Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 27 SBI Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    4999
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    2999
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details
    4999
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    499
    What you'll love
    Documents
    You'll also love
    Fee Details
    2,999
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • SBI CARDS Credit Cards Reviews

    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI Visa Platinum card to buy home appliance, furniture and etc, I use this card to pay Electrical bill, water bill and fuel purposes. I get the benefit like cash back offers reward points and etc with this card. I am satisfied with the credit limit. I pay the annual fee of Rs,500 every year. I am using this card for more than 2 years.
      Was this review helpful? 0
      , mysore
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Its good"
      0.5 4.0/5 "Great!"
      I was spending a lot on my SBI credit card and therefore I had closed the card. When Compared with other cards this card is acceptable at all places for example shopping malls consumer durable outlet etc. i am getting a lot of discounts and cash back etc in that way SBI is better than HDFC.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Deal is good"
      0.5 5.0/5 "Blown Away!"
      The offers at State Bank of India is good, they are doing great with the deals on my credit card. I also get good benefits on the card such as the EMI options. There are a number of deals on the shopping portal as every portal has options flexible payment options for this bank alone.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have been using SBI credit card more than one year, my credit limit is good 86000 and very satisfied. When I do shopping with my credit card, I am getting good reward points and cash back its great. There is annual charges of this card for about 2999 and it was 1st years fee rest is it is life time free credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I also bank with State Bank of India for a credit card and the credit limit is good. But there are zero offers from the bank. I am not very happy in using this card as it is not very beneficial to me. The services are also on the average side. I do a lot of online shopping and I do not get any rewards too.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Moderate Service"
      0.5 4.0/5 "Great!"
      My experience with SBI for the credit card is average. The card is a chargeable one and the bank offered low credit limit which is not satisfactory but then it is quite ok for the usage. They should focus on online app and in the customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card with State Bank of India. It is a nice experience because the bank provides good services when ever I need their support. The payments can be easily done because of the good online features. The card has a good limit and shopping can be done more because of the EMI options.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card there are no high annual charges on it. There is a fee of Rs.499. I am happy with what ever benefits I get on my card. The limit is good and so are deals I get online and the rewards I get when ever I make a transactions. The points can be redeemed on fuel and shopping too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 23, 2017
    • SBI Cards Credit Card
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      I don't have any state bank account but their credit card service is experience I am using this card as annual charges of this card is 2400 initially it was 499 later they have upgraded they had offers and the credit limit they have offered is 71000 rupees and at that it was provided that much but I was ok with that. I receive reward points in that i redeem for annual charges of the card
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Not recommendable "
      0.5 2.0/5 "Expected more"
      The good thing about SBI Tata credit card is there are EMI options. But the interest rate is very high. It ranged from 14% to 16% . There are points as well but these points can be used only at croma and I cant utilize it on what ever shopping I wish to do. The credit limit is of 50k. There are a lot of hidden charges taken when a transactions is done on a higher amount. There are GST charges added and only the bank can understand the calculation they make. It is advisable to only make a transaction of Rs.500 so a customer can be assured not to pay more than that 500 in the bill.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Best for a common man to use"
      0.5 5.0/5 "Blown Away!"
      For the last one year I am using SBI credit card, I have not used this credit card much but I am a happy customer using SBI credit card. Credit cards like ICICI, CITI bank, AXIS bank is meant for corporate companies but SBI is meant for a common man.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 4.0/5 "Great!"
      Got the SBI prime Credit card a month ago. I use this card for shopping purposes, The customer service of SBI is very good. This card has the benefit of Reward points, cash back offers, fuel surcharge waiver , which can be redeemed easily, but so far I haven't redeemed it yet. The credit limit can be increased in future as per the customers requirement on my SBI credit card,
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from the last six to eight months of time.Response is a kind of okay, also I have not experienced it. Online banking payment is not yet experienced and I used to make the payment through IMPS mode on other sources.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Overall good "
      0.5 3.0/5 "Satisfactory"
      The good thing about my credit card with State Bank of India is the credit limit is very high, they have offered me a limit of 1.7 lakh. There are a lot of rewards I get on shopping. The services are better than the banking experience. Overall it is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Need to improve"
      0.5 3.0/5 "Satisfactory"
      I am having SBI credit card from the last one year of time. I would like to say that the response is good one even I can say its more than average one.Customer service is also an average one , also I would like to suggest that they need to improve.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      SBI credit card is okay for me, also they have provided flexi balance transfer option, which is really okay one for me when compare with others. As I have felt that the responsiveness was really an average one,also I have not dealt with them much.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 22, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from the last one year of time. The response is also good one and their customer service aspects are really working in good way. Payment mode is also working in good way. Offers are up to the mark with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I am using SBI credit card from the last one year of time. The response is also good one and their customer service aspects are really working in good way. Payment mode is also working in good way. Offers are up to the mark with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Its very user friendly"
      0.5 4.0/5 "Great!"
      I love SBI notification part, they updates everything on time. For each and every transaction they used give the message and good in reminder call. SBI gives clear information compared than HDFC, and also SBI gives basically reward points its user friendly to redeem their website.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 21, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Credit limit is very high with this SBI gold Credit card. They are also giving very good offers if we use this card. I am having this card for more than 10 years. The customer service is very good with SBI. There is no annual fee for this card and I am happy using this card
      Was this review helpful? 0
      , hubli
      Reviewed on Aug 21, 2017
    Common Loader Icon

    SBI Cards is Rated as "Great!" by 3283 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    apply for sbi credit card
    SBI Credit Card

    SBI Credit Card Overview

    A glossy plastic card in your possession which is your passport for travelling to great locales, shop till you drop, gorge on exotic and lip smacking delicacies, and so on… All this is possible if you choose the credit card that is best suited for you and use it wisely. SBI sells credit cards in platinum, gold and silver variants which entices customers with opulent lifestyle choices. With exclusive benefits and special privileges like travel & lifestyle deals, fuel rewards, EMI options and cash advance facility, SBI credit cards will reward you with each spend that you make using the card.

    Why Choose SBI Credit Cards

    • Variety of Cards

      SBI has one credit card for every lifestyle need of the customer. Be it travel, premium or lifestyle, SBI has a plenty of options to choose from.

    • Instalment Options

      Cardholders are provided the option to convert costly purchases to easy monthly instalments.

    • SBI Credit Cards Eligibility Criteria:Reward Schemes

      You stand to earn reward points every time a purchase is made with your SBI credit card. You can redeem the reward points against special deals and offers

    • Exclusive Privileges

      Other benefits like utility payments using cards, travel deals, shopping discounts, cash advance facility and balance transfer on EMI are also offered to the cardholders.

    Features and Benefits of SBI Credit Cards

    • SBI provides credit cards for anything and everything ranging from individual to corporate needs.
    • Limited liability for clients: This is highly useful to protect oneself from sham transactions in case of loss of card.
    • Code 10 calls are made when mercantile is doubtful about receiving a credit card payment which ensures secure transactions.
    • SBI Credit cardholders can use their credit card to withdraw cash from over 1 million ATMs over the world.
    • SBI Credit cards are accepted all over the world and is recognized at over million partner establishments across the globe.
    • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online.

