SBI Cards

A glossy plastic card in your possession which is your passport for travelling to great locales, shop till you drop, gorge on exotic and lip smacking delicacies, and so on… All this is possible if you choose the credit card that is best suited for you and use it wisely. SBI sells credit cards in platinum, gold and silver variants which entices customers with opulent lifestyle choices. With exclusive benefits and special privileges like travel & lifestyle deals, fuel rewards, EMI options and cash advance facility, SBI credit cards will reward you with each spend that you make using the card.

Top 10 Credit Cards Offered By SBI Bank

SBI Credit Cards are available in various categories including lifestyle, shopping, rewards, travel and fuel and co-branded credit cards. SBI credit cards offer a lot of benefits including low-interest rate, easy cash withdrawal, utility bill payment, easy EMI, etc., to ensure cardholders enjoy comprehensive benefits on a single card.Listed below are top 10 credit cards offered by SBI along with some basic details.

SBI Credit Cards

Why Choose SBI Credit Cards

• Variety of Cards

  SBI has one credit card for every lifestyle need of the customer. Be it travel, premium or lifestyle, SBI has a plenty of options to choose from.

• Instalment Options

  Cardholders are provided the option to convert costly purchases to easy monthly instalments.

• SBI Credit Cards Eligibility Criteria:Reward Schemes

  You stand to earn reward points every time a purchase is made with your SBI credit card. You can redeem the reward points against special deals and offers

• Exclusive Privileges

  Other benefits like utility payments using cards, travel deals, shopping discounts, cash advance facility and balance transfer on EMI are also offered to the cardholders.

Features and Benefits of SBI Credit Cards

• SBI provides credit cards for anything and everything ranging from individual to corporate needs.
• Limited liability for clients: This is highly useful to protect oneself from sham transactions in case of loss of card.
• Code 10 calls are made when mercantile is doubtful about receiving a credit card payment which ensures secure transactions.
• SBI Credit cardholders can use their credit card to withdraw cash from over 1 million ATMs over the world.
• SBI Credit cards are accepted all over the world and is recognized at over million partner establishments across the globe.
• Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online.

 Apply for SBI Credit Card

With time, credit cards have proved to be one of the most sought-after financial products available in the market. Credit cards have been instrumental in bringing a sea change in the spending habits of people. It is not only used across the world but it has been influencing the market for a long time now.

There are quite a few reasons for the ever-growing popularity of credit cards in India. They not only make the cardholder’s shopping experience an easy affair but also make payment convenient. Also, credit cards come loaded with benefits. Also, on using them, cardholders can get rewards points. These benefits can be utilized to get a good amount of cashback or discount while shopping online and in stores. The reward points, once accumulated, can be redeemed for fabulous gifts. Cardholders can also collect AirMiles that can be redeemed to bag discounted air tickets or products from an airline catalogue. Apart from these, a cardholder can also enjoy fuel surcharge.

However, banks set up certain eligibility criteria for individuals who wish to apply for a credit card. These criteria may differ from bank to bank but certain parameters remain fixed. For example, the minimum age required for application of credit cards is 18 years and a good credit score is mandatory. Other factors vary from minimum annual income to location of the applicant.

One of the most reputed banks in India, the State Bank of India or SBI also offers a variety of credit cards. These credit cards come loaded with features and benefits for the cardholders. Individuals can apply for an SBI credit card through a number of methods.

Apply for SBI Credit Cards Online

Applicants can apply for an SBI credit card by visiting the official website, www.sbicard.com or through financial websites such as Bankbazaar.com.

Apply Through SBI Website

Applicants can visit the official website of SBI credit cards, www.sbicards.com, and click on ‘Apply’ which is on the top right hand side of the page. Under the 'Apply' tab, the applicant will have to choose from the following options:

• Help Me Find a Card
• Track My Application
• Retrieve My Application

The ‘Help Me Find a Card’ will lead the applicant to a list of 16 credit cards that they can choose from. Applicant can choose from these cards after considering their minimum annual income and the reward points that a particular credit cards has to offer to them. Once the suitable credit card is chosen, the applicant needs to select the ‘Apply Now’ option that will direct them to a new page. On the new page, the applicant has to fill in the following details:

• Name
• City
• Occupation
• Date of Birth
• Qualification
• Annual Income
• PAN Number
• Email id
• Mobile Number
• OTP (That will sent to the applicant’s registered mobile number)

Once the details are filled in, the bank will check whether the candidate is eligible to avail the credit card that they have applied for. Based on the eligibility of the customer, they may or may not receive the credit card.

Applicants can also apply for a credit card by sending an email to SBI directly.

