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  • Bank of Baroda Personal Loan is Rated as "Great!" by 20 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN
    rated 4.0/5.0 by 20 users

    Bank of Baroda Personal Loan

    Bank of Baroda (BOI) is a prominent bank in India that extends numerous financial products and services to individuals across the nation. The bank offers an excellent personal loan product to help customers meet their multiple needs. You can utilise this personal loan to meet your personal expenses; be it a wedding in the family, house renovation or your child’s education fee. Personal loans by Bank of Baroda are a great financial help to meet your personal requirements.

    Perfect Personal Loan Deals for you


    You're probably eligible for an Bank of Baroda Personal Loan if you are

    01
    02
    03
    04
    Bank of Baroda Personal Loan Minimum Age

    At least 21 years old

    Bank of Baroda Personal Loan Maximum Age

    Less than 60 years old

    Bank of Baroda Personal Loan Eligible Employment Type

    Salaried / Self “ Employed
    with regular income

    Bank of Baroda Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Bank of Baroda Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Bank of Baroda Personal Loan Minimum Salary

    Earn more than the minimum
    income required

    Maximum allowed personal loan is Rs. 10 lakhs

    Bank of Baroda Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Bank of Baroda Personal Loan amount by these steps

    01
    02
    Bank of Baroda Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your Credit Card bills

    Bank of Baroda Personal Loan Tenure

    Choose longer tenure loan up to 4 Years


    Documentation needed to apply for an Bank of Baroda Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Bank of Baroda Personal Loan Interest RatesUpdated on 26 May 2018

    Bank of Baroda Personal Loan Details
    Interest Rate 11.35% to 16.35%
    Processing Fees Rs.1,000 to Rs.10,000
    Pre-closure Charges Within 6 Months - 6% of Principal outstanding After Six Months - Nil
    Loan Tenure 4 years

    Bank of Baroda Personal Loan Interest Rates
    For existing customers with an account relationship of at least 6 months 1-year MCLR + SP + 3.00% to 1-year MCLR + SP+ 6.00% (According to the loan applicant’s risk rating)
    For applicants who have an account with any other bank for at least 6 months 1-year MCLR + SP + 5.00% to 1-year MCLR + SP+ 8.00% (According to the loan applicant’s risk rating)
    Preferred credit score 750 and above

    Why choose Bank of Baroda Personal Loan?

    Bank of Baroda Personal loans are more preferable in comparison to personal loans by other major banks; this is due to reasons like faster processing, lower rates and a host of other reasons, a few of which are listed below.

    Nominal Documentation: Bank of Baroda ensures that you get your required personal loan without any hassles of copious paperwork. Hence, a few basic documents are all that is required to help you take care of all urgent/planned personal expenses.

    Easy Repayments: The repayment of Bank of Baroda personal loans can be done either through cheques or through online EMIs, both of which are extremely easy to track and pay.

    Attractive Rate of Interest: The rate of interest offered on Bank of Baroda personal loans is extremely competitive.

    Enquire for Bank of Baroda Personal Loan

    Features of Bank of Baroda Personal Loan

    • Zero pre-payment charges: Pre-payment charges are not applicable at all in case the customer wants to pay off the Bank of Baroda personal loan earlier than the stipulated loan tenure. This means that you can reimburse the loan amount to the bank as soon as you can spare that extra amount and be done with your financial liability towards the bank.
    • Fast loan processing: Bank of Baroda has a quick turnaround time on their personal loan applications. Hence, you need not wait for days and weeks to get the loan amount into your bank account. Meet your financial needs as soon as they arise and enjoy a hassle-free banking experience with Bank of Baroda.
    • Personal loan special schemes: Bank of Baroda offers personal loans to pensioners and Ex-Defence personnel too. The bank also has personal loan offerings for Earnest Money Deposits which are for buyers of home/plot/flat.
    • Premium personal loan option for existing customers: Bank of Baroda offers Premium Personal Loan to its existing customers. To be eligible for this loan, a user should have a smooth, running bank account with Bank of Baroda for at least 6 months. The account should be approved for good conduct by the branch head.

    Bank of Baroda Personal Loan Fees and Charges

    Processing fee 2% of loan amount + Service tax
    Minimum processing fee Rs.1,000
    Maximum processing fee Rs.10,000
    Penalty interest 2% on the outstanding loan amount

    Bank of Baroda MCLR details

    MCLR benchmark MCLR in (%) with effect from 7 May 2017
    Overnight MCLR 8.10
    1-month MCLR 8.15
    3-month MCLR 8.20
    6-month MCLR 8.30
    1-year MCLR 8.35
    3-year MCLR 8.50
    5-year MCLR 8.65

    The Base Rate with effect from 1 July 2016 is 9.60% p.a. The Benchmark Prime Lending Rate (BPLR) for all present accounts is 13.90% p.a. which has been effective from 5 October 2015.

    Bank of Baroda Personal Loan Eligibility

    Segment

      • MNCs

      • Public Limited Company or Large Private Limited

      • State Government or Central Government

      • PSUs

      • Professionals who are self-employed like doctors, practising company secretaries, engineers, interior designers, management consultants, architects, or management consultants

      • Insurance agents who have been in business at least for 2 years

    Age Applicant should be at least 21 years old
    Job continuity Should have a job and worked with the current employer for at least 1 year
    Minimum loan amount Rs.50,000
    Maximum loan amount Rs.10 lakh
    Tenure Up to 60 months

    How to calculate EMIs for Bank of Baroda Personal Loans

    You can compute EMIs for your Bank of Baroda personal loan through any online EMI calculator. BankBazaar.com has a convenient EMI calculator which can be used simply by dragging a slider. It makes your loan application easier. You can plan your loan expenses and manage your overall finances efficiently with the help of this calculator. To make use of it, you will need to input certain details regarding your loan. These details include loan amount, loan tenure, processing fee, pre-payment fee, and interest rate.

    You can pay your EMIs promptly and you will clear your loan accurately on time. During the first few months of your loan tenure, you will be paying a higher interest. Towards the end of your loan tenure, you will be paying a higher principal compared to your interest.

    • To use the BankBazaar EMI calculator for your Bank of Baroda Personal Loan, you will have to first go to the main menu of the website and then go to ‘Finance Tools’. Here you can choose EMI calculator.
    • Once you click on the calculator, you will first have to select your loan amount by dragging the slider.
    • Next, you need to choose your loan tenure with the help of the slider.
    • You will now have to enter the interest rate charged by Bank of Baroda for your personal loan. This will need to be given in percentage.
    • Further, you have to enter the processing fee which will be a percentage of your personal loan amount.
    • You will now have to decide if you wish to go for a prepayment or not. You can do this by clicking the ‘Yes’ or ‘No’ option. Next, you can click ‘Calculate’.

    You may also view the pie chart below the result which will show your loan amount, interest due, and the total processing fee that you need to pay for your loan.

    You can also view your amortisation details by checking out the bar diagram which can be found below the pie chart. This will show the interest, unsettled loan amount, and principal.

    Example

    Let us now look at an example to understand how this EMI calculator works. In the following table, we have assumed that the processing fee is 2%, that the interest rate is 10.45% p.a. and that the loan applicant is not interested in making any pre-payment. Each row in the table shows the EMIs for different loan tenures and loan amounts.

    Loan amount (Rs.) Processing Fee Interest rate (%) (p.a.) EMI for 2 years (Rs.) EMI for 3 years (Rs.) EMI for 4 years (Rs.) EMI for 5 years (Rs.) EMI for 6 years (Rs.) EMI for 7 years (Rs.)
    10 Lakh 2% 10.45% 46,353 32,479 25,579 21,469 18,754 16,835
    15 Lakh 2% 10.45% 69,529 48,718 38,369 32,204 28,130 25,252
    20 Lakh 2% 10.45% 92,706 64,958 51,158 42,938 37,507 33,669
    25 Lakh 2% 10.45% 1,15,882 81,197 63,948 53,673 46,884 42,087
    30 Lakh 2% 10.45% 1,39,059 97,437 76,738 64,407 56,261 50,504
    35 Lakh 2% 10.45% 1,62,235 1,13,676 89,527 75,142 65,637 58,921
    40 Lakh 2% 10.45% 1,85,412 1,29,915 1,02,317 85,877 75,014 67,338

