Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Bankbazaar Personal Loan Eligibility Details

    We found 33 Personal Loan Eligibility Details
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99%
    0 Bankbazaar Exclusive
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Ad Accelerated Approval
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    Fees & Charges
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    Customer Reviews
    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    Ad 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.50% - 14.50% Fixed
    1%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
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    Good to Know
    Eligibility Criteria
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    Personal Loan Eligibility Details


    A personal loan is an unsecured advance offered by both banks and non-banking financial corporations to any eligible individual. It is very important to be aware of your personal loan eligibility details as this will simplify and quicken your application process. Each bank has separate minimum criteria for income, age, employment type, credit score, job status, etc. You will need to meet these criteria in order to apply for a personal loan from a particular lender.

    To meet the personal loan eligibility criteria, you will first need to be at least 21 years old and not more than 65 years old. This age limit can vary from bank to bank. Your CIBIL score will also be assessed to assess your eligibility. Preferably, it should be 750 or above. Your lender will also fix a minimum and maximum loan amount as per your repayment capacity and income. Make sure you find out all these details before you apply for a loan.


    Personal Loan Eligibility

    Eligibility criteria varies across lenders depending on the borrower’s profile and relationship with the bank. General requirements and limits are outlined below:


    Minimum age limit21 yrs.
    Maximum age limit60 yrs.
    Employment TypeSalaried/Self-employed professionals/non-professionals
    Employment StatusEmployed/In-business for at least 2 yrs., at least 1 yr. with current employer/business
    Minimum IncomeRs.4,000 - Rs.20,000 net income p.m. (varies according to area - usually higher in cities)
    Maximum Loan AmountUp to Rs.50 lakhs (Based on income, repayment capacity and existing EMIs)
    Credit ScoreCIBIL score 350 - 900

    Documentation required for a Personal Loan:

    • 1. Application duly signed
    • 2. Photographs
    • 3. Cheque - Processing fee
    • 4. Proof of:
      • Identity - Voter ID/ Passport Copy/ Driving License
      • Address - Passport Copy/ Utility Bill (Electricity, Water)/ Rental Agreement/ Ration Card
      • Income (depending on type of employment) - Latest Salary Slips (3 months) / Bank Statements (3 - 6 months) / Passbook (3 - 6 months)/ Current Salary Certificate
      • Tax paid - Latest Form 16/ Income Tax Return
    Apply for Personal Loan

    Am I Eligible for a Personal Loan?

    Being unsecured advances, lenders do not wish to take on very risky clients. Eligibility depends different factors:

    • Income: Higher the income and the more stable it is the better the chances for approval
    • Repayment ability: This related to the borrower’s financial profile i.e. expenses, assets and liabilities. Too many claims on his/her disposable income reduces loan-servicing ability.
    • Existing EMIs: Existing loan obligations reduce creditworthiness unless the borrower displays a strong ability to take on additional debt.
    • Credit Rating: Financial history plays an important role in ascertaining a borrower’s creditworthiness

    It can be hard for borrowers to figure out where they stand with their lender in terms of being a prospective customer. How does one rank on a lender’s risk-scale and how does this affect the loan amount, tenor and interest ?In order to make this process easier and more transparent, Bank Bazaar allows its users to input basic background information on its site to check their eligibility for a personal loan. In quick, easy, steps users can receive instant and free quotes based on the criteria provided.Users can then make real-time comparisons of the best personal loans available to them across banks and apply for deals offered exclusively on Bank Bazaar’s site through collaborations with partner banks/finance companies.

    Personal Loan Eligibility of Top Indian Banks:

    The top banks in India such as SBI, HDFC, ICICI, and Axis bank offer personal loans at reasonable and affordable interest rates. You can apply for a personal loan from any of the following banks provided you fulfil their personal loan eligibility requirements. However, instead of personally visiting the banks to get a personal loan, you can straightaway go to BankBazaar - an online portal for all your financial needs and queries. At BankBazaar you can check, compare and choose the best personal loan scheme based on your requirement.

