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  • Co-Branded Credit Cards India

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  • We found 11 Co-Branded Credit Cards
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    1st Year Fee
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    PA PL OTP
    Reduced to 0 If annual spends > 30,000 1000
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    499
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    Reduced to 0 If new current/savings account opened 1000
    100% PAPERLESS APPROVAL
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    Reduced to 0 If new current/savings account opened 10000
    100% PAPERLESS APPROVAL
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    Reduced to 0 If new current/savings account opened 1000
    100% PAPERLESS APPROVAL
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    Reduced to 0 If spends > 1 lakh within 90 days of card setup/EasyEMI/SmartPay 10000
    100% PAPERLESS APPROVAL
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    3000
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    3000
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    3500
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    1500
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    Best Co-Branded Credit Cards
    Co-Branded Credit Cards

    A co-branded credit card is issued by a bank in association with a second party which could be a retail partner, travel website, sports league or a premium hotel chain. A co-branded credit card is sponsored by both the entities and is designed to carry features from both. Depending on the partner, the bank has tied up with, customers can enjoy benefits while making purchase transactions.

    Co-branded credit cards come with various offers, incentives and discounts and are affiliated with retail merchants. As per the recent trend, banks have been tying up with e-commerce websites to introduce co-branded credit cards. Fuel and airline credit cards are some of the most common co-branded credit cards where rewards points can be redeemed for air miles, flight awards, products and class upgrades.

    Benefits Of Owning A Co-branded Credit Card In India

    • As co-branded credit cards are issued in association with leading payment processing gateways like MasterCard or Visa, it is accepted worldwide. You can shop from any merchant’s outlet across the globe.
    • Compared to a basic credit card, co-branded credit cards offer great offers and discounts as it exclusively designed for this purpose.
    • Some co-branded credit cards do not levy finance charges on EMI (Equated Monthly Instalment) transactions.
    • SOme co-branded credit cards allow their cardholders to redeem their reward points on flight or hotel bookings making your travel cheaper.
    • Many co-branded credit cards offer excellent discounts on dining and entertainment bills which means you save while you spend.
     

    Flipkart and Axis Bank launch co-branded credit card with unlimited cashback

    E-commerce giant Flipkart and Axis Bank have launched a co-branded credit card which offers unlimited cashback on your transactions.

    With a fee of Rs.500, this card gives you 5% unlimited cashback on Flipkart, 2GUD, and Myntra transactions. All other transactions earn you an unlimited cashback of 1.5%.and a four free visits to airport lounges in India each year.

     

    Top Co-Branded Credit Cards in India

    The key features of a few popular co-branded credit cards have been explained below -

    SimplyCLICK SBI Card:

    State Bank of India offers the SimplyCLICK SBI Card in collaboration with Amazon India, Cleartrip, LensKart, FabFurnish, BookMyShow, Foodpanda and Ola Cabs. This co-branded credit cards provides card users with excellent benefits on online shopping with opportunities to earn 10X rewards points. SimplyCLICK SBI Card can enjoy privileges like login gifts from Amazon, e-shopping rewards from all the partners, e-vouchers for milestone spends, fuel surcharge waivers and annual fee reversals when the spend exceeds Rs. 1 lakh. Other cashback offers can be got from Cleartrip, Bookmyshow, Fabfurnish and OLA. Customers can use the SimplyCLICK SBI Card across the globe at any merchant outlet. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the SimplyCLICK SBI Card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 1 lakh. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the SimplyCLICK SBI Card is 3.35% per month.

    Yatra SBI credit card:

    State Bank of India offers the Yatra SBI credit card in collaboration with Yatra.com. As welcome gifts, card holders can get a cashback of Rs. 100 when they make their first cash withdrawal. Customers can get travel vouchers from Yatra.com for a value of Rs. 8250, once the joining fee has been paid. Customers can get 6X rewards points, fuel surcharge waivers, complimentary lounge access, add-on card feature, etc. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the Yatra SBI credit card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 75,000. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the Yatra SBI credit card is 3.35% per month.

    IRCTC SBI Platinum Credit Card:

    As welcome gifts, IRCTC SBI Platinum Credit Card holders can get 350 bonus rewards points when Rs. 500 is spent within 45 days of card issue and also a cashback of Rs. 100 when they make their first cash withdrawal. Railway tickets booked on irctc.co.in for AC1, AC CC and AC2 can get customers a value back of 10% in the form of rewards points. Other purchase can get customers 1 rewards point for every Rs. 150 spent. IRCTC also provides various travel offers and privileges including booking of flight tickets. The other benefits included under this card are fuel surcharge waiver and transaction charge waiver. Customers can also get various offers from Visa and features like add-on cards, cash withdrawals, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees charged for the IRCTC SBI Platinum Credit Card is Rs. 300 and the joining fees charged will be Rs. 500. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the IRCTC SBI Platinum Credit Card is 3.35% per month.

