Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 CitiBank Personal Loan
    Bank Name
    Interest Rate Range
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    Loan Amount
    Tenure Range
    10.99% - 16.49% Fixed
    0 Bankbazaar Exclusive
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
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    Customer Reviews
    CitiBank Personal Loan is Rated as "Great!" by 2749 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    CitiBank Personal Loan

    Citibank Personal Loan schemes are reputed to be one of the friendliest and the most affordable ones available in the market. The loan can be used to meet varied financial requirements such as education expenses, medical expenses, travel expenses, wedding costs, home renovation expenses or any other bonafide cause. Citibank offers attractive interest rates on personal loans for online applications. The documentation requirements (detailed below) are nominal, and no collateral is required. Top-up option is also available with Citi personal loans. More details are provided below.


    You're probably eligible for an Citibank Personal Loan if you are

    01
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    At least 23 years old

    Less than 60 years old

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    Salaried with regular income

    Earn more than the minimum
    income required


    Your Citibank Personal Loan amount eligibility is based on these factors

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    02
    03

    Minimum income required
    Rs.30,000 per month

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    Maximum allowed personal loan is Rs. 30 lakhs

    EMIs of other loans lower
    your eligibility


    Increase your eligible Citibank Personal Loan amount by these steps

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    02

    Pay off your credit card bills

    Citibank Personal Loan Tenure

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Citibank Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:
      • Latest Bank statement
      • Latest ITR or Form 16

    Citibank Personal Loan Interest Rates Updated on 15 Aug 2018

    Citibank Personal Loan Details
    Interest Rate 10.99% to 16.49%
    Processing Fees 0
    Loan Tenure 5 years
    Preclosure Preclosure premitted after 12 months. 2-4% of Outstanding amount as per applicability.
    Gurantor No guarantor required

    About Citibank Personal Loan

    Citibank is a well-known private-sector bank offering personal loans apart from core banking, financial lending and wealth advisory services. Incepted in India in 1999, Citibank today has 35 full-service Citibank branches in 30 cities and is the preferred banker to more than 45,000 small and mid-sized companies. Citibank is one of the preferred banks for personal loans, offering one of the highest numbers of personal loans in India.

    Citibank personal loans come with a number of benefits including minimal documentation and quick loan approval, making it the loan of choice to cater for any immediate personal finance requirements. Citibank offers personal loans for both salaried and self-employed individuals without any preconditions, guarantors or collateral security requirements.

    Personal loans from Citibank do not require any guarantor or collateral security. Loan borrowers are free to use the funds availed from Citibank personal loan as per their personal need without any restrictions. Funds raised as personal loans from Citibank can be used to cater for any medical expenses, foreign trips, home renovations or any other miscellaneous financial expenses.

    With Citibank's quick loan approval mechanism, personal loan applicants may get their loan disbursement credited to their bank account in a maximum of 48 hours, if all the required documentation is in order. Citibank India offers personal loans of up to Rs.30 Lakhs, making it one of the highest quanta of personal loan in the Indian financial market.

    Citibank offers very lucrative interest rates for personal loans while allowing borrowers a wide range of facilities including a personal loan part pre-payment option.

    Why choose Citibank Personal Loan?

    Citibank is the bank of choice when it comes to personal loans for a wide range of loan applicants as it offers a number of intrinsic advantages including:

    Availability of High Loan Amount:

    Citibank offers personal loans up to a maximum limit of Rs. 30 Lakhs, making it one of the highest loan amounts offered on personal loans in India. The availability of high quantum of loan amount makes Citibank personal loan suitable for anyone seeking a large loan amount.

    Quick Loan Approval:

    Citibank India offers quick personal loan approvals with the maximum timeline of personal loan approval set at 48 hours from the loan request submission. Furthermore, personal loan requests can be submitted online and the loan can be disbursed in the account of the eligible applicants within two working days if all the required papers are submitted.

    Flexible Tenure:

    Citibank personal loan offers a flexible repayment option with a tenure ranging from 12 months to 60 months. Personal loan borrowers can choose to pay large EMIs and close their loans quicker or opt to pay smaller EMIs and close the loan over a longer period of time, depending on their preferred repayment plan.

    Attractive Rate of Interest:

    Citibank charges very nominal interest rate for its personal loans making it one of the most popular banks when it comes to personal loan requirements. Citibank India offers a fixed rate of interest for all personal loans for allowing fixed EMIs through the entire tenure of the loan.

