SBI Credit Card
SBI Credit Card Overview
A glossy plastic card in your possession which is your passport for travelling to great locales, shop till you drop, gorge on exotic and lip smacking delicacies, and so on… All this is possible if you choose the credit card that is best suited for you and use it wisely. SBI sells credit cards in platinum, gold and silver variants which entices customers with opulent lifestyle choices. With exclusive benefits and special privileges like travel & lifestyle deals, fuel rewards, EMI options and cash advance facility, SBI credit cards will reward you with each spend that you make using the card.
Mrs. Sharma enjoys cashback on all her retail purchases. You could too! Get A Card
Why Choose SBI Credit Cards
-
Variety of Cards
SBI has one credit card for every lifestyle need of the customer. Be it travel, premium or lifestyle, SBI has a plenty of options to choose from.
-
Instalment Options
Cardholders are provided the option to convert costly purchases to easy monthly instalments.
-
SBI Credit Cards Eligibility Criteria:Reward Schemes
You stand to earn reward points every time a purchase is made with your SBI credit card. You can redeem the reward points against special deals and offers
-
Exclusive Privileges
Other benefits like utility payments using cards, travel deals, shopping discounts, cash advance facility and balance transfer on EMI are also offered to the cardholders.
Features and Benefits of SBI Credit Cards
- SBI provides credit cards for anything and everything ranging from individual to corporate needs.
- Limited liability for clients: This is highly useful to protect oneself from sham transactions in case of loss of card.
- Code 10 calls are made when mercantile is doubtful about receiving a credit card payment which ensures secure transactions.
- SBI Credit cardholders can use their credit card to withdraw cash from over 1 million ATMs over the world.
- SBI Credit cards are accepted all over the world and is recognized at over million partner establishments across the globe.
- Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online.
Why apply for SBI Credit Cards through BankBazaar
BankBazaar is a one-stop shop to explore various financial products like home loans, personal loans and credit cards. Selecting a credit card from all the available options in the market is a very tedious job, given the number of credit cards. BankBazaar simplifies this process by giving you the option to compare cards and instantly apply for a credit card. With a simple questionnaire, BankBazaar will curate a list of cards that match your lifestyle requirements. What more – you also get an instant e-approval on application which will simplify your process further.
Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card
How to apply for a SBI Credit Card through BankBazaar
Visit the homepage of BankBazaar and navigate to the credit cards section by clicking the option on the top pane. The credit cards are grouped “By Bank” and “By Category”. To apply for an SBI Credit card, select SBI under the bank category. You will be able to view a list of all credit cards offered by SBI and also explore the cards. BankBazaar’s wizardry will help you choose a SBI card that fits your lifestyle needs. After checking your eligibility, you can instantly apply for card by clicking the “Apply” option and filling in your personal contact information.
SBI Credit Cards Eligibility and Documentation
SBI Credit Cards Eligibility Criteria
- The applicant should be an Indian resident and above 18 years of age.
- The applicant should have a good CIBIL score. (Optional)
The income criteria varies depending on the card. Also, different cards has special criteria based on the usage. Do enquire with SBI about the eligibility criteria for the selected card before proceeding with the application.
SBI Credit Cards Documents Required
The following documents should be submitted while applying for a credit card from SBI.
- PAN Card
- One identity proof which can be any of passport, voter ID, license or UID Aadhar Card.
Value Added Service on SBI Credit Cards
-
Balance Transfer at Low Interest rates:
Using this facility, you can transfer the balances from your other high-rate credit cards to your SBI Card and pay the balance at low interest rates as offered by SBI.
-
Balance Transfer on EMI:
SBI allows you to convert the outstanding balances in your card to easy instalments.
-
Flexipay:
Through this feature, you can convert your costly purchases to EMIs at flexible tenures and low interest rates.
-
EasyMoney:
To order a bank draft anytime you wish, call the SBI Card Helpline. The amount will be directly drafted to your SBI Card using which you can pay your bills, fees and taxes without any hassles.
-
E-Statements:
SBI Cardholders will get their credit card statement directly to their inbox. This will save any troubles due to postal delays and lost statements. Also, cardholders can view and monitor the E-Statements 24/7.
-
Encash Facility:
Cardholders have access to instant cash with “Encash – Money on Call”. What more, this is pre-approved and requires no documentation. The cheque for cash will be delivered within 3 working days.
-
SBI Credit Card Insurance:
With the unique and comprehensive Card Protection Plan (CPP) provided by SBI, customers are safeguarded against card loss, theft and any card related fraud.
