Best Co-Branded Credit Cards in India 25 May 2019

Co-Branded Credit Cards

A co-branded credit card is issued by a bank in association with a second party which could be a retail partner, travel website, sports league or a premium hotel chain. A co-branded credit card is sponsored by both the entities and is designed to carry features from both. Depending on the partner, the bank has tied up with, customers can enjoy benefits while making purchase transactions.

Co-branded credit cards come with various offers, incentives and discounts and are affiliated with retail merchants. As per the recent trend, banks have been tying up with e-commerce websites to introduce co-branded credit cards. Fuel and airline credit cards are some of the most common co-branded credit cards where rewards points can be redeemed for air miles, flight awards, products and class upgrades.

Benefits Of Owning A Co-branded Credit Card In India

As co-branded credit cards are issued in association with leading payment processing gateways like MasterCard or Visa, it is accepted worldwide. You can shop from any merchant’s outlet across the globe.
Compared to a basic credit card, co-branded credit cards offer great offers and discounts as it exclusively designed for this purpose.
Some co-branded credit cards do not levy finance charges on EMI (Equated Monthly Instalment) transactions.
SOme co-branded credit cards allow their cardholders to redeem their reward points on flight or hotel bookings making your travel cheaper.
Many co-branded credit cards offer excellent discounts on dining and entertainment bills which means you save while you spend.

Top Co-Branded Credit Cards in India

The key features of a few popular co-branded credit cards have been explained below -

SimplyCLICK SBI Card:

State Bank of India offers the SimplyCLICK SBI Card in collaboration with Amazon India, Cleartrip, LensKart, FabFurnish, BookMyShow, Foodpanda and Ola Cabs. This co-branded credit cards provides card users with excellent benefits on online shopping with opportunities to earn 10X rewards points. SimplyCLICK SBI Card can enjoy privileges like login gifts from Amazon, e-shopping rewards from all the partners, e-vouchers for milestone spends, fuel surcharge waivers and annual fee reversals when the spend exceeds Rs. 1 lakh. Other cashback offers can be got from Cleartrip, Bookmyshow, Fabfurnish and OLA. Customers can use the SimplyCLICK SBI Card across the globe at any merchant outlet. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the SimplyCLICK SBI Card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 1 lakh. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the SimplyCLICK SBI Card is 3.35% per month.

Yatra SBI credit card:

State Bank of India offers the Yatra SBI credit card in collaboration with Yatra.com. As welcome gifts, card holders can get a cashback of Rs. 100 when they make their first cash withdrawal. Customers can get travel vouchers from Yatra.com for a value of Rs. 8250, once the joining fee has been paid. Customers can get 6X rewards points, fuel surcharge waivers, complimentary lounge access, add-on card feature, etc. Some of the other benefits of the card include add-on cards, cash withdrawals, railway ticket bookings, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees and joining fees charged for the Yatra SBI credit card is Rs. 499. The annual fee will be waived off if the previous year’s purchase is more than Rs. 75,000. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the Yatra SBI credit card is 3.35% per month.

IRCTC SBI Platinum Credit Card:

As welcome gifts, IRCTC SBI Platinum Credit Card holders can get 350 bonus rewards points when Rs. 500 is spent within 45 days of card issue and also a cashback of Rs. 100 when they make their first cash withdrawal. Railway tickets booked on irctc.co.in for AC1, AC CC and AC2 can get customers a value back of 10% in the form of rewards points. Other purchase can get customers 1 rewards point for every Rs. 150 spent. IRCTC also provides various travel offers and privileges including booking of flight tickets. The other benefits included under this card are fuel surcharge waiver and transaction charge waiver. Customers can also get various offers from Visa and features like add-on cards, cash withdrawals, utility bill payments, EMI conversions, easy money and balance transfer. The annual fees charged for the IRCTC SBI Platinum Credit Card is Rs. 300 and the joining fees charged will be Rs. 500. No fee is charged for add-on credit cards. The finance charges applicable on extended credit for the IRCTC SBI Platinum Credit Card is 3.35% per month.

HDFC Snapdeal Credit Card:

The HDFC Snapdeal credit card has been introduced as a co-branded credit card by HDFC Bank in collaboration with Snapdeal.com. As welcome benefits, customers can get 500 rewards points. 2 rewards points can be got for every Rs. 150 spent. Every purchase done on Snapdeal.com can get customers 3X rewards points. The other features available with the HDFC Snapdeal credit card are fuel surcharge waiver, zero liability insurance, interest free credit, revolving credit and the annual fee will be waived off if the spend exceeds Rs. 1.5 lakhs for the previous year. Card holders can also get attractive offers from Freecharge, Cleartrip and Ola. The annual fees and the renewal fees charged for the HDFC Snapdeal Credit Card is Rs. 500 and the joining fees charged will be Rs. 500. No fee is charged for add-on credit cards.

JetPrivilege HDFC Bank World Credit Card:

The JetPrivilege HDFC Bank World Credit Card has been introduced as part of the JetPrivilege program and HDFC Bank. Customers can earn EXTRA JP Miles using this card. International and domestic flight tickets bought using this card on jetairways.com can get customers a discount of 5% on the base fare. As part of enrolment benefits, customers can get a complimentary Jet Airways ticket, a discount voucher of Rs. 750 which can be used on Jet Airways, extended Miles expiry, a bonus of 5000 Miles if the spend exceeds Rs. 75,000, a first swipe bonus of 5000 JP Miles, within the first 90 days. On renewal, customers can get a bonus of 4000 JP Miles and a discount voucher of Rs. 750 which can be used on Jet Airways. The MasterCard Lounge Program also offers access to premium lounges across the country. Other benefits include JetPrivilege Tier Points, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership and fuel surcharge waiver. The annual fees and the renewal fees charged for the JetPrivilege HDFC Bank World Credit Card is Rs. 2500. Annual fees will be zero until the customer is a member of the JetPrivilege Platinum tier.

Axis Bank Miles & More Credit Cards:

The Axis Bank Miles & More Credit Card is offered by Axis Bank in association with Lufthansa. Miles and More is a travel loyalty program provided by Lufthansa, SWISS Air and Austrian Airlines along with few other major airlines. Axis Bank offers two co-branded cards - World Select Card and World Card under this program. The World Select Card comes with welcome offers of 15,000 miles and 4,000 annual miles. Customers can earn 6 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Select Card. The World Card comes with welcome offers of 5,000 miles and 3,000 annual miles. Customers can earn 4 miles for every Rs. 200 spent on all eligible spends and 20 miles for every Rs. 200 spent on movie tickets booked using the World Card. Accrued miles do not come with a validity period and can be used anytime by the customer. Miles can be redeemed for flight booking, class upgrades, car rentals, hotel bookings, shopping and other exciting gifts. Customers can also get Lost Card Liability cover, travel benefits, international airport lounge access, fuel surcharge waiver, EMMI conversion facility, etc.

Jet Airways ICICI Bank Credit Cards:

ICICI Bank offers three co-branded credit cards in collaboration with Jet Airways - Jet Airways ICICI Bank Sapphiro Credit Card, Jet Airways ICICI Bank Rubyx Credit Card and Jet Airways ICICI Bank Coral Credit Cards. These cards are available as an American Express or a Visa variant. Customers can get bonus miles as welcome gifts, renewal benefits, online discounts, Priority Pass Membership, dedicated Check-in, Excess Baggage Allowance, Fuel Surcharge waiver, insurance cover, privileges from American Express and Visa, dining benefits under the Culinary Treats program, complimentary movie tickets, etc. JPMiles can be earned on transactions using these cards and accrued miles can be redeemed for flight tickets, class upgrades, etc. Visa privileges include Visa airport lounge access, car rental benefits and Chic Outlet shopping offers. American Express privileges include JP Miles accrual, Altitude lounge access, dining, travel, entertainment and shopping benefits from American Express Selects, Global eshop offers, etc. All the Jet Airways ICICI Bank Credit Cards come with enhanced security in the form of embedded microchips and PIN for purchase transactions. BookMyShow offers 1-on-1 ticket deals for bookings done using these Jet Airways ICICI Bank Credit Cards, with a maximum of two tickets issued in a month.

Jet Airways IndusInd Bank Odyssey Credit Card:

The Jet Airways IndusInd Bank Odyssey Credit Card has been introduced as part of the JetPrivilege program and IndusInd Bank. As joining benefits customers can get 15,000 bonus JP Miles and a domestic flight ticket with the base fare waived off. Renewals can get customers 5000 JP Miles and a domestic flight ticket with the base fare waived off. Online bookings done on jetairways.com can get customers 5% discounts. Other benefits include Bon Vivant dining membership, Excess Baggage Allowance, Dedicated Check-In Counter, Priority Pass Membership, fuel surcharge waiver, wellness offers, golfing deals, concierge assistance and insurance in the form of Counterfeit Card Liability, cover against Unauthorized Transactions and Air Accident Cover. The annual fees charged from the second year for the Jet Airways IndusInd Bank Odyssey Credit Card is Rs. 4000 and joining fee charged is Rs. 10,000. The Jet Airways IndusInd Bank Odyssey Credit Card is available as Visa and American Express variants.

