Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Personal Loan Interest Rates
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
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    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
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    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
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    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
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    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
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    Documents
    Perks
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    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
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    Documents
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    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
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    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
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  • Personal Loan Interest Rates is Rated as "Great!" by 83725 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Personal Loan Interest Rates


    Personal loans help you sail smoothly through all expenses that you might find difficult to make due to cash unavailability. From a vacation in Hawaii to renovation of your dream house, a personal loan will make sure you get to enjoy life to the fullest. Here are a few significant features that will prove that taking a personal loan for any of your needs or wishes is a great idea.

    • Personal loans are quick and easy and hence can be availed without any hassle
    • Banks generally do not ask for any collaterals or guarantors while approving these loans and hence these loans require minimum documentation.
    • Personal loans offer great and competitive interest rates which do not weigh you down too much.
    • These loans have a comfortable pay-back period and as such your travel expense to Australia can be broken down into several small EMIs making it easier on your pocket.
    • Availing personal finance for your various needs means that you do not need to spend via your credit card. This will mean you get to pay-back in equal monthly installments and as such you can avoid any uneasiness resulting from interest levied on credit card payments.

    Personal Loan Interest rates 2017 (Updated)

    Bank NamePersonal loan interest rates

    Aditya Birla Finance Personal loan
    11.75% to 13.75%

    Capital First Personal loan
    12% to 18%

    CitiBank Personal loan
    10.99% to 15.99%

    Fullerton Personal loan
    14% to 33%

    HDBFS Personal loan
    13.99% to 16.99%

    HDFC Bank Personal loan
    10.99% to 19.80%

    ICICI Bank Personal loan
    10.99% to 17.99%

    IndusInd Personal loan
    12% to 19%

    India Infoline Finance Ltd
    13.49% to 19.99%

    Kotak Personal loan
    10.99 to 17.99%

    Oriental bank of Commerce
    10.65% to 11.65%

    Standard Chartered Bank Personal loan
    10.99% to 14.49%

    Tata Capital Personal loan
    11.49% to 21%

    Given below are details of Personal Loan Interest Rates of a few top banks of the country.

    SBI Personal Loan Interest Rate

    State Bank of India is the apex nationalized bank of the nation. The bank has several personal finance solutions to its credit and SBI Personal Loan Interest Rates are quite competitive and varied as per customer's requirement. A few of these personal loans are listed below along with the rate of interest applicable for each of these loan schemes.

    • Xpress Credit Personal Loan:This personal finance scheme from SBI is aimed at fulfilling all your urgent financial needs be it for your sudden needs or planned vacations. The rate of interest for this personal finance scheme is 15% which is low and quite competitive as compared to interest rates offered on personal loans by other banks. The interest rate also depends on the level of check-off. Partial check-offs have rates as 13-13.5% or 14-14.5%. The rate of 15% is applicable in case of complete check-off.
    • SBI Saral Personal Loan:The SBI Saral loan scheme is generally for professionals and self-employed people. This loan is offered for meeting any of your urgent financial needs. The personal loan limit is defined by your income and the capacity to repay. The rate of interest on this personal loan is 8.50% above base rate that is 18.5% which is a bit higher than the Xpress Credit finance scheme.
    • SBI Pension Loan:This loan is granted to those who are pensioners of Central or State governments and are receiving a monthly pension from the government. This is sanctioned to applicants who are less than 76 years of age. The interest rate for this loan is 3.5% above the base rate that is 13.5%.
    Apply for Personal Loan Festival Loans:

    Festival Loans by State Bank of India are provided so as to help you get through the expenditure during festival time without burdening you with excess liability. This loan makes sure that you enjoy to the fullest, the precious festival time with your friends and family. The rate of interest on this personal loan is 6.5% above the actual base rate and hence is currently 16.5%.

