YES Bank FinBooster Credit Card

YES FinBooster Credit Card is a credit card offered by YES Bank in collaboration with BankBazaar. This credit card is designed for individuals seeking reward points on everyday spending.

Updated On - 05 Sep 2025

It is a lifetime free credit card that offers various benefits like waiver on fuel surcharge, reward points, insurance coverage, contactless transactions, and complimentary CreditStrong report. Read on to know more about the application process, eligibility criteria, and other details related to FinBooster credit card. 

Features and Benefits of YES FinBooster Credit Card:

The below listed are the features and benefits of the YES FinBooster credit card: 

  1. Zero Joining and Annual Fee: The YES Bank Finbooster is a life-time free credit card and comes with zero-joining and annual fees. 
  1. Free Credit Reports: You also get CreditStrong reports with this credit card. The real-time dashboard on the report that helps you track your credit score progress and improve your overall financial health. 
  1. Reward Points: You earn accelerated reward points on transactions done using the FinBooster credit card. On online dining transactions you earn 10 rewards points, on apparel or online grocery transactions you earn 6 reward points, and on other retail spends you earn 2 reward points. 
  1. Contactless Transactions: This credit card comes with NBFC-enabled technology, that allows you to complete contactless transactions. 
  1. Insurance Coverage: With FinBooster, you also get an accidental death insurance coverage of Rs.2.5 lakh for primary cardholder. 
  1. Fuel Surcharge Waiver: You get 1% waiver on fuel surcharge on all fuel transactions ranging between Rs.400 to Rs.5000 at all fuel station across the country. 
  1. Easy EMI Conversions: You can easily convert your transactions worth Rs.2500 and above into EMIs. 
  1. Instant Loan: You can also avail yourself of an instant loan up to the credit limit with the FinBooster credit card. 
  1. YES PayNow: You can use the YES PayNow feature with this credit card to settle your dues on time.
Yes Bank Finbooster Rupay Credit Card

Fees and Charges of YES Bank FinBooster Credit Card

The fees and charges for YES Bank FinBooster credit card are as listed below: 

Particulars

Fees & Charges

Membership Fees

Nil

Renewal of Membership Fees

Nil

Revolving Credit Interest Rate

3.99% per month, 47.88% per annum

Rental Transactions

  1. Minimum 1% of the transaction value or Re. 1, whichever is higher, for transactions up to Rs.1000.
  2. Minimum 1% of the transaction value or Rs. 199, whichever is higher, for transactions up to Rs.1000.
  3. A maximum of three rental transactions is allowed per 30 days. 

Foreign Currency Markup 

1% on DCC spends 

Utility Charges

1% fee + GST on spends above Rs. 15,000 per month (maximum: Rs. 3,000 per month)

Education Fee Payment Charges

1% fee + GST on transactions through third party platforms (maximum: Rs. 5000 per calendar month)

Fuel Transaction Charges

1% fee + GST on transactions exceeding Rs. 10,000 in a calendar month (maximum: Rs. 5,000 per month)

Note: The above listed fees and charges are as on 8 August 2025 and are subject to change at the discretion of the bank. 

Eligibility Criteria to Apply for YES Bank FinBooster Credit Card

The eligibility criteria to apply for YES Bank FinBooster credit card are as listed below: 

  1. The applicant should not be an existing YES Bank credit card holder. 
  1. The applicant should be aged between 21 years and  
  1. The applicant should be either salaried or self-employed. 
  1. The applicant should have a minimum monthly income of Rs.25,000 or an Income Tax Return of Rs. 7.5 lakhs or above. 

Documents Required to Apply for YES Bank FinBooster Credit Card

The documents required to apply for YES Bank FinBooster credit card are as listed below: 

  1. Valid Identity Proof: Aadhaar card, PAN card, Passport, etc. 
  1. Valid Address Proof: Aadhaar card, PAN card, Passport, etc. 
  1. Valid Income Proof: Salary Slips (not more than three months old), Bank Statements, etc. 

Note: The documents listed above are general requirements. The bank may request additional documents based on its internal policies and specific case requirements. 

Customer Support:

  1. If dissatisfied with YES BANK's services or responses, card members can:
  2. Call 1800 210 1200 or 1800 1200 (Toll free number, between 8 a.m to 8 p.m.)
  3. Email: yestouchcc@yesbank.in.

Escalations: 

  1. For issues related to mis-selling or harassment by a bank representative, call 022-68937300 (Between 8 a.m to 8 p.m.)
  1. You can also mark a mail on ccsalescompliants@yesbank.in 
  1. For credit card closure, you can mark a mail on creditcard.closure@yesbank.in

Banking Ombudsman:

  1. If no response is received within one month or the cardmember is dissatisfied, they can escalate the issue to the Banking Ombudsman.
  2. Details on the Banking Ombudsman scheme are available on the RBI's grievance redressal webpage: www.rbi.org.in.

UPI Credit Card Transaction Disputes:

  1. Raise concerns via UDIR on the BHIM Application.
  2. Alternatively, call the bank at 1800 103 1212 (Toll-free), 1800 103 6000 (Toll-free), or 022 4935 0000.

FAQs on YES Bank FinBooster RuPay Credit Card

  • Will I have to pay any joining fees when applying for a FinBooster credit card?

    No, you will not have to pay any joining fees when applying for a FinBooster credit card. 

  • Do I get insurance coverage benefits with the YES Bank FinBooster credit card?

    Yes, you get a personal accidental death insurance cover worth Rs.2.5 lakh with the YES Bank FinBooster credit card. 

  • How many reward points will I earn on dining transactions completed using the FinBooster credit card?

    You will earn 10 reward points for every Rs.200 spent on dining using the FinBooster credit card. 

  • Will I get complimentary lounge access with the FinBooster credit card?

    No, the FinBooster credit card does not offer any complimentary lounge benefits. 

  • What is the minimum age criteria to apply for a FinBooster credit card?

    The applicant should be at least 21 years when applying for a FinBooster credit card. 

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