    Why apply for SBI Credit Cards through BankBazaar

    BankBazaar is a one-stop shop to explore various financial products like home loans, personal loans and credit cards. Selecting a credit card from all the available options in the market is a very tedious job, given the number of credit cards. BankBazaar simplifies this process by giving you the option to compare cards and instantly apply for a credit card. With a simple questionnaire, BankBazaar will curate a list of cards that match your lifestyle requirements. What more – you also get an instant e-approval on application which will simplify your process further.

    How to apply for a SBI Credit Card through BankBazaar

    Visit the homepage of BankBazaar and navigate to the credit cards section by clicking the option on the top pane. The credit cards are grouped “By Bank” and “By Category”. To apply for an SBI Credit card, select SBI under the bank category. You will be able to view a list of all credit cards offered by SBI and also explore the cards. BankBazaar’s wizardry will help you choose a SBI card that fits your lifestyle needs. After checking your eligibility, you can instantly apply for card by clicking the “Apply” option and filling in your personal contact information.

    SBI Credit Cards Eligibility and Documentation

    SBI Credit Cards Eligibility Criteria

    • The applicant should be an Indian resident and above 18 years of age.
    • The applicant should have a good CIBIL score. (Optional)

    The income criteria varies depending on the card. Also, different cards has special criteria based on the usage. Do enquire with SBI about the eligibility criteria for the selected card before proceeding with the application.

    SBI Credit Cards Documents Required

    The following documents should be submitted while applying for a credit card from SBI.

    • PAN Card
    • One identity proof which can be any of passport, voter ID, license or UID Aadhar Card.

    Value Added Service on SBI Credit Cards

    1. Balance Transfer at Low Interest rates:

      Using this facility, you can transfer the balances from your other high-rate credit cards to your SBI Card and pay the balance at low interest rates as offered by SBI.

    2. Balance Transfer on EMI:

      SBI allows you to convert the outstanding balances in your card to easy instalments.

    3. Flexipay:

      Through this feature, you can convert your costly purchases to EMIs at flexible tenures and low interest rates.

    4. EasyMoney:

      To order a bank draft anytime you wish, call the SBI Card Helpline. The amount will be directly drafted to your SBI Card using which you can pay your bills, fees and taxes without any hassles.

    5. E-Statements:

      SBI Cardholders will get their credit card statement directly to their inbox. This will save any troubles due to postal delays and lost statements. Also, cardholders can view and monitor the E-Statements 24/7.

    6. Encash Facility:

      Cardholders have access to instant cash with “Encash – Money on Call”. What more, this is pre-approved and requires no documentation. The cheque for cash will be delivered within 3 working days.

    7. SBI Credit Card Insurance:

      With the unique and comprehensive Card Protection Plan (CPP) provided by SBI, customers are safeguarded against card loss, theft and any card related fraud.

    SBI Premium Cards

    1. SBI Signature Card
    2. SBI Advantage Platinum Card
    3. SBI Advantage Signature Card
    4. SBI Signature Contactless Card
    5. SBI Platinum Card

    SBI Signature Card

    Benefits of SBI Signature Card:

    • Welcome Gifts and voucher
    • 2 Reward points for every Rs.100 spent
    • Bonus Reward Points
    • Signature Concierge and access to premium Lounges

    Features of SBI Signature Card:

    • Worldwide recognition and acceptance
    • Easy Bill Pay for utility bill payments
    • Flexipay to convert huge spends to EMIs
    • Balance transfer at low interest rates

    Fees and Charges of SBI Signature Card:

    • Joining fee (one-time) and annual fee of Rs.4999
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit

    SBI Advantage Platinum Card

    Benefits of SBI Advantage Platinum Card

    • Earn rewards on dining, departmental stores and international spends
    • Welcome gifts and anniversary gifts worth Rs.3000 each
    • Access to lounges across airports in 300 cities

    Features of SBI Advantage Platinum Card

    • Credit free period of up to 50 days
    • Ready cash withdrawal facility at over 1 million ATMs across the globe
    • E-Statements and SMS alerts for convenience
    • Fuel surcharge waiver of 2.5%

    Fees and Charges of SBI Advantage Platinum Card

    • One-time joining fee of Rs.2999
    • Annual Fee of Rs.2999 per annum
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit

    SBI Advantage Signature Card

    Benefits of SBI Advantage Signature Card

    • Gift vouchers and air fare waiver as welcome gifts
    • Options to redeem rewards against different categories
    • Fraud liability cover worth Rs.1,00,000

    Features of SBI Advantage Signature Card

    • Cash access facility at over 18,000 ATMs worldwide
    • Utility Bill payment facility at zero extra charge
    • Option to convert purchases to EMIs
    • Online portal for easy transactions management

    Fees and Charges of SBI Advantage Signature Card

    • One-time joining fee of Rs.4999
    • Annual fee of Rs.4999 per membership year
    • Interest free credit period of 20-50 days
    • Up to 80% of credit limit as cash advance

    SBI Signature Contactless Card

    Benefits of SBI Signature Contactless Card

    • Wave the contactless card over a secure reader to use the card. Swiping is not required
    • Get a gift voucher worth Rs. 5000
    • Fraud liability cover worth Rs. 1,00,000
    • Access to lounges across airports in 300 cities

    Features of SBI Signature Contactless Card

    • No fuel surcharge on purchases ranging from Rs. 500/- to Rs. 4,000/-.
    • Book railway tickets online through IRCTC website.
    • Balance transfer facility is enabled
    • You can convert your high-end purchases to monthly installments.
    • Bill Pay facility enabled at no extra cost.

    Fees and Charges of SBI Signature Contactless Card

    • Joining fee to be paid only once – Rs. 4,999
    • Fee charged annually - Rs. 4,999
    • Interest free credit period of 20-50 days
    • Up to 80% of credit limit as cash advance
    • Rewards redemption fee is Rs. 99.
    • Rs. 100 charged as Cash OTC Fees.