Apply Through BankBazaar.com

Applicants can also apply for an SBI credit card through financial websites such as BankBazaar.com. Once the customer visits the BankBazaar website, they will have to choose the ‘Credit Cards’ option that will be on the top of the page. Once they click on that, they will be directed to a list of credit cards available in India. Applicants can filter the list on the basis of the name of the bank and other criteria like minimum annual income requirement. They will need to select ‘SBI’ from the list and then they will have to click on the particular credit card that they want to avail. They can click on the link that says ‘Check Eligibility’ to find out whether or not they are eligible for the card they have chosen. The applicant will have to answer the questions on the screen and only if the fulfill all the criteria, they will be directed to the ‘Instant Apply’ tab. Once they reach the ‘Instant Apply’ tab, they can fill up the form and submit it on the website.

Apply for SBI Credit card Offline

Applicants can also apply for SBI credit cards offline. To be able to do that, all they have to do is visit the nearest SBI branch. They will be asked to fill in an application form once they fulfill the set eligibility criteria. They will have to submit the form along with necessary documents like id proof, address proof, and income proof. The bank representative will go through the filled in details and the attached document to decide whether or not the applicant meets the eligibility criteria for the credit card that they have applied for. Once the check is done, the applicant will be able to avail the credit card.

Apart from this, the applicant can also contact the bank by calling the customer care service at 39 02 02 02 or 1800 180 1290. This service is available 24*7 on all business days of the week.

Why apply for SBI Credit Cards through BankBazaar

BankBazaar is a one-stop shop to explore various financial products like home loans, personal loans and credit cards. Selecting a credit card from all the available options in the market is a very tedious job, given the number of credit cards. BankBazaar simplifies this process by giving you the option to compare cards and instantly apply for a credit card. With a simple questionnaire, BankBazaar will curate a list of cards that match your lifestyle requirements. What more – you also get an instant e-approval on application which will simplify your process further.

SBI Credit Cards Eligibility and Documentation

SBI Credit Cards Eligibility Criteria

• The applicant should be an Indian resident and above 18 years of age.
• The applicant should have a good CIBIL score. (Optional)

The income criteria varies depending on the card. Also, different cards has special criteria based on the usage. Do enquire with SBI about the eligibility criteria for the selected card before proceeding with the application.

Documents Required To Apply For SBI Credit Cards

If you’re planning to apply for any of SBI Credit Cards, you must need to know the documents required to apply for the same. The Reserve Bank of India (RBI) set some rules about the documents required to apply for a credit card. The Apex Bank mandates that all the new and existing customers must comply with ‘Know Your Customers (KYC)’ norms and provide the required information and documents periodically.

The following documents need to be attached with SBI credit card application form before submitting it to the concerned personnel.

• A copy of Aadhaar card
• A copy of current residential address proof (passport or voters ID or driving license or identity card issued by NREGA, a letter issued by national population register (NPR) with details of name and address)
• KYC declaration form
• Copy of PAN card or form 60
• One passport size photograph

All the documents except the KYC declaration form should be self-attested by the application. The KYC form should be duly signed in by the applicant.

Value Added Service on SBI Credit Cards

1. Balance Transfer at Low Interest rates:

   Using this facility, you can transfer the balances from your other high-rate credit cards to your SBI Card and pay the balance at low interest rates as offered by SBI.

2. Balance Transfer on EMI:

   SBI allows you to convert the outstanding balances in your card to easy instalments.

3. Flexipay:

   Through this feature, you can convert your costly purchases to EMIs at flexible tenures and low interest rates.

4. EasyMoney:

   To order a bank draft anytime you wish, call the SBI Card Helpline. The amount will be directly drafted to your SBI Card using which you can pay your bills, fees and taxes without any hassles.

5. E-Statements:

   SBI Cardholders will get their credit card statement directly to their inbox. This will save any troubles due to postal delays and lost statements. Also, cardholders can view and monitor the E-Statements 24/7.

6. Encash Facility:

   Cardholders have access to instant cash with “Encash – Money on Call”. What more, this is pre-approved and requires no documentation. The cheque for cash will be delivered within 3 working days.

7. SBI Credit Card Insurance:

   With the unique and comprehensive Card Protection Plan (CPP) provided by SBI, customers are safeguarded against card loss, theft and any card related fraud.

SBI Premium Cards

1. SBI Signature Card
2. SBI Advantage Platinum Card
3. SBI Advantage Signature Card
4. SBI Card
5. SBI Platinum Card

SBI Signature Card

Benefits of SBI Signature Card:

• Welcome Gifts and voucher
• 2 Reward points for every Rs.100 spent
• Bonus Reward Points
• Signature Concierge and access to premium Lounges

Features of SBI Signature Card:

• Worldwide recognition and acceptance
• Easy Bill Pay for utility bill payments
• Flexipay to convert huge spends to EMIs
• Balance transfer at low interest rates

Fees and Charges of SBI Signature Card:

• Joining fee (one-time) and annual fee of Rs.4999
• Interest free credit period of 20 to 50 days
• Cash advance limit of up to 80% of credit limit

