Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    SBI CARDS Credit Cards

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    499
    Response Time Within 30 minutes
    Paperless approval option available
    2999
    Response Time Within 30 minutes
    Paperless approval option available
    4999
    Response Time Within 30 minutes
    Paperless approval option available
    4999
    Response Time Within 30 minutes
    Paperless approval option available
    1499
    Response Time Within 30 minutes
    Paperless approval option available
    -
    Response Time Within 30 minutes
    -
    Response Time Within 30 minutes
    4,999
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    499
    Close

    Compare, check your eligibility and apply for credit cards online.

    SBI CARDS Credit Cards Reviews

    Common Loader Icon

    SBI CARDS Credit Cards is Rated as "Great!" by 2599 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI Credit Card Overview:

    A glossy plastic card in your possession which is your passport for travelling to great locales, shop till you drop, gorge on exotic and lip smacking delicacies, and so on… All this is possible if you choose the credit card that is best suited for you and use it wisely. SBI sells credit cards in platinum, gold and silver variants which entices customers with opulent lifestyle choices. With exclusive benefits and special privileges like travel & lifestyle deals, fuel rewards, EMI options and cash advance facility, SBI credit cards will reward you with each spend that you make using the card.

    Why Choose SBI Credit Cards?

    • Variety of Cards

      SBI has one credit card for every lifestyle need of the customer. Be it travel, premium or lifestyle, SBI has a plenty of options to choose from.

    • Instalment Options

      Cardholders are provided the option to convert costly purchases to easy monthly instalments.

    • SBI Credit Cards Eligibility Criteria:Reward Schemes

      You stand to earn reward points every time a purchase is made with your SBI credit card. You can redeem the reward points against special deals and offers

    • Exclusive Privileges

      Other benefits like utility payments using cards, travel deals, shopping discounts, cash advance facility and balance transfer on EMI are also offered to the cardholders.

    Features and Benefits of SBI Credit Cards:

    • SBI provides credit cards for anything and everything ranging from individual to corporate needs.
    • Limited liability for clients: This is highly useful to protect oneself from sham transactions in case of loss of card.
    • Code 10 calls are made when mercantile is doubtful about receiving a credit card payment which ensures secure transactions.
    • SBI Credit cardholders can use their credit card to withdraw cash from over 1 million ATMs over the world.
    • SBI Credit cards are accepted all over the world and is recognized at over million partner establishments across the globe.
    • Cardholders have the option to convert all the purchases into EMIs and with the Easy Bill facility, customers can easily pay their utility bills online.

    Why apply for SBI Credit Cards through BankBazaar?

    BankBazaar is a one-stop shop to explore various financial products like home loans, personal loans and credit cards. Selecting a credit card from all the available options in the market is a very tedious job, given the number of credit cards. BankBazaar simplifies this process by giving you the option to compare cards and instantly apply for a credit card. With a simple questionnaire, BankBazaar will curate a list of cards that match your lifestyle requirements. What more – you also get an instant e-approval on application which will simplify your process further.

    How to apply for a SBI Credit Card through BankBazaar?

    Visit the homepage of BankBazaar and navigate to the credit cards section by clicking the option on the top pane. The credit cards are grouped “By Bank” and “By Category”. To apply for an SBI Credit card, select SBI under the bank category. You will be able to view a list of all credit cards offered by SBI and also explore the cards. BankBazaar’s wizardry will help you choose a SBI card that fits your lifestyle needs. After checking your eligibility, you can instantly apply for card by clicking the “Apply” option and filling in your personal contact information.

    SBI Credit Cards Eligibility and Documentation:

    SBI Credit Cards Eligibility Criteria:
    • The applicant should be an Indian resident and above 18 years of age.
    • The applicant should have a good CIBIL score. (Optional)

    The income criteria varies depending on the card. Also, different cards has special criteria based on the usage. Do enquire with SBI about the eligibility criteria for the selected card before proceeding with the application.

    SBI Credit Cards Documents Required:

    The following documents should be submitted while applying for a credit card from SBI.

    • PAN Card
    • One identity proof which can be any of passport, voter ID, license or UID Aadhar Card.

    Value Added Service on SBI Credit Cards:

    1. Balance Transfer at Low Interest rates:

      Using this facility, you can transfer the balances from your other high-rate credit cards to your SBI Card and pay the balance at low interest rates as offered by SBI.

    2. Balance Transfer on EMI:

      SBI allows you to convert the outstanding balances in your card to easy instalments.

    3. Flexipay:

      Through this feature, you can convert your costly purchases to EMIs at flexible tenures and low interest rates.

    4. EasyMoney:

      To order a bank draft anytime you wish, call the SBI Card Helpline. The amount will be directly drafted to your SBI Card using which you can pay your bills, fees and taxes without any hassles.

    5. E-Statements:

      SBI Cardholders will get their credit card statement directly to their inbox. This will save any troubles due to postal delays and lost statements. Also, cardholders can view and monitor the E-Statements 24/7.

    6. Encash Facility:

      Cardholders have access to instant cash with “Encash – Money on Call”. What more, this is pre-approved and requires no documentation. The cheque for cash will be delivered within 3 working days.

