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  • Axis Bank Credit Cards

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  • Axis Bank offers reward points and cashback credit cards to maximise savings on your transactions. You will also get gift vouchers or points as joining perks when you apply for a card. Redeem these points for hotel bookings, flight tickets, e-vouchers, and more.

    Top 10 Axis Bank Credit Cards in India - 2021

    Listed below are top 10 credit cards offered by Axis Bank. Each Axis Bank credit card provides unique benefits and caters to different needs.

    Axis Bank Credit Card Variant Joining Fee Category
    Axis Bank Signature Credit Card with Lifestyle Benefits Rs.5,000 Lifestyle
    Axis Bank Vistara Infinite Credit Card Rs.10,000 Travel
    Axis Bank Miles and More World Credit Card Rs.3,500 +GST Travel
    Axis Bank NEO Credit Card Rs.250 Lifestyle
    Axis MY Zone Credit Card Rs.500 Shopping
    Axis MY Wings Credit Card Rs.1,200 Travel
    Axis Bank Titanium Smart Traveler Credit Card Rs.250 Travel
    Insta Easy Credit Card by Axis Bank NIL Lifestyle
    Flipkart Axis Bank Credit Card Rs.500 Shopping
    Axis Bank Prime Platinum Credit Card NIL Fuel
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    We found 15 Axis Bank Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    3000
    100% PAPERLESS APPROVAL
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    1500
    100% PAPERLESS APPROVAL
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    1500
    100% PAPERLESS APPROVAL
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    Reduced to 0 If spends > 5,000 in 45 days 500
    100% PAPERLESS APPROVAL
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    250
    100% PAPERLESS APPROVAL
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    750
    100% PAPERLESS APPROVAL
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    3500
    100% PAPERLESS APPROVAL
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    Axis Bank is one of the private sector banks to offer a wide range of credit cards. The bank currently offers more than 11 variants of credit cards each customised to cater to different needs. From travel to shopping to dining to premium, the bank has a card for every category.

    Features and Benefits of an Axis Bank Credit Card

    • Axis Bank credit cards offer world-class privileges and card holders can enjoy unlimited discounts from various merchant outlets.
    • Cashback options
    • Higher purchase limits
    • Over 500 rewards from Axis Bank's EDGE Loyalty programme
    • Discounts on dining, shopping and e-commerce transactions
    • Airline vouchers
    • VIP Lounge access at airports
    • Create your own credit card using MyDesign
    • Credit cards with embedded EMV chips for enhanced security

    Features and Benefits of Top 10 Axis Bank Credit Cards

    Axis Bank Signature Credit Card with Lifestyle Benefits

    Key Highlights: Upgrade your lifestyle and enjoy top class benefits. Axis Bank Signature Credit Card with Lifestyle Benefits is definitely the key-card to the gateway of a classy life.

    Joining Fee: Rs.5,000

    Renewal Fee: Rs.3,000

    Features and Benefits:

    • Free membership to the Priority Pass programme with access to 600 VIP lounges
    • Complimentary access to selected VISA lounges (two times in one calendar quarter)
    • Up to 50% cashback on movie tickets booked through Bookmyshow
    • Up to 15% discount at selected fine dining restaurants
    • 1% fuel surcharge waiver on monthly fuel expenses

    Axis Bank Vistara Infinite Credit Card

    Key Highlights: If travelling is your passion, this is definitely the card you should get. Axis Bank Vistara Infinite Credit Card with travel benefits is absolutely the ‘magic carpet’ for you and will fulfil your dream of being a traveller.

    Joining Fee: Rs.10,000

    Renewal Fee: Rs.10,000

    Features and Benefits:

    • Free Vistara business class ticket as a welcome gift
    • Free Club Vistara Membership
    • Earn 6 Club Vistara points every time you spend Rs.200
    • Air accident cover of up to Rs.2.5 crore

    Axis Bank Miles and More World Credit Card

    Key Highlights: Neither your miles nor your smiles ever expire. If you are a frequent flyer with Lufthansa, Austrian airlines, Swiss Air or any other airline service that falls under this category, then this is a must-get card for you. This Axis Bank Miles and More World Credit Card is directly linked to your Miles & More Mileage account. It has several benefits for a cardholder and a member.

