Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 CitiBank Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    CitiBank Personal Loan is Rated as "Great!" by 2024 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    CitiBank Personal Loan schemes are reputed to be one of the friendliest and the most affordable ones available in the market. The loan can be used to meet varied financial requirements such as education expenses, medical expenses, travel expenses, wedding costs, home renovation expenses or any other bonafide cause. Citibank offers attractive interest rates on personal loans for online applications. The documentation requirements (detailed below) are nominal, and no collateral is required. Top-up option is also available with Citi personal loans. More details are provided below.


    You're probably eligible for an Citibank Personal Loan if you are

    01
    02
    03
    04

    At least 23 years old

    Less than 60 years old

    Salaried with regular income

    Earn more than the minimum
    income required


    Your Citibank Personal Loan amount eligibility is based on these factors

    01
    02
    03

    Minimum income required
    Rs.30,000 per month

    Maximum allowed personal loan is Rs. 30 lakhs

    EMIs of other loans lower
    your eligibility


    Increase your eligible Citibank Personal Loan amount by these steps

    01
    02

    Pay off your credit card bills

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Citibank Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Citibank Personal Loan Interest RatesUpdated on 18 Aug 2017

    Citibank Personal Loan Details
    Interest Rate 10.99% to 15.99%
    Processing Fees Up to 2% of the Loan Amount
    Loan Tenure 5 years
    Preclosure Preclosure premitted after 12 months. 2% of Outstanding amount (plus applicable tax). Part payment is allowed once a year upto 5 times his EMI
    Gurantor No guarantor required

    Overview

      1. About Citibank Personal Loan

      Citibank is a well known private-sector bank offering personal loans apart from core banking, financial lending and wealth advisory services. Incepted in India in 1999, Citibank today has 42 full-service Citibank branches in 30 cities and is the preferred banker to more than 45,000 small and mid-sized companies. Citibank is one of the preferred banks for personal loans, offering one of the highest numbers of personal loans in India.


      Citibank personal loans come with a number of benefits including minimal documentation and quick loan approval, making it the loan of choice to cater for any immediate personal finance requirements. Citibank offers personal loans for both salaried and self-employed individuals without any preconditions, guarantors or collateral security requirements.


      Personal loans from Citibank do not require any guarantor or collateral security. Loan borrowers are free to use the funds availed from Citibank personal loan as per their personal need without any restrictions. Funds raised as personal loans from Citibank can be used to cater for any medical expenses, foreign trips, home renovations or any other miscellaneous financial expenses.


      With Citibank's quick loan approval mechanism, personal loan applicants may get their loan disbursement credited to their bank account in a maximum of 48 hours, if all the required documentation is in order. Citibank India offers personal loans of up to Rs. 30 Lakhs, making it one of the highest quanta of personal loan in the Indian financial market.


      Citibank offers very lucrative interest rates for personal loans while allowing borrowers a wide range of facilities including a personal loan part pre-payment option.

      2. Why choose Citibank Personal Loan?

      Citibank is the bank of choice when it comes to personal loans for a wide range of loan applicants as it offers a number of intrinsic advantages including:


      Availability of High Loan Amount: Citibank offers personal loans up to a maximum limit of Rs. 30 Lakhs, making it one of the highest loan amounts offered on personal loans in India. The availability of high quantum of loan amount makes Citibank personal loan suitable for anyone seeking a large loan amount.


      Quick Loan Approval: Citibank India offers quick personal loan approvals with the maximum timeline of personal loan approval set at 48 hours from the loan request submission. Furthermore, personal loan requests can be submitted online and the loan can be disbursed in the account of the eligible applicants within two working days if all the required papers are submitted.


      Flexible Tenure: Citibank personal loan offers a flexible repayment option with a tenure ranging from 12 months to 60 months. Personal loan borrowers can choose to pay large EMIs and close their loans quicker or opt to pay smaller EMIs and close the loan over a longer period of time, depending on their preferred repayment plan.


      Attractive Rate of Interest: Citibank charges very nominal interest rate for its personal loans making it one of the most popular banks when it comes to personal loan requirements. Citibank India offers a fixed rate of interest for all personal loans for allowing fixed EMIs through the entire tenure of the loan.


      Loan Balance Consolidation Plan: Citibank India allows its users the advantage of getting a balance consolidation of high cost credit cards and personal loan outstanding by transferring them to a single Citibank Personal Loan account to help manage their monthly cash flow better.