SBI Premium Cards
- SBI Signature Card
- SBI Advantage Platinum Card
- SBI Advantage Signature Card
- SBI Signature Contactless Card
- SBI Platinum Card
SBI Signature Card
Benefits of SBI Signature Card:
- Welcome Gifts and voucher
- 2 Reward points for every Rs.100 spent
- Bonus Reward Points
- Signature Concierge and access to premium Lounges
Features of SBI Signature Card:
- Worldwide recognition and acceptance
- Easy Bill Pay for utility bill payments
- Flexipay to convert huge spends to EMIs
- Balance transfer at low interest rates
Fees and Charges of SBI Signature Card:
- Joining fee (one-time) and annual fee of Rs.4999
- Interest free credit period of 20 to 50 days
- Cash advance limit of up to 80% of credit limit
SBI Advantage Platinum Card
Benefits of SBI Advantage Platinum Card
- Earn rewards on dining, departmental stores and international spends
- Welcome gifts and anniversary gifts worth Rs.3000 each
- Access to lounges across airports in 300 cities
Features of SBI Advantage Platinum Card
- Credit free period of up to 50 days
- Ready cash withdrawal facility at over 1 million ATMs across the globe
- E-Statements and SMS alerts for convenience
- Fuel surcharge waiver of 2.5%
Fees and Charges of SBI Advantage Platinum Card
- One-time joining fee of Rs.2999
- Annual Fee of Rs.2999 per annum
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
SBI Advantage Signature Card
Benefits of SBI Advantage Signature Card
- Gift vouchers and air fare waiver as welcome gifts
- Options to redeem rewards against different categories
- Fraud liability cover worth Rs.1,00,000
Features of SBI Advantage Signature Card
- Cash access facility at over 18,000 ATMs worldwide
- Utility Bill payment facility at zero extra charge
- Option to convert purchases to EMIs
- Online portal for easy transactions management
Fees and Charges of SBI Advantage Signature Card
- One-time joining fee of Rs.4999
- Annual fee of Rs.4999 per membership year
- Interest free credit period of 20-50 days
- Up to 80% of credit limit as cash advance
SBI Signature Contactless Card
Benefits of SBI Signature Contactless Card
- Wave the contactless card over a secure reader to use the card. Swiping is not required
- Get a gift voucher worth Rs. 5000
- Fraud liability cover worth Rs. 1,00,000
- Access to lounges across airports in 300 cities
Features of SBI Signature Contactless Card
- No fuel surcharge on purchases ranging from Rs. 500/- to Rs. 4,000/-.
- Book railway tickets online through IRCTC website.
- Balance transfer facility is enabled
- You can convert your high-end purchases to monthly installments.
- Bill Pay facility enabled at no extra cost.
Fees and Charges of SBI Signature Contactless Card
- Joining fee to be paid only once – Rs. 4,999
- Fee charged annually - Rs. 4,999
- Interest free credit period of 20-50 days
- Up to 80% of credit limit as cash advance
- Rewards redemption fee is Rs. 99.
- Rs. 100 charged as Cash OTC Fees.
SBI Platinum Card
Benefits of SBI Platinum Card
- Lifestyle benefits like reward points and special deals
- Access to over 200 Golf courses
- 10 cash points for every Rs.100 spent using the card
Features of SBI Platinum Card
- Fuel surcharge waiver of 2.5%
- Accepted in over 2 million partner establishments worldwide
- Emergency Card Replacement facility
Fees and Charges of SBI Platinum Card
- Joining fee of Rs.2999 to be paid one time
- Annual fee of Rs.2999 per annum
- Up to 50 days of interest free credit period
- Cash advance limit of up to 80% of the prescribed credit limit
SBI Travel & Shopping Cards
- Simply SAVE Advantage SBI Card
- SimplySAVE SBI Card
- Air India SBI Signature Card
- Yatra SBI Card
- SBI Student Plus Advantage Card
- IRCTC SBI Platinum Card
- Air India SBI Platinum Card
- Fbb SBI STYLEUP Card
- SBI Mumbai Metro Credit Card
- SimplyClick SBI Credit Card
- IRCTC SBI Credit Card
- SimplyCLICK Advantage SBI Card
SimplySAVE Advantage SBI Card
Benefits of SimplySAVE Advantage SBI Card
- Up to 10x rewards on dining, grocery and movie spends
- Annual Fee reversal when Rs.75,000 is billed to the card
- 1 reward point for every Rs.100 spent
- 2.5% fuel surcharge waiver
Features of SimplySAVE Advantage SBI Card
- Credit free period of up to 50 days
- Low interest rate of 2.50% per month
- Add-on cards for family members
- Other attractive features like EMI option, utility bill payment and balance transfer facility
Fees and Charges of SimplySAVE Advantage SBI Card
- One-time joining fee of Rs.499
- Annual fee of Rs.499 per year
- Interest free credit period of 20 to 50 days
- Up to 80% of credit limit as cash advance
SimplySAVE SBI Card
Benefits of SimplySAVE SBI Card
- Customers can earn 10 Reward Points per every Rs.100 spent on Grocery, Dining, Departmental and Movie spends made through their SBI SimplySAVE credit card.
- On all other spends made through their credit card, cardholders can earn 1 Reward point for every Rs.100.
- Cardholders can avail a fuel surcharge waiver of 1% across all petrol pumps in the country if they spend between Rs.500 to Rs.3,000 through their SimplySAVE credit card.
- If customers spend more than Rs.2,000 through their SimplySAVE credit card within the first 60 days, they stand to receive 2,000 Bonus Reward points.
- If more than Rs.90,000 is charged annually to their SimplySAVE credit card, the annual fee will be reversed for customers from the second year of credit card subscription.
Features of SimplySAVE SBI Card
- For every Rs.100 spent using the SimplySAVE credit card, customers can earn 1 Reward Point. Through these points, outstanding balance on the credit card can be paid or these points can be redeemed against a whole list of gifts from the Rewards catalogue.
- On the first ATM cash withdrawal, cardholders will receive Rs.100 cashback, if done within a period of 30 days from receiving the card.
