Co-Branded Credit Cards India

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Co-Branded Credit Cards

A co-branded credit card is issued by a bank in association with a second party which could be a retail partner, travel website, sports league or a premium hotel chain. A co-branded credit card is sponsored by both the entities and is designed to carry features from both. Depending on the partner, the bank has tied up with, customers can enjoy benefits while making purchase transactions.

Co-branded credit cards come with various offers, incentives and discounts and are affiliated with retail merchants. As per the recent trend, banks have been tying up with e-commerce websites to introduce co-branded credit cards. Fuel and airline credit cards are some of the most common co-branded credit cards where rewards points can be redeemed for air miles, flight awards, products and class upgrades.

Benefits Of Owning A Co-branded Credit Card In India

As co-branded credit cards are issued in association with leading payment processing gateways like MasterCard or Visa, it is accepted worldwide. You can shop from any merchant’s outlet across the globe.
Compared to a basic credit card, co-branded credit cards offer great offers and discounts as it exclusively designed for this purpose.
Some co-branded credit cards do not levy finance charges on EMI (Equated Monthly Instalment) transactions.
SOme co-branded credit cards allow their cardholders to redeem their reward points on flight or hotel bookings making your travel cheaper.
Many co-branded credit cards offer excellent discounts on dining and entertainment bills which means you save while you spend.

Flipkart and Axis Bank launch co-branded credit card with unlimited cashback

E-commerce giant Flipkart and Axis Bank have launched a co-branded credit card which offers unlimited cashback on your transactions.

With a fee of Rs.500, this card gives you 5% unlimited cashback on Flipkart, 2GUD, and Myntra transactions. All other transactions earn you an unlimited cashback of 1.5%.and a four free visits to airport lounges in India each year.

Top Co-Branded Credit Cards in India

The key features of a few popular co-branded credit cards have been explained below -

SimplyCLICK SBI Card:

State Bank of India offers the SimplyCLICK SBI Card in collaboration with Amazon India, Cleartrip, LensKart, FabFurnish, BookMyShow, Foodpanda and Ola Cabs. This co-branded credit cards provides card users with excellent benefits on online shopping with opportunities to earn 10X rewards points. SimplyCLICK SBI Card can enjoy privileges like login gifts from Amazon, e-shopping rewards from all the partners, e-vouchers for milestone spends, fuel surcharge waivers and annual fee reversals when the spend exceeds Rs. 1 lakh. Other cashback offers can be got from Cleartrip, Bookmyshow, Fabfurnish and OLA. Customers can use the SimplyCLICK SBI Card across the globe at any merchant outlet. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the SimplyCLICK SBI Card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 1 lakh. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the SimplyCLICK SBI Card is 3.35% per month.

Yatra SBI credit card:

State Bank of India offers the Yatra SBI credit card in collaboration with Yatra.com. As welcome gifts, card holders can get a cashback of Rs. 100 when they make their first cash withdrawal. Customers can get travel vouchers from Yatra.com for a value of Rs. 8250, once the joining fee has been paid. Customers can get 6X rewards points, fuel surcharge waivers, complimentary lounge access, add-on card feature, etc. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the Yatra SBI credit card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 75,000. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the Yatra SBI credit card is 3.35% per month.

IRCTC SBI Platinum Credit Card:

As welcome gifts, IRCTC SBI Platinum Credit Card holders can get 350 bonus rewards points when Rs. 500 is spent within 45 days of card issue and also a cashback of Rs. 100 when they make their first cash withdrawal. Railway tickets booked on irctc.co.in for AC1, AC CC and AC2 can get customers a value back of 10% in the form of rewards points. Other purchase can get customers 1 rewards point for every Rs. 150 spent. IRCTC also provides various travel offers and privileges including booking of flight tickets. The other benefits included under this card are fuel surcharge waiver and transaction charge waiver. Customers can also get various offers from Visa and features like add-on cards, cash withdrawals, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees charged for the IRCTC SBI Platinum Credit Card is Rs. 300 and the joining fees charged will be Rs. 500. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the IRCTC SBI Platinum Credit Card is 3.35% per month.