      Apply for Citibank Personal Loan

      Citibank is a popular choice for personal loans as the bank offers personal attention to each loan applicant with an assured loan approval within two working days. Some of the prominent features of Citibank personal loan include:


      High Quantum of Loan: Unlike a lot of other banks, Citibank offers a high quantum of personal loan amount without the need for any collateral or security. Citibank allows personal loans as high as Rs. 30 Lakhs for eligible candidates, making it one of the highest quanta of loans available in the Indian personal loan market.


      Fixed Interest Rates: Citibank India offers personal loans at nominal fixed interest rates making it one of the best personal loan service providers in the country. While Citibank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion, the fixed interest rate means the loan EMI remains constant over the tenure, making it simpler for the borrower to repay the loan.


      Quick Loan Disbursal: Citibank offers quick loan approval and loan disbursal making it convenient for the loan applicants. Citibank has a 48-hour deadline for loan disbursal once the loan has been approved for the eligible candidates.


      Specialized Loan Schemes: Existing Citibank Suvidha customers can get a Citibank Personal Loan simply by logging into their Citibank Online account and sending an online application. Existing customers can also get their personal loan requests approved by simply talking to a CitiPhone officer and get quick loan approval with minimal documentation.


      Easy Loan Application Process: Citibank, being one of the pioneer banks in the country, offers an easy loan application process including loan approval and disbursal through online loan requests. Loan applicants can choose their online loan request or a traditional loan application process as per their convenience.


      Dedicated Customer Support: Citibank India offers a dedicated customer support that is functional 24/7 catering to the needs of all personal loan applicants and their queries. Getting a personal loan from Citibank India is just a phone call away for the eligible candidates.

      Citibank and BankBazaar.com, India's premier financial market place have collaborated to offer personal loans online. Loan applicants can use the BankBazaar.com online loan calculator tool to check instant eligibility and apply for a personal loan from Citibank.


      Instant Loan Eligibility: Bankbazaar.com allows loan applicants the option to check their personal loan eligibility using the personal loan calculator tool. The tool checks the eligibility for each applicant depending on the borrowers financial history short listing the customized personal loan plans available for the individual.


      Personalized Quotations: Since everyone has different financial and repayment requirements, there is no single personal loan plan that fits all. The BankBazaaar.com personal loan application tool offers customized and personalized quotes for each individual keeping in mind his or her eligibility criteria, repayment history and quantum of money to be borrowed.


      Low Interest Rates: Bankbazaar.com has collaborated with Citibank, offering a discounted rate of interest for all online personal loan applications. This lower rate of interest is reserved exclusively for all personal loan applications submitted through Bankbazaar.com


      Real time Loan Comparison Tool: Bankbazaar.com offers users the advantage of comparing personal loan quotations of all leading banks and NBFCs. Users can look at various aspects of different loan suggestions available and choose the best one suited for their personalized needs.


      Instant E-Approval: All loan applicants at BankBazaar.com get an instant e-approval after successfully submitting his or her loan application online through our portal. The instant approval from BankBazaar.com signifies the successful submission of application request with the loan department of the corresponding bank.


      Assured Privacy: All personal and financial data submitted to Bankbazaar.com is encrypted assuring complete privacy. The data is shared with the loan department of the corresponding banks and never revealed to any third party.

      Applying for a Citibank personal loan at BankBazaar.com involves three simple steps:


      Step 1: In the first step, the applicant must fill the personal loan eligibility form available online with required personal data. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and displays personalized personal loan options and quotes.


      Step 2: In the second step, the applicant can compare various personal loan options offered by various banks and NBFCs in the tool interface and apply for the best suitable loan.


      Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


      The loan application once submitted is sent electronically to the Citibank branch concerned and the bank loan department gets in touch with the applicant directly. Users can check the status of their loan application through SMS alerts as well as emails.

      Citibank offers fixed rate of interest for personal loans, and the rates offered by the bank is one of the lowest in the sector. Citibank offers different interest rates to different categories of people as per their employment background. The bank has also listed many companies into Category A and B, so that employees working in their listed companies can enjoy special discounted interest rates. Citibank is also in a tie-up with BankBazaar.com to offer discounted interest rates for applicants reaching out them through the BankBazaar.com website.


      The benefit of taking a fixed rate loan is that irrespective of market fluctuations, your interest rate and EMI will remain steady. Citibank personal loan interest rate ranges between 14.25% p.a to 17.00%.


      Minimum Loan Amount
      Maximum Loan Amount Rs.30,00,000
      Minimum Duration 12 months
      Maximum Duration 60 months
      Processing Fee Up to 2.5% of the loan amount sanctioned;
      deductible from the loan amount at the time of
      disbursal.
      Late Payment Charges All EMIs are presented on the first working
      day of each month. Delay in the payment of
      EMI will attract an additional interest of 2%
      p.a. above the prevalent rate upon the outstanding balance of the Loan.

