SBI Card MILES ELITE

Features of SBI Card Miles ELITE

The following are some of the significant features of SBI Card MILES ELITE:

1. SBI Card Miles Elite is acceptable at 29 million outlets that includes 3,25,000 outlets in India
2. SBI Card Helpline assures you with assistance in case of emergency where you are facing issue with your SBI Card Miles Elite card
3. This card offers flexibility of payment and extended credit option

1. Allows cardholder to pay any amount from the Minimum Amount Due to the Total Amount Due outstanding and then carry forward the unpaid balance at a minimum charge
2. The benefits can be shared with family members by applying for add-on card for your spouse, parents, siblings and children over 18 years of age
3. Cash withdrawal using this card is allowed at over one million ATMs across the globe
4. The card also offers an Easy Bill Pay facility that makes utility bill payments hassle-free and on time. The bill payments can be done in two ways, such as standing instruction and online payment through SBI card platform
5. The card offers balance transfer facility where the outstanding balance can be transferred from another card to SBI Card Miles Elite in just two to three days
6. SBI Card Miles Elite offers easy installment plans known as FLEXIPAY that enables you to make payment of your purchases in monthly instalments
7. Provides timely alerts informing about your card status and some of the SBI Card alerts include Mini Statement Alerts, Cheque Alerts, Credit & Cash Limit Alerts & Payment Assistance Alerts
8. The SBI cards also enables cardholders to purchase various insurance products at affordable rates, such as Motor Insurance, Additional health covers, Health Insurance, Personal Accident Insurance, Travel Insurance, Life Insurance and other assistance products

Note:

1. The maximum and minimum amount that can be transferred under balance transfer facility is 75% of your credit limit and Rs.5000 and processing charges may apply

Benefits of SBI Card Miles ELITE

Here is the list of benefits of using SBI Card MILES ELITE:

Welcome benefit:

1. Offered travel credit of 5000
2. On spending Rs.1 lakh within 60 days of card issuance, travel credits will be credited

Travel credits:

The following are the rates into which travel credit will be converted into as per the rates of Air Miles, Hotel Points and Product Catalogue:

1. One Travel Credit = Re.1 for Air Mile or Hotel Point
2. Travel Credit = Re.0.50 for Travel Bookings
3. Travel Credit = Re.0.25 for Shop and Smile Product Catalogue

1. Exclusion on Wallet Upload, Property Rental, Fuel, EMI, Utilities and Insurance categories

Spend based reversal: On annual spend of Rs.15 lakh, spend based reversal can be availed by the cardholders.

Milestone benefit:

1. On reaching annual spends of Rs.12 Lakh, 20,000 bonus travel credits will be offered by this card
2. With every spend of Rs.1 Lakh, cardholders can avail themselves of additional access to Domestic Airport Lounge
3. Over and above the complimentary domestic airport lounge visits, the cardholders can avail themselves of one additional lounge visit on every spend of Rs.1 lakh
4. The Primary Cardholder and a Guest, can avail themselves of additional Domestic Airport Lounge visit, but the additional Domestic Airport Lounge visit is capped at 15 visits in a membership year based on spend milestones

Lounge program:

1. Using this card, cardholders can avail themselves of eight complimentary Domestic Airport Lounge visits per year, which a maximum of two visits per quarter
2. On very Rs.1 lakh spend 15 additional Domestic Airport Lounge visits will be offered

Priority Pass Membership:

1. This card offers the cardholders with six complimentary International Airport Lounge visits per year
2. for first two cardholder membership years, the Priority Pass Membership fees is complimentary
3. Only the primary cardholder of SBI Card Miles Elite is provided with standard membership of the Priority Pass Program

Fuel Surcharge Waiver: For transaction between Rs.500 and Rs.4,000, fuel surcharge waiver of 1.00% is provided and maximum of Rs.500

Air accident and liability cover: Offers complimentary Air Accident Liability Cover and credit card Fraud Liability Cover of Rs.1 crore and Rs.1 lakh, respectively.

Other travel benefits: Foreign Currency Mark-up Charge of 1.99% is charged on international transactions

Fees and Charges of SBI Card MILES ELITE

Here are the details regarding the fees and charges of SBI Card MILES ELITE:

1. Annual fee: Rs.4,999 + GST

1. Renewal fee: Rs.4,999 + GST
2. Add-on fee: Nil

How to Make Payment for SBI Card MILES ELITE Digitally?

The following are the ways to make payment digitally for SBI Card MILES ELITE:

1. Payment via UPI: The bill payment for SBI Card MILES ELITE can be done digitally via UPI (Unified Payment Interface) on SBI Card App or by visiting the website using QR code.
2. PayNet: Payment can be made for SBI Card MILES ELITE through net banking by clicking on PayNet at sbicard.com.
3. YONO Payment Option: Download the YONO application from Google Play Store or App Store and pay through the application and the amount gets credited instantly.
4. Payment via e-Nach: For hassle-free bill payment every month, enroll for e-NACH to deduct the bill amount from the account on the payment due date.
5. Pay via NEFT (National Electronic Funds Transfer): SBI Credit Card outstanding bill payment can be done via NEFT by registering using 15/16-digit credit card number as Beneficiary account and IFSC Code SBIN00CARDS.
6. Electronic Bill Payment: Using the Bill Pay facility of your bank, cardholders can pay their credit card bill and the payment will be credited instantly to your credit card account.
7. Bharat Bill Payment System: To pay SBI Card MILES ELITE bill pay through Bharat Bill Payment System, visit the SBI Unipay website.

How to use your SBI Card MILES ELITE

Here are the steps to use your SBI Card MILES ELITE:

1. Verify the bill amount
2. Ensure that the other details on the slip are correct
3. Add the amount as tips and miscellaneous expenses
4. The total amount should be filled and check the amount in words as well
5. Sign the slip the way it is signed on the reverse side of the card
6. Make sure to receive your card
7. The amount spend will be mentioned on the card

1. Payment can be done using the ten payment options available

Note: No transaction fee or interest charged expect in case of non-payment of bill or delayed payment.

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