    HDFC Personal Loan Interest Rates

    Personal finance scheme offered by HDFC bank is easy and quick. The loan requires minimum documentation and HDFC Personal Loan Interest Rates are also very attractive. This loan scheme offers zero hidden charges with nominal processing fees and convenient repayment options.

    The interest rates on HDFC personal loans are competitive with respect to other banks offering personal loans.

    HDFC personal loans also offer life protection cover of up to 8 lacs for accidental hospitalization and up to 1 lacs for death or permanent disability of the loan borrower. HDFC Personal Loan Interest Rate is in the range of 13-20% and is on a monthly reducing basis.

    A few important features of HDFC personal loans are mentioned below -

    • Highly competitive rate of interest
    • Special privileges for HDFC account holders
    • Loan eligibility can be checked online
    • Get a personal loan in as less as 1 day if you have all the documents in place
    • Convenience of interacting with the customer care center via a host of available options including phone calls, chats, emails etc.
    • Simple documentation
    • Transparency of fees and other charges

    ICICI Personal Loan Interest Rates

    Personal Loan Interest rates

    ICICI offers personal loans at attractive interest rates . The personal loan scheme by ICICI is also customizable. This means that a customer can choose the amount of loan depending upon his requirement. The loan amount depends upon the nature of employment of the applicant. A few benefits of ICICI bank personal loans are -

    • Attractive interest rates
    • Simple documentation
    • Direct credit of amount through online channels
    • Quick processing of loan
    • Simple payment options via a host of different payment channels like ECS, AD or PDC
    • Loan tenure can be chosen by the customer depending upon his/her repayment capacity
    • Fixed rate of interest which is on a monthly reducing basis
    • No security or collaterals are required to be submitted

    ICICI bank personal loan interest rate starts as low as 13% and depends on a number of factors like income etc.

    Axis Bank Personal Loan Interest Rates

    Axis bank offers great features and benefits on its personal loans. Be it your child's education or a family wedding, you need not worry about the extra cash that you might require for urgent needs. Axis Bank Personal Loan interest rates are also quite competitive and attractive. The rate of interest generally ranges between 15.50% and 24%. A few highlights of Axis bank personal loans are -

    • Low processing charges
    • Loans available for salaried customers
    • Loans available across a wide range of loan amounts
    • Highly competitive interest rates
    • Simple application procedure
    • Simple documentation

    Points to watch-out for before availing personal loans:

    The above listed points about various personal loans sufficiently highlight the use and the advantages of getting a personal loan. For all those who want to go ahead and avail personal finance, here are a few things that one should watch-out for while applying for a personal loan

    • Check the rate of interest offered and the hidden charges like processing fee etc. Sometimes these may be too high resulting in a higher loan amount than you actually wanted to owe
    • Check your credit score beforehand to get a fair idea of your loan eligibility so that the lending entity isn't able to take advantage
    • Unsecured loans generally offer lower loan amounts
    • Go for a secured loan in case the loan amount sought is more but only if you are sure you will be able to pay up in the stipulated tenure
    • Check if there are any pre-payment charges and whether you are comfortable with those

    Factors Affecting Personal Loan Interest Rates

    Getting a personal loan is very simple and quick. You need not specify your intention for taking a personal loan. Also, your lender will process your personal loan in a very short period of time without causing much trouble to you.

    However, you need to be cautious about your interest rates when it comes to personal loans. These interest rates are provided at a certain range (11.99% to around 25%). For other loans such as car loans and home loans, the interest rates are flat in nature.

    Your personal loan interest rates can be impacted by numerous factors:

    • Your credit history and credit score: A very significant element that plays a significant role in determining your personal loan interest rate is your credit score. This is arrived at by checking your credit history and credit related behavior. If you have displayed discipline and promptness in paying your full loan, then your credit history as well as credit score will be positive. To receive an impressive credit score, you will need to make sure you pay each and every installment for your loan or credit card on time. This will help you have a decent credit score and then your interest rate for your new personal loan will be good.

    In India, a good credit score is a score that is higher than 750. The score ranges from 300 to 900 where 300 is the lowest limit and 900 is the highest limit.

    • Your income: If you meet the minimum income criteria imposed by your bank or NBFC, you will receive a good interest rate for your loan. When you earn a high salary at the company that you work for or at the company that you own, your lender will be of the opinion that you will be able to repay your loan without any difficulty. Lenders prefer applicants who will not miss out on any payment. When you provide relevant documents as proof of income, your lender will be able to believe in your competency to repay. You can discuss with your bank or NBFC representative for a good interest rate by showing your income.

    If you have been moving jobs, make certain that you apply for a personal loan after a gap. It is important that you show a steady flow of income while applying for a new loan.

    • Your relationship with your bank or NBFC: When you apply for a new personal loan, try approaching a bank or NBFC that you have already taken a loan from. You could also go to a bank where you already have a bank account or a savings deposit. You would have established a good relationship with representatives at this bank. This will help you secure a good interest rate for your personal loan. Also, your bank would be ready to make adjustments to give you an impressive interest rate to retain you as a customer. Hence, make sure you are a loyal and disciplined customer by making all payments on time.
    • Your employer’s reputation or goodwill: A lender also checks the company that you are working at. If you are an employee at any of the top organizations in the country, you will get a good interest rate. When you are working at any start-up company or a recently established company, your lender may assume that your income flow may not be that regular. Hence, your lender may charge a high-interest rate. In such cases, you can give proper assurance to your lender that you will be able to repay your loan on time.
    • Your negotiation skills: If you meet the personal loan eligibility criteria properly, you can utilize your personal negotiation skills to receive a waiver or a discount on your interest rates by discussing with your lender. You can give relevant explanations to your lender and then obtain waivers on processing fees and interest rates.

    Types of Interest Rates

    In India, there are chiefly 2 types of interest rates and they include fixed or flat rates and floating or variable rates. Under fixed interest rates, your interest rate will be fixed or locked for the entire loan period. Whether the rate increases or decreases, your rate will remain the same. On the other hand, with a floating or variable interest rate, your rate will depend on the fluctuations in the market. If the same rate of interest goes down in the market, then your interest rate will be low. When the interest rate increases in the market, your interest rate will be high.

    Personal Loan Flat or Fixed Interest Rate

    Under this interest rate system, the interest rate does not change even a bit during the full loan period. It is fixed by the lender as per his or her assumptions regarding the average discount rate over the entire loan tenure. A fixed rate personal loan capital value is fixed as per the future interest rates that are arrived at during the computation process.

    Personal Loan Reducing or Variable Interest Rate

    A personal loan with a variable or reducing interest rate has a rate that changes on a regular basis. This happens as it changes according to the benchmark interest rate that fluctuates over a period of time. When the benchmark interest rate goes down, it is very helpful to a borrower. If you anticipate that the interest rate will go down during a particular timeframe, you can go for a personal loan reducing or variable interest rate. A reducing or variable interest rate is also known as an adjustable interest rate.

    Interest Rates by Lender Type

    Personal loans are divided according to the type of the lender. For a personal loan, a lender can be secured or unsecured. The interest rate will differ depending on the lender. If you choose a secured lender, you will need to provide an asset as a security or a collateral to your lender. For an unsecured loan, you do not need to offer any security. You only need to assure your lender that you will be able to repay the loan on time by furnishing relevant documents as proof.

    When you select a secured lender, your interest rate will be low as the loan is secured in nature. If you fail to repay the loan on time, your collateral will be seized by your bank or your NBFC. Hence, since this assurance is there, your lender will be ready to offer a low-interest rate to you. If you go for an unsecured lender, your interest rate will be higher since the risk is higher for an unsecured loan. Only if the bank obtains legal support, it can tackle loan defaulters efficiently. Therefore, it charges a higher interest rate.

    Personal Loan Pre-Payment

    Pre-payment is the process of repaying a loan early. You can make this early payment in installments before your loan tenure ends. You can pre-pay a loan installment or your entire loan. Whenever you pay any of your loan amounts early, it becomes a pre-payment.

    When you make a personal loan pre-payment, your lender may require you to pay a pre-payment fee since you are clearing the loan before the official due date.

    When you make a personal loan pre-payment, your loan tenure will decrease with your existing EMI or your loan your current EMI amounts will go down for the rest of your loan tenure. Most banks and NBFCs require that your pre-payment amount is at least 3 or 4 times your current EMI.

    Assume you have a separate amount of money in your account. You can use this particular amount to clear a small portion of your loan. If this external amount is very high, you may even be able to pre-pay your entire loan amount completely. This will help you avoid any debt situation. Moreover, you will not have any outstanding amount in your loan account.

    Know More About:

    Impact on EMIs when you go for Pre-Payment of your Personal Loan

    When you are computing your EMIs, you can enter your pre-payment details for a clear understanding of how the pre-payment will have an impact on your loan expenses.

    You can calculate your EMIs for your personal loan with the help of an online EMI calculator which is available on several third-party financial portals as well as banking websites. You will only need to key in the loan amount, loan tenure, interest rate, and the processing fee for your personal loan. If you are planning to pre-pay your loan, you can enter those details also.

    You can check out the BankBazaar personal loan EMI calculator which is very user-friendly. When you plan to make a pre-payment, you can open the BankBazaar personal loan calculator and then enter information about pre-payment. You will need to key in your pre-payment frequency, your pre-payment amount, your pre-payment fee, and click on any of the drop-down options against the ‘Pre-payment applies to’. The options include ‘Final pre-payment made’, ‘Sum of all pre-payments’, ‘Sum of pre-payments made in last year of the loan.

    You will get results for your EMIs and then you can decide your loan amount and loan tenure accordingly. You can also decide how much you want to pre-pay for each installment or for your full loan period.

    How to Get Better Interest rates on Personal Loans

    Before you finalize on any one personal loan option, you can follow a few simple guidelines to get better interest rates than the ones that have already been offered to you.

    • Make a proper comparison of the various loan options: Most banks and NBFCs provide multiple personal loan schemes. You can use third-party financial websites and official websites of banks to make your comparisons. This way, you can pick one with a decent interest rate.
    • Get the help of a co-applicant if you have a bad credit score: If you have a poor credit score, you need not worry that your personal loan interest rate will be very high. You could take the help of a co-applicant or a guarantor to assure the bank that you will repay your loan on time in spite of your bad credit history. Most personal loans do not require a guarantor. However, if you request for making special arrangements, your lender may agree to give you a good loan when you have a co-applicant by your side.
    • Clear all your previous dues: Before you apply for a personal loan, make sure that you pay off all your credit card dues and your outstanding amounts of other loans. This way, you can negotiate with your lender and get an excellent loan deal. When your lender makes a random credit check, he or she will get to know that you have made a late payment or that you missed a few payment deadlines. If you do not have any such records, you will get a decent interest rate for your personal loan.
    • Go for a secured personal loan if you have bad credit history: This is a less-preferred option. Most people choose personal loans since they are unsecured. However, if you have bad credit history and if your lender is charging a very high-interest rate, you can then offer an asset to your lender as a security or a collateral. This will help you get a reasonable interest rate.

    Before you apply for a personal loan, make sure you have boosted your credit score and that you meet all the eligibility criteria laid by your bank. This will assist you in obtaining a good interest rate for your personal loan.

    How to apply for a personal loan:

    Applying for a Personal Loan Interest rate at BankBazaar.com involves three simple steps :

    Step 1: In the first step, the user must fill the Personal Loan Interest rate eligibility form available online with required personal data. Once submitted the Personal Loan Interest rate tool automatically checks for eligibility of the applicant and personalized Personal Loan Interest rate options.

    Step 2: In the second step, the applicant can compare various Personal Loan Interest rate options offered by the tool interface and apply for the best suitable Personal Loan Interest rate.

    Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of Personal Loan Interest rate application online.

    The application is sent electronically to the selected bank. The Personal Loan Interest rate department of the concerned bank gets in touch with the applicant directly. Users can check the status of their application through SMS alters as well as emails.

    Personal Loan Interest Rates Tips

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    Scout Out the Best

    They say, “No pain, no gain”, right? Same goes for a Personal Loan. Do your homework and find a deal that will delight.

    Most Recent Articles on Personal Loan Interest Rates

    Fixed and Reducing Balance Interest Rate in Personal Loans

    Personal loan interest rates are classified into fixed interest rates and floating interest rates. Many of you may not be aware of how these different interest rates are calculated. Due to this lack of knowledge, you may end up paying much higher amounts for your loan unnecessarily. Under a fixed interest rate system, the interest rate is fixed when the loan is approved and is charged on the full loan and it remains the same for the loan tenure. Under the reducing balance interest rate or the floating interest rate system, interest is charged only for the unsettled loan amount. Find out how personal loan interest rates are computed by clicking here!

    How is Interest Calculated on Personal Loans?

    A personal loan interest rate is computed by taking many significant factors into consideration. Your lender will check your monthly income, employer details, and credit history. Your salary will directly affect your loan interest rate. If your income is very high, your interest rate will be lower. If you have a good credit history, you will be able to enjoy a good interest rate. Your lender will check out your credit score and determine your interest rate. You will need to bring confidence in your lender regarding your repayment behaviour. Your negotiation skills with your lender will assist you in securing a favourable interest rate. Understand the entire interest calculation process here!

    How to Get the Best Interest Rate on your Personal Loan?

    A personal loan is one of the best ways to meet your multiple financial requirements. It is easily available and requires minimum documentation work. You can compare different personal loan options provided by different banks before you finalise on one. To get an affordable interest rate for your loan, you can follow a few important tips. You will have to make sure your credit history looks good before you apply for a loan. You could work on enhancing your credit report in case it is bad. You should also maintain excellent job stability to get a good interest rate. You can also establish good banking relations with your banker to get a decent rate. Learn more ways to get the best rate here!

    News about Personal Loan Interest Rate

    • Low CIBIL score can impact personal loan interest rate

      A bad credit score implies that the individual has not handled his or her credit well in the past. For this reason, banks will offer personal loans with a high interest rate to individuals with a low credit score. A good credit score is 700+ while an excellent credit score is above 760. To get a low interest rate on personal loan, one must improve his or her CIBIL score by paying the bills on or before the due date, settle expensive debts first, limit the usage of credit cards, and don't fail to make credit card payments. With an improved CIBIL score, one can avail personal loans online and get instant approvals wherein the loan amount will be transferred to the bank account in less than a day.

      12th October 2017

    • Personal Loans Grow by 15% in July

      According to the latest data released by the Reserve Bank of India, personal loan credit of commercial banks grew by 15% in July 2017. This growth, however, is less than the growth for the same month last year, wherein the growth was of 18.8%.

      Overall, non-food credit growth at banks slowed down to 5.3% in July, compared to a growth of 8.3% last year same month.

      RBI data shows that loans to agriculture and its allied activities registered 6.8% growth in July 2017, lower than the 13.4% increase last year. The services sector growth also slowed down to 4.9% from 10.8% last July.

      Major sub-sectors such as infrastructure, metal and its products, petroleum, textiles, nuclear fuels, coal products and all engineering products witnessed deceleration to 0.3% in contrast to a growth of 0.6% in 2016.

      However, credit advances showed growth in beverage, tobacco, construction, cement and its products, rubber, plastic and their products.

      31st August 2017

    • Small student loans to get bad

      According to TransUnion CIBIL, a percentage of small loans that are offered for education are to become non-performing assets (NPAs).

