The third largest public sector bank in India, you can count on Axis Bank to provide solutions for all your banking needs. Axis Bank spoils you for choice with their wide range of credit cards. No matter what your lifestyle, you can be sure that Axis Bank has a card that will perfectly fit your requirements. From shopping, dining out, movies, travelling to anything else you enjoy, there is a card for you. What’s more, get the best offers and rewards every time you swipe an axis bank credit card.
The ‘Axis Bank Signature Credit card with Lifestyle Benefits’ is the crown jewel of Axis Bank. It is a Premium Card that you can acquire only by invite, offering best-in-class privileges in travel and living, dining and lifestyle.
Here are some of the highlights of owning an Axis Bank Signature Credit card with Lifestyle Benefits:
Flexible spending limit:
You don’t need to worry about spending within the credit limit when you own an Axis Bank Signature Credit card with Lifestyle Benefits. The bank analysis your spending and payment patterns over a period of time to grant you this privilege. As long as you are a Burgundy customer, you have the privilege of spending way beyond your credit limit at no extra charge.
Safety is priority:
Axis Bank aims to give you the best security that technology provides. Your card is fortified with EMV certified chip and protected PIN that secures the card against all fraudulent acts.
Complimentary Insurance Cover:
In a world of worries, Axis Bank Signature Credit Card holder will be worry-free with the complimentary insurance cover worth Rs. 2.55 crore. The cover includes Air Accident Cover, Purchase Protection, Travel related covers and Lost Card Liability.
International Concierge Service:
Axis Bank Signature Credit Card provides assistance in the form of personalized concierge services whenever you need and wherever in the world you may be. Either go online or pick up the phone for the friendly concierge service executives to hand hold you through any services you need or glitches you may face. Check the official website for the number you may contact in your country and for the online concierge service.
Global Emergency Assistance:
As an Axis Bank Signature Credit Card holder, you will be given access to the Visa International Global Card Assistance Services. This service will prove to be very useful when you are travelling abroad and get into a sticky situation. You can report the loss of your card, request for emergency cash advances and emergency replacement card, which will be sent to your overseas location. You may contact Axis Bank for the numbers you need to contact the Visa Global Assistance Service.
Convert purchases to EMI:
Don’t worry about your ‘big purchase’ being too big with the Axis Bank Signature Credit Card. Simply contact the bank to convert any transaction of INR 2,500 or more into EMI.
Here are some of the perks of owning an Axis Bank Signature Credit card with Lifestyle Benefits:
Taj Epicure Plan Membership:
Become a member of Taj Epicure Plan instantly when you get yourself an Axis Bank Signature Credit card with Lifestyle Benefits. With this complimentary membership, you get 10% discount every time you dine at any of the Taj Hotels across India (which is converted to Epicure Points). As a joining bonus you will be entitled to 50 Epicure points which is equivalent of INR 500. Also, you will automatically become a Silver Tier member of the Taj Inner Circle Loyalty Programme at no extra cost. Enjoy the buffet lunch at the Taj Coffee Shop every day except on Sundays. For two weekends in a year, stay at select Taj hotels around India for half the price.
The complimentary Taj Plan Membership will be renewed annually upon payment of the Annual fee. Also, note that the Taj Epicure Plan membership kit will take three weeks to reach you after you complete your payment (joining and annual fee).
Satya Paul gift vouchers & gifts:
When you get yourself a Signature Credit card with Lifestyle Benefits, you will be rewarded with amazing vouchers and gifts from Satya Paul. Satya Paul vouchers worth Rs. 2000 can be redeemed against Kaftans, Clutches, Tunics, Sarees, Men’s tie combo-sets, all Suit Sets, Hand-bags, Kurtis and Bridal wear. Using the Signature Card within 45 days of receipt will win you a Satya Paul gift worth Rs. 1200 (Stole for women/ tie for men). You should receive the gift within two weeks of card activation/ usage. The vouchers can be redeemed at Satya Paul outlets in the following cities: Mumbai, Kolkata, New Delhi & NCR, Bangalore, Kochi, Pune, Jalandhar, Amritsar, Chandigarh, Indore, Hyderabad, Patna, Chennai, Jaipur and Ranchi.