HDFC Snapdeal Credit Card:

The HDFC Snapdeal credit card has been introduced as a co-branded credit card by HDFC Bank in collaboration with Snapdeal.com. As welcome benefits, customers can get 500 rewards points. 2 rewards points can be got for every Rs. 150 spent. Every purchase done on Snapdeal.com can get customers 3X rewards points. The other features available with the HDFC Snapdeal credit card are fuel surcharge waiver, zero liability insurance, interest free credit, revolving credit and the annual fee will be waived off if the spend exceeds Rs. 1.5 lakhs for the previous year. Card holders can also get attractive offers from Freecharge, Cleartrip and Ola. The annual fees and the renewal fees charged for the HDFC Snapdeal Credit Card is Rs. 500 and the joining fees charged will be Rs. 500. No fee is charged for add-on credit cards.

JetPrivilege HDFC Bank World Credit Card:

The JetPrivilege HDFC Bank World Credit Card has been introduced as part of the JetPrivilege program and HDFC Bank. Customers can earn EXTRA JP Miles using this card. International and domestic flight tickets bought using this card on jetairways.com can get customers a discount of 5% on the base fare. As part of enrolment benefits, customers can get a complimentary Jet Airways ticket, a discount voucher of Rs. 750 which can be used on Jet Airways, extended Miles expiry, a bonus of 5000 Miles if the spend exceeds Rs. 75,000, a first swipe bonus of 5000 JP Miles, within the first 90 days. On renewal, customers can get a bonus of 4000 JP Miles and a discount voucher of Rs. 750 which can be used on Jet Airways. The MasterCard Lounge Program also offers access to premium lounges across the country. Other benefits include JetPrivilege Tier Points, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership and fuel surcharge waiver. The annual fees and the renewal fees charged for the JetPrivilege HDFC Bank World Credit Card is Rs. 2500. Annual fees will be zero until the customer is a member of the JetPrivilege Platinum tier.

Axis Bank Miles & More Credit Cards:

The Axis Bank Miles & More Credit Card is offered by Axis Bank in association with Lufthansa. Miles and More is a travel loyalty program provided by Lufthansa, SWISS Air and Austrian Airlines along with few other major airlines. Axis Bank offers two co-branded cards - World Select Card and World Card under this program. The World Select Card comes with welcome offers of 15,000 miles and 4,000 annual miles. Customers can earn 6 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Select Card. The World Card comes with welcome offers of 5,000 miles and 3,000 annual miles. Customers can earn 4 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Card. Accrued miles do not come with a validity period and can be used anytime by the customer. Miles can be redeemed for flight booking, class upgrades, car rentals, hotel bookings, shopping and other exciting gifts. Customers can also get Lost Card Liability cover, travel benefits, international airport lounge access, fuel surcharge waiver, EMMI conversion facility, etc.

Jet Airways ICICI Bank Credit Cards:

ICICI Bank offers three co-branded credit cards in collaboration with Jet Airways - Jet Airways ICICI Bank Sapphiro Credit Card, Jet Airways ICICI Bank Rubyx Credit Card and Jet Airways ICICI Bank Coral Credit Cards. These cards are available as an American Express or a Visa variant. Customers can get bonus miles as welcome gifts, renewal benefits, online discounts, Priority Pass Membership, dedicated Check-in, Excess Baggage Allowance, Fuel Surcharge waiver, insurance cover, privileges from American Express and Visa, dining benefits under the Culinary Treats program, complimentary movie tickets, etc. JPMiles can be earned on transactions using these cards and accrued miles can be redeemed for flight tickets, class upgrades, etc. Visa privileges include Visa airport lounge access, car rental benefits and Chic Outlet shopping offers. American Express privileges include JP Miles accrual, Altitude lounge access, dining, travel, entertainment and shopping benefits from American Express Selects, Global eshop offers, etc. All the Jet Airways ICICI Bank Credit Cards come with enhanced security in the form of embedded microchips and PIN for purchase transactions. BookMyShow offers 1-on-1 ticket deals for bookings done using these Jet Airways ICICI Bank Credit Cards, with a maximum of two tickets issued in a month.

