Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 CitiBank Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    CitiBank Personal Loan is Rated as "Great!" by 1884 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    CitiBank Personal Loan schemes are reputed to be one of the friendliest and the most affordable ones available in the market. The loan can be used to meet varied financial requirements such as education expenses, medical expenses, travel expenses, wedding costs, home renovation expenses or any other bonafide cause. Citibank offers attractive interest rates on personal loans for online applications. The documentation requirements (detailed below) are nominal, and no collateral is required. Top-up option is also available with Citi personal loans. More details are provided below.


    You're probably eligible for an Citibank Personal Loan if you are

    01
    02
    03
    04

    At least 23 years old

    Less than 60 years old

    Salaried with regular income

    Earn more than the minimum
    income required


    Your Citibank Personal Loan amount eligibility is based on these factors

    01
    02
    03

    Minimum income required
    Rs.30,000 per month

    Maximum allowed personal loan is Rs. 30 lakhs

    EMIs of other loans lower
    your eligibility


    Increase your eligible Citibank Personal Loan amount by these steps

    01
    02

    Pay off your credit card bills

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Citibank Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Citibank Personal Loan Interest RatesUpdated on 29 Jun 2017

    Citibank Personal Loan Details
    Interest Rate 11.49% to 15.99%
    Processing Fees 0.5% of the Loan Amount
    Loan Tenure 5 years
    Preclosure Preclosure premitted after 12 months. 2% of Outstanding amount (plus ST). Part payment is allowed once a year upto 5 times his EMI
    Gurantor No guarantor required

    Overview

      1. About Citibank Personal Loan

      Citibank is a well known private-sector bank offering personal loans apart from core banking, financial lending and wealth advisory services. Incepted in India in 1999, Citibank today has 42 full-service Citibank branches in 30 cities and is the preferred banker to more than 45,000 small and mid-sized companies. Citibank is one of the preferred banks for personal loans, offering one of the highest numbers of personal loans in India.


      Citibank personal loans come with a number of benefits including minimal documentation and quick loan approval, making it the loan of choice to cater for any immediate personal finance requirements. Citibank offers personal loans for both salaried and self-employed individuals without any preconditions, guarantors or collateral security requirements.


      Personal loans from Citibank do not require any guarantor or collateral security. Loan borrowers are free to use the funds availed from Citibank personal loan as per their personal need without any restrictions. Funds raised as personal loans from Citibank can be used to cater for any medical expenses, foreign trips, home renovations or any other miscellaneous financial expenses.


      With Citibank's quick loan approval mechanism, personal loan applicants may get their loan disbursement credited to their bank account in a maximum of 48 hours, if all the required documentation is in order. Citibank India offers personal loans of up to Rs. 30 Lakhs, making it one of the highest quanta of personal loan in the Indian financial market.


      Citibank offers very lucrative interest rates for personal loans while allowing borrowers a wide range of facilities including a personal loan part pre-payment option.

      2. Why choose Citibank Personal Loan?

      Citibank is the bank of choice when it comes to personal loans for a wide range of loan applicants as it offers a number of intrinsic advantages including:


      Availability of High Loan Amount: Citibank offers personal loans up to a maximum limit of Rs. 30 Lakhs, making it one of the highest loan amounts offered on personal loans in India. The availability of high quantum of loan amount makes Citibank personal loan suitable for anyone seeking a large loan amount.


      Quick Loan Approval: Citibank India offers quick personal loan approvals with the maximum timeline of personal loan approval set at 48 hours from the loan request submission. Furthermore, personal loan requests can be submitted online and the loan can be disbursed in the account of the eligible applicants within two working days if all the required papers are submitted.


      Flexible Tenure: Citibank personal loan offers a flexible repayment option with a tenure ranging from 12 months to 60 months. Personal loan borrowers can choose to pay large EMIs and close their loans quicker or opt to pay smaller EMIs and close the loan over a longer period of time, depending on their preferred repayