overall service is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2019
    • HSBC Bank Credit Card
      "Average card"
      0.5 3.5/5 "Pretty good"
      They have charged me annual fee in this card,but there is waived off available like if i spend certain amount in an year then there is waived off , yes i am not happy with the credit limit they have given me just 82000 compare to other bank credit card,there was no offers available,only for movie ticket they have given me there is no much offer available, no particular reason for choosing this card, there overall service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 20, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My application has been approved with HSBC BANK . This card hold good benefits . Am pretty much satisfied with the credit card . Their customer service and response is good .I am happy with the credit limit which they have offered . I use this card for multipurpose .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 20, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The HSBC BANK Credit card is very good for for cash back and movie tickets , the reward points. I use this card for shopping , grocery and for so many purpose .Overall it is a very good card to have and I never had any issues pertaining to this card. I got card on time .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Hassle free approval and good rewards"
      0.5 5.0/5 "Blown Away!"
      Reason to like this card it has good limit and it has good offers like every month I get 2 movie tickets at book my show and also I get airport access from mumbai to delhi. The card limit is good and the accessibility of the card its convenient. I can activate and deactivated international access through HSBC netbanking.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I have been using HSBC BANK credit card . They offered me with HSBC GOLD CARD . I am using this card for past 4 year , they offered me good credit limit here . I am not using this card much and even i have never interacted with their customer service . Whenever offer is there i use this card .
      Was this review helpful? 0
      , pune
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I hold a HSBC credit card and i am using it from the past 6 months. When it comes to offers HSBC is best, they often give offers and also the limit given to me is fine . They often give offers for movie tickets. The only drawback here is their App that they have . App is bit complicated and if they make it user friendly it ill be good for customers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am using HSBC credit card and i am pretty much happy with the services. Limit wise i am happy and also the card which i hold gives offers whenever i book flight tickets. For booking flight tickets HSBC card is the best, you get rewards points as well.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this card for the last three months and the services which they had been providing so far has been good. They had given me with a credit limit of more than 1,00,000 and there has also been some good benefits in holding this card. It has been a life time free card and i am using it for shopping and all my other purchases.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good credit card for daily usage"
      0.5 4.0/5 "Great!"
      I was not interacted much with the customer service but the time taken to dispatch the card is good. Its been two months now with HSBC credit card, I think its a life time free card and it has 10% of cash back after 90 days of spend on the credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have not activated the credit card and I didn't receive the pin number. I need to contacted the customer support of HSBC. I got good credit limit around Rs. 91,000. Within 10 days I got the credit card, there was no difficulties on the documentation.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Payment gateway should be simple"
      0.5 4.0/5 "Great!"
      It has lots of offers like reward points and discounts on the tie up partners, I am holding HSBC Visa Platinum Card, its convenient to use anywhere. The limit of the card is good and sufficient for me. But I can't pay the credit card balance on the application, I suggest them to improve on that part.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process at HSBC for the credit card was good. The documentation was collected on time and I received the card on time. The credit limit is to my expectation and it is a life time free card. The billing is clear and sent to me on time. In all no hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good International credit card"
      0.5 5.0/5 "Blown Away!"
      HSBC is very good also they are as good as standard chartered bank, they have good relation ship with me, and they are providing good offers without any expectation, I can reach HSBC customer care any time which is 24/7 helpline. The card which I am holding its a life time free credit card, its a platinum visa so the card accessibility is very good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am using HSBC credit card from the last 10 years and i am very happy with the services. I never had any kind of disappointments . Services are up-to the mark and the limit given to me on my card is good. They increase the limit gradually and the offers are less, they can probably throw offers for their customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I also bank with HSBC for the credit card. It is a chargeable card and I have a better credit limit on this card. The customer support and response is good and there are no hassles to use the card. The statements are clear and sen to me on time. Good in all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2019
    • HSBC Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this credit card for a long time and the services which they had been providing so far had been good. There has been some good benefits in holding this card and there has been some annual charges with this card as well. I am using this card for shopping and all other purchases.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 18, 2019
    • HSBC Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My application was approved with HSBC BANK . I am holding this card around 2 years, the credit limit is good. I get the cash back and reward points for my transactions. Even i use to get free airport lounge excess and cash back . Overall my experience is good with this card .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2019
    • HSBC Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I hold a HSBC BANK Credit card and i am using it for long time . The limit given is good and i am happy about it. But when it comes to offers it is very less Payments option are easy here. I use this card for multipurpose and customer service is not up to the mark .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
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