      Under this category, loans that are generally given up to Rs.4 lakh for the purpose of pursuing higher education in middle-ranked institutes are going bad.

      On large education loans, the default rates have been controlled for a long time. However, for small loans, the default rates have increased almost 4 times.

      This report raised a question if there are not adequate job opportunities for graduates from category II and III educational institutions. It indicated that students even after graduating are struggling to find a good job and hence, are failing to repay their education loans.

      30th August 2017

    • Union Bank plans to collaborate with fintechs to source retail loans

      Union Bank of India aims to have a collaborations with certain financial technology (fintech) companies to get leads for offering retail loans.

      Rajkiran Rai G, the managing director and CEO of the bank, stated that branches and the marketing wing are handling the sourcing of retail loans nowadays.

      Since many fintech companies are giving the lead for retail loans and then passing them on to the banking system, UBI also intends to get the leads from fintech companies for applications.

      The CEO also mentioned that this system is much cost-efficient when compared to taking the help of marketing officers.

      29th August 2017

    • Union Bank plans to collaborate with fintechs to source retail loans

      Union Bank of India aims to have a collaborations with certain financial technology (fintech) companies to get leads for offering retail loans.

      Rajkiran Rai G, the managing director and CEO of the bank, stated that branches and the marketing wing are handling the sourcing of retail loans nowadays.

      Since many fintech companies are giving the lead for retail loans and then passing them on to the banking system, UBI also intends to get the leads from fintech companies for applications.

      The CEO also mentioned that this system is much cost-efficient when compared to taking the help of marketing officers.

