Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 9 Travel Credit Cards In India 2018
    Card
    1st Year Fee
    Rewards
    Joining Perks
    10000
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    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    1000
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    Waived off
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    2500
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher 100% PAPERLESS APPROVAL
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    5000
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    3500
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    Nil
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    4999
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    100% PAPERLESS APPROVAL
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    499
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    100% PAPERLESS APPROVAL
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    Credit Card BYTES FROM OUR KITCHEN

    Travel Credit Cards In India 2018

    Travel Credit Cards
    Travel Credit Cards India

    Travellers have a variety of credit cards to choose from – because travel credit cards offer not only extra air miles and tie-ups with specific airlines, but also discounts on hotel stays, dining and easy transactions in foreign countries.

    Benefits Of Travel Credit Cards

    Travel credit cards offer a wide range of benefits that can be availed by the credit cardholders while enjoying their holiday abroad. From offering welcome gifts to providing complimentary airport lounge access and fee waivers, travel credit cards offer a wide variety of features and benefits catering the needs of frequent travellers.

    Let’s look at the common benefits offered by most credit cards in detail.

    • Welcome gift: Most travel credit cards offer a huge lot of reward points as welcome gift or sign-up bonus. Guess what, the points can be redeemed for air miles at both international and domestic airlines. Some cards also offer free tickets on select airliners.
    • Complimentary airport lounge access: Some travel credit cards offer complimentary lounge visits at both national and international airports. Cardholders can sit and relax in select airport lounges during flight delays and can enjoy the privileges offered by the lounges at no cost. Some cost do provide free access to friends and family accompanying the cardholder.
    • Fuel surcharge waivers: It’s the common feature available on most of the travel credit cards. Typically card usage at fuel stations attract a fuel surcharge of 2-2.5% of the transaction amount. The same will be waived if the travel credit card comes with a fuel surcharge waiver. However, fuel transactions on credit cards do not qualify for reward points.
    • Zero liability in case of lost card: Don’t worry if you lose your travel credit card in foreign location. If you report it immediately to the bank, you will have zero liability on any fraudulent transactions made after reporting the loss.
    • Other benefits: Some travel credit cards also come with complimentary golf rounds, concierge services, free movie tickets and discount coupons on dining.
    • Annual fee waiver: Most of you might be looking for travel credit card with zero annual fee or no annual fee. However, due to exclusive privileges offered on travel credit cards, it becomes difficult to find one with no annual fee. But cardholders can avail the annual renewal fee waiver facility offered on most of the travel credit cards. By spending a specific amount, as specified by the bank, in a given year, users can avail annual fee waiver for the following year. By achieving the target spend every year, cardholders can enjoy the benefits of a no annual fee credit card.

    Top 10 Travel Credit Cards In India

    Let us take a look at the top 10 travel credit cards in India along with their features and benefits.

    HDFC Bank Travel Credit Cards

    HDFC bank offers a host of travel credit cards in collaboration with Jet Airways.

    The first use of the travel credit card is that within 90 days of buying the card, you will get 15 JetPrivilege Tier Points. You also get 15,000 JPMiles when you first use your card within 90 days, and another 15,000 JPMiles on retail transactions totalling Rs.1,50,000 or more. You can also buy a ticket without paying the base fare on the Jet Airways website.

    With JetPrivilege HDFC Bank Diners Club Credit Card, you earn 8 JPMiles on every Rs.150 you spend on retail transactions and 24 JPMiles on every Rs.150 spent on ticket-bookings through the Jet Airways website. If you are a golf enthusiast, you can also avail Green Fee waiver on golf games at 20 golf courses in the country and over 40 in other parts of the world. Other benefits of the travel credit card include anytime concierge services, airport lounge access, premier check-in on domestic flights, additional 10kg baggage allowance and over 15% discount on restaurants across the country.

    This travel credit card offers you a complimentary Jet Airways domestic flight ticket with base fare waived and 4,000 Bonus JPMiles divided equally between retail transactions and ticket booking on the Jet Airways website, within 90 days of setting up the card. Retail spends in the multiples of Rs.150 give you 5 JPMiles, while ticket bookings on the airline website can give you thrice higher JPMiles as well as a 5% concession on the domestic tickets purchased. MasterCard airport lounge access benefits are also available to JetPrivilege HDFC Bank Platinum Credit Card holders.