- This credit card is accepted across the world and can be used in more 24 million outlets across the world including more than 3,00,000 outlets in India.
- Cardholders can avail supplementary cards for their loved ones who are above the age of 18.
- Customers can withdraw cash from more than 1 million ATMs across the world that are affiliated to Visa or MasterCard.
- Cardholders have the added advantage of being able to pay their utility bills through the Easy Bill Pay facility.
- Through Flexipay, all transactions can be converted to economical monthly installments. In order to do so, policyholders will have to spend more than Rs.2,500 through their credit card and log in to the SBI credit card website to convert the amount to Flexipay.
- Cardholders can procure the Easy Money option via which a cheque or draft can be availed against their SimplySAVE credit card.
Fees and Charges of SimplySAVE SBI Card
- One-time annual fee of Rs.499
- Renewal fee of Rs.499 from second year.
- Add - on fee is Nil
- Cash advance of up to 80% of credit limit
- Free credit period is Nil
Air India SBI Signature Card
Benefits of Air India SBI Signature Card
- Welcome gift of 20,000 reward points
- Complimentary membership to Air India Frequent Flyer program
- Up to 1,00,000 bonus reward points on annual spend
- Card anniversary gift of up to 2,000 reward points each year
- Reward points can be converted to Air Miles.
- Complimentary International Luxury Lounge Access for over 600 airports
Features of Air India SBI Signature Card
- Flexipay option to convert costly spends to EMIs
- Balance transfer facility is provided at low interest rates
- Emergency card replacement assistance
Fees and Charges of Air India SBI Signature Card
- Annual Fee is up to Rs.4,999
- No additional add-on fee
- Cash advance limit of up to 80% the credit limit
- 20 to 50 days of interest free credit period
Yatra SBI Card
Benefits of Yatra SBI Card
- Get a welcome gift of Rs.8,250 worth Yatra.com vouchers after paying the joining fees.
- Get up to 6X rewards points for bookings done on Yatra.com, grocery and departmental stores.
- Also, get up to 6X bonus rewards points on base tariffs and base fares for bookings on Yatra.com.
- Earn 1 rewards point for every Rs 100 spent at retail outlets across India.
- Also, get a discount voucher of Rs 500 for bookings done on Yatra.com for an amount of Rs 30,000.
Features of Yatra SBI Card
- Add-on cards for family members
- Easy money draft facility where the draft money will be billed directly to your card
- Extended credit option to make outstanding payments easily
- Other benefits include EMI facility, balance transfer and utility bill payments
Fees and Charges of Yatra SBI Card
- One-time joining fee of up to Rs.499
- Annual fee of up to Rs.499
- Interest free credit period of 20 to 50 days
- Cash advance limit of up to 80% of credit limit
SBI Student Plus Advantage Card
Benefits of SBI Student Plus Advantage Card
- 1 cash point for every Rs.100 spent
- Get up to 2.5% value back on departmental and grocery spends
- 10X rewards on international spends
- Option to convert purchases to EMI
Features of SBI Student Plus Advantage Card
- Credit facility with interest rates as low as 2.5% per month
- Ready Cash at over 1 million VISA and MasterCard ATMs
- Education loan customers above 18 are directly eligible for primary card
- Balance transfer facility
Fees and Charges of SBI Student Plus Advantage Card
- No one-time joining fee is charged for this card
- Annual fee of Rs.500 is applicable from the second year on if the purchases made using the card is less than Rs.35,000 the previous year
- Up to 80% of credit limit as cash advance
IRCTC SBI Platinum Card
Benefits of IRCTC SBI Platinum Credit Card
- This international co-branded card will fetch you 10% value back on AC ticket fares
- 3X Reward Points for every Rs.125 spent at departmental and grocery stores
- 1.8% transaction charges waiver for tickets booked using IRCTC Online portal
- Complimentary personal rail accident insurance cover
Features of IRCTC SBI Platinum Card
- 0% surcharge on fuel purchases for amounts between Rs.500 to Rs.3000
- Utility bill payments facility to pay the bills online
- Access to with draw cash from over 1.2 million ATMs
Fees and Charges of IRCTC SBI Platinum Card
- One-time joining fee of Rs.500
- Annual fee of Rs.300 per annum
- Up to 50 days of interest free credit period
- Cash advance limit of up to 80% of the credit limit
Air India SBI Platinum Card
Benefits of Air India SBI Platinum Card
- 5000 reward points as a welcome benefit
- 2000 reward points at every card anniversary date
- Up to 20,000 reward points on annual expenditures
- Complimentary Priority Pass to over 600 International Airport Luxury Lounges
- Free complimentary membership to Air India Frequent Flyer Lounge
Features of Air India SBI Platinum Card
- Access the credit card account online to track spends and rewards from the comfort of your home
- Option to make utility bill payments at zero extra cost
- Option to convert costly purchases to easy monthly instalments
- Global acceptance and recognition
Fees and Charges of Air India SBI Platinum Card
- Annual fee of up to Rs.1499
- Interest free credit period of 20 to 50 days
- Up to 80% of credit limit as cash advance
Fbb SBI STYLEUP Card
Benefits of Fbb SBI STYLEUP Card
- 10% flat discount round the year on Fbb merchandise and Big Bazaar spends
-
Earn 10X reward points on BigBazaar and Fbb spends
Features of Fbb SBI STYLEUP Card
- Add-on cards for all family members
- Utility Bill Payment facility at no extra cost
- Flexipay option to convert purchases to EMI
Fees and Charges of Fbb SBI STYLEUP Card
- One-time joining fee of Rs.499 plus GST
- Renewal fee of Rs.499 plus GST
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
SBI Mumbai Metro Credit Card
Benefits of SBI Mumbai Metro Credit Card
- Earn 10 times more rewards when you purchase departmental goods, grocery as well as metro tickets.
- For every Rs. 100 spent on departmental and grocery stores, earn 10 reward points.
- Get 1% fuel surcharge waiver.
Features of SBI Mumbai Metro Credit Card
- Share your credit limit with your loved ones with add-on cards.
- Utility Bill Payment Feature is enabled.
- Flexipay installment plan is also enabled on this card.
- With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
Fees and Charges of SBI Mumbai Metro Credit Card
- Joining fee is Rs.499
- Annual fee – Rs.499
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
- Statement retrieval charges – Rs. 100 for each statement
SimplyClick SBI Credit Card
Benefits of Simply Click SBI Credit Card
- Get a welcome gift voucher from Amazon worth Rs.500
- By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
- Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
- Get 2.5% fuel surcharge waiver
Features of SimplyClick SBI Credit Card
- Share your credit limit with your loved ones with add-on cards.
- Utility Bill Payment Feature is enabled.
- Flexipay installment plan is also enabled on this card.
- With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
Fees and Charges of SimplyClick SBI Credit Card
- Joining fee is Rs. 499
- Annual fee – 499
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
- Statement retrieval charges – Rs. 100 for each statement
IRCTC SBI Credit Card
Benefits of IRCTC SBI Credit Card
- Get 350 reward points upon activation of your card
- Purchase railway tickets online through IRCTC and get 10% cashback
- For every Rs. 125 spent on retail purchases get one reward point.
- Reward points can be redeemed against a railway ticket purchase made through the IRCTC website.
- Get 1.8% waiver on transaction charges levied on online railway ticket booking.
Features of IRCTC SBI Credit Card
- Share your credit limit with your loved ones with add-on cards.
- Utility Bill Payment Feature is enabled.
- Flexipay installment plan is also enabled on this card.
- With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
Fees and Charges of IRCTC SBI Credit Card
- One-time payment to be made as joining fees is Rs. 500
- Annual Fee from the second year onwards is Rs. 300.
- Avail an add-on card free of cost.
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
- Statement retrieval charges – Rs. 100 for each statement
SimplyCLICK Advantage SBI Card
Benefits of SimplyCLICK Advantage SBI Card
- Get a welcome gift voucher from Amazon worth Rs.500
- By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
- Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
Features of SimplyCLICK Advantage SBI Card
- Share your credit limit with your loved ones with add-on cards.
- Utility Bill Payment Feature is enabled.
- Flexipay installment plan is also enabled on this card.
- With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
Fees and Charges of SimplyCLICK Advantage SBI Card
- Joining fee is Rs. 499
- Annual fee – Nil
- Add-on Fee- Nil
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% of credit limit
-
Statement retrieval charges – Rs. 100 for each statement
SBI Classic Cards
- SBI Gold Credit Card
- SBI Advantage Gold Card
- SBI Advantage Plus Card
SBI Gold Credit Card
Benefits of SBI Gold Credit Card
- Worldwide acceptance and recognition at over 24 million outlets
- Credit facility with extended credit option for flexibility of payments
- Cardholders can withdraw cash from over 1 million ATMs across the globe
Features SBI Gold Credit Card
- SBI Card customer helpline and 24 hour helpline
- Order a bank draft anytime through the Easy Money Facility
- Utility Bill Payments and EMI options for greater payment convenience
Fees and Charges SBI Gold Credit Card
- One-time joining fee of Rs.299
- Annual Fee of Rs.299
- Interest free credit period of up to 50 days
- Cash advance of up to 80% the credit limit
SBI Advantage Gold Card
Benefits of SBI Advantage Gold Card
- Recognized at over 3,25,000 outlets in India and 24 million merchants across the globe
- Flexibility to withdraw cash from over 1 million VISA and MasterCard ATMs across the globe
- Book your railway tickets online at IRCTC and get it delivered at the doorstep
Features of SBI Advantage Gold Card
- Credit facility with interest rates as low as 2.25% per month
- This card can be availed on the basis of a fixed deposit with SBI
- Other features include utility bill payments, balance transfer and EMI options for costly purchases
Fees and Charges of SBI Advantage Gold Card
- One-time joining fee of Rs.299
- Annual fee of Rs.299
- Up to 50 days of interest free credit period
- Cash advance of up to 80% of credit limit
SBI Advantage Plus Card
Benefits of SBI Advantage Plus Card
- Post issuance of the card, SBI will provide an encash facility to open Fixed Deposit in your name
- Credit limit keeps opening as you encash EMIs every month
- Credit limit of up to 85% the fixed deposit amount
- Low rate of interest at just 2.25% per month
Features of SBI Advantage Plus Card
- Add-on cards for family members
- Pay your electricity, insurance and telephone bills at no extra charges using utility bill payment facility
- Balance transfer at low interest rates
- Flexipay option to avail EMI facility for costly spends
Fees and Charges of SBI Advantage Plus Card
- One-time joining fee of Rs.500
- Annual fee of Rs.500
- Up to 50 days of interest free credit period
- Up to 80% of credit limit as cash advance
SBI Exclusive Cards
- Tata Cards
- Bank of Maharashtra SBI Platinum Card
- Oriental Bank of Commerce SBI Platinum Card
