Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Standard Chartered Bank Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.50% - 14.50% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    Standard Chartered Bank Personal Loan is Rated as "Great!" by 3381 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Standard Chartered Bank Personal Loan

    Standard Chartered bank, which is India's largest international bank, has been operating here since 1858. Exciting schemes, friendly repayment provisions and competitive interest rates are reasons to apply from Standard Chartered Bank, wherein your personal loan application will be smoothly processed. There is no need for collateral, security or guarantors to be provided for unsecured personal loans from Standard Chartered Bank. Loan top-up facility is also available. On BankBazaar you can check your eligibility for a Standard Chartered personal loan by sharing a few details about yourself and you can also apply online. Continue reading to view more details about this loan.


    You’re probably eligible for an Standard Chartered Personal Loan if you are

    01
    02
    03
    04
    Standard Chartered Personal Loan Minimum Age

    At least 22 years old

    Standard Chartered Personal Loan Maximum Age

    Less than 58 years old

    Standard Chartered Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Standard Chartered Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Standard Chartered Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Standard Chartered Personal Loan Minimum Salary

    Minimum income required
    Rs.60,000 per month

    Standard Chartered Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 30 lakhs

    Standard Chartered Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Standard Chartered Personal Loan amount by these steps

    01
    02
    Standard Chartered Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Standard

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Standard Chartered Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Standard Chartered Personal Loan Interest RatesUpdated on 17 Oct 2018

    Standard Chartered Personal Loan Details
    Interest Rate (Monthly reducing balance) 11.50% to 14.50%
    Processing Fees 1%
    Pre Closure Charges Preclosure permitted after 1 year. 2% of principal outstanding (plus ST)
    Loan Tenure 1 year to 5 years
    Guarantor Requirement No guarantor required

    About Standard Chartered Personal Loan:

    Being the largest international bank in India, Standard Chartered (Standard Chartered Bank) has branches spread across to 42 cities in India. The bank has been operative in India since 1858, over 150 years. Standard Chartered offers a wide range services such as personal banking, priority banking, NRI banking, private banking, corporate and SME banking. Under its personal banking, Standard Chartered offers home loans, personal loans, loans against securities etc. Like all other banks in India, Standard Chartered understands the importance of personal loans in your life to fulfil your dreams. Hence, the bank offers personal loans to fulfil your various desires like exploring the world, buying your dream car, getting world class education, organising a grand wedding etc. Standard Chartered Bank provides personal loans at affordable rates. You can get up to Rs.30 lakhs of personal loan to fulfil your aspirations.

    Standard Chartered Personal Loan Features:

    Standard Chartered personal loan comes with many attractive features which make it the favourite bank of many customers. These features include:

    • Standard Chartered Personal Loan is available for both salaried and non-salaried individuals.
    • You can enjoy flexible repayment tenures from 12 months to 60 months.
    • The bank does not ask for security or guarantor.
    • Documentation processes are easy and simple.
    • You can apply online and get instant approval.
    • Affordable interest rate starting from 12.% onwards.
    • Standard Chartered offers loan amounts up to Rs.30 lakhs.
    • Online applicants get a 50% discount on processing fee
    • Standard Chartered offers personal loans up to Rs.30 lakhs to salaried employees and up to Rs.10 lakhs to the entrepreneurs.

    Why choose Standard Chartered Personal Loan?

    There are many reasons why Standard Chartered personal loans has become the preferred choice for many to fulfil their requirements. Standard Chartered offers:

    • Attractive schemes
    • Flexible and long repayment tenures
    • Competitive interest rates
    • Smooth application processing
    • Security, collateral, or guarantors are not required.
    • Loan top-up facility available.

    Standard Chartered personal loan can be availed by both salaried and self-employed individuals. The Personal Loan Eligibility criteria

    • You are eligible for a Standard Chartered personal loan if you are at least 21 years old and your maximum age is not more than 58 years.
    • Salaried and self-employed individuals can avail Standard Chartered personal loans
    • Your minimum incomes needs to be Rs.22,000/- per month.
    • Should have valid ID proof like passport, pan card, driving license, voter ID card and photo ration card.
    • Should have valid address proof like passport, telephone bill, electricity bill, driving license, life or medical insurance policy, ration card, apartment allocation letter, and rental agreement.

    Standard Chartered (SC) Bank offers personal loans to meet multiple contingencies, with the interest on these loans being extremely competitive. The final interest payable by an individual is computed on the basis of standard slabs, with MCLR and Base Rate being the most commonly used ones. Changes in these slabs could have an impact on the rate charged by the bank.