    7. SBI Credit Card Insurance:

      With the unique and comprehensive Card Protection Plan (CPP) provided by SBI, customers are safeguarded against card loss, theft and any card related fraud.

    SBI Premium Cards:

    Cards Benefits Features Fees and Charges
    SBI Signature Card
    • Welcome Gifts and vouchers
    • 2 Reward points for every Rs.100 spent
    • Bonus Reward Points
    • Signature Concierge and access to premium Lounges
    • Worldwide recognition and acceptance
    • Easy Bill Pay for utility bill payments
    • Flexipay to convert huge spends to EMIs
    • Balance transfer at low interest rates
    • Joining fee (one-time) and annual fee of Rs.4999
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit
    SBI Advantage Platinum Card
    • Earn rewards on dining, departmental stores and international spends
    • Welcome gifts and anniversary gifts worth Rs.3000 each
    • Access to lounges across airports in 300 cities
    • Credit free period of up to 50 days
    • Ready cash withdrawal facility at over 1 million ATMs across the globe
    • E-Statements and SMS alerts for convenience
    • Fuel surcharge waiver of 2.5%
    • One-time joining fee of Rs.2999
    • Annual Fee of Rs.2999 per annum
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    SBI Advantage Signature Card
    • Gift vouchers and air fare waiver as welcome gifts
    • Options to redeem rewards against different categories
    • Fraud liability cover worth Rs.1,00,000
    • Cash access facility at over 18,000 ATMs worldwide
    • Utility Bill payment facility at zero extra charge
    • Option to convert purchases to EMIs
    • Online portal for easy transactions management
    • One-time joining fee of Rs.4999
    • Annual fee of Rs.4999 per membership year
    • Interest free credit period of 20-50 days
    • Up to 80% of credit limit as cash advance
    SBI Signature Contactless Card
    • Wave the contactless card over a secure reader to use the card. Swiping is not required
    • Get a gift voucher worth Rs. 5000
    • Fraud liability cover worth Rs. 1,00,000
    • Access to lounges across airports in 300 cities
    • No fuel surcharge on purchases ranging from Rs. 500/- to Rs. 4,000/-.
    • Book railway tickets online through IRCTC website.
    • Balance transfer facility is enabled
    • You can convert your high-end purchases to monthly installments.
    • Bill Pay facility enabled at no extra cost.
    • Joining fee to be paid only once – Rs. 4,999
    • Fee charged annually - Rs. 4,999
    • Interest free credit period of 20-50 days
    • Up to 80% of credit limit as cash advance
    • Rewards redemption fee is Rs. 99.
    • Rs. 100 charged as Cash OTC Fees.
    SBI Platinum Card
    • Lifestyle benefits like reward points and special deals
    • Access to over 200 Golf courses
    • 10 cash points for every Rs.100 spent using the card
    • Fuel surcharge waiver of 2.5%
    • Accepted in over 2 million partner establishments worldwide
    • Emergency Card Replacement facility
    • Joining fee of Rs.2999 to be paid one time
    • Annual fee of Rs.2999 per annum
    • Up to 50 days of interest free credit period
    • Cash advance limit of up to 80% of the prescribed credit limit

    SBI Travel & Shopping Cards:

    Cards Benefits Features Fees & Charges
    SimplySAVE Advantage SBI Card
    • Up to 10x rewards on dining, grocery and movie spends
    • Annual Fee reversal when Rs.75,000 is billed to the card
    • 1 reward point for every Rs.100 spent
    • 2.5% fuel surcharge waiver
    • Credit free period of up to 50 days
    • Low interest rate of 2.50% per month
    • Add-on cards for family members
    • Other attractive features like EMI option, utility bill payment and balance transfer facility
    • One-time joining fee of Rs.499
    • Annual fee of Rs.499 per year
    • Interest free credit period of 20 to 50 days
    • Up to 80% of credit limit as cash advance
    SimplySAVE SBI Card
    • 1 Reward point for every Rs.100 spent using the card
    • For dining, movies and grocery spends, earn 10x reward points.
    • Annual fee reversal on spend of Rs.75,000
    • Acceptance in over 24 million outlets across the globe
    • Greater payment flexibility with revolving credit feature
    • Cash on the go facility at over 1 million VISA/MasterCard ATMs
    • Joining fee of Rs.499 to be paid one time
    • No annual fee is charged. If the total purchases on the card is less than Rs. 75,000, a fee of Rs.499 is charged.
    • Cash advance of up to 80% of credit limit
    • Interest free credit period of up to 50 days
    Air India SBI Signature Card
    • Welcome gift of 20,000 reward points
    • Complimentary membership to Air India Frequent Flyer program
    • 4 Reward points for every Rs.100 spent using the card
    • Reward points can be converted to Air Miles.
    • No surcharge when the card is used to make fuel purchases
    • Flexipay option to convert costly spends to EMIs
    • Balance transfer facility is provided at low interest rates
    • Emergency card replacement assistance
    • Annual Fee is up to Rs.4999
    • No additional add-on fee
    • Cash advance limit of up to 80% the credit limit
    • 20 to 50 days of interest free credit period
    Yatra SBI Card
    • Co-branded with yatra.com to provide unmatched travel, dining and shopping deals
    • 6x bonus points on base fare and tariffs on yatra.com
    • No fuel surcharges on fuel purchases
    • Complimentary access to premium airport lounges
    • Add-on cards for family members
    • Easy money draft facility where the draft money will be billed directly to your card
    • Extended credit option to make outstanding payments easily
    • Other benefits include EMI facility, balance transfer and utility bill payments
    • One-time joining fee of up to Rs.499
    • Annual fee of up to Rs.499
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit
    SBI Student Plus Advantage Card
    • 1 cash point for every Rs.100 spent
    • Get up to 2.5% value back on departmental and grocery spends
    • 10X rewards on international spends
    • Option to convert purchases to EMI
    • Credit facility with interest rates as low as 2.5% per month
    • Ready Cash at over 1 million VISA and MasterCard ATMs
    • Education loan customers above 18 are directly eligible for primary card
    • Balance transfer facility
    • No one-time joining fee is charged for this card
    • Annual fee of Rs.500 is applicable from the second year on if the purchases made using the card is less than Rs.35,000 the previous year
    • Up to 80% of credit limit as cash advance
    IRCTC SBI Platinum Card
    • This international co-branded card will fetch you 10% value back on AC ticket fares
    • 3X Reward Points for every Rs.125 spent at departmental and grocery stores
    • 1.8% transaction charges waiver for tickets booked using IRCTC Online portal
    • Complimentary personal rail accident insurance cover
    • 0% surcharge on fuel purchases for amounts between Rs.500 to Rs.3000
    • Utility bill payments facility to pay the bills online
    • Access to with draw cash from over 1.2 million ATMs
    • One-time joining fee of Rs.500
    • Annual fee of Rs.300 per annum
    • Up to 50 days of interest free credit period
    • Cash advance limit of up to 80% of the credit limit
    Air India SBI Platinum Card
    • 5000 reward points as welcome benefit
    • Cumulative Bonus Reward Points on annual spends between Rs. 2 lakh and Rs. 3 lakh
    • Option to convert reward points to air miles
    • Other benefits like fuel surcharge waiver and fraud liability cover
    • Access the credit card account online to track spends and rewards from the comfort of your home
    • Option to make utility bill payments at zero extra cost
    • Option to convert costly purchases to easy monthly instalments
    • Global acceptance and recognition
    • Annual fee of up to Rs.1499
    • Interest free credit period of 20 to 50 days
    • Up to 80% of credit limit as cash advance
    Fbb SBI STYLEUP Card
    • 10% flat discount round the year on Fbb merchandise and Big Bazaar spends
    • Earn 10X reward points on BigBazaar and Fbb spends
    • Extended credit option to customize outstanding payments
    • Add-on cards for all family members
    • Utility Bill Payment facility at no extra cost
    • Flexipay option to convert purchases to EMI
    • One-time joining fee of Rs.499 plus service tax
    • Renewal fee of Rs.499 plus government service tax
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    SBI Mumbai Metro Credit Card
    • Earn 10 times more rewards when you purchase departmental goods, grocery as well as metro tickets.
    • For every Rs. 100 spent on other categories earn 1 reward point.
    • Annual fee reversal when you spend Rs.75000 or more on your card.
    • Get 2.5% fuel surcharge waiver.
    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
    • Joining fee is Rs. 499
    • Annual fee – Nil
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement
    SimplyClick SBI Credit Card
    • Get a welcome gift voucher from Amazon worth Rs.500
    • By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
    • Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
    • Get 2.5% fuel surcharge waiver
    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
    • Joining fee is Rs. 499
    • Annual fee – Nil
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement
    IRCTC SBI Credit Card
    • Get 350 reward points upon activation of your card
    • Purchase railway tickets online through IRCTC and get 10% cashback
    • For every Rs. 125 spent on retail purchases get one reward point.
    • Reward points can be redeemed against a railway ticket purchase made through the IRCTC website.
    • Get 1.8% waiver on transaction charges levied on online railway ticket booking.
    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
    • One-time payment to be made as joining fees is Rs. 500
    • Annual Fee from the second year onwards is Rs. 300.
    • Avail an add-on card free of cost.
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement
    SimplyCLICK Advantage SBI Card
    • Get a welcome gift voucher from Amazon worth Rs.500
    • By shopping at partner outlets like Cleartrip, Amazon, Lenskart, Foodpanda, etc., earn 10 times more reward points
    • Get e-vouchers worth Rs. 2,000 for annual spends online worth Rs.1 Lakh and Rs.2 Lakhs
    • Share your credit limit with your loved ones with add-on cards.
    • Utility Bill Payment Feature is enabled.
    • Flexipay installment plan is also enabled on this card.
    • With the Easy Facility order a bank draft by placing a call to SBI customer helpline. This amount will be charged to your credit card account.
    • Joining fee is Rs. 499
    • Annual fee – Nil
    • Add-on Fee- Nil
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% of credit limit
    • Statement retrieval charges – Rs. 100 for each statement

    SBI Classic Cards:

    Cards Benefits Features Fees & Charges
    SBI Gold Credit Card
    • Worldwide acceptance and recognition at over 24 million outlets
    • Credit facility with extended credit option for flexibility of payments
    • Cardholders can withdraw cash from over 1 million ATMs across the globe
    • SBI Card customer helpline and 24 hour helpline
    • Order a bank draft anytime through the Easy Money Facility
    • Utility Bill Payments and EMI options for greater payment convenience
    • One-time joining fee of Rs.299
    • Annual Fee of Rs.299
    • Interest free credit period of up to 50 days
    • Cash advance of up to 80% the credit limit
    SBI Advantage Gold Card
    • Recognized at over 3,25,000 outlets in India and 24 million merchants across the globe
    • Flexibility to withdraw cash from over 1 million VISA and MasterCard ATMs across the globe
    • Book your railway tickets online at IRCTC and get it delivered at the doorstep
    • Credit facility with interest rates as low as 2.25% per month
    • This card can be availed on the basis of a fixed deposit with SBI
    • Other features include utility bill payments, balance transfer and EMI options for costly purchases
    • One-time joining fee of Rs.299
    • Annual fee of Rs.299
    • Up to 50 days of interest free credit period
    • Cash advance of up to 80% of credit limit
    SBI Advantage Plus Card
    • Post issuance of the card, SBI will provide an encash facility to open Fixed Deposit in your name
    • Credit limit keeps opening as you encash EMIs every month
    • Credit limit of up to 85% the fixed deposit amount
    • Low rate of interest at just 2.25% per month
    • Add-on cards for family members
    • Pay your electricity, insurance and telephone bills at no extra charges using utility bill payment facility
    • Balance transfer at low interest rates
    • Flexipay option to avail EMI facility for costly spends
    • One-time joining fee of Rs.500
    • Annual fee of Rs.500
    • Up to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance

    SBI Exclusive Cards:

    Cards Benefits Features Fees & Charges
    Tata Cards Comes with variants like
    • Enjoy worldwide acceptance in over 24 million outlets across the globe
    • Tata cards offers great flexibility of payment with extended credit option
    • Other benefits include 0% fuel surcharge and cash on the go at any Visa/MasterCard ATMs around the world
    • Annual Fees for Tata Titanium Card and Tata Croma Titanium Card is Rs.499
    • For Tata Platinum Card and Tata Croma Platinum Card, the annual fees is Rs.2999
    Bank of Maharashtra SBI Platinum Card
    • Cardholders enjoy 5X cash points on dining, grocery and international spends.
    • 10 Cash Points for every Rs.100 billed to the card
    • Access to 200 golf courses around the globe
    • True lounge access
    • Cardholders can instantly withdraw cash from over 1 million ATMs across the world.
    • Conveniently track the card transactions through e-statements, SMS alerts and online portal.
    • Facility to pay your utility bills at no extra cost.
    • The joining fee for this card is Rs.2999.
    • The annual fee for this card is Rs.2999.
    • Interest free credit period of 20 to 50 days
    • Up to 80% of the credit limit as cash advance.
    Oriental Bank of Commerce SBI Platinum Card
    • Gift vouchers worth Rs.3000 as welcome gift
    • Complimentary access to over 600 airport lounges in India and abroad.
    • 10 cash points for every Rs.100 spent.
    • 5X cash points on departmental stores, dining and international spends
    • Convert your purchases to easy instalments with Flexipay facility.
    • Payment flexibility with extended credit option
    • Cash access at over 18,000 ATMs across the globe
    • No fuel surcharge when the card is used to purchase fuel at any gas pump across India
    • One-time joining fee of Rs.2999
    • Annual Fee of Rs.2999 for every membership year
    • Interest free credit period of 20 to 50 days
    • Cash advance limit of up to 80% of credit limit
    Karur Vysya Bank SBI Platinum Card
    • This card offers 5X cash points on dining, departmental and international spends.
    • Earn 10 cash points for every Rs.100 spent
    • Access to over 200 golf courses across the globe
    • Enjoy true lounge access via the priority pass program and VISA airport lounge access program.
    • Instant cash at over 18,000 ATMs in India and over 10,000 ATMs across the globe.
    • No fuel surcharge when the card is used to make fuel spends.
    • Pay your utility bills at zero extra charge. Also, earn reward points on the payments.
    • Joining fee of Rs.2999 9one-time)
    • Annual membership fee of Rs.2999
    • Interest free credit period of up to 50 days
    • Up to 80% of the credit limit as cash advance.
    Karur Vysya Bank SBI Card
    • Earn 1 cash point for every Rs.100 spent
    • Get up to 2.5% value back on departmental and grocery spends.
    • Freedom from 2.5% fuel surcharge
    • Welcome offer of Rs.100 cashback at ATM withdrawal and 2000 bonus cash points on first purchase
    • Enjoy worldwide acceptance at over 24 million outlets across the world.
    • Add-on cards for family members
    • 24/7 VISA/MasterCard helpline and SBI card customer care helpline to give you a complete peace of mind
    • Instant e-Statements and card alerts
    • One-time joining fee of Rs.499
    • Annual fee is Rs.499 for a membership year
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% the credit limit
    BMB Platinum Credit Card
    • 5X reward points on dining, departmental and international spends
    • Access to over 200 golf courses across the globe
    • Get handsomely rewarded on every purchase with 10 cash points offered for every Rs.100 spent
    • Complimentary access to over 600 luxury airport lounges
    • Instant cash access at over 1 million ATMs worldwide
    • Complete freedom from fuel surcharge at all gas pumps across India
    • Flexipay option to convert costly spends into easy EMIs
    • Other features include credit facility, EMI option and emergency card replacement.
    • One-time joining fee of up to Rs.2999
    • Annual fee of up to Rs.2999
    • 20 to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance
    Bank of Maharashtra SBI Card
    • Earn 1 cash point for every Rs.100 spent using the card
    • Earn up to 2.5% value back on departmental and grocery spends with accelerated cash points.
    • Get 2000 bonus points on first purchase made using the card
    • Cardholders enjoy worldwide card acceptance in over 24 million outlets across the globe.
    • Utility bill payments at no extra cost
    • Add-on cards for family members above 18 years
    • Joining Fee of Rs.499 which is a one-time charge
    • Annual fee of Rs.499 for every membership year
    • Interest free credit period of up to 50 days
    • Cash advance of up to 80% the credit limit.
    Oriental Bank of Commerce SBI Card
    • Earn 1 cash point for every Rs.100 spent using this co-branded credit card.
    • 2.5% value back on grocery spends. Also, earn accelerated cash points on departmental purchases.
    • Rs.100 cash back on first ATM withdrawal
    • This international co-branded card is widely recognized at over 24 million outlets across the world.
    • 0% fuel surcharge for fuel purchases between Rs.500 and Rs.3000
    • Extended credit facility to plan your outstanding payments.
    • One-time joining fee of Rs.499
    • Rs.499 as annual fee
    • 20 to 50 days of interest free credit period
    • Up to 80% of credit limit as cash advance
    SBI Maruti Card
    • Joining Bonus of 200 Auto Points
    • 4 Auto Points for every Rs.100 spent at Maruti and 1 Auto Point for every Rs.125 worth of retail spends
    • 3000 Auto Points when cardholders exchange their Maruti card
    • Fuel surcharge waiver of 2.5%
    • International acceptance and worldwide recognition
    • Exclusive promotions and discounts throughout the year
    • Auto Points can be redeemed at Maruti network for car maintenance
    • Other features include add-on cards, EMI facility and utility bill payments
    • First year joining fee of Rs.500 which will be reversed if Rs.2000 is billed to the card within 60 days of issuance.
    • From the second year, the annual fee will be Rs.500 which will be reversed if the annual spend for the preceding year exceeds Rs.50,000.
    SBI Dena Bank Secured Card
    • Rs.100 cashback on first ATM cash withdrawal within 30 days of card issuance
    • Up to 50 days of credit free period and a very low interest of 1.99% per month
    • This card can be easily availed on the basis of fixed deposit with Dena Bank for as low as Rs.30,000.
    • Easy cash withdrawal from over 1.2 million ATMs across the globe
    • Flexipay option to easily convert costly spends to affordable EMIs
    • Book your tickets inline at IRCTC using the card and get it delivered at your doorstep.
    • E-Statements, SBI Card Alerts and online portal to easily manage your account.
    • No joining fee is charged for this card.
    • Annual fee for a membership year is up to Rs.250.
    • Add-on fee of up to Rs.100
    • Interest free credit period of up to 50 days which is applicable only on retail purchases
    BMB Gold & More Credit Card
    • 1 cash point for every Rs.100 billed to the card
    • With accelerated cash points, get up to 2.5% value back.
    • Fuel surcharge waiver of 2.5% across all petrol pumps
    • 2000 bonus reward points on first purchase
    • Add-on cards for family members aged 18 and above
    • Withdraw cash from over 1 million VISA and MasterCard ATMs
    • Facility to transfer outstanding balance amount from other cards to this card at low interest rates
    • One-time joining fee of up to Rs.499
    • Annual fee of up to Rs.499
    • 20 to 50 days of interest free credit period
    • Cash advance limit of up to 80% the credit limit.
    SBI UBI Card
    • Gold cardholders earn one reward point for every Rs.75 spent and silver cardholders earn one reward point for every Rs.100 spent using the card.
    • Redeem your reward points against a host of options.
    • Get Rs.100 off on first ATM withdrawal within 30 days of card issuance.
    • Worldwide acceptance at over 24 million merchant partner establishments across the globe.
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs.
    • One-time joining fee of up to Rs.5000
    • Annual fee of up to Rs.1500
    • Up to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit.
    Federal Bank SBI Platinum Credit Card
    • Get 5 times more reward points on all purchase of products from departmental stores, international spends and on dining.
    • Gain access to more than 200 Golf courses around the globe.
    • Free membership is offered for Federal Bank SBI Platinum Credit Cardholders, to the Elite Priority Pass program.
    • Worldwide acceptance at over 24 million merchant partner establishments across the globe.
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs.
    • No transaction fees for fuel purchases worth Rs.500 up to Rs. 4000.
    • One-time joining fee to be paid by the cardholder is Rs. 2, 999.
    • Annual fee is Rs. 2, 999.
    • No fee is levied for availing an add-on card.
    • 20 to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit.
    Federal Bank SBI Credit Card
    • For every Rs. 100 spent, earn 1 reward point.
    • Get a value back of 2.5% of all spends made in Grocery stores and departmental outlets.
    • Enjoy 2.5% fuel surcharge waiver across all fuel stations.
    • Get Rs.100 cashback on your first ATM cash withdrawal as a welcome gift.
    • Worldwide acceptance at over 24 million merchant partner establishments across the globe.
    • Credit card balance transfers at very low interest rates
    • Facility to convert costly spends in to affordable EMIs.
    • Fuel surcharge waiver applicable on fuel purchases worth Rs.500 up to Rs. 4000.
    • One-time joining fee to be paid by the cardholder is Rs. 499.
    • Annual fee charged on the credit card is Rs. 499.
    • No fee is levied for availing an add-on card.
    • 20 to 50 days of interest free credit period
    • Cash advance of up to 80% the credit limit.

    SBI Corporate Cards:

    Cards Benefits Features Fees & Charges
    SBI Platinum Corporate Card
    • Features to exercise control over expenses made by expenses made by employees.
    • Monitor spending patterns better and increase control over spends
    • Earn reward points, complimentary travel insurance and lounge access.
    • Control your company spends with VISA Intellilink Spend Management.
    • Spend category control (SCC) to block certain merchant category codes
    • Smarter Expense Management system to offer greater control over costs and to negotiate better with airlines and hotel chains
    • No joining fee and annual fee
    • Cash advance limit is variable.
    • Up to 50 days of interest free credit period.
    SBI Signature Corporate Card
    • Helps you keep a close watch on employees spends, spending patterns and also forecast future spends.
    • Smarter expense management with VISA Intellilink system
    • Flexible interface for easy reporting and analysis
    • Spend category control to block certain merchant category
    • Global acceptance at over 24 million outlets across the globe
    • Priority servicing through relationship managers who will assist the needs of your organization 24/7.
    • Faster data processing to track your organization’s spending on a day-to-day basis
    • No joining fee is charged for this card.
    • Annual fee of up to Rs.499 per annum
    • Cash advance limit is variable
    • Interest free credit period of up to 50 days
    SBI Corporate Utility Card
    • Smart expense management system to give you a greater control over company’s costs.
    • Enhanced security against counterfeiting and skimming through EMV chips
    • Other benefits include spend analysis, faster data processing and spend category control.
    • Flexible reporting feature with a user friendly dashboard.
    • Dedicated relationship managers to support your needs 24/7
    • Global acceptance and recognition
    • Option to make a single consolidated payment for all employees
    • No joining fee and annual fee is charged for this card.
    • 15 to 32 days of interest free credit period

    Credit Card Tips

    Top 4 Cash Back Credit Cards

    Love shopping? We’ll tell you how you can make retail therapy rewarding. All you need to do is get a Credit Card. At BankBazaar, we make getting a Credit Card hassle-free. You can select your perfect Credit Card in minutes. It’s that simple. What’s more, you’ll be spoilt for choice with our offers. Let’s tell you about four best Cashback Credit Cards.

    SBI Simply Save Card

    With SBI’s Simply Save Card, you get 10 points for every Rs. 100 you spend on dining, movies, doing groceries and in departmental stores. You also get 2,000 reward points as a joining bonus.

    HDFC Bank MoneyBack Card

    If you love online shopping, this is the Credit Card for you. Why? You get 6 points for every Rs. 150 spent online. Wait, there’s more. This card has no fee for the first year.

    HSBC Visa Platinum Card

    The HSBC Visa Platinum Card gives you 3 times the rewards when you spend in restaurants and the telecom category. You also get 5 times the rewards on spends over Rs. 4 lakhs annually.

    SBI SimplyClick Card

    SBI’s SimplyClick Card gives the shopaholic in you 10 points for every Rs. 100 spent online with our partners, Amazon, BookMyShow, Cleartrip, Foodpanda, FabFurnish, Lenskart and OLA. Need another reason to get this card? You get a Welcome voucher of Rs. 500 from Amazon on joining.

    Don’t wait any longer! Choose a Credit Card and prepare to get pampered.

    How to know if your Credit Card is hacked?

    Where there is a crime, there will be clues. Get going, Sherlock.

    Get A Credit Card

    Start Looking

    Check your transaction history regularly. There are expenditures, but not yours? Gotcha!

    Third-Party Retailers

    You stored your card details on an online retailer’s website. The website got hacked. Sirens.

    Beep-Beep

    Banks send you transaction details in an email/SMS. You get an alert while you’re asleep. Ding!

    Imposter

    An imposter might try to change the PIN and password of your Credit Card account. Any unsolicited notification regarding a change is your clue to act!

    Upgrade to the latest chip-and-pin Credit Card for better security.

    1. What are the various types of credit cards offered by SBI?
    2. SBI Cards offers you a wide range of credit cards that are specially designed to meet your needs as per your usage. They fall under five major categories.