SBI Advantage Platinum Card

Benefits of SBI Advantage Platinum Card

• Earn rewards on dining, departmental stores and international spends
• Welcome gifts and anniversary gifts worth Rs.3000 each
• Access to lounges across airports in 300 cities

Features of SBI Advantage Platinum Card

• Credit free period of up to 50 days
• Ready cash withdrawal facility at over 1 million ATMs across the globe
• E-Statements and SMS alerts for convenience
• Fuel surcharge waiver of 2.5%

Fees and Charges of SBI Advantage Platinum Card

• One-time joining fee of Rs.2999
• Annual Fee of Rs.2999 per annum
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% of credit limit

SBI Advantage Signature Card

Benefits of SBI Advantage Signature Card

• Gift vouchers and air fare waiver as welcome gifts
• Options to redeem rewards against different categories
• Fraud liability cover worth Rs.1,00,000

Features of SBI Advantage Signature Card

• Cash access facility at over 18,000 ATMs worldwide
• Utility Bill payment facility at zero extra charge
• Option to convert purchases to EMIs
• Online portal for easy transactions management

Fees and Charges of SBI Advantage Signature Card

• One-time joining fee of Rs.4999
• Annual fee of Rs.4999 per membership year
• Interest free credit period of 20-50 days
• Up to 80% of credit limit as cash advance

SBI Card

Benefits of SBI Card

• Wave the contactless card over a secure reader to use the card. Swiping is not required
• Get a gift voucher worth Rs. 5000
• Fraud liability cover worth Rs. 1,00,000
• Access to lounges across airports in 300 cities

Features of SBI Card

• No fuel surcharge on purchases ranging from Rs. 500/- to Rs. 4,000/-.
• Book railway tickets online through IRCTC website.
• Balance transfer facility is enabled
• You can convert your high-end purchases to monthly installments.
• Bill Pay facility enabled at no extra cost.

Fees and Charges of SBI Card

• Joining fee to be paid only once – Rs. 4,999
• Fee charged annually - Rs. 4,999
• Interest free credit period of 20-50 days
• Up to 80% of credit limit as cash advance
• Rewards redemption fee is Rs. 99.
• Rs. 100 charged as Cash OTC Fees.

SBI Platinum Card

Benefits of SBI Platinum Card

• Lifestyle benefits like reward points and special deals
• Access to over 200 Golf courses
• 10 cash points for every Rs.100 spent using the card

Features of SBI Platinum Card

• Fuel surcharge waiver of 2.5%
• Accepted in over 2 million partner establishments worldwide
• Emergency Card Replacement facility

Fees and Charges of SBI Platinum Card

• Joining fee of Rs.2999 to be paid one time
• Annual fee of Rs.2999 per annum
• Up to 50 days of interest free credit period
• Cash advance limit of up to 80% of the prescribed credit limit

SBI Travel & Shopping Cards

1. Simply SAVE Advantage SBI Card
2. SimplySAVE SBI Card
3. Air India SBI Signature Card
4. Yatra SBI Card
5. IRCTC SBI Platinum Card
6. Air India SBI Platinum Card
7. Fbb SBI STYLEUP Card
8. SimplyClick SBI Credit Card
9. IRCTC SBI Credit Card
10. SimplyCLICK Advantage SBI Card

SimplySAVE Advantage SBI Card

Benefits of SimplySAVE Advantage SBI Card

• Up to 10x rewards on dining, grocery and movie spends
• Annual Fee reversal when Rs.75,000 is billed to the card
• 1 reward point for every Rs.100 spent
• 2.5% fuel surcharge waiver

Features of SimplySAVE Advantage SBI Card

• Credit free period of up to 50 days
• Low interest rate of 2.50% per month
• Add-on cards for family members
• Other attractive features like EMI option, utility bill payment and balance transfer facility

Fees and Charges of SimplySAVE Advantage SBI Card

• One-time joining fee of Rs.499
• Annual fee of Rs.499 per year
• Interest free credit period of 20 to 50 days
• Up to 80% of credit limit as cash advance

SimplySAVE SBI Card

Benefits of SimplySAVE SBI Card

• Customers can earn 10 Reward Points per every Rs.100 spent on Grocery, Dining, Departmental and Movie spends made through their SBI SimplySAVE credit card.
• On all other spends made through their credit card, cardholders can earn 1 Reward point for every Rs.100.
• Cardholders can avail a fuel surcharge waiver of 1% across all petrol pumps in the country if they spend between Rs.500 to Rs.3,000 through their SimplySAVE credit card.
• If customers spend more than Rs.2,000 through their SimplySAVE credit card within the first 60 days, they stand to receive 2,000 Bonus Reward points.
• If more than Rs.90,000 is charged annually to their SimplySAVE credit card, the annual fee will be reversed for customers from the second year of credit card subscription.

