Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 14 Axis Bank Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    750
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Fee Details
    3000
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Fee Details
    250
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    Response Time : Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    You'll also love
    Fee Details
    999
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    1500
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • Axis Bank Credit Cards Reviews

    • Axis Bank Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an excellent service from AXIS bank for my credit card service,I even use to get regular offers. Even their representatives where very responsible and very helpful if I have queries regarding their service I use to get immediate solution from them, even I can use my platinum card anywhere I never find any issue with their service till now .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I use the axis bank credit card for past 6 months, The service is very good with the axis bank credit card department. I am happy with the credit limit. The rate of interest is nominal with this card. The annual fee of Rs.400 I pay for this axis bank credit card.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Offers and services are good"
      0.5 5.0/5 "Blown Away!"
      There are no charges for the credit card and Axis bank is doing great on this as well. I get the best of deals and the credit limit is more than satisfactory. The bank send me the statements on time and there are no hassles in baking with them and that is the best of all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Axis Bank and the banking services are great. There are a number of offers and the bank has always been quick in the process and they are very fast to sort out a query. The limit and the offers are perfect and there are no hassles.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 5.0/5 "Blown Away!"
      I also bank with Axis bank for a credit card and the bank is doing great in this product. I get the best of deals and the credit limit is also good and more than sufficient for me. There are no charges taken as well. The billing cycle is also good and on time.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "AVERAGE"
      0.5 2.5/5 "Just OK"
      I use Axis credit card. This card is very much convenient for me to use. The credit limit offered by the bank is pretty good and it is satisfactory as per my usage 45000 rupees. The credit card service is good and the bank is really better in terms of providing customer service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Not satisfactory with the experience"
      0.5 1.0/5 "Really Bad"
      I would not want to recommend Axis Bank for the credit card and I have also cancelled the card. The customer services are not good and the rate of interest is also pretty high. There are no good deals and in all it was not a up to the mark experience.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Professional services"
      0.5 5.0/5 "Blown Away!"
      I also bank for a credit card with Axis Bank. The services are good and I get the best of offers and the credit limit is also to my satisfaction. The bank has always been clear in the statements and there are no hidden charges. In all it has always been a professional experience with the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Axis Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I hold a Axis Bank credit card and I get a lot of offers on the card. The offers are there on a weekly basis and I am informed about it. The online banking is also good where I can check all my transactions. I am also happy with the credit limit and the statements.
      Was this review helpful? 0
      , tirupur
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Has to improve a lot"
      0.5 1.0/5 "Really Bad"
      I had a bitter experience with AXIS Bank customer care. It happened once , where I have made the payment, I have dropped the cheque on time however my payment was realized late due to which the bank imposed some penalty. But the bank refused to waive off the charges. Therefore I had asked them to cancel the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the Axis bank from the last three years of time. I have found some good advantages with them like they are providing some good discounts too, also they are extending my credit limit too.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 17, 2017
    • Axis Bank Credit Card
      "Smart Banking"
      0.5 5.0/5 "Blown Away!"
      I am really happy with AXIS, I liked their response. Though home branch located in other place, I could visit any nearest branch of AXIS to do my transaction like cheque book request, cash deposit etc. They always gives me good customer satisfactory service.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Need more offers and features"
      0.5 4.0/5 "Great!"
      Axis bank needs to improve on the credit card by providing more benefits and proper services. It is good, but can do better in the facilities on the card. Because there are other banks who offer me better deals and though I am an existing customer of this bank. The features are less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Interst and charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have 9000 rewards points in AXIS, but I don't know the steps to redeem it. They are not sending any message past six months they not at all sending hard copy. Every month I used to call to the customer care to confirm my payment then I used to pay to avoid other charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Axis bank is doing good on the credit card as they provide good services and the response is also good and on time. The limit on the card is to my expectation and so are the offers as well. There are no extra charges and I am comfortable with the billing cycle.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Provide benefits for long term customers"
      0.5 4.0/5 "Great!"
      Axis Bank has offered me a credit card and the credit limit is very less when compared to the other banks. They need to provide more offers as well, though I am an existing customer for a long term. I am not happy as they have not enhanced my card till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a credit card and the offers are good. The customer services are excellent and the credit limit is also good. I had been banking with them for a long and the bank has always provided the best of services and they are very much responsive too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Worst customer service that you can get."
      0.5 0.5/5 "Unacceptable"
      I had worst banking experience. They are not helpful at all. They promise lots of things which they never fulfill. I discontinued my card because of their bad service but one of my refund has been credited to that card and for that, I am again struggling to get my money back.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The customer support team at Axis Bank is not good for me. The communication needs an improvement and it takes me long to connect with them as well. The bank is also not providing me any offers on the credit card. It is a average experience and not recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me the benefit of a credit card and the bank is providing the best of offers on it. The limit on the card is good and the transactions done on it can be clearly viewed online. It is a transparent process and there are no hidden charges.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 14, 2017
    Common Loader Icon
    Axis Bank Credit Cards is Rated as "Excellent!" by 2210 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Axis Bank Credit Cards

