Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Citibank Personal Loan

    One of the most popular and trusted banks in the country, Citibank offers personal loans at competitive interest rates and flexible repayment tenures. With interest rates starting from as low as 10.99% and repayment tenures ranging from 1 year to 5 years, Citibank personal loans are fantastic options if you are seeking funds to meet emergency expenses. The maximum amount you can borrow through a Citibank personal loan is Rs.30 lakh.
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    We found 1 Citibank Personal Loan
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    Interest Rate Range
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    Tenure Range
    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher Accelerated Approval
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    Citibank Personal Loan is Rated as "Great!" by 2887 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Citibank Personal Loan schemes are reputed to be one of the friendliest and the most affordable ones available in the market. The loan can be used to meet varied financial requirements such as education expenses, medical expenses, travel expenses, wedding costs, home renovation expenses or any other bonafide cause. Citibank offers attractive interest rates on personal loans for online applications. The documentation requirements (detailed below) are nominal, and no collateral is required. Top-up option is also available with Citi personal loans. More details are provided below.

    Citibank Personal Loan Interest RatesUpdated on 17 Feb 2019

    Citibank Personal Loan Details
    Interest Rate 10.99% to 17.99%
    Processing Fees 0
    Loan Tenure 5 years
    Preclosure Preclosure premitted after 12 months. 2-4% of Outstanding amount as per applicability.
    Gurantor No guarantor required

    About Citibank Personal Loan

    Citibank is a well-known private-sector bank offering personal loans apart from core banking, financial lending and wealth advisory services. Incepted in India in 1999, Citibank today has 35 full-service Citibank branches in 30 cities and is the preferred banker to more than 45,000 small and mid-sized companies. Citibank is one of the preferred banks for personal loans, offering one of the highest numbers of personal loans in India.

    Citibank personal loans come with a number of benefits including minimal documentation and quick loan approval, making it the loan of choice to cater for any immediate personal finance requirements. Citibank offers personal loans for both salaried and self-employed individuals without any preconditions, guarantors or collateral security requirements.

    Personal loans from Citibank do not require any guarantor or collateral security. Loan borrowers are free to use the funds availed from Citibank personal loan as per their personal need without any restrictions. Funds raised as personal loans from Citibank can be used to cater for any medical expenses, foreign trips, home renovations or any other miscellaneous financial expenses.

    With Citibank's quick loan approval mechanism, personal loan applicants may get their loan disbursement credited to their bank account in a maximum of 48 hours, if all the required documentation is in order. Citibank India offers personal loans of up to Rs.30 Lakhs, making it one of the highest quanta of personal loan in the Indian financial market.

    Citibank offers very lucrative interest rates for personal loans while allowing borrowers a wide range of facilities including a personal loan part pre-payment option.

    Why choose Citibank Personal Loan?

    Citibank is the bank of choice when it comes to personal loans for a wide range of loan applicants as it offers a number of intrinsic advantages including:

    Availability of High Loan Amount:

    Citibank offers personal loans up to a maximum limit of Rs. 30 Lakhs, making it one of the highest loan amounts offered on personal loans in India. The availability of high quantum of loan amount makes Citibank personal loan suitable for anyone seeking a large loan amount.

    Quick Loan Approval:

    Citibank India offers quick personal loan approvals with the maximum timeline of personal loan approval set at 48 hours from the loan request submission. Furthermore, personal loan requests can be submitted online and the loan can be disbursed in the account of the eligible applicants within two working days if all the required papers are submitted.

    Flexible Tenure:

    Citibank personal loan offers a flexible repayment option with a tenure ranging from 12 months to 60 months. Personal loan borrowers can choose to pay large EMIs and close their loans quicker or opt to pay smaller EMIs and close the loan over a longer period of time, depending on their preferred repayment plan.

    Attractive Rate of Interest:

    Citibank charges very nominal interest rate for its personal loans making it one of the most popular banks when it comes to personal loan requirements. Citibank India offers a fixed rate of interest for all personal loans for allowing fixed EMIs through the entire tenure of the loan.