    Bank of Baroda Premium Personal Loan:

    Apart from the above listed generic features and benefits of availing personal loan from Bank of Baroda, there are some special advantages for existing Bank of Baroda customers. These customers are offered Premium Personal Loan, which has the following significant features –

    • This personal loan by Bank of Baroda is meant for customers who have an account relationship with the bank for at least 6 months and have a good track record
    • The minimum age to be eligible for this personal loan is 21 years
    • The loan is available either with or without check-off. This means the customer can choose to let his employer remit directly, a part of his salary to the bank as personal loan EMI
    • Minimum Monthly income to be eligible for this premium personal loan is Rs.10000 for Personal loan with full check-off
    • Minimum Monthly income to be eligible for this premium personal loan is Rs.15000 for Personal loan with partial/no check-off
    • Maximum Loan amount for personal loan with check-off is Rs.10 lacs or 24 times the net monthly income
    • Maximum Loan amount for personal loan with partial/no check-off is Rs.5 lacs or 24 times the net monthly income

    Bank of Baroda Mudra Loan

    Bank of Baroda (BOB) offers a wide variety of affordable loans for exclusive purposes. One of the loans is the Mudra Loan. This loan is provided under the Pradhan Mantri Mudra Yojana, which was introduced by the Prime Minister of the country. Under BOB Mudra Loans, one can choose from 3 loan options and they include Shishu, Kishore, and Tarun. Under Shishu, one can get a loan of up to Rs.50,000. Under Kishore, one can apply for a loan of up to Rs.50,001 to Rs.5 lakh. Under Tarun, one can apply for a loan amount ranging from Rs.5,00,001 to up to Rs.10 lakh.  

    Bank of Baroda SME Loan Pack

    If you are looking for a loan to meet your working capital needs or other business needs for your small or medium-sized enterprise, you can check out the Bank of Baroda SME Loan Pack. You will have to give details about your business’s projects, cash flow plans, etc. while applying for the loan. The margin for this loan scheme is 25%. While applying, the firm will need to provide a personal guarantee for the director as well as partners. If a medium-sized enterprise takes a credit higher than Rs.25 lakh, then a collateral will need to be given.  

    Bank of Baroda (BOB) Career Development Loan

    Do you have aspirations to enhance your career extensively, but restricted due to lack of necessary funds. Do not be disappointed. You can apply for a Career Development Loan from Bank of Baroda for pursuing your career dreams. Whether you want to build your career with vocational courses, executive development training courses, higher degrees from reputed institutions, or skill development training courses, you can take this loan for paying fees and other charges related to your course. This loan can be taken by both working professionals and employees.

    Bank of Baroda Traders Loan

    Are you a trader or an entrepreneur and are you looking for a loan to enhance your business venture? You can then apply for a Bank of Baroda (BOB) Traders Loan. You can also get working capital with the help of this loan. As per your needs, you can choose an overdraft or a working loan. The minimum loan amount is Rs.25,000 and the maximum amount is Rs.300 lakh in rural and semi-urban areas and Rs.400 lakh in metro and urban regions. The interest rate for this loan is 9.65 + 2.00%.  

    Bank of Baroda Composite Loans

    Bank of Baroda has an exclusive loan product is known as a composite loan, which can be utilised by village industries, artisans, cottage industries, and micro, small, and medium-sized enterprises. Whether these enterprises need funds for generating working capital or fixed capital, one can apply for a composite loan. One can apply for a loan amount of up to Rs.100 lakh. The approval of the loan application will be determined by the credit rating of the business enterprise or the firm. The minimum repayment period for these loans is 3 years and the maximum period is 10 years.

    Bank of Baroda (BOB) Short-Term Loans

    Keeping in mind the short-term financial needs of individuals, Bank of Baroda issues short-term loans at affordable prices. This is given to small and medium-sized enterprises that require funds for a short period to meet their working capital needs or liquid cash needs. In order to be eligible for this loan, a small or medium enterprise needs to have a good credit rating and at least 3 years of good dealings. The maximum loan amount disbursed by this product will be up to 25% of the firm’s working capital. 