      Interest Rates:
      For CAT A Corporate Employees
      Net Take Home Salary (Monthly) Applicable Interest Rate
      Rs.20,000-Rs.40,000 14.25% p.a. - 15.00% p.a.
      Rs.40,000-Rs.80,000 14.00% p.a. - 14.75% p.a.
      Rs.80,000 and above 13.75% p.a. -14.25% p.a.

      For CAT B Corporate Employees
      Net Take Home Salary (Monthly) Applicable Interest Rate
      Rs.20,000-Rs.40,000 15.00% p.a. - 15.75% p.a.
      Rs.40,000-Rs.80,000 14.75% p.a. - 15.50% p.a.
      Rs.80,000 and above 14.50% p.a. - 15.00% p.a.

      For Self Employed Applicants
      Applicable Interest Rate 15.25% p.a. - 17.00% p.a.

      Citibank offers personal loans for both salaried as well as self-employed professionals and non professionals (SEPs & SENPs). The minimum eligibility criteria for salaried employees for availing a Citibank personal loan is a take-home salary of Rs.2,40,000/- per annum. If you are a self-employed professional, the bank would offer you a personal loan even if your annual take-home salary is less than this.


      To become eligible for applying for a Citibank personal loan, one should be above 25 years of age. The maximum age limit for availing Citibank Personal loan is 65 years. This means, for example, if you are 63 years old now and applying for a Citibank personal loan, the maximum tenure in which to pay back the loan is 2 years.


      Citibank Personal Loan Eligibility Criteria for Salaried Individuals
      Age Minimum: 21 Years Maximum: 58 Years
      Minimum Annual Income Rs.2,40,000/-
      Total years in job/profession 2 Years
      Years in current residence 1 Year

      Citibank Personal Loan Eligibility Criteria for Self Employed Individuals
      Age Minimum: 25 Years Maximum: 65 Years
      Minimum Annual Income Self-Employed Doctors:Rs.
      60,000p.a ;CA/ICWA :Rs. 85,000 p.a;Self-
      Employed Engineers: Rs. 1,56,000 p.a;Other
      Self Employed :Rs. 1,20,000p.a
      Total years in Profession 2 Years

      Getting to know your EMI before applying for loan will be helpful for anyone to plan their finances in advance and to increase or decrease the tenure accordingly. BankBazaar.com offers users a unique tool for our users to calculate the EMIs for their loans.


      With Citibank Personal Loan EMI Calculator, users can know their EMI instantly by simply entering the amount of the personal loan, loan tenure and rate of interest. The Personal Loan Calculator then calculates and displays the EMI liability for the loan. BankBazaar.coms online EMI calculator tool is helpful in calculating EMIs for any loans.

      • What is the best way to apply for Citibank Personal Loan?

        Users can apply for Citibank personal loan using the online loan calculator tool available at BankBazaar.com. The personal loan calculator tool seeks applicant's financial data and checks for personal loan eligibility, offering personalized loan options to choose from. Users can apply for a personal loan online and receive an instant E-Approval of the loan.

      • What is the minimum and maximum amount of Citibank Personal Loan that I can get?

        Citibank personal loans are available for a minimum amount of Rs.1, 00,000 to a maximum limit of Rs. 30, 00,000 depending on the eligibility criteria of the loan applicant.

      • What is the tenure for which I can avail a Citibank Personal loan?

        Citibank personal loans come with a flexible tenure period ranging from as low as 12 months to a maximum limit of 60 months depending on the quantum of the loan.

      • Why should I apply for Citibank personal loan through BankBazaar.com?

        Applying for Citibank personal loan through BankBazaar.com offers users a discounted rate of interest along with instant E-approval of the loan right at the time of submission of loan application. Users are also able to track the status of their online loan application in real time with updates available through both email and SMS.

      • What is the interest rate for Citibank Personal Loan?

        Citibank offers a fixed rate of interest for all personal loan applications. The final interest rate is calculated depending on the income and eligibility criteria of the applicant.

      • Is BankBazaar.com Personal Loan Tool free?

        BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free and can be used by anyone without any extra charges.

      • Can I track my Citibank Loan application?

        BankBazaar.com offers 24/7 customer care helpline for all personal loan applicants. Applicants can track their personal loan applications online and through SMS making the whole process transparent. Customer support is also available both though phone and email with an active helpdesk designated to help visitors with any query or grievance.

      • Can I calculate my EMI amount for my Citibank Personal Loan?

        Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest.

      • Is my data safe with BankBazaar.com?

        BankBazaar.com is Indias premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.