    SBI Platinum Card

    Benefits of SBI Platinum Card

    • Lifestyle benefits like reward points and special deals
    • Access to over 200 Golf courses
    • 10 cash points for every Rs.100 spent using the card

    Features of SBI Platinum Card

    • Fuel surcharge waiver of 2.5%
    • Accepted in over 2 million partner establishments worldwide
    • Emergency Card Replacement facility

    Fees and Charges of SBI Platinum Card

    • Joining fee of Rs.2999 to be paid one time
    • Annual fee of Rs.2999 per annum
    • Up to 50 days of interest free credit period
    • Cash advance limit of up to 80% of the prescribed credit limit

    SBI Travel & Shopping Cards

    1. Simply SAVE Advantage SBI Card
    2. SimplySAVE SBI Card
    3. Air India SBI Signature Card
    4. Yatra SBI Card
    5. SBI Student Plus Advantage Card
    6. IRCTC SBI Platinum Card
    7. Air India SBI Platinum Card
    8. Fbb SBI STYLEUP Card
    9. SBI Mumbai Metro Credit Card
    10. SimplyClick SBI Credit Card
    11. IRCTC SBI Credit Card
    12. SimplyCLICK Advantage SBI Card

    SimplySAVE Advantage SBI Card

    Benefits of SimplySAVE Advantage SBI Card

    • Up to 10x rewards on dining, grocery and movie spends
    • Annual Fee reversal when Rs.75,000 is billed to the card
    • 1 reward point for every Rs.100 spent
    • 2.5% fuel surcharge waiver

    Features of SimplySAVE Advantage SBI Card

    • Credit free period of up to 50 days
    • Low interest rate of 2.50% per month
    • Add-on cards for family members
    • Other attractive features like EMI option, utility bill payment and balance transfer facility

    Fees and Charges of SimplySAVE Advantage SBI Card

    • One-time joining fee of Rs.499
    • Annual fee of Rs.499 per year
    • Interest free credit period of 20 to 50 days
    • Up to 80% of credit limit as cash advance

    SimplySAVE SBI Card

    Benefits of SimplySAVE SBI Card

    • Customers can earn 10 Reward Points per every Rs.100 spent on Grocery, Dining, Departmental and Movie spends made through their SBI SimplySAVE credit card.
    • On all other spends made through their credit card, cardholders can earn 1 Reward point for every Rs.100.
    • Cardholders can avail a fuel surcharge waiver of 1% across all petrol pumps in the country if they spend between Rs.500 to Rs.3,000 through their SimplySAVE credit card.
    • If customers spend more than Rs.2,000 through their SimplySAVE credit card within the first 60 days, they stand to receive 2,000 Bonus Reward points.
    • If more than Rs.90,000 is charged annually to their SimplySAVE credit card, the annual fee will be reversed for customers from the second year of credit card subscription.

    Features of SimplySAVE SBI Card

    • For every Rs.100 spent using the SimplySAVE credit card, customers can earn 1 Reward Point. Through these points, outstanding balance on the credit card can be paid or these points can be redeemed against a whole list of gifts from the Rewards catalogue.
    • On the first ATM cash withdrawal, cardholders will receive Rs.100 cashback, if done within a period of 30 days from receiving the card.
    • This credit card is accepted across the world and can be used in more 24 million outlets across the world including more than 3,00,000 outlets in India.
    • Cardholders can avail supplementary cards for their loved ones who are above the age of 18.
    • Customers can withdraw cash from more than 1 million ATMs across the world that are affiliated to Visa or MasterCard.
    • Cardholders have the added advantage of being able to pay their utility bills through the Easy Bill Pay facility.
    • Through Flexipay, all transactions can be converted to economical monthly installments. In order to do so, policyholders will have to spend more than Rs.2,500 through their credit card and log in to the SBI credit card website to convert the amount to Flexipay.
    • Cardholders can procure the Easy Money option via which a cheque or draft can be availed against their SimplySAVE credit card.

    Fees and Charges of SimplySAVE SBI Card

    • One-time annual fee of Rs.499
    • Renewal fee of Rs.499 from second year.
    • Add - on fee is Nil
    • Cash advance of up to 80% of credit limit
    • Free credit period is Nil

    Air India SBI Signature Card

    Benefits of Air India SBI Signature Card

    • Welcome gift of 20,000 reward points
    • Complimentary membership to Air India Frequent Flyer program
    • Up to 1,00,000 bonus reward points on annual spend
    • Card anniversary gift of up to 2,000 reward points each year
    • Reward points can be converted to Air Miles.
    • Complimentary International Luxury Lounge Access for over 600 airports

    Features of Air India SBI Signature Card

    • Flexipay option to convert costly spends to EMIs
    • Balance transfer facility is provided at low interest rates
    • Emergency card replacement assistance

    Fees and Charges of Air India SBI Signature Card

    • Annual Fee is up to Rs.4,999
    • No additional add-on fee
    • Cash advance limit of up to 80% the credit limit
    • 20 to 50 days of interest free credit period

    Yatra SBI Card

    Benefits of Yatra SBI Card

    • Get a welcome gift of Rs.8,250 worth Yatra.com vouchers after paying the joining fees.
    • Get up to 6X rewards points for bookings done on Yatra.com, grocery and departmental stores.
    • Also, get up to 6X bonus rewards points on base tariffs and base fares for bookings on Yatra.com.
    • Earn 1 rewards point for every Rs 100 spent at retail outlets across India.
    • Also, get a discount voucher of Rs 500 for bookings done on Yatra.com for an amount of Rs 30,000.

    Features of Yatra SBI Card

    • Add-on cards for family members
    • Easy money draft facility where the draft money will be billed directly to your card
    • Extended credit option to make outstanding payments easily
    • Other benefits include EMI facility, balance transfer and utility bill payments

    Fees and Charges of Yatra SBI Card

    • One-time joining fee of up to Rs.499
    • Annual fee of up to Rs.499
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit

    SBI Student Plus Advantage Card

    Benefits of SBI Student Plus Advantage Card

    • 1 cash point for every Rs.100 spent
    • Get up to 2.5% value back on departmental and grocery spends
    • 10X rewards on international spends
    • Option to convert purchases to EMI

    Features of SBI Student Plus Advantage Card

    • Credit facility with interest rates as low as 2.5% per month
    • Ready Cash at over 1 million VISA and MasterCard ATMs
    • Education loan customers above 18 are directly eligible for primary card
    • Balance transfer facility

    Fees and Charges of SBI Student Plus Advantage Card

    • No one-time joining fee is charged for this card
    • Annual fee of Rs.500 is applicable from the second year on if the purchases made using the card is less than Rs.35,000 the previous year
    • Up to 80% of credit limit as cash advance

    IRCTC SBI Platinum Card

    Benefits of IRCTC SBI Platinum Credit Card

    • This international co-branded card will fetch you 10% value back on AC ticket fares
    • 3X Reward Points for every Rs.125 spent at departmental and grocery stores
    • 1.8% transaction charges waiver for tickets booked using IRCTC Online portal
    • Complimentary personal rail accident insurance cover

    Features of IRCTC SBI Platinum Card

    • 0% surcharge on fuel purchases for amounts between Rs.500 to Rs.3000
    • Utility bill payments facility to pay the bills online
    • Access to with draw cash from over 1.2 million ATMs

    Fees and Charges of IRCTC SBI Platinum Card

    • One-time joining fee of Rs.500
    • Annual fee of Rs.300 per annum
    • Up to 50 days of interest free credit period
    • Cash advance limit of up to 80% of the credit limit

    Air India SBI Platinum Card

    Benefits of Air India SBI Platinum Card

    • 5000 reward points as a welcome benefit
    • 2000 reward points at every card anniversary date
    • Up to 20,000 reward points on annual expenditures
    • Complimentary Priority Pass to over 600 International Airport Luxury Lounges
    • Free complimentary membership to Air India Frequent Flyer Lounge