    The Superia travel credit card offers a welcome benefit of 1,000 reward points and redemption of these points on international airlines through KrisFlyer and domestic airlines on tickets of Jet Airways, Kingfisher Airlines and Air India. The reward points that can be earned are similar to the AllMiles credit card. The reward point-to-air mile conversion ratio is 100 to 70 in the case of the Superia Credit Card. You also accumulate 50% more reward points than normal when dining in restaurants. Priority Pass membership and access to special discounts on products in the bank’s catalogues are the additional benefits of the HDFC Bank Superia Credit Card.

    JetPrivilege HDFC Bank World Credit Card: This travel credit card offers a complimentary Jet Airways Ticket as welcome benefit – under which the base fee of the first domestic ticket bought with your credit card will be waived. The welcome benefits on JetPrivilege HDFC Bank World Credit Card also include 5,000 Bonus JPMiles when you use your card for the first time and another 5,000 Bonus JPMiles when you spend Rs.75,000 or more on retail bills within 90 days of buying the card. The JPMiles can be used to travel with Jet Airways as well as its 25-odd international airline partners. You can also upgrade your ticket using JPMiles.

    Every time you spend Rs.150 on retail expenses, you get 6 JPMiles. And every time you book a flight ticket through the Jet Airways website using the HDFC Bank World travel credit card, you get 18 JPMiles per Rs.150. You also get premier check-in for all domestic flights and will be allowed to carry 10kg more baggage on all domestic Jet Airways flights as well as lounge access through MasterCard Lounge Access Programme and avail discounts on Priority Pass membership.

    JetPrivilege HDFC Bank Titanium Credit Card: The titanium travel credit card offers 2,000 Bonus JPMiles – 1,000 on first swipe and 1,000 on retail swipes worth Rs.25,000 or more. You accumulate 4 JPMiles for every Rs.150 spent on retail and 12 JPMiles for each Rs.150 spent on ticket bookings on JetAirways website. The HDFC Bank travel Credit Card also offers the MasterCard lounge access benefits like the other cards.

    HDFC Bank also has 2 other travel credit cards focused on providing more travel benefits to the cardholders.

    HDFC Bank AllMiles Credit Card: The travel credit card, along with offering a welcome benefit of 1,000 reward points, also offers a membership in AllMiles Club, through which cardholders can accrue double reward points when using the credit card on the HDFC All Miles website. With every Rs.150 you spend using HDFC Bank AllMiles Credit Card, you earn 3 reward points, which can be collected and converted into air miles. The conversion rate is 100 reward points = 75 air miles or Rs.75 air voucher. The reward points can also be used to buy products on discount from the bank’s catalogue. You also get Priority Pass membership and access to airport lounges.

    ICICI Bank Travel Credit Cards

    ICICI Bank also has a tie-up with Jet Airways to provide its customers with special travel and airline benefits. These travel credit cards are available in both Visa and American Express card iterations.

    Jet Airways ICICI Bank Coral Credit Card: As on-boarding privileges, a Jet Airways ICICI Bank Coral Credit Card offers membership to the JetPrivilege programme and 3,000 JPMiles. JPMiles can be earned through retail spends and on ticket bookings through Jet Airways. While American Express card holders get 3 JPMiles for every Rs.100 spent on domestic and international retail swipes, Visa card users get 2 JPMiles. Similarly, American Express card owners get 6 JPMiles for every Rs.100 spent on booking ticket through the airline website and Visa card holders earn 4 JPMiles for the same transaction. You can earn a maximum of 40,000 JPMiles annually. Both the American Express and Visa cards offer airport lounge access, while only Visa cards give you special rates on services from Hertz and Avis car rentals.

    Jet Airways ICICI Bank Rubyx Credit Card: Rubyx travel credit cards offer 6,250 bonus JPMiles on joining along with a free (base-fare waived) Jet Airways domestic flight ticket. You can also avail 5% off the base fare for domestic/international flight tickets booked through Jet Airways website. With a Jet Airways ICICI Bank Rubyx American Express Credit Card, you get 4 JPMiles for every Rs.100 spent inside India and 5 JPMiles for every Rs.100 spent abroad, and 8 JPMiles on spends on the airline website. Jet Airways ICICI Bank Rubyx Visa travel Credit Card, on the other hand, gives you 3 JPMiles per Rs.100 of domestic expenses, 4 JPMiles per Rs.100 of international expenses and 6 JPMiles on the website. The maximum air miles that can be accumulated is the same as the Coral credit card, and airport lounge access and car rental benefits are also available.