    Standard Chartered Bank Marginal Cost of Funds Based Lending Rate (MCLR) (For new borrowers)

    All borrowers who avail a personal loan from SC Bank after 01/04/2016 will be charged an interest which is computed on the basis of MCLR. This follows a notification by the RBI, with the benchmark taking operating costs and current financial trends into account while computing the interest.

    MCLR Benchmark Tenure (Period) Benchmark Rates (MCLR)
    Overnight 8.45%
    1 month 8.75%
    3 months 8.95%
    6 months 9.15%
    1 year 9.25%
    2 year 9.35%
    3 year 9.45%

    Personal loan interest rates (MCLR)

    Standard Chartered Bank typically provides personal loans at a starting interest of 11.99% per annum. This means that a certain percentage will be added over and above the current MCLR benchmark, with the final interest determined after taking factors like the quantum of finance, borrower’s relationship with the bank, repayment tenure, etc. into consideration.

    Standard Chartered Bank Base Rate (For existing borrowers)

    Base Rate 9.50% per annum, effective October 5, 2015

    Standard Chartered Bank personal loan interest rate (Base Rate)

    Individuals who availed a loan before MCLR benchmarks were introduced can continue with their existing benchmark or migrate to MCLR. Borrowers who choose to continue with the base rate benchmark will be charged an additional interest over and above the current base rate. The final interest depends on a number of factors, with SC Bank having the authority to modify interest on a case to case basis.

    Note: All interest rates mentioned above are as of June 15, 2016. These rates are subject to change without prior notice, at the sole discretion of Standard Chartered Bank. Borrowers should check rates prevailing at the time of loan application.

    Applying through BankBazaar enables you to enjoy many added benefits. BankBazaar, being the largest online platform for your financial needs, helps you to compare and choose your financial products. You can enjoy the following extra benefits if you apply through BankBazaar.

    Instant Approval: You can get instant approval on your loan application if you apply through BankBazaar.

    Personalized quotes: You can Compare Personal Loans offered by various banks on BankBazaar and choose among them comparing their interest rates, processing fee and EMI amount.

    Assured Confidentiality: BankBazaar does not disclose your personal and financial information to anybody. Your application form directly goes to your chosen lender. There is no third party involved in the whole process.

    Best interest rates assured: Having tie-ups with many major banks in India, BankBazaar can offer you the best interest rate on your personal loan.

    Online tracking: BankBazaar keeps you updated about each and every step of your application form. You can track it online at BankBazaar and get notification via Email and SMS.

    Instead of contacting Standard Chartered personally, you can apply for your Standard Chartered Personal Loan at BankBazaar. Applying through BankBazaar is easy, simple and hassle free. For that, you need to follow the following steps:

    • First select your personal loan.
    • Then check your eligibility by filling up the loan eligibility form wherein you need to fill your personal and financial details. Then you will receive instant and personalized quotes based on your eligibility.
    • Once you get the quotes, select a personal loan based on your requirement, or choose Standard Chartered personal loan. BankBazaar helps you can select among a variety of personal loans offered by various banks.
    • After finalizing on the loan, click on the “submit” button. Your application will directly go to your lender who will contact you soon.

    At BankBazaar Calculating Personal Loan EMI is very easy. It has a unique EMI calculator which enables you to get the accurate amount of your monthly EMI instantly. You can get your EMI amount by filling in the following information:

    • Chosen loan amount
    • Loan tenure
    • Processing fee ( if any)
    • The applicable rate of interest.

    When you put this information in the Personal Loan EMI Calculator, it will immediately display your monthly EMI liability for the loan.

    • What are the purposes for which Standard Chartered offers personal loan?
    • Standard Chartered offers personal loans for various requirements such as buying your dream car, exploring the world, celebrating a grand occasion like wedding, educational needs etc.

    • What is the minimum amount of personal loan Standard Chartered offers?
    • The range of Standard Chartered personal loan starts from Rs.1,00,000 and goes up to Rs.30, 00,000 based on your income, eligibility, and repayment capacity. The minimum amount of loan is Rs.10 lakhs for entrepreneurs.

    • What is the maximum amount of personal loan Standard Chartered offers?
    • Standard Chartered offers maximum Rs.30 lakhs as personal loan for salaried individuals.

    • What is the interest rate for Standard Chartered personal loans?
    • The interest rate of Standard Chartered personal loans start from 12.% and goes up to 16.00% on a monthly reducing balance basis.

