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    We found 1 Ujjivan Small Finance Bank Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    15.75%-19% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher
    What you'll love
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Ujjivan Small Finance Bank Personal Loan is Rated as "Blown Away!" by 2 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



    Ujjivan Small Finance Bank Personal Loan

    Established in 2015, Ujjivan Financial Services aims to offer financial aid to the financially unserved segment in India so that it can develop further, causing the nation to grow as a whole. After the receipt of the final license from the Reserve Bank of India (RBI) on 11 November 2016 under the section 22 of the BR Act, 1949, the company decided to venture into the small finance bank segment in India. The team of experienced professionals and advisors at the bank, including several ex-CEOs of multiple leading banks in the country, helps the customers choose the right financing product based on their specific requirements. The bank is offering its services in 24 states as on February 2017, and is currently working towards the development of several segments such as education, healthcare, community development, vocational training, etc. in the rural areas of the country.

    When you apply for a personal loan from Ujjivan Small Finance Bank, you can be assured that you will receive the funds that you need in order to meet your financial needs. Whether its higher education or wedding expenses, Ujjivan Personal Loans can be used to meet all kinds of credit requirements.

    Key Features of Ujjivan Personal Loan

    Learn about the significant features of the personal loans available at Ujjivan Small Finance Bank mentioned in the list below:

    • Loan amount - When a borrower applies for a personal loan from this bank, he or she will be able to get an amount between Rs.50,000 and Rs.15 lakh based on his/her eligibility to meet his/her financial need.
    • Loan repayment tenure - The repayment tenure for Ujjivan Personal Loans can vary from 12 months to 60 months based on the repayment capacity of the applicant.

    Benefits of Ujjivan Personal Loan

    There are several benefits to applying for a personal loan from this bank. Some of these benefits are mentioned below:

    • Attractive interest rates - The applicable rate of interest for an individual is determined by the bank after considering several factors such as income, age, type of employment, loan amount, etc. The bank offers attractive rates to the personal loan customers in order to help them meet their financial needs.
    • Flexible repayment options - This loan can be repaid with easy equated monthly installments (EMIs) through multiple channels. The customer applying for this loan will have the benefit of choosing the repayment option as per his or her convenience.
    • No collateral required - If you are applying for this personal loan, you will not have to provide any collateral in order to avail this loan.
    • Quick approvals - When you apply for a personal loan from Ujjivan Small Finance Bank, your loan application will be approved in as less as 3 working days starting from the date of submission of the application.
    • Insurance coverage - The bank also provides a loan protection insurance plan to the customers applying for a personal loan.

    Eligibility Criteria for Ujjivan Personal Loan

    In order to be eligible for a personal loan from Ujjivan Small Finance Bank, you should meet the following criteria:

    • The applicant should be a salaried individual with a regular source of income.
    • The minimum age of the borrower for the loan is 22 years and the maximum age is 59 years.
    • The net monthly salary of the individual should be equal to or higher than the minimum wage limit prescribed by the concerned state.

    Documents Required to Apply for an Ujjivan Personal Loan

    When you apply for an Ujjivan Personal Loan, you will have to provide the documents mentioned in the list below:

    • Aadhaar card
    • Copy of PAN Card
    • Proof of address such as Drivers Licence, Aadhaar card, Passport, Voters ID, etc.
    • Salary slips for the previous 3 months
    • Bank statements of salary bank account or main active bank account for the previous 6 months

    How to Apply for an Ujjivan Personal Loan Online on

    You can easily apply for an Ujjivan Personal Loan at within a few minutes. The steps for the application process are as detailed below:

    1. You should first update the loan eligibility form with accurate personal details. This includes income details, liabilities, personal information, etc. After the submission of the form, the online tool will check your eligibility for the loan. Following this, personalised personal loan options are displayed on the screen.
    2. From the list of options provided, you can compare the loan details and choose the one that best suits your needs.
    3. The final step is the e-approval process from Once the personal loan application is submitted online successfully, you will receive the e-approval instantly.

    Ujjivan Small Finance Bank Personal Loan Reviews

    • Ujjivan Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my small term personal loan with UJJIVAN SMALL FINANCE BANK LTD, i got this loan from my company it is staff loan which they are providing me and there service is up to the mark and i am happy with my loan amount which they have given me.
      Was this review helpful? 5
      , bangalore
      Reviewed on Oct 30, 2018
    • Ujjivan Bank Personal Loan
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Ujjivan small finance bank. There was no processing charges and the rate of interest is around 12.5%. The process is good, but the only thing is the loan amount is maximum of 50K. Overall it has been a good experience.
      Was this review helpful? 5
      , pune
      Reviewed on Oct 17, 2018
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