    Joining Fee: Rs.3,500

    Renewal Fee: Rs.3,500

    Features and Benefits:

    • Earn up to 55,000 miles during your first year on your travel
    • Redeem your miles at partner retail outlets
    • Priority Pass Lounge access
    • Get a minimum of 15% discounts when you dine at partner restaurants
    • 1% fuel surcharge on your fuel expenses

    Axis Bank NEO Credit Card

    Key Highlights: If you want a personalised credit card and design it the way you want with your choice of benefits, look no further. This Axis bank NEO credit card caters to your saving needs and also gives you spending benefits.

    Joining Fee: Rs.250

    Renewal Fee: Rs.250

    Features and Benefits:

    • Minimum discount of 15% at partner restaurants
    • Earn Axis Bank EDGE reward points
    • Get an Amazon gift voucher of Rs.250 when you swipe your card for the first time
    • Get BookMyShow vouchers worth Rs.300

    Axis MY Zone Credit Card

    Key Highlights: This card offers you a great time when you are out shopping, dining or at a movie. It is the ultimate fun-seeker for you. The rewards are too good to resist. In short, this Axis MY Zone Credit Card is your best buddy when you are out with friends.

    Joining Fee: Rs.500

    Renewal Fee: Rs.500

    Features and Benefits:

    • 25% cashback on movie tickets where payment is made by Paytm
    • Up to Rs.1,000 discount at Myntra as welcome gift
    • 1 free airport lounge access in a month
    • Earn 4 EDGE reward points every time you spend Rs.200

    Axis MY Wings Credit Card

    Key Highlights: This particular credit card is extremely beneficial if you travel a lot. Whether it is a bus, train or flight it does not matter since this card will definitely come in handy for all your travel purposes.

    Joining Fee: Rs.1,200

    Renewal Fee: Rs.500

    Features and Benefits:

    • Get 15% discount on your dining expenses
    • Get 2 free base fare tickets
    • Free access to airport lounges
    • 20% cashback on domestic flight bookings

    Axis Bank Titanium Smart Traveler Credit Card

    Key Highlights: With all the travel benefits and free lounge access benefits, this Axis Bank Titanium Smart Traveler Credit Card will make your travel easier.

    Joining Fee: Rs.250

    Renewal Fee: Rs.100

    Features and Benefits:

    • Get up to 1% fuel surcharge waiver
    • Receive 15% discount on your dining spends
    • Earn 8 EDGE reward points when you spend Rs.200 while traveling abroad
    • Earn 2 EDGE reward points when you spend Rs.200 in India

    Insta Easy Credit Card by Axis Bank

    Key Highlights: You need minimal documents to get this credit card. The Insta Easy Credit Card by Axis Bank can be availed at any Axis Bank branch, provided you have a fixed deposit with Axis Bank.

    Joining Fee: NIL

    Renewal Fee: NIL

    Features and Benefits:

    • Get a credit limit up to 80% of your fixed deposit
    • 1% fuel surcharge waiver
    • Enjoy 50 days of credit-free period
    • Get 15% discount on your dining expenses

    Flipkart Axis Bank Credit Card

    Key Highlights: The Flipkart Axis Bank Credit Card lets you explore a world of cashback with every transaction you make.

    Joining Fee: Rs.500

    Renewal Fee: Rs.500

    Features and Benefits:

    • Get joining benefits up to Rs.3,300
    • Enjoy 4 airport lounge visits to select lounges in India
    • 5% cashback on Myntra, Flipkart and 2GUD
    • 1% fuel surcharge waiver

    Axis Bank Pride Platinum Credit Card

    Key Highlights: The Axis Bank Pride Platinum Credit Card lets you explore a world of cashback with every transaction you make.