    • Does Standard Chartered charge additional amounts besides interest rates for personal loans?
    • Yes, you will have to pay a minimum processing fee of 3% on the loan amount to the bank. There are documentation charges which will be deducted from the loan amount at the time of disbursal.

    • Does Standard Chartered personal loan require any security, collateral or guarantors?
    • No. To avail Standard Chartered personal loan, you don’t have to provide any security, collateral or guarantors.

    • For how long, does Standard Chartered offer personal loan? What is its tenure?
    • Standard Chartered offers personal loans for long tenures. You can repay the loan over a period of 12 to 60 months. However, loan tenures differ from customer to customer.

    • How many days does Standard Chartered take to approve a personal loan?
    • Generally, Standard Chartered takes 4-7 working days to disburse your loan after the receipt of the required documents.

    • Can I check my Standard Chartered personal loan status online?
    • Yes, you can check your Standard Chartered Personal Loan status online. If you are applying through BankBazaar, you can check it on BankBazaar’s website.

    • Where do I get an Standard Chartered personal loan application form?
    • You can download your application form from the website of Standard Chartered. Also, you can collect it from your nearest branch. However, if you apply through BankBazaar, then the BankBazaar team will do all this on your behalf. You do not have to take the trouble of doing any paperwork.

    • Can I get my Standard Chartered personal loan statement online?
    • Yes, you can download your personal loan statement online form Standard Chartered.

    • What do you mean by an e-Statement?
    • E-Statement means the electronic version of loan statement. You can view and download it online and get it printed when required.

    • What do you mean by an EMI?
    • EMI means equated monthly instalments. You can check your Standard Chartered personal loan EMIs at BankBazaar by using its unique EMI calculator that will provide you the exact amount instantly.

    • Do I need to open an account with Standard Chartered to apply for its personal loan?
    • Opening an account with Standard Chartered is not mandatory to avail a personal loan. However, Standard Chartered may encourage you to start a banking relationship with it which will help you to enjoy a host of value-added services.

    • Am I eligible for special interest rates, if I have an account with Standard Chartered?
    • Yes, you will get special interest rates if you are an existing customer of Standard Chartered. Your application will be processed on priority with nominal documentation.

    • Does Standard Chartered charge any processing fee on its personal loans?
    • No. Standard Chartered charges no processing fee for personal loans.

    • How do I contact customer care for more details?
    • Standard Chartered offers 24/7 customer care service to address your loan related queries. You can call them anytime and get your queries resolved. Also, you can visit BankBazaar and avail the services of our customer-friendly helpdesk, which will answer all your queries and resolve all your problems.

    • Does Standard Chartered charge any prepayment fees?
    • Yes, you can pre-close your personal loan by paying a pre-closure charge of 5%. You can pre-close your loan at any time after completion of 12 EMIs. However, you have to give a 21 day notice to the bank.

    • How can I apply for a Standard Chartered personal loan?

      Applying for a personal loan from Standard Chartered can be done through the following methods:

      • Calling the Standard Chartered phone banking number
      • Writing in with a request to the bank’s customer care centre
      • By visiting the nearest Standard Chartered branch
    • How much can I avail if I apply for a Standard Chartered personal loan?

      Customers can apply for personal loans ranging from a minimum of Rs 1 lakh to a maximum of Rs 30 lakhs. However, this is subject to the customer’s eligibility, his or her income, the customer’s capacity to repay the loan.

    • What is the interest rate offered by Standard Chartered for personal loans?

      Standard Chartered offers interest rates starting from 12% rising up to 16% on a monthly reducing balance basis.

    • What is the tenure of a Standard Chartered personal loan?

      In general, Standard Chartered offers personal loans with a loan repayment period of 12 months to 60 months. However, this could be increased for customers with a select profile.

    • What are the additional charges that I could incur if I avail of a Standard Chartered personal loan?

      The bank charges a standard processing fee of 3% of the loan amount, which is to be paid at the commencement of the loan. Documentation charges are also applicable during this time, and both these fees and charges are deductible from the amount of the loan at the time of disbursal.

    • How quickly can I expect my personal loan to get approval?

      Once the bank receives the required documents from your end your loan is likely to be rolled out within 4 - 7 business days.

    • Do I have to provide any security, collateral or guarantors in order to apply for a Standard Chartered personal loan?

      No. No security, collateral or guarantors are required to be presented while applying for a Standard Chartered personal loan.