    Personal Loan Eligibility

    SBI Personal Loan Eligibility

    State Bank of India offers personal loans for both salaried, self-employed individuals and pensioners. Under its personal loan segment, you can apply for three different types of personal loans, provided you fulfil SBI Personal Loan Eligibility criteria.

    SBI offers - Xpress Credit Personal Loan, SBI Saral Personal Loan, and Loans to Pensioners.

    Documents required

    You need to furnish the following documents if you are an existing SBI customer:

    • Passport size photograph
    • Address proof for self-employed individuals and professionals. Self-employed individuals can submit shop and establishment certificate or Lease deed or Telephone Bill address proof.
    • Recent salary slips and Form 16 for salaried individuals.
    • IT returns for the last two financial years for both self-employed individuals and working professionals.

    A new customer has to furnish identity card and address proof in addition to the above mentioned documents.

    Am I eligible for SBI Personal Loan?

    Your eligibility for an SBI personal loan is determined by your income and repayment capacity. If you are an Indian resident, you can usually avail a loan up to Rs.2.50 lakhs with a 1% processing fee (on the loan amount) which is the lowest fee charged in the industry. In metros like New Delhi, Mumbai, Bangalore, Chennai, Hyderabad and Kolkata, the salaried and self-employed professionals can avail personal loans up to Rs.5 lakhs. If you are a pensioner, you should not be more than 76 years old.

    HDFC Personal Loan Eligibility

    HDFC bank offers personal loans to help you accomplish various needs without experiencing financial worries. It has a speedy approval process with easy documentation. HDFC offers you competitive pricing and maintains transparency in the whole process. You can get your personal loan disbursed in 2 days. HDFC’s personal loan products are available at highly competitive interest rates. For HDFC account holders, the bank offers special benefits, interests rates and charges. For women employers, it has special personal loan offers. You can check your HDFC Personal Loan Eligibility at BankBazaar and instantly apply for it online.

    Documents Required:

    Personal loan eligibility in HDFC is based mainly on your income and age. However, documentation differs from person to person. Normally, the following documents are required to be submitted:

    • Identity proof (you may submit any of the following documents – passport, voter ID card or driving license).
    • Address proof (you may submit any of the following documents -- ration card, telephone bill, electricity bill, rental agreement or passport).
    • Recent 3 months bank statement or 6 months bank passbook
    • Your recent salary slips.

    Am I eligible for an HDFC Personal Loan?

    Personal loan eligibility at HDFC bank is determined by the following criteria:

    • Your age should be between 21-60 years.
    • 2 years of total work experience with a minimum tenure of 1 year with your present employer.
    • You need to earn at least Rs.12,000/- per month and your net income needs to be Rs.15,000 if you are living in Delhi, Bangalore, Mumbai, Ahmedabad, Cochin, Chennai and Calcutta.

    ICICI Personal Loan Eligibility:

    ICICI bank offers personal loans for various purposes such as education, house renovation, holidays, wedding, buying gadgets etc. Under the ICICI personal loan eligibility process, you can get multi-purpose loans with flexible tenures and rates. You can pay your loans in easy installments and also repay through auto debit, ECS and PDC facilities. The bank maintains an easy documentation process with instant processing. The privilege banking customers are eligible for personal loan up to Rs.15 lakhs with flexible repayment option of 12-60 months. Instead of visiting the bank, you can check your ICICI bank personal loan eligibility at BankBazaar and apply for it directly, online.

    Documents required:

    Personal Loan Eligibility

    There is a difference in documentation for salaried and self-employed individuals to apply for personal loans at ICICI bank. Salaried employees need to furnish the following documents:

    • 2 passport size photographs.
    • Identity proof: It could be any of the following documents ( passport, driving license, voters ID or pan card).
    • Address proof: It could be any of the following documents (lease agreement, utility bill which should not be more than 3 months old or passport).
    • Bank statement of the last 3 months.
    • Last 3 months’ salary slips.

