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  • SBI Credit Card

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  • State Bank of India offers a wide range of credit cards each designed meticulously to suit the financial needs of the cardholders. From low finance charges to an excellent rewards program, SBI credit cards offer several benefits.

    Top 10 SBI Credit Cards in India 2023

    SBI Credit Card Variants Annual Fee Suitable For
    SimplyCLICK SBI Card Rs.499 Online shopping
    SimplySAVE SBI Card Rs.499 Shopping (Everyday)
    Yatra SBI Card Rs.499 Travel
    BPCL SBI Card Rs.499 Fuel
    SBI Card PRIME Rs.2,999 Premium & Lifestyle
    SBI Card ELITE Rs.4,999 Premium & Lifestyle
    FBB SBI STYLEUP Card Rs.499 Co-branded shopping
    IRCTC SBI Platinum Card Rs.500 Co-branded travel
    Air India SBI Platinum Card Rs.1,499 Travel
    Air India SBI Signature Card Rs.4,999 Premium & Travel

    (* BankBazaar is an official partner of SBI and allows users to apply for the below-listed cards on the website.)

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    SBI Credit Card Overview

    State Bank of India offers multiple credit cards to meet the financial needs of individual cardholders. SBI cards offer rewards for travel, shopping, dining, and more. You can also enjoy benefits like cashback and low-interest rates, among others. If you are looking for a new credit card, take a look at the features and benefits of SBI cards to choose one that best suits you.

    Key Features of SBI Cards

    SBI cards are categorised as premium cards, shopping and travel cards, classic cards and exclusive cards. Each card is unique and has special offers like free movie tickets, concierge services, lounge access facilities, balance transfer facility, flexi payment in EMIs, reward points, online bills payment and many more.

    SBI Lifestyle Credit Cards

    • Up to 50,000 Bonus Reward Points each year.
    • Earn five Reward Points per Rs.100 spent on Dining, Departmental stores and Grocery spends.
    • Two Reward Points per Rs.100 spent on other expenses (except fuel).
    • Low foreign currency mark-up charge of 1.99%.

    • The only credit card to be associated with the Indian Medical Association.
    • Professional indemnity insurance coverage of Rs.20 lakh.
    • 5x Reward Points on purchases made on National Doctor’s Day (1 July).
    • 5x Reward Points on medical supplies, international spends, and travel bookings.
    • 1x reward point on every Rs.100 spent.
    • Get a welcome gift worth Rs.1,500 from Yatra.

    SBI Rewards Cards

    • 20 Reward Points for every Rs.100 spent on your birthday.
    • Ten Reward Points for every Rs.100 spent on movies, groceries, dining, and purchases at departmental stores.
    • Waiver of annual fees when you spend a minimum of Rs.3 lakh in a year.
    • Complimentary Trident Privilege Red Tier membership.
    • Get an E-Welcome Gift voucher worth Rs.3,000 from brands like Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com.
    • E-Gift Voucher worth Rs.7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs.5 Lakhs.

    • Up to 10% off selected Apollo services.
    • 3x Reward Points for every Rs.100 spent on any Apollo service.
    • Annual Fee Waiver on spending Rs.1,00,000 or more in a year.
    • Get complimentary Apollo Gold Tier Membership.
    • Maximum Surcharge Waiver of Rs.100 monthly.
    • 1% fuel surcharge waiver across India.

    • 5% cashback on all online transactions without merchant restriction.
    • 1% cashback on offline purchases.
    • 1% fuel surcharge waiver on fuel transactions all over India.
    • Waiver of annual fee when you spend a minimum of Rs.2 lakh in a year.

    SBI Shopping Credit Cards

    • 10x Reward Points on online shopping transactions on selected merchant websites, such as Apollo24X7, BookMyShow, Cleartrip, Eazydiner & Netmeds.
    • 5x Reward Points on other online spends.
    • Online voucher worth Rs.2,000 on total annual online spend of Rs.1 lakh and Rs.2 lakh.
    • Annual fee reversed for yearly spend of Rs.1 lakh.
    • Get 1% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000.