First Citizen Citibank Titanium Credit Card:

As welcome offers, customers can get First Use Benefit Vouchers worth Rs. 500, Shoppers Stop vouchers for Rs. 500 and Citibank Reward points for Rs. 350. Customers can earn 7 rewards points for every Rs. 100 spent using the First Citizen Citibank Titanium Credit Card. Card holders can get exclusive in-store privileges, payment counters and sale previews from Shoppers Stop. The annual fee on the car will be waived off if the customer spends more that Rs. 30,000 for an entire year. First Citizen Citibank Titanium Credit Card holders can also get attractive wellness offers from premium spas and beauty salons. Accrued First Citizen Points can be redeemed for purchases at any Shoppers Stop outlet and also on the Shoppers Stop website. Citibank offers exclusive concierge privileges, dining and shopping benefits along with the EMI conversion facility to card holders. Value added services on the First Citizen Citibank Titanium Credit Card include instant loans, EMI and easy payment options and convenient balance transfer plans for customers. The interest rate charged on the First Citizen Citibank Titanium Credit Card is 3.25% per month. No fee is charged for supplementary credit cards.

Jet Airways American Express Platinum Credit Card:

The Jet Airways American Express Platinum Credit Card has been introduced as part of the JetPrivilege program and American Express. Customers can earn 8 JP Miles for every Rs. 150 spent using this card. As part of enrolment benefits, customers can get 10,000 bonus JPMiles and a complimentary Jet Airways ticket with the base fare waived off. On renewal, customers can get a bonus of 5000 JPMiles and a complimentary domestic Jet Airways ticket with the base fare waived off. Accelerated miles can also be earned at the rate of 20 bonus JPMiles. Other benefits include online discounts of 5% on jetairways.com, Excess Baggage Allowance, Dedicated Check-In Counter, stay privileges at Trident Hotels, Preferred Hotel Groups and Oberoi Hotels and Resorts, airport lounge access, Priority Pass Membership, Platinum assistance, Visa assistance, Pay-in-Parts privilege, Platinum concierge services and dining discounts. The first year fees for the Jet Airways American Express Platinum Credit Card is Rs. 5000. Annual fees will be zero until the customer is a member of the JetPrivilege Platinum tier. The renewal fees charged is Rs. 10,000.

How To Apply For A Co-branded Credit Card Online?

You can apply for a co-branded credit card by visiting the respective bank’s website or through an authorised third party website such as BankBazaar. While the specific bank’s website allows you to access its own credit cards, websites like BankBazaar allow you to find credit cards offered by various banks and financial institutions, enabling you to compare and find the best product available in the market. Let’s look at the process to apply for a co-branded credit card online.

Check Eligibility & Apply Online

Apply Through Bank’s Website

As mentioned above, you can visit the respective bank’s website to apply for a co-branded credit card. However, before applying for one, go through various credit cards offered by the bank and choose one that suits your requirement. Once, you selected the card, follow the instructions below to apply for it online.

Steps to apply for a co-branded credit card online

Visit online website of the respective bank
Go to the co-branded credit card page
Click on ‘Apply’ button
You will be redirected to an online application page, where you need to enter all the required details before submitting the form

Upon successful submission of the credit card application, the system will generate an application reference number, which should be retained for future queries, if any.

The bank, after receiving the application, checks your eligibility for the applied card and if your profile meets the eligibility, you will be informed about further application process through phone call or e-mail.

Banks typically take 7-10 days to process a credit card application, provided the applicant clears the verification checks and meets the eligibility criteria. If you wish to check your application status, you can use the track application feature available on most bank websites to know how far the bank has processed the application.

Apply through BankBazaar website

BankBazaar is one of the authorised service providers of financial products. It partnered with more than 50 banks and features most of the financial products offered by the banks on its online platform. By providing comprehensive coverage about each credit card product, the company provides an unbiased platform to compare and shop for various financial products.

Applying for a co-branded credit card through BankBazaar is also simple and convenient. You can visit the online website or download the mobile app to apply for any credit card listed on the site. A detailed procedure to apply for a co-branded credit card is provided below.