    Loan Balance Consolidation Plan:

    Citibank India allows its users the advantage of getting a balance consolidation of high cost credit cards and personal loan outstanding by transferring them to a single Citibank Personal Loan account to help manage their monthly cash flow better.

    Features of Citibank Personal Loan:

    Citibank is a popular choice for personal loans as the bank offers personal attention to each loan applicant with an assured loan approval within two working days. Some of the prominent features of Citibank personal loan include:

    High Quantum of Loan:

    Unlike a lot of other banks, Citibank offers a high quantum of personal loan amount without the need for any collateral or security. Citibank allows personal loans as high as Rs. 30 Lakhs for eligible candidates, making it one of the highest quanta of loans available in the Indian personal loan market.

    Fixed Interest Rates:

    Citibank India offers personal loans at nominal fixed interest rates making it one of the best personal loan service providers in the country. While Citibank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion, the fixed interest rate means the loan EMI remains constant over the tenure, making it simpler for the borrower to repay the loan.

    Quick Loan Disbursal:

    Citibank offers quick loan approval and loan disbursal making it convenient for the loan applicants. Citibank has a 48-hour deadline for loan disbursal once the loan has been approved for the eligible candidates.

    Specialized Loan Schemes:

    Existing Citibank Suvidha customers can get a Citibank Personal Loan simply by logging into their Citibank Online account and sending an online application. Existing customers can also get their personal loan requests approved by simply talking to a CitiPhone officer and get quick loan approval with minimal documentation.

    Easy Loan Application Process:

    Citibank, being one of the pioneer banks in the country, offers an easy loan application process including loan approval and disbursal through online loan requests. Loan applicants can choose their online loan request or a traditional loan application process as per their convenience.

    Dedicated Customer Support:

    Citibank India offers a dedicated customer support that is functional 24/7 catering to the needs of all personal loan applicants and their queries. Getting a personal loan from Citibank India is just a phone call away for the eligible candidates.

    Why apply for a Citibank Personal Loan on BankBazaar.com?

    Citibank and BankBazaar.com, India's premier financial market place have collaborated to offer personal loans online. Loan applicants can use the BankBazaar.com online loan calculator tool to check instant eligibility and apply for a personal loan from Citibank.

    Instant Loan Eligibility: Bankbazaar.com allows loan applicants the option to check their personal loan eligibility using the personal loan calculator tool. The tool checks the eligibility for each applicant depending on the borrower’s financial history short listing the customized personal loan plans available for the individual.

    Personalized Quotations: Since everyone has different financial and repayment requirements, there is no single personal loan plan that fits all. The BankBazaaar.com personal loan application tool offers customized and personalized quotes for each individual keeping in mind his or her eligibility criteria, repayment history and quantum of money to be borrowed.

    Low Interest Rates: Bankbazaar.com has collaborated with Citibank, offering a great rate of interest for all online personal loan applications.

    Real time Loan Comparison Tool: Bankbazaar.com offers users the advantage of comparing personal loan quotations of all leading banks and NBFCs. Users can look at various aspects of different loan suggestions available and choose the best one suited for their personalized needs.

    Instant E-Approval: All loan applicants at BankBazaar.com get an instant e-approval after successfully submitting his or her loan application online through our portal. The instant approval from BankBazaar.com signifies the successful submission of application request with the loan department of the corresponding bank.

    Assured Privacy: All personal and financial data submitted to Bankbazaar.com is encrypted assuring complete privacy. The data is shared with the loan department of the corresponding banks and never revealed to any third party.

    How to apply for a Citibank Personal Loan on BankBazaar.com?

    Applying for a Citibank personal loan at BankBazaar.com involves three simple steps:

    Step 1: In the first step, the applicant must fill the personal loan eligibility form available online with required personal data. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and displays personalized personal loan options and quotes.

    Step 2: In the second step, the applicant can compare various personal loan options offered by various banks and NBFCs in the tool interface and apply for the best suitable loan.

    Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of personal loan application online.

    The loan application once submitted is sent electronically to the Citibank branch concerned and the bank loan department gets in touch with the applicant directly. Users can check the status of their loan application through SMS alerts as well as emails.