IndiGo Airlines Voucher:
Fly cheaper using your Signature Credit Card. When you spend more than Rs. 6 Lakhs in the previous year on your Axis Bank Signature Credit Card, and then renew it, you will be eligible to acquire a complimentary IndiGo Airlines voucher. You should receive the e-voucher via SMS or email within 21 days of renewing your card. Please contact the customer service if you haven’t received your e-voucher within this period. Please visit the official website for instructions for redeeming your Indigo voucher. Also, check for detailed terms & conditions of the e-voucher.
Discounts on movie tickets:
Buy movie tickets with your Signature Credit Card to enjoy 50% cashback, making your movie watching experience so much better. You are entitled to a maximum of Rs. 2000 in a calendar year. Check the official website for detailed terms and conditions.
Upto 20% discounts on dining:
Now dine out more with Signature Credit Card’s amazing discounts at so many outlets, like Barista, Casablanca, Golden Leaf etc. Look on the official website for the list of outlets this discount is offered at.
Access to Airport Lounges:
Fuel Surcharge Waiver:
Save on fuel when you own a Signature Credit Card. Fill up the tank at any fuel station in India, pay using your Axis Bank Signature Credit Card and get refunds. This offer is valid on transactions between Rs. 400 and Rs. 4000 only. You can get a maximum benefit of Rs. 400 monthly. Service tax charged on fuel surcharge is non-refundable. Reward points are not earned on fuel transactions.
Signature Credit card with Lifestyle Benefits
Standard sign-up fee
Rs.5,000 (3,000 on special invite)
Annual fee (Only from 2nd year)
Rs.3000 (If more than Rs. 6 Lakhs is spent using the card in the preceding year, the annual fee will be waived off)
Joining fee of Add-on Card
Annual fee of Add-on Card
Primary Card holder’s charge for Priority Pass Program Membership
Add-on customer’s charge for Priority Pass Program Membership
Finance Charges for Retail Purchases & Cash
41.75% annually (2.95% per month)
Cash Withdrawal Fees
2.5% (Min. Rs 250) of the Cash Amount
Cash Payment Fee
2.5% (Min. Rs 250) of the Cash Amount
Card Replacement Fee if stolen, lost or re-issue
Emergency Card Replacement Fee, when overseas, through VISA
As per VISA Global Customer Assistance Services (GCAS)
Fee for Duplicate Statement
Late Payment Fee or Overdue Penalty
• If Total Payment Due is up to Rs. 2000, the fee will be Rs. 300
• If Total Payment Due is between Rs. 2001 - Rs. 5000, fee will be Rs. 400
• If Total Payment Due is Rs. 5001 or more, fee will be Rs. 600
Over limit Penalty
3% of the over limit amount (Minimum Rs. 500)
Copy Request Fee or Charge slip Retrieval Fee
Outstation Cheque Fee
Auto-debit Reversal Bank A/c out of Funds or dishonour Fee or Cheque return
Cancellation of Railway Tickets or Surcharge on purchase
As decided by IRCTC/Indian Railways
Fuel Transaction Surcharge
Rs. 10 or 2.5% of transaction amount, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee
3.50% of the transaction value
Charge of Mobile Alerts for Transactions
Charges for Hotlisting
Charges for balance enquiry
eDGE Loyalty Rewards Program: One of the most exciting highlights of owning a Signature Credit Card is the eDGE Loyalty Rewards program.
You can get an Axis Bank Signature Credit Card only by invite.
No, you will not.
Simply contact your wealth relationship manager to get your own Signature Credit Card.
You will get 50% cashback when you use your card to buy tickets anywhere in India. In a year you are entitled to a maximum of Rs. 2000. Check the official website for detailed terms and conditions.
Axis Bank also provides ‘Signature Credit Card With Travel Benefits’ which is an excellent choice for the frequent flier.
The Total Annual Savings you will be eligible to is Rs. 33,712. Refer the Value chart on the official website for the detailed breakup.
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