    Top Axis Bank Cards
    Axis Bank Credit Card

    In the year 1994, Axis Bank, a private sector bank, began operations as one of the first new generation banks in India. In 1993, it was jointly promoted by several organisations. Among all the private sector banks in India, Axis Bank ranks third. It caters to MSME, Agriculture, Large and Medium Corporates and Retail Businesses. Axis Bank has 2402 branches and 12922 ATMs spread all over the country.

    A credit card can be of great help, if and when used wisely. The credit amount is readily available and the payments can be made immediately. In case of an emergency, it can prove to be extremely useful. There are 11 varieties of credit cards offered by Axis Bank for its customers.

    Why Choose Axis Bank Credit Cards

    Catering to every lifestyle requirement, an Axis Bank credit card is the perfect companion for shopping, dining, travel and for purchasing movie tickets. Customers can choose a card that fits them the best and enjoy attractive offers and rewards on each and every credit card purchase.

    Features and Benefits of an Axis Bank Credit Card

    Axis Bank credit cards offer world class privileges and card holders can enjoy unlimited discounts from various merchant outlets.

    • Cashback options
    • Higher purchase limits
    • Over 500 rewards from Axis Bank's eDGE Loyalty program
    • Discounts on dining, shopping and e-commerce transactions
    • Airline vouchers
    • VIP Lounge access at airports
    • Create your own credit card using MyDesign.
    • Credit cards with embedded EMV chips for enhanced security

    Axis Bank Credit Card Eligibility and Documentation

    Axis Bank Credit Card Eligibility

    • Primary Card holder should be within the age limit of 18 to 70 years.
    • Should be an Indian resident
    • Add-on card holder must be above the age of 15 years.

    Axis Bank Credit Card Documentation:

    • Pan Card photocopy or Form 60
    • Income Proof: Form 16/ Latest Payslip/IT Return copy
    • Residence Proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone bill

    Axis Bank Credit Card Details

    1. Axis Bank Signature Credit Card with Lifestyle Benefits
    2. Axis Signature Credit Card with Travel Benefits
    3. Miles & More Credit Card by Axis Bank
    4. Axis Bank MY Choice Credit Card
    5. Axis MY Zone Credit Card
    6. Axis MY Wings Credit Card
    7. Axis Bank Titanium Smart Traveler Credit Card
    8. Insta Easy Credit Card by Axis Bank
    9. Shriram Credit Card

    Axis Bank Signature Credit Card with Lifestyle Benefits

    Upgrade your lifestyle and enjoy top class benefits. Axis Bank Credit Card with Lifestyle Benefits is definitely the key-card to the gateway of a classy life.

    Features and Benefits of Axis Bank Signature Credit Card with Lifestyle Benefits:

    • You can have a flexible limit on your card. This card lets you spend more than your credit limit without any extra charges. This feature is only available for Axis Bank Burgundy Customers.
    • The Taj Epicure Plan Membership is an extremely interesting feature of this card. It gives you a discount of 10% for dining at the Taj, which eventually gets converted to Epicure points. You also get a 50% discount on buffet lunch at Taj Coffee Shop, except on Sundays.
    • Watching your favourite movies at a theatre near you never got better! You are entitled to a 50% cashback on both box office and online tickets, all through the week.
    • The card comes with a Global Emergency Assistance. In case of any emergency, Axis bank can transfer credit even when you are overseas. Emergency replacement can also be done in case of loss of card.
    • The eDGE Loyalty Rewards program helps you earn 10 points for every 200 INR domestic expenditure and 20 points for international expenditure. It helps you earn 100 points on your first transaction only.

