HSBC offers 5 credit cards to its customers each of which is carefully curated to suit their needs and wants. The credit cards offer a wide variety of benefits such as reward points for each purchase made on shopping or fuel. Apart from this, a few credit cards also offer cashback offers on transactions. The credit cards offered by the bank also offers various vouchers from websites like BookMyShow and Cleatrip.
Here we have summarized the primary advantages of every credit card offered by HSBC. Just go through the primary highlights of the top HSBC credit cards listed below and apply for the one you like the most.
|HSBC Credit Card Variant||Annual Fee||Category|
|HSBC Visa Platinum Credit Card||NIL||Lifestyle|
|HSBC Visa Smart Value Credit Card||Rs.499||Rewards|
|HSBC Premier Mastercard Credit Card||NIL||For HSBC Premium Banking customers only|
|HSBC Advance Visa Platinum Credit Card||NIL||For HSBC advance customers only|
|HSBC Cashback Credit Card||Rs.750 (Waiver applicable)||Cashback|
HSBC credit cards provide you with some of the unique and most attractive benefits that enhance your overall experience of using a credit card. They are loaded with a whole gamut of features that include categories like lifestyle experiences, and retail purchases, and e-shopping.
All About HSBC Credit Card
|Age||18 to 65 years|
|Annual salary||Rs.4 lakh|
|Current city of residence||Bangalore, Chennai, Gurgaon, Hyderabad, New Delhi, Mumbai, Noida, or Pune.|
|Age||18 to 65 years|
|Employment status||Salaried or Self Employed|
|Annual salary||Rs.3 lakh|
|Current city of residenc||Bangalore, Chennai, Gurgaon, Hyderabad, New Delhi, Mumbai, Noida, Kolkata, or Pune.|
Credit Card offered by Other Banks
|Proof of Identity||Documents Required|
|Proof of address||Any one of the following
|Income proof (salaried individuals)||
Any one of the following
|Income proof (Self-employed individuals)||Recent income tax returns|
|Others||Your recent passport size photograph (self-attested)|
Apply online and avail the following facilities,
Applying for a HSBC Credit Card on BankBazaar offers the following unbeatable advantages:
Applying for any HSBC Credit Card on BankBazaar involves the following simple steps:
Each HSBC credit card comes with some of the most amazing reward points programs that offer reward points on multiple popular categories like travel, dining, online shopping, and international shopping.
Also, there are rich redemption options that you get for redeeming the accumulated reward points on the card. The following table lists the entire set of reward points that you can earn on your HSBC credit card.
|HSBC Credit Card Variant||Regular reward points||Accelerated reward points|
|HSBC Visa Platinum Credit Card||2 reward points on each Rs.150 spent across all categories||
|HSBC Smart Value Credit Card||1 reward point on each Rs.100 spent across all categories||3X reward points on dining, hotels, and telecom spends|
|HSBC Premier Mastercard Credit Card||2 reward points on each Rs.100 spent across all categories||Accelerated reward points on international spending|
|HSBC Advance Visa Platinum Credit Card||2 reward points on each Rs.150 spent across all categories||
Spends on your HSBC Credit Card accumulates reward points (see table above). These reward points can be redeemed as air-miles when you book plane tickets with Jet Airways or Singapore Airlines. Note that air-miles don’t apply to MMT Signature and Platinum cards.
This is the duration in which HSBC will not charge the card holder any interest on his/her purchases. For all HSBC credit cards, this duration is 52 days. Before this deadline is hit, the card holder is expected to repay the outstanding amount that has accumulated through the credit card usage in this duration. If full payment isn’t made, then the card holder loses the privilege of Free Credit Period.
This is a recognition and rewarding system that takes into account the card owner’s accelerated usage of his/her HSBC credit card(s). For HSBC Visa Platinum Card and HSBC Advance Visa Platinum Card, this equates to 5x reward points on every subsequent purchase after the card owner has spent above Rs. 400000 upto Rs.1000000 in a single calendar year.
For the MMT Signature Credit Card, the 5x reward point’s condition applies to all subsequent purchases after the card owner has spent over Rs.50000 at MakeMyTrip in a single year. The quantum is 15 reward points for every Rs.100 spent on the card. Aptly, this system is called ‘Turbo Rewards’.
Enjoy exclusive offers on dining, including 20% OFF at over 700 restaurants across selected cities in India. More information about the applicable cities can be availed from the HSBC India website.
Complete waiver of the fuel surcharge, at any fuel station in India, provided the transaction costs anywhere between Rs.400 and Rs.4000, with a maximum spend of Rs.250/month.
From the point of approval of your application, it takes upto 3 weeks before your credit card is dispatched to you. Meanwhile, HSBC credit card customer support can be contacted to enquire about the status of your application. Also, regular SMS alerts and emails from BankBazaar will keep you posted as well.
All these information is regularly updated to you via SMS, emails and other social medium. You can also visit the HSBC India website to check out the various time bound offers and discounts in circulation.
In case of any queries or concerns, you can reach us via email- email@example.com or Phone- +91 +919884808231. Our expert customer support team is at hand to respond to all your queries.
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