    • Ten Reward Points for every Rs.150 spent on groceries, dining, movies, and purchases made at departmental stores.
    • One Reward Point for every Rs.150 spend on other purchases.
    • Spend at least Rs.2,000 within 60 days of card approval to receive 2,000 bonus Reward Points.
    • 1% fuel surcharge waiver at any petrol pump.

    • One Reward Point for every Rs.100 spent using this card.
    • Spend Rs.50,000 or more in a year to earn cashback of Rs.500.
    • 1% fuel surcharge waiver on spends between Rs.500 and Rs.3,000.

    SBI Travel Credit Cards

    • Three Etihad Guest Miles for every Rs.100 spent on the Etihad website.
    • Two Etihad Guest Miles for every Rs.100 spent overseas.
    • One Etihad Guest Mile for every Rs.100 spent on other retail purchases.
    • Get an instant discount of up to 10% on direct Etihad Airways bookings (3% on Economy Class and 10% on Business class).

    • Complimentary Etihad Guest Gold tier status after the first transaction with this card.
    • Six Etihad Guest Miles for every Rs.100 spent on the Etihad website.
    • Four Etihad Guest Miles for every Rs.100 spent overseas.
    • Up to 10% discount on air miles redemption.

    • Rs.1,000 off domestic flight tickets on a minimum booking amount of Rs.5,000.
    • Rs.4,000 off international flight tickets on a minimum booking amount of Rs.40,000.
    • Six Reward Points for every Rs.100 spent on dining, groceries, entertainment, movies, departmental stores, and overseas purchases.
    • Access to Mastercard airport lounges in India.

    • 7.25% value back (equivalent to 13x Reward Points) on fuel purchases made at any BPCL pump.
    • 6.25% + 1% waiver on fuel surcharge for every fuel purchase up to Rs.4,000.
    • 5x Reward Points on every Rs.100 spent on grocery, departmental, dining, and movie transactions.
    • Waiver of fuel surcharge charge of up to Rs.100 each month.

    • Up to 10% value back in the form of Reward Points when you book selected train tickets through the IRCTC website.
    • One Reward Point for every Rs.125 spent on non-fuel retail purchases (including transactions on the IRCTC website).
    • Save 1% transaction charges on railway ticket bookings on www.irctc.co.in.
    • Waiver of 1% fuel surcharge across petrol pumps in India (for transactions amount Rs.500-Rs.3,000).

    • Up to 30 Reward Points for every Rs.100 spent on Air India tickets booking via the Air India website or mobile app.
    • Four Reward Points for every Rs.100 spent using this card.
    • Up to 1 lakh bonus Reward Points annually.
    • Convert your Reward Points into Air India Miles (1 point = 1 mile).

    • Up to 15 Reward Points for every Rs.100 spent on Air India tickets booked via the Air India website or app.
    • Two Reward Points per Rs.100 spent using this card.
    • Up to 15,000 bonus Reward Points annually.
    • Complimentary Air India Frequent Flyer Program membership.

    SBI Banking Partnership Cards

    • Two Reward Points per Rs.100 spent on other purchases.
    • Enjoy complimentary Priority Pass membership worth $99.
    • Online shopping voucher worth Rs.3,000 as a welcome gift from one of these brands Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

    • 1.7% value back (equivalent to 10x Reward Points) for every Rs.100 spent on groceries and purchases made at departmental stores.
    • One Reward Point for every Rs.150 spent on other purchases.
    • Spend in excess of Rs.2,000 within 60 days of getting your card and earn 2,000 bonus Reward Points.
    • Waiver of 1% fuel surcharge if you spend between Rs.500 and Rs.3,000 at any petrol pump in India.

    • 5x Reward Points for overseas, dining, groceries, departmental store transactions.
    • Two Reward Points per Rs.100 spent on other purchases.
    • Complimentary Priority Pass membership worth $99.
    • Complimentary access to Visa lounges in India and overseas through the Visa Airport Lounge Access program.