    Citibank Personal Loan Interest Rate 2019

    Citibank offers fixed rate of interest for personal loans, and the rates offered by the bank is one of the lowest in the sector. Citibank offers different interest rates to different categories of people as per their employment background. The bank has also listed many companies into Category A and B, so that employees working in their listed companies can enjoy special discounted interest rates. Citibank is also in a tie-up with BankBazaar.com to offer discounted interest rates for applicants reaching out them through the BankBazaar.com website.

    The benefit of taking a fixed rate loan is that irrespective of market fluctuations, your interest rate and EMI will remain steady. Citibank personal loan interest rate ranges from 10.99% to 18.99%.

    Minimum Loan Amount Rs.1 lakh
    Maximum Loan Amount Rs.30 lakh
    Minimum Duration 12 months
    Maximum Duration 60 months
    Processing Fee 0
    Late Payment Charges The payment instruction shall be presented from 1st of every month. There are no late payment charges.

    Interest Rates for Salaried Employees and Self-Employed Individuals

    Income Category Applicable Interest Rate
    Cat A salaried employees 10.99% - 13.99%
    Cat B salaried employees 10.99% - 13.99%
    Self-employed individuals Non-professionals: 15.99% - 18.99%
    Professionals: 14.99% - 16.99%

    Citibank Personal Loan Eligibility

    Citibank offers personal loans for both salaried as well as self-employed professionals and non-professionals (SEPs & SENPs). The minimum eligibility criteria for salaried employees for availing a Citibank personal loan is a take-home salary of Rs.3 lakh p.a. If you are a self-employed professional, the bank would offer you a personal loan even if your annual take-home salary is less than this.

    To become eligible for applying for a Citibank personal loan, one should be at least 23 years of age (25 years of age for salaried Category B individuals). The maximum age limit for availing Citibank Personal loan is 60 years at the time of loan maturity.

    Age criteria for Citibank Personal Loan

    Salaried Cat A Salaried Cat B Suvidha
    Minimum: 23 years Minimum: 25 years Minimum: 23 years
    Max: 60 years at the time of loan maturity for Salaried Max: 60 years at the time of loan maturity for Salaried Max: 60 years at the time of loan maturity for Salaried

    Citibank Personal Loan Eligibility Criteria for Salaried Individuals

    Age Minimum: 23 Years (25 Years for salaried Category B individuals) Maximum: 60 Years
    Minimum Annual Income Rs.3 lakh p.a.
    Total years in job/profession 2 Years
    Years in current residence 1 Year

    Citibank Personal Loan Eligibility Criteria for Self-Employed Individuals

    Age Minimum: 25 Years Maximum: 65 Years
    Minimum Annual Income Self- employed professionals and non-professionals: Rs.5 lakh p.a
    Total Years in Profession 3 Years

    How to calculate EMI for Citibank Personal Loans?

    Getting to know your EMI before applying for loan will be helpful for anyone to plan their finances in advance and to increase or decrease the tenure accordingly. BankBazaar.com offers users a unique tool for our users to calculate the EMIs for their loans.

    With Citibank Personal Loan EMI Calculator, users can know their EMI instantly by simply entering the amount of the personal loan, loan tenure and rate of interest. The Personal Loan Calculator then calculates and displays the EMI liability for the loan. BankBazaar’s online EMI calculator tool is helpful in calculating EMIs for any loans.

    Citibank Instant Loan

    Have a Citibank credit card? Great! You can enjoy a loan against the credit or your cash limit by applying for a Citibank Instant Loan. You can pick your loan tenure for this product as you wish. The loan tenure ranges from 6 to 48 months. This product comes with a free look period. You will get a demand draft, which is applicable for 30 days. If you do not encash it within 1 month, then this demand draft will be invalid and you will not have to pay any charges. Your EMIs will begin only after you encash your demand draft.

    Citibank Credit Card Loan

    Have a Citibank credit card? Have some unused credit limit on your card? This unused limit will be utilised to give you a loan. It is a pre-approved loan that can be obtained very easily from the bank. You will not have too many restrictions with this loan. The interest rates for this loan range from 12% to 19% p.a. If you feel like pre-closing your loan, you may be asked to pay 3% of your unsettled amount.