    JetPrivilege HDFC Bank World Credit Card:

    The JetPrivilege HDFC Bank World Credit Card has been introduced as part of the JetPrivilege program and HDFC Bank. Customers can earn EXTRA JP Miles using this card. International and domestic flight tickets bought using this card on jetairways.com can get customers a discount of 5% on the base fare. As part of enrolment benefits, customers can get a complimentary Jet Airways ticket, a discount voucher of Rs. 750 which can be used on Jet Airways, extended Miles expiry, a bonus of 5000 Miles if the spend exceeds Rs. 75,000, a first swipe bonus of 5000 JP Miles, within the first 90 days. On renewal, customers can get a bonus of 4000 JP Miles and a discount voucher of Rs. 750 which can be used on Jet Airways. The MasterCard Lounge Program also offers access to premium lounges across the country. Other benefits include JetPrivilege Tier Points, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership and fuel surcharge waiver. The annual fees and the renewal fees charged for the JetPrivilege HDFC Bank World Credit Card is Rs. 2500. Annual fees will be zero until the customer is a member of the JetPrivilege Platinum tier.

    Axis Bank Miles & More Credit Cards:

    The Axis Bank Miles & More Credit Card is offered by Axis Bank in association with Lufthansa. Miles and More is a travel loyalty program provided by Lufthansa, SWISS Air and Austrian Airlines along with few other major airlines. Axis Bank offers two co-branded cards - World Select Card and World Card under this program. The World Select Card comes with welcome offers of 15,000 miles and 4,000 annual miles. Customers can earn 6 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Select Card. The World Card comes with welcome offers of 5,000 miles and 3,000 annual miles. Customers can earn 4 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Card. Accrued miles do not come with a validity period and can be used anytime by the customer. Miles can be redeemed for flight booking, class upgrades, car rentals, hotel bookings, shopping and other exciting gifts. Customers can also get Lost Card Liability cover, travel benefits, international airport lounge access, fuel surcharge waiver, EMMI conversion facility, etc.

    Jet Airways IndusInd Bank Odyssey Credit Card:

    The Jet Airways IndusInd Bank Odyssey Credit Card has been introduced as part of the JetPrivilege program and IndusInd Bank. As joining benefits customers can get 15,000 bonus JP Miles and a domestic flight ticket with the base fare waived off. Renewals can get customers 5000 JP Miles and a domestic flight ticket with the base fare waived off. Online bookings done on jetairways.com can get customers 5% discounts. Other benefits include Bon Vivant dining membership, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership, fuel surcharge waiver, wellness offers, golfing deals, concierge assistance and insurance in the form of Counterfeit Card Liability, cover against Unauthorized Transactions and Air Accident Cover. The annual fees charged from the second year for the Jet Airways IndusInd Bank Odyssey Credit Card is Rs. 4000 and joining fee charged is Rs. 10,000. The Jet Airways IndusInd Bank Odyssey Credit Card is available as Visa and American Express variants.

    First Citizen Citibank Titanium Credit Card:

    As welcome offers, customers can get First Use Benefit Vouchers worth Rs. 500, Shoppers Stop vouchers for Rs. 500 and Citibank Reward points for Rs. 350. Customers can earn 7 rewards points for every Rs. 100 spent using the First Citizen Citibank Titanium Credit Card. Card holders can get exclusive in-store privileges, payment counters and sale previews from Shoppers Stop. The annual fee on the car will be waived off if the customer spends more that Rs. 30,000 for an entire year. First Citizen Citibank Titanium Credit Card holders can also get attractive wellness offers from premium spas and beauty salons. Accrued First Citizen Points can be redeemed for purchases at any Shoppers Stop outlet and also on the Shoppers Stop website. Citibank offers exclusive concierge privileges, dining and shopping benefits along with the EMI conversion facility to card holders. Value added services on the First Citizen Citibank Titanium Credit Card include instant loans, EMI and easy payment options and convenient balance transfer plans for customers. The interest rate charged on the First Citizen Citibank Titanium Credit Card is 3.25% per month. No fee is charged for supplementary credit cards.

    How To Apply For A Co-branded Credit Card Online?

    You can apply for a co-branded credit card by visiting the respective bank’s website or through an authorised third party website such as BankBazaar. While the specific bank’s website allows you to access its own credit cards, websites like BankBazaar allow you to find credit cards offered by various banks and financial institutions, enabling you to compare and find the best product available in the market. Let’s look at the process to apply for a co-branded credit card online.