Steps to apply for a co-branded credit card through BankBazaar

Go to www.bankbazaar.com or login to BankBazaar mobile app
From the main menu, choose ‘Credit Cards’
Select co-branded credit cards under the category filter to get a list of all the cards
Find the card that suits your requirements
Click on ‘Check Eligibility’ to know whether or not you’re eligible to apply for the card
If you’re eligible, you will be taken to an online credit card application page, where you need to enter all the required details and click on ‘Submit’

As soon as you hit ‘Submit’, an ‘Application ID’ will be generated confirming the submission of application. The application ID can be used to know the status of your application through BankBazaar’s ‘Track Application’ feature, which is available on the website as well as on the app.

Eligibility To Apply For A Co-branded Credit Card

The eligibility criteria for co-branded credit cards vary for each card and for each bank. Listed below are the basic eligibility criteria set by most of the banks:

Applicant should be an Indian citizen

Salaried or self-employed
Should have a good credit history (Not applicable for first time borrowers)
Minimum age of the applicant should be 21 years and maximum age is 60 years

Documents Required To Apply For A Co-branded Credit Card

The required documents to apply for a co-branded credit card are mentioned below. While applying for a specific bank, it’s recommended to check the bank’s website for specific documents as required by the bank.

Copy of identity proof such as Aadhaar card, passport, etc.
Copy of address proof document such as Voter’s ID, Aadhaar, driving license, electricity bill, passport, etc., whichever holds your current address
PAN card copy
Two months salary slips or IT Returns
Duly signed in application
1 passport size photograph

If you aren’t sure which co-branded credit card to pick, visit neutral financial advisory websites like Bankbazaar and choose from a wide range of co-branded credit cards available in the market.

Other Credit Card Articles

News About Co-Branded Credit Cards

Co-branded Credit Card India
If would have seen fancy credit cards with attractive designs and a retailer’s name engraved on it. If you were wondering why any bank will issue a credit card on a retailer’s name, you should know about co-branded credit cards. What are co-branded credit cards? A co-branded credit card is a card that is offered by a credit card provider jointly sponsored by a retail merchant. These cards are exclusively designed to reward the spending habits of the cardholders. Some of the popular co-branded credit cards in India are SimplyCLICK SBI Card, Yatra SBI credit card, IRCTC SBI Platinum Credit Card, HDFC Snapdeal Credit Card, JetPrivilege HDFC Bank World Credit Card, Axis Bank Miles, and Jet Airways ICICI Bank Credit Cards.

23 July 2018
Co-branded Credit Cards To Save Big On Fuel Expenses
The rising petrol and diesel prices are out of our control. We cannot even switch to other modes of transport as we are go used to travel on our own private vehicles. One way to take control of the situation is to look out for options that would fetch us some savings. Co-branded credit cards are one way to achieve that. Most banks are partnering with fuel companies like HPCL, BP and Indian Oil to offer credit cards that provide fuel saving.

With a minimal annual fee, the co-branded credit cards offer fuel-saving benefits such as fuel surcharge waiver, reward points that can be redeemed for fuel purchases, annual fee waiver, milestone benefits and lot more.

For instance ICICI’s HPCL Coral Visa Credit Card is a co-branded card offered in partnership with ICICI and HPCL. The card offers 2.5% cashback on fuel purchases made at all HPCL petrol pumps, waiver the fuel surcharge for transactions up to Rs.4,000, provides accelerated rewards on fuel purchases, allows reward points redemption at HPCL petrol pumps. Also, the annual fee will be waived if the minimum spends in the year equals Rs.50,000 in the previous year.

13 June 2018
How To Make Your Co-Branded Credit Card Work For You

With the rise of a cashless economy and an increasing reliance on credit cards, making sure you get the best out of your credit card is important. With the wide array from lifestyle cards to travel cards to choose from, you might be spoilt for choice.

The gradual rise of co-branded credit cards is a boon in this regard. A co-branded credit card gives you all the advantages of a regular credit card coupled with benefits that are provided by the brand partner. With the largest portion of credit card spends being on travel and shopping, there are a number of co-branded credit cards that cater to this segment.

Some of the offers and perks associated with co-branded cards include vouchers when buying air tickets, discounts on hotel stays as well as the chance to avail discounts on dining, shopping and entertainment. Rebates on fuel and complimentary insurance over and above the regular perks.

