Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Club Vistara SBI Card PRIME Credit Card is a premium credit card offered by the State Bank of India in collaboration with Vistara Airlines. This credit card boasts top-of-the-line features and offers a wide range of benefits across not only travel but also other categories as well such as insurance and reward points. The Club Vistara SBI Card PRIME comes with a joining fee and an annual fee of Rs.2,999 and an interest rate of 2.5% per month.
| Welcome Benefits |
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| Reward Point Benefits |
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| Insurance Benefits |
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| Travel Benefits |
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| Milestone Benefits |
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| Network Benefits |
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| Flexipay |
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| Balance Transfer Benefits |
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| Easy Money Facility |
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The credit limit for the Club Vistara SBI Card PRIME is assigned by the bank considering several factors. The State Bank of India checks the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.
| Type of Charge | Fee |
|---|---|
| Joining fee | Rs.2,999 |
| Over limit fee | 2.5% of the over-limit amount |
| Renewal fee | Rs.2.999 |
| Finance charge | 2.50% per month |
| Late payment fee | If the outstanding balance is between
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| Cash advance limit | 80% of the credit limit |
| Cheque fee | Rs.100 |
| Cash payment fee | Rs.199 |
| Add-on credit card fee | Nil |
| Cash advance fee | 2.5% of the transaction amount (subjected to a minimum of Rs.500) |
| Payment dishonour fee | 2% of the payment amount |
| Free credit period | Nil |
| Statement retrieval | Rs.100 |
| Rewards redemption fee | Rs.99 |
| Foreign currency mark-up | 3.5% |
| Age | The primary applicant must be at least 18 years old. |
| Nationality | The applicant must be a citizen of India. |
| Employment status | He or she must be either salaried or self-employed |
| Credit Score | Applicants having a good credit score will be eligible for the card. |
| Income Proof | Proof of Address | Identity Proof |
|---|---|---|
| Salary Slip | Ration Card | Voter ID |
| Form 16 | Aadhaar Card | Aadhaar Card |
| IT Returns | Voter ID | Driving License |
| - | Passport | - |
To apply for the Club Vistara SBI Card PRIME, here are the steps that need to be followed:
No, there is no waiver on the annual fee of Rs.2,999 for the Club Vistara SBI Card PRIME.
You can redeem the Club Vistara points accumulated on the rewards redemption page for services and products from Air Vistara and all partner airlines.
No, the add-on card for the Club Vistara SBI Card PRIME comes at no additional costs.
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