      • What is the CIBIL score required for a personal loan from Citibank?

        A CIBIL score of more than 700 in a range of 300-900 is considered good. If you have missed your payments many times or have not been regular with your repayments and bill payments, the CIBIL score will not be satisfactory and your loan application may be rejected. Citibank also rates you as a borrower based on your employment details, account management (if you hold a Citibank account) and other information you provide to the bank. If your account or finances are in default or badly managed, your loan request may be rejected.

      • What is the minimum and maximum amount I can get through a Citibank personal loan?

        You can get a minimum of Rs. 1 lakh and a maximum of Rs. 30 lakh under a Citibank personal loan.

      • What will be the tenure of my personal loan?

        You can repay your loan anytime between 1 year and 5 years.

      • How long will it take for my loan to be approved?

        Citibank personal loan can be approved in a few hours if all your papers are in order. The process will take a day or more if the bank needs more documents to verify your loan request.

      • What documents to I have to submit to apply for a Citibank personal loan?

        The following documents are required to apply for a personal loan with Citibank:

        • Signed application form and photographs of the borrower
        • Cheque for the processing fee
        • Proof of identity (PAN, Drivers Licence, Passport, Voters ID, Aadhaar card)
        • Proof of residence (Drivers Licence, Passport, Ration Card, Voters ID, Rent agreement, Gas or electricity bills, not more than 3 months old)
        • Proof of age (Birth certificate, School leaving certificate, Passport, Voters ID, PAN)
        • Proof of employment (Letter from employer, latest payslips, Form 16)
        • Last 3 months bank statement
        • If you are linking your loan with a bank account, you have to provide a cancelled cheque of the bank account from which you will be remitting the EMIs.
      • What documents to I have to submit if I am not a salaried person?

        Self-employed individuals should get the last 6 months bank statement and the latest I-T returns or Form 16, along with the usual identity documents.

      • Can I apply for a Citibank personal loan online?

        Yes. You can apply for a Citibank personal loan online through Bankbazaar.com. Bankbazaar.coms loan calculator tool will assess your financial data and determine your eligibility. Bankbazaar.com also offers discounts on interest rates and you could get instant approval if your papers are in order.

      • What is the rate of interest for a Citibank Personal Loan?

        The rate of interest for a Citibank Personal Loan varies from 12.75 percent to 15.75 percent, depending on the borrowers employment status and background. The banks fixed rates ensure that the interest at which you borrow does not change during the tenure of your loan.

      • What is the processing fee for a Citibank Personal Loan?

        Citibank charges a Loan Booking Fee of 2.5 percent of the sanctioned amount once the personal loan is approved. The fee will be deducted from your loan amount at the time of disbursal.

      • Can I transfer my personal loan from another bank to Citibank?

        Yes. You can transfer your personal loan from another bank to Citibank if you meet the eligibility criteria and documentation specified by the bank.

      • What is a Top-up Loan?

        If you have already got a personal loan from Citibank, you can seek to add more funds to your loan amount. This top-up is easy to avail, with quick processing, if your repayments and credit history is in order.

      • Can I close my loan before the tenure of the loan is over?

        Yes. Pre-payment of a personal loan is allowed 1 year after booking. You can choose to make a full pre-payment, wherein you can settle the entire amount remaining in your loan account in a single payment. If your loan was booked before October 2015, you can close it any time after the first six months of booking.

      • What kind of pre-payment options are available on a personal loan?

        After 1 year of booking a personal loan, you can either do a full pre-payment or a partial pre-payment. For full pre-payment, you can settle the entire outstanding loan amount in a single payment. For partial prepayment, you can pay a part of the outstanding loan amount. The pre-payment amount should be equal to at least 2 EMIs and a maximum of 5 EMIs.

      • Is there a pre-closure charge?

        Yes. Citibank charges 1 percent of the outstanding loan amount (plus applicable tax) as pre-closure charges. The maximum charge the bank will levy is 3 percent on your outstanding principal.