    Axis Signature Credit Card with Travel Benefits

    If travelling is your passion, this is definitely the card you should get. Axis Bank Signature Credit Card with Travel benefits is absolutely the ‘magic carpet’ for you and will fulfil your dream of being a traveller.

    Features and Benefits of Axis Signature Credit Card with Travel Benefits :

    • You receive an IndiGo Airlines voucher within 45 days from activation.
    • You are entitled to 25% cashback on both online and box office movie ticket purchases.
    • Enjoy special benefits at airport lounges. Sit back and relax at over 700 VIP lounges in more than 90 countries and 275 cities worldwide.
    • You will be offered assistance during your travel, no matter where you are in the world.
    • Refuel your vehicle at any station across India and enjoy fuel surcharge refund.

    Axis Bank Miles & More Credit Card

    Neither your miles nor your smiles ever expire. If you are a frequent flyer with Lufthansa, Austrian airlines, Swiss Air or any other airline service that falls under this category then this is a must-get card for you. This card is directly linked to your Miles & More Mileage account. It has several benefits for a cardholder and a member.

    Features and Benefits Miles & More Credit Card:

    • You earn 5000 miles on World Cards and 15000 miles on World Select Cards. The annual bonus is 3000 miles and 4000 miles on World Cards and World Select Cards, respectively.
    • Your accumulated miles will never expire. You may use it as per your convenience, without worrying about time constraints.
    • You may pay your Axis Bank Credit Card bills from any other bank account.
    • Getting a home loan is pretty easy with this card. You can save up a lot of money using this card when you buy a house or invest in a property.
    • You can transfer credit balance from other cards to your Axis Bank Miles & More Credit Card. This helps you save up a lot.

    Axis Bank MY Choice Credit Card

    If you want a personalised credit card and design it the way you want with your choice of benefits, look no further. This Axis bank my choice card caters to your saving needs and also gives you spending benefits. Craft your own card and make it what you want it to be.

    Features and Benefits of Axis Bank MY Choice Credit Card:

    • Pick a picture of your choice or select any from the pre-existing gallery images and customize your card. Make it as unique as you are.
    • Pick any two from Dining, Fuel, Electronics, Utility bills, Travel and Supermarkets and you can get a 5% cashback on them.
    • You can earn 4 points for every 200 INR that you spend. A straight 100 points can be earned on your first online transaction.
    • The EMV certified chip credit card gives you complete protection from all kinds of fraud.

    Axis MY Zone Credit Card

    This card offers you a great time when you are out shopping, dining or at a movie. It is the ultimate fun-seeker for you. The rewards are too good to resist. In short, this card is your best buddy when you are out with friends.

    Features and Benefits of Axis MY Zone Credit Card:

    • The EMV certified chip gives this card a top notch security status.
    • Your eDGE loyalty points multiply by 10 times when you use your Axis Bank MY Zone Credit Card for dining out on weekends.
    • Your eDGE loyalty points multiply by 5 times when you use your Axis Bank MY Zone Credit Card at supermarkets or apparel store on weekends.
    • 25% cashback on purchase of both online and box office tickets for movies.

    Axis MY Wings Credit Card

    This particular credit card is extremely beneficial if you travel a lot. Whether it is a bus, train or flight it does not matter since this card will definitely come in handy for all your travel purposes.

    Features and Benefits of Axis MY Wings Credit Card:

    • You will be entitled to two base fare flight tickets.
    • You will get 20% cashback on base fares for booking domestic flights.
    • Every time you use your MY Wings Credit Card on the IRCTC website you get a discount of 25 INR.
    • Every bus ticket you book using the card, gets you an INR 100 cashback.
    • 400 INR cashback can be earned by booking a car from any car rental in India.

    Axis Bank MY Business Credit Card

    MY Business Credit Card is best suited for the business banking customers of Axis Bank. The offers available with this card help customers manage businesses efficiently. The card comes with low interest rates, substantial savings and much more.