Features of SimplySAVE SBI Card

• For every Rs.100 spent using the SimplySAVE credit card, customers can earn 1 Reward Point. Through these points, outstanding balance on the credit card can be paid or these points can be redeemed against a whole list of gifts from the Rewards catalogue.
• On the first ATM cash withdrawal, cardholders will receive Rs.100 cashback, if done within a period of 30 days from receiving the card.
• This credit card is accepted across the world and can be used in more 24 million outlets across the world including more than 3,00,000 outlets in India.
• Cardholders can avail supplementary cards for their loved ones who are above the age of 18.
• Customers can withdraw cash from more than 1 million ATMs across the world that are affiliated to Visa or MasterCard.
• Cardholders have the added advantage of being able to pay their utility bills through the Easy Bill Pay facility.
• Through Flexipay, all transactions can be converted to economical monthly installments. In order to do so, policyholders will have to spend more than Rs.2,500 through their credit card and log in to the SBI credit card website to convert the amount to Flexipay.
• Cardholders can procure the Easy Money option via which a cheque or draft can be availed against their SimplySAVE credit card.

Fees and Charges of SimplySAVE SBI Card

• One-time annual fee of Rs.499
• Renewal fee of Rs.499 from second year.
• Add - on fee is Nil
• Cash advance of up to 80% of credit limit
• Free credit period is Nil

Air India SBI Signature Card

Benefits of Air India SBI Signature Card

• Welcome gift of 20,000 reward points
• Complimentary membership to Air India Frequent Flyer program
• Up to 1,00,000 bonus reward points on annual spend
• Card anniversary gift of up to 2,000 reward points each year
• Reward points can be converted to Air Miles.
• Complimentary International Luxury Lounge Access for over 600 airports

Features of Air India SBI Signature Card

• Flexipay option to convert costly spends to EMIs
• Balance transfer facility is provided at low interest rates
• Emergency card replacement assistance

Fees and Charges of Air India SBI Signature Card

• Annual Fee is up to Rs.4,999
• No additional add-on fee
• Cash advance limit of up to 80% the credit limit
• 20 to 50 days of interest free credit period

Yatra SBI Card

Benefits of Yatra SBI Card

• Get a welcome gift of Rs.8,250 worth Yatra.com vouchers after paying the joining fees.
• Get up to 6X rewards points for bookings done on Yatra.com, grocery and departmental stores.
• Also, get up to 6X bonus rewards points on base tariffs and base fares for bookings on Yatra.com.
• Earn 1 rewards point for every Rs 100 spent at retail outlets across India.
• Also, get a discount voucher of Rs 500 for bookings done on Yatra.com for an amount of Rs 30,000.

Features of Yatra SBI Card

• Add-on cards for family members
• Easy money draft facility where the draft money will be billed directly to your card
• Extended credit option to make outstanding payments easily
• Other benefits include EMI facility, balance transfer and utility bill payments

Fees and Charges of Yatra SBI Card

• One-time joining fee of up to Rs.499
• Annual fee of up to Rs.499
• Interest free credit period of 20 to 50 days
• Cash advance limit of up to 80% of credit limit

• No one-time joining fee is charged for this card
• Annual fee of Rs.500 is applicable from the second year on if the purchases made using the card is less than Rs.35,000 the previous year
• Up to 80% of credit limit as cash advance

IRCTC SBI Platinum Card

Benefits of IRCTC SBI Platinum Credit Card

• This international co-branded card will fetch you 10% value back on AC ticket fares
• 3X Reward Points for every Rs.125 spent at departmental and grocery stores
• 1.8% transaction charges waiver for tickets booked using IRCTC Online portal
• Complimentary personal rail accident insurance cover

Features of IRCTC SBI Platinum Card

• 0% surcharge on fuel purchases for amounts between Rs.500 to Rs.3000
• Utility bill payments facility to pay the bills online
• Access to with draw cash from over 1.2 million ATMs

Fees and Charges of IRCTC SBI Platinum Card

• One-time joining fee of Rs.500
• Annual fee of Rs.300 per annum
• Up to 50 days of interest free credit period
• Cash advance limit of up to 80% of the credit limit

Air India SBI Platinum Card

Benefits of Air India SBI Platinum Card

• 5000 reward points as a welcome benefit
• 2000 reward points at every card anniversary date
• Up to 20,000 reward points on annual expenditures
• Complimentary Priority Pass to over 600 International Airport Luxury Lounges
• Free complimentary membership to Air India Frequent Flyer Lounge

Features of Air India SBI Platinum Card

• Access the credit card account online to track spends and rewards from the comfort of your home
• Option to make utility bill payments at zero extra cost
• Option to convert costly purchases to easy monthly instalments
• Global acceptance and recognition

Fees and Charges of Air India SBI Platinum Card

• Annual fee of up to Rs.1499
• Interest free credit period of 20 to 50 days
• Up to 80% of credit limit as cash advance

