Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 Standard Chartered Bank Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Standard Chartered Bank Personal Loan is Rated as "Great!" by 2976 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Standard Chartered Bank Personal Loan

    Standard Chartered bank, which is India's largest international bank, has been operating here since 1858. Exciting schemes, friendly repayment provisions and competitive interest rates are reasons to apply from Standard Chartered Bank, wherein your personal loan application will be smoothly processed. There is no need for collateral, security or guarantors to be provided for unsecured personal loans from Standard Chartered Bank. Loan top-up facility is also available. On BankBazaar you can check your eligibility for a Standard Chartered personal loan by sharing a few details about yourself and you can also apply online. Continue reading to view more details about this loan.


    You’re probably eligible for an Standard Chartered Personal Loan if you are

    01
    02
    03
    04
    Standard Chartered Personal Loan Minimum Age

    At least 22 years old

    Standard Chartered Personal Loan Maximum Age

    Less than 58 years old

    Standard Chartered Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Standard Chartered Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Standard Chartered Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Standard Chartered Personal Loan Minimum Salary

    Minimum income required
    Rs.22,000 per month

    Standard Chartered Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 30 lakhs

    Standard Chartered Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Standard Chartered Personal Loan amount by these steps

    01
    02
    Standard Chartered Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Standard

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Standard Chartered Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Standard Chartered Personal Loan Interest RatesUpdated on 18 Oct 2017

    Standard Chartered Personal Loan Details
    Interest Rate (Monthly reducing balance) 10.99% to 14.49%
    Processing Fees Nil
    Pre Closure Charges Preclosure permitted after 1 year. 1% of principal outstanding (plus applicable tax)
    Loan Tenure 1 year to 5 years
    Guarantor Requirement No guarantor required

    About Standard Chartered Personal Loan:

    Being the largest international bank in India, Standard Chartered (Standard Chartered Bank) has branches spread across to 42 cities in India. The bank has been operative in India since 1858, over 150 years. Standard Chartered offers a wide range services such as personal banking, priority banking, NRI banking, private banking, corporate and SME banking. Under its personal banking, Standard Chartered offers home loans, personal loans, loans against securities etc. Like all other banks in India, Standard Chartered understands the importance of personal loans in your life to fulfil your dreams. Hence, the bank offers personal loans to fulfil your various desires like exploring the world, buying your dream car, getting world class education, organising a grand wedding etc. Standard Chartered Bank provides personal loans at affordable rates. You can get up to Rs.30 lakhs of personal loan to fulfil your aspirations.

    Standard Chartered Personal Loan Features:

    Standard Chartered personal loan comes with many attractive features which make it the favourite bank of many customers. These features include:

    • Standard Chartered Personal Loan is available for both salaried and non-salaried individuals.
    • You can enjoy flexible repayment tenures from 12 months to 60 months.
    • The bank does not ask for security or guarantor.
    • Documentation processes are easy and simple.
    • You can apply online and get instant approval.
    • Affordable interest rate starting from 12.% onwards.
    • Standard Chartered offers loan amounts up to Rs.30 lakhs.
    • Online applicants get a 50% discount on processing fee
    • Standard Chartered offers personal loans up to Rs.30 lakhs to salaried employees and up to Rs.10 lakhs to the entrepreneurs.

    Why choose Standard Chartered Personal Loan?

    There are many reasons why Standard Chartered personal loans has become the preferred choice for many to fulfil their requirements. Standard Chartered offers:

    • Attractive schemes
    • Flexible and long repayment tenures
    • Competitive interest rates
    • Smooth application processing
    • Security, collateral, or guarantors are not required.
    • Loan top-up facility available.

    Standard Chartered personal loan can be availed by both salaried and self-employed individuals. The Personal Loan Eligibility criteria

    • You are eligible for a Standard Chartered personal loan if you are at least 21 years old and your maximum age is not more than 58 years.
    • Salaried and self-employed individuals can avail Standard Chartered personal loans
    • Your minimum incomes needs to be Rs.22,000/- per month.
    • Should have valid ID proof like passport, pan card, driving license, voter ID card and photo ration card.
    • Should have valid address proof like passport, telephone bill, electricity bill, driving license, life or medical insurance policy, ration card, apartment allocation letter, and rental agreement.

    Standard Chartered (SC) Bank offers personal loans to meet multiple contingencies, with the interest on these loans being extremely competitive. The final interest payable by an individual is computed on the basis of standard slabs, with MCLR and Base Rate being the most commonly used ones. Changes in these slabs could have an impact on the rate charged by the bank.