    Jet Airways ICICI Bank Sapphiro Credit Card: With the Sapphiro travel credit card, you earn 12,500 JPMiles as on-boarding benefit along with a base-fee waived domestic flight ticket and 5% rebate on domestic ticket fares. You also get dedicated check-in for domestic flights and an additional baggage allowance of 10kg on domestic flights. Jet Airways ICICI Bank Sapphiro American Express Credit Card gives you 5 JPMiles for every Rs.100 spent in India and 7 JPMiles when that Rs.100 is spent outside India. Purchases through Jet Airways web portal is eligible for 10 JPMiles per Rs.100. The Visa variant offers 4 JPMiles on domestic expenses, 5 JPMiles on international purchases and 8 JPMiles on website bills. The maximum JPMiles you can collect is 60,000 with this card. Airport lounge and car rental access remains the same as the other travel cards.

    British Airways Premium Credit Card Account: In this travel credit card, ICICI pairs up with British Airways to offer the cardholder a welcome bonus of 8,000 Avios the first time you swipe the card. If you book a return ticket on a British Airways flight from India to London within 3 months of getting the credit card, you can avail 25,000 Avios. You can get both ICICI Bank British Airways American Express Credit Card and its MasterCard variant to earn optimum benefits. You also get the British Airways Executive Club membership.

    Avios can be earned in the following ways through the American Express card: 4 Avios per Rs.100 on retail expenses, 6 Avios per Rs.100 when using the card on the British Airways website, and if your annual credit card expenditure is Rs.2.25 lakh or more, the Avios earned on retail and website transactions will be 25% higher. Similarly, with credit card bills of Rs.5 lakh per year or more, you can get a 50% hike in the number of Avios collectable for every Rs.100. However, with the MasterCard variant, you only have the option to earn 1 Avios for any transaction in the multiples of Rs.100.

    Axis Bank Travel Credit Cards

    Axis Bank offers a co-branded travel credit card and a travel-focused credit card to its customers. Let us take a look at their benefits

    Miles & More Axis Bank Credit Card: The Axis Bank Miles & More travel credit card comes in 2 versions - World Select and World. With a Miles & More credit card, you can get privileges on 9 airlines including Lufthansa, Austrian and Swiss. The World travel Card gives you a welcome bonus of 5,000 miles and an annual bonus of 3,000 miles, while the World Select Card gives you 15,000 miles when on-boarding and 4,000 miles as annual bonus. For every Rs.200 spent on retail – except movie bookings – a World Select cardholder is eligible for 6 miles and a World card member can avail 4 miles. On movie bookings, expenses in the multiples of Rs.200 earn both the World and World Select card user 20 miles each.

    If you are a Miles & More member for at least 3 months and make at least one miles-related purchase in a month, the miles you accumulate will never expire. These miles can be used not only for flight bookings and ticket upgrades, but also on accommodation, shopping, car rentals and in supporting social causes. MasterCard airport lounge access and Priority Pass benefits are also available to a Miles & More member. The card also offers insurance benefits such as Lost Card Liability cover of Rs.1.5 lakh for World cardholders and Rs.3 lakh for World Select customers, and personal accident cover (air only) of Rs.2.5 crore for World card users and Rs.4.5 crore for World Select cardholders.

    Titanium Smart Traveller Credit Card: Travel expenses made on the Titanium Smart Traveller Credit Card gets you extra eDGE Loyalty Rewards Points. You are eligible for 8 eDGE points for every Rs.200 spent abroad, and 4 eDGE points on credit card payments for bookings of holiday packages, hotels, airlines, train and bus in India. Other domestic retail expenses gives you 2 eDGE points. These points can be converted to air miles, or discounts on products specified by the bank.

    SBI Travel Credit Cards

    The State Bank of India, one of the largest banks of India, also has co-branded and travel-specific credit cards.

    Air India SBI Signature Credit Card: This co-branded travel credit card offers you 20,000 reward points as a welcome gift and a free membership of Flying Returns, the Air India Frequent Flyer programme. Bonus reward points offered are: 20,000 for spending Rs.5 lakh annually, 30,000 (plus 20,000) if you spend Rs.10 lakh every year, and 50,000 (plus 30,000 and 20,000) if your yearly credit card expense is Rs.20 lakh. You also earn tier upgrades in the Air India Flying Returns programme.

