• Bank of Baroda Personal Loan Status

    Bank of Baroda is one of India’s popular banks. It offers a variety of financial services including personal loans. If you’ve applied for a personal loan from this bank, you can track your loan application to see how the processing is progressing. There are two ways in which you can do this – online and offline. Let’s check them out in detail.

    What you should have to check your Bank of Baroda personal loan status

    There are three things you need to have if you want to check the status of your loan. These are:

    • Proposal Acknowledgement ID (reference number)
    • Unique Tracking Number
    • Your mobile number

    Using the reference numbers: The bank will send you your reference number when you apply for the loan. This will be sent on the mobile number you give at the time of application. This number is important, so keep it secure. Without this reference number, you will not be able to check your loan information. You can also use the Unique Tracking Number to check the details.

    Using your mobile number: Your mobile number also acts as a unique ID. Using this, you can check your details from anywhere in the world. Moreover, your mobile number is easier to recollect since you already have it memorised. Also, ensure that you have the same mobile number till your loan is fully processed. All your loan information will be sent to this number. If you’re planning on changing it, make sure the new details are updated with the bank.

    How to check your Bank of Baroda Personal Loan Status Online

    If you intend to check the status of your loan application online, you need to follow the steps given below:

    • In the following pop-up, select the “Baroda Connect (Net Banking) India” option.
    • Your login page will open in a new window or tab.
    • Next, select “Retail User” and log in using your user ID.
    • Once you’re logged in, simply follow the instructions on your screen to find out your application status.

    How to check the Status of your Bank of Baroda Personal Loan Through Mobile Application

    Another way of easily checking your loan status is through the Bank of Baroda mobile app. You can download the app from Google Play Store, App Store, or Windows Store.

    The app integrates your Bank of Baroda accounts along with any loans you’ve taken.

    Once you download the app, log in using your mobile banking credentials. After logging in, you will be able to verify your application status and other loan details.

    How can I check my Bank of Baroda personal loan status?

    There are two methods of checking or tracking the progress of your application. Bank of Baroda gives you the online option as well as an offline one.

    • Online method: This is one of the easiest ways of checking the status of your loan. Simply log into your Bank of Baroda account and check your loan details. If you already are an existing customer of the bank, you can check your details using the internet banking facility as well. You can also download the Baroda M-Connect Plus mobile app and check your loan information there.
    • Offline method: This method is for those who aren’t tech savvy or don’t have a proper internet connection at home. you can head over to one of the bank’s branch offices and get your loan details there. You will have to give them the reference number of your loan to get this information. They may also ask you to prove your identity, so remember to carry an ID with you.

    How to check your Bank of Baroda loan status offline

    The bank also offers you offline modes of checking your application’s status. They have branches all over the country. All you have to do is to walk into any of the branches and get your loan details. Here’s the procedure for this:

    • Visit any of the branches that are close to you.
    • Tell the concerned bank officer that you want to know the status of your application.
    • Give them your loan reference number and mobile number.
    • Carry your PAN card, passport, or any other valid ID in case they ask for it.
    • The bank will then give you your loan status.

    In case you don’t have the time to visit the bank, you can get the details via phone as well. The bank’s toll-free numbers are: 1800 258 4455 and 1800 102 4455. If you’re getting the details by phone, remember to keep your reference number in hand.

    Bank of Baroda Personal Loan FAQs

    1. Do I get any benefits if I already hold an account with Bank of Baroda?

    If you’re an existing customer of the bank, you may get special benefits in the form of better interest rates. The bank may also extend certain other privileges.

    2. For how long should I be the bank’s customer to get such benefits?

    To enjoy these special privileges, you should maintain an account with the bank for at least 6 months.

    3. How long will it take for the bank to process my application?

    If you’ve submitted all the required documents and filled in your loan application correctly and fully, your application should be processed within a few days. It is usually done within 2 to 3 working days.

    4. Will my application be rejected?

    Sometimes, the bank may reject your application. There are a number of reasons why your application can be rejected. These include:

    • Submitting an incomplete loan application.
    • Providing incorrect information in your application.
    • Not providing all the required documents.
    • Having a bad credit score.
    • Having a very high debt-to-income ratio.

    5. How can I pay my EMIs?

    Ans: You can repay your loan by making use of the ECS (Electronic Clearing System) facility. You can also enable the automatic transferring facility on your mobile application.

    6.How to contact Bank of Baroda personal loan customer care?

    You can contact Bank of Baroda personal loan customer care executives at the following toll-free numbers – 1800 258 44 55/1800 102 44 55. NRIs can call on 079 – 49044100/7923604000.


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