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  • Micro, Small, and Medium Enterprises can avail MSME loans for the expansion of businesses or for the set-up of new enterprises. Interest rates on MSME loans are between 8.30% to 16.25%. There is usually a limit on the maximum loan amount. This can go up to Rs.500 crore. However, some banks do not have any such limits. The repayment tenure for MSME loans can be up to 15 years. 

    Top Banks Offered MSME Loans Interest Rates

    Bank Name Interest rate Loan amount
    Allahabad Bank 8.30% - 12.80% p.a. Rs.5 crore
    Oriental Bank of Commerce At the discretion of the bank Up to Rs.5 crore
    Andhra Bank 10.35% - 12.60% p.a. Up to Rs.6 crore
    Central Bank of India 8.3% - 11.8% p.a. Rs.10,000 to Rs.5 crore
    Indian Bank 9.75% - 15.10% p.a. Rs.1 lakh onwards
    Punjab and Sind Bank 10.20% - 12.7% p.a. Up to Rs.10 crore
    Punjab National Bank 8.65% - 13.45% p.a. Up to Rs.25 crore (can be increased on a case-to-case basis).
    State Bank of India 8.45% - 12.2% p.a. Up to Rs.500 crore
    Syndicate Bank 8.75% - 12% p.a. No maximum loan amount. Depends on a case-to-case basis.
    UCO Bank 8.85% - 11.85% p.a. (+ premium) Up to Rs.7.5 crore
    Union Bank of India 8.5% - 13.50% p.a. Up to Rs.50 crore
    United Bank of India 10.25% - 16.25% p.a. No maximum loan amount. The amount changes on a case-to-case basis.

    1. Allahabad Bank

    Benefits/key highlights:

    • Allahabad Bank offers seven different types of loans to micro, small, and medium-sized enterprises. These are:
      • Allahabad Bank Trade Finance Scheme: This loan can be taken by individuals or firms trading goods and services.
      • Allahabad Bank Commercial Vehicle Finance Scheme: Finance scheme for traders, firms, and companies in the transport business.
      • Allahabad Bank Finance to doctors/medical practitioners: This loan is to be used to finance hospital building, setting up a pathological lab, or a nursing home among others.
      • Allahabad Bank Artisan Credit Card Scheme: This finance scheme provides artisans with required working capital for raw materials and production process.
      • Allahabad Bank Weavers Credit Card (WCC) Scheme: Financial scheme for those who are involved in weaving.
      • Allahabad Bank Laghu Udhyami Credit Card (LUCC) Scheme: Finance scheme for those who have banked with Allahabad Bank for the last 3 years and have a credit limit up to Rs.10 lakh.
      • Allahabad Bank Revised General Credit Card (GCC) Scheme: To help increase credit flow for entrepreneurial activity in the non-farm sector.
    • For commercial vehicle loans, individuals need to be 21 years to 65 years old and companies or firms taking the loan need to be in existence for a minimum of 2 years.
    • Working capital loans do not have a fixed repayment period. They need to be repaid on demand and are subject to review each year.
    • Working capital and term loans both require security. For working capital loans, hypothecation of current assets, book debts, and stocks can be used as security. With respect to term loans, plant and machinery needs to be hypothecated to the bank
    Bank Name Processing Fee Pre-Closure Charges
    Allahabad Bank Allahabad Bank Trade Finance Scheme - Rs.200 per lakh, with a minimum of Rs.1,780 and a maximum of Rs.40,000 Allahabad Bank Commercial Vehicle Finance - 0.36% of the loan amount, with a minimum of Rs.1,780 Up to Rs.10 lakh
    • Nil if the loan is paid for from your own source
    • For loans from other banks, it is 1.78% of the loan amount
    Loans above Rs.10 lakh
    • 1.78% of the loan amount

    2. Oriental Bank of Commerce

    Benefits/key highlights:

    • The Oriental Bank of Commerce offers various MSME loans for its customers. Below are some of the MSME schemes:
      • Oriental SME Development Scheme
      • Oriental SME Transport Scheme
      • Oriental SME Equipment Loan Scheme
    • There are some schemes offered for educational institutions, hotels, restaurants, and more.
    • These loans can be acquired to finance purchase of machinery or equipment, meet business expenses, for marketing and advertising expenses, and to purchase transport vehicles.
    • You can get a financing amount of up to Rs.5 crore, depending on the type of loan you apply for.
    • These loans do require you to submit certain assets as collateral.
    • The rate of interest offered depends on the loan amount you wish to borrow and the rating for certain SME accounts, if the amount exceeds Rs.25 lakh.
    • The entry level rating for the aforementioned loans should be minimum Imacs 5.
    Bank Name Processing Fee Pre-Closure Charges
    Oriental Bank of Commerce 0.50% of the loan amount -