    A self – employed person needs to submit the following documents:

    • Address proof ( It could be any of the following documents : recent utility bills, lease agreement).
    • KYC documents ( You can submit either your identity proof, or DOB proof or address proof).
    • Income proof of the last two years.
    • Recent 6 months bank statement.
    • Address proof of your office.
    • Proof of office ownership.
    • Proof of continuity of business.

    Am I eligible for ICICI Personal Loan?

    Both salaried and self-employed individuals are eligible for ICICI bank personal loans.

    A salaried individual needs to fulfill the following criteria:

    • The person has to be aged between 23 years to 58 years.
    • Net salary has to be Rs.17,000 per month and Rs.25,000 for individuals staying in Mumbai & Delhi, and Rs.20,000 for individuals living in Bangalore, Pune, Chennai, Hyderabad and Kolkata.
    • 2 years overall work experience.
    • 1 year stay at present residence.

    A self-employed person needs fulfill the following criteria:

    • Minimum age limit is 28 years and maximum is 65 years. For doctors, the minimum age limit is 25 years.
    • Minimum turnover needs to be Rs.40 lakh for non-professionals and Rs.15 lakh for professionals according to audited financials.
    • Minimum profit after tax should be Rs.2 lakh for proprietorship firms and self-employed individuals, and Rs.1 lakh for non-professionals following audited financials.
    • Should be in the current business for minimum 5 years. For doctors, it is 3 years.
    • Should have minimum 1 year liability relationship or asset relationship with ICICI bank.

    Axis Bank Personal Loan Eligibility

    Now, you can fulfil manifold dreams with Axis Bank’s personal loan offerings. Axis Bank's personal loan products are available to salaried residents as well as NRIs. Amounts disbursed under personal loan schemes from Axis Bank start at Rs.50,000 and go up to Rs.15 lakhs. The bank offers personal loans at some of the best interest rates in the market with minimum documentation requirements. Repayment tenures range between 12 to 60 months.

    Documents Required

    Documentation requirements vary from individual to individual depending mainly on age and income of the applicant. Normally, the following documents have to be submitted:

    • Proof of identity which includes any of the following - pan card/passport/ voter ID card/photo identity issued by government, defence services, public sector undertaking/driving license/photo credit card/employees ID card, letter/ aadhaar card.
    • Proof of income which includes any of the following - salary slips (latest) / form 16 / ITR (Income tax Return) of the last 2 years.
    • Proof of residence which includes any of the following - bank account statement / employers letter stating current address/passport / present registered house lease/ government Identity card with photo and address/ ration card/ property tax / water tax bill/ electricity bill/ telephone bill/ credit card bill.
    • Proof of signature verification for which you can submit any one of the following: your pan card, passport, processing fee cheque and banker’s verification letter.
    • Latest landline or mobile bill.
    • A guarantor may be required in which case relevant documents of the guarantor will have to be furnished.

    Am I eligible for an Axis Bank Personal Loan?

    If you are a salaried individual, you can apply for an Axis bank personal loan. Employees of select MNCs and public and private limited companies, salaried doctors, government sector employees can apply for Axis Bank personal loans. To qualify for these loans you will need to fulfil the following personal loan eligibility criteria:

    • Minimum age - 21 years.
    • Maximum age should be 60 years at the time of loan maturity.
    • Net monthly income should be Rs.15,000.
    • You can avail a loan up to Rs.15 lakh.

    Personal Loan Eligibility Tips

    Common Personal Loan M.I.S.T.A.K.E.S

    Getting a Personal Loan is easy. And sometimes it’s easier to overlook little details. Let’s go through some mistakes that people make while applying for a Personal Loan. Care to check out our offers?

    Not Looking beyond Interest Rates

    Interest rates are important, no doubt. But in the bargain, you end up ignoring other aspects of the loan such as processing fees, tenure, pre-payment clause, late-payment charges, and eligibility criteria, among others. When ignored, you could end up paying more.