    Features of Air India SBI Platinum Card

    • Access the credit card account online to track spends and rewards from the comfort of your home
    • Option to make utility bill payments at zero extra cost
    • Option to convert costly purchases to easy monthly instalments
    • Global acceptance and recognition

    Fees and Charges of Air India SBI Platinum Card

    • Annual fee of up to Rs.1499
    • Interest free credit period of 20 to 50 days
    • Up to 80% of credit limit as cash advance

    Fbb SBI STYLEUP Card

    Benefits of Fbb SBI STYLEUP Card

    • 10% flat discount round the year on Fbb merchandise and Big Bazaar spends
    • Earn 10X reward points on BigBazaar and Fbb spends

    Features of Fbb SBI STYLEUP Card

    • Add-on cards for all family members
    • Utility Bill Payment facility at no extra cost
    • Flexipay option to convert purchases to EMI

    Fees and Charges of Fbb SBI STYLEUP Card

    • One-time joining fee of Rs.499 plus GST
    • Renewal fee of Rs.499 plus GST
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit

    SBI Mumbai Metro Credit Card

    Benefits of SBI Mumbai Metro Credit Card

    • Earn 10 times more rewards when you purchase departmental goods, grocery as well as metro tickets.
    • For every Rs. 100 spent on departmental and grocery stores, earn 10 reward points.
    • Get 1% fuel surcharge waiver.

    Features of SBI Mumbai Metro Credit Card

    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

    Fees and Charges of SBI Mumbai Metro Credit Card

    • Joining fee is Rs.499
    • Annual fee – Rs.499
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement

    SimplyClick SBI Credit Card

    Benefits of Simply Click SBI Credit Card

    • Get a welcome gift voucher from Amazon worth Rs.500
    • By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
    • Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
    • Get 2.5% fuel surcharge waiver

    Features of SimplyClick SBI Credit Card

    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

    Fees and Charges of SimplyClick SBI Credit Card

    • Joining fee is Rs. 499
    • Annual fee – 499
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement

    IRCTC SBI Credit Card

    Benefits of IRCTC SBI Credit Card

    • Get 350 reward points upon activation of your card
    • Purchase railway tickets online through IRCTC and get 10% cashback
    • For every Rs. 125 spent on retail purchases get one reward point.
    • Reward points can be redeemed against a railway ticket purchase made through the IRCTC website.
    • Get 1.8% waiver on transaction charges levied on online railway ticket booking.

    Features of IRCTC SBI Credit Card

    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

    Fees and Charges of IRCTC SBI Credit Card

    • One-time payment to be made as joining fees is Rs. 500
    • Annual Fee from the second year onwards is Rs. 300.
    • Avail an add-on card free of cost.
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement

    SimplyCLICK Advantage SBI Card

    Benefits of SimplyCLICK Advantage SBI Card

    • Get a welcome gift voucher from Amazon worth Rs.500
    • By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
    • Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs

    Features of SimplyCLICK Advantage SBI Card

    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.

    Fees and Charges of SimplyCLICK Advantage SBI Card

    • Joining fee is Rs. 499
    • Annual fee – Nil
    • Add-on Fee- Nil
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement

    SBI Classic Cards

    1. SBI Gold Credit Card
    2. SBI Advantage Gold Card
    3. SBI Advantage Plus Card

    SBI Gold Credit Card

    Benefits of SBI Gold Credit Card

    • Worldwide acceptance and recognition at over 24 million outlets
    • Credit facility with extended credit option for flexibility of payments
    • Cardholders can withdraw cash from over 1 million ATMs across the globe

    Features SBI Gold Credit Card

    • SBI Card customer helpline and 24 hour helpline
    • Order a bank draft anytime through the Easy Money Facility
    • Utility Bill Payments and EMI options for greater payment convenience

    Fees and Charges SBI Gold Credit Card

    • One-time joining fee of Rs.299
    • Annual Fee of Rs.299
    • Interest free credit period of up to 50 days
    • Cash advance of up to 80% the credit limit

    SBI Advantage Gold Card

    Benefits of SBI Advantage Gold Card

    • Recognized at over 3,25,000 outlets in India and 24 million merchants across the globe
    • Flexibility to withdraw cash from over 1 million VISA and MasterCard ATMs across the globe
    • Book your railway tickets online at IRCTC and get it delivered at the doorstep

    Features of SBI Advantage Gold Card

    • Credit facility with interest rates as low as 2.25% per month
    • This card can be availed on the basis of a fixed deposit with SBI
    • Other features include utility bill payments, balance transfer and EMI options for costly purchases

    Fees and Charges of SBI Advantage Gold Card

    • One-time joining fee of Rs.299
    • Annual fee of Rs.299
    • Up to 50 days of interest free credit period
    • Cash advance of up to 80% of credit limit

    SBI Advantage Plus Card

    Benefits of SBI Advantage Plus Card

    • Post issuance of the card, SBI will provide an encash facility to open Fixed Deposit in your name
    • Credit limit keeps opening as you encash EMIs every month
    • Credit limit of up to 85% the fixed deposit amount
    • Low rate of interest at just 2.25% per month

    Features of SBI Advantage Plus Card

    • Add-on cards for family members
    • Pay your electricity, insurance and telephone bills at no extra charges using utility bill payment facility
    • Balance transfer at low interest rates
    • Flexipay option to avail EMI facility for costly spends

    Fees and Charges of SBI Advantage Plus Card

    • One-time joining fee of Rs.500
    • Annual fee of Rs.500
    • Up to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance

    SBI Exclusive Cards

    1. Tata Cards
    2. Bank of Maharashtra SBI Platinum Card
    3. Oriental Bank of Commerce SBI Platinum Card
    4. Karur Vysya Bank SBI Platinum Card
    5. Karur Vysya Bank SBI Card
    6. BMB Platinum Credit Card
    7. Bank of Maharashtra SBI Card
    8. Oriental Bank of Commerce SBI Card
    9. SBI Maruti Card
    10. SBI Dena Bank Secured Card
    11. BMB Gold & More Credit Card
    12. SBI UBI Card
    13. Federal Bank SBI Platinum Credit Card
    14. Federal Bank SBI Credit Card

    Tata Cards

    Benefits of Tata Cards

    • Comes with variants like
    • Tata Platinum Card
    • Tata Croma Platinum Card
    • Tata Titanium Card
    • Tata Croma Titanium Card

    Features of Tata Cards

    • Enjoy worldwide acceptance in over 24 million outlets across the globe
    • Tata cards offers great flexibility of payment with extended credit option
    • Other benefits include 0% fuel surcharge and cash on the go at any Visa/MasterCard ATMs around the world

    Fees and Charges of Tata Cards

    • Annual Fees for Tata Titanium Card and Tata Croma Titanium Card is Rs.499
    • For Tata Platinum Card and Tata Croma Platinum Card, the annual fees is Rs.2999

    Bank of Maharashtra SBI Platinum Card

    Benefits of Bank of Maharashtra SBI Platinum Card

    • Cardholders enjoy 5X cash points on dining, grocery and international spends.
    • 10 Cash Points for every Rs.100 billed to the card
    • Access to 200 golf courses around the globe
    • True lounge access

    Features of Bank of Maharashtra SBI Platinum Card

    • Cardholders can instantly withdraw cash from over 1 million ATMs across the world
    • Conveniently track the card transactions through e-statements, SMS alerts and online portal
    • Facility to pay your utility bills at no extra cost

    Fees and Charges of Bank of Maharashtra SBI Platinum Card

    • The joining fee for this card is Rs.2999
    • The annual fee for this card is Rs.2999
    • Interest free credit period of 20 to 50 days
    • Up to 80% of the credit limit as cash advance

    Oriental Bank of Commerce SBI Platinum Card

    Benefits of Oriental Bank of Commerce SBI Platinum Card

    • Gift vouchers worth Rs.3000 as welcome gift
    • Complimentary access to over 600 airport lounges in India and abroad
    • 10 cash points for every Rs.100 spent
    • 5X cash points on departmental stores, dining and international spends

    Features of Oriental Bank of Commerce SBI Platinum Card

    • Convert your purchases to easy instalments with Flexi-pay facility
    • Payment flexibility with extended credit option
    • Cash access at over 18,000 ATMs across the globe
    • No fuel surcharge when the card is used to purchase fuel at any gas pump across India

    Fees and Charges of Oriental Bank of Commerce SBI Platinum Card

    • One-time joining fee of Rs.2999
    • Annual Fee of Rs.2999 for every membership year
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit

    Karur Vysya Bank SBI Platinum Card

    Benefits of Karur Vysya Bank SBI Platinum Card

    • This card offers 5X cash points on dining, departmental and international spends
    • Earn 10 cash points for every Rs.100 spent
    • Access to over 200 golf courses across the globe
    • Enjoy true lounge access via the priority pass program and VISA airport lounge access program

    Features of Karur Vysya Bank SBI Platinum Card

    • Instant cash at over 18,000 ATMs in India and over 10,000 ATMs across the globe
    • No fuel surcharge when the card is used to make fuel spends
    • Pay your utility bills at zero extra charge. Also, earn reward points on the payments

    Fees and Charges of Karur Vysya Bank SBI Platinum Card

    • Joining fee of Rs.2999 9one-time)
    • Annual membership fee of Rs.2999
    • Interest free credit period of up to 50 days
    • Up to 80% of the credit limit as cash advance

    Karur Vysya Bank SBI Card

    Benefits of Karur Vysya Bank SBI Card

    • Earn 1 cash point for every Rs.100 spent
    • Get up to 2.5% value back on departmental and grocery spends
    • Freedom from 2.5% fuel surcharge
    • Welcome offer of Rs.100 cashback at ATM withdrawal and 2000 bonus cash points on first purchase

    Features of Karur Vysya Bank SBI Card

    • Enjoy worldwide acceptance at over 24 million outlets across the world
    • Add-on cards for family members
    • 24/7 VISA/MasterCard helpline and SBI card customer care helpline to give you a complete peace of mind
    • Instant e-Statements and card alerts

    Fees and Charges of Karur Vysya Bank SBI Card

    • One-time joining fee of Rs.499
    • Annual fee is Rs.499 for a membership year
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% the credit limit

    BMB Platinum Credit Card

    Benefits of BMB Platinum Credit Card

    • 5X reward points on dining, departmental and international spends
    • Access to over 200 golf courses across the globe
    • Get handsomely rewarded on every purchase with 10 cash points offered for every Rs.100 spent
    • Complimentary access to over 600 luxury airport lounges

    Features of BMB Platinum Credit Card

    • Instant cash access at over 1 million ATMs worldwide
    • Complete freedom from fuel surcharge at all gas pumps across India
    • Flexipay option to convert costly spends into easy EMIs
    • Other features include credit facility, EMI option and emergency card replacement

    Fees and Charges of BMB Platinum Credit Card

    • One-time joining fee of up to Rs.2999
    • Annual fee of up to Rs.2999
    • 20 to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance

    Bank of Maharashtra SBI Card

    Benefits of Bank of Maharashtra SBI Card

    • Earn 1 cash point for every Rs.100 spent using the card
    • Earn up to 2.5% value back on departmental and grocery spends with accelerated cash points
    • Get 2000 bonus points on first purchase made using the card

    Features of Bank of Maharashtra SBI Card

    • Cardholders enjoy worldwide card acceptance in over 24 million outlets across the globe.
    • Utility bill payments at no extra cost
    • Add-on cards for family members above 18 years

    Fees and Charges of Bank of Maharashtra SBI Card

    • Joining Fee of Rs.499 which is a one-time charge
    • Annual fee of Rs.499 for every membership year
    • Interest free credit period of up to 50 days
    • Cash advance of up to 80% the credit limit

    Oriental Bank of Commerce SBI Card

    Benefits of Oriental Bank of Commerce SBI Card

    • Earn 1 cash point for every Rs.100 spent using this co-branded credit card.
    • 2.5% value back on grocery spends. Also, earn accelerated cash points on departmental purchases
    • Rs.100 cash back on first ATM withdrawal

    Features of Oriental Bank of Commerce SBI Card

    • This international co-branded card is widely recognized at over 24 million outlets across the world.
    • 0% fuel surcharge for fuel purchases between Rs.500 and Rs.3000
    • Extended credit facility to plan your outstanding payments.

    Fees and Charges of Oriental Bank of Commerce SBI Card

    • One-time joining fee of Rs.499
    • Rs.499 as annual fee
    • 20 to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance

    SBI Maruti Card

    Benefits of SBI Maruti Card

    • Joining Bonus of 200 Auto Points
    • 4 Auto Points for every Rs.100 spent at Maruti and 1 Auto Point for every Rs.125 worth of retail spends
    • 3000 Auto Points when cardholders exchange their Maruti card
    • Fuel surcharge waiver of 2.5%

    Features of SBI Maruti Card

    • International acceptance and worldwide recognition
    • Exclusive promotions and discounts throughout the year
    • Auto Points can be redeemed at Maruti network for car maintenance
    • Other features include add-on cards, EMI facility and utility bill payments

    Fees and Charges of SBI Maruti Card

    • First year joining fee of Rs.500 which will be reversed if Rs.2000 is billed to the card within 60 days of issuance
    • From the second year, the annual fee will be Rs.500 which will be reversed if the annual spend for the preceding year exceeds Rs.50,000

    SBI Dena Bank Secured Card

    Benefits of SBI Dena Bank Secured Card

    • Rs.100 cashback on first ATM cash withdrawal within 30 days of card issuance
    • Up to 50 days of credit free period and a very low interest of 1.99% per month
    • This card can be easily availed on the basis of fixed deposit with Dena Bank for as low as Rs.30,000.
    • Easy cash withdrawal from over 1.2 million ATMs across the globe

    Features of SBI Dena Bank Secured Card

    • Flexipay option to easily convert costly spends to affordable EMIs
    • Book your tickets inline at IRCTC using the card and get it delivered at your doorstep
    • E-Statements, SBI Card Alerts and online portal to easily manage your account