    Citibank Personal Loan Status

    Are you wondering what’s your Citibank personal loan application status is? Why don’t you check it on their official website instantly? You will have to keep your loan application details carefully for monitoring your status. You will need to enter your loan application number or loan form number in the accurate fields on the online status tracking tool, which can be accessed on the bank’s official website. You may also go on ‘Citibank Online’ with your user ID and IPIN to find out the status of your personal loan application.

    Citibank Personal Loan Customer Care

    Are you having trouble calculating the EMIs for your Citibank Personal Loan? Why don’t you reach out to a customer care executive from the bank? The bank has many helpline numbers for customers who live in India and one helpline number for customers who stay abroad. You can call the bank and express your concern, and a skilled representative from the bank will provide you with immediate assistance. You may also log into your Citibank internet banking account with your correct username and password. While filing a complaint, always ensure that you mention your loan account number.

    Citibank Personal Loan FAQs

    1. What is the best way to apply for Citibank Personal Loan?
    2. Users can apply for Citibank personal loan using the online loan calculator tool available at BankBazaar.com. The personal loan calculator tool seeks applicant's financial data and checks for personal loan eligibility, offering personalized loan options to choose from. Users can apply for a personal loan online and receive an instant E-Approval of the loan.

    3. What is the minimum and maximum amount of Citibank Personal Loan that I can get?
    4. Citibank personal loans are available for a minimum amount of Rs.1,00,000 to a maximum limit of Rs.30,00,000 depending on the eligibility criteria of the loan applicant.

    5. What is the tenure for which I can avail a Citibank Personal loan?
    6. Citibank personal loans come with a flexible tenure period ranging from as low as 12 months to a maximum limit of 60 months depending on the quantum of the loan.

    7. Why should I apply for Citibank personal loan through BankBazaar.com?
    8. Applying for Citibank personal loan through BankBazaar.com offers users with instant E-approval of the loan right at the time of submission of loan application. Users are also able to track the status of their online loan application in real time with updates available through both email and SMS.

    9. What is the interest rate for Citibank Personal Loan?
    10. Citibank offers a fixed rate of interest for all personal loan applications. The final interest rate is calculated depending on the income and eligibility criteria of the applicant.

    11. Is BankBazaar.com Personal Loan Tool free?
    12. BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free and can be used by anyone without any extra charges.

    13. Can I track my Citibank Loan application?
    14. BankBazaar.com offers 24/7 customer care helpline for all personal loan applicants. Applicants can track their personal loan applications online and through SMS making the whole process transparent. Customer support is also available both though phone and email with an active helpdesk designated to help visitors with any query or grievance.

    15. Can I calculate my EMI amount for my Citibank Personal Loan?
    16. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest.

    17. Is my data safe with BankBazaar.com?
    18. BankBazaar.com is India’s premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.

    19. What is the CIBIL score required for a personal loan from Citibank?
    20. A CIBIL score of more than 700 in a range of 300-900 is considered good. If you have missed your payments many times or have not been regular with your repayments and bill payments, the CIBIL score will not be satisfactory and your loan application may be rejected. Citibank also rates you as a borrower based on your employment details, account management (if you hold a Citibank account) and other information you provide to the bank. If your account or finances are in default or badly managed, your loan request may be rejected.

    21. What is the minimum and maximum amount I can get through a Citibank personal loan?
    22. You can get a minimum of Rs.1 lakh and a maximum of Rs.30 lakh under a Citibank personal loan.

    23. What will be the tenure of my personal loan?
    24. You can repay your loan anytime between 1 year and 5 years.

    25. How long will it take for my loan to be approved?
    26. Citibank personal loan can be approved in a few hours if all your papers are in order. The process will take a day or more if the bank needs more documents to verify your loan request.