    3. Andhra Bank (Standby Term Loan)

    Benefits/key highlights:

    • Use the finances from the Andhra Bank Standby Term Loan to purchase additional machinery and equipment, vehicles, and more.
    • You can get 20% of the fund-based limits, which is capped at Rs.20 lakh.
    • The maximum repayment period offered is 5 years, and the loan can be paid in either monthly or quarterly instalments.
    • Andhra Bank also offers several other MSME schemes like:
      • MSME – Mitra
      • SIDBI – TEQUP Subsidy Scheme
      • Financing to MSEs
      • Term Finance
      • Non-fund based limits
      • ACC
      • AB Power Tools (Shakti)
      • TUF
      • CGTMSE
      • IIPP
      • Pavala Vaddi Scheme
      • Scheme of Technology upgradation
      • Joint/Co-financing of SMEs
      • ALEAP & CGTSI
      • CLCSS
      • NEF
      • PMEGP
      • LUCC
      • Open cash credit (OCC)
      • Composite loan scheme
      • AB Doctor Plus
    Bank Name Processing Fee Pre-Closure Charges
    Andhra Bank Rs.100 per lakh (MSME Mitra Scheme) -

    4. Central Bank of India (Construction Equipment Finance Scheme)

    Benefits/key highlights:

    • The finances sanctioned from the Central Bank of India Construction Equipment Finance Scheme can be used to purchase new equipment, machinery, and vehicles.
    • The maximum loan amount you can receive is Rs.5 crore.
    • Security for this loan is categorised into two sections—primary and collateral.
    • Primary security includes the hypothecation of the machinery, equipment, or vehicles that are financed by the bank.
    • Collateral includes submitting property, land and building, and liquid security, which helps you secure 25% of the loan amount.
    • The interest you get on this scheme depends on the amount you have borrowed and customer credit rating.
    • The Central Bank of India also offers several other MSME schemes:
      • Business Gold Loan
      • Contractor
      • Doctor
      • Food Processing Plus
      • Kalyani
      • Mortgage
      • Mortgage – Educational Institutions
      • Trade
      • Warehouse Receipt Scheme
      • Weaver Credit Card
      • Laghu Udyami Credit Card
      • Small Road Transport Operators
      • General Purpose Credit Card
      • Mudra Yojana
      • TReDS
    • There are a few government-sponsored schemes as well—Prime Ministers Employment Generation Programme, Credit Linked Capital Subsidy Scheme, Mudra Loans, and Stand Up India Scheme.
    Bank Name Processing Fee Pre-Closure Charges
    Central Bank of India No processing fees for loan amount of up to Rs.5 lakh. Rs.200 per lakh for loan amount exceeding Rs.5 lakh -

    5. Indian Bank (IND SME Secure)

    Benefits/key highlights:

    • The IND SME Secure loan can be used as working capital or as a term loan to fund purchase of machinery, construction of buildings, and more.
    • If you opt for a working capital scheme, you can secure this loan in the form of bill purchase, open cash credit, secured overdraft, or packing credit.
    • This scheme can be taken as a term loan or as a non-fund based facility.
    • The hypothecation of book debts and stocks is required for working capital.
    • The hypothecation or mortgage of other assets is required for a term loan.
    • Indian Bank also offers other MSME loans:
      • IB Vidhya Mandir
      • IB My Own Shop
      • IB Doctor Plus
      • IB Contractors
      • Tradewell
      • IND MSME Vehicle
    Bank Name Processing Fee Pre-Closure Charges
    Indian Bank - -

    6. Punjab and Sind Bank [Multipurpose Business Loan (Mortgage) Scheme]

    Benefits/key highlights:

    • Small and medium business enterprises, retail traders, wholesale traders, contractors, and professionals can apply for the Multipurpose Business Loan (Mortgage) Scheme.
    • This loan can be taken as an overdraft, cash credit, term loan, B.G., or L.C. facility.
    • Punjab and Sind Bank also offers various other MSME schemes:
      • Credit Guarantee Fund Scheme for Micro & Small Enterprise (CGMSE)
      • Credit Linked Capital Subsidy Scheme (CLCSS)
      • Scheme for Technology Up-gradation/Establishment/Modernization of Food Processing Industries
      • Doctor's Special
      • Artisan Credit Card (ACC) Scheme
      • Laghu Udhyami Credit Card (LUCC) Scheme
      • Udyogni Scheme for Women Entrepreneurs
      • Scheme for finance to Restaurants/Dhabas
      • Scheme for finance to brick kiln owners
      • PSB Scheme for Eating-Joints
      • PSB Scheme for Working Capital requirement for Retail Traders
      • PSB Mortgage Loan
      • PSB SME Liquid Plus
      • PSB Vyapar Loan
    Bank Name Processing Fee Pre-Closure Charges
    Punjab and Sind Bank The processing fee varies based on the type of loan as well as the borrowed amount -

    7. Punjab National Bank (PNB Professional Scheme)

    Benefits/key highlights:

    • The PNB Professional Scheme is available for professionally qualified individuals who require finances to enhance their business.
    • Individuals applying for this scheme are required to have the following degrees, diplomas, or certifications:
      • Engineering and Technical, including software professionals
      • Business Management
      • Media and journalism
      • Law
      • Foreign Language
      • Computer
      • Animation
      • Designing
      • Fine arts
      • Certified Tax Return Preparers (TRPs)
      • CA/ICWA/CS
    • You can secure two types of facilities under this scheme—term loan or overdraft if you’re in the service sector and term loan or cash credit if you’re in the manufacturing sector.
    • There are two types of security under this scheme as well—primary and collateral.
    • The collateral required changes, based on the amount you wish you borrow.
    • Punjab National Bank provides a plethora of other MSME loans:
      • Additional Working Capital Limit to MSEs
      • PNB MSME Sahayak-Scheme for Financing Against Input Tax Credit Claim Under GST
      • PNB Weaver Mudra Scheme
      • Scheme for Financing Women for Any Activity for Income Generation-PNB VANITA
      • Scheme for Financing E-Rickshaws- PNB GREEN RIDE
      • Scheme for Financing MSME Service Units- PNB Seva
      • Scheme for Financing MSME Manufacturing Units- PNB Nirmata
      • Finance for Traders-"PNB Kushal Vyapari"
      • Super Trade
      • PNB Sanjeevani: Scheme for Financing Professionally Qualified Medical Practitioners
      • SME Sahayog Scheme
      • PNB Artisan Credit Card - Scheme to provide hassle-free financial support to Artisan
      • PNB Laghu Udyami Credit Card - A simplified Loan Delivery Mechanism
      • Scheme for Advances to Small Road Transport Operators
      • Scheme for Advances to Owner-Drivers of Taxi Cars, Three-Wheeler, Station Wagons, Tempos, Etc.
      • PNB General Credit Card (GCC) Scheme
      • Scheme for Financing of Individual Business Correspondent (BC) agents deployed by the Bank for carrying out Financial Inclusion works
      • PNB Professional Scheme
      • Scheme for Financing Against Pledge of Warehouse Receipts Issued by Approved Collateral Managers
      • Schemes for Financing Against Pledge of Warehouse Receipts in Electronic Form
      • PNB Dealer Suvidha
      • Financing to Stockists & Distributors of Agriculture Inputs
      • Financing to Dealers Sellers of Agriculture Inputs
    Bank Name Processing Fee Pre-Closure Charges
    Punjab National Bank The processing fees vary based on the borrowed loan amount and the type of loan 2% on the outstanding amount

    8. State Bank of India (Simplified Small Business Loan)

    Benefits/key highlights:

    • The SBI Simplified Small Business Loan is targeted at businesses who need to build up their current and fixed assets.
    • This loan is available for businesses in wholesale or retail trade, manufacturing, services, and also for self-employed and professional individuals.
    • State Bank of India also offers an array of other MSME loans for its customers:
      • SME eBiz Loan
      • Stand Up India
      • SME Smart Score
      • SME Credit Card
      • Doctor Plus
      • Medical Equipment Finance
      • e Dealer Finance Scheme
      • e Vendor Finance Scheme
      • ABL & ABL CRE
      • Fleet Finance
      • PM Mudra Yojana
      • Export Packing Credit
      • Lease Rental Discounting
      • Open term Loan
      • Warehouse Receipt Finance
    Bank Name Processing Fee Pre-Closure Charges
    State Bank of India Unified charges of Rs.7,500, which includes processing fee, documentation charges, EM charges, inspection, remittance, and commitment charges -