    Biting off More Than You Can Chew

    Well, in this case, we mean borrowing more than you actually need. Perhaps you’re eligible for a bigger amount based on your credit rating. But taking a loan comes with the responsibility of repaying it on time. And it’s easy to get carried away. Not Reading Between the Lines

    The executive processing your loan will simply mark the places that you have to sign, but the onus is on you to read through the document carefully before signing. Once signed, the fact that you may or may not have gone through the terms and conditions becomes immaterial.

    Applying Without Comparing

    So, bank ‘A’ is offering you a Personal Loan and without second thoughts you apply. But what if bank ‘B’ has no processing fees or lower interest rates? You wouldn’t know if you haven’t compared enough.

    Most Recent Articles on Personal Loan Eligibility

    Possible Risks of Unsecured Personal Loans

    Applying for a personal loan is the easiest way to fulfil your dreams. You can procure a personal loan from any bank for consolidating your debts, for sponsoring your education course, or for remodelling your abode. However, you should avoid taking this unsecured loan for certain reasons such as wedding arrangements, extravagant vacations, etc. This loan can be extremely expensive when you take it for such needs. When you apply for a personal loan, your creditworthiness will be checked to see if you should be given the loan or not. This is because it is unsecured in nature. You should also be wary about the interest rate charged for your personal loan. Check out the complete list of risks associated with unsecured personal loans here!

    5 Precautions to Make Sure Your Personal Loan Does not become a Debt Trap

    Taking a personal loan is a great way to fund your various financial needs. It is easily available and does not need any collateral for it to be approved. However, if you are not careful enough, your personal loan may become a personal debt that will torment you a lot. Hence, use these tips to have a stress-free lending experience. Avoid taking several loans. Taking numerous loans will land you in big trouble. Assess your repayment ability and then borrow accordingly. Also, make sure you pay each installment promptly. Never ever miss the fine print on your loan document. Learn more ways to ensure that you avoid a debt trap by clicking here!

    10 Vital Rules to Follow When Lending Money to Family and Friends

    It is very common in India to provide financial support casually to our friends and family. Whenever any loved one asks us for a small loan, we just cannot say ‘no’. While you are giving a hand loan to someone you know, you should follow certain simple guidelines very strictly. Make sure you give the loan only via cash. Please stay away from being a guarantor for your folks as it may lead to unnecessary trouble. Being a guarantor comes with many responsibilities. You should also remember to give a loan that you can afford. Don’t go overboard just to help your friend. The other key rules while lending funds your family or friends check here

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    Personal Loan Eligibility Reviews