    Joining Fee: NIL

    Renewal Fee: Rs.250

    Features and Benefits:

    • 1% fuel surcharge waiver
    • Get 15% discount in your dining expense
    • Get free add-on credit cards

    Eligibility to Apply for Axis Bank Credit Cards

    • Primary card holder should be within the age limit of 18 to 70 years.
    • Should be an Indian resident
    • Add-on card holder must be above the age of 15 years.

    Documents Required to Apply for Axis Bank Credit Cards

    • PAN Card photocopy or Form 60
    • Income Proof: Form 16/ Latest Payslip/IT Return copy
    • Residence Proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone bill

    Different Categories of Credit Cards Offered by Axis Bank

    Credit Card Category
    Premium Credit Cards

    Axis Bank Reserve Credit Card

    Axis Bank Freecharge Plus Credit Card

    Axis Bank Magnus Credit Card

    Axis Bank Vistara Signature Credit Card

    Axis Bank Vistara Infinite Credit Card

    Axis Bank Select Credit Card

    Axis Bank Signature Credit Card with Lifestyle Benefits

    Featured Credit Cards

    Flipkart Axis Bank Credit Card

    Axis Bank Freecharge Credit Card

    Axis Bank MY Zone Credit Card

    Axis Bank Neo Credit Card

    Axis Bank Pride Platinum Credit Card

    Axis Bank Pride Signature Credit Card

    Axis Bank MY Zone Easy Credit Card Axis Bank Insta Easy Credit Card

    Co-branded Credit Cards

    Axis Bank Freecharge Plus Credit Card

    Flipkart Axis Bank Credit Card

    Axis Bank Vistara Credit Card

    Axis Bank Vistara Signature Credit Card

    Axis Bank Vistara Infinite Credit Card

    Miles and More Axis Bank Credit Card

    Other Credit Cards

    Axis Bank Reserve Credit Card

    Axis Bank Insta Easy Credit Card

    FAQs on Axis Bank Credit Cards

    1. Do Axis Bank credit cards have a loyalty reward programme?

      Yes, Axis Bank credit cards do come with a Loyalty Reward Programme.

    2. Can I apply for an Axis Bank Credit Card?

      If you are a resident of India in the age bracket of 18 to 70 years, you satisfy the primary eligibility criteria. However, for different cards, the minimum required net income varies. Please check with the bank about the income criteria for respective credit cards before applying.

    3. How can I convert my purchases to EMI?

      Whenever you make a transaction of Rs. 2,500 and above, you can convert it to EMI's with tenures at 3, 6, 9 or 12 months with low interest rates. You can use the Net Banking facility or the customer care service to convert the payments to EMI.

    4. Can I have a supplementary Axis Bank credit card?

      Supplementary or add-on card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. You can apply for up to 4 Axis bank add-on cards by contacting any Axis Bank branch.

    5. What is "Zero Lost Card Liability"?

      If your Axis Bank credit card is misplaced or stolen, you will be free from any fraudulent purchase transaction charges up to the insured amount from the moment you report the loss to Axis Bank credit card customer care or the VISA Global service helpline.

    6. Which Axis Bank credit card offers the EMI option?

      All credit cards offered by Axis Bank come with this option.

    7. Can I use my credit card to withdraw cash from the ATM?

      Yes. You can use your Axis Bank Signature credit cards to withdraw cash up to 30% of the prescribed credit limit from all the ATM's that display the Visa sign.

    8. How do I pay my Axis Bank credit card bills?

      You can pay the bills by many easy ways like Axis Bank Credit Card Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.

    9. For a frequent air traveller like me, what would be the most suitable Axis Bank credit card?

      Axis Bank Miles & More credit card. You stand to earn unlimited miles that never expire and use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.

    10. How do I use the reward points that I get on each credit card transaction?

      With Axis Bank's rewards program, you can spend your reward points for purchasing over 500 chosen reward items.