    • What are the documents required to apply for a personal loan from Standard Chartered?

      It is mandatory that the following documents are presented to apply for a Standard Chartered Personal loan:

      • Completed application form with a recent photograph
      • Identity Proof (Passport copy, PAN Card, Driving License, Voter ID, Ration card)
      • Proof of age
      • Address Proof (Passport copy, Telephone bill, Ration card, Electricity bill, Driving license, Rental agreement etc)
      • Bank Statement
      • Income Tax returns
      • Processing Fee cheque

      Additional documents may be required at the bank’s behest.

    • Can I use my personal loan to make investments?

      No. The personal loan must only be used for the purpose you have mentioned in the loan application. The loan amount cannot be used for the purpose of investment.

    • What are the repayment options available to me?

      You can make repayments towards the loan through a variety of options such as ECS, PDCs or Account Debit.

    • How will Standard Chartered disburse the loan to me?

      Standard Chartered will disburse the loan to the customer in any of the following ways:

      • By depositing the loan amount in the nominated account
      • The loan amount may be disbursed by cheque should you request it. However, the cheque may only be valid for the period specified by the bank. In the event the cheque is not cashed, instalments towards the loan are still payable by the customer
    • Is top-up facility available on this personal loan?

      Yes. Standard Chartered allows for top-ups on its personal loans

    • What are EMIs?

      EMIs stand for Equated Monthly Instalments, which are made up of both principal as well as interest components

    • How can I calculate my EMIs I have to pay on my personal loan?

      You can visit the Standard Chartered official website and use the EMI calculator to ascertain the EMIs you will have to make to repay your loan.

    • Can I make repayments via post-dated cheques?

      Repayment by post-dated cheques is possible provided the following conditions are met:

      • You must provide the bank with post-dated cheques in the bank’s favour for an amount equal to each instalment amount
      • The cheques must be replaced by you should the bank request you to do so
    • What happens if I am unable to make the repayments?

      If you are unable to make payments towards your instalments on or before the relevant due date then:

      • The loan plus all accrued but unpaid interest plus any other sum due to the bank is immediately due and payable
      • The bank will charge you a fee as set out in the tariff sheet or elsewhere in the banking agreement
    • Is pre-payment facility available on Standard Chartered personal loans?

      You may pay out the loan before it reaches maturity under the following conditions:

      • 12 months have lapsed after drawdown of the loan
      • The bank is notified in advance in writing
      • You prepay 21 banking days after submitting the written notice
      • Prepayment is made in accordance with an early prepayment quote given by the bank
      • When making prepayment, all accrued by unpaid interest, fees and charges in connection with the loan will also have to be paid
      • If prepayment is made by cheque, the prepayment takes effect only when the cheque is cleared.
    • What if I decide to cancel the loan?

      The loan may be cancelled as per your discretion provided you notify the bank with an advance notice in writing. However, Standard Chartered reserves the right to charge you a cancellation fee.

    • What are the additional services I can avail of if I apply for a personal loan through Standard Chartered?

      There are a number of additional services that may be offered to you such as:

      • Balance transfer programmes
      • Funds transfer programmes
      • Any other services available throughout the year

      Please note that signing up or option for any additional services is dependent on your acceptance of the terms and conditions tied to these additional services.

    • Is it possible to make repayments through an account with another bank?

      Yes. Repayments towards the loan can be made through an account with another bank provided the following conditions are met:

      • You will be required to ensure a payment arrangement with the other bank is made wherein the exact instalment amount is transferred to your personal loan account on the relevant date. Proof will also have to be provided to the bank that such transactions are taking place
      • You will be required to provide Standard Chartered with the authority to debit the repayment amount from the account you hold with the other bank
      • Should the bank so request, one or more signed undated cheques will have to be provided in the favour of Standard Chartered with no amount entered, to be drawn as per the discretion of the bank

    Standard Chartered Bank Personal Loan Status

    Have you been thinking about what happened to your Standard Chartered Bank personal loan application? You can stop wondering and find out instantly. You can simply go to the official website of the bank and enter vital details regarding your loan to track the status of your loan. You can monitor the status of your personal loan application through a reference number or without a reference number. While entering your loan application reference number, you will have to enter the ‘#’ symbol. You will also be required to key in your mobile number. For tracking without a reference number, enter your registered email ID and mobile number.