    Standard Chartered Bank Marginal Cost of Funds Based Lending Rate (MCLR) (For new borrowers)

    All borrowers who avail a personal loan from SC Bank after 01/04/2016 will be charged an interest which is computed on the basis of MCLR. This follows a notification by the RBI, with the benchmark taking operating costs and current financial trends into account while computing the interest.

    MCLR Benchmark Tenure (Period) Benchmark Rates (MCLR)
    Overnight 8.45%
    1 month 8.75%
    3 months 8.95%
    6 months 9.15%
    1 year 9.25%
    2 year 9.35%
    3 year 9.45%

    Personal loan interest rates (MCLR)

    Standard Chartered Bank typically provides personal loans at a starting interest of 11.99% per annum. This means that a certain percentage will be added over and above the current MCLR benchmark, with the final interest determined after taking factors like the quantum of finance, borrower’s relationship with the bank, repayment tenure, etc. into consideration.

    Standard Chartered Bank Base Rate (For existing borrowers)

    Base Rate 9.50% per annum, effective October 5, 2015

    Standard Chartered Bank personal loan interest rate (Base Rate)

    Individuals who availed a loan before MCLR benchmarks were introduced can continue with their existing benchmark or migrate to MCLR. Borrowers who choose to continue with the base rate benchmark will be charged an additional interest over and above the current base rate. The final interest depends on a number of factors, with SC Bank having the authority to modify interest on a case to case basis.

    Note: All interest rates mentioned above are as of June 15, 2016. These rates are subject to change without prior notice, at the sole discretion of Standard Chartered Bank. Borrowers should check rates prevailing at the time of loan application.

    Applying through BankBazaar enables you to enjoy many added benefits. BankBazaar, being the largest online platform for your financial needs, helps you to compare and choose your financial products. You can enjoy the following extra benefits if you apply through BankBazaar.

    Instant Approval: You can get instant approval on your loan application if you apply through BankBazaar.

    Personalized quotes: You can Compare Personal Loans offered by various banks on BankBazaar and choose among them comparing their interest rates, processing fee and EMI amount.

    Assured Confidentiality: BankBazaar does not disclose your personal and financial information to anybody. Your application form directly goes to your chosen lender. There is no third party involved in the whole process.

    Best interest rates assured: Having tie-ups with many major banks in India, BankBazaar can offer you the best interest rate on your personal loan.

    Online tracking: BankBazaar keeps you updated about each and every step of your application form. You can track it online at BankBazaar and get notification via Email and SMS.

    Instead of contacting Standard Chartered personally, you can apply for your Standard Chartered Personal Loan at BankBazaar. Applying through BankBazaar is easy, simple and hassle free. For that, you need to follow the following steps:

    • First select your personal loan.
    • Then check your eligibility by filling up the loan eligibility form wherein you need to fill your personal and financial details. Then you will receive instant and personalized quotes based on your eligibility.
    • Once you get the quotes, select a personal loan based on your requirement, or choose Standard Chartered personal loan. BankBazaar helps you can select among a variety of personal loans offered by various banks.
    • After finalizing on the loan, click on the “submit” button. Your application will directly go to your lender who will contact you soon.

    At BankBazaar Calculating Personal Loan EMI is very easy. It has a unique EMI calculator which enables you to get the accurate amount of your monthly EMI instantly. You can get your EMI amount by filling in the following information:

    • Chosen loan amount
    • Loan tenure
    • Processing fee ( if any)
    • The applicable rate of interest.

    When you put this information in the Personal Loan EMI Calculator, it will immediately display your monthly EMI liability for the loan.

    • What are the purposes for which Standard Chartered offers personal loan?
    • Standard Chartered offers personal loans for various requirements such as buying your dream car, exploring the world, celebrating a grand occasion like wedding, educational needs etc.

    • What is the minimum amount of personal loan Standard Chartered offers?
    • The range of Standard Chartered personal loan starts from Rs.1,00,000 and goes up to Rs.30, 00,000 based on your income, eligibility, and repayment capacity. The minimum amount of loan is Rs.10 lakhs for entrepreneurs.

    • What is the maximum amount of personal loan Standard Chartered offers?
    • Standard Chartered offers maximum Rs.30 lakhs as personal loan for salaried individuals.

    • What is the interest rate for Standard Chartered personal loans?
    • The interest rate of Standard Chartered personal loans start from 12.% and goes up to 16.00% on a monthly reducing balance basis.