    11. I travel a lot within India. Which credit card would be apt for me?

      Axis Bank's MY Wings credit card that comes with benefits like 20% cashback on domestic flights, Rs.25 off on IRCTC booking, Rs.100 cashback on domestic bus tickets and Rs.400 off on domestic car rentals would be the perfect choice.

    12. What are some of the benefits of Axis Bank Platinum credit card?

      Platinum cardholders get to enjoy exclusive privileges like 25% cash back on movie tickets, global emergency assistance, fuel surcharge waiver.

      

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    Axis Bank Credit Cards Reviews

    • Axis Bank
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using AXIS bank credit card for 3 years, Its a life time free card so I applied the card through bank. The agent have informed me everything about the card. I used to get offers of 10% on petrol bunk and shopping.The limit of the card is Rs.45000 and I used to pay my bill directly through bank.I am also using their net banking which is very good.
      Was this review helpful? 170
      , kolkata
      Reviewed on Mar 21, 2020
    • Axis Bank
      Axis Bank
      "Good service"
      0.5 5.0/5 "Blown Away!"
      This is Axis Bank Flip card, actually i am getting more reward points that i am converting as a Indian rupees directly from my account 5% on all transactions. I am happy with the credit limit and this card has a EMI facilities and the customer service was excellent.
      Was this review helpful? 14
      , indore
      Reviewed on Mar 20, 2020
    • Axis Bank
      "Excellent bank"
      0.5 5.0/5 "Blown Away!"
      Since Axis bank person called me directly, so I applied this credit card in personal. The customer service was good and they given a sufficient credit limit. The limit is good they given a twice of my salary, mostly i am using this card for all purpose.
      Was this review helpful? 12
      , indore
      Reviewed on Mar 20, 2020
    • Axis Bank
      "Okay card"
      0.5 4.0/5 "Great!"
      This is AXIS Bank privilege credit card and i applied this card with other channel. I am getting credit card statement through soft copy. Its a travel card i am using for airline ticket booking and also i am getting discount in airline, its very useful.
      Was this review helpful? 5
      , new delhi
      Reviewed on Mar 20, 2020
    • Axis Bank
      "Superb service"
      0.5 5.0/5 "Blown Away!"
      As I am having my bank account in AXIS, the banker has offered a credit card. I got my card on time without any delay.The reward points are good. I used this card for on line payment. I have another card from the same bank but with the different variant but the pin generation was not an easy process, i hope the bank will look in to this process.
      Was this review helpful? 5
      , kolkata
      Reviewed on Mar 20, 2020
    • Axis Bank
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have been using AXIS NEO card for past one year. It is a life time free card and the credit limit is sufficient and I got more than 50K, recently they proposed to enhance but I haven't agreed. Their service is good and charges also low when compare to other. I use for online shopping, there is no much offers in this card.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Mar 19, 2020
    • Axis Bank
      "Need to decrease the rate of interest"
      0.5 4.0/5 "Great!"
      From Axis Bank, the rate of interest and fee was high, if loan or emi conversion i am doing interest was high, need to decrease. This is a privilege card i am using since 18 months , and they given a sufficient credit limit. This bank has a good customer service.
      Was this review helpful? 4
      , chennai
      Reviewed on Mar 19, 2020
    • Axis Bank
      "Bank should be liberal "
      0.5 2.0/5 "Expected more"
      I have been using AXIS card for more than 5 years which was offered from bank and accepted for the same. It is a life time free card. The credit limit is sufficient of 1.95L at initial they provided for 1.20L. I use this card frequently in many places got good points but when I try to redeem it got expired. Interest is high. EMI conversion is applicable but not yet used.
      Was this review helpful? 1
      , darbhanga
      Reviewed on Mar 18, 2020
    • Axis Bank
      "Okay"
      0.5 4.0/5 "Great!"
      I have taken My zone credit card from AXIS Bank and this offer was provided to me by the bank. I have just started using this card and every thing is done by online which is very simple and no manual work. With in 1-2 days, it got approved and i got this card on 3rd day.
      Was this review helpful? 5
      , chennai
      Reviewed on Mar 18, 2020
    • Axis Bank
