Standard Chartered offers personal loans with interest rates starting from 11% and goes up to 19.20%. The processing fee applicable to the loan is 3% of the amount borrowed. The maximum amount you can borrow is Rs.30 lakh, and the repayment tenure is quite flexible, ranging from 1 year to 5 years.
|Interest Rate (Fixed)||14.00%|
|Loan Amount||1 lakh – 6 lakh|
|Pre Closure Charges||Preclosure permitted after 1 year. 2% of principal outstanding (plus ST)|
|Loan Tenure||1 year to 3 years|
|Guarantor Requirement||No guarantor required|
Given below are the list of documents you will have to submit in order to avail a personal loan from Standard Chartered Bank:
Aadhaar, Passport, Voter ID, Driving License, Photo PAN Card, Photo Ration Card, etc.
Passport, Utility Bills, Rental Agreement letter, Driving License, Insurance Policy, Ration Card, etc.
There are many reasons why Standard Chartered personal loans has become the preferred choice for many to fulfil their requirements. Standard Chartered offers:
You can simply go to the official website of the bank and enter vital details regarding your loan to track the status of your loan. You can monitor the status of your personal loan application through a reference number or without a reference number. While entering your loan application reference number, you will have to enter the ‘#’ symbol. You will also be required to key in your mobile number. For tracking without a reference number, enter your registered email ID and mobile number.
Do you have any doubt about your personal loan borrowed from the international bank, Standard Chartered Bank? You can call the bank’s customer care helpline number and get answers to all your questions. The bank has exclusive customer care numbers for different cities. You may also send an email to the bank with full details about your query or complaint. You may also send an SMS to the bank that offers 24-hour customer care to its personal loan customers and customers of other products. In case you are not happy with the bank’s solution, you can get in touch with the bank’s Principal Nodal Officer.
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