    Standard Chartered Personal Loan Customer Care Number

    Do you have any doubt about your personal loan borrowed from the international bank, Standard Chartered Bank? You can call the bank’s customer care helpline number and get answers to all your questions. The bank has exclusive customer care numbers for different cities. You may also send an email to the bank with full details about your query or complaint. You may also send an SMS to the bank that offers 24-hour customer care to its personal loan customers and customers of other products. In case you are not happy with the bank’s solution, you can get in touch with the bank’s Principal Nodal Officer.  

    Standard Chartered Bank Personal Loan - Super Duper Deals – October’18

    Standard Chartered Bank is a world-famous private bank that operates successfully in multiple nations, including India. You can check out the bank’s personal loan option to take care of your emergency or other financial needs.

    To apply for a Standard Chartered personal loan, you may go to the top financial web portal, BankBazaar. You can view the product’s details on the site itself and apply online to enjoy exciting promotions offered by BankBazaar!

    BankBazaar Super Duper Deals – October’18 Flash Sale on Standard Chartered Bank Personal Loan

    If you apply for a personal loan from Standard Chartered Bank through BankBazaar before October 31st, 2018, you can enjoy the benefits of Super Duper Deals – October 2018 Flash Sale! In association with Amazon, BankBazaar is offering excellent deals to loan and card applicants of select banks.

    How to Apply for BankBazaar Super Duper Deals – October’18 Flash Sale?

    • To enjoy Super Duper Deals during August , you will have to visit BankBazaar.com or open the BankBazaar app.
    • Next, you will need to apply for a personal loan from Citibank on BankBazaar.com after comparing online.
    • Once your loan application is processed effectively, you will get a voucher from Amazon India worth Rs.750!
    • This will be an e-voucher and it will be sent to your email address that you would have provided while making the loan application.
    • In order to redeem the e-voucher, you will have to visit the official website of Amazon or the Amazon app.

    Terms and Conditions

    • This gift voucher will be provided to you only if you apply for a personal loan anytime between 1st October, 2018 to 31st October, 2018.
    • The gift voucher will be applicable only on personal loans disbursed on or before 15th November,2018.
    • You should be at least 18 years old while applying for this loan.

    Do not be late for the BankBazaar Super Duper Deals – October’18 Flash Sale! Hurry up and apply for a personal loan from Standard Chartered Bank via BankBazaar to get the most exciting deal of the season. You can enjoy minimal documentation, speedy approval, paperless transactions, doorstep loan disbursals, and even interesting promotions when you choose BankBazaar for your loan application processes! The redemption steps of your Amazon vouchers for BankBazaar loan applications are also quick and simple. Moreover, you can compare interest rates, processing fees, and all the other charges in one single place!