    Loan Balance Consolidation Plan:

    Citibank India allows its users the advantage of getting a balance consolidation of high cost credit cards and personal loan outstanding by transferring them to a single Citibank Personal Loan account to help manage their monthly cash flow better.

    Features of Citibank Personal Loan:

    Citibank is a popular choice for personal loans as the bank offers personal attention to each loan applicant with an assured loan approval within two working days. Some of the prominent features of Citibank personal loan include:

    High Quantum of Loan:

    Unlike a lot of other banks, Citibank offers a high quantum of personal loan amount without the need for any collateral or security. Citibank allows personal loans as high as Rs. 30 Lakhs for eligible candidates, making it one of the highest quanta of loans available in the Indian personal loan market.

    Fixed Interest Rates:

    Citibank India offers personal loans at nominal fixed interest rates making it one of the best personal loan service providers in the country. While Citibank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion, the fixed interest rate means the loan EMI remains constant over the tenure, making it simpler for the borrower to repay the loan.

    Quick Loan Disbursal:

    Citibank offers quick loan approval and loan disbursal making it convenient for the loan applicants. Citibank has a 48-hour deadline for loan disbursal once the loan has been approved for the eligible candidates.

    Specialized Loan Schemes:

    Existing Citibank Suvidha customers can get a Citibank Personal Loan simply by logging into their Citibank Online account and sending an online application. Existing customers can also get their personal loan requests approved by simply talking to a CitiPhone officer and get quick loan approval with minimal documentation.

    Easy Loan Application Process:

    Citibank, being one of the pioneer banks in the country, offers an easy loan application process including loan approval and disbursal through online loan requests. Loan applicants can choose their online loan request or a traditional loan application process as per their convenience.

    Dedicated Customer Support:

    Citibank India offers a dedicated customer support that is functional 24/7 catering to the needs of all personal loan applicants and their queries. Getting a personal loan from Citibank India is just a phone call away for the eligible candidates.

    Apply for Personal Loan

    Why apply for a Citibank Personal Loan on BankBazaar.com?

    Citibank and BankBazaar.com, India's premier financial market place have collaborated to offer personal loans online. Loan applicants can use the BankBazaar.com online loan calculator tool to check instant eligibility and apply for a personal loan from Citibank.

    Instant Loan Eligibility: Bankbazaar.com allows loan applicants the option to check their personal loan eligibility using the personal loan calculator tool. The tool checks the eligibility for each applicant depending on the borrower’s financial history short listing the customized personal loan plans available for the individual.

    Personalized Quotations: Since everyone has different financial and repayment requirements, there is no single personal loan plan that fits all. The BankBazaaar.com personal loan application tool offers customized and personalized quotes for each individual keeping in mind his or her eligibility criteria, repayment history and quantum of money to be borrowed.

    Low Interest Rates: Bankbazaar.com has collaborated with Citibank, offering a great rate of interest for all online personal loan applications.

    Real time Loan Comparison Tool: Bankbazaar.com offers users the advantage of comparing personal loan quotations of all leading banks and NBFCs. Users can look at various aspects of different loan suggestions available and choose the best one suited for their personalized needs.

    Instant E-Approval: All loan applicants at BankBazaar.com get an instant e-approval after successfully submitting his or her loan application online through our portal. The instant approval from BankBazaar.com signifies the successful submission of application request with the loan department of the corresponding bank.

    Assured Privacy: All personal and financial data submitted to Bankbazaar.com is encrypted assuring complete privacy. The data is shared with the loan department of the corresponding banks and never revealed to any third party.

    How to apply for a Citibank Personal Loan on BankBazaar.com?

    Applying for a Citibank personal loan at BankBazaar.com involves three simple steps:

    Step 1: In the first step, the applicant must fill the personal loan eligibility form available online with required personal data. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and displays personalized personal loan options and quotes.

    Step 2: In the second step, the applicant can compare various personal loan options offered by various banks and NBFCs in the tool interface and apply for the best suitable loan.

    Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of personal loan application online.

    The loan application once submitted is sent electronically to the Citibank branch concerned and the bank loan department gets in touch with the applicant directly. Users can check the status of their loan application through SMS alerts as well as emails.