- Karur Vysya Bank SBI Platinum Card
- Karur Vysya Bank SBI Card
- BMB Platinum Credit Card
- Bank of Maharashtra SBI Card
- Oriental Bank of Commerce SBI Card
- SBI Maruti Card
- SBI Dena Bank Secured Card
- BMB Gold & More Credit Card
- SBI UBI Card
- Federal Bank SBI Platinum Credit Card
- Federal Bank SBI Credit Card
Tata Cards
Benefits of Tata Cards
- Comes with variants like
- Tata Platinum Card
- Tata Croma Platinum Card
- Tata Titanium Card
- Tata Croma Titanium Card
Features of Tata Cards
- Enjoy worldwide acceptance in over 24 million outlets across the globe
- Tata cards offers great flexibility of payment with extended credit option
- Other benefits include 0% fuel surcharge and cash on the go at any Visa/MasterCard ATMs around the world
Fees and Charges of Tata Cards
- Annual Fees for Tata Titanium Card and Tata Croma Titanium Card is Rs.499
- For Tata Platinum Card and Tata Croma Platinum Card, the annual fees is Rs.2999
Bank of Maharashtra SBI Platinum Card
Benefits of Bank of Maharashtra SBI Platinum Card
- Cardholders enjoy 5X cash points on dining, grocery and international spends.
- 10 Cash Points for every Rs.100 billed to the card
- Access to 200 golf courses around the globe
- True lounge access
Features of Bank of Maharashtra SBI Platinum Card
-
Cardholders can instantly withdraw cash from over 1 million ATMs across the world
- Conveniently track the card transactions through e-statements, SMS alerts and online portal
- Facility to pay your utility bills at no extra cost
Fees and Charges of Bank of Maharashtra SBI Platinum Card
- The joining fee for this card is Rs.2999
- The annual fee for this card is Rs.2999
- Interest free credit period of 20 to 50 days
- Up to 80% of the credit limit as cash advance
Oriental Bank of Commerce SBI Platinum Card
Benefits of Oriental Bank of Commerce SBI Platinum Card
- Gift vouchers worth Rs.3000 as welcome gift
- Complimentary access to over 600 airport lounges in India and abroad
- 10 cash points for every Rs.100 spent
- 5X cash points on departmental stores, dining and international spends
Features of Oriental Bank of Commerce SBI Platinum Card
- Convert your purchases to easy instalments with Flexi-pay facility
- Payment flexibility with extended credit option
- Cash access at over 18,000 ATMs across the globe
- No fuel surcharge when the card is used to purchase fuel at any gas pump across India
Fees and Charges of Oriental Bank of Commerce SBI Platinum Card
- One-time joining fee of Rs.2999
- Annual Fee of Rs.2999 for every membership year
- Interest free credit period of 20 to 50 days
- Cash advance limit of up to 80% of credit limit
Karur Vysya Bank SBI Platinum Card
Benefits of Karur Vysya Bank SBI Platinum Card
- This card offers 5X cash points on dining, departmental and international spends
- Earn 10 cash points for every Rs.100 spent
- Access to over 200 golf courses across the globe
- Enjoy true lounge access via the priority pass program and VISA airport lounge access program
Features of Karur Vysya Bank SBI Platinum Card
- Instant cash at over 18,000 ATMs in India and over 10,000 ATMs across the globe
- No fuel surcharge when the card is used to make fuel spends
- Pay your utility bills at zero extra charge. Also, earn reward points on the payments
Fees and Charges of Karur Vysya Bank SBI Platinum Card
- Joining fee of Rs.2999 9one-time)
- Annual membership fee of Rs.2999
- Interest free credit period of up to 50 days
- Up to 80% of the credit limit as cash advance
Karur Vysya Bank SBI Card
Benefits of Karur Vysya Bank SBI Card
- Earn 1 cash point for every Rs.100 spent
- Get up to 2.5% value back on departmental and grocery spends
- Freedom from 2.5% fuel surcharge
- Welcome offer of Rs.100 cashback at ATM withdrawal and 2000 bonus cash points on first purchase
Features of Karur Vysya Bank SBI Card
- Enjoy worldwide acceptance at over 24 million outlets across the world
- Add-on cards for family members
- 24/7 VISA/MasterCard helpline and SBI card customer care helpline to give you a complete peace of mind
- Instant e-Statements and card alerts
Fees and Charges of Karur Vysya Bank SBI Card
- One-time joining fee of Rs.499
- Annual fee is Rs.499 for a membership year
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% the credit limit
BMB Platinum Credit Card
Benefits of BMB Platinum Credit Card
- 5X reward points on dining, departmental and international spends
- Access to over 200 golf courses across the globe
- Get handsomely rewarded on every purchase with 10 cash points offered for every Rs.100 spent
- Complimentary access to over 600 luxury airport lounges
Features of BMB Platinum Credit Card
- Instant cash access at over 1 million ATMs worldwide
- Complete freedom from fuel surcharge at all gas pumps across India
- Flexipay option to convert costly spends into easy EMIs
- Other features include credit facility, EMI option and emergency card replacement
Fees and Charges of BMB Platinum Credit Card
- One-time joining fee of up to Rs.2999
- Annual fee of up to Rs.2999
- 20 to 50 days of interest free credit period
- Up to 80% of credit limit as cash advance
Bank of Maharashtra SBI Card
Benefits of Bank of Maharashtra SBI Card
- Earn 1 cash point for every Rs.100 spent using the card
- Earn up to 2.5% value back on departmental and grocery spends with accelerated cash points
- Get 2000 bonus points on first purchase made using the card
Features of Bank of Maharashtra SBI Card
- Cardholders enjoy worldwide card acceptance in over 24 million outlets across the globe.
- Utility bill payments at no extra cost
- Add-on cards for family members above 18 years
Fees and Charges of Bank of Maharashtra SBI Card
- Joining Fee of Rs.499 which is a one-time charge
- Annual fee of Rs.499 for every membership year
- Interest free credit period of up to 50 days
- Cash advance of up to 80% the credit limit
Oriental Bank of Commerce SBI Card
Benefits of Oriental Bank of Commerce SBI Card
- Earn 1 cash point for every Rs.100 spent using this co-branded credit card.
- 2.5% value back on grocery spends. Also, earn accelerated cash points on departmental purchases
- Rs.100 cash back on first ATM withdrawal
Features of Oriental Bank of Commerce SBI Card
- This international co-branded card is widely recognized at over 24 million outlets across the world.
- 0% fuel surcharge for fuel purchases between Rs.500 and Rs.3000
- Extended credit facility to plan your outstanding payments.
Fees and Charges of Oriental Bank of Commerce SBI Card
- One-time joining fee of Rs.499
- Rs.499 as annual fee
- 20 to 50 days of interest free credit period
- Up to 80% of credit limit as cash advance
SBI Maruti Card
Benefits of SBI Maruti Card
- Joining Bonus of 200 Auto Points
- 4 Auto Points for every Rs.100 spent at Maruti and 1 Auto Point for every Rs.125 worth of retail spends
- 3000 Auto Points when cardholders exchange their Maruti card
- Fuel surcharge waiver of 2.5%
Features of SBI Maruti Card
- International acceptance and worldwide recognition
- Exclusive promotions and discounts throughout the year
- Auto Points can be redeemed at Maruti network for car maintenance
- Other features include add-on cards, EMI facility and utility bill payments
Fees and Charges of SBI Maruti Card
- First year joining fee of Rs.500 which will be reversed if Rs.2000 is billed to the card within 60 days of issuance
- From the second year, the annual fee will be Rs.500 which will be reversed if the annual spend for the preceding year exceeds Rs.50,000
SBI Dena Bank Secured Card
Benefits of SBI Dena Bank Secured Card
- Rs.100 cashback on first ATM cash withdrawal within 30 days of card issuance
- Up to 50 days of credit free period and a very low interest of 1.99% per month
- This card can be easily availed on the basis of fixed deposit with Dena Bank for as low as Rs.30,000.
- Easy cash withdrawal from over 1.2 million ATMs across the globe
Features of SBI Dena Bank Secured Card
- Flexipay option to easily convert costly spends to affordable EMIs
- Book your tickets inline at IRCTC using the card and get it delivered at your doorstep
- E-Statements, SBI Card Alerts and online portal to easily manage your account
Fees and Charges of SBI Dena Bank Secured Card
- No joining fee is charged for this card.
- Annual fee for a membership year is up to Rs.250
- Add-on fee of up to Rs.100
- Interest free credit period of up to 50 days which is applicable only on retail purchases
BMB Gold & More Credit Card
Benefits of BMB Gold & More Credit Card
- 1 cash point for every Rs.100 billed to the card
- With accelerated cash points, get up to 2.5% value back
- Fuel surcharge waiver of 2.5% across all petrol pumps
- 2000 bonus reward points on first purchase
Features of BMB Gold & More Credit Card
- Add-on cards for family members aged 18 and above
- Withdraw cash from over 1 million VISA and MasterCard ATMs
- Facility to transfer outstanding balance amount from other cards to this card at low interest rates
Fees and Charges of BMB Gold & More Credit Card
- One-time joining fee of up to Rs.499
- Annual fee of up to Rs.499
- 20 to 50 days of interest free credit period
- Cash advance limit of up to 80% the credit limit
SBI UBI Card
Benefits of SBI UBI Card
- Gold cardholders earn one reward point for every Rs.75 spent and silver cardholders earn one reward point for every Rs.100 spent using the card
- Redeem your reward points against a host of options
- Get Rs.100 off on first ATM withdrawal within 30 days of card issuance
Features of SBI UBI Card
- Worldwide acceptance at over 24 million merchant partner establishments across the globe
- Credit card balance transfers at very low interest rates
- Facility to convert costly spends in to affordable EMIs
Fees and Charges of SBI UBI Card
- One-time joining fee of up to Rs.5000
- Annual fee of up to Rs.1500
- Up to 50 days of interest free credit period
- Cash advance of up to 80% the credit limit
Federal Bank SBI Platinum Credit Card
Benefits of Federal Bank SBI Platinum Credit Card
- Get 5 times more reward points on all purchase of products from departmental stores, international spends and on dining
- Gain access to more than 200 Golf courses around the globe
- Free membership is offered for Federal Bank SBI Platinum Credit Cardholders, to the Elite Priority Pass program
Features of Federal Bank SBI Platinum Credit Card
- Worldwide acceptance at over 24 million merchant partner establishments across the globe
- Credit card balance transfers at very low interest rates
- Facility to convert costly spends in to affordable EMIs
- No transaction fees for fuel purchases worth Rs.500 up to Rs. 4000
Fees and Charges of Federal Bank SBI Platinum Credit Card
- One-time joining fee to be paid by the cardholder is Rs. 2, 999
- Annual fee is Rs. 2, 999
- No fee is levied for availing an add-on card
- 20 to 50 days of interest free credit period
- Cash advance of up to 80% the credit limit
Federal Bank SBI Credit Card
Benefits of Federal Bank SBI Credit Card
- For every Rs. 100 spent, earn 1 reward point
- Get a value back of 2.5% of all spends made in Grocery stores and departmental outlets
- Enjoy 2.5% fuel surcharge waiver across all fuel stations.
- Get Rs.100 cashback on your first ATM cash withdrawal as a welcome gift
Features of Federal Bank SBI Credit Card
- Worldwide acceptance at over 24 million merchant partner establishments across the globe
- Credit card balance transfers at very low interest rates
- Facility to convert costly spends in to affordable EMIs
- Fuel surcharge waiver applicable on fuel purchases worth Rs.500 up to Rs. 4000
Fees and Charges of Federal Bank SBI Credit Card
- One-time joining fee to be paid by the cardholder is Rs. 499
- Annual fee charged on the credit card is Rs. 499
- No fee is levied for availing an add-on card
- 20 to 50 days of interest free credit period
- Cash advance of up to 80% the credit limit
SBI Corporate Cards
- SBI Platinum Corporate Card
- SBI Signature Corporate Card
- SBI Corporate Utility Card
SBI Platinum Corporate Card
Benefits of SBI Platinum Corporate Card
- Features to exercise control over expenses made by expenses made by employees.
- Monitor spending patterns better and increase control over spends
- Earn reward points, complimentary travel insurance and lounge access.
Features of SBI Platinum Corporate Card
- Control your company spends with VISA Intellilink Spend Management.
- Spend category control (SCC) to block certain merchant category codes
- Smarter Expense Management system to offer greater control over costs and to negotiate better with airlines and hotel chains
Fees and Charges of SBI Platinum Corporate Card
- No joining fee and annual fee
- Cash advance limit is variable.
- Up to 50 days of interest free credit period.
SBI Signature Corporate Card
Benefits of SBI Signature Corporate Card
- Helps you keep a close watch on employees spends, spending patterns and also forecast future spends.
- Smarter expense management with VISA Intellilink system
- Flexible interface for easy reporting and analysis
- Spend category control to block certain merchant category
Features of SBI Signature Corporate Card
- Global acceptance at over 24 million outlets across the globe
- Priority servicing through relationship managers who will assist the needs of your organization 24/7.
- Faster data processing to track your organization’s spending on a day-to-day basis
Fees and Charges of SBI Signature Corporate Card
- No joining fee is charged for this card.
- Annual fee of up to Rs.499 per annum
- Cash advance limit is variable
- Interest free credit period of up to 50 days
SBI Corporate Utility Card
Benefits of SBI Corporate Utility Card
- Smart expense management system to give you a greater control over company’s costs.
- Enhanced security against counterfeiting and skimming through EMV chips
- Other benefits include spend analysis, faster data processing and spend category control.
Features of SBI Corporate Utility Card
- Flexible reporting feature with a user friendly dashboard.
- Dedicated relationship managers to support your needs 24/7
- Global acceptance and recognition
- Option to make a single consolidated payment for all employees
Fees and Charges of SBI Corporate Utility Card
- No joining fee and annual fee is charged for this card.
- 15 to 32 days of interest free credit period
SBI Credit Card Tips
Top 4 Cash Back Credit Cards
Love shopping? We’ll tell you how you can make retail therapy rewarding. All you need to do is get a Credit Card. At BankBazaar, we make getting a Credit Card hassle-free. You can select your perfect Credit Card in minutes. It’s that simple. What’s more, you’ll be spoilt for choice with our offers. Let’s tell you about four best Cashback Credit Cards.
SBI Simply Save Card
With SBI’s Simply Save Card, you get 10 points for every Rs. 100 you spend on dining, movies, doing groceries and in departmental stores. You also get 2,000 reward points as a joining bonus.
HDFC Bank MoneyBack Card
If you love online shopping, this is the Credit Card for you. Why? You get 6 points for every Rs. 150 spent online. Wait, there’s more. This card has no fee for the first year.
HSBC Visa Platinum Card
The HSBC Visa Platinum Card gives you 3 times the rewards when you spend in restaurants and the telecom category. You also get 5 times the rewards on spends over Rs. 4 lakhs annually.
SBI SimplyClick Card
SBI’s SimplyClick Card gives the shopaholic in you 10 points for every Rs. 100 spent online with our partners, Amazon, BookMyShow, Cleartrip, Foodpanda, FabFurnish, Lenskart and OLA. Need another reason to get this card? You get a Welcome voucher of Rs. 500 from Amazon on joining.