    Every Rs.100 spent using this credit card will give you 4 reward points. When you buy Air India tickets using your credit card, you become eligible for 20 reward points per Rs.100. When converting your reward points to air miles, you get 1 Air India mile per reward point. You also get airport lounge access and Priority Pass membership.

    SBI Yatra Credit Card: With the Yatra travel credit card, you will get vouchers worth Rs.8,250 that can be used on the Yatra.com website as joining benefit. You can avail 6X Reward Points and an extra 6x points on base fare when you use your credit card on Yatra.com. Departmental and grocery store purchases get you 6X Reward Points and 1 point for every Rs.100 spent in other retail shops. The reward points can be converted into Yatra.com vouchers, with 1 reward point equalling Rs.0.25. Additionally, you also get a Yatra.com discount voucher worth Rs.500 for every Rs.30,000 spent on the website. SBI Yatra Credit Card holders also get MasterCard airport lounge access as well.

    Citibank Citi PremierMiles Credit Card

    Citibank’s travel credit card allows you to use the services of around 100 airlines. With a Citi PremierMiles Credit Card, you can avail 10 miles for every Rs.100 spent on airline transactions, through services on the Premier Miles website and on spending with online partners such as MakeMyTrip and Flipkart. You can redeem your miles with airline as well as hotel bookings. The bonus welcome of 10,000 miles can be availed on your first purchase of more than Rs.1,000 within 60 days of activating the card. The miles do not have an expiry date and you can book tickets for any date on the calendar. You also get access airport lounges.

    How To Apply For Travel Credit Cards Online?

    There are multiple ways to apply for a travel credit card online. Discussed below are two online channels through which you can apply for a credit card.

    Apply directly from bank’s website: Travel credit cards can be applied directly from respective bank websites.

    • Go to official bank website
    • Find travel credit card that suits your needs
    • Click on the ‘Apply’ button to visit the online application page
    • Enter the required details and click on ‘Submit’
    • The screen will display an application reference number, make a note of the same for future reference.

    Once the bank receives the application and if your profile is eligible for the applied card, you will get a call back in 3-4 working days from the respective phone banking officer who will take you through the next steps of application process. He/she will let you know the documents required to process your application and schedule an appointment for document collection.

    Once the documents are submitted along with the signed in application form, your credit card will be processed in next 7-10 working days. Make a note of the application number which can be used to track your application online.

    Apply through BankBazaar website: Another authoritative way to apply for a travel credit card is through BankBazaar website. BankBazaar is an online marketplace where one can find all sorts of financial products. Being an unbiased service provider, the company’s online platform offers its visitors an opportunity to search for different credit cards, compare cards and finally apply for the same. By partnering with more than 50 banks operating in India, BankBazaar offers an easy and convenient way to apply and track your online application.

     

    To Apply Through Bankbazaar, Follow The Steps Mentioned Below

    • Visit the site at bankbazaar.com
    • Click on ‘Credit Cards’
    • Choose your preferred card from the list of cards
    • Click on ‘Check Eligibility’ option
    • Submit the details as required
    • Once your details are submitted, you will be directed to online application page, provided your profile is eligible to avail the selected credit card
    • Once your application is submitted, you will receive an ‘Application ID’ which should be retained for future reference
    • The website also features a ‘Track Application’ option, using which you can track your application.

    Eligibility To Apply For Travel Credit Cards

    The eligibility to apply for travel credit cards vary from one bank to another and from one card to other. Listed below is the minimum eligibility criteria set by many banks.

    • Should be an Indian citizen
    • Should be either salaried or self-employed
    • Should have a good credit record.
    • Minimum age should be 21 years while the maximum should be 60 years
    • Credit card specific eligibility criteria can be found in the respective bank websites.

    Documents Required To Apply For Travel Credit Cards

    Again, different credit card issuers require different set of documents to process a travel credit card application. Sometimes, the required documents also vary based on the applicant type. Some of the common documents required for a travel credit card application are listed below.

    • Copy of PAN card
    • Copy of Aadhaar card
    • 1 passport sized photograph.
    • Past 2 months salary slips or IT Returns
    • Address proof document such as Aadhaar, Voter’s ID, driving licence, passport, etc., whichever holds your current address

    How To Make The Most Of Your Travel Credit Card

    • Choose zero liability travel credit cards where possible. Also check the late payment charges and renewal fees.
    • If you are a frequent traveller, having a credit card with good customer care support will work better for you.
    • Do not accumulate multiple credit cards; this will help avoid undue debt.
    • Let your bank know if you are going abroad so that they don’t suspend the card for irregular transactions.