However, the offers and benefits should be scrutinised before you take the plunge and choose a co-branded credit card. Some of the offers listed might seem too good to be true, and the fine print often makes them so. Spending caps and discounts are usually available during off-season, while reward points expire within a specified time period.

Often, banks and credit card companies expect customers to put a certain amount of money on their cards before offers can be availed, such as spending Rs.2 lakh within the first 90 days of the card being issued.

In spite of the fine print, careful use of your co-branded credit card will see you reaping rewards.

8 November 2017

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Co-Branded Credit Cards Reviews

Write a Review

Credit Card
"Not satified"

0.5 1.0/5 "Really Bad"

I have recently applied for Kotak mahindra bank credit card , while applying for card they said it is life time free credit card, but after issue the card they said they will be charging annual fee in this card, which was very disappointed me, the said them to cancel for canceling the card they charged 180 rupees,even the credit limit which they have given to me was not good.

Was this review helpful? 1

RAVINDRA YASHWANT SONAWANE , pune
Reviewed on May 23, 2019
Credit Card
"Good card"

0.5 5.0/5 "Blown Away!"

My experience is good with Indusind Bank, have been using the card for a month. Its Aura Platinum card and the credit limit is average, its only 75K where they need to increase my limit since have expected 1.50L because am having more limit on HDFC card. The process is good and there is no annual fee.

Was this review helpful? 1

GADDAM VENKATESH , hyderabad
Reviewed on May 23, 2019
Credit Card
"Very Good Service"

0.5 4.0/5 "Great!"

It has been close to five years since i am using the SBI Gold Credit Card, the services provided by them had been pretty much good. The card has a good feature of Airport launch access and it also has a good credit limit. There is some annual charges with this card and i am using the card for most of my payments and purchases.

Was this review helpful? 1

MADHUSUDAN SAHOO , bangalore
Reviewed on May 23, 2019
Credit Card
"Very Good Service"

0.5 4.0/5 "Great!"

I am using the HSBC VISA PLATINUM CARD for the last couple of years, the services with them had been good. There is a good credit limit with this card and it used to provide one plus one movie ticket offers. It does not have any annual charges and i use the card for everything.

Was this review helpful? 1

MADHUSUDAN SAHOO , bangalore
Reviewed on May 23, 2019
Credit Card
"Very Good Service"

0.5 4.0/5 "Great!"

It has been more than four years since i am using the HDFC Bank DINERS CLUBMILES Card, the services provided by them had been good. There is no annual charges with this card and i am satisfied with the credit limit with this card. There has also been some good benefits in using this card and i use the card for all sort of purposes.

Was this review helpful? 0

MADHUSUDAN SAHOO , bangalore
Reviewed on May 23, 2019
Credit Card
"Very Good Service"

0.5 3.5/5 "Pretty good"

It has almost been three to four years since i am using the services of Bank Bazaar and the services with them had been quite good so far. I used to check with most of the financial products through them and i had applied for a credit card recently through them. Their customer support team had also been good where they used to do some frequent calls and make follow ups.

Was this review helpful? 0

MADHUSUDAN SAHOO , bangalore
Reviewed on May 23, 2019
Credit Card
"Good Service"

0.5 3.5/5 "Pretty good"

I had selected the INDUSIND BANK PLATINUM CREDIT CARD since there is a good reward point system with this card, and there has also been some other added benefits as well. The process in getting this card has been good and the card was delivered on the right time. The credit limit with this card is a little less, and there is no annual charges with this card.

Was this review helpful? 0

MADHUSUDAN SAHOO , bangalore
Reviewed on May 23, 2019
Credit Card
"Excellent card"

0.5 5.0/5 "Blown Away!"

I am using HDFC bank credit card for long time, they have charged me annual fee in this card, but no idea about waived off option as only for emergency purpose, i am very much happy with the credit limit which they have given me in this card,. so far i am very much happy with the service.

Was this review helpful? 1

MAHESHBHAI PARSHOTTAMDAS MISTRY , vadodara
Reviewed on May 23, 2019
Credit Card
"Good"

0.5 4.0/5 "Great!"

I was choosen for Kotak credit card , they provide limit credit card is 75 k , while transition rewards point receives. iam particular using for online shopping its easy to do based on credit card i got loan . customer services is good and approach.

Was this review helpful? 1

CHODISETTI SATISH SATISH KUMAR , hyderabad
Reviewed on May 23, 2019
Credit Card
"Excellent card"

0.5 5.0/5 "Blown Away!"