    SBI Premium/Invite-Only Credit Cards

    Key Benefits of SBI Credit Cards

    All credit cards from SBI offer a range of benefits including:

    1. Save on your interest

      You can transfer your outstanding amounts from other cards to your SBI card at a low rate of interest. With the balance transfer feature, you can avoid paying interest on multiple cards.

    2. Auto payment of bills

      With your credit card, paying your utility bills is hassle free. The auto bill payment option called Easy Bill Pay allows you to make timely payments each month. You can register and pay your utility bills, insurance premiums, and telephone and electricity bills.

    3. Protect yourself with insurance

      SBI in partnership with CCP offers comprehensive protection in the event of card loss, fraud, or theft. Cardholders enjoy facilities like emergency travel assistance, banking protection, free replacement of a lost card, and more.

    4. Convenient access to your account

      You can access your SBI card account online or download the SBI Card mobile app. Make bill payments, check your outstanding balance, and more anytime, anywhere.

    5. Funds for your immediate cash requirements

      Your SBI card can be very helpful if you need additional funds for an emergency. With the SBI Encash facility, you can get quick access to funds. You could get an amount above or within your credit limit transferred to your account within 48 hours with Encash. Repayment of the funds can be made in 12-, 24-, or 36-month instalments.

    Credit Card Against Fixed Deposit

    SBI Card Unnati - You can apply for this credit card against a fixed deposit. You need to have an FD of Rs.25,000 or more with State Bank of India to be eligible.

    SBI Card Other Fees and Charges

    Type of fees Charges
    Credit card finance charge 3.5% on all unsecured SBI Credit Cards (except Shaurya)
    Minimum amount due each month 5% of total outstanding amount or Rs.200 + taxes, whichever is higher
    Interest fee period 20 to 50 days
    Finance charge on cash advance For domestic cash withdrawal, a fee of 2.5% or Rs.500 (whichever is higher)
    Statement retrieval Rs.100 per statement – for statements more than 2 months old
    Late payment fee (charged based on the total outstanding amounts)
    • Up to Rs.500 - Nil
    • Rs.501 to Rs.1000 - Rs.400
    • Rs.1001 to Rs.10,000 - Rs.750
    • Rs.10,001 to Rs.25,000 - Rs.950
    • Rs.25,001 to Rs.50,000 - Rs.1,100
    • More than Rs.50,000 - Rs.1,300
    Over limit fee 2.5%
    Card replacement fee – domestic Rs.100 to Rs.250

    Documents Required for SBI Credit Card Application

    You are required to submit proof of identity, address, and income while applying for a credit card. Here is a list of documents you can submit to prove your eligibility. Remember that this is not an exhaustive list and that the bank can ask you for additional documents.

    Proof of identity (any one)
    Address proof (any one)
    • Aadhaar card
    • Telephone bill
    • Rental agreement
    • Electricity bill
    • Passport
    • Ration card
    Income proof for self-employed individuals
    • Latest Income Tax Returns (ITR)
    • Audit proof, balance sheet, or loss statement
    • Business financial statements
    Income proof for salaried individuals
    • Employment letter
    • Latest salary slip
    • Salary certificate

    How to Apply SBI Credit Card Online

    Applying for an SBI credit card is easy. BankBazaar offers a paperless application for selected SBI cards. You can check your eligibility, upload the documents, and apply for a card within a few minutes through the BankBazaar website.

    • Visit BankBazaar SBI Credit Card Section.
    • Choose a card that suits your spending pattern.
    • Click on the ‘Check Eligibility’ tab.
    • Fill in the required details to find out if you are eligible to apply for the card.
    • You will be directed to the application page where you will have to fill in your details.
    • Once you have entered all the necessary information, click on ‘Submit’.
    • Upload your documents and click on ‘Submit’.
    • After you have successfully provided all the required information, you will receive a message with your application ID.

    Additionally, you can log on to the SBI website and apply for a card online. SBI offers an online application for most of their cards.

    Step 1: Visit the official SBI website.

    Step 2: Slide the cursor on the credit cards tab and click on ‘Help Me Find a Card’.

    Step 3: Find the ideal card for you with the Simplyfier feature.