Jet Airways IndusInd Bank Odyssey Credit Card:

The Jet Airways IndusInd Bank Odyssey Credit Card has been introduced as part of the JetPrivilege program and IndusInd Bank. As joining benefits customers can get 15,000 bonus JP Miles and a domestic flight ticket with the base fare waived off. Renewals can get customers 5000 JP Miles and a domestic flight ticket with the base fare waived off. Online bookings done on jetairways.com can get customers 5% discounts. Other benefits include Bon Vivant dining membership, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership, fuel surcharge waiver, wellness offers, golfing deals, concierge assistance and insurance in the form of Counterfeit Card Liability, cover against Unauthorized Transactions and Air Accident Cover. The annual fees charged from the second year for the Jet Airways IndusInd Bank Odyssey Credit Card is Rs. 4000 and joining fee charged is Rs. 10,000. The Jet Airways IndusInd Bank Odyssey Credit Card is available as Visa and American Express variants.

First Citizen Citibank Titanium Credit Card:

As welcome offers, customers can get First Use Benefit Vouchers worth Rs. 500, Shoppers Stop vouchers for Rs. 500 and Citibank Reward points for Rs. 350. Customers can earn 7 rewards points for every Rs. 100 spent using the First Citizen Citibank Titanium Credit Card. Card holders can get exclusive in-store privileges, payment counters and sale previews from Shoppers Stop. The annual fee on the car will be waived off if the customer spends more that Rs. 30,000 for an entire year. First Citizen Citibank Titanium Credit Card holders can also get attractive wellness offers from premium spas and beauty salons. Accrued First Citizen Points can be redeemed for purchases at any Shoppers Stop outlet and also on the Shoppers Stop website. Citibank offers exclusive concierge privileges, dining and shopping benefits along with the EMI conversion facility to card holders. Value added services on the First Citizen Citibank Titanium Credit Card include instant loans, EMI and easy payment options and convenient balance transfer plans for customers. The interest rate charged on the First Citizen Citibank Titanium Credit Card is 3.25% per month. No fee is charged for supplementary credit cards.

How To Apply For A Co-branded Credit Card Online?

You can apply for a co-branded credit card by visiting the respective bank’s website or through an authorised third party website such as BankBazaar. While the specific bank’s website allows you to access its own credit cards, websites like BankBazaar allow you to find credit cards offered by various banks and financial institutions, enabling you to compare and find the best product available in the market. Let’s look at the process to apply for a co-branded credit card online.

Check Eligibility & Apply Online

Apply Through Bank’s Website

As mentioned above, you can visit the respective bank’s website to apply for a co-branded credit card. However, before applying for one, go through various credit cards offered by the bank and choose one that suits your requirement. Once, you selected the card, follow the instructions below to apply for it online.

Steps to apply for a co-branded credit card online

Visit online website of the respective bank
Go to the co-branded credit card page
Click on ‘Apply’ button
You will be redirected to an online application page, where you need to enter all the required details before submitting the form

Upon successful submission of the credit card application, the system will generate an application reference number, which should be retained for future queries, if any.

The bank, after receiving the application, checks your eligibility for the applied card and if your profile meets the eligibility, you will be informed about further application process through phone call or e-mail.

Banks typically take 7-10 days to process a credit card application, provided the applicant clears the verification checks and meets the eligibility criteria. If you wish to check your application status, you can use the track application feature available on most bank websites to know how far the bank has processed the application.

Apply through BankBazaar website

BankBazaar is one of the authorised service providers of financial products. It partnered with more than 50 banks and features most of the financial products offered by the banks on its online platform. By providing comprehensive coverage about each credit card product, the company provides an unbiased platform to compare and shop for various financial products.