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Axis Bank credit card which was taken through bank.I am using this my zone card almost 3 to 4 years. This was a life time free card and its having an option for making card to card payments. Emi conversion is also possible, fuel benefits, movie ticket offers and airport lounge access is available.
      Was this review helpful? 2
      , pune
      Reviewed on Mar 16, 2020
    • Axis Bank
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I am using Axis bank credit card which was taken through bank.This card is providing fuel benefits ,movie ticket offers and also cash back offers which is very useful .The service of this credit card was pretty good ,This was a life time free card and not faced any hassles until this card was delivered .
      Was this review helpful? 1
      , kolkata
      Reviewed on Mar 15, 2020
    • Axis Bank
      "Good service "
      0.5 4.0/5 "Great!"
      AXIS Bank offered a flip credit card which i am using for more than 1 -2months. Annual charges for this card is Rs. 500 and there is no fee wavier and the credit limit is okay. For shopping and movie ticket booking, i got voucher worth of Rs.500 flipkart and i am getting some discounts.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 15, 2020
    • Axis Bank
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using AXIS Bank My Zone credit card more than 2 years. Annual charges for this card is Rs. 500+ GST if i spend some amount there wont be any charges. Credit limit is sufficient and i got this offer from bank directly. Maximum i am using the card for travel and shopping, getting reward points and not redeemed yet.
      Was this review helpful? 3
      , bhubaneshwar
      Reviewed on Mar 15, 2020
    • Axis Bank
      "Good service "
      0.5 5.0/5 "Blown Away!"
      I am using AXIS Bank credit card more than 4 years and they given a sufficient credit limit of Rs. 90K. This is a life time free card, mostly i am using for shopping, travel, fuel and gold purchase. EMI options are available for all except gold and fuel.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Mar 15, 2020
    • Axis Bank
      "Average service"
      0.5 4.0/5 "Great!"
      Since one year, i am using AXIS Bank My zone credit card. This is a life time free card and they given a sufficient credit limit of Rs. 95K. I am using this card for all purpose and the rate of interest was better. Customer service and responsiveness was good.
      Was this review helpful? 7
      , medak
      Reviewed on Mar 14, 2020
    • Axis Bank
      "Best service"
      0.5 5.0/5 "Blown Away!"
      AXIS Bank given a credit limit of Rs. 40,000 and i am using this card for all purposes. This bank offered me a Neo credit card and i am using this card more than 1 year. Annual charges for this card is Rs. 500 and there is a no fee wavier and i applied this card through bank directly.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 13, 2020
    • Axis Bank
      "Money saving card "
      0.5 4.0/5 "Great!"
      On 4 months before I got a credit card offer via AXIS bank directly. Once the process done by 10 days received the card. The credit limit is sufficient of 50K. It is a life time free card . They are providing good benefits of cash back. Emi conversion is applicable. It is easy to convert with nominal charge.
      Was this review helpful? 1
      , new delhi
      Reviewed on Mar 12, 2020
    • Axis Bank
      "Very Good Card Service"
      0.5 5.0/5 "Blown Away!"
      I am holding NEO credit card from Axis bank and i get a money back offer on this card. They have given me a credit limit of Rs. 40000 and they don't charge me any annual fee because based on my salary account they have given me this card. I am using this card for last 1 year. They do sent offer messages to my number.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 12, 2020
    • Axis Bank
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using Axis bank credit card which was taken through bank for the past 5 years.The credit limit was 40,000 and this was a chargeable card. I am getting cash back benefits as well as reward points which is very useful. This card is useful for online shopping .
      Was this review helpful? 3
      , mumbai
      Reviewed on Mar 12, 2020
    • Axis Bank
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      Axis bank card is a wonderful card to use which am using for more than 5 years and they have provided the loan offer also. Depends on my spending, they are increasing the credit limit on a periodically. When i call the customer care for any kind of clarification, they will rectify it immediately.
      Was this review helpful? 6
      , coimbatore
      Reviewed on Mar 11, 2020
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