Fbb SBI STYLEUP Card

Benefits of Fbb SBI STYLEUP Card

• 10% flat discount round the year on Fbb merchandise and Big Bazaar spends
• Earn 10X reward points on BigBazaar and Fbb spends

Features of Fbb SBI STYLEUP Card

• Add-on cards for all family members
• Utility Bill Payment facility at no extra cost
• Flexipay option to convert purchases to EMI

Fees and Charges of Fbb SBI STYLEUP Card

• One-time joining fee of Rs.499 plus GST
• Renewal fee of Rs.499 plus GST
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% of credit limit

SimplyClick SBI Credit Card

Benefits of Simply Click SBI Credit Card

• Get a welcome gift voucher from Amazon worth Rs.500
• By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
• Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
• Get 2.5% fuel surcharge waiver

Features of SimplyClick SBI Credit Card

• Share your credit limit with your loved ones with add-on cards.
• Utility Bill Payment Feature is enabled.
• Flexipay installment plan is also enabled on this card.
• With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

Fees and Charges of SimplyClick SBI Credit Card

• Joining fee is Rs. 499
• Annual fee – 499
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% of credit limit
• Statement retrieval charges – Rs. 100 for each statement

IRCTC SBI Credit Card

Benefits of IRCTC SBI Credit Card

• Get 350 reward points upon activation of your card
• Purchase railway tickets online through IRCTC and get 10% cashback
• For every Rs. 125 spent on retail purchases get one reward point.
• Reward points can be redeemed against a railway ticket purchase made through the IRCTC website.
• Get 1.8% waiver on transaction charges levied on online railway ticket booking.

Features of IRCTC SBI Credit Card

• Share your credit limit with your loved ones with add-on cards.
• Utility Bill Payment Feature is enabled.
• Flexipay installment plan is also enabled on this card.
• With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

Fees and Charges of IRCTC SBI Credit Card

• One-time payment to be made as joining fees is Rs. 500
• Annual Fee from the second year onwards is Rs. 300.
• Avail an add-on card free of cost.
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% of credit limit
• Statement retrieval charges – Rs. 100 for each statement

SimplyCLICK Advantage SBI Card

Benefits of SimplyCLICK Advantage SBI Card

• Get a welcome gift voucher from Amazon worth Rs.500
• By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
• Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs

Features of SimplyCLICK Advantage SBI Card

• Share your credit limit with your loved ones with add-on cards.
• Utility Bill Payment Feature is enabled.
• Flexipay installment plan is also enabled on this card.
• With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

Fees and Charges of SimplyCLICK Advantage SBI Card

• Joining fee is Rs. 499
• Annual fee – Nil
• Add-on Fee- Nil
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% of credit limit
• Statement retrieval charges – Rs. 100 for each statement

SBI Classic Cards

1. SBI Gold Credit Card
2. SBI Advantage Gold Card
3. SBI Advantage Plus Card

SBI Gold Credit Card

Benefits of SBI Gold Credit Card

• Worldwide acceptance and recognition at over 24 million outlets
• Credit facility with extended credit option for flexibility of payments
• Cardholders can withdraw cash from over 1 million ATMs across the globe

Features SBI Gold Credit Card

• SBI Card customer helpline and 24 hour helpline
• Order a bank draft anytime through the Easy Money Facility
• Utility Bill Payments and EMI options for greater payment convenience

Fees and Charges SBI Gold Credit Card

• One-time joining fee of Rs.299
• Annual Fee of Rs.299
• Interest free credit period of up to 50 days
• Cash advance of up to 80% the credit limit

SBI Advantage Gold Card

Benefits of SBI Advantage Gold Card

• Recognized at over 3,25,000 outlets in India and 24 million merchants across the globe
• Flexibility to withdraw cash from over 1 million VISA and MasterCard ATMs across the globe
• Book your railway tickets online at IRCTC and get it delivered at the doorstep

Features of SBI Advantage Gold Card

• Credit facility with interest rates as low as 2.25% per month
• This card can be availed on the basis of a fixed deposit with SBI
• Other features include utility bill payments, balance transfer and EMI options for costly purchases

Fees and Charges of SBI Advantage Gold Card

• One-time joining fee of Rs.299
• Annual fee of Rs.299
• Up to 50 days of interest free credit period
• Cash advance of up to 80% of credit limit

SBI Advantage Plus Card

Benefits of SBI Advantage Plus Card

• Post issuance of the card, SBI will provide an encash facility to open Fixed Deposit in your name
• Credit limit keeps opening as you encash EMIs every month
• Credit limit of up to 85% the fixed deposit amount
• Low rate of interest at just 2.25% per month

Features of SBI Advantage Plus Card

• Add-on cards for family members
• Pay your electricity, insurance and telephone bills at no extra charges using utility bill payment facility
• Balance transfer at low interest rates
• Flexipay option to avail EMI facility for costly spends