    Bank of Baroda Loan against Property

    Looking for a collateral to apply for a loan? You can use your property to secure your loan by choosing a Bank of Baroda (BOB) Loan against Property. You can utilise this loan for your education fees, home repairs, wedding arrangements, etc. You can use it for any purpose except certain purposes that are restricted by the bank. This loan can be availed as an overdraft facility or as a demand loan facility. The maximum tenure is 7 years and the minimum tenure is 1 year.  

    Bank of Baroda Mortgage Loan

    Have a property in your name? Make use of it to the fullest! You can use it as a security and also as a way to apply for additional funds for emergency needs. The minimum age requirement for this loan is 21 years. One should be an owner of a property in order to be eligible for this loan. The minimum annual income of the applicant should be at least Rs.60,000. Moreover, if you have an unused property, you can utilise it for getting extra income with the help of this loan.  

    Bank of Baroda Personal Loan Customer Care Number

    Whenever you have any doubt or grievance about personal loans from Bank of Baroda, you can reach out to them through their customer care helpline numbers. You need not go all the way to a bank branch to get a resolution for your hassles. The bank has a toll-free number, which can be used for any issues related to personal loans. The bank also has other customer service numbers for other products. You can get in touch with the bank whether you are living in the country or you are in a foreign country.  

    FAQs

    1. What is the minimum loan tenure for Bank of Baroda personal loans?
    2. The minimum loan tenure is 12 months.

    3. What will the lowest EMI be for BOB personal loan worth Rs.1 lakh?
    4. If you go for a BOB personal loan worth Rs.1 lakh, your lowest EMI will be Rs.3,302.

    5. What is the maximum loan tenure for Bank of Baroda personal loans?
    6. The maximum loan tenure is 36 months.

    7. Am I allowed to include my spouse’s income when I want to apply for a Bank of Baroda personal loan?
    8. Yes, you can include your spouse’s income when you have to improve your loan eligibility in order to apply for a BOB personal loan.

    9. What is the processing fee that I will have to pay for my Bank of Baroda personal loan?
    10. The processing fee for your BOB personal loan will be 2% of loan amount along with the service tax.

    11. What is the minimum loan quantum for applicants in metro and urban areas?
    12. The minimum loan quantum is Rs.1 lakh.

    13. What is the maximum loan quantum for applicants in metro and urban areas?
    14. The maximum loan quantum is Rs.10 lakh.

    15. What is the minimum loan quantum for applicants in semi-urban and rural areas?
    16. The minimum loan quantum is Rs.50,000.

    17. What is the maximum loan quantum for applicants in semi-urban and rural areas?
    18. The maximum loan quantum is Rs.5 lakh.

    19. Can I get the assistance of a co-applicant to apply for a BOB personal loan?
    20. No, Bank of Baroda accepts personal loan applications only from a single individual. The bank does not allow co-applicants to apply for a personal loan.

    21. What is the minimum age requirement for a BOB personal loan?
    22. You will have to be at least 21 years to apply for BOB personal loan.

    23. How will the loan quantum be decided for a BOB personal loan?
    24. The loan quantum limit will be fixed according to the classification of the financing branch of the bank.

    25. If I am an insurance agent, can I apply for a BOB personal loan?
    26. Yes, you can apply for the loan if you are an insurance agent if you have been doing business for at least 2 years.

    27. If I am a staff member of Bank of Baroda, can I apply for a BOB personal loan?
    28. No, the bank does not allow staff members to apply for this loan product.

    29. What is the maximum repayment period if I am working with the central or state government or public and joint sector undertakings?
    30. The maximum repayment period is 60 months.

    31. What is the maximum repayment period if I am working with any other organisation?
    32. The maximum repayment period is 48 months.