    Fees and Charges of SBI Dena Bank Secured Card

    • No joining fee is charged for this card.
    • Annual fee for a membership year is up to Rs.250
    • Add-on fee of up to Rs.100
    • Interest free credit period of up to 50 days which is applicable only on retail purchases

    BMB Gold & More Credit Card

    Benefits of BMB Gold & More Credit Card

    • 1 cash point for every Rs.100 billed to the card
    • With accelerated cash points, get up to 2.5% value back
    • Fuel surcharge waiver of 2.5% across all petrol pumps
    • 2000 bonus reward points on first purchase

    Features of BMB Gold & More Credit Card

    • Add-on cards for family members aged 18 and above
    • Withdraw cash from over 1 million VISA and MasterCard ATMs
    • Facility to transfer outstanding balance amount from other cards to this card at low interest rates

    Fees and Charges of BMB Gold & More Credit Card

    • One-time joining fee of up to Rs.499
    • Annual fee of up to Rs.499
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% the credit limit

    SBI UBI Card

    Benefits of SBI UBI Card

    • Gold cardholders earn one reward point for every Rs.75 spent and silver cardholders earn one reward point for every Rs.100 spent using the card
    • Redeem your reward points against a host of options
    • Get Rs.100 off on first ATM withdrawal within 30 days of card issuance

    Features of SBI UBI Card

    • Worldwide acceptance at over 24 million merchant partner establishments across the globe
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs

    Fees and Charges of SBI UBI Card

    • One-time joining fee of up to Rs.5000
    • Annual fee of up to Rs.1500
    • Up to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit

    Federal Bank SBI Platinum Credit Card

    Benefits of Federal Bank SBI Platinum Credit Card

    • Get 5 times more reward points on all purchase of products from departmental stores, international spends and on dining
    • Gain access to more than 200 Golf courses around the globe
    • Free membership is offered for Federal Bank SBI Platinum Credit Cardholders, to the Elite Priority Pass program

    Features of Federal Bank SBI Platinum Credit Card

    • Worldwide acceptance at over 24 million merchant partner establishments across the globe
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs
    • No transaction fees for fuel purchases worth Rs.500 up to Rs. 4000

    Fees and Charges of Federal Bank SBI Platinum Credit Card

    • One-time joining fee to be paid by the cardholder is Rs. 2, 999
    • Annual fee is Rs. 2, 999
    • No fee is levied for availing an add-on card
    • 20 to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit

    Federal Bank SBI Credit Card

    Benefits of Federal Bank SBI Credit Card

    • For every Rs. 100 spent, earn 1 reward point
    • Get a value back of 2.5% of all spends made in Grocery stores and departmental outlets
    • Enjoy 2.5% fuel surcharge waiver across all fuel stations.
    • Get Rs.100 cashback on your first ATM cash withdrawal as a welcome gift

    Features of Federal Bank SBI Credit Card

    • Worldwide acceptance at over 24 million merchant partner establishments across the globe
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs
    • Fuel surcharge waiver applicable on fuel purchases worth Rs.500 up to Rs. 4000

    Fees and Charges of Federal Bank SBI Credit Card

    • One-time joining fee to be paid by the cardholder is Rs. 499
    • Annual fee charged on the credit card is Rs. 499
    • No fee is levied for availing an add-on card
    • 20 to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit

    SBI Corporate Cards

    1. SBI Platinum Corporate Card
    2. SBI Signature Corporate Card
    3. SBI Corporate Utility Card

    SBI Platinum Corporate Card

    Benefits of SBI Platinum Corporate Card

    • Features to exercise control over expenses made by expenses made by employees.
    • Monitor spending patterns better and increase control over spends
    • Earn reward points, complimentary travel insurance and lounge access.

    Features of SBI Platinum Corporate Card

    • Control your company spends with VISA Intellilink Spend Management.
    • Spend category control (SCC) to block certain merchant category codes
    • Smarter Expense Management system to offer greater control over costs and to negotiate better with airlines and hotel chains

    Fees and Charges of SBI Platinum Corporate Card

    • No joining fee and annual fee
    • Cash advance limit is variable.
    • Up to 50 days of interest free credit period.

    SBI Signature Corporate Card

    Benefits of SBI Signature Corporate Card

    • Helps you keep a close watch on employees spends, spending patterns and also forecast future spends.
    • Smarter expense management with VISA Intellilink system
    • Flexible interface for easy reporting and analysis
    • Spend category control to block certain merchant category

    Features of SBI Signature Corporate Card

    • Global acceptance at over 24 million outlets across the globe
    • Priority servicing through relationship managers who will assist the needs of your organization 24/7.
    • Faster data processing to track your organization’s spending on a day-to-day basis

    Fees and Charges of SBI Signature Corporate Card

    • No joining fee is charged for this card.
    • Annual fee of up to Rs.499 per annum
    • Cash advance limit is variable
    • Interest free credit period of up to 50 days

    SBI Corporate Utility Card

    Benefits of SBI Corporate Utility Card

    • Smart expense management system to give you a greater control over company’s costs.
    • Enhanced security against counterfeiting and skimming through EMV chips
    • Other benefits include spend analysis, faster data processing and spend category control.

    Features of SBI Corporate Utility Card

    • Flexible reporting feature with a user friendly dashboard.
    • Dedicated relationship managers to support your needs 24/7
    • Global acceptance and recognition
    • Option to make a single consolidated payment for all employees

    Fees and Charges of SBI Corporate Utility Card

    • No joining fee and annual fee is charged for this card.
    • 15 to 32 days of interest free credit period

    SBI Credit Card Tips

    Top 4 Cash Back Credit Cards

    Love shopping? We’ll tell you how you can make retail therapy rewarding. All you need to do is get a Credit Card. At BankBazaar, we make getting a Credit Card hassle-free. You can select your perfect Credit Card in minutes. It’s that simple. What’s more, you’ll be spoilt for choice with our offers. Let’s tell you about four best Cashback Credit Cards.

    SBI Simply Save Card

    With SBI’s Simply Save Card, you get 10 points for every Rs. 100 you spend on dining, movies, doing groceries and in departmental stores. You also get 2,000 reward points as a joining bonus.

    HDFC Bank MoneyBack Card

    If you love online shopping, this is the Credit Card for you. Why? You get 6 points for every Rs. 150 spent online. Wait, there’s more. This card has no fee for the first year.

    HSBC Visa Platinum Card

    The HSBC Visa Platinum Card gives you 3 times the rewards when you spend in restaurants and the telecom category. You also get 5 times the rewards on spends over Rs. 4 lakhs annually.

    SBI SimplyClick Card

    SBI’s SimplyClick Card gives the shopaholic in you 10 points for every Rs. 100 spent online with our partners, Amazon, BookMyShow, Cleartrip, Foodpanda, FabFurnish, Lenskart and OLA. Need another reason to get this card? You get a Welcome voucher of Rs. 500 from Amazon on joining.