Fees and Charges of SBI Advantage Plus Card

• One-time joining fee of Rs.500
• Annual fee of Rs.500
• Up to 50 days of interest free credit period
• Up to 80% of credit limit as cash advance

SBI Exclusive Cards

1. Tata Cards
2. Bank of Maharashtra SBI Platinum Card
3. Oriental Bank of Commerce SBI Platinum Card
4. Karur Vysya Bank SBI Platinum Card
5. Karur Vysya Bank SBI Card
6. BMB Platinum Credit Card
7. Bank of Maharashtra SBI Card
8. Oriental Bank of Commerce SBI Card
9. SBI Maruti Card
10. SBI Dena Bank Secured Card
11. BMB Gold & More Credit Card
12. SBI UBI Card
13. Federal Bank SBI Platinum Credit Card
14. Federal Bank SBI Credit Card

Tata Cards

Benefits of Tata Cards

• Comes with variants like
• Tata Platinum Card
• Tata Croma Platinum Card
• Tata Titanium Card
• Tata Croma Titanium Card

Features of Tata Cards

• Enjoy worldwide acceptance in over 24 million outlets across the globe
• Tata cards offers great flexibility of payment with extended credit option
• Other benefits include 0% fuel surcharge and cash on the go at any Visa/MasterCard ATMs around the world

Fees and Charges of Tata Cards

• Annual Fees for Tata Titanium Card and Tata Croma Titanium Card is Rs.499
• For Tata Platinum Card and Tata Croma Platinum Card, the annual fees is Rs.2999

Bank of Maharashtra SBI Platinum Card

Benefits of Bank of Maharashtra SBI Platinum Card

• Cardholders enjoy 5X cash points on dining, grocery and international spends.
• 10 Cash Points for every Rs.100 billed to the card
• Access to 200 golf courses around the globe
• True lounge access

Features of Bank of Maharashtra SBI Platinum Card

• Cardholders can instantly withdraw cash from over 1 million ATMs across the world
• Conveniently track the card transactions through e-statements, SMS alerts and online portal
• Facility to pay your utility bills at no extra cost

Fees and Charges of Bank of Maharashtra SBI Platinum Card

• The joining fee for this card is Rs.2999
• The annual fee for this card is Rs.2999
• Interest free credit period of 20 to 50 days
• Up to 80% of the credit limit as cash advance

Oriental Bank of Commerce SBI Platinum Card

Benefits of Oriental Bank of Commerce SBI Platinum Card

• Gift vouchers worth Rs.3000 as welcome gift
• Complimentary access to over 600 airport lounges in India and abroad
• 10 cash points for every Rs.100 spent
• 5X cash points on departmental stores, dining and international spends

Features of Oriental Bank of Commerce SBI Platinum Card

• Convert your purchases to easy instalments with Flexi-pay facility
• Payment flexibility with extended credit option
• Cash access at over 18,000 ATMs across the globe
• No fuel surcharge when the card is used to purchase fuel at any gas pump across India

Fees and Charges of Oriental Bank of Commerce SBI Platinum Card

• One-time joining fee of Rs.2999
• Annual Fee of Rs.2999 for every membership year
• Interest free credit period of 20 to 50 days
• Cash advance limit of up to 80% of credit limit

Karur Vysya Bank SBI Platinum Card

Benefits of Karur Vysya Bank SBI Platinum Card

• This card offers 5X cash points on dining, departmental and international spends
• Earn 10 cash points for every Rs.100 spent
• Access to over 200 golf courses across the globe
• Enjoy true lounge access via the priority pass program and VISA airport lounge access program

Features of Karur Vysya Bank SBI Platinum Card

• Instant cash at over 18,000 ATMs in India and over 10,000 ATMs across the globe
• No fuel surcharge when the card is used to make fuel spends
• Pay your utility bills at zero extra charge. Also, earn reward points on the payments

Fees and Charges of Karur Vysya Bank SBI Platinum Card

• Joining fee of Rs.2999 9one-time)
• Annual membership fee of Rs.2999
• Interest free credit period of up to 50 days
• Up to 80% of the credit limit as cash advance

Karur Vysya Bank SBI Card

Benefits of Karur Vysya Bank SBI Card

• Earn 1 cash point for every Rs.100 spent
• Get up to 2.5% value back on departmental and grocery spends
• Freedom from 2.5% fuel surcharge
• Welcome offer of Rs.100 cashback at ATM withdrawal and 2000 bonus cash points on first purchase

Features of Karur Vysya Bank SBI Card

• Enjoy worldwide acceptance at over 24 million outlets across the world
• Add-on cards for family members
• 24/7 VISA/MasterCard helpline and SBI card customer care helpline to give you a complete peace of mind
• Instant e-Statements and card alerts

Fees and Charges of Karur Vysya Bank SBI Card

• One-time joining fee of Rs.499
• Annual fee is Rs.499 for a membership year
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% the credit limit