      • Premium cards
      • Travel & Shopping cards
      • Classic cards
      • Exclusive cards
      • Corporate cards

      Some of the popular credit cards offered by SBI include SBI Signature Card, SBI Platinum Card, SBI Gold and More Card, IRCTC SBI Card, Air India SBI Signature Card and Air India SBI Platinum Card.

    3. How do I apply for a SBI credit card?
    4. You can apply for a SBI credit card online on the SBI Cards website as well as on BankBazaar.com. BankBazaar will give you a list of credit cards based on your needs for which you are eligible to apply. You can also compare cards on BankBazaar to make your decision process simpler.

    5. What documents would be required during the application process?
    6. You will require a copy of PAN card and a valid ID proof (passport, Voter ID, Aadhar UID or driving license) to complete the online application. You might be asked to submit passport sized photographs and salary slips if necessary.

    7. What Value Added Services on cards is offered by SBI?

      • Balance Transfer – This lets you transfer all your high-rate credit card balances to SBI Card and save interest.
      • BT on EMI – This lets you transfer all your high-rate credit card balances to SBI Card and convert to easy monthly instalments at 3 or 6 months.
      • Flex pay – This is also an EMI service that lets you convert big purchase amounts to easy instalments.
      • Easy Money – This plan lets you save on loan interest rates.
      • E-Statement – You can receive monthly credit card statements right in your inbox.
      • Encash – With this “money-on-call” option, get a cheque delivered within 3 working days to fulfil your sudden financial needs.
      • SBI Credit Cards Insurance – With this Card Protection Plan (CPP), you can get your credit, debit and ATM cards insured.

    8. How do I report a lost or stolen credit card?
    9. The first and foremost thing to do when you lose the card or your card is stolen is to report it to the bank authorities. SBI will freeze or deactivate the card to prevent misuse. The bank might ask for the credit card number and the date of last transaction to deactivate the card.

    10. What are some of the features of IRCTC SBI Credit Card?
    11. This is a special credit card co-branded by IRCTC and SBI specifically designed for the Indian traveller. You stand to claim reward points, transaction fee waiver on online booking and other unique options with this credit card. Some of the features are:

      • Upto 10% value-back on all booking except for Third-AC tickets.
      • One reward point for every Rs.125 spent on Railway ticket purchases
      • Waiver of 1.8% transaction charges on online booking

    12. What is an add-on card?
    13. An add-on card is usually for the dependants of the card holder like spouse, parents or children. All expenses incurred on an add-on card are billed to the credit card holder. Add-on cards do not get additional credit limit.

    14. What do I do with the reward points that I get on each transaction with my credit card?
    15. With SBI’s “Shop & Smile Rewards” program, you can redeem the reward points accumulated on your credit card to purchase products ranging from electrical appliances to lifestyle accessories.

    16. What is an APR?
    17. Simply put, APR or the Annual Percentage Rate is the yearly rate of interest on your card. Using APR, you can compare how expensive a transaction will be on a particular credit card. The interest rate may be applied to credit card purchases, cash advance or penalty.

    18. What is the annual fees for SBI Platinum credit card?
    19. The joining fee is Rs.4999. Annual fee is Rs.2999 exclusive of service tax. Add-on card can be availed without paying any extra amount.

    20. How can I pay my SBI credit card bills?
    21. You can pay the SBI credit card bills through any of these options – utility bill payments, Visa credit card pay, via Paynet, via Paycash, Electronic clearing, ATM, Locate&Pay, AutoDebit, Mobile Banking, net Banking and via NEFT transfer.

    22. For a frequent air traveller like me, what would be the most suitable SBI credit card?
    23. Air India SBI Credit card. You get countless benefits like complimentary membership to frequent-flyer program, access to luxury lounges in the airports and extra air-miles.

    What To Do If Your Credit Card Is Lost

    Getting a new Credit Card has never been easier.

    In case you lose your Credit Card, stay calm. We’ll tell you what to do.

    Inform your Credit Card issuer immediately. Call customer service and report your card missing. Give them details of your last transaction. This will help them monitor fraudulent activities on your Credit Card. Request a replacement of your card. File a complaint at the police station in the area where you lost your card. Remember to review your Credit Card statements and keep an eye out for any unauthorised transactions. Now, if you’re looking for a new Credit Card, you could start by checking out our amazing offers.

    *Terms & Conditions Apply. Credit at the sole discretion of the bank.

    News About SBI Credit Cards

    • SBI launches mobile payment service in association with Visa

      India’s leading bank SBI has launched a mobile based payment service in Bengaluru for its internet banking and debit card customers on May 6. With backing from global electronic payment giant Visa, the mVisa service lets customers pay for goods and services by simply scanning the QR code of the merchant without intervention of credentials originating from debit-credit cards.

      SBI customers can start using this facility on their smartphones by installing the required app available for download on Google Play Store. The app provides cashless payment solutions under one roof by generating dynamic or static QR codes to process and authorize the transaction. SBI has plans to extend this service to other parts of the country depending on its functionality and success in the garden city.

      At present, the bank has a little over 26 million customers who use internet banking, out of which around 6 million use the Anywhere app under which this feature is available.

      17th May 2016

    • State Bank of India will soon place credit cards in a user’s mobile phone.

