Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Club Vistara SBI Card PRIME Credit Card is a premium credit card offered by the State Bank of India in collaboration with Vistara Airlines. This credit card boasts top-of-the-line features and offers a wide range of benefits across not only travel but also other categories as well such as insurance and reward points. The Club Vistara SBI Card PRIME comes with a joining fee and an annual fee of Rs.2,999 and an interest rate of 2.5% per month.
| Welcome Benefits |
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| Reward Point Benefits |
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| Insurance Benefits |
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| Travel Benefits |
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| Milestone Benefits |
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| Flexipay |
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| Balance Transfer Benefits |
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| Easy Money Facility |
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The credit limit for the Club Vistara SBI Card PRIME is assigned by the bank considering several factors. The State Bank of India checks the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.
| Type of Fee | Amount |
|---|---|
| Annual Fee | Rs.2,999 |
| Renewal Fee | Rs.2,999 |
| Finance Charges | Up to 3.35% monthly |
| Add-On card fee | Nil |
| Cash advance fee |
|
| Finance Charges | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment |
|
| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
| Age | The primary applicant must be at least 18 years old. |
| Nationality | The applicant must be a citizen of India. |
| Employment status | He or she must be either salaried or self-employed |
| Credit Score | Applicants having a good credit score will be eligible for the card. |
| Income Proof | Proof of Address | Identity Proof |
|---|---|---|
| Salary Slip | Ration Card | Voter ID |
| Form 16 | Aadhaar Card | Aadhaar Card |
| IT Returns | Voter ID | Driving License |
| - | Passport | - |
To apply for the Club Vistara SBI Card PRIME, here are the steps that need to be followed:
Step 1: Visit the official website of the State Bank of India credit card at SBIcard.com.
Step 2: Select the option of 'credit cards'.
Step 3: Click on Club Vistara SBI Card PRIME.
Step 4: Select the option of 'apply now'.
Step 5: Once done, submit the details required.
Step 6: Click on submit. A representative from the bank will then get in touch with you.
No, there is no waiver on the annual fee of Rs.2,999 for the Club Vistara SBI Card PRIME.
You can redeem the Club Vistara points accumulated on the rewards redemption page for services and products from Air Vistara and all partner airlines.
No, the add-on card for the Club Vistara SBI Card PRIME comes at no additional costs.
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