    Don’t wait any longer! Choose a Credit Card and prepare to get pampered.

    How to know if your Credit Card is hacked?

    Where there is a crime, there will be clues. Get going, Sherlock.

    Start Looking

    Check your transaction history regularly. There are expenditures, but not yours? Gotcha!

    Third-Party Retailers

    You stored your card details on an online retailer’s website. The website got hacked. Sirens.

    Beep-Beep

    Banks send you transaction details in an email/SMS. You get an alert while you’re asleep. Ding!

    Imposter

    An imposter might try to change the PIN and password of your Credit Card account. Any unsolicited notification regarding a change is your clue to act!

    Upgrade to the latest chip-and-pin Credit Card for better security.

    After the demonetisation drive, a large number of people have started using their Credit Cards. Are you one of them? Or wait, don’t have a Credit Card yet? This is the time to go for one.

    Racing Ahead

    According to news reports, Credit Card usage in the country has gone up by 40% after the demonetisation drive.

    Small Tickets

    The number of people swiping their card for transactions less than Rs. 500 has gone up by 65%.

    Big Fish

    There was a whopping 75% jump in the number of users who swiped more than Rs. 500.

    Huge Rush?

    Banks have reported a sharp spike in the number of Credit Card applications, since November 8, 2016. There are about 754 million Credit and Debit card users in the country.

    Want to join the herd? Go ahead and get yourself a Credit Card today. We have plenty of them to choose from.

    1. What are the various types of credit cards offered by SBI?
    2. SBI Cards offers you a wide range of credit cards that are specially designed to meet your needs as per your usage. They fall under five major categories.

      • Premium cards
      • Travel & Shopping cards
      • Classic cards
      • Exclusive cards
      • Corporate cards

      Some of the popular credit cards offered by SBI include SBI Signature Card, SBI Platinum Card, SBI Gold and More Card, IRCTC SBI Card, Air India SBI Signature Card and Air India SBI Platinum Card.

    3. How do I apply for a SBI credit card?
    4. You can apply for a SBI credit card online on the SBI Cards website as well as on BankBazaar.com. BankBazaar will give you a list of credit cards based on your needs for which you are eligible to apply. You can also compare cards on BankBazaar to make your decision process simpler.

    5. What documents would be required during the application process?
    6. You will require a copy of PAN card and a valid ID proof (passport, Voter ID, Aadhar UID or driving license) to complete the online application. You might be asked to submit passport sized photographs and salary slips if necessary.

    7. What Value Added Services on cards is offered by SBI?

      • Balance Transfer – This lets you transfer all your high-rate credit card balances to SBI Card and save interest.
      • BT on EMI – This lets you transfer all your high-rate credit card balances to SBI Card and convert to easy monthly instalments at 3 or 6 months.
      • Flex pay – This is also an EMI service that lets you convert big purchase amounts to easy instalments.
      • Easy Money – This plan lets you save on loan interest rates.
      • E-Statement – You can receive monthly credit card statements right in your inbox.
      • Encash – With this “money-on-call” option, get a cheque delivered within 3 working days to fulfil your sudden financial needs.
      • SBI Credit Cards Insurance – With this Card Protection Plan (CPP), you can get your credit, debit and ATM cards insured.

    8. How do I report a lost or stolen credit card?
    9. The first and foremost thing to do when you lose the card or your card is stolen is to report it to the bank authorities. SBI will freeze or deactivate the card to prevent misuse. The bank might ask for the credit card number and the date of last transaction to deactivate the card.

    10. What are some of the features of IRCTC SBI Credit Card?
    11. This is a special credit card co-branded by IRCTC and SBI specifically designed for the Indian traveller. You stand to claim reward points, transaction fee waiver on online booking and other unique options with this credit card. Some of the features are:

      • Upto 10% value-back on all booking except for Third-AC tickets.
      • One reward point for every Rs.125 spent on Railway ticket purchases
      • Waiver of 1.8% transaction charges on online booking

    12. What is an add-on card?
    13. An add-on card is usually for the dependants of the card holder like spouse, parents or children. All expenses incurred on an add-on card are billed to the credit card holder. Add-on cards do not get additional credit limit.

    14. What do I do with the reward points that I get on each transaction with my credit card?
    15. With SBI’s “Shop & Smile Rewards” program, you can redeem the reward points accumulated on your credit card to purchase products ranging from electrical appliances to lifestyle accessories.

    16. What is an APR?
    17. Simply put, APR or the Annual Percentage Rate is the yearly rate of interest on your card. Using APR, you can compare how expensive a transaction will be on a particular credit card. The interest rate may be applied to credit card purchases, cash advance or penalty.

    18. What is the annual fees for SBI Platinum credit card?
    19. The joining fee is Rs.4999. Annual fee is Rs.2999 exclusive of service tax. Add-on card can be availed without paying any extra amount.

    20. How can I pay my SBI credit card bills?
    21. You can pay the SBI credit card bills through any of these options – utility bill payments, Visa credit card pay, via Paynet, via Paycash, Electronic clearing, ATM, Locate&Pay, AutoDebit, Mobile Banking, net Banking and via NEFT transfer.

    22. For a frequent air traveller like me, what would be the most suitable SBI credit card?
    23. Air India SBI Credit card. You get countless benefits like complimentary membership to frequent-flyer program, access to luxury lounges in the airports and extra air-miles.

    What To Do If Your Credit Card Is Lost

    Getting a new Credit Card has never been easier.

    In case you lose your Credit Card, stay calm. We’ll tell you what to do.

    Inform your Credit Card issuer immediately. Call customer service and report your card missing. Give them details of your last transaction. This will help them monitor fraudulent activities on your Credit Card. Request a replacement of your card. File a complaint at the police station in the area where you lost your card. Remember to review your Credit Card statements and keep an eye out for any unauthorised transactions. Now, if you’re looking for a new Credit Card, you could start by checking out our amazing offers.

    *Terms & Conditions Apply. Credit at the sole discretion of the bank.

    News About SBI Credit Cards

    • Carlyle and SBI to acquire GE Capital’s stake in SBI card

      The Carlyle Group, State Bank of India and GE have announced that definitive agreements have been signed wherein Carlyle and SBI will acquire the stake of GE capital in SBI Card which the second largest credit card franchise in the country. Two joint venture companies help operate SBI Card - GE Capital Business Process Management Services and SBI Cards & Payment Services. This venture helps to process credit card transactions and issue cards in the Indian market.

      After this transaction, Carlyle and SBI will own 26% and 74% respectively in each of the entities. This transaction is expected to be completed by the fourth quarter of 2017 and is subject to certain regulatory approvals.

      28th July 2017

    • West Bengal Finance Minister requests SBI to increase credit limit in social schemes

      Amit Mitra, the state finance minister in West Bengal urged the chairperson of SBI to raise the credit limit of various social schemes. Mitra mentioned that the national credit ratio is close to 73.73%, while the figures in Bengal stood at 64%. The current credit limit imposed by SBI is 50.58%.

