Axis Bank is one of the largest private sector banks in the country. The bank offers a range of loan products based on the specific requirements of customers. Customers who have applied for a loan can easily check the status of their applications through the different options provided by the bank. If you have applied for a personal loan from Axis Bank, you may use this option to keep yourself updated about the loan approval status. Let’s discuss the different modes available to check the status of your Axis Bank personal loan.
If you are already a customer of Axis Bank, you can easily check the status of your loan application by signing into your net banking account.You may do this by carrying out the following steps:
You can use the online mode or offline mode to check the status of your personal loan application.
When you apply for a personal loan, you will get a reference number from the bank. This number is essential when it comes to tracking the status of your loan. You also need to provide your mobile number at the time of application along with your personal details. Any future communication regarding your loan will be sent to this number. If you wish to check the status of your personal loan application, you need to provide your mobile number along with your reference number.
At the time of loan application, the bank will issue an application ID to every applicant. This number will be helpful in tracking the status of your loan in the future. You can track the status of your loan simply by visiting the official website of Axis Bank. The step-by-step instructions for tracking your loan status are listed as follows:
How to track Axis Bank personal loan status through mobile application?
Similar to other top banks, Axis Bank also provides banking service through its mobile application that is available for both Android and iPhone users. If you are a customer, you can simply download this app and use it for various banking services. You may also use this application to track your loan application.
While the online methods are easy and convenient, customers can also use the offline modes if they are not well-versed with the Internet. This mode is pretty straightforward as it involves visiting the branch office of the bank to know the status. You can visit any branch office and ask a bank official to help you track the status of your personal loan. You must provide your application ID received at the time of applying for the loan.
Another offline mode for tracking loan application status involves contacting the customer service department of the company. You can reach out to the customer service department by calling the phone banking numbers 1860 419 5555 and 1860 500 5555. When speaking to a customer service executive, you may raise a query for your personal loan application status. It is possible to get the loan application status instantly when you enquire through this mode.
BankBazaar offers a platform for customers to apply for different types of loans. When you apply for a personal loan through this platform, you can check out the other products in the market and compare before applying for one. Once you have applied for a personal loan through?BankBazaar, you can use the following steps to check out the status of your application:??
This process is quick, and the result will be displayed immediately without any delay.
You may even check your personal status by your name and other details through Axis Bank Personal Loan Customer Support numbers available on the bank’s website to help you out with any loan related queries. The friendly bank executives are readily available on this numbers 24x7 to help you out with immediate assistance. Follow these simple steps to reach them out:
1. How long will it take for Axis Bank to disburse the loan amount if my application is accepted?
Once your application is accepted, the bank will take about 24 hours to 48 hours to disburse your loan. The loan amount will be credited in your bank account, and you will receive a notification for the same.
2. The loan application information is not displayed when I checked online. What can I do here?
If your enquiry does not provide any results, you may contact the bank’s customer service department and ask them to check the status of your personal loan. You may also use one of the other methods given in the above list to know your application status instantly.
3. My loan application is rejected by the bank. What could be the reason for this?
If the bank perceives high risk in lending to a particular individual, the application will be rejected. You need to check your credit score to get more information about the reasons that could have led to the rejection. If you have a poor credit score, you will find it difficult to get a loan from a bank. Also, if you have existing loans higher than your debt-to-income ratio, there is a possibility of loan applications getting rejected.
4. What is the best mode to know the status of my personal loan application?
The online modes are the best ways to know the status of your personal loan application. When you use the online modes, you can know the status of your loan instantly without any delay. Moreover, you can do this anytime you want based on your convenience. It saves you the trouble of going to a branch office all the way to know the status of the loan application.
5. Can I apply again if my loan application is rejected?
First, you need to evaluate the reasons for rejection. It is not a good idea to apply for a personal loan immediately after rejection. This will worsen your credit score even further. Once you get your credit score, you need to look for ways to improve the score before applying again. If your credit score has reached the acceptable level, you may apply for it one more time.
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