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  • CitiBank Personal Loan Reviews

    • Citibank Personal Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      Only the disbursement amount got late, remaining everything is fine. After getting the welcome letter, CITI bank has taken some time to release the amount. My principal amount is quite good and they taken some processing fee and interest rate. Intimation prompt was good with CITI Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Below Average service"
      0.5 2.0/5 "Expected more"
      The Citibank executives called me all the time and they told that they can approve the loan but they never approved it and they haven't even revealed the reason as well. The response need to be improved with Citibank ,They way they give response need to be changed. I got below average service from Citibank.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      Every thing is perfect in CITI Bank, because I am existing of the bank for past three years. I have applied for top up through online channel, then I have withdraw it because I don't have any requirements and my old was live with the same bank. Other than that I don't have any issue with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Below Average service"
      0.5 3.0/5 "Satisfactory"
      The loan which I have applied with Citibank was offering the high Interest rate because I work with Heath care IT industry. They are charging too much because of my work place, so that was the reason I haven't proceed with CITIBANK personal loan . The processing fee also high when compared with others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      CITI Bank helped me a lot, initially I contacted the bank directly to avail personal loan but they rejected it. Again I approached the bank through online channel then CITI bank have approved the loan. Processing fee was low but interest was bit high, but I am very happy with service and loan disbursement.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Pretty simple and hassle free process"
      0.5 4.0/5 "Great!"
      Response is pretty quick also their executives came to my place to collect the documents. I got around 2 calls also I got the confirmation stating that the amount was disbursed. I am yet to receive the confirmation on the EMI date. However I had received the welcome kit from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I liked the process at Citibank and the customer services was good. The process was smooth and I got the personal loan through within 15 days. The rate of interest was around 13%, it was a bit high as my company was not a listed company. The processing charges was high too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have arranged the required amount from other source, so that was the reason I haven't proceed with Citibank personal loan application. The rate of interest is quite high when compared with other bank. I would say I got good service from Citibank other than their interest rate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Excellent process"
      0.5 5.0/5 "Blown Away!"
      It was a excellent process at Citibank for the personal loan. It was on time and I received the loan as per my requirement. The interest rate and processing charges was normal and the after loan services has also been up to the mark. I have no hassle in all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The Citibank has told that my area pin code is considered under negative area to approve the loan, So that was the reason I can't proceed with the Citibank personal loan. The customer service with Citibank was average . The rate of interest is nominal with Citibank. I would say I got the Average service from Citibank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Citibank has been more quick in the process of a personal loan they have offered around 11% rate of interest approximately . I hold my savings account with them for long time and the customer services are excellent. The details they provide is standard and there are no issues with that. The interest rate and charges are very much normal too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Seamless service was offered by CITI Bank. Everything was done on line it was more convenient. I had placed a request for the Personal loan through online, post which I just received a call from them. I did not submit any documents because I was holding an account with them it was a pretty old account. Even closure request can be initiated online time scales taken were very less, rate of interest offered by them is comparatively high.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      " Interest rate should be competitive"
      0.5 5.0/5 "Blown Away!"
      I got a preapproved loan from CITI, within four to five hours loan amount got disbursed. Their response is also very good. Interest rate was also common, they offered me around 12.5% per annum. But in ready credit account, when ever I need money, I could withdraw it from current account and make the payment when I have funds hence interest will be calculated on number of days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      It was good and smooth and a quick process at Citibank. I got the personal loan in seven working days. The documents were collected in one shot and the disbursement was also on time and as needed. The interest rate was around 11.49% and the processing charges were very much average too.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I am very much happy about CITI bank service, they gave me prompt response on loan. But they have taken some additional charges of Rs.1000 excluding processing fee and documentation charges. Other than that CITI bank have fulfilled my requirement. I have requested CITI bank to my EMI date after 5th of every month, but they gave on it on 1st of every month, that should be changed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have arranged the required amount with other source, so that was the reason I have not processed with CITIBANK personal loan. Other than Citibank gave good service and better response in regards to my personal loan application. The follow up is also very good with Citibank. The rate of interest can decreased in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Citibank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      There was no loan requirement so that was the reason I have asked Citibank executives to close the personal loan application. The rate of interest they were about to offer the loan was high. The response which was given by Citibank was good. The service which was given by Citibank was average.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Citibank Personal Loan
      "Good can do better"
      0.5 4.0/5 "Great!"
      Citibank has disbursed my personal loan within a week time. The response part with Citibank was good. The required loan amount was not disbursed. I have asked for 9lakhs and they have approved only 8lakhs . The rate of interest is high when compared with HDFC bank. The processing fee was also high with CITIBANK.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Citibank Personal Loan
      "Unhappy with the services"
      0.5 2.0/5 "Expected more"
      I was very disappointed with Citibank when I approached them for a personal loan. Though I am an existing customer for many years, and all my payments goes through smoothly. The bank could not acknowledge my details and give me a response sooner. They delayed to do so.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 16, 2017
    • Citibank Personal Loan
      "Nice Experience "
      0.5 5.0/5 "Blown Away!"
      Everything was awesome at Citibank for the personal loan and it was a on time process. I got the loan within a week including the holidays as well. The rate of interest and processing charges was on the higher side. I do not blame the bank for the high rate. It is because of my company not being listed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
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