Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • FinBooster: YES BANK - BankBazaar Co-branded Credit Card

  • We found 1 FinBooster: YES BANK - BankBazaar Co-branded Credit Card
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    The FinBooster: YES Bank - BankBazaar Co-branded Credit Card is the first of its kind in India and is arguably the most rewarding credit card. It helps you build a healthy credit behaviour with regular credit fitness reports which give you insights into your financial health. If you want to improve your credit score and also enjoy higher rewards, this card is for you.

     Apply for FinBooster: YES Bank - BankBazaar Co-branded Credit Card
    FinBooster: YES Bank - BankBazaar Co-branded Credit Card

    Key Highlights of the FinBooster: YES Bank - BankBazaar Co-branded Credit Card

    • You get credit fitness reports on a monthly basis with a real-time dashboard.
    • Enjoy a 1% waiver on the fuel surcharge on fuel transactions between Rs.400 and Rs.5,000.

    Features and Benefits of the FinBooster: YES Bank - BankBazaar Co-branded Credit Card

    Credit fitness benefits:

    • You get monthly credit fitness reports with a real-time dashboard to track your credit score. This access will be granted once you complete your first transaction with the FinBooster: YES Bank - BankBazaar Co-branded Credit Card.
    • You have access to insights that will help you in improving your credit score.

    Milestone benefits:

    • The charge of Rs.400 for the credit fitness tracker (from the second year onwards) will be waived-off when you reach an annual spend of Rs.1 lakh during the previous year.

    Reward points benefits:

    • There is no cap on reward points and the points never expire.
    • You get 5x reward points on online dining spends.
    • Earn 3x reward points on online grocery and online apparel spends.
    • You get 2 reward points for every Rs.200 swiped for other retail spends, except for fuel expenses.
    • You can share your reward points with friends and family.
    • The reward points that you convert into cash will be directly credited to your savings account.

    Fuel benefits:

    • You get a 1% waiver on the fuel surcharge when you swipe the FinBooster: YES Bank - BankBazaar Co-branded Credit Card. You will get this benefit if your transaction amount is between Rs.400 and Rs.5,000.
    • The maximum fuel surcharge waiver you can get per statement cycle is Rs.125.

    Insurance benefits:

    • Accidental death cover (primary cardholder): Rs.2.5 lakh.

    Fees and Charges of the FinBooster: YES Bank - BankBazaar Co-branded Credit Card

    Schedule of Charges
    Joining Fee NIL
    Annual Membership Fee (First Year & Renewal) NIL
    Interest Free Period Up to 50 days
    Minimum Amount Due (MAD)
    • Annual fee + EMI amounts (if any) + GST + a minimum of 5% of the total amount due or Rs.200 (whichever is higher).
    • If the MAD is less than Rs.200, the Total Amount Due (TAD) = Minimum Amount Due (MAD)
    Cash Advance Limit Up to 30% of Credit Limit
    Supplementary / Add-on Card fee NIL (Maximum up to 3 add-on cards can be issued)
    Finance Charges on Revolving Credit, on Cash 3.50% p.m. (42.00% Annualized)
    Late Payment Charges (LPC) (Per Statement, as per the statement balance) Nil to Rs.1,000 (depending on statement balance)
    Overlimit Fee 2.5% of overlimit amount or Rs.500, whichever is higher per instance
    Cash Advance Fee 2.5% of amount withdrawn or Rs.300, whichever is higher
    Fuel surcharge waiver across all fuel station in India (GST levied on Fuel Surcharge will not be reversed 1% waiver on the fuel surcharge on fuel transactions between Rs.400 and Rs.5,000.
    Re-issuance fee for Lost, Stolen or Damaged Card Rs.100 (per instance)
    Foreign Currency Conversion Charges 3.40%
    Duplicate Statement (Statement older than 6 months) Rs.100 per statement
    Priority Pass Lounge Charges Not Applicable
    Charges on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
    Cash deposit at YES Bank Branches towards Credit Card repayment Rs.100
    TDS on withdrawals above Rs.1 crore With effect from 1st September 2019, TDS @ 2% is applicable on aggregate cash withdrawals exceeding Rs.1 Cr from all accounts and cards with YBL, in a particular financial year
    Credit Fitness Tracker (Credit Strong) subscription charges for 1st year NIL
    Credit Fitness Tracker (Credit Strong) subscription from second year onwards Rs.400 - Will be waived off on achieving annual spends of 1 lakh or more in the anniversary year*.
    Goods and Services Tax (GST) 18% (Applicable on all fee and charges)

    *Terms and Conditions apply

    FAQs on FinBooster: YES Bank - BankBazaar Co-branded Credit Card

    1. How many reward points can I earn in one year with the FinBooster: YES Bank - BankBazaar Co-branded Credit Card?

      There is no cap on the number of reward points that you can earn with this card.

    2. What is the minimum amount due for the credit card?

      The minimum amount due is the annual fee plus EMI amounts (if any) plus GST and a minimum of 5% of the total amount due or Rs.200 (whichever is higher). If the MAD is less than Rs.200, the Total Amount Due (TAD) = Minimum Amount Due (MAD).

    3. How many add-on credit cards can I get?

      You can get a maximum of 3 add-on credit cards.

    4. Under the fuel surcharge benefit, will the GST amount also be reversed?

      No, please note that the GST amount is not reversable.

    5. Are there any eligibility criteria to meet to get this credit card?

      Yes, you need to have a minimum income of Rs.25,000 per month.

    6. For how long are the reward points valid?

      The reward points that you earn do not expire.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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