    9. Syndicate Bank (SyndUdyog)

    Benefits/key highlights:

    • The SyndUdyog scheme is targeted at micro, small, and medium enterprises who are involved in the production or manufacturing of goods.
    • This scheme is available in two variants—term loan and/or working capital (fund based and non-fund based).
    • The margin granted depends on the scale of your business and the type of products you require financing for.
    • The collateral also varies based on the scale of your business and the amount you need to borrow.
    • Syndicate Bank also offers an array of MSME loans for other purposes:
      • SyndUdyog
      • SyndVyapar
      • SyndProfessional
      • SyndDoctor
      • SyndContractor
      • Prime Minister's Employment Generation Programme (PMEGP)
      • Technology Upgradation Fund Scheme
      • Credit Linked Capital Subsidy Scheme (CLCSS)
      • Pradhan Mantri Mudra Yojana (PMMY) – Mudra
      • CEGSSC - Credit Enhancement Guarantee Scheme for Scheduled Castes
      • Udyami Mitra
    Bank Name Processing Fee Pre-Closure Charges
    Syndicate Bank The processing fee varies based on the scale of your business and the loan amount you wish to borrow. -

    10. UCO Bank (Udyog Bandhu)

    Benefits/key highlights:

    • The Udyog Bandhu scheme extends a credit limit to enterprises who are involved in production, processing, preservation, or manufacturing of various goods and services.
    • There are different facilities available under this scheme—term loan, composite loan, cash credit, and bank guarantee limit.
    • The interest rate for women entrepreneurs will be 0.50% lesser than the effective rate of interest.
    • The rate of interest depends on the amount you wish to borrow under this scheme.
    • UCO Bank offers several other MSME loans as well:
      • Scheme for Financing Two-wheeler Under Mudra
      • E-Rickshaw Under Mudra Scheme
      • Pradhan Mantri Mudra Yojana (PMMY)
      • Standup India
      • Swarojgar Credit Card
      • Laghu Udyami Credit Card
      • UCO Trader
      • UCO Udyog Bandhu
      • UCO Bunkar Rinn Yojana
      • UCO Roop Sangam
      • Artisans Credit Card
      • Prime Minister's Employment Generation Programme (PMEGP)
      • UCO Doctor Scheme (Revised)
    Bank Name Processing Fee Pre-Closure Charges
    UCO Bank The processing fee varies based on the scale of your business and the loan amount you wish to borrow -

    11. Union Bank of India (Union Mudra)

    Benefits/key highlights:

    • The Union Mudra scheme is available for all micro enterprises who are involved in the service, trading, and manufacturing sectors.
    • This scheme is also available for professionals like medical professionals, CA, CS, architects, ICWA, and more.
    • There are two facilities available under this scheme—composite loan and term loan and/or working capital (both fund and non-fund based).
    • The quantum loan is dependent on the exposure of your enterprise.
    • The rate of interest also changes, depending on the loan amount you wish to borrow.
    • The Union Bank of India also has various other MSME loans:
      • Union TReDS
      • Union GST Input Credit
      • Union Trade Plus
      • Union Start-up
      • Union Turnover Plus
      • Union Liquid Property
      • Cluster Schemes
      • Union High Pride
      • Union SME Plus
      • Union Transport
      • Union Progress
      • Union Nari Shakti
      • Union Trade
      • Union Rent
      • Union Procure
      • Union Supply
      • Loan Under Pradhan Mantri Mudra Yojana (PMMY)
      • Stand-Up India
      • Union Trade-GST
    Bank Name Processing Fee Pre-Closure Charges
    Union Bank of India The processing fee varies based on the scale of your business and the loan amount you wish to borrow -

    12. United Bank of India (Transport Loan)

    Benefits/key highlights:

    • The United Bank of India Transport Loan is for the purchase of new vehicles like auto rickshaws, buses, vans, trucks, and more.
    • These vehicles have to be manufactured by well-known manufacturers and should be sold through respective dealers for commercial purposes.
    • You can get 80% to 90% of the vehicle’s cost as the loan amount. This includes chassis, registration, initial insurance, and body building charges.
    • There are several other MSME loans offered by the United Bank of India as well:
      • United Doctor Plus
      • United Medical Plus
      • United Mahila Udhyami Yojana
      • Artisan Credit Card
      • Swarojgar Credit Card
      • Laghu Udhyami Credit Card
      • United Shilpi Card
      • United Udyogshree Yojana
    Bank Name Processing Fee Pre-Closure Charges
    United Bank of India Depends on the amount you wish to borrow and the type of loan -

    Top NBFCs Offering MSME Loans Interest Rates

    There are various Non-Banking Financial Companies (NBFCs) in India who offer MSME Loans to its customers at attractive interest rates. Given below are some of the NBFCs from whom you can avail an MSME Loan.

    Bank Name Interest rate Loan amount
    LendingKart 15% to 27% Up to Rs.2 crore
    Bajaj Finserv 18% onwards Up to Rs.30 lakh
    Mahindra Finance 10% to 30% Up to Rs.5 lakh
    Muthoot Fincorp Up to 24% Up to Rs.3 lakh
    Tata Capital Financial Services Up to 19% Up to Rs.75 lakh


    You’re required to fulfil the eligibility criteria set by your lender to get approved for an MSME loan. Now, the requirements will vary from bank to bank, and even changes with the type of scheme offered. However, listed below are the general criteria you will have to meet:

    • Your business will have to be involved in either of the two classes—manufacturing or service sector.
    • The investment limit for micro, small, and medium enterprises varies based on the aforementioned classes.
    • For investments in the manufacturing sector:
      • Micro – Less than Rs.25 lakh
      • Small – More than Rs.25 lakh and less than Rs.5 crore
      • Medium – More than Rs.5 crore and less than Rs.10 crore
    • For investments in the service sector:
      • Micro – Less than Rs.10 lakh
      • Small – More than Rs.10 lakh and less than Rs.2 crore
      • Medium – More than Rs.2 crore and less than Rs.5 crore

    Documents required

    The documentation requirements will also vary, depending on the type of business you own and the lender you approach. Check out a generic list of documents you can keep in hand during your application:

    • Identity proof (PAN card, Aadhaar card, Voter’s ID, passport, etc.)
    • Residence proof
    • Business address proof
    • Balance sheets for the last three years
    • Income tax returns
    • Sales tax returns
    • Projected balance sheets
    • Project report
    • Photocopies of title deeds/lease deeds offered as primary and collateral securities

    This isn’t an exhaustive list and your lender may request you to submit an array of other documents. For further clarification, you can get in touch with your potential lender and understand the documentation requirements.

    How to apply MSME Loan?

    There are two ways of sending in your application for an MSME loan. If the lender has an online facility, you can fill the form with the required details and submit the application via the website. Alternatively, you can visit the nearest branch and request them for an application form. You can call ahead and ask them what the documentation requirements are.

    Here’s some information you may be asked to include in your application form for an MSME loan:

    • Application date
    • Name of the enterprise
    • Registered office address
    • Address of the factory or shop
    • If the enterprise belongs to SC/ ST/ OBC/Minority community
    • Telephone number
    • E-mail address
    • Mobile number
    • PAN Card number
    • Constitution (proprietorship, partnership firm, private limited company, limited company, cooperative society)
    • Date of establishment
    • State where the business is located
    • Branch where the business is located
    • Name of proprietors or partners or directors along with their age, academic qualification, address, telephone number, and experience
    • Existing activity
    • Name of associate concerns and nature of association
    • Mention the existing credit facilities, if any
    • List out the proposed credit facilities
    • If it is a Term Loan requirement, then the details of the machinery must be given. It should contain the details of type of machine, purpose of the machine, whether it is imported, name of supplier, cost of the machine, contribution made by the promoter, and the loan required
    • Project cost detail that includes the land development, construction of building, purchase of plant and machinery, purchase of vehicles, purchase of other assets, contingencies, interest during holiday period, and working capital margin
    • Project means of finance, that must include owner’s contribution, unsecured loan, subsidy, and term loan
    • Details of the collateral offered if any and detail of third-party guarantee, if any
    • Statutory obligations status must be mentioned. Statutory obligations are registration under Shops and Establishment Act, registration under SSI (Provisional and final), Drug license, latest Sales Tax Return filed, the latest Income Tax Return files, and any other statutory dues remaining outstanding

    MSME Loans FAQs

    • Which enterprises fall under the MSME category?

    Answer: According to the Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 enacted by the Government of India, the Micro, Small & Medium Enterprises (MSME) are categorised into 2 classes – Manufacturing and Service Enterprise. Based on this categorisation, the micro, small, and medium enterprises are defined as given in the table below:

    Manufacturing Sector
    Enterprises Investment in plant & machinery
    Micro Enterprises Does not exceed Rs.25 lakh
    Small Enterprises Over Rs.25 lakh but lesser than Rs.5 crore
    Medium Enterprises Over Rs.5 crore but lesser than Rs.10 crore
    Service Sector
    Enterprises Investment in plant & machinery
    Micro Enterprises Does not exceed Rs.10 lakh
    Small Enterprises Over Rs.10 lakh but lesser than Rs.2 crore
    Medium Enterprises Over Rs.2 crore but lesser than Rs.5 crore
    • What is priority sector lending and does it include the MSME sector?

    Answer: Lending to the priority sectors, which are sectors that impact large segments of the population, are employment-intensive, and are weaker sections, is known as priority sector lending. The MSME sector falls under the priority sector and hence, can avail the benefits of priority sector lending. Some of the other sectors that can enjoy priority sector lending are education, housing, agriculture, and the export sector.

    • Do all banks offer MSME loans?

    Answer: All private and public sector banks in India have targets prescribed by the Reserve Bank of India (RBI) for lending to the MSE sector. Under these guidelines, domestic scheduled commercial banks (except small finance banks and regional rural banks) and foreign banks with more than 20 branches will allocate 7.5% of their Adjusted Net Bank Credit (ANBC) or credit equivalent amount of off-balance sheet exposure, to the microenterprises sector.

    • Do MSME borrowers need to have a credit rating?

    Answer: Though it is not a mandate for the MSME borrowers to have a credit rating, getting it done will aid in credit pricing which may help them to get better interest rates, lower processing charges, etc.

    • Is it possible to get MSME loans without providing cullateral?

    Answer: As per the RBI regulations, banks have been mandated to offer MSME loans up to Rs.10 lakh without accepting cullateral. Sometimes, depending on the financial position and track record of the MSME units, banks can increase this limit to Rs.25 lakh.

    • What happens if I fail to make the payment for my MSME loan on time?

    Answer: In cases where the buyer is unable to pay the supplier, he/she shall be liable to pay compound interest with monthly rests to the supplier on the amount from the appointed day or on the agreed day, at 3 times the bank rate notified by the RBI.

    • Are there any guidelines laid down by the RBI regarding interest rates on MSME loans?

    Answer: Yes, RBI has advised all banks to price the interest rates on MSME loans only with reference to the base rate to enhance transparency in lending rates.

    • Does the government of India offer any other support to the MSME sector besides offering loans?

    Answer: Apart from offering loans to the MSME sector, the Ministry of MSME extends support for the promotion of Information and Communication Touls (ICT), cluster development, skill development, improvement of manufacturing competitiveness, improvement of quality of products, etc. The Ministry also provides market support to the sector through the Marketing Assistance Scheme.

    • Do all branches of public sector banks offer MSME loans or are there any specialised branches?

    Answer: The RBI has directed all public sector banks to open at least one specialised branch in each district for lending to the MSME sector. At present, there are 2,032 such branches.

    • I am an MSE entrepreneur. Will banks extend any guidance to me besides offering me a loan?

    Answer: Yes, entrepreneurs in the MSME sector can avail the fullowing services offered by banks:

    • Financial literacy and consultancy support
    • Rural Self Employment Training Institutes (RSEITs)
    • What is the Stand Up India scheme?
    • Answer:This scheme offers financial assistance to women entrepreneurs and individuals from the SC/ST caste. The finances can be used to set up greenfield projects. It can be applied for first-time ventures in industries like trading, manufacturing, and service.

    • How do I check my business’ CIBIL score?
    • Answer: You can visit CIBIL’s official website and request for your credit report. You can get up to 1 free credit rating check every year.

      Alternatively, you can also go to the bureau and apply for a credit report via post. However, do note, you will be required to furnish certain documents. You will receive your report only after these documents are verified and authenticated.

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