BMB Platinum Credit Card

Benefits of BMB Platinum Credit Card

• 5X reward points on dining, departmental and international spends
• Access to over 200 golf courses across the globe
• Get handsomely rewarded on every purchase with 10 cash points offered for every Rs.100 spent
• Complimentary access to over 600 luxury airport lounges

Features of BMB Platinum Credit Card

• Instant cash access at over 1 million ATMs worldwide
• Complete freedom from fuel surcharge at all gas pumps across India
• Flexipay option to convert costly spends into easy EMIs
• Other features include credit facility, EMI option and emergency card replacement

Fees and Charges of BMB Platinum Credit Card

• One-time joining fee of up to Rs.2999
• Annual fee of up to Rs.2999
• 20 to 50 days of interest free credit period
• Up to 80% of credit limit as cash advance

Bank of Maharashtra SBI Card

Benefits of Bank of Maharashtra SBI Card

• Earn 1 cash point for every Rs.100 spent using the card
• Earn up to 2.5% value back on departmental and grocery spends with accelerated cash points
• Get 2000 bonus points on first purchase made using the card

Features of Bank of Maharashtra SBI Card

• Cardholders enjoy worldwide card acceptance in over 24 million outlets across the globe.
• Utility bill payments at no extra cost
• Add-on cards for family members above 18 years

Fees and Charges of Bank of Maharashtra SBI Card

• Joining Fee of Rs.499 which is a one-time charge
• Annual fee of Rs.499 for every membership year
• Interest free credit period of up to 50 days
• Cash advance of up to 80% the credit limit

Oriental Bank of Commerce SBI Card

Benefits of Oriental Bank of Commerce SBI Card

• Earn 1 cash point for every Rs.100 spent using this co-branded credit card.
• 2.5% value back on grocery spends. Also, earn accelerated cash points on departmental purchases
• Rs.100 cash back on first ATM withdrawal

Features of Oriental Bank of Commerce SBI Card

• This international co-branded card is widely recognized at over 24 million outlets across the world.
• 0% fuel surcharge for fuel purchases between Rs.500 and Rs.3000
• Extended credit facility to plan your outstanding payments.

Fees and Charges of Oriental Bank of Commerce SBI Card

• One-time joining fee of Rs.499
• Rs.499 as annual fee
• 20 to 50 days of interest free credit period
• Up to 80% of credit limit as cash advance

SBI Maruti Card

Benefits of SBI Maruti Card

• Joining Bonus of 200 Auto Points
• 4 Auto Points for every Rs.100 spent at Maruti and 1 Auto Point for every Rs.125 worth of retail spends
• 3000 Auto Points when cardholders exchange their Maruti card
• Fuel surcharge waiver of 2.5%

Features of SBI Maruti Card

• International acceptance and worldwide recognition
• Exclusive promotions and discounts throughout the year
• Auto Points can be redeemed at Maruti network for car maintenance
• Other features include add-on cards, EMI facility and utility bill payments

Fees and Charges of SBI Maruti Card

• First year joining fee of Rs.500 which will be reversed if Rs.2000 is billed to the card within 60 days of issuance
• From the second year, the annual fee will be Rs.500 which will be reversed if the annual spend for the preceding year exceeds Rs.50,000

SBI Dena Bank Secured Card

Benefits of SBI Dena Bank Secured Card

• Rs.100 cashback on first ATM cash withdrawal within 30 days of card issuance
• Up to 50 days of credit free period and a very low interest of 1.99% per month
• This card can be easily availed on the basis of fixed deposit with Dena Bank for as low as Rs.30,000.
• Easy cash withdrawal from over 1.2 million ATMs across the globe

Features of SBI Dena Bank Secured Card

• Flexipay option to easily convert costly spends to affordable EMIs
• Book your tickets inline at IRCTC using the card and get it delivered at your doorstep
• E-Statements, SBI Card Alerts and online portal to easily manage your account

Fees and Charges of SBI Dena Bank Secured Card

• No joining fee is charged for this card.
• Annual fee for a membership year is up to Rs.250
• Add-on fee of up to Rs.100
• Interest free credit period of up to 50 days which is applicable only on retail purchases

BMB Gold & More Credit Card

Benefits of BMB Gold & More Credit Card

• 1 cash point for every Rs.100 billed to the card
• With accelerated cash points, get up to 2.5% value back
• Fuel surcharge waiver of 2.5% across all petrol pumps
• 2000 bonus reward points on first purchase

Features of BMB Gold & More Credit Card

• Add-on cards for family members aged 18 and above
• Withdraw cash from over 1 million VISA and MasterCard ATMs
• Facility to transfer outstanding balance amount from other cards to this card at low interest rates

Fees and Charges of BMB Gold & More Credit Card

• One-time joining fee of up to Rs.499
• Annual fee of up to Rs.499
• 20 to 50 days of interest free credit period
• Cash advance limit of up to 80% the credit limit