      29th August 2017

    Customer Reviews

    • HDFC Bank Personal Loan
      "High on ROI and charges"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank earlier and the process to get the loan was very quick and easy. The customer services was good and they completed the disbursement was on time. The bank was high on the rate of interest and processing charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Personal Loan
      "Process time should be faster"
      0.5 3.0/5 "Satisfactory"
      Last year I had a personal loan from Standard Chartered, they gave 12.5% of interest. But this time SCB offered me 12% of interest. Earlier process was very quick, they have one point of contact to reach. I closed my personal loan within a year.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "One stop soultion for all banking needs"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is good actually, the interface is improved a lot. Now Bank Bazaar is simple and userfriendly to access and view the information. Even service is good my application was forwarded right time to the bank. Everything is upto to the mark, guys are prefect.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Personal Loan
      "Loan process should be faster"
      0.5 3.0/5 "Satisfactory"
      Last year also I have applied for the loan in Standard chartered at that time they have approved the loan faster. But this time documentation procedure taken some time, finally they taken three weeks to disburse the amount. It would be great if loan process is faster.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Easy way to get a Loan"
      0.5 5.0/5 "Blown Away!"
      Hi team its very easy to upload docs and e approval also good, faster process, paperless approval, convenient way, easy to get credit score for free, Its very easy to choose the desired loan based on the options provided by you, compare all the offers and right to choose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Good Option Site"
      0.5 5.0/5 "Blown Away!"
      From the customer end, we could collect all the information in Bank Bazaar instead of visiting to the bank for any financial products. I am very happy about it but I would like to suggest Bank Bazaar should reach the customer immediately when they are requesting for the call back.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • ICICI Bank Personal Loan
      "Response part should be improved"
      0.5 3.5/5 "Pretty good"
      ICICI taken all the documents then no body contacted me back, they gave me the relationship manager number then I was following up. Then ICICI taken week times to get back to me, finally they have disbursed the amount with better rate of interest.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Axis Bank Personal Loan
      "Everthing is prefect here"
      0.5 5.0/5 "Blown Away!"
      With AXIS Bank everything is perfect, my collegues are working with axis bank and through him I had approached them for the personal loan. Due to my credit score issues I did not proceed further with the same bank.
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Time saving process"
      0.5 5.0/5 "Blown Away!"
      I had a very busy work schedule therefore I visited bankbazaar and reaped benefits. It was a very good service provided by bankbazaar.com. I was able to get the detailed description about the interest rate, processing fee and i got every single piece of information. Also I got information about the credit card in one go. I had also used the mobile app too once, I am getting mails from bankbazaar consistently.
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Oct 19, 2017
    • ICICI Bank Personal Loan
      "Can do better"
      0.5 3.0/5 "Satisfactory"
      No one contacted me from ICICI Team for the personal loan that is why i had not taken the personal loan as of now i had taken a mobile through HDB financial services. No calls no messages nor mail that I had received from ICICI bank team. It was my Manager who recommended me for ICICI.
      Was this review helpful? 0
      , kumbakonam
      Reviewed on Oct 19, 2017
    • ICICI Bank Personal Loan
      "Personal loan"
      0.5 5.0/5 "Blown Away!"
      The rate of interest charged by ICICI Bank was around 10.99 for the persona loan, but processing fee is some what high 3%, I personally feel ICICI bank is doing good, why because HDFC bank is charging 5% as the foreclosure charge where as ICICI bank hardly charges 3% for the above mentioned loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • HDFC Bank Personal Loan
      "Personal loan process is good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank Personal loan process is good, I like everything, they send all correspondence through mail. It is an ongoing loan. ECS is getting debited from my account every month without any hiccups. Interest rate and processing fee charged by HDFC Bank is quite satisfactory
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Good place to go"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is giving set of option on the banking products, and its a good site to check all the information through online unless visiting to the bank. Through my friend I came to Bank Bazaar then I got good service immediately from their end.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Kotak Personal Loan
      "Looking for better offer"
      0.5 5.0/5 "Blown Away!"
      I took the loan amount of Rs.2.53 lakhs from Kotak Mahindra for the tenure of four years, they gave me preclosure option. I have received the loan statement through soft copy but yet to check the details. Everything is okay, however I am not happy about rate of interest is high, it would be great if they reduce it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Good financial advisor"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar always communicate well about the banking products, they frequently call to the customer on their availability time and their service is also upto the mark. Website of Bank Bazaar is also good and user friendly I could view all the details in one place.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • HDFC Bank Personal Loan
      "Customer friendly"
      0.5 4.0/5 "Great!"
      HDFC documentation procedure was good, their executive have communicated everything on time. The loan disbursement was also happed on time, I felt HDFC service is upto the mark. But I didn't get the certain principal amount which I was expected, it would great if they send mail regarding to the principal amount change.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 19, 2017
    • Bajaj Finserv Personal Loan
      "Interest rate and charges should be reduced"
      0.5 4.0/5 "Great!"
      Bajaj finserv offered me higher interest rate around 14 to 15% it is huge compared to other competitor for the personal loan. I took the loan amount 1 lakh, they processing me very fast. But it would be better if they reduce the interest and charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "One stop solution for credit card and Personal loan"
      0.5 5.0/5 "Blown Away!"
      Response time, processing time is pretty good in Bank Bazaar. When I searching for the personal loan, I came to know the site through online. Its my first experience but it was fantastic. One stop solution can get the eligibility and credit score from single place.
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      , kolkata
      Reviewed on Oct 19, 2017
    • Tata capital Personal Loan
      "Quick disbursement process from Tata Capital"
      0.5 5.0/5 "Blown Away!"
      It was a very nice loan process, they took minimum time to disburse the amount. But documentation procedure was difficult I done lot of paper work and also interest rate was higher side compared with HDFC or ICICI but the good point they disbursed the amount on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 19, 2017
    • Bank Bazaar Personal Loan
      "Awesome experience"
      0.5 4.5/5 "Excellent!"
      It is seen now we have every solution for our financial problem in our hand only by bankbazaar.its great!!! keep up the good work!!! just a request if any agent looking one service for a client ask him/her to continue not to direct anyone else it some time waste time to repeat the same to somebody else again.
      Was this review helpful? 0
      , dindigul
      Reviewed on Oct 19, 2017
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