Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Personal Loan Interest Rates
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 16.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Ad
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    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Ad Paperless approval available
    What you'll love
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    Perks
    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.70% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
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    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
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    Perks
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    Good to Know
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    Customer Reviews
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.2,000 Amazon Voucher
    What you'll love
    Documents
    Perks
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  • Personal Loan Interest Rates is Rated as "Great!" by 89216 Users
    Personal Loan BYTES FROM OUR KITCHEN

    Personal Loan Interest Rates

    Particulars Interest Rate and Other Charges Applicable
    Interest rate 10.65% to 21% p.a.
    Processing fee 0 to 5% of personal loan amount
    Type of interest rate Fixed or floating
    Loan amount Rs.1 lakh to Rs.30 lakh
    Loan tenure 1 to 5 years
    Preferred credit score 750 or above
    Pre-closure fee NIL to 4% of principal outstanding loan amount
    Interest on late payment 24% p.a.
    Amortization schedule charges Rs.200 to Rs.250 for each schedule along with applicable GST
    Foreclosure or pre-payment statement charges 0 to Rs.100 along with applicable GST
    Loan cancellation charges 0 up to Rs.3,000 (Sometimes, customer will be asked to pay interest from loan disbursement date until loan cancellation date
    Repayment mode swap charges Rs.500 along with applicable GST
    Duplicate No Objection Certificate (NOC) or No Due Certificate (NDC) For each NOC: 0 up to Rs.500 For each NDC: 0 up to Rs.200 (Along with applicable GST)
    Account statement charge Rs.200 to Rs.250 plus applicable GST
    EMI bounce charge Rs.400 to Rs.450 plus GST
    Duplicate prepayment statement charges Rs.200 plus GST
    Stamping charges At actuals

    Note: These rates can change as per different banks’ updates.

    Personal loans help you sail smoothly through all expenses that you might find difficult to make due to cash unavailability. From a vacation in Hawaii to renovation of your dream house, a personal loan will make sure you get to enjoy life to the fullest. Here are a few significant features that will prove that taking a personal loan for any of your needs or wishes is a great idea.

    • Personal loans are quick and easy and hence can be availed without any hassle
    • Banks generally do not ask for any collaterals or guarantors while approving these loans and hence these loans require minimum documentation.
    • Personal loans offer great and competitive interest rates which do not weigh you down too much.
    • These loans have a comfortable pay-back period and as such your travel expense to Australia can be broken down into several small EMIs making it easier on your pocket.
    • Availing personal finance for your various needs means that you do not need to spend via your credit card. This will mean you get to pay-back in equal monthly installments and as such you can avoid any uneasiness resulting from interest levied on credit card payments.

    Personal Loan Interest Rates from Top Indian Banks

    Bank Name Personal loan interest rates

    Aditya Birla Finance Personal loan
    11.00% to 13.75%

    Capital First Personal loan
    12% to 18%

    CitiBank Personal loan
    10.99% to 16.99%

    Fullerton Personal loan
    14% to 33%

    HDBFS Personal loan
    13.99% to 16.99%

    HDFC Bank Personal loan
    10.99% to 20.70%

    ICICI Bank Personal loan
    10.99% to 17.99%

    IndusInd Personal loan
    12% to 19%

    India Infoline Finance Ltd
    13.49% to 19.99%

    Kotak Personal loan
    10.99 to 17.99%

    Oriental bank of Commerce
    10.65% to 11.65%

    Standard Chartered Bank Personal loan
    10.99% to 14.49%

    Tata Capital Personal loan
    11.49% to 21%

    Given below are details of Personal Loan Interest Rates of a few top banks of the country.

    SBI Personal Loan Interest Rate

    State Bank of India is the apex nationalized bank of the nation. The bank has several personal finance solutions to its credit and SBI Personal Loan Interest Rates are quite competitive and varied as per customer's requirement. A few of these personal loans are listed below along with the rate of interest applicable for each of these loan schemes.

    • Xpress Credit Personal Loan:This personal finance scheme from SBI is aimed at fulfilling all your urgent financial needs be it for your sudden needs or planned vacations. The rate of interest for this personal finance scheme is 15% which is low and quite competitive as compared to interest rates offered on personal loans by other banks. The interest rate also depends on the level of check-off. Partial check-offs have rates as 13-13.5% or 14-14.5%. The rate of 15% is applicable in case of complete check-off.
    • SBI Saral Personal Loan:The SBI Saral loan scheme is generally for professionals and self-employed people. This loan is offered for meeting any of your urgent financial needs. The personal loan limit is defined by your income and the capacity to repay. The rate of interest on this personal loan is 8.50% above base rate that is 18.5% which is a bit higher than the Xpress Credit finance scheme.
    • SBI Pension Loan:This loan is granted to those who are pensioners of Central or State governments and are receiving a monthly pension from the government. This is sanctioned to applicants who are less than 76 years of age. The interest rate for this loan is 3.5% above the base rate that is 13.5%.
    Apply for Personal Loan Festival Loans:

    Festival Loans by State Bank of India are provided so as to help you get through the expenditure during festival time without burdening you with excess liability. This loan makes sure that you enjoy to the fullest, the precious festival time with your friends and family. The rate of interest on this personal loan is 6.5% above the actual base rate and hence is currently 16.5%.

    HDFC Personal Loan Interest Rates

    Personal finance scheme offered by HDFC bank is easy and quick. The loan requires minimum documentation and HDFC Personal Loan Interest Rates are also very attractive. This loan scheme offers zero hidden charges with nominal processing fees and convenient repayment options.

    The interest rates on HDFC personal loans are competitive with respect to other banks offering personal loans.

    HDFC personal loans also offer life protection cover of up to 8 lacs for accidental hospitalization and up to 1 lacs for death or permanent disability of the loan borrower. HDFC Personal Loan Interest Rate is in the range of 13-20% and is on a monthly reducing basis.

    A few important features of HDFC personal loans are mentioned below -

    • Highly competitive rate of interest
    • Special privileges for HDFC account holders
    • Loan eligibility can be checked online
    • Get a personal loan in as less as 1 day if you have all the documents in place
    • Convenience of interacting with the customer care center via a host of available options including phone calls, chats, emails etc.
    • Simple documentation
    • Transparency of fees and other charges

    ICICI Personal Loan Interest Rates

    Personal Loan Interest rates

    ICICI offers personal loans at attractive interest rates . The personal loan scheme by ICICI is also customizable. This means that a customer can choose the amount of loan depending upon his requirement. The loan amount depends upon the nature of employment of the applicant. A few benefits of ICICI bank personal loans are -

    • Attractive interest rates
    • Simple documentation
    • Direct credit of amount through online channels
    • Quick processing of loan
    • Simple payment options via a host of different payment channels like ECS, AD or PDC
    • Loan tenure can be chosen by the customer depending upon his/her repayment capacity
    • Fixed rate of interest which is on a monthly reducing basis
    • No security or collaterals are required to be submitted

    ICICI bank personal loan interest rate starts as low as 13% and depends on a number of factors like income etc.

    Axis Bank Personal Loan Interest Rates

    Axis bank offers great features and benefits on its personal loans. Be it your child's education or a family wedding, you need not worry about the extra cash that you might require for urgent needs. Axis Bank Personal Loan interest rates are also quite competitive and attractive. The rate of interest generally ranges between 15.50% and 24%. A few highlights of Axis bank personal loans are -

    • Low processing charges
    • Loans available for salaried customers
    • Loans available across a wide range of loan amounts
    • Highly competitive interest rates
    • Simple application procedure
    • Simple documentation

    Points to watch-out for before availing personal loans:

    The above listed points about various personal loans sufficiently highlight the use and the advantages of getting a personal loan. For all those who want to go ahead and avail personal finance, here are a few things that one should watch-out for while applying for a personal loan

    • Check the rate of interest offered and the hidden charges like processing fee etc. Sometimes these may be too high resulting in a higher loan amount than you actually wanted to owe
    • Check your credit score beforehand to get a fair idea of your loan eligibility so that the lending entity isn't able to take advantage
    • Unsecured loans generally offer lower loan amounts
    • Go for a secured loan in case the loan amount sought is more but only if you are sure you will be able to pay up in the stipulated tenure
    • Check if there are any pre-payment charges and whether you are comfortable with those

    Factors Affecting Personal Loan Interest Rates

    Getting a personal loan is very simple and quick. You need not specify your intention for taking a personal loan. Also, your lender will process your personal loan in a very short period of time without causing much trouble to you.

    However, you need to be cautious about your interest rates when it comes to personal loans. These interest rates are provided at a certain range (11.99% to around 25%). For other loans such as car loans and home loans, the interest rates are flat in nature.

    Your personal loan interest rates can be impacted by numerous factors:

    • Your credit history and credit score: A very significant element that plays a significant role in determining your personal loan interest rate is your credit score. This is arrived at by checking your credit history and credit related behavior. If you have displayed discipline and promptness in paying your full loan, then your credit history as well as credit score will be positive. To receive an impressive credit score, you will need to make sure you pay each and every installment for your loan or credit card on time. This will help you have a decent credit score and then your interest rate for your new personal loan will be good.

    In India, a good credit score is a score that is higher than 750. The score ranges from 300 to 900 where 300 is the lowest limit and 900 is the highest limit.

    • Your income: If you meet the minimum income criteria imposed by your bank or NBFC, you will receive a good interest rate for your loan. When you earn a high salary at the company that you work for or at the company that you own, your lender will be of the opinion that you will be able to repay your loan without any difficulty. Lenders prefer applicants who will not miss out on any payment. When you provide relevant documents as proof of income, your lender will be able to believe in your competency to repay. You can discuss with your bank or NBFC representative for a good interest rate by showing your income.

    If you have been moving jobs, make certain that you apply for a personal loan after a gap. It is important that you show a steady flow of income while applying for a new loan.

    • Your relationship with your bank or NBFC: When you apply for a new personal loan, try approaching a bank or NBFC that you have already taken a loan from. You could also go to a bank where you already have a bank account or a savings deposit. You would have established a good relationship with representatives at this bank. This will help you secure a good interest rate for your personal loan. Also, your bank would be ready to make adjustments to give you an impressive interest rate to retain you as a customer. Hence, make sure you are a loyal and disciplined customer by making all payments on time.
    • Your employer’s reputation or goodwill: A lender also checks the company that you are working at. If you are an employee at any of the top organizations in the country, you will get a good interest rate. When you are working at any start-up company or a recently established company, your lender may assume that your income flow may not be that regular. Hence, your lender may charge a high-interest rate. In such cases, you can give proper assurance to your lender that you will be able to repay your loan on time.
    • Your negotiation skills: If you meet the personal loan eligibility criteria properly, you can utilize your personal negotiation skills to receive a waiver or a discount on your interest rates by discussing with your lender. You can give relevant explanations to your lender and then obtain waivers on processing fees and interest rates.

    Types of Interest Rates

    In India, there are chiefly 2 types of interest rates and they include fixed or flat rates and floating or variable rates. Under fixed interest rates, your interest rate will be fixed or locked for the entire loan period. Whether the rate increases or decreases, your rate will remain the same. On the other hand, with a floating or variable interest rate, your rate will depend on the fluctuations in the market. If the same rate of interest goes down in the market, then your interest rate will be low. When the interest rate increases in the market, your interest rate will be high.

    Personal Loan Flat or Fixed Interest Rate

    Under this interest rate system, the interest rate does not change even a bit during the full loan period. It is fixed by the lender as per his or her assumptions regarding the average discount rate over the entire loan tenure. A fixed rate personal loan capital value is fixed as per the future interest rates that are arrived at during the computation process.

    Personal Loan Reducing or Variable Interest Rate

    A personal loan with a variable or reducing interest rate has a rate that changes on a regular basis. This happens as it changes according to the benchmark interest rate that fluctuates over a period of time. When the benchmark interest rate goes down, it is very helpful to a borrower. If you anticipate that the interest rate will go down during a particular timeframe, you can go for a personal loan reducing or variable interest rate. A reducing or variable interest rate is also known as an adjustable interest rate.

    Interest Rates by Lender Type

    Personal loans are divided according to the type of the lender. For a personal loan, a lender can be secured or unsecured. The interest rate will differ depending on the lender. If you choose a secured lender, you will need to provide an asset as a security or a collateral to your lender. For an unsecured loan, you do not need to offer any security. You only need to assure your lender that you will be able to repay the loan on time by furnishing relevant documents as proof.

    When you select a secured lender, your interest rate will be low as the loan is secured in nature. If you fail to repay the loan on time, your collateral will be seized by your bank or your NBFC. Hence, since this assurance is there, your lender will be ready to offer a low-interest rate to you. If you go for an unsecured lender, your interest rate will be higher since the risk is higher for an unsecured loan. Only if the bank obtains legal support, it can tackle loan defaulters efficiently. Therefore, it charges a higher interest rate.

    Personal Loan Pre-Payment

    Pre-payment is the process of repaying a loan early. You can make this early payment in installments before your loan tenure ends. You can pre-pay a loan installment or your entire loan. Whenever you pay any of your loan amounts early, it becomes a pre-payment.

    When you make a personal loan pre-payment, your lender may require you to pay a pre-payment fee since you are clearing the loan before the official due date.

    When you make a personal loan pre-payment, your loan tenure will decrease with your existing EMI or your loan your current EMI amounts will go down for the rest of your loan tenure. Most banks and NBFCs require that your pre-payment amount is at least 3 or 4 times your current EMI.

    Assume you have a separate amount of money in your account. You can use this particular amount to clear a small portion of your loan. If this external amount is very high, you may even be able to pre-pay your entire loan amount completely. This will help you avoid any debt situation. Moreover, you will not have any outstanding amount in your loan account.

    Know More About:

    Impact on EMIs when you go for Pre-Payment of your Personal Loan

    When you are computing your EMIs, you can enter your pre-payment details for a clear understanding of how the pre-payment will have an impact on your loan expenses.

    You can calculate your EMIs for your personal loan with the help of an online EMI calculator which is available on several third-party financial portals as well as banking websites. You will only need to key in the loan amount, loan tenure, interest rate, and the processing fee for your personal loan. If you are planning to pre-pay your loan, you can enter those details also.

    You can check out the BankBazaar personal loan EMI calculator which is very user-friendly. When you plan to make a pre-payment, you can open the BankBazaar personal loan calculator and then enter information about pre-payment. You will need to key in your pre-payment frequency, your pre-payment amount, your pre-payment fee, and click on any of the drop-down options against the ‘Pre-payment applies to’. The options include ‘Final pre-payment made’, ‘Sum of all pre-payments’, ‘Sum of pre-payments made in last year of the loan.

    You will get results for your EMIs and then you can decide your loan amount and loan tenure accordingly. You can also decide how much you want to pre-pay for each installment or for your full loan period.

    How to Get Better Interest rates on Personal Loans

    Before you finalize on any one personal loan option, you can follow a few simple guidelines to get better interest rates than the ones that have already been offered to you.

    • Make a proper comparison of the various loan options: Most banks and NBFCs provide multiple personal loan schemes. You can use third-party financial websites and official websites of banks to make your comparisons. This way, you can pick one with a decent interest rate.
    • Get the help of a co-applicant if you have a bad credit score: If you have a poor credit score, you need not worry that your personal loan interest rate will be very high. You could take the help of a co-applicant or a guarantor to assure the bank that you will repay your loan on time in spite of your bad credit history. Most personal loans do not require a guarantor. However, if you request for making special arrangements, your lender may agree to give you a good loan when you have a co-applicant by your side.
    • Clear all your previous dues: Before you apply for a personal loan, make sure that you pay off all your credit card dues and your outstanding amounts of other loans. This way, you can negotiate with your lender and get an excellent loan deal. When your lender makes a random credit check, he or she will get to know that you have made a late payment or that you missed a few payment deadlines. If you do not have any such records, you will get a decent interest rate for your personal loan.
    • Go for a secured personal loan if you have bad credit history: This is a less-preferred option. Most people choose personal loans since they are unsecured. However, if you have bad credit history and if your lender is charging a very high-interest rate, you can then offer an asset to your lender as a security or a collateral. This will help you get a reasonable interest rate.

    Before you apply for a personal loan, make sure you have boosted your credit score and that you meet all the eligibility criteria laid by your bank. This will assist you in obtaining a good interest rate for your personal loan.

    How to apply for a personal loan:

    Applying for a Personal Loan Interest rate at BankBazaar.com involves three simple steps :

    Step 1: In the first step, the user must fill the Personal Loan Interest rate eligibility form available online with required personal data. Once submitted the Personal Loan Interest rate tool automatically checks for eligibility of the applicant and personalized Personal Loan Interest rate options.

    Step 2: In the second step, the applicant can compare various Personal Loan Interest rate options offered by the tool interface and apply for the best suitable Personal Loan Interest rate.

    Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of Personal Loan Interest rate application online.

    The application is sent electronically to the selected bank. The Personal Loan Interest rate department of the concerned bank gets in touch with the applicant directly. Users can check the status of their application through SMS alters as well as emails.

    Personal Loan Interest Rates Tips

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    Scout Out the Best

    They say, “No pain, no gain”, right? Same goes for a Personal Loan. Do your homework and find a deal that will delight.

    Most Recent Articles on Personal Loan Interest Rates

    Fixed and Reducing Balance Interest Rate in Personal Loans

    Personal loan interest rates are classified into fixed interest rates and floating interest rates. Many of you may not be aware of how these different interest rates are calculated. Due to this lack of knowledge, you may end up paying much higher amounts for your loan unnecessarily. Under a fixed interest rate system, the interest rate is fixed when the loan is approved and is charged on the full loan and it remains the same for the loan tenure. Under the reducing balance interest rate or the floating interest rate system, interest is charged only for the unsettled loan amount. Find out how personal loan interest rates are computed by clicking here!

    How is Interest Calculated on Personal Loans?

    A personal loan interest rate is computed by taking many significant factors into consideration. Your lender will check your monthly income, employer details, and credit history. Your salary will directly affect your loan interest rate. If your income is very high, your interest rate will be lower. If you have a good credit history, you will be able to enjoy a good interest rate. Your lender will check out your credit score and determine your interest rate. You will need to bring confidence in your lender regarding your repayment behaviour. Your negotiation skills with your lender will assist you in securing a favourable interest rate. Understand the entire interest calculation process here!

    How to Get the Best Interest Rate on your Personal Loan?

    A personal loan is one of the best ways to meet your multiple financial requirements. It is easily available and requires minimum documentation work. You can compare different personal loan options provided by different banks before you finalise on one. To get an affordable interest rate for your loan, you can follow a few important tips. You will have to make sure your credit history looks good before you apply for a loan. You could work on enhancing your credit report in case it is bad. You should also maintain excellent job stability to get a good interest rate. You can also establish good banking relations with your banker to get a decent rate. Learn more ways to get the best rate here!

    Customer Reviews

    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan with Bank Bazaar. I got continuous followups and forwarded my application to the concern bank immediately. The process was quite easy compared to banks. The website is good and user friendly. Overall good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I took a personal loan with ICICI Bank through online channel. The rate of interest was quite high comparatively to other banks. The processing fee is good with ICICI. They have offered 85K and monthly installment is 7700 rupees. The tenure was for a period of one year.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The banking service is good with the HDFC bank. They have disbursed the loan amount within a week time. The required loan amount was not disbursed they have disbursed only 50% of the required loan amount. The rate of interest and the charges were nominal when compared with others.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Through bank bazaar I have got the personal loan and the service was good with the good with the bank bazaar team. I know bank bazaar for more than a year. The customer support was good with the bank bazaar team. The response part is good with the bank bazaar team.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had taken my personal loan with HDFC Bank through online channel. I am very much satisfied with the rate of interest. I have to pay monthly 6000 rupees through ECS. The executive came to my place and collected all the documents. The part payment and pre closure option is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My experience was really good with BANK BAZAAR. The customer service and responsiveness was up to the mark. The website was user friendly and easy to navigate. The web portal's accuracy and speed is good. I have not faced any inconvenience with the service here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have my personal loan with TATA CAPITAL . The loan amount was 3 lakhs and the interest rate was 13% which is average. The EMI period was 2 years . I had a hassle free loan process here and there is no processing fee also. My overall experience was good and its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Good experience"
      0.5 4.5/5 "Excellent!"
      My experience was really good with BANK BAZAAR. The customer service and responses was up to the mark but it would be better if they don't make continues calls to the customers. The website was user friendly and easy to access.I Have tried using the tools like credit score and EMI calculator.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Satisafctory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The loan process was good and he loan amount taken was 1.5 lakhs . The Interest rate was 12.3% which was satisfactory . The EMI period was 4 years. They did not provide door step service for collecting document and the executives were not helfull. The processing fee was free. My overall experience was satisfactory .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a good platform for all the financial products. The customer service and responses was up to the mark. The web portal's accuracy and speed is good. The website's option was amazing . My overall experience was good here so its recommendable.
      Was this review helpful? 0
      , yamuna nagar
      Reviewed on Jan 17, 2018
    • ICICI Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with ICICI bank. The loan amount was 2 lakhs and the Interest rate was 11% which was average In the market. The customer service and responses was up to the mark. The loan was approved on time and they have provided door step service for collecting documents.
      Was this review helpful? 0
      , yamuna nagar
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The bank bazaar service is good and they have helped me to get in touch with the bank partner time. I know bank bazaar for more than a month,. The customer support is prompt with the bank bazaar team and they gave me immediate response in regards to my personal loan application.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2018
    • Standard Chartered Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The documentation process just took a day time and the Standard charted has disbursed the loan amount within 3days of time. The customer support service is good with the Standard charted bank. The required loan amount has been disbursed on time and I am very much satisfied with it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      Its been more than a year I know about bank bazaar . I got to know about bank bazaar through google web search. I have used the bank bazaar website while applying for the personal loan , which is easy to use and user friendly. The customer support is prompt with the bank bazaar and I got immediate response from bank bazaar.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 2.0/5 "Expected more"
      The ICICI bank took around a month time to disburse my personal loan amount, where I got disappointed. The process need to be quick and fast from the ICICI bank personal loan service. I have got the required loan amount and I am satisfied with .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 1-2 years, the services provided by bankbazaar is good when compared to all other banking websites. The experience was good so far with bankbazaar. Customer service was good and their response was prompt. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience with ICICI bank was very good, the process was smooth and i received my loan amount within 10 days. The loan amount is for Rs 3.06 lakhs with the rate of interest of 14.75% which is nominal rate. Customer service was good and they provided door step service to collect the documents. They charged Rs 7000 as processing fees and tenure of this loan is 5 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I am happy with the bank bazaar personal loan service. I know bank bazaar through google web search and I know bank bazaar for past 1 year. I have used the bank bazaar mobile application while applying for the personal loan and I got the call back within a hour time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The personal loan service was good with the HDFC bank and they have give the loan amount within 15dauys of time. There was an clarification in the documentation process , so that was the reason they took time. The required loan amount has been given .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had a very good experience with BANK BAZAAR. My personal loan was taken here. The customer service and responsiveness was really good. I have tried using the tools like EMI calculator and credit score option which is good. I have not faced any run time or down time error while using it. My overall experience was good.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Jan 17, 2018
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