      At the 14th Banking Conclave, Mitra stated that the state has attributed great focus on the Kisan Credit Card for the development of the farmer community. But SBI has only disbursed few Kisan Credit Cards till date.

      Mitra thereby requested the SBI chairperson to improve the disbursal of Kisan Credit Cards, so that maximum number of beneficiaries can be brought under it.

      13th July 2017

    • SBI Card hopes to top market share in 3 years

      The country’s second largest credit card issuer - SBI Card – is vying to dethrone the topper HDFC Bank in the card-space within the coming 2-3 years by aggressively focusing on the rich young customer segment.

      SBI CARD is a joint venture between State Bank of India and the US-based GE Capital - which recently made public its plans to exit the business. Following this exit, the SBI intends to push up its stake to 74%. Meanwhile,GE is on the lookout for buyers to sell off its balance of 26%.

      The Managing Director and CEO of SBI Card, Mr Vijay Jasuja explained that  in recent times, they had observed 50 percent of their premium customers to be in the age group between 25 and 35. These were urban young affluent customers with different lifestyles, and are more and increasingly aspirational spending more on travel, vacations, leisure, entertainment and hang-outs. They constitute over 50 percent to the premium segment.

      As of April end, the HDFC Bank has 87 lakh credit cards - the single-largest number in the industry, followed by the SBI at 46.8 lakh. The ICICI Bank comes third at 42.8 lakh cards.

      Mr. Jasuja further stated that with its 15 percent market share, the SBI Card had risen to the second spot, overtaking the ICICI Bank in the number of cards in circulation, while in the category of average spending, the SBI card had jumped up to the second spot from the fifth spot a year back.

      20th June 2017

    • State Bank of India aims to enhance credit lines for peasants

      In a small village in the northern state of Haryana, called Asawta, more than 100 farmers showed up to hear what a few SBI officials had to say about different agricultural credit schemes.

      The meeting was arranged by SBI's agricultural development branch in the Palwal district of Haryana that is situated around 65 kms south of New Delhi. This district is a part of the SBI's initiative to get in touch with the agricultural community before the rice-sowing season that starts from July to offer the farmers with fresh loans and renew the old ones. Such meetings are being organized by around 15,500 SBI branches all across the country to lend the farmers with some financial support. Among the schemes listed is a kisan credit card plan that can be utilized to meet cultivation-related expenses. Also, a loan facility that can be availed using gold ornaments with a low interest rate of 4% is also being made available to the farmers.

      These meetings that are being arranged across the country by SBI coincided with the protests being held by the farmers in some parts of the country asking to forgive debts and higher price of their produce.

      15th June 2017

    • State Bank of India charges fee for cheque payments against credit dues

      State Bank of India will charge a fee for paying the credit card bills using cheques. Since April 1, 2017, this rule has come in effect, as per the State Bank of India website. SBI stated that any payment below Rs.2,000 via cheques will add a fee of Rs.100. If the cheque payment is more than Rs.2,000 then no add-on fee will be charged by the card company.

      Vijay Jasuja, CEO of SBI Card, mentioned that the company has noticed that most payments occur via non-cheque modes. This accounts to more than 90% of the total number of payments. It has also been observed that there is a trend of the disputes related to payments that arise in small cheque payments, in turn causing problems for the customer too.

      Several digital modes for making the payments are already provided by SBI. This has been done in line with the Government’s idea of implementing digital payment process. The step taken by State Bank of India is surely provide a boost to the digital payment system. The Unnati card has been introduced by State Bank of India which will encourage the users to engage in cashless transactions.

      25th April 2017

    • Carlyle to pick up the stake of GE Capital in State Bank of India cards

      Carlyle Group is a private equity firm and it is all set to acquire the stake of GE Capital in State Bank of India cards. The size of this particular deal is nearly Rs.2,000 crores which is roughly equivalent to $305 million. The entity will be valued at $1.16 billion which is equivalent to Rs.7,600 crores.

      The shareholding of SBI in credit card business will increase up to 74% by the transaction. Stakes, however, will be held by Carlyle.

      31st March 2017

    • SBI to increase stake in two credit card ventures

      The country’s biggest lender, the State Bank of India (SBI) is looking to increase its stake in two credit card joint ventures with the American Conglomerate General Electric, this move is in light of the recent demonization which has caused customers to make most of their transactions online or via card. SBI is looking to increase its stake in General Electric Capital Business Process Management Services from 40% to 51% and from 60% to 74% in SBI Cards and Payments, which markets and distributes credit cards. This move dovetails with General Electric’s global strategy to exit the financial services market, as it is a non-core business. Barclays will be advising SBI during the transaction and Morgan Stanley will be advising General Electric.

      9th February 2017

    • State Bank of India likely to raise its stake in credit card joint venture

      According to reports in the media, State Bank of India is likely to raise its stake in its credit card venture called the State Bank of India Cards and Payments Services Limited (SBICPSL). Besides this, the company is also expected to find a new strategic partner to replace the spot currently held by GE Capital, which is expected to happen during the current quarter. That’s not all, SBI is also looking to replace GE Capital in its Capital Business Process Management Services unit which at present takes care of processing and technological needs of the SBI card. Going by the data available, SBI holds 60% stake in SBICPSL and about 40% in GECBPMSL, while the rest of the 40% and 60% in either of these ventures being held by GE Capital. Speaking about the issue Managing Director of SBI Dinesh Khara has suggested that a new partner will be announced before the end of March this year. However, he failed to mention the approach the company is taking to salvage this issue and who the partners are going to be.

      1st February2017

    • SBI Launches Credit Card in Association with Fashion Store Central

      SBI has tied up with leading retailer Central to launch a co-branded credit card. A statement released by the Future Group that owns the Central brand revealed that the aim was to make it easier for consumers to make purchases following the demonetisation policy.

      Called the Central SBI SELECT and SELECT+, the credit cards offer an accelerated rewards points system, with cardholders earning 20 rewards points for Rs.100 spent in Central stores across the country.

      In addition to shopping, cardholders will also benefit from dining and entertainment spends, earning 10 rewards points for Rs.100 spent.

      With the number of cashless transactions on the rise following demonetisation, the bank and retailer hope to capitalise on the cashless trend.

      This is the second tie up between the two partners, who had earlier released an SBI StyleUp credit card in partnership with Big Bazaar.

      25th January 2017

    • SBI Offers Credit Cards Against Fixed Deposits

      The State Bank of India (SBI) is looking to issue credit cards to individuals with a fixed deposit of Rs.25,000 or more with any bank. The card will be free of charge and will not require a proof of income or credit history. SBI is also planning on issuing credit cards to students of the top 100 educational institutions in the country without requiring any proof of income. SBI has become the second largest issuer of cards in the country, overtaking ICICI bank. SBI also plans to add 5 lakh new card machines. The credit card against fixed deposits will be launched in January, 2017 and the student credit card has been launched in December, 2016. The bank will also launch an app to facilitate offline payments via QR code. The app will be useful in small cities where most merchants do not have PoS (Swipe) machines to facilitate payments.

      21st December 2016

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.