    • Bajaj Finserv Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Bajaj finance which they approved in 2-3 day and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is quiet nominal one They provided the tenure period of 1-5 year and i make the payment monthly though ECS There is nominal processing fees also,
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from Hdfc bank . Am satisfied with the rate of interest which they have provided Is high . There is nominal processing fees for the loan which is nominal one. I make the payments through Ecs every month. They did quick documentation and received the loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 17, 2018
    • Bank Bazaar Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      There were no issues or delay at Bankbazaar.com, the customer support was on time to contact me and inform me the details. The website is also good and it is informative too. It was a hassle free experience and in all a smooth process. There were follow up calls too.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 17, 2018
    • Incred Personal Loan
      "High on ROI and charges"
      0.5 5.0/5 "Blown Away!"
      InCred experience is good when it comes to the personal loan. They were on time and the documents were also collected on time. I got the loan amount as they needed. The rate of interest is too high. It is of 21% and the processing fee is also high. It is recommendable for an emergency.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 17, 2018
    • review Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Ujjivan small finance bank. There was no processing charges and the rate of interest is around 12.5%. The process is good, but the only thing is the loan amount is maximum of 50K. Overall it has been a good experience.
      Was this review helpful? 1
      , pune
      Reviewed on Oct 17, 2018
    • Bank Bazaar Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      Bankbazaar.com is very good in my point of view. They have contacted me immediately and there was no delay and there were follow up calls too in the process. The website is easy to use and check the banks. One thing is, it would be better if I am provided with the customer care number of the bank. So if the bank is delaying in the process, the customer can contact the bank directly and check.
      Was this review helpful? 1
      , pune
      Reviewed on Oct 17, 2018
    • Incred Personal Loan
      "ROI is very high"
      0.5 1.5/5 "Bad"
      I have taken a personal loan from InCred and it is good but not as expected. I was expecting the loan within two to three days, but it took 15 days. I had applied for a medical issue. The rate of interest is very high, it is of 28%. The processing charges is also, it is 3%. The loan amount was as per my request.
      Was this review helpful? 1
      , pune
      Reviewed on Oct 17, 2018
    • review Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with BAJAJ FIN INSTITUTION , The process was very smooth i got my loan within few days . There is no charge for foreclosure but rate of interest is too high with this bank . Overall it has been very good experience with BAJAJ ALLIANCE
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting a personal loan from them where the process in getting the loan had been smooth and easy. The loan amount which they had provided had been sufficient and fulfilled the requirements. The interest rate with them was also not too high compared with the market rate.
      Was this review helpful? 2
      , kolkata
      Reviewed on Oct 17, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC BANK , they charged 10.99% rate of interest and they have not Charge processing fee with this bank . I got best service through this bank the process was very smooth and easy . They provide me sufficient tenure period .
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Oct 17, 2018
    • Bajaj Finserv Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had with this loan has been good and they had given me a loan amount of 5,00,000 which has been satisfactory. The interest rate with them has been okay but there has been charges made by them which was not even intimated. They had promised something and had taken something.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 17, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan from ICICI bank, i am satisfied with my loan amount which they have provided to me and even they charge nominal rate of interest and even processing fee which they charge was normal, i did not found any difficulty in getting my loan approval it run very smoothly.
      Was this review helpful? 2
      , bangalore
      Reviewed on Oct 16, 2018
    • SBI Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken from the STATE BANK OF INDIA and it got approved very quick also the process of getting the loan is is easy and good. I have got the sufficient amount of personal loan. The service is good and responsive also added on that it is good to use.
      Was this review helpful? 5
      , chennai
      Reviewed on Oct 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 6 months but i am using the service from last 5-6 months. Customer service is good with bankbazaar and their response was on time.Both mobile app and the website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 5
      , noida
      Reviewed on Oct 15, 2018
    • IndusInd Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with IndusInd bank and the experience was good, the process was quick and i received my credit card within 2-3 days. The loan amount was for Rs 2 lacs with nominal interest rate when compared to others. Customer service was good and they responded on time.
      Was this review helpful? 3
      , noida
      Reviewed on Oct 15, 2018
    • Bajaj Finserv Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been smooth and easy and the loan amount which they had provided had been satisfactory. They had been charged me with some processing fee but there has not been any sort of additional charges. The interest rate which they offered also had been good where it was comparatively less.
      Was this review helpful? 3
      , bangalore
      Reviewed on Oct 15, 2018
    • Capital First Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this loan from them. The loan amount which they had provided had been satisfactory and the interest rate with them has also been good when compared with the market rate, there has been some processing fee which has been charged by them but it has been nominal. Overall it was a good experience.
      Was this review helpful? 3
      , bangalore
      Reviewed on Oct 15, 2018
    • ICICI Bank Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from Icici bank , Am satisfied with the rate of interest of 10.99% which is low where no other bank will give for such low interest with nominal processing fees. They instantly approved .Their customer executive used to call for the offers if any offers goes around.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Oct 15, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Applied a personal loan with AXIS bank, i was in a urgent need and my application was processed in a week time. I find the interest rates very high here The sales person didn't gave me any idea on interest rates, as i was needed money for a medical urgency i didn't inquired for interest rate. But now its been 3 months and i feel like its very high.Have taken amount of 3 laks, would wish if the rates come down, it will be a great relief.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Oct 15, 2018
    • Fullerton Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had taken my personal loan fom Fullerton India and it has a good experience i had with them . i am satisfied with loan amount which they have given to m and even i am happy with tenure period as well,they rate of interest and the processing fee is nominal they have charge me.
      Was this review helpful? 3
      , kolkata
      Reviewed on Oct 15, 2018
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