    27. What documents to I have to submit to apply for a Citibank personal loan?
    28. The following documents are required to apply for a personal loan with Citibank:

      • Signed application form and photographs of the borrower
      • Proof of identity (PAN, Drivers Licence, Passport, Voters ID, Aadhaar card)
      • Proof of residence (Drivers Licence, Passport, Ration Card, Voters ID, Rent agreement, Gas or electricity bills, not more than 3 months old)
      • Proof of age (Birth certificate, School leaving certificate, Passport, Voters ID, PAN)
      • Proof of employment (Letter from employer, latest payslips, Form 16)
      • Last 3 months bank statement
      • If you are linking your loan with a bank account, you have to provide a cancelled cheque of the bank account from which you will be remitting the EMIs.
    29. What documents to I have to submit if I am not a salaried person?
    30. Self-employed individuals should get the last 6 months bank statement and the latest I-T returns or Form 16, along with the usual identity documents.

    31. Can I apply for a Citibank personal loan online?
    32. Yes. You can apply for a Citibank personal loan online through Bankbazaar.com. BankBazaar’s loan calculator tool will assess your financial data and determine your eligibility. Bankbazaar.com also offers discounts on interest rates and you could get instant approval if your papers are in order.

    33. What is the rate of interest for a Citibank Personal Loan?
    34. The rate of interest for a Citibank Personal Loan varies from 10.99% to 18.99%, depending on the borrower’s employment status and background. The banks fixed rates ensure that the interest at which you borrow does not change during the tenure of your loan.

    35. Can I transfer my personal loan from another bank to Citibank?
    36. Yes. You can transfer your personal loan from another bank to Citibank if you meet the eligibility criteria and documentation specified by the bank.

    37. What is a Top-up Loan?
    38. If you have already got a personal loan from Citibank, you can seek to add more funds to your loan amount. This top-up is easy to avail, with quick processing, if your repayments and credit history is in order.

    39. Can I close my loan before the tenure of the loan is over?
    40. Yes. Pre-payment of a personal loan is allowed 1 year after booking. You can choose to make a full pre-payment, wherein you can settle the entire amount remaining in your loan account in a single payment. If your loan was booked before November 2015, you can close it any time after the first six months of booking.

    41. What kind of pre-payment options are available on a personal loan?
    42. After 1 year of booking a personal loan, you can either do a full pre-payment or a partial pre-payment. For full pre-payment, you can settle the entire outstanding loan amount in a single payment. For partial prepayment, you can pay a part of the outstanding loan amount. The pre-payment amount should be equal to at least 2 EMIs and a maximum of 5 EMIs.

    43. Is there a pre-closure charge?
    44. Yes. The pre-closure charges are up to 4% at the time of calculating the amount for full and final settlement of account.

    CitiBank Personal Loan Reviews

    • Citibank Personal Loan
      "Instead of top up they can provide new loan"
      0.5 4.0/5 "Great!"
      CITI bank personal loan have only top up facility. The interest rates were fair and the processing fee was 1% which is good. They have sanctioned the loan within few hours. I have not faced any issues in this loan. Total tenure period of the loan is 14 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2019
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a couple of years back and the experience has been quite good, where there has not been any delay in getting the loan. The interest rate which they had offered has been nominal when compared with the market rate and there has not been any additional charges which they had made.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 12, 2019
    • Citibank Personal Loan
      "Fast approval with super service"
      0.5 5.0/5 "Blown Away!"
      Based on the credit card I got the personal loan, they are very transparent, but I felt rate of interest is higher around 16% for the tenure of 4 years. On time loan sanctioned without documents, because KYC was already happened for credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 12, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding Citi bank personal loan for long time, they have given me loan as complimentary like i have use credit card with this bank, and the loan amount they have given me was sufficient. and the rate of interest they have charged me was sufficient, and their processing fee they have charged me was nominal. i am planing to close this bank loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 11, 2019
    • Citibank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The reason for taking the personal loan with the CITI BANK is because the rate of interest is lower so i have taken this loan. The documentation process is very good also i got the loan within 20-25days. The duration for repaying the loan is for 3 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 11, 2019
    • Citibank Personal Loan
      "Best service"
      0.5 4.0/5 "Great!"
      I have applied for citi bank personal loan recently.They have given me sufficient loan amount, but i am not happy with the rate of interest they have charged me . They have charged me up to 13% which is high compare to market value ,the loan was on time, and the reason for choosing this bank loan as i have my salary account with bank ,and the processing fee they have charged me up to 1200 it was nominal,their service is okay, but i am concern with rate of interest.
      Was this review helpful? 2
      , chennai
      Reviewed on Feb 09, 2019
    • Citibank Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      The customer service and response was better with Citi Bank. The rate of interest was okay and there was no processing fee for my personal loan. They took little longer for the disbursement. The documentation procedure went smooth. The loan duration is 2 years.
      Was this review helpful? 4
      , bangalore
      Reviewed on Feb 01, 2019
    • Citibank Personal Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am very much satisfied with the loan process from Citi Bank. They haven't charged processing fee and also given me a corporate interest rate. It was competitive and disbursement was happened on the promised date. The documentation process was simple.
      Was this review helpful? 3
      , pune
      Reviewed on Feb 01, 2019
    • Citibank Personal Loan
      "Excellent & Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The interest rate is nominal with Citi Bank. I had taken 1.50L there was no processing fee with the rate of 10.99%. I have completed the loan on time and there was no penalty. The tenure was 12 months. They have credited the amount with in 24 hours to my account.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 30, 2019
    • Citibank Personal Loan
      "Good but need an improvement"
      0.5 3.0/5 "Satisfactory"
      My personal loan was processed with Citi Bank through online channel. The documentation process was lengthy and they did verification for many times. The interest rate and processing fee is moderate. They have delivered the loan within 2 months. The customer service is average.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jan 29, 2019
    • Citibank Personal Loan
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      I was taken the personal loan for 16% of interest from CITI bank, I taken it around 2006 then I closed it on 2010. The overall experience was good, no other bank can reach their limit only the concern about the interest.. I am a customer for Citi bank from 2001.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 28, 2019
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with this loan was quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been nominal and there has not been any extra charges other than the processing fee which they had made.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 26, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had a personal loan with CITI BANK and have completed before one year. The rate of interest was around 11.9% which am satisfied. They have provided a proper service and the customer service is always good. The process was immediate and there was no documentation given since hold a salary account.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 25, 2019
    • Citibank Personal Loan
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      I took the personal loan for the amount of Rs. 5 lakhs from CITI bank, the interest rate is low taken it for one year, The customer service is good and I got the money to the account within 5 minutes of time, I took the loan for four years, I paid for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 24, 2019
    • Citibank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan from Citi Bank through online portal. The customer service is very good. They have delivered the loan within 4 to 5days. I have uploaded the documents online also executive came for verification. The rate of interest is less compared to other banks but processing fee is around 5K which is high. The loan duration is 5yrs.
      Was this review helpful? 4
      , chennai
      Reviewed on Jan 23, 2019
    • Citibank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I am not that much satisfied with this experience with this loan, because the interest rate with them has been higher than what they where promising initially, where the promises where not fulfilled. The loan amount has been fine, and there has been some processing fee as well. Their customer support has also been helpful as well.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 22, 2019
    • Citibank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      There was no charges like processing fee with this loan and the process was fast and quick where it was seamless and was done within the promised time. The loan amount has been sufficient and the interest rate was okay and there was no charges. The customer support was helpful.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Jan 19, 2019
    • Citibank Personal Loan
      "Rate of interest should be reduced"
      0.5 4.0/5 "Great!"
      Citi bank rate of interest is too high for the amount of Rs. 3 lakhs, they have taken some processing fee from the disbursement but it was quite nominal. The documentation process was smooth, on the expected time I got the loan amount from the bank.
      Was this review helpful? 7
      , hyderabad
      Reviewed on Jan 18, 2019
    • Citibank Personal Loan
      "CITI bank not recognized the low salaried people."
      0.5 3.0/5 "Satisfactory"
      I have applied the personal loan with CITI bank but they have rejected the loan due to the documentation issue. They have offered me a 18% rate of Interest rate and processing fee of 1.5% which is too high. I have applied the loan amount of Rs. 2 lakhs. The process is very long.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Citibank Personal Loan
      "Easy process and good options"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Citibank. It is a ready credit loan. The rate of interest and processing charges are nominal. This option was a pre approved loan of two lakhs. The pre closure is also convenient as I can even close the loan the next day.
      Was this review helpful? 5
      , pune
      Reviewed on Jan 18, 2019
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