    Features and Benefits of Axis Bank MY Business Credit Card:

    • The card offers 20% cashback on base fares of flight bookings on ezeego1.com.
    • 500 INR cashback on domestic return flight bookings and 1500 INR cashback on international return flight bookings.
    • You can earn 4 points for every 200 INR you spend from your card. You are entitled to a 100 points on your first online transaction.
    • You can enjoy complimentary access to several airport lounges across the country, twice in every three months.
    • You can get 30% cash from your credit limit even when you are overseas.

    Axis Bank Titanium Smart Traveler Credit Card

    Axis Bank Titanium Smart Traveler Credit Card is very beneficial from people who travel. This card will definitely make your journey a happy one.

    Features and Benefits of Axis Bank Titanium Smart Traveler Credit Card:

    • You can earn 8 eDGE loyalty points for every 200 INR you spend while travelling abroad.
    • In India, you can earn 4 eDGE loyalty points for every 200 INR you spend on booking hotels, buses, flights etc.
    • 2.5% fuel surcharge waiver on all fuel transactions.
    • The protection is top notch and you are safe from fraud attacks.

    Axis Bank Platinum Credit Card

    Axis Bank Platinum Credit Card offers several benefits such as cashbacks, loyalty points, etc. and hence this card is definitely very useful.

    Features and Benefits of Axis Bank Platinum Credit Card :

    • The EMV certified chip provides added security and consumer protection.
    • You can get a 25% cashback on both online and box office movie ticket purchases.
    • Axis Bank will replace the card is case of loss or theft of card. The Global Emergency Assistance feature is extremely useful.
    • You can earn 6 eDGE loyalty points for every 200 INR that you spend domestically and 12 points for every 200 INR spent internationally.

    Axis Bank Insta Easy Credit Card

    You need minimal documents to get this credit card. The card can be availed at any Axis Bank branch, provided you have a fixed deposit of minimum 20000 INR in Axis Bank. A lot many rewards and benefits are associated with this card.

    Features and Benefits of Axis Bank Insta Easy Credit Card:

    • This card offers a great amount of security. The Platinum chip is extremely effective against fraud.
    • Insta Easy card offers upto 100% cash withdrawal.
    • Every 200 INR you spend domestically, you earn 6 eDGE loyalty points and every 200 INR you spend internationally, you earn 12 eDGE loyalty points.
    • The credit limit is pretty flexible. You can decide your own credit limit.

    Axis Bank Shriram Credit Card

    This is a co-branded credit card. Axis Bank launched it in association with Shriram Transport Finance Company Limited (STFCL). Shriram card is only for STFCL customers. The customers should have a good track record. The card is very useful for transport operators. They can buy oil, tyres, batteries, etc. and can make use of VISA merchant outlets across India.

    Features and Benefits of Shriram Credit Card:

    • 1 reward point is earned on spending 100 INR.
    • Credit shield amount is 15000 INR.
    • Lost card liability is 15000 INR.
    • The cardholder can have his own photo on the credit card.

    Axis Bank Credit Card Tips

    Uncommon reasons for Credit Card rejection

    Have a good Credit Score but your Credit Card application was rejected? Here are the possible reasons. Yet to apply for a Credit Card? Go ahead. Do it now.

    Playing With Cards

    Love having multiple Credit Cards? Applying for too many Credit Cards at the same time can lead to several rejections.

    What’s In Your Pocket?

    Credit Card issuers look at how much money you make. If you have low income, the chances of rejection are high.

    Don’t Keep It Short

    The shorter your Credit history, the higher will be the probability that your application might get rejected. A long enough Credit history is important to get that Credit Card.

    Not That One

    CIBIL is not the only Credit Information Company. There are others. Though the score might be the same across all companies, errors could creep in. Correct them (if any) before you apply.

    Got wiser? Then, it’s time to apply for that Credit Card. We have some amazing offers for you!

    4 Reasons You Must Get a Credit Card Today

    After the demonetisation drive, a large number of people have started using their Credit Cards. Are you one of them? Or wait, don’t have a Credit Card yet? This is the time to go for one

    Racing Ahead

    According to news reports, Credit Card usage in the country has gone up by 40% after the demonetisation drive.

    Small Tickets

    The number of people swiping their card for transactions less than Rs. 500 has gone up by 65%

    Big Fish

    There was a whopping 75% jump in the number of users who swiped more than Rs. 500.

    Huge Rush?

    Banks have reported a sharp spike in the number of Credit Card applications, since November 8, 2016. There are about 754 million Credit and Debit card users in the country.

    Want to join the herd? Go ahead and get yourself a Credit Card today. We have plenty of them to choose from.

    Frequently asked questions about Axis Bank credit cards:

    1. What are the different types of credit cards offered by Axis Bank?

      Axis Bank offers a wide choice of credit cards specially designed to suit individual needs. They come under four major categories.

      • Premium Cards
      • MY Cards
      • Co-branded Cards
      • Other Cards

      Some of the popular credit cards offered by Axis Bank include Platinum Credit Card, Signature Credit Card with travel benefits, MY Business Credit Card and Miles & More Credit Card.

    2. How do I apply for an Axis Bank credit card?

      You can check for eligibility and apply online at the Axis Bank website. Alternatively, you can apply through the BankBazaar portal. BankBazaar.com also helps you choose the right credit card based on the purpose and usage of the card.

    3. What are some of the benefits offered by Axis Bank credit cards?

      Cardholders get exclusive privileges and offers based on their credit card type. However, here are some of the benefits that are common to all cardholders.

      • Option to convert purchases to EMI
      • Zero lost card liability up to credit limit
      • EMV certified chip credit cards for additional security
      • Complimentary insurance cover with premium cards
      • Loyalty Reward Program
      • Cashback offers on selected spending categories
      • 24/7 customer assistance for all cardholders
    4. What are the documents required for completing the application process?

      The documents required usually vary on a case to case basis. However, the following documents are mandatory for completing the application process.

      • Photocopy of PAN card and Form 60
      • Copy of income proof – Latest payslips or Form 16 or IT return copy
      • ID proof and proof of residence
    5. Can I apply for an Axis Bank Credit Card?

      If you are a resident of India in the age bracket of 18 to 70 years, you satisfy the primary eligibility criteria. However, for different cards, the minimum required net income varies. Please check with the bank about the income criteria for respective credit cards before applying.

    6. How can I convert my purchases to EMI?

      Whenever you make a transaction of Rs. 2,500 and above, you can convert it to EMI's with tenures at 3, 6, 9 or 12 months with low interest rates. You can use the Net Banking facility or the customer care service to convert the payments to EMI.

    7. Can I have a supplementary Axis Bank credit card?

      Supplementary or add-on card is an additional card that is offered against your existing Axis Bank credit card with all the features of the parent card. You can apply for up to 4 add-on cards by contacting any Axis Bank branch.

    8. What is "Zero Lost Card Liability"?

      If your Axis Bank credit card is misplaced or stolen, you will be free from any fraudulent purchase transaction charges up to the insured amount from the moment you report the loss to Axis Bank customer care or the VISA Global service helpline.

    9. Which Axis Bank credit card offers the EMI option?

      All credit cards offered by Axis Bank come with this option.

    10. Can I use my credit card to withdraw cash from the ATM?

      Yes. You can use your Axis Bank Signature credit cards to withdraw cash up to 30% of the prescribed credit limit from all the ATM's that display the Visa sign.

    11. How do I pay my Axis Bank credit card bills?

      You can pay the bills by many easy ways like Net Banking, NEFT transfer, Electronic Clearing Service (ECS), auto debit, cheque or by cash.

    12. For a frequent air traveller like me, what would be the most suitable Axis Bank credit card?

      Axis Bank Miles & More credit card. You stand to earn unlimited miles that never expire and use your miles to avail exciting offers on flight tickets and upgrades, hotels and car rentals.

    13. How do I use the reward points that I get on each credit card transaction?

      With Axis Bank's eDGE rewards program, you can spend your reward points for purchasing over 500 chosen reward items.

    14. I travel a lot within India. Which credit card would be apt for me?

      Axis Bank's MY Wings credit card that comes with benefits like 20% cashback on domestic flights, Rs.25 off on IRCTC booking, Rs.100 cashback on domestic bus tickets and Rs.400 off on domestic car rentals would be the perfect choice.