    • Does Standard Chartered charge additional amounts besides interest rates for personal loans?
    • Yes, you will have to pay a minimum processing fee of 3% on the loan amount to the bank. There are documentation charges which will be deducted from the loan amount at the time of disbursal.

    • Does Standard Chartered personal loan require any security, collateral or guarantors?
    • No. To avail Standard Chartered personal loan, you don’t have to provide any security, collateral or guarantors.

    • For how long, does Standard Chartered offer personal loan? What is its tenure?
    • Standard Chartered offers personal loans for long tenures. You can repay the loan over a period of 12 to 60 months. However, loan tenures differ from customer to customer.

    • How many days does Standard Chartered take to approve a personal loan?
    • Generally, Standard Chartered takes 4-7 working days to disburse your loan after the receipt of the required documents.

    • Can I check my Standard Chartered personal loan status online?
    • Yes, you can check your Standard Chartered Personal Loan status online. If you are applying through BankBazaar, you can check it on BankBazaar’s website.

    • Where do I get an Standard Chartered personal loan application form?
    • You can download your application form from the website of Standard Chartered. Also, you can collect it from your nearest branch. However, if you apply through BankBazaar, then the BankBazaar team will do all this on your behalf. You do not have to take the trouble of doing any paperwork.

    • Can I get my Standard Chartered personal loan statement online?
    • Yes, you can download your personal loan statement online form Standard Chartered.

    • What do you mean by an e-Statement?
    • E-Statement means the electronic version of loan statement. You can view and download it online and get it printed when required.

    • What do you mean by an EMI?
    • EMI means equated monthly instalments. You can check your Standard Chartered personal loan EMIs at BankBazaar by using its unique EMI calculator that will provide you the exact amount instantly.

    • Do I need to open an account with Standard Chartered to apply for its personal loan?
    • Opening an account with Standard Chartered is not mandatory to avail a personal loan. However, Standard Chartered may encourage you to start a banking relationship with it which will help you to enjoy a host of value-added services.

    • Am I eligible for special interest rates, if I have an account with Standard Chartered?
    • Yes, you will get special interest rates if you are an existing customer of Standard Chartered. Your application will be processed on priority with nominal documentation.

    • Does Standard Chartered charge any processing fee on its personal loans?
    • No. Standard Chartered charges no processing fee for personal loans.

    • How do I contact customer care for more details?
    • Standard Chartered offers 24/7 customer care service to address your loan related queries. You can call them anytime and get your queries resolved. Also, you can visit BankBazaar and avail the services of our customer-friendly helpdesk, which will answer all your queries and resolve all your problems.

    • Does Standard Chartered charge any prepayment fees?
    • Yes, you can pre-close your personal loan by paying a pre-closure charge of 5%. You can pre-close your loan at any time after completion of 12 EMIs. However, you have to give a 21 day notice to the bank.

    • How can I apply for a Standard Chartered personal loan?

      Applying for a personal loan from Standard Chartered can be done through the following methods:

      • Calling the Standard Chartered phone banking number
      • Writing in with a request to the bank’s customer care centre
      • By visiting the nearest Standard Chartered branch
    • How much can I avail if I apply for a Standard Chartered personal loan?

      Customers can apply for personal loans ranging from a minimum of Rs 1 lakh to a maximum of Rs 30 lakhs. However, this is subject to the customer’s eligibility, his or her income, the customer’s capacity to repay the loan.

    • What is the interest rate offered by Standard Chartered for personal loans?

      Standard Chartered offers interest rates starting from 12% rising up to 16% on a monthly reducing balance basis.

    • What is the tenure of a Standard Chartered personal loan?

      In general, Standard Chartered offers personal loans with a loan repayment period of 12 months to 60 months. However, this could be increased for customers with a select profile.

    • What are the additional charges that I could incur if I avail of a Standard Chartered personal loan?

      The bank charges a standard processing fee of 3% of the loan amount, which is to be paid at the commencement of the loan. Documentation charges are also applicable during this time, and both these fees and charges are deductible from the amount of the loan at the time of disbursal.

    • How quickly can I expect my personal loan to get approval?

      Once the bank receives the required documents from your end your loan is likely to be rolled out within 4 - 7 business days.

    • Do I have to provide any security, collateral or guarantors in order to apply for a Standard Chartered personal loan?

      No. No security, collateral or guarantors are required to be presented while applying for a Standard Chartered personal loan.

    • What are the documents required to apply for a personal loan from Standard Chartered?