      State Bank of India would be soon facilitating credit card payments via mobile phones as part of mobile wallet services. A particular SBI customer’s credit cards will be made available in the mobile phone. This will enable the user to make payments through HCE - Host Card Emulation Technology, without the requirement of swiping or reading. A French company, Worldline e-Payment Services will be installing HCE across India, which would allow PoS devices to read virtual credit cards or debits card available on the phones. Customers using their credit cards to purchase via their mobile phones do not have to be worried about a spending limit at PoS terminals, as there are no restrictions imposed on this.

      21st March 2016

    • SBI to Launch Mobile Wallet for Feature Phones

      India’s largest lender, State Bank of India, is planning to soon launch a mobile wallet for feature phones. The mobile wallet application will be called Batua and will be rolled out before mid-2016. This application can be used to make utility payments, purchase air tickets, transfer funds and for other financial activities. SBI had also previously launched Buddy which is also available to non-bank customers which allows them to add money via debit cards, OMPS and net banking. Earlier this year, SBI had also launched contactless NFC based credit cards and debit cards. The bank is also looking forward to converting 1 lakh Point of Sale (POS) terminals across eight cities. The bank will also be converting over all existing cards to contactless cards.

      08th December 2015

    • Online purchases turn more rewarding with State Bank of India’s SimplyCLICK credit card

      With online shopping on the rise, State Bank of India has launched the perfect credit card to cater to all the e-shopaholics in India. The SimplyCLICK credit card has been introduced by SBI exclusively for making online purchases and customers can earn rewards with every transaction. The SimplyCLICK credit card comes with a joining fees of Rs 499 and an interest free credit period ranging from 20 to 50 days. The interest rate charged per month is up to 3.35%, totalling up to 40.2% for one year.

      State Bank of India has tied-up with Amazon India, FabFurnish, BookMyShow, Food Panda, Cleartrip, Lens Kart and Ola Cabs to provide customers with rewarding experiences, every time they shop online. The SBI SimplyCLICK credit card also carries an amazing welcome offer in the form of e-gift vouchers from Amazon for a value of Rs 500. Card holders can earn up to 10X rewards points for purchases done on partner websites. Other online transactions done using a SimplyCLICK credit card will get customers 5X rewards points.

      26th October 2015

    • Astounding Rise in SBI Cards’ Total E-Commerce Share Paves way for the Launch of SimplyCLICK Credit Card

      SBI cards, a joint venture between the State Bank of India and GE Capital, has witnessed a 45% hike in e-commerce share out of the total transactions made last year. In commemoration of this milestone, SBI has launched the SimplyCLICK credit card which offers more reward points and benefits for online purchases. This card has been launched in partnership with BookMyShow.com, Amazon India, Cleartrip, Foodpanda, FabFurnish, Ola Cabs and LensKart. By using this credit card to make online purchases on these e-commerce outlets, customers can enjoy ten times more reward points. Purchases made on other merchant outlets online will bring in 5 times more reward points to the customer.

      6th October 2015

    • SimplyCLICK SBI Credit Card introduced by State Bank of India for online shopping enthusiasts.

      State Bank of India has launched the SimplyCLICK SBI Credit Card in collaboration with top e-commerce websites like Amazon India, FabFurnish, BookMyShow, Cleartrip, Ola Cabs, Food Panda and LensKart. Intended to target a generation that literally spends its life online, the SimplyCLICK SBI Card comes with custom-made privileges and will be very beneficial to customers performing frequent online shopping transactions. Focusing completely on online shopping experiences, the SimplyCLICK SBI credit card offers multiple payment options, easy shopping features and exclusive deals from the partnered e-commerce sites.

      Card holders can also self-service their SimplyCLICK SBI Card accounts using the SBI Card website, SBI Card Mobile application and SMS. The SimplyCLICK SBI Card can be used at merchant outlets across the globe and customers can also get a fuel surcharge waiver of 2.5% at all petrol bunks in India. Offering an excellent rewards program, SimplyCLICK SBI credit card customers can earn 5X rewards points on online transactions and up to 10X rewards points for purchases done on partner websites. Customers can also earn loyalty rewards for continuous usage and excessive online spending patterns, when they hold this credit card.

      28th September 2015

    • Get Amazon Gift Card when Purchasing Products Online with SBI Credit Cards

      SBI has partnered with the e-commerce giant, Amazon, to offer Rs.100 worth gift card when the customer purchases product worth at least Rs.500 on Amazon’s online shopping portal. This offer is valid till 30th July and the customer has to shop at Amazon through SBI’s link to avail this offer. This offer is not applicable for the purchase of Amazon gift cards and cannot be combined with other deals running on Amazon. State Bank of India Credit Cards comes with a host of features like balance transfer, easy EMI for big purchases, instant e-statements, credit card insurance and encash facility.

      SBI offers frequent deals for credit cardholders exclusively and you can make your purchases more rewarding with the SBI cards. With more offers from SBI coming in, this might just be the right time to apply for a SBI credit card. Compare and view credit card deals on BankBazaar. Also, you can easily check your eligibility and apply for a card in an instant.

      28th August 2015

    reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.