    15. What are some of the benefits of Axis Bank Platinum credit card?

      Platinum cardholders get to enjoy exclusive privileges like 25% cash back on movie tickets, global emergency assistance, fuel surcharge waiver and eDGE loyalty rewards.

    Swiping your Credit Card is fun! But paying the bill?

    Naah! Making a minimum payment on your Credit Card bill might not be one of the best decisions of your life. Why? Find out:

    Goodbye, good Credit Score

    Minimum payments are a great quick-fix for your financial crisis. But underpaying can damage your Credit Score, genius!

    Fatter Credit Card bills

    If you keep making minimum Credit Card payments, be ready to see a whopping balance figure later. Want that? No, right?

    Growing Credit Card costs

    Not paying on time is a bad move! Why? The unpaid balance on your card keeps accumulating interest. Convinced now?

    Debt alert

    You might be a great swimmer. But we’re pretty sure you won’t be able to stay afloat in a sea of debt! Short-term arrangements can invite trouble.

    Thinking your moves through is the best move you can ever make! Use your plastic buddy well. Still looking for your friend with benefits?

    EMI Payments Simplified

    Thinking of making a big purchase, but don’t want to burn a hole in your pocket? We have just the solution for you. Get a Credit Card and choose to pay through EMIs.

    What Is An EMI?

    An Equated Monthly Instalment is the amount of money paid back to the lender or bank on a monthly basis. This amount is paid until the total amount due including interest is paid.

    Factors Affecting The EMI Amount

    What is the total loan amount? What is the rate of interest charged on your loan? What is the tenure of the loan? These are the important factors that affect the EMI amount.

    Two Parts Of An EMI

    There are two components in an EMI. The principal amount and the interest rate. The interest rate is higher during the first few years, but reduces over the tenure of your loan.

    Tenure & Loan Amount

    If your loan amount is high, the EMI you need to pay will be higher. If you choose a longer tenure, the rate of interest on your loan will be higher.

    Haven’t we simplified EMIs for you? Now get started by choosing your perfect Credit Card.

    *Terms and conditions apply. Credit at the sole discretion of the bank.

    News About Axis Bank Credit Card

    • Axis Bank’s Income from Card Fees Increases 30% Following Demonetisation

      Axis Bank has reported a 30% increase in income from card fees for the quarter ending March 2017. The bank declared an income of Rs.379 crore for this period, which is a 30% increase compared to the same period last year.

      The card fee income contributes 16% of the bank’s total income. An increased spending on cards following demonetisation is one of the reasons that has been attributed to the rise in card fees.

      Spending on debit and credit cards was Rs.17,157 crore for the quarter ending March 2017, compared to the same period last year, when total spending was Rs.9,356 crore.

      Increasing use of ATM’s following demonetisation also contributed to the rise in use of plastic money.

      16th May 2017

    • New Credit Card For Online Shoppers Launched By Axis Bank

      Axis Bank has launched a new credit card for online shoppers in partnership with the ecommerce giant Flipkart. This new credit card, called the Buzz Credit Card, will be contactless card. It will come with a welcome bonus of Flipkart voucher worth Rs.1000, accelerated loyalty reward points and a discount of 5% on all purchases made on Flipkart all the year round. Axis Bank Buzz Credit Card holders will also enjoy other benefits such as minimum discount of 15% at more than 15,000 restaurants in India, additional Flipkart vouchers and so on.

      10th November 2016

       
    • Axis Bank to Collaborate With BMTC

      Effective this September, travelers and commuters in Bangalore will not have to fish for change when buying tickets on any of the approximately 6,000 buses that play on the city’s roads. Commuters will now be able to make payments for tickets by using a smart card that the Bengaluru Metropolitan Transport Corporation (BMTC) has introduced in association with Axis Bank. This is the first open loop contactless card of its kind, which will enable users to not only make payments for bus tickets, but to make purchases at any merchant outlet in a manner similar to a debit or a credit card. Managing Director of BMTC, Ekroop Kaur, stated that transit agencies around the world have been moving away from cash-based fare collection systems to contactless smart card-based systems. He also stated that the smart card launched by Axis Bank and the BMTC would signify the next step towards the establishment of an Intelligent Transport System (ITS) within the city. The smart card will function like a wallet with pre-loaded funds, while a payment mechanism is currently in development with the NPCI.