    Step 4: Read through the features and benefits of the card.

    Step 5: Click on ‘Apply’.

    Step 6: Fill in your personal and contact details.

    Step 7: A representative of the bank will contact you to take your application further.

    You can also visit any SBI branch near you to apply for a credit card. If you want to apply for an SBI banking partner card, you will have to visit the partner branch to complete the application process.

    Required Credit Score to Apply for SBI Cards: SBI takes into account your credit history and your credit score to determine your eligibility for a card. Although the specific score required varies from card to card, a score of 700 and above is considered good.

    How to Track Your Application Status

    If you want to find out whether your application has been approved by the bank, you can use the Track Application feature on the BankBazaar website.

    Step 1: Visit BankBazaar.com and click on ‘Track Application’.

    Step 2: Enter your application ID, mobile number, and click on ‘Track Application’.

    Step 3: The screen will display the status of your application.

    You can also track the status of your application if you have applied for your card through the SBI website.

    Step 1: Log on to the SBI website.

    Step 2: You will find the ‘Track My Application’ link under the ‘Apply’ tab.

    Step 3: Enter your application or reference number to get the details.

    Step 4: You can also fill in your date of birth to track your application.

    SBI Credit Card Balance Transfer

    Pay the balance on your other credit cards with your SBI card. You can transfer the outstanding amount on other cards to your SBI card at a low rate of interest. The SBI credit card balance transfer feature can help you save on the interest on multiple cards. SBI offers two balance transfer plans you can choose from:

    • 0% interest rate for 60 days. Processing fee of 2% or Rs.199, whichever is higher, is applicable.
    • 1.7% interest per month for 180 days. Processing fee is waived off.

    SBI Balance Transfer on EMI

    • 0.83% interest rate for three months. Processing fee of 1% or Rs.199, whichever is higher, is applicable.
    • 1.02% interest for six months days. Processing fee of 1% or Rs.199, whichever is higher, is applicable.

    Encash Facility on SBI Credit Cards

    The Encash feature on SBI cards allows you quick access to funds when you need it the most. It is a pre-approved facility that is offered to selected cardholders. You can apply for a loan amount that is within or over your existing credit limit. If you are eligible, the amount will be transferred to your State Bank of India account within 48 working hours. Transfer of funds will be done through National Electronic Fund Transfer (NEFT).

    Encash attracts an interest rate as well as a processing fee. You can contact the bank for the applicable rate of interest. You have to pay a one-time processing fee of 2% of the amount or Rs.499, whichever is higher. The processing fee will not exceed Rs.3,000.

    SBI Credit Card Bill Payment

    SBI offers various avenues to help you pay your SBI credit card bill on time. Based on your convenience, you can choose to pay your bill online or in person.

    Online bill payment

    You can use any of the following methods to pay your credit card bill online.

    • Net banking (NEFT) – For payment from accounts other than State Bank of India. Use the Indian Financial System Code (IFSC) SBIN00CARDS.
    • Paynet-Pay Online – Pay on the SBI website through your bank’s net banking facility.
    • Visa Credit Card Pay – Pay your SBI Visa card bill using your net banking facility.
    • Online SBI – Clear your dues by making payments through the SBI website using your SBI account.
    • Electronic Bill Payment (EBP) – This online payment service can be availed through ATM, mobile app, or net banking of State Bank of India, Bank of India, and Indian Overseas Bank.
    • National Automated Clearing House (NACH) – Through this automated payment method, your monthly dues will be deducted directly from your account.
    • SBI Auto Debit – Enjoy the convenience of paying directly from your State Bank of India account with the auto debit feature.
    • Debit Card – You can make your monthly payment with your debit card. SBI allows you to pay through debit cards from leading banks.

    Payment via Mobile App

    • SBI App - Pay your credit card bill on the go with the SBI mobile app.
    • Pay through YONO – YONO by SBI facilitates easy and quick bill payment. You can choose either the YONO mobile app or website to make payments.
    • UPI Payment – Download the BHIM SBI Pay app on your phone to pay your card bill. UPI allows you to transfer money from one account to another using a smartphone.