    With so many options available, you can pick a travel credit card that suits you the best. While privileges are all fine, ensure that you check the interest rates offered on the cards. A higher interest rate will mean that you end up paying more for the privileges, thus nullifying the benefits.  

    Advantages of Travel Credit Cards

    Travel charge cards offer an extensive variety of advantages that can be profited by the credit cardholders while making the most of their vacation abroad. From offering welcome endowments to giving complimentary airplane terminal lounge access and expense waivers, travel charge cards offer a wide assortment of highlights and advantages providing food the necessities of successive explorers. How about we take a glance at the regular advantages offered by most cards in detail.

    • Joining benefits: Most travel charge cards offer a tremendous parcel of reward focuses joining reward or welcome gifts. Think about what, the focuses can be recovered for air miles at both universal and household carriers. A few cards additionally offer free tickets on select carriers.
    • Complimentary access to airport lounge: Some travel credit cards offer complimentary lounge visits at both national and universal airplane terminals. Cardholders can sit and unwind in select air terminal lounges amid flight delays and can appreciate the benefits offered by the lounges at no cost. Some cost do give free access to loved ones going with the cardholder.
    • Charge waivers:Based on the sum spent on the card in earlier year, MasterCard credit cards offer re establishment expense waivers and different waivers.
    • Fuel extra charge waivers: It's the basic component accessible on the vast majority of the movement Visas. Normally card use at fuel stations pull in a fuel additional charge of 2-2.5% of the exchange sum. A similar will be deferred if the movement MasterCard accompanies a fuel extra charge waiver. Be that as it may, fuel exchanges on charge cards don't meet all requirements for compensate focuses.
    • Zero risk in the event of lost card: Don't stress on the off chance that you lose your movement charge card in outside area. On the off chance that you report it promptly to the bank, you will have zero risk on any false exchanges made in the wake of revealing the misfortune.
    • Different advantages: Some movement MasterCards additionally accompany complimentary golf rounds, attendant services, free motion picture tickets and markdown coupons on feasting.
    • Yearly charge waiver: Most of you may search for movement MasterCard with zero yearly expense or no yearly expense. Be that as it may, because of selective benefits offered on movement charge cards, it winds up hard to discover one with no yearly expense. In any case, cardholders can benefit the yearly recharging expense waiver office offered on the majority of the movement charge cards. By spending a particular sum, as determined by the bank, in a given year, clients can profit yearly expense waiver for the next year. By accomplishing the objective spend each year, cardholders can appreciate the advantages of a no yearly expense charge card.

    Make your summer trip more memorable with a travel credit card

    Travel credit cards are designed to make the travel experience fruitful to the cardholders. If you are one among those who like to travel frequently, having a travel credit card that suits your travel needs, is as important as having a passport.

    With more and more banks entering the travel credit card segment, the competition among the card issuers is making the cards much more interesting with exciting gifts and discounts.

    Most of the travel credit cards are designed for air travellers who can expect huge discounts on their flight tickets, hotel bookings and other services at cheaper costs.

    Travel credit cards typically offer international miles instead of reward points which can be redeemed for ticket bookings and hotel reservations. They also offer accelerated reward points on spends related to air travel, complimentary insurance coverage including air accident coverage and annual fee reversal on reaching the set milestones.

    In addition, they do have all the features of a regular credit card such as revolving credit card facility, zero liability on lost card, fuel surcharge waiver, interest free period and more.

    Some of the popular travel credit cards include HDFC AllMiles Credit Card, Superia Credit Card, Jet Airways ICICI Bank Coral Credit Cards, etc.