    Citibank Personal Loan Interest Rate 2018

    Citibank offers fixed rate of interest for personal loans, and the rates offered by the bank is one of the lowest in the sector. Citibank offers different interest rates to different categories of people as per their employment background. The bank has also listed many companies into Category A and B, so that employees working in their listed companies can enjoy special discounted interest rates. Citibank is also in a tie-up with BankBazaar.com to offer discounted interest rates for applicants reaching out them through the BankBazaar.com website.

    The benefit of taking a fixed rate loan is that irrespective of market fluctuations, your interest rate and EMI will remain steady. Citibank personal loan interest rate ranges from 10.99% to 18.99%.

    Minimum Loan Amount Rs.1 lakh
    Maximum Loan Amount Rs.30 lakh
    Minimum Duration 12 months
    Maximum Duration 60 months
    Processing Fee 0
    Late Payment Charges The payment instruction shall be presented from 1st of every month. There are no late payment charges.

    Interest Rates for Salaried Employees and Self-Employed Individuals

    Income Category Applicable Interest Rate
    Cat A salaried employees 10.99% - 13.99%
    Cat B salaried employees
    Self-employed individuals Non-professionals: 15.99% - 18.99%
    Professionals: 14.99% - 16.99%

    Citibank Personal Loan Eligibility

    Citibank offers personal loans for both salaried as well as self-employed professionals and non-professionals (SEPs & SENPs). The minimum eligibility criteria for salaried employees for availing a Citibank personal loan is a take-home salary of Rs.3 lakh p.a. If you are a self-employed professional, the bank would offer you a personal loan even if your annual take-home salary is less than this.

    To become eligible for applying for a Citibank personal loan, one should be at least 23 years of age (25 years of age for salaried Category B individuals). The maximum age limit for availing Citibank Personal loan is 60 years at the time of loan maturity.

    Age criteria for Citibank Personal Loan

    Salaried Cat A Salaried Cat B Suvidha
    Minimum: 23 years Minimum: 25 years Minimum: 23 years
    Max: 60 years at the time of loan maturity for Salaried Max: 60 years at the time of loan maturity for Salaried Max: 60 years at the time of loan maturity for Salaried

    Citibank Personal Loan Eligibility Criteria for Salaried Individuals

    Age Minimum: 23 Years (25 Years for salaried Category B individuals) Maximum: 60 Years
    Minimum Annual Income Rs.3 lakh p.a.
    Total years in job/profession 2 Years
    Years in current residence 1 Year

    Citibank Personal Loan Eligibility Criteria for Self-Employed Individuals

    Age Minimum: 25 Years Maximum: 65 Years
    Minimum Annual Income Self- employed professionals and non-professionals: Rs.5 lakh p.a
    Total Years in Profession 3 Years

    How to calculate EMI for Citibank Personal Loans?

    Getting to know your EMI before applying for loan will be helpful for anyone to plan their finances in advance and to increase or decrease the tenure accordingly. BankBazaar.com offers users a unique tool for our users to calculate the EMIs for their loans.

    With Citibank Personal Loan EMI Calculator, users can know their EMI instantly by simply entering the amount of the personal loan, loan tenure and rate of interest. The Personal Loan Calculator then calculates and displays the EMI liability for the loan. BankBazaar’s online EMI calculator tool is helpful in calculating EMIs for any loans.

    Citibank Instant Loan

    Have a Citibank credit card? Great! You can enjoy a loan against the credit or your cash limit by applying for a Citibank Instant Loan. You can pick your loan tenure for this product as you wish. The loan tenure ranges from 6 to 48 months. This product comes with a free look period. You will get a demand draft, which is applicable for 30 days. If you do not encash it within 1 month, then this demand draft will be invalid and you will not have to pay any charges. Your EMIs will begin only after you encash your demand draft.

    Citibank Credit Card Loan

    Have a Citibank credit card? Have some unused credit limit on your card? This unused limit will be utilised to give you a loan. It is a pre-approved loan that can be obtained very easily from the bank. You will not have too many restrictions with this loan. The interest rates for this loan range from 12% to 19% p.a. If you feel like pre-closing your loan, you may be asked to pay 3% of your unsettled amount.  

    Citibank Personal Loan Status

    Are you wondering what’s your Citibank personal loan application status is? Why don’t you check it on their official website instantly? You will have to keep your loan application details carefully for monitoring your status. You will need to enter your loan application number or loan form number in the accurate fields on the online status tracking tool, which can be accessed on the bank’s official website. You may also go on ‘Citibank Online’ with your user ID and IPIN to find out the status of your personal loan application.  