    Apply Through Bank’s Website

    As mentioned above, you can visit the respective bank’s website to apply for a co-branded credit card. However, before applying for one, go through various credit cards offered by the bank and choose one that suits your requirement. Once, you selected the card, follow the instructions below to apply for it online.

    • Steps to apply for a co-branded credit card online
      • Visit online website of the respective bank
      • Go to the co-branded credit card page
      • Click on ‘Apply’ button
      • You will be redirected to an online application page, where you need to enter all the required details before submitting the form

    Upon successful submission of the credit card application, the system will generate an application reference number, which should be retained for future queries, if any.

    The bank, after receiving the application, checks your eligibility for the applied card and if your profile meets the eligibility, you will be informed about further application process through phone call or e-mail.

    Banks typically take 7-10 days to process a credit card application, provided the applicant clears the verification checks and meets the eligibility criteria. If you wish to check your application status, you can use the track application feature available on most bank websites to know how far the bank has processed the application.

    Apply through BankBazaar website

    BankBazaar is one of the authorised service providers of financial products. It partnered with more than 50 banks and features most of the financial products offered by the banks on its online platform. By providing comprehensive coverage about each credit card product, the company provides an unbiased platform to compare and shop for various financial products.

    Applying for a co-branded credit card through BankBazaar is also simple and convenient. You can visit the online website or download the mobile app to apply for any credit card listed on the site. A detailed procedure to apply for a co-branded credit card is provided below.

    • Steps to apply for a co-branded credit card through BankBazaar
      • Go to www.bankbazaar.com or login to BankBazaar mobile app
      • From the main menu, choose ‘Credit Cards’
      • Select co-branded credit cards under the category filter to get a list of all the cards
      • Find the card that suits your requirements
      • Click on ‘Check Eligibility’ to know whether or not you’re eligible to apply for the card
      • If you’re eligible, you will be taken to an online credit card application page, where you need to enter all the required details and click on ‘Submit’

    As soon as you hit ‘Submit’, an ‘Application ID’ will be generated confirming the submission of application. The application ID can be used to know the status of your application through BankBazaar’s ‘Track Application’ feature, which is available on the website as well as on the app.

    Eligibility To Apply For A Co-branded Credit Card

    The eligibility criteria for co-branded credit cards vary for each card and for each bank. Listed below are the basic eligibility criteria set by most of the banks:

    • Applicant should be an Indian citizen
    • Salaried or self-employed
    • Should have a good credit history (Not applicable for first time borrowers)
    • Minimum age of the applicant should be 21 years and maximum age is 60 years

    Documents Required To Apply For A Co-branded Credit Card

    The required documents to apply for a co-branded credit card are mentioned below. While applying for a specific bank, it’s recommended to check the bank’s website for specific documents as required by the bank.

    • Copy of identity proof such as Aadhaar card, passport, etc.
    • Copy of address proof document such as Voter’s ID, Aadhaar, driving license, electricity bill, passport, etc., whichever holds your current address
    • PAN card copy
    • Two months salary slips or IT Returns
    • Duly signed in application
    • 1 passport size photograph

    If you aren’t sure which co-branded credit card to pick, visit neutral financial advisory websites like Bankbazaar and choose from a wide range of co-branded credit cards available in the market.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Co-Branded Credit Cards Reviews

    • RBL Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using RBL Bank credit card more than 6 months and this is a life time free card. Credit limit is sufficient Rs. 85k and i am getting more offer in this card but i am not utilizing. I applied this card directly through bank, customer service was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2020
    • ICICI Bank
      ICICI Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI Platinum credit card more than 1 year. This is life time free card and they given a good credit limit. Buy 1 get 1 movie ticket offer is there, i am using this card for all purpose. I applied this card directly through bank, customer service was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2020
    • IndusInd Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I am using INDUSIND Bank credit card more than 2 months and i applied this card through online. This is a life time free card and also they given a credit limit of Rs. 50k. Mostly i use this card for groceries, shopping, fuel and i am getting reward points. I have not utilized my rewards.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2020
    • IndusInd Bank Credit Card
      "Need to update the status on time to customer "
      0.5 3.0/5 "Satisfactory"
      INDUSIND bank has a offered a credit card through online. I got a call on delayed from banker of 3 days once I placed the request for the card. They have shared all the features of the card. Once the process done later banker has told due to no eligibility criteria cannot process for the card. They could have been intimated at earlier.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 24, 2020
    • YES Bank Credit Card
      "Not received calls from bank"
      0.5 1.0/5 "Really Bad"
      I have applied YES Bank credit card through online. I asked for add-on card they said person will come and collect the documents but no one came for documents collection and no update for closed reason. So I unable to get both primary and add-on card, I applied this card since it is a free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 24, 2020
    • Citibank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have CITI Bank credit card which was taken through online. I just started using this credit card and this was a life time free card. The credit limit was really less and the credit card details was clearly shared by the agent. I am getting discounts for shopping and really satisfied with the service.
      Was this review helpful? 1
      , new delhi
      Reviewed on Feb 23, 2020
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have SBI credit card which was taken through online .This card was received on time and submitted through online .The credit limit was good and i am using this credit card for the past 2 months .I have not faced any issues so far on using this credit card .I have chosen this card for online as well as offline shopping .
      Was this review helpful? 2
      , jaipur
      Reviewed on Feb 23, 2020
    • HSBC Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I have applied HSBC bank credit card through online. I have multiple cards hence not availed this card. I have not submitted any of my documents.There was callback and follow up from bank end .There was no drawbacks faced so far, the service was really satisfied when applied for this card.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 23, 2020
    • IndusInd Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I have applied Indusind bank credit card through online. I have not availed this credit card since had personal issues .Not gave any of my documents and the card process was clearly shared by the agent. There was proper acknowledgement from bank end.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2020
    • HDFC Bank Credit Card
      "Good but need to improve the reward system"
      0.5 4.0/5 "Great!"
      I am using my HDFC credit card for almost 7 years and this was the only bank ready to provide the credit card for me at any time. I am having a Titanium times card and I'm getting lots of benefits on this card. On yearly basis, they have enhanced my credit limit. If they are improving their reward point system, it would be fine.
      Was this review helpful? 2
      , kolkata
      Reviewed on Feb 23, 2020
    • Citibank Credit Card
      "Service is good"
      0.5 5.0/5 "Blown Away!"
      I have purchased CITI bank rewards card in that I'm getting a benefits of reward points based on my purchase. Offered credit limit is pretty much good and this is a zero annual fee credit card. I haven't received any kind of joining benefits or welcome benefits. They have sent the card as per their promised time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 23, 2020
    • IndusInd Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I am using Indusind bank credit card which was taken through online .I am having an option of converting EMI .App is working but some criteria are different that was the issue.I have got the credit card on time without any hassles.This was a free card and there was no drawbacks faced so far on using and the service was very average.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 23, 2020
    • IndusInd Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied Indusind Bank credit card through online. I have not availed this credit card since using another card hence cancelled the plan of taking this card now. I have not given any of my documents for this card process. Before applying this card there was no plan later I changed my decision.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2020
    • HDFC Bank Credit Card
      "They need to improve everything"
      0.5 3.0/5 "Satisfactory"
      HDFC customer care support people are not supportive to the customer because i have sent a mail to change the bill cycle but i don't receive any reply till now. They will give a remind call to the customer regarding the bill due date 1 day before only. I have been using this card for last 3 years.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 23, 2020
    • Axis Bank Credit Card
      "Everything is fne"
      0.5 5.0/5 "Blown Away!"
      Axis bank people are very helpful and they have provided me the card around 5 years ago. Bought my Axis bank Flipkart hence i get 10% discount on Flipkart and i get more reward points on other purchase. They gave me a pamphlet to know about the offer details.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 23, 2020
    • SBI Cards Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have SBI credit card which was taken through bank directly.This was a chargeable card and need to pay rs.500 on yearly basis.This was a simply save credit card .The credit limit was very less it was 35000 only.I am using this credit card for the past 6 months only.I am getting fuel benefits and there was an option of converting EMI .
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 23, 2020
    • IndusInd Bank Credit Card
      "Need to intimate the offer to the customer"
      0.5 4.0/5 "Great!"
      I don't have any reason for selecting the credit card from Indusind bank but till now i didn't get any benefits. I have received the card on time. They don't send any notifications regarding the offer. When i apply the card, they said i get more credit limit when i compared to existing card but i have received the less limit compared to my other cards.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 23, 2020
    • IndusInd Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied Indusind credit card through online .There was no proper response from bank end and the agent shared all the relevant details about the card process. I have not given any of my documents. I have applied this card only for my personal use.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 23, 2020
    • RBL Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have Ratnakar bank credit card which was taken through online .Easy to access and no need to carry cash on hand and helpful on all emergency purpose.This was a chargeable card and the credit limit was 50K. I am getting cash back offers as well as reward points which is much convenient.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 23, 2020
    • Kotak Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have Kotak Mahindra Bank credit card which was applied through online.The credit limit was 50K, it was very less and this was a chargeable card and not getting any offers yet. This credit card I am using almost 7to 8 months.This is very easy and acceptable on all places.
      Was this review helpful? 2
      , jaipur
      Reviewed on Feb 23, 2020
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