I am very much happy with the credit card of SBI. They have charged me annual fee in this card, based on my eligibility they have given me credit limit, which was okay for me, their service is too good, they use to give good offers on regular basis.

Was this review helpful? 0

MAHESHBHAI PARSHOTTAMDAS MISTRY , vadodara
Reviewed on May 23, 2019
Credit Card
"Excellent card"

0.5 5.0/5 "Blown Away!"

I am using ICICI bank credit card from long time, I got call from them that i am eligible for credit card so i applied for that, they have charged me annual fee in this card, i do not check waived off option as only for emergency i use it, their credit limit they have given to me was good.

Was this review helpful? 1

MAHESHBHAI PARSHOTTAMDAS MISTRY , vadodara
Reviewed on May 23, 2019
Credit Card
"Excellent service"

0.5 5.0/5 "Blown Away!"

I have been using HDFC bank credit card from long time, they have charged me annual fee as it is life time free credit card, i am happy with the service which they have given to me , their mobile application is user friendly, the credit limit as per my eligibility they have given to me, their overall service is good.

Was this review helpful? 0

MAHESHBHAI PARSHOTTAMDAS MISTRY , vadodara
Reviewed on May 23, 2019
Credit Card
"Good"

0.5 4.0/5 "Great!"

The customer service is really amazing and the response of resolution of time is very quick. I have been using Bankbazaar.com from last 2.5 years and there was no difficulties in applying the financial products moreover time consuming. I have received a credit card recently by placing online request.

Was this review helpful? 0

SAMEER DILIP SAWANT , mumbai
Reviewed on May 23, 2019
Credit Card
"Not satisfied"

0.5 1.0/5 "Really Bad"

I have been using Axis bank credit card, i am not satisfied with their service as i requested for bank statement, they did not given me any statement yet, they use to send statement on mail which is not getting open soon, their customer care number not getting connected soon, their overall service is not up to the mark.

Was this review helpful? 1

MAHESHBHAI PARSHOTTAMDAS MISTRY , vadodara
Reviewed on May 23, 2019
Credit Card
"Good card"

0.5 4.0/5 "Great!"

I am using Indusind Bank credit card from last one month and have not interacted with the customer service much but its okay. The documents are collected by the executive. There is no annual fee, I have taken it for life time free. The credit limit is sufficient for me. I have received the first bill on time.

Was this review helpful? 1

SAMEER DILIP SAWANT , mumbai
Reviewed on May 23, 2019
Credit Card
"Good Service"

0.5 3.0/5 "Satisfactory"

The experience i had with Bank Bazaar has been pretty much good, i had been using the services of Bank Bazaar for quite sometime. I used to check with all the financial products through them. I had recently applied for a credit card through them and the process was pretty much good, where they where helpful.

Was this review helpful? 0

MANOJ KUMAR MISRA , lucknow
Reviewed on May 23, 2019
Credit Card
"Average Service"

0.5 3.0/5 "Satisfactory"

The process in getting my INDUSIND BANK PLATINUM CREDIT CARD has been quite good but i wish it could have been done more fast, the credit limit with this card is quite less than expected and my existing cards has more limit than this card. It is a life time free card and they had explained me about the features of this card.

Was this review helpful? 0

MANOJ KUMAR MISRA , lucknow
Reviewed on May 23, 2019
Credit Card
"Good card"

0.5 4.0/5 "Great!"

I took a Indusind Platinum credit card and am using it for more than a month. I felt, the process was little bit longer. The credit limit was fine. There is no annual fee for the credit card. I have chosen because reward points can be utilized for purchase. Their executive has provided a doorstep service for documentation.

Was this review helpful? 0

JAYANT PANDA , bangalore
Reviewed on May 23, 2019
Credit Card
"Average Service"

0.5 3.0/5 "Satisfactory"

I am using the AMEX Credit Card for a very long time and the services with them had been pretty much good. There is a good credit limit with this card and there has also been some added benefits with this card. I had been using the card for all sort of purposes like shopping and for all sort of purposes.

Was this review helpful? 0

ANURAG DANGI , gurgaon
Reviewed on May 23, 2019
Credit Card
"Good Service"

0.5 4.0/5 "Great!"

It has been a long time since i am holding the KOTAK MAHINDRA BANK Credit Card, the services with them had always been good. There is a good credit limit with this card but there has not been much benefits with this card. I am using the card for all sort of purposes like shopping and for all sort of purposes.

Was this review helpful? 0

ANURAG DANGI , gurgaon
Reviewed on May 23, 2019

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