      It is mandatory that the following documents are presented to apply for a Standard Chartered Personal loan:

      • Completed application form with a recent photograph
      • Identity Proof (Passport copy, PAN Card, Driving License, Voter ID, Ration card)
      • Proof of age
      • Address Proof (Passport copy, Telephone bill, Ration card, Electricity bill, Driving license, Rental agreement etc)
      • Bank Statement
      • Income Tax returns
      • Processing Fee cheque

      Additional documents may be required at the bank’s behest.

    • Can I use my personal loan to make investments?

      No. The personal loan must only be used for the purpose you have mentioned in the loan application. The loan amount cannot be used for the purpose of investment.

    • What are the repayment options available to me?

      You can make repayments towards the loan through a variety of options such as ECS, PDCs or Account Debit.

    • How will Standard Chartered disburse the loan to me?

      Standard Chartered will disburse the loan to the customer in any of the following ways:

      • By depositing the loan amount in the nominated account
      • The loan amount may be disbursed by cheque should you request it. However, the cheque may only be valid for the period specified by the bank. In the event the cheque is not cashed, instalments towards the loan are still payable by the customer
    • Is top-up facility available on this personal loan?

      Yes. Standard Chartered allows for top-ups on its personal loans

    • What are EMIs?

      EMIs stand for Equated Monthly Instalments, which are made up of both principal as well as interest components

    • How can I calculate my EMIs I have to pay on my personal loan?

      You can visit the Standard Chartered official website and use the EMI calculator to ascertain the EMIs you will have to make to repay your loan.

    • Can I make repayments via post-dated cheques?

      Repayment by post-dated cheques is possible provided the following conditions are met:

      • You must provide the bank with post-dated cheques in the bank’s favour for an amount equal to each instalment amount
      • The cheques must be replaced by you should the bank request you to do so
    • What happens if I am unable to make the repayments?

      If you are unable to make payments towards your instalments on or before the relevant due date then:

      • The loan plus all accrued but unpaid interest plus any other sum due to the bank is immediately due and payable
      • The bank will charge you a fee as set out in the tariff sheet or elsewhere in the banking agreement
    • Is pre-payment facility available on Standard Chartered personal loans?

      You may pay out the loan before it reaches maturity under the following conditions:

      • 12 months have lapsed after drawdown of the loan
      • The bank is notified in advance in writing
      • You prepay 21 banking days after submitting the written notice
      • Prepayment is made in accordance with an early prepayment quote given by the bank
      • When making prepayment, all accrued by unpaid interest, fees and charges in connection with the loan will also have to be paid
      • If prepayment is made by cheque, the prepayment takes effect only when the cheque is cleared.
    • What if I decide to cancel the loan?

      The loan may be cancelled as per your discretion provided you notify the bank with an advance notice in writing. However, Standard Chartered reserves the right to charge you a cancellation fee.

    • What are the additional services I can avail of if I apply for a personal loan through Standard Chartered?

      There are a number of additional services that may be offered to you such as:

      • Balance transfer programmes
      • Funds transfer programmes
      • Any other services available throughout the year

      Please note that signing up or option for any additional services is dependent on your acceptance of the terms and conditions tied to these additional services.

    • Is it possible to make repayments through an account with another bank?

      Yes. Repayments towards the loan can be made through an account with another bank provided the following conditions are met:

      • You will be required to ensure a payment arrangement with the other bank is made wherein the exact instalment amount is transferred to your personal loan account on the relevant date. Proof will also have to be provided to the bank that such transactions are taking place
      • You will be required to provide Standard Chartered with the authority to debit the repayment amount from the account you hold with the other bank
      • Should the bank so request, one or more signed undated cheques will have to be provided in the favour of Standard Chartered with no amount entered, to be drawn as per the discretion of the bank