    Citibank Personal Loan Customer Care

    Are you having trouble calculating the EMIs for your Citibank Personal Loan? Why don’t you reach out to a customer care executive from the bank? The bank has many helpline numbers for customers who live in India and one helpline number for customers who stay abroad. You can call the bank and express your concern, and a skilled representative from the bank will provide you with immediate assistance. You may also log into your Citibank internet banking account with your correct username and password. While filing a complaint, always ensure that you mention your loan account number.  

    Citibank Personal Loan FAQs

    1. What is the best way to apply for Citibank Personal Loan?
    2. Users can apply for Citibank personal loan using the online loan calculator tool available at BankBazaar.com. The personal loan calculator tool seeks applicant's financial data and checks for personal loan eligibility, offering personalized loan options to choose from. Users can apply for a personal loan online and receive an instant E-Approval of the loan.

    3. What is the minimum and maximum amount of Citibank Personal Loan that I can get?
    4. Citibank personal loans are available for a minimum amount of Rs.1,00,000 to a maximum limit of Rs.30,00,000 depending on the eligibility criteria of the loan applicant.

    5. What is the tenure for which I can avail a Citibank Personal loan?
    6. Citibank personal loans come with a flexible tenure period ranging from as low as 12 months to a maximum limit of 60 months depending on the quantum of the loan.

    7. Why should I apply for Citibank personal loan through BankBazaar.com?
    8. Applying for Citibank personal loan through BankBazaar.com offers users with instant E-approval of the loan right at the time of submission of loan application. Users are also able to track the status of their online loan application in real time with updates available through both email and SMS.

    9. What is the interest rate for Citibank Personal Loan?
    10. Citibank offers a fixed rate of interest for all personal loan applications. The final interest rate is calculated depending on the income and eligibility criteria of the applicant.

    11. Is BankBazaar.com Personal Loan Tool free?
    12. BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free and can be used by anyone without any extra charges.

    13. Can I track my Citibank Loan application?
    14. BankBazaar.com offers 24/7 customer care helpline for all personal loan applicants. Applicants can track their personal loan applications online and through SMS making the whole process transparent. Customer support is also available both though phone and email with an active helpdesk designated to help visitors with any query or grievance.

    15. Can I calculate my EMI amount for my Citibank Personal Loan?
    16. Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest.

    17. Is my data safe with BankBazaar.com?
    18. BankBazaar.com is India’s premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.

    19. What is the CIBIL score required for a personal loan from Citibank?
    20. A CIBIL score of more than 700 in a range of 300-900 is considered good. If you have missed your payments many times or have not been regular with your repayments and bill payments, the CIBIL score will not be satisfactory and your loan application may be rejected. Citibank also rates you as a borrower based on your employment details, account management (if you hold a Citibank account) and other information you provide to the bank. If your account or finances are in default or badly managed, your loan request may be rejected.

    21. What is the minimum and maximum amount I can get through a Citibank personal loan?
    22. You can get a minimum of Rs.1 lakh and a maximum of Rs.30 lakh under a Citibank personal loan.

    23. What will be the tenure of my personal loan?
    24. You can repay your loan anytime between 1 year and 5 years.

    25. How long will it take for my loan to be approved?
    26. Citibank personal loan can be approved in a few hours if all your papers are in order. The process will take a day or more if the bank needs more documents to verify your loan request.

    27. What documents to I have to submit to apply for a Citibank personal loan?
    28. The following documents are required to apply for a personal loan with Citibank:

      • Signed application form and photographs of the borrower
      • Proof of identity (PAN, Drivers Licence, Passport, Voters ID, Aadhaar card)
      • Proof of residence (Drivers Licence, Passport, Ration Card, Voters ID, Rent agreement, Gas or electricity bills, not more than 3 months old)
      • Proof of age (Birth certificate, School leaving certificate, Passport, Voters ID, PAN)
      • Proof of employment (Letter from employer, latest payslips, Form 16)
      • Last 3 months bank statement
      • If you are linking your loan with a bank account, you have to provide a cancelled cheque of the bank account from which you will be remitting the EMIs.
    29. What documents to I have to submit if I am not a salaried person?
    30. Self-employed individuals should get the last 6 months bank statement and the latest I-T returns or Form 16, along with the usual identity documents.

    31. Can I apply for a Citibank personal loan online?
    32. Yes. You can apply for a Citibank personal loan online through Bankbazaar.com. BankBazaar’s loan calculator tool will assess your financial data and determine your eligibility. Bankbazaar.com also offers discounts on interest rates and you could get instant approval if your papers are in order.

    33. What is the rate of interest for a Citibank Personal Loan?
    34. The rate of interest for a Citibank Personal Loan varies from 10.99% to 18.99%, depending on the borrower’s employment status and background. The banks fixed rates ensure that the interest at which you borrow does not change during the tenure of your loan.

    35. Can I transfer my personal loan from another bank to Citibank?
    36. Yes. You can transfer your personal loan from another bank to Citibank if you meet the eligibility criteria and documentation specified by the bank.

    37. What is a Top-up Loan?
    38. If you have already got a personal loan from Citibank, you can seek to add more funds to your loan amount. This top-up is easy to avail, with quick processing, if your repayments and credit history is in order.

    39. Can I close my loan before the tenure of the loan is over?
    40. Yes. Pre-payment of a personal loan is allowed 1 year after booking. You can choose to make a full pre-payment, wherein you can settle the entire amount remaining in your loan account in a single payment. If your loan was booked before October 2015, you can close it any time after the first six months of booking.

    41. What kind of pre-payment options are available on a personal loan?
    42. After 1 year of booking a personal loan, you can either do a full pre-payment or a partial pre-payment. For full pre-payment, you can settle the entire outstanding loan amount in a single payment. For partial prepayment, you can pay a part of the outstanding loan amount. The pre-payment amount should be equal to at least 2 EMIs and a maximum of 5 EMIs.

    43. Is there a pre-closure charge?
    44. Yes. The pre-closure charges are up to 4% at the time of calculating the amount for full and final settlement of account.

    Citibank Personal Loan - Super Duper Deals Offer – July 2018

    Citibank is a prominent global bank that has its operations across different parts of the world, including India. The bank has excellent personal loan products that will help you meet your multiple financial needs.

    When you apply for a loan online via BankBazaar.com, you enjoy not only paperless transactions and simple loan application processes, you can also get attractive promotions! With the exclusive Super Duper Deals for July 2018 launched by BankBazaar in association with Amazon, you can have a splendid loan application process with cool vouchers.

    BankBazaar Super Duper Deals – July 2018 Flash Sale on Citibank Personal Loan

    BankBazaar.com has collaborated with Amazon India to give you superb deals and vouchers whenever you apply for a loan on the website.

    When you apply for a personal loan from Citibank through BankBazaar.com, you will be provided with a gift voucher from Amazon after your loan amount is disbursed.

    How to Apply for BankBazaar Super Duper Deals – July 2018 Flash Sale?

    • You will have to go to Bankbazaar.com or the BankBazaar app.
    • Next, you will have to apply for a personal loan product from Citibank through BankBazaar. You can check out the features and rates of the product on the website itself.
    • You will now get a gift voucher from Amazon worth Rs.1,000.
    • This gift voucher will be sent to your registered email address which you would have provided when you applied for the loan.
    • You can redeem this gift voucher by visiting the official website of Amazon India or the app of Amazon India.

    Terms and Conditions

    • You will receive this gift voucher only if you apply for a personal loan from 1st July'18 to 31st July'18.
    • The gift voucher will be applicable only on personal loans disbursed on or before 15th September'18.
    • The applicant should be at least 18 years old while applying for this loan.

    Make sure you do not miss this marvellous flash sale of July 2018! Hurry up before the Super Duper Deals ends! Applying for a personal loan has never been easier and more exciting. Get a personal loan from Citibank with just a few clicks on the BankBazaar website and take care of your financial needs smoothly.