    Offline Bill Payment

    • SBI ATM– Pay your monthly bill with your debit card at any of the SBI ATMs.
    • Electronic Drop Box – Drop off your cheque at an electronic drop box near you and get an instant receipt.
    • Manual Drop Box – You can drop off your cheque at any of the drop boxes across India.
    • Payment at Bank Branch – You can visit any State Bank of India branch to pay your card bill.

    How to Contact SBI Customer Care

    If you have any queries about your card, you can contact SBI credit card customer care for assistance. You can contact the bank through any one of the following ways.

    • E-mail
    • Missed call
    • Write to the bank
    • Twitter
    • Call customer care
    • IRCTC SBI credit card helpline
    • SMS
    • Fax

    SBI Credit Card Offers

    In addition to Reward Points and value back, you can enjoy a range of offers on your SBI card. From promotions on travel to shopping, get exclusive discounts and deals with your credit card.

    How to Earn and Redeem SBI Card Reward Points

    Most SBI cards allow you to earn Shop-and-Smile Reward Points which have a validity of 2 years. Use your card to make purchases to earn points on each transaction. It is important to keep in mind the specific spend categories for which you can earn maximum Reward Points.

    Once you have accumulated the points, you can redeem them for exclusive gifts, shopping vouchers, and more. Points redemption can be done on the SBI website or through the mobile app. Sign in with your login information and redeem your points for any of the products in the catalogue.

    You can call the SBI card helpline 1860 180 1290 or 39 02 02 02 with your local STD code or write to them to redeem your points. Your gift will be delivered to the registered address.

    FAQs on SBI Credit Card

    1. Is there any app for the SBI credit card?

      Yes, SBI Card has an exclusive with the same name ‘SBI Card’ available on both Android and iOS platforms. Once you download the app, you can register and access your credit card account details, raise card related requests, perform transactions, and place requests for other SBI products, etc.

    2. Can we convert SBI credit card reward points to cash?

      Not exactly. But there are a few SBI credit cards that would allow you to pay your card outstanding using the reward points. For instance, SBI Card Prime, SBI Card Elite, and SBI SimplySAVE Advantage allow you to redeem your reward points against the card outstanding. On all these cards, you can redeem Rs.1 for every four reward points.

    3. What is the minimum salary to apply for a credit card in SBI?

      The minimum salary to apply for an SBI credit card varies for each card. The more premium the card is, the higher would be the salary requirement.

      Though SBI does not disclose the income required to apply for a card on its website, from its ‘Simplyfier’ tool we can figure out that the minimum gross annual income required is Rs.1 lakh, provided you don’t have any other monthly deductions from your salary. Otherwise, it would be a minimum of Rs.2 lakh p.a.

    4. How many days does it take to get an SBI credit card?

      Once you submit your SBI credit card application along with the required documents, it will take up to 21 days for the bank to process the application. If there are any missing documents and other issues with the application, it might take even longer.

      Meanwhile, you can track your credit card application status using the SBI’s ‘Track Application’ feature available on www.sbicard.com/en/eapply.page#track-retrieve-form.

    5. Can I use my card to withdraw money?

      Yes, you can take a cash advance with your credit card. You can withdraw a maximum of Rs.15,000 per day with your card. The overall cap on cash withdrawal is 80% of your total SBI credit Limit. You need to remember that taking cash advance will incur a finance charge of up to 3.35% per month.

    6. How to use my credit card while travelling abroad?

      Before you go abroad, you need to activate your card for international transactions. Log in to your SBI account to activate the international credit limit on your card. The chatbot ELA can also help you with the activation.

    7. What charges are incurred if I use my credit card to make international transactions?

      Foreign currency transactions incur a mark-up fee of 3.5% in addition to applicable taxes. It is important to remember that making purchases with Indian rupee while travelling abroad will incur higher costs. It is better to use the currency of the country you are travelling to.

    8. What type of transactions are not eligible to earn Reward Points on my card?

      Although you can earn Reward Points on most of your purchases, there are certain transactions that are not eligible to earn points. These include balance transfers, cash advances, disputed transactions, finance charges, and others.