    Standard Chartered Bank Personal Loan Reviews

    • Standard Chartered Bank Personal Loan
      "Good experience "
      0.5 4.0/5 "Great!"
      I had taken a personal loan form standard chartered bank for an amount of 5.62lakhs T the interest rate of 12.5% feel its nominal as compared to other banks.They took almost 10 days ot complete my loan request.had responded to my request on time as promised.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Personal Loan
      "Good service "
      0.5 2.0/5 "Expected more"
      I had applied for a personal loan from standard chartered bank for an amount of 8 lakhs at the interest rate of 10.99% for a tenure of 5 years.Rate of interest is low as compared to other banks .customer service is poor they took almost a month to process my application my suggestion to the bank to speed up the work and keep up the promised turn around time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Personal Loan
      "Good overall"
      0.5 3.0/5 "Satisfactory"
      Since I cancelled my plans, I did not take the personal loan with Standard Chartered Bank. The customer services are good and they been very responsive. The interest rate was around 11.5% and the processing charges was normal too. Good overall.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent service "
      0.5 5.0/5 "Blown Away!"
      I had applied for a personal loan for an amount of 5 lakhs at the interest rate of 11.9% feel its nominal as compared to other banks.They processed it within 10 days ,had a quick response from the bank. overall I am satisfied and happy to bank with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The Standard charted bank gave good response but they are slow in their response part. They have disbursed my loan amount within a week time. The customer was helpful was in regards to my personal application. The rate of interest is average with Standard Charted Bank when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from SCB, i am happy that my loan application was approved and the required amount was disbursed. The customer service was good and responsive but the process was quite slow, it took 15 days for the approval. They provided a door step service for collecting the documents. The rate of interest is very less when compared to all other banks.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from SCB, i am happy that my loan application was approved and the required amount was sanctioned. The customer service was good, they responded very well. They provided door step service to collect the documents. I am also satisfied with the rate of interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I initially applied for the personal loan through an online channel and later since I did not have the aadhar card I could go through that channel. So SCB contacted me directly and processed the loan but I felt I was among the many who needed the loan as every time the bank contacted me they did not know who they were talking too. I had to introduce myself time and time again and then they would get my details on their systems and they would recognize. I was also not happy with the interest rate and processing charges. Because my colleagues who took a lesser amount of loan got a lesser rate and it was vice versa for me.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      I have approached Standard Chartered Bank on my personal loan. I am satisfied with the customer service and the response was fast. The documents collected by the executive at door step. They have disbursed the expected loan amount. I felt the rate of interest was high. The preclosure and part payment option is average.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "average service"
      0.5 2.5/5 "Just OK"
      I applied for a personal from STANDARD CHARTERED only once I got a call from them as I discussed with them the rate of interest they offered was little high it was the main reason I dropped my plan with STANDARD CHARTERED and I have not proceed further with them and it was long back so I forget about their service overall service is average from STANDARD CHARTERED.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      My experience was good one with the Standard chartered bank and I dont have any issues for my personal loan, which I have applied. I been with them from the last two years of time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      The standard charted bank was good in their explanation part, they have explained the product in a very good way , The transparency is seen in the process. Customer support was helpful. The rate of interest which they have offered was nominal when compared with others.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Personal Loan
      "Not bad not good either "
      0.5 2.0/5 "Expected more"
      Customer service was not up to the mark i will say from the STANDERD CHARTERD BANK . The rate of interest provided to me was to high something around 11.99% there was no processing fee they were charged from the bank end . The loan got disbursed within seven working days . Once i had a query regarding the loan process so i called customer care but they did not have any detail of my loan process . Not happy with the process .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The first Loan EMI itself got bounced and I am disappointed with it and I have spoke to Standard charted executive they told in the ECS mode it went wrong. The process need to be standardized. The customer support and the personal loan process need to be prompt. The rate of interest is higher than other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The personal loan experience is average with Standard Charted Bank. The time they have taken to disburse is longer than normal. The rate of interest is high when compared with other banks. I would say the service which was given by standard charted was average.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is real good from the Standard Chartered bank i would say . The rate of interest given from the bank was 11.99% and they charged zero processing fee that was the best thing i would say and the loan got disbursed within 20 working days . It was a good experience i would say . The bank did not provide me any kind of Pre-closure option on the loan .
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "After loan services are not satisfactory"
      0.5 2.0/5 "Expected more"
      SCB is not up to the mark for the after loan services. I have taken a personal loan and the bank is not responding to me for the login details, where I need my credentials to log in and check the loan details. I have contacted the bank a couple of times and there is no response.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with Standard Chartered Bank was good. The customer service is not up to the mark. The documents are collected by the executive but they forgot to collect the cancel cheque. So loan was not sanctioned on time. The main advantage is they don't charge processing fee but ROI was high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Easy avail personal loan"
      0.5 4.0/5 "Great!"
      I have taken 2 lakhs rupees from STANDARD CHARTERED BANK with 12.99% rate of interest. I did not had any negotiation with the bank.I got the approval within 10 to 15 days. There was no processing fees or GST with my personal loan. Easy avail personal loan option.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Personal Loan
      "Services need improvement"
      0.5 1.0/5 "Really Bad"
      It was not a good experience with Standard chartered bank as the customer services are not up to the mark. Till they collected my papers, I continuously received calls. After the collection of documents the team never contacted me and I was neglected. The process took 14 days. The interest rate and charges is normal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 14, 2017
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.