Applying for a co-branded credit card through BankBazaar is also simple and convenient. You can visit the online website or download the mobile app to apply for any credit card listed on the site. A detailed procedure to apply for a co-branded credit card is provided below.

Steps to apply for a co-branded credit card through BankBazaar

Go to www.bankbazaar.com or login to BankBazaar mobile app
From the main menu, choose ‘Credit Cards’
Select co-branded credit cards under the category filter to get a list of all the cards
Find the card that suits your requirements
Click on ‘Check Eligibility’ to know whether or not you’re eligible to apply for the card
If you’re eligible, you will be taken to an online credit card application page, where you need to enter all the required details and click on ‘Submit’

As soon as you hit ‘Submit’, an ‘Application ID’ will be generated confirming the submission of application. The application ID can be used to know the status of your application through BankBazaar’s ‘Track Application’ feature, which is available on the website as well as on the app.

Eligibility To Apply For A Co-branded Credit Card

The eligibility criteria for co-branded credit cards vary for each card and for each bank. Listed below are the basic eligibility criteria set by most of the banks:

Applicant should be an Indian citizen

Salaried or self-employed
Should have a good credit history (Not applicable for first time borrowers)
Minimum age of the applicant should be 21 years and maximum age is 60 years

Documents Required To Apply For A Co-branded Credit Card

The required documents to apply for a co-branded credit card are mentioned below. While applying for a specific bank, it’s recommended to check the bank’s website for specific documents as required by the bank.

Copy of identity proof such as Aadhaar card, passport, etc.
Copy of address proof document such as Voter’s ID, Aadhaar, driving license, electricity bill, passport, etc., whichever holds your current address
PAN card copy
Two months salary slips or IT Returns
Duly signed in application
1 passport size photograph

If you aren’t sure which co-branded credit card to pick, visit neutral financial advisory websites like Bankbazaar and choose from a wide range of co-branded credit cards available in the market.

Other Credit Card Articles

News About Co-Branded Credit Cards

Co-branded Credit Card India
If would have seen fancy credit cards with attractive designs and a retailer’s name engraved on it. If you were wondering why any bank will issue a credit card on a retailer’s name, you should know about co-branded credit cards. What are co-branded credit cards? A co-branded credit card is a card that is offered by a credit card provider jointly sponsored by a retail merchant. These cards are exclusively designed to reward the spending habits of the cardholders. Some of the popular co-branded credit cards in India are SimplyCLICK SBI Card, Yatra SBI credit card, IRCTC SBI Platinum Credit Card, HDFC Snapdeal Credit Card, JetPrivilege HDFC Bank World Credit Card, Axis Bank Miles, and Jet Airways ICICI Bank Credit Cards.

23 July 2018
Co-branded Credit Cards To Save Big On Fuel Expenses
The rising petrol and diesel prices are out of our control. We cannot even switch to other modes of transport as we are go used to travel on our own private vehicles. One way to take control of the situation is to look out for options that would fetch us some savings. Co-branded credit cards are one way to achieve that. Most banks are partnering with fuel companies like HPCL, BP and Indian Oil to offer credit cards that provide fuel saving.

With a minimal annual fee, the co-branded credit cards offer fuel-saving benefits such as fuel surcharge waiver, reward points that can be redeemed for fuel purchases, annual fee waiver, milestone benefits and lot more.

For instance ICICI’s HPCL Coral Visa Credit Card is a co-branded card offered in partnership with ICICI and HPCL. The card offers 2.5% cashback on fuel purchases made at all HPCL petrol pumps, waiver the fuel surcharge for transactions up to Rs.4,000, provides accelerated rewards on fuel purchases, allows reward points redemption at HPCL petrol pumps. Also, the annual fee will be waived if the minimum spends in the year equals Rs.50,000 in the previous year.

13 June 2018
How To Make Your Co-Branded Credit Card Work For You

With the rise of a cashless economy and an increasing reliance on credit cards, making sure you get the best out of your credit card is important. With the wide array from lifestyle cards to travel cards to choose from, you might be spoilt for choice.