    Credit Card Reviews

    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Kotak mahindra bank credit card long time, there service is not up to the mark. Their credit limit is good, they have given me . And they have not annual fee they have charge in this card as it is life time free credit card, and they did not provid any offers or discount, and there service is okay.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • RBL Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I hold a RBL credit card and i am happy with the overall services. The limit given to me on my RBL credit card is 1.60k and i am satisfied with the limit. Services are quite impressive , they have their App , and whenever there is a request raised to increase the limit, they do it.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • HDFC Bank Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      I have been using HDFC credit card,they have not charged any annual fee for this card, and i am happy with my credit limit which they have given in this card and they are providing good offers . Their overall service is not up to the mark.I felt issue with this bank credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • American Express Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Amex bank credit card for long time, they have not charged me annual fee in this card as it is life time free credit card, and i am happy with the credit limit they have given me in this card , and in offer part they have given me good offers. Their overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • IndusInd Bank Credit Card
      "Excellent card"
      0.5 4.0/5 "Great!"
      I have been applied for Indusind bank credit card recently, they have not charge me annual fee for first time, after that they will be charging it, like if i spend up to 30,000-40,000 in an year then my annual fee will get waived off. They have given me decent credit limit. The reason for choosing this bank credit card is that i wanted this bank credit card so i have applied it, there process was quick and easy. And the card was on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I carry HSBC credit card and i am using it from a while. The limit given on my card is good and i am satisfied with the limit. I have not used much but one thing that is very impressive here is the balance transfer option. I hold other Bank Card too but here the balance transfer option is awesome.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • review Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I Hold a SBI credit card and i am happy with the overall services. SBI has a rewards point system which is quite impressive compare to my other existing cards. I had collected rewards points and i converted them into cash worth 10k. SBI card is full of benefits and offers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • ICICI Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I hold a ICICI credit card and i am using from very long . I never had any issue while doing any transaction. I am a customer of ICICI from a very long period. ICICI customer service is the best and whenever there is any concern , they come up with a quick resolution.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Bank Bazaar Credit Card
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      Experience was pretty much good with Bank Bazaar. There was a clear conversation and the features of card that i was applying for explained in a good manner. There was a proper follow up and the customer care Representatives were helpful and polite on call.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I had applied for a Indusind credit card and the process of applying was pretty easy. I have got my card delivered to me on time and i have started using Indusind Credit card. The limit given to me on my card is satisfactory and i am happy about it.With Indusind Bank this is my first credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
    • Bank Bazaar Credit Card
      "Good website"
      0.5 5.0/5 "Blown Away!"
      There is quick feed back, quick response in bankbazaar website. I am using the website from last 3 months ago. I came to know about the website through Google search. Support team has given me a proper suggestion when I'm applying for this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • IndusInd Bank Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      It was a shopping card thats the reason i opted this card, This card provides me a good reward point system. They have offered me a credit limit which is fine. There is a annual fee and it will get waived off if i use particular amount. They are sending a promotional offers on a regular basis. I got the bill and there is no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2019
    • Bank Bazaar Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of Bank Bazaar for the last two to three years and i was just using it to check my credit score. I used to use their web portal which is comfortable in using through my desktop where i used to get all the information through them. Their customer support has also been helpful and has been responsive as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 22, 2019
    • IndusInd Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen with them since i was already using a credit card from them, the process in getting this card has been simple and i received the card within seven days. But the approval status was not shared with me. The credit limit with this card is good and they had explained me with the features of the card as well, it is a life time free card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 22, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      SBI is a good card to use and they have provided me a credit limit of Rs. 75000 which i'm okay with it. SBI customer care service is really good. Basically they are not providing offer but i can convert the purchase into EMI. There will be some annual fee of Rs. 750.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Standard Chartered Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I never used the standard chartered bank. I have applied the credit card, but they have given me a credit limit of Rs. 20000 which is very less and I'm not satisfied with it. Hence i have closed the card. I've informed the customer care regarding the closure and they have raised a ticket for that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Started using the Axis bank for last 3.5 years. They are easily converting the EMI option for my purchase. Their customer care service is not responding properly. When i installed the app, there is a error and i complaint to the customer and its not worked out. They are charging so many GST charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Bank Bazaar Credit Card
      "Awesome website"
      0.5 5.0/5 "Blown Away!"
      I never interacted with the customer care. There is a quick service in website. Whatever the information regarding the bank like credit card, personal loan we can able to see. Recently i have saw the advertisement in online then started using the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • HDFC Bank Credit Card
      "Everything is good except EMI"
      0.5 5.0/5 "Blown Away!"
      Compared to other credit card this is the best card to use since i have used it earlier. If i purchase anything, I'm unable to convert into EMI. I have called the customer care, they are saying after 3 months, i can able to do it. I'm planning to close the credit card due to this issue. Whatever the service they are offering its fine.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Kotak Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Kotak mahindra League platinum credit card for long time.They have given me good credit limit in this card ,And they have not charged me annual fee in this card, as it is life time free credit card ,And there support team is too good, overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 22, 2019
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