    Bank Of Baroda Personal Loan Reviews

    • Bank of Baroda Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have got the personal loan from the bank of Baroda around 6months ago, they have disbursed the loan amount in 2 months of time. I haven't got the required loan amount and they haven't approved the requested loan amount. The rate of interest is average with this service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 27, 2018
    • Bank of Baroda Personal Loan
      "Efficient Bank"
      0.5 5.0/5 "Blown Away!"
      Bank of Baroda is one of those efficient banks that provided me with a loan long time ago, and their process involved minimal hazzle. The loan got approved within a day, I had option to preclose my loan which I did. The rate of interest is also good in the bank.
      Was this review helpful? 7
      , agra
      Reviewed on Oct 10, 2017
    • Bank of Baroda Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      Service was good ,customer service was very helpful and responsible ,even during the documentation part was fine ,till now it was a very good service from BANK OF BARODA for my personal loan service . I am happy with their overall service of BANK OF BARODA.
      Was this review helpful? 6
      , chennai
      Reviewed on Oct 04, 2017
    • Bank of Baroda Personal Loan
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Bank of Baroda and they gave it to me with a good deal overall. The process was easy to get the loan and the documentation was simple and the process was not lengthy. The after loan services are also smooth without any issues.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 25, 2017
    • Bank of Baroda Personal Loan
      "Be convenient to the customers"
      0.5 3.0/5 "Satisfactory"
      As my salary account is with Bank of Baroda, I got some loan opportunity from BOB through my company but I was informed that the entire personal loan process will be done in three months of time which is too much. so I did not go with BOB. If they took three months to the people who are approaching the bank though their organization then I do not know the exact processing time if people approach the bank directly. It would be good if the loan processing time is short.
      Was this review helpful? 1
      , karur
      Reviewed on Sep 07, 2017
    • Bank of Baroda Personal Loan
      "Fair Service"
      0.5 5.0/5 "Blown Away!"
      I had not taken any personal loan from Bank of Baroda but I had tried once with the bank for the loan. Actually I am a salaried cum business man and I am maintaining my savings account with BOB for more than ten years. But the bank did not approve the loan due to the salary constrains.
      Was this review helpful? 1
      , vadodara
      Reviewed on Aug 30, 2017
    • Bank of Baroda Personal Loan
      "Excellent Service"
      0.5 3.0/5 "Satisfactory"
      Bank of Baroda provides an excellent service for me and they make my loan process easy and fast which was very helpful for me in processing my loan and the rate of intrest was also low compare to others which comes to 13.5% was affortable for me and the executives were also helpful in processing my loan process.
      Was this review helpful? 0
      , kolhapur
      Reviewed on Aug 22, 2017
    • Bank of Baroda Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have got personal loan from Bank of Baroda within 2 to 3 days of time. The additional charges are nominal with Bank Of Baroda. The rate of interest was average as per the market rate. The customer service was also very helpful in regards to my personal loan process. I am satisfied with the loan amount.
      Was this review helpful? 0
      , rohtak
      Reviewed on Aug 21, 2017
    • Bank of Baroda Personal Loan
      "BOB considers only Government employees for personal loan"
      0.5 1.0/5 "Really Bad"
      Though I am a long term customer of Bank of Baroda, they were not willing to give me a personal loan. I am having savings account for quite long time and I do much transactions with them. In spite of having savings account with SBI, I prefer BOB for all my transactions. But BoB considers only the government employee for personal loan, which is really a disappointment.
      Was this review helpful? 5
      , bhopal
      Reviewed on Mar 10, 2017
    • Bank of Baroda Personal Loan
      "Excellent !!!!!"
      0.5 5.0/5 "Blown Away!"
      Within one day my personal loan was disbursed by bank of baroda as i have account with them i just visited the branch once and on the same day the approval was given. Interest rate charged 13.5 %. Partial payment and pre payment van be done without any charges. BOB has the fast process.
      Was this review helpful? 7
      , jaipur
      Reviewed on Dec 09, 2015
    • Bank of Baroda Personal Loan
      "Satisfied!"
      0.5 3.0/5 "Satisfactory"
      I got my personal loan amount disbursed within 10 days of application. Since I am holding a savings account with Bank Of Baroda, they collected only minimal documents for the application. The interest rate and processing fees is normal when compared to other banks.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Aug 29, 2015
    • Bank of Baroda Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I hold saving account in Bank of Broda, basis on my existing relationship I applied for personal loan. I was offered loan at 11.5% interest rate. The executive came to my house within 2 hours to collect my documents. My loan was processed in 10 days.Excellent service provided from the bank.
      Was this review helpful? 4
      , vadodara
      Reviewed on Aug 10, 2015
    • Bank of Baroda Personal Loan
      "BANK OF BARODAPersonal Loan"
      0.5 4.5/5 "Excellent!"
      I am being with BOB for a quiet long time it is very friendly. They maintain good communication. Interest rate is quiet low while comparing to other banks. Even though the interest rate is high they did not keep up their words on interest so bit dissatisfied on it. Base Rate + 4.50%
      Was this review helpful? 6
      , surat
      Reviewed on May 15, 2015
    • Bank of Baroda Personal Loan
      "Bank of baroda personal loan"
      0.5 3.0/5 "Satisfactory"
      I am being with BOB for a quiet long time it is very friendly. They maintain good communication. Interest rate is quiet low while comparing to other banks. Even though the interest rate is high they did not keep up their words on interest so bit dissatisfied on it. Base Rate + 4.50%
      Was this review helpful? 5
      , secunderabad
      Reviewed on Feb 03, 2015
    • Bank of Baroda Personal Loan
      "awesome facility"
      0.5 5.0/5 "Blown Away!"
      BOB The loan amount ranges from 20,000 to 2 lacs. While the lower limit is good enough to cover people requiring small ticket personal loan, the upper limit is too low to attract people who seek higher amounts.The processing fees are 2% of the loan amount which is as per market standards. There are no prepayment charges which are a big plus for borrowers looking to pay off the loan ahead of schedule.is a public sector bank. The bank was established in 1908 and was nationalized in 1969.
      Was this review helpful? 9
      , mumbai
      Reviewed on Jan 07, 2015
    • Bank of Baroda Personal Loan
      "Best Service of Personal Loan by Bank of Baroda "
      0.5 3.5/5 "Pretty good"
      BOB The loan amount ranges from 20,000 to 2 lacs. While the lower limit is good enough to cover people requiring small ticket personal loan, the upper limit is too low to attract people who seek higher amounts.The processing fees are 2% of the loan amount which is as per market standards. There are no prepayment charges which are a big plus for borrowers looking to pay off the loan ahead of schedule.is a public sector bank. The bank was established in 1908 and was nationalized in 1969. It is one of the few nationalized banks to pursue an aggressive marketing strategy.Overall service was good.I don't have any account but even though I got a good response from them.
      Was this review helpful? 12
      , mumbai
      Reviewed on Oct 29, 2014
    • Bank of Baroda Personal Loan
      "Banking relationship with this bank is good"
      0.5 4.5/5 "Excellent!"
      It is a nationalized bank, whatever they are providing its per the government norms. If I am in need of money in urgent basis, they help me and give it immediately. Interest rate is 9.25% and I would do the deposit in branch. I have a good personal relation with this bank, even the customer service gives me personally.
      Was this review helpful? 7
      , mumbai
      Reviewed on Sep 16, 2014
    • Bank of Baroda Personal Loan
      "Consideration of EMI date would be helpful"
      0.5 3.0/5 "Satisfactory"
      I had taken the loan before 5 years and at that point of time, there were no processing fees. Interest rate is as per the market. Its quite good and no issues at all. Regarding interest rate, the charges , i feel happy. Customer service way of approach is not bad as once my queries were resolved in bit long time. Initially, i requested to deduct the installment of 10th and later was changed as per their bank system. Its better if they can provide the installment date as per the convenient of customers. Even ECS payment options is not available.
      Was this review helpful? 8
      , udaipur
      Reviewed on Jul 23, 2014
    • Bank of Baroda Personal Loan
      "Overall services are fine and good"
      0.5 5.0/5 "Blown Away!"
      The Bank of Baroda bank services are quite OK as it is nationalized bank. Net banking is too good and faster. Branch services are quite OK and executives are doing a good job. I can find number of ATM's and their overall services are fine and good.
      Was this review helpful? 8
      , chennai
      Reviewed on Jul 14, 2014
    • Bank of Baroda Personal Loan
      "Lead banker of my company"
      0.5 3.0/5 "Satisfactory"
      Four months ago I received a personal loan from Bank of Baroda. Everything such as documentation and the loan process are the same however the guarantor details are mandatory to get a loan. Rate of interest is variable but quite affordable. Bank of Baroda is one of lead banker of my company and I am holding a salary account for a while.
      Was this review helpful? 15
      , vadodara
      Reviewed on May 17, 2014
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