    Standard Chartered Bank Personal Loan Reviews

    • Standard Chartered Bank Personal Loan
      "Good in all"
      0.5 5.0/5 "Blown Away!"
      Standard Chartered Bank is also good in the process for the personal loan. The customer support and response is good and there are no hassles to get the loan. The rate of interest and processing charges is normal. The after loan services is good.
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 13, 2018
    • Standard Chartered Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with STANDARD CHARTED BANK , the rate of interest is 12% it is slightly high but fine . The process of getting loan is too fast only it took 4 days to get loan . There is no processing fee with this bank and preclosere is chargeable . So far it has been good experience .
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 14, 2018
    • Standard Chartered Bank Personal Loan
      "closure of persaonal loan"
      0.5 0.5/5 "Unacceptable"
      bad experience with bank , did completely one week folloup for closure of laon account. even after closing of loan account still emi ammount is deducted that is worst experiecne calling for same but did not getting satisfying resposne its terrible experience worst
      Was this review helpful? 2
      , pune
      Reviewed on Sep 03, 2018
    • Standard Chartered Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with this Personal loan and the loan amount of 1,50,000 has been satisfactory as well. The interest rate which they had charged was around 12% and it had been nominal when compared with the market rate. The tenure with the loan has been five years and it was comfortable.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 03, 2018
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It was an average experience with Standard Chartered Bank for personal loan, the process was quite long and it took 20-25 days to complete. Documents were collected on time and the customer service was good. The loan amount was for Rs 6 lakhs for 5 years with high interest rate.
      Was this review helpful? 6
      , mumbai
      Reviewed on Aug 17, 2018
    • Standard Chartered Bank Personal Loan
      "EXCLLENT "
      0.5 4.0/5 "Great!"
      Customer service was excellent , about the documentation, the process was done on time, i the loan processed quickly than i expected, there was a smooth transaction while transferring fund to my account, without any hassle or delay its really good.
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 14, 2018
    • Standard Chartered Bank Personal Loan
      "GREAT"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan before 2 years, customer service for this loan is good, charges are also nominal, rate of interest is also more or less same as the other banks,i used to make online payments that will be made easier and quick to make payment on time.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 13, 2018
    • Standard Chartered Bank Personal Loan
      "They won't keep the words and delayed process"
      0.5 0.5/5 "Unacceptable"
      My loan disbursement took 1 month of time and not given the offered interest rates and other offers. Even I have shared the email from agent and all the rates communicated to me on the day of disbursement. I have complained after they calling for more charges and the officials rejected my petition saying that I should have reject the disbursement. I have got very good experience from other bank and my home loan took only 2 weeks for disbursement after this incident.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 10, 2018
    • Standard Chartered Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with STANDARD CHARTER bank. Their loan process was very good . I have taken 2 lakhs and the interest rate was quite good and better when compared with other banks . There is no processing fee also.I had a very smooth and good experience.I faced some issues with the EMI detection date which falls on my salary date.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 10, 2018
    • Standard Chartered Bank Personal Loan
      "good servise"
      0.5 4.0/5 "Great!"
      I have taken loan with STANDARD CHARTED BANK 2years back and my loan experience was good. Loan amount which they offered is very satisfactory and interest rate is 11.45% and it is nominal in the market. Tenure period is 2years. The process was smooth at the time of documentation, i did not face any problems. .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 31, 2018
    • Standard Chartered Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I have chosen to go with them for this Personal Loan application since there has been zero processing fee and for the easy documentation. The process in getting the loan had been good enough, the loan amount also had been satisfactory. The interest rate with them also had been good with them when compared with the market rate. Their customer support also had been good and helpful at times.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 24, 2018
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my personal loan application approved with Standard Chartered Bank and the experience was good, the process took 1 week to complete and the rate of interest was nominal. Customer service and their response was bit delayed and the loan amount i requested for is Rs 2 lakhs.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 23, 2018
    • Standard Chartered Bank Personal Loan
      "Need to reduce ROI"
      0.5 3.0/5 "Satisfactory"
      It was a fine experience with Standard Charerted bank personal loan, the loan amount was for Rs 6 lakhs with high interest rate with the tenure period of 4 years. Customer service was good and they collected documents on time. It was overall a smooth process with this bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 23, 2018
    • Standard Chartered Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have taken loan with STANDARD CHARTED BANK and my loan experience is good, the loan was rs 4lakhs with 9.50% as interest rate which is very high for me and the tenure period is 5years. Customer service was good with STANDARD CHARTED bank....
      Was this review helpful? 3
      , pune
      Reviewed on Jul 23, 2018
    • Standard Chartered Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since the interest rate has been low with them. The whole process in getting the loan had been very good where it had been simple. There has not been any sort of processing fee or extra charges which they had made. Their customer support and the staff responses had been responsive as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2018
    • Standard Chartered Bank Personal Loan
      "Service is bad"
      0.5 1.5/5 "Bad"
      Bank is good with you until our loan is processed. After that they don't take requests seriously. Closure of loan takes 15days just to initiate the process. Ridiculous. On asking over email, they just delaying the response. Not a very good experience overall.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 04, 2018
    • Standard Chartered Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting the loan has been very good and there has not been any issues faced with them so far. The loan amount which they had given has been satisfactory and also the interest rate with them also had been very good as well. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 29, 2018
    • Standard Chartered Bank Personal Loan
      "Very convenient"
      0.5 4.5/5 "Excellent!"
      I don't find any difficulties while purchasing the personal loan. They have provided the interest rate of 11.24% which is very comfortable for me. I have applied the loan amount of 9 lakhs. I'm not aware of the processing fee. The documentation process is pretty. I used to make the EMI through ECS
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 28, 2018
    • Standard Chartered Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have approached STANDARD CHARTER Bank for a personal loAn. I have canceled my application since they said that the process will taken time and they cannot deliver than loan with the committed time . The loan amount was 5 lakhs and the given interest rate as very high .I am not satisfied with the customer service and responses .
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 27, 2018
    • Standard Chartered Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with STANDARD CHARTERED Bank. The amount was 5 lakhs and the given interest rate was satisfactory and the tenure period was 1 year . The customer service and response was good. They haves sanctioned the loan with the committed time and the processing fee was also nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 26, 2018
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