      27th June 2016

       
    • Axis bank sells majority of new credit cards in non-metros

      India’s third largest private sector bank has signed up a little over 60% credit cards from members in non-metro areas. Smaller centers seem to be outranking metro cities mainly due to the growth in e-commerce.

      As per a release by the RBI (Reserve Bank of India), Axis Bank was managing a massive customer base of 24.13 lacs at the end of March 2016. The bank witnessed a high growth of 40 percent in its credit cards business. In order to add further stimulus to the business, Axis has deployed 50,000 NFC enabled PoS machines across various regions over the last 6 months. It is also closing a deal with Air Vistara for a new co-branded credit card to consumers.

      Overall, the credit card industry witnessed a growth of 16 percent with a little over 24.5 million cards in circulation at the end of March.

      9th June 2016

       
    • Axis Bank and Vistara ties up to launch travel credit cards

      Axis Bank has recently tied up with Vistara to launch three new travel credit cards in 2016. These cards are among the first co- branded cards of the bank and will be revealed in January. Through these cards, Axis Bank will provide the passengers of Vistara Airlines with benefits and privileges under the Airline’s frequent flyer program.

      Based on the travel frequency, the credit cards are divided into different categories. One out of the three cards will be an entry level credit card for occasional travellers and new ones as well, while the other two will be for existing customers.

      This year, i.e. in 2015, Axis bank has issued over 2 million cards and Vistara has had more than 1 lakh passengers in India. According to Shikha Sharma, CEO and Managing Director of Axis Bank, travel is an important category that is witnessing a sudden spurt in growth, which is why she wants to make the bank’s travel related products stronger.

      08th December 2015

    • LIME : Axis Bank’s new mobile wallet launched for shopping, bill payments and banking

      Axis Bank account holders and non-account holders can now use the recently introduced mobile wallet, LIME, to make fund transfers, compare and shop, and even split and pay bills. Customers can also share their wallets with family and friends, by the service provided by Axis Bank’s mobile banking application, LIME. This app can also be used to make payments, collate money to buy gifts or for group travel. As India’s third largest private sector lender, Axis Bank is expecting at least one million downloads in the initial phase of the launch. The mobile application is available on the Android platform and will be soon available on iOS as well.

      LIME users have to key in their details initially to create the wallet. A wide range of services would be available like money transfers using a PIN and users can also add money via the wallet. Customers can share their mobile wallets with family members, with a fixed amount for a fixed period of time, which can be used by the recipient according to their needs. Shopping offline also becomes very convenient with the LIME mobile wallet functioning as a MasterCard credit card, through which payments can be done at PoS terminals. Money can also be transferred instantly between two smartphones via this wallet using the Near Field Communication (NFC) technology. A request has to be placed by the sender via NearPay, which has to be accepted by the recipient to complete the transfer.

      22nd September 2015

    • Axis Bank Introduces Contactless Cards

      Axis Bank has come up with a unique concept of contactless credit cards, debit cards and multi-currency forex cards to use the RBI guidelines to its advantage. The Reserve Bank of India allows processing of contactless transactions under Rs. 2,000 without having to present a PIN. Currently, 60% of the transactions made using cards are below Rs. 2,000. Axis Bank has also partnered with several merchants across the country for introducing contactless credit cards and is expected to widen its network to 50,000 merchants before the end of this year.

      Axis Bank currently offers credit cards to its premium customers and will be extending the service to other customer segments as well.

      17th August 2015

       
    • Discounts Galore- Buy iPhone 6 with Axis Debit/Credit Card, Get 10% OFF!!

      The much admired iPhone 6 is now available on popular e-shopping websites Snapdeal, Amazon and Flipkart with a huge cut in its base price. The 16GB version of this iconic phone is now available for just Rs. 42,999. While this may seem like a steal, owners of the Axis Bank Debit or Credit card, have it one better- a flat 10% discount. These websites (in their terms and conditions) mention that the maximum discount applicable on each card is upto Rs.2,500, thereby assuring the lucky owners of the Axis Bank debit/credit cards a purchase price of just under Rs.40,975 (confirmed on Flipkart). If this isn’t daylight robbery than what is??

      27th May 2015

       
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.