The gradual rise of co-branded credit cards is a boon in this regard. A co-branded credit card gives you all the advantages of a regular credit card coupled with benefits that are provided by the brand partner. With the largest portion of credit card spends being on travel and shopping, there are a number of co-branded credit cards that cater to this segment.

Some of the offers and perks associated with co-branded cards include vouchers when buying air tickets, discounts on hotel stays as well as the chance to avail discounts on dining, shopping and entertainment. Rebates on fuel and complimentary insurance over and above the regular perks.

However, the offers and benefits should be scrutinised before you take the plunge and choose a co-branded credit card. Some of the offers listed might seem too good to be true, and the fine print often makes them so. Spending caps and discounts are usually available during off-season, while reward points expire within a specified time period.

Often, banks and credit card companies expect customers to put a certain amount of money on their cards before offers can be availed, such as spending Rs.2 lakh within the first 90 days of the card being issued.

In spite of the fine print, careful use of your co-branded credit card will see you reaping rewards.

8 November 2017

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Co-Branded Credit Cards Reviews

Write a Review

Credit Card
"Good"

0.5 5.0/5 "Blown Away!"

I received a card on time which was applied through an online with INDUSIND bank. It is a life time free credit card. The credit limit is given was okay because I was expecting more than that. So far no issue faced by using this card. Their service is good.

Was this review helpful? 4

AMOL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Need to enhance the credit limit"

0.5 3.0/5 "Satisfactory"

For the past 2 years I am using HDFC BANK credit card for more than 2 years with low credit limit of 21 thousands only for 2 years I am using this card yet they have not enhance it. It is a life time free credit card. EMI option is applicable and charges are nominal.

Was this review helpful? 2

MA , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Need to enhance the credit limit"

0.5 3.0/5 "Satisfactory"

I have been holding SBI credit card for more than 3 years. It is an annual fee chargeable of 2000 rupees and there is no option for a waiver off. The credit limit is sufficient for 50 thousands only. EMI option is applicable for this card and it is nominal.

Was this review helpful? 0

GARI , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have ICICI Bank credit card which was taken through Bank directly .I am using this credit card for the past 2.5 years ,The credit limit was very less and there was no difficulties faced so far ,I have got the credit card on time without any hassle and this card is really good to use .

Was this review helpful? 2

TEWARY , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Excellent"

0.5 5.0/5 "Blown Away!"

The reason for taking Indusind Bank Ltd credit card because of the higher credit limit. I have used the card and made a payment as well without any difficulty. The credit limit is more than sufficient. They did not inform me about the reward points. The documentation process is easy.

Was this review helpful? 0

MOHANA , chennai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 3.0/5 "Satisfactory"

I am holding RATNAKAR BANK credit card for more than 2 years. It is an annual fee chargeable card of 1000 rupees and there is an option for a waiver off for a certain amount of usage. EMI option is applicable and charges are nominal. I use this card for many purposes.

Was this review helpful? 2

MAHE , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Excellent Service"

0.5 5.0/5 "Blown Away!"

I have Indusind Bank credit card which was taken through Online .I have got the credit card on delay basis it took 1month time that was the difficulty faced by me .The credit limit was good and this was a free card .I am really satisfied with the service so far .There was no cash back offers and reward points .

Was this review helpful? 1

SUDHANSU , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 3.0/5 "Satisfactory"

I have Citi Bank credit card for the past 1 year .I am using this credit card for the past 1year .I have got all the required details about the card process ,I have got this credit card on time without any hassle .The credit limit was pretty good and there was no drawbacks faced .I am satisfied with the service .

Was this review helpful? 0

GOYAL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have Ratnakar Bank credit card which was taken through Bank .I am using this credit card for the past 1 year and it was a chargeable card ,I have got my credit card on time without any delay .The credit limit was really good and there was no drawbacks faced .I am realy satisfied with the service .