    9. What should I do if my card is stolen or lost?

      You need to notify the bank immediately if your card is lost or stolen. The bank will block your card for protection against fraudulent transactions.

    10. How to close an SBI credit card account?

      You can call or write to SBI or call their card helpline if you want to cancel or close your card. Once you make a request for account closure, the bank will terminate your account. In addition, any add-on cards associated with your account will also be terminated. Remember that your account will be closed only if you have paid off all your dues. You will have to clear any outstanding amount before your request for closure is accepted.

    SBI Bank Headquarters Address:

    General Manager

    State Bank of India, Local Head Office,

    Bandra Kurla Complex

    Mumbai-400 051.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SBI Credit Cards Reviews

    • SBI Cards
      "Good service"
      0.5 4.0/5 "Great!"
      SBI credit card have offers and reward points but I have not redeem them yet, this is a domestic card, the credit limit is of 50000 which I am very much satisfied as per my need. I got my statement on time. I used this card for personal purposes.The card is very user friendly.
      Was this review helpful? 504
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards
      SBI Cards
      "Ok service"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for more than three months, there are some reward points and offers in the card. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use.
      Was this review helpful? 438
      , hyderabad
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 2-3 months, but I have not got any time to check about the offers available in the card. The limit of the card is 38000 and I am satisfied because its a life time free card. I used to get my card statement on time and the net banking is also working very well.
      Was this review helpful? 418
      , faridabad
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card for the last two months, the credit limit of the card was satisfied it was Rs.9,80,000. The bank agent came and collect my document he have informed me every detail about the card. The card have a charges of Rs.2299 in a year. I used to pay my credit card bill through bank. Am getting my card statement in softcopy but I wish the bank can send me a hard copy statement also.
      Was this review helpful? 488
      , gurgaon
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have used SBI credit card for 3-4 years. It is a very convenience card, there is possibility of increasing my credit score. The credit limit is Rs.37000 which was not up to the mark, this card have more offers if i'd do online shopping through flipkart .This a chargeable card with an amount of 499 along with GST. I do my credit card bill payment through online.
      Was this review helpful? 51
      , kolkata
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was only one month that i got the credit card with SBI. But it was nice because I used to get many offers sms. I used this card for shopping, fuel, ticket and for others purposes also. The bank agent came and collected the documents, the limit of the card is Rs.54000. This is a chargeable card, it cost 500 rupees per year.
      Was this review helpful? 49
      , bangalore
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Best card "
      0.5 4.0/5 "Great!"
      SBI has offered an annual fee chargeable card of 499 plus GST but there is waiver off option if I spend 1L within a year hence I applied this card through online and received it by one week. The credit limit is low of 57K only. There are good offers and benefits for online shopping. I am not aware about EMI conversion. For every purpose I need to contact customer care only. When I applied a card they made to take an insurance with charge of 500 rupees but still I didn't receive the documents yet.
      Was this review helpful? 53
      , hosur
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Need to improve customer service & enhance the limit "
      0.5 2.0/5 "Expected more"
      SBI customer service is not providing good response whenever I contact them. The rate of interest is high. They have deducted 100 rupees for cheque transaction purpose. The limit is low of 63K. I am holding this card for 8 years. I am not getting any calls or message for an update. It is a life time free card. It is a Visa card. My payments are done on time so no idea about EMI facility. But there is no much benefits when I compared with usage.
      Was this review helpful? 87
      , chennai
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Good service"
      0.5 4.0/5 "Great!"
      I have opened my bank account in State Bank Of India before 3 years and I decided to take credit card from the same bank.The credit limit of the card is sufficient for me. If bank provide the statement on time, it will be good and I used to pay credit card bill through online.
      Was this review helpful? 22
      , pune
      Reviewed on Mar 21, 2020
    • SBI Cards
      "Need to improve their service "
      0.5 1.0/5 "Really Bad"
      I have paid first bill payment for SBI card without any issue. But at that time they have intimated of 8K Yatra voucher but still I didn't get it. So I contacted the banker twice for voucher issue but there is no proper response from their end. It is an annual fee chargeable card of 499 plus GST and it will be reverse in first bill payment but not done yet. The credit limit is sufficient.
      Was this review helpful? 47
      , surat
      Reviewed on Mar 21, 2020
    • SBI Cards
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have just got the card one month ago, I have done less transactions and till now I haven't got my bill payment. The credit card is good but i am not satisfied with the credit limit of 37000 rupees only. Hope they increase the limit apart from that its fine.
      Was this review helpful? 18
      , surat
      Reviewed on Mar 20, 2020
    • SBI Cards
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      SBI credit card have a credit limit of 75000 rupees, its a chargeable card of Rs.500 per year along with 87 rupees of GST. The card have a reward points of 500 from amazon if I spend Rs.5000 then only i can redeem the rewards points. I used this card for hotel booking, petrol surcharge and
      Was this review helpful? 23
      , tirunelveli
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have a SBI credit card which i have been using it recently, so far i have not faced any issues. I used this card for online shopping and other purchases.I get many cash back offer and reward points.The credit limit of the card is 46,000rupees, i wish the bank can increase the credit limit more.
      Was this review helpful? 15
      , jalandhar
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Very good card"
      0.5 5.0/5 "Blown Away!"
      I am having SBI credit card with a limit of 120000 and its a life time free card,the bank provide my statement on time,by using this card i used to get offers on malls and groceries.I pay my bill directly through the bank.But no ATM is available nearby.
      Was this review helpful? 23
      , rajkot
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Ok service"
      0.5 4.0/5 "Great!"
      I have been using SBI credit card recently and I am having a good experience where I get offer from YATRA, the card charges are affordable its only Rs. 500 in a year along with GST.I used to do my card payment directly from the bank, the card limit is 50,000 rupees and I am using this card for general purposes.
      Was this review helpful? 20
      , hyderabad
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Good Service"
      0.5 4.0/5 "Great!"
      I have availed SBI card for business purpose it is used mostly.For all online transaction and the credit limit was less it was 47000 and using for the past 2 months only .cash back offers and reward points are not there .I am paying the credit card bill through online .I have not faced any issues so far and for online transaction will;l be getting otp.
      Was this review helpful? 20
      , hooghly
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Okay"
      0.5 5.0/5 "Blown Away!"
      SBI has processed all things was very simple and after that executive came and finalized. I am not happy with the credit limit which i got very less , need to increase the credit limit. Annual charges are Rs. 499 within 2 months if i spend Rs.20k i will be getting 500rs as a reward points. That points can convert as a cash back i use to pay my bills, if i spend RS. 1L in a year from the 2nd year onward its a free card.
      Was this review helpful? 20
      , kochi
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Okay"
      0.5 3.5/5 "Pretty good"
      I have applied SBI credit card through online channel and the customer service was average. Documents collected by executive and about credit limit i am not happy they committed Rs. 3L, but they given only Rs. 75K need to increase the credit limit.
      Was this review helpful? 31
      , mumbai
      Reviewed on Mar 20, 2020
    • SBI Cards
      "OK credit"
      0.5 3.0/5 "Satisfactory"
      Am using SBI credit card for two months, its a chargeable card of Rs. 500 but the bank charge me more than that along with GST, the credit limit is 37000 rupees which was not sufficient .The card have a rewards points but I have not check. I have just activated the mobile banking and have not used it for now. I wish the bank can increase the credit limit of the card.
      Was this review helpful? 29
      , pune
      Reviewed on Mar 20, 2020
    • SBI Cards
      "Best card"
      0.5 4.0/5 "Great!"
      The bank agent called me and told to apply credit card from SBI. I have been using the card for two months but I am not happy with the credit limit because it is only for 39,000 as i am expecting credit limit of more than 1L ,the card have some reward points but there is no offer is available in the card. I would like to give some suggestion to the bank to give transaction facility to credit card like the debit card which I have.
      Was this review helpful? 62
      , patiala
      Reviewed on Mar 20, 2020
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