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Bank of Maharashtra offers the Maha Bank Personal Loan scheme for existing home loan borrowers, or for corporate salary individuals who have 2 years working experience and at least a year’s relationship with Bank of Maharashtra. Applicants should be a minimum of 21 years old and a maximum of 60 years old to be eligible for the Maha Bank personal loan scheme.
Listed below are the eligibility details of the Maha Bank personal loan scheme:
Criteria | Salaried |
Age | Minimum: 21 years old Maximum: 60 years old |
Income |
|
Work Experience | Should have work experience of at least 2 years and 1 year with the present company |
CIBIL Score | 750+ |
Residential Status | Resident of India |
Interest Rate | 12.6% p.a. |
Loan Amount | Up to Rs.1.5 lakh |
Loan Tenure | Up to 36 months |
Yes, you will need 1 third-party guarantor to avail a personal loan from Bank of Maharashtra.
No, Bank of Maharashtra does not have an online application facility. You will have to visit the nearest bank branch to apply for the Maha Bank personal loan scheme.
Yes, borrowers will have to pay a processing fee of 1% of the loan amount, subject to a maximum of Rs.1,000 when availing the Maha Bank personal loan.
You can visit the bank and using your application reference number to check the status of your personal loan. Otherwise, if your application is approved, Bank of Maharashtra will get in touch with you via SMS or email to inform you that your application has been approved and the loan amount will be disbursed in a few days.
You can contact the customer care unit of Bank of Maharashtra to make a personal loan query by dialing 1800-233-4526/1800-102-2636.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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