Was this review helpful? 0

NIKHIL GOYAL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 4.0/5 "Great!"

I have State Bank OF India credit card which was taken through Bank direclty.I am using this credit card for the past 6 years .I have got good credit limit and there was no difficulties faced while using tis card .It is very easy to use and very comfortable as well .I am satisfied with this credit card so far.

Was this review helpful? 1

GOYAL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have HDFC Bank credit card which was taken through Bank.I am using this credit card for the past 6 years .I have got all the required details about the card process ,I have got my credit card on time without any details .The credit limit was really good and there was no drawbacks faced .I am totally satisfied with the service .

Was this review helpful? 2

NIKHIL GOYAL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 4.0/5 "Great!"

I am using Indusind Bank credit card which was taken through Online .The credit limit was very good it was upto 1 lakh it was sufficient .I have got all the required details about the card process.I have not faced so far on using this card .This was a free card .I am totally satisfied with the service .

Was this review helpful? 0

NIKHIL , mumbai
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have Kotak Mahindra Bank credit card which was taken through Bank .I am using this credit card for the past 4 years ,This card is very easy to use and there was no difficulties faced so far .I am really satisfied with the service .I am comfortable with the service so far.

Was this review helpful? 1

PRAKASH , bangalore
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have Ratnakar Bank credit card which was taken through Bank directly. I am using this credit card for the past 1 year and got all the required information about the card process very clearly . This was a chargeable card and the credit limit was really good and it was 1,52,000. I am completely satisfied with the service.

Was this review helpful? 1

SIDDANNAPPA PRAKASH , bangalore
Reviewed on Oct 17, 2019
Credit Card
"Need to enhance the credit limit"

0.5 5.0/5 "Blown Away!"

I received a card on time which was applied through an online with INDUSIND bank. It is a life time free credit card. The credit limit is given for 75 thousands which was low because I was expecting more than a one lakh. EMI option is applicable. I have been using this card for shopping, fuel and restaurant purpose.

Was this review helpful? 0

MAHENDER , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Very Nice to use"

0.5 3.0/5 "Satisfactory"

In SBI, they are providing a voucher if i pay the annual fee of Rs. 3000 and if i use more than Rs. 5000 yearly, the annual fee is getting waived off. In SBI, i have a prime card. They gave me a credit limit of Rs. 50000. Customer care service is good.

Was this review helpful? 0

SATISH , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Very Good to use"

0.5 5.0/5 "Blown Away!"

They have given me a nice offers and the rewards points will be nice when I'm getting in a shopping. I have got the credit limit of Rs. 1 lakhs. There is a annual fee of Rs. 3000 but i can pay this by using the rewards points. I have got the first month bill and i have to pay on 24th of this month. The statement is clear to understand.

Was this review helpful? 0

SATISH , hyderabad
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have ICICI Bank credit card which was taken through Bank directly.I am using this credit card for the past 4 years and got all the required information about the card process very clearly .This was a free card and and there was no difficulties faced so far on using this card .

Was this review helpful? 1

PRAKASH , bangalore
Reviewed on Oct 17, 2019
Credit Card
"Good Service"

0.5 5.0/5 "Blown Away!"

I have State Bank Of India credit card which was taken through Bank.I am using this credit card for the past 4 years.This was a free card and there are good reward points as well as cash back offers .I have submitted the required documents very clearly .There are good reward points as well as cash back offers .I am satisfied with the service so far.

Was this review helpful? 1

PRAKASH , bangalore
Reviewed on Oct 17, 2019
Credit Card
"Good"

0.5 5.0/5 "Blown Away!"

I have applied for a credit card with INDUSIND bank on two months before which was processed through an online. Within 2 days I received a call from their end once verification completed by 15 days I received a card. The credit limit is low as per my requirement. EMI option not aware. There was some requirement so I have chosen to apply for it.

Was this review helpful? 0

SREEDHAR , hyderabad
Reviewed on Oct 17, 2019

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