SBI UBI Card

Benefits of SBI UBI Card

• Gold cardholders earn one reward point for every Rs.75 spent and silver cardholders earn one reward point for every Rs.100 spent using the card
• Redeem your reward points against a host of options
• Get Rs.100 off on first ATM withdrawal within 30 days of card issuance

Features of SBI UBI Card

• Worldwide acceptance at over 24 million merchant partner establishments across the globe
• Credit card balance transfers at very low interest rates
• Facility to convert costly spends in to affordable EMIs

Fees and Charges of SBI UBI Card

• One-time joining fee of up to Rs.5000
• Annual fee of up to Rs.1500
• Up to 50 days of interest free credit period
• Cash advance of up to 80% the credit limit

Federal Bank SBI Platinum Credit Card

Benefits of Federal Bank SBI Platinum Credit Card

• Get 5 times more reward points on all purchase of products from departmental stores, international spends and on dining
• Gain access to more than 200 Golf courses around the globe
• Free membership is offered for Federal Bank SBI Platinum Credit Cardholders, to the Elite Priority Pass program

Features of Federal Bank SBI Platinum Credit Card

• Worldwide acceptance at over 24 million merchant partner establishments across the globe
• Credit card balance transfers at very low interest rates
• Facility to convert costly spends in to affordable EMIs
• No transaction fees for fuel purchases worth Rs.500 up to Rs. 4000

Fees and Charges of Federal Bank SBI Platinum Credit Card

• One-time joining fee to be paid by the cardholder is Rs. 2, 999
• Annual fee is Rs. 2, 999
• No fee is levied for availing an add-on card
• 20 to 50 days of interest free credit period
• Cash advance of up to 80% the credit limit

Federal Bank SBI Credit Card

Benefits of Federal Bank SBI Credit Card

• For every Rs. 100 spent, earn 1 reward point
• Get a value back of 2.5% of all spends made in Grocery stores and departmental outlets
• Enjoy 2.5% fuel surcharge waiver across all fuel stations.
• Get Rs.100 cashback on your first ATM cash withdrawal as a welcome gift

Features of Federal Bank SBI Credit Card

• Worldwide acceptance at over 24 million merchant partner establishments across the globe
• Credit card balance transfers at very low interest rates
• Facility to convert costly spends in to affordable EMIs
• Fuel surcharge waiver applicable on fuel purchases worth Rs.500 up to Rs. 4000

Fees and Charges of Federal Bank SBI Credit Card

• One-time joining fee to be paid by the cardholder is Rs. 499
• Annual fee charged on the credit card is Rs. 499
• No fee is levied for availing an add-on card
• 20 to 50 days of interest free credit period
• Cash advance of up to 80% the credit limit

SBI Corporate Cards

1. SBI Platinum Corporate Card
2. SBI Signature Corporate Card
3. SBI Corporate Utility Card

SBI Platinum Corporate Card

Benefits of SBI Platinum Corporate Card

• Features to exercise control over expenses made by expenses made by employees.
• Monitor spending patterns better and increase control over spends
• Earn reward points, complimentary travel insurance and lounge access.

Features of SBI Platinum Corporate Card

• Control your company spends with VISA Intellilink Spend Management.
• Spend category control (SCC) to block certain merchant category codes
• Smarter Expense Management system to offer greater control over costs and to negotiate better with airlines and hotel chains

Fees and Charges of SBI Platinum Corporate Card

• No joining fee and annual fee
• Cash advance limit is variable.
• Up to 50 days of interest free credit period.

SBI Signature Corporate Card

Benefits of SBI Signature Corporate Card

• Helps you keep a close watch on employees spends, spending patterns and also forecast future spends.
• Smarter expense management with VISA Intellilink system
• Flexible interface for easy reporting and analysis
• Spend category control to block certain merchant category

Features of SBI Signature Corporate Card

• Global acceptance at over 24 million outlets across the globe
• Priority servicing through relationship managers who will assist the needs of your organization 24/7.
• Faster data processing to track your organization’s spending on a day-to-day basis

Fees and Charges of SBI Signature Corporate Card

• No joining fee is charged for this card.
• Annual fee of up to Rs.499 per annum
• Cash advance limit is variable
• Interest free credit period of up to 50 days

SBI Corporate Utility Card

Benefits of SBI Corporate Utility Card

• Smart expense management system to give you a greater control over company’s costs.
• Enhanced security against counterfeiting and skimming through EMV chips
• Other benefits include spend analysis, faster data processing and spend category control.

Features of SBI Corporate Utility Card

• Flexible reporting feature with a user friendly dashboard.
• Dedicated relationship managers to support your needs 24/7
• Global acceptance and recognition
• Option to make a single consolidated payment for all employees

Fees and Charges of SBI Corporate Utility Card

• No joining fee and annual fee is charged for this card.
• 15 to 32 days of interest free credit period

SBI Credit Card Tips