Don’t wait any longer! Choose a Credit Card and prepare to get pampered.
How to know if your Credit Card is hacked?
Where there is a crime, there will be clues. Get going, Sherlock.
Start Looking
Check your transaction history regularly. There are expenditures, but not yours? Gotcha!
Third-Party Retailers
You stored your card details on an online retailer’s website. The website got hacked. Sirens.
Beep-Beep
Banks send you transaction details in an email/SMS. You get an alert while you’re asleep. Ding!
Imposter
An imposter might try to change the PIN and password of your Credit Card account. Any unsolicited notification regarding a change is your clue to act!
Upgrade to the latest chip-and-pin Credit Card for better security.
After the demonetisation drive, a large number of people have started using their Credit Cards. Are you one of them? Or wait, don’t have a Credit Card yet? This is the time to go for one.
Racing Ahead
According to news reports, Credit Card usage in the country has gone up by 40% after the demonetisation drive.
Small Tickets
The number of people swiping their card for transactions less than Rs. 500 has gone up by 65%.
Big Fish
There was a whopping 75% jump in the number of users who swiped more than Rs. 500.
Huge Rush?
Banks have reported a sharp spike in the number of Credit Card applications, since November 8, 2016. There are about 754 million Credit and Debit card users in the country.
Want to join the herd? Go ahead and get yourself a Credit Card today. We have plenty of them to choose from.
- What are the various types of credit cards offered by SBI?
SBI Cards offers you a wide range of credit cards that are specially designed to meet your needs as per your usage. They fall under five major categories.
- Premium cards
- Travel & Shopping cards
- Classic cards
- Exclusive cards
- Corporate cards
Some of the popular credit cards offered by SBI include SBI Signature Card, SBI Platinum Card, SBI Gold and More Card, IRCTC SBI Card, Air India SBI Signature Card and Air India SBI Platinum Card.
- How do I apply for a SBI credit card?
You can apply for a SBI credit card online on the SBI Cards website as well as on BankBazaar.com. BankBazaar will give you a list of credit cards based on your needs for which you are eligible to apply. You can also compare cards on BankBazaar to make your decision process simpler.
- What documents would be required during the application process?
You will require a copy of PAN card and a valid ID proof (passport, Voter ID, Aadhar UID or driving license) to complete the online application. You might be asked to submit passport sized photographs and salary slips if necessary.
- What Value Added Services on cards is offered by SBI?
- Balance Transfer – This lets you transfer all your high-rate credit card balances to SBI Card and save interest.
- BT on EMI – This lets you transfer all your high-rate credit card balances to SBI Card and convert to easy monthly instalments at 3 or 6 months.
- Flex pay – This is also an EMI service that lets you convert big purchase amounts to easy instalments.
- Easy Money – This plan lets you save on loan interest rates.
- E-Statement – You can receive monthly credit card statements right in your inbox.
- Encash – With this “money-on-call” option, get a cheque delivered within 3 working days to fulfil your sudden financial needs.
- SBI Credit Cards Insurance – With this Card Protection Plan (CPP), you can get your credit, debit and ATM cards insured.
- How do I report a lost or stolen credit card?
The first and foremost thing to do when you lose the card or your card is stolen is to report it to the bank authorities. SBI will freeze or deactivate the card to prevent misuse. The bank might ask for the credit card number and the date of last transaction to deactivate the card.
- What are some of the features of IRCTC SBI Credit Card?
This is a special credit card co-branded by IRCTC and SBI specifically designed for the Indian traveller. You stand to claim reward points, transaction fee waiver on online booking and other unique options with this credit card. Some of the features are:
- Upto 10% value-back on all booking except for Third-AC tickets.
- One reward point for every Rs.125 spent on Railway ticket purchases
- Waiver of 1.8% transaction charges on online booking
- What is an add-on card?
An add-on card is usually for the dependants of the card holder like spouse, parents or children. All expenses incurred on an add-on card are billed to the credit card holder. Add-on cards do not get additional credit limit.
- What do I do with the reward points that I get on each transaction with my credit card?
With SBI’s “Shop & Smile Rewards” program, you can redeem the reward points accumulated on your credit card to purchase products ranging from electrical appliances to lifestyle accessories.
- What is an APR?
Simply put, APR or the Annual Percentage Rate is the yearly rate of interest on your card. Using APR, you can compare how expensive a transaction will be on a particular credit card. The interest rate may be applied to credit card purchases, cash advance or penalty.
- What is the annual fees for SBI Platinum credit card?
The joining fee is Rs.4999. Annual fee is Rs.2999 exclusive of service tax. Add-on card can be availed without paying any extra amount.
- How can I pay my SBI credit card bills?
You can pay the SBI credit card bills through any of these options – utility bill payments, Visa credit card pay, via Paynet, via Paycash, Electronic clearing, ATM, Locate&Pay, AutoDebit, Mobile Banking, net Banking and via NEFT transfer.
- For a frequent air traveller like me, what would be the most suitable SBI credit card?
Air India SBI Credit card. You get countless benefits like complimentary membership to frequent-flyer program, access to luxury lounges in the airports and extra air-miles.
Details
Rs.750 Amazon voucher free
Paperless approval option available
Details
Details
Details
Details
Details
Details
Details
Details
Details