    CitiBank Personal Loan Reviews

    • Citibank Personal Loan
      "Fast process. ROI can be reduced"
      0.5 4.0/5 "Great!"
      Citibank has offered me a personal loan and the process was quick. I got the loan within five working days and I also got the loan as needed. The rate of interest is of 13.25% and the processing fee is zero. It would have been better if the interest rate was lesser.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 13, 2018
    • Citibank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      Citibank is overall good and I have taken my personal loan with them. The documents were taken from me on time and I had to submit them physically. The rate of interest and the processing charges are also good. The disbursement also happened on time.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 04, 2018
    • Citibank Personal Loan
      "Good and clear process"
      0.5 3.0/5 "Satisfactory"
      I have a personal loan with Citibank. The process of documentation is good. It was taken from me on time. I also got the promised rate of interest. They informed me a rate of 10.49% and I got the same. The only drawback is the ECS transaction. It does not get debited from my account. I need to pay it online.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 03, 2018
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with Citibank 4 years back. The loan amount was 7 lakhs and the interest rate was high . The tenure period was 5 years. The process was very satisfactory and i had a smooth documentation here. The processing fee is 1% and the pre closure is after 1 year here.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 27, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with CITI bank 10 years back. I have a faced a major issues with EMI deductions and i have even raised a complaint also then the step was taken but i have went through a lot of issues due to that . My Credit score was also affected which was very disappointing . I have taken 50,000 and the interest rate was satisfactory .
      Was this review helpful? 6
      , hyderabad
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Citi bank for Rs. 5.7L for 4 years. It was very good, The interest was normal. I got the loan amount with in a week. There was a bank strike other than that there were no issues during the loan application.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with CITI bank . I had a wonderful experience here . The loan amount was 4 lakhs and the interest rate was quite satisfactory The EMI period was 5 years . The process was very excellent and they have sanctioned the loan with the committed time. It was quite smooth and i did not expect it to be so easier but it was good.There is no delay at all and the documentation was also perfect.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the Citibank for 4 lacs , The interest rate mis very high. I got the loan amount with in a day and credit to the account. The application and the documentation was really easy and hassle free. They need to lower the interest rates in par with other providers.
      Was this review helpful? 5
      , new delhi
      Reviewed on Jul 17, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CITI bank 1 month back. The rate of interest was very high and the loan amount was 1 lakh . The EMI period is 2 years . The process was quite easy and i had a simple documentation since i am holding a card here. The processing fee was 1% and the followup's done properly.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with CITI bank and my loan experience was good, the loan amount was for Rs 1.5 lakhs with nominal interest rate when compared to other banks. Customer service was good and the tenure for this loan is 4 years. No preclosure is allowed for first 6 months.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 11, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this loan from them in the year of 2015 and the process in getting the loan had been easy and smooth. The loan amount which they had provided had been satisfactory but the interest rate with them had been on the higher end but it has not been a problem.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2018
    • Citibank Personal Loan
      "Very nice experience"
      0.5 5.0/5 "Blown Away!"
      I have applied the personal loan of 1.20 lakhs and they have sanctioned the same amount. They have offered me a interest rate of 22% per annum. Their is no processing fee for this loan. I have done the online documentation process. They have sanctioned the loan on time. Everything fine with the CITI personal loan.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 06, 2018
    • Citibank Personal Loan
      "Average"
      0.5 2.0/5 "Expected more"
      I have approached CITI bank for my personal loan process. I got a call once and later they did not taken the process forward. I am not satisfied with the customer service and responses . The loan amount was 2 lakhs and the interest rate was satisfactory . They did not contact me for the documentation process itself which was disappointing ,
      Was this review helpful? 1
      , noida
      Reviewed on Jul 06, 2018
    • Citibank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CITI bank. I tried applying through the website but later i couldn't apply due to the technical error, the application was closed. I was expecting 4 lakhs loan amount and i have got loans from the banks. The customer service and responses was good.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 05, 2018
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with INDUSIND bank 2 months back. The loan amount was 1,50,000 and the interest rate was very high . The customer service and responses was up to the mark. Its a paperless process and the processing fee was very high . They have sanctioned the loan with the committed time .
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the citi which they approved and the amount is reflected in 15 days ,its instant approve process. As am satisfied with the rate of interest 13%which is quiet high. They provided the tenure period of 4 year and i make the payment monthly though ECS.. There is no processing fees also,
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      From Citi bank i got personal loan , where the rate of interest is high when compared to other banks . Its instant loan approval process where the documentation has been done so quick and the amount reflected in my account . There processing fees is so high . I have chosen the tenure period of 3 years . Customer service and response is good compared to other bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 03, 2018
    • Citibank Personal Loan
      "Documentation process has to improved"
      0.5 2.0/5 "Expected more"
      I have applied a personal loan in CITI bank. They have rejected the loan due to address proof. I have given my company id proof as address proof. They have Government address i said i don't have the current address proof with me. They have done a documentation through phone calls. Actually i have applied the loan around 1.5 lakhs and they have offered me a interest rate of 11.25%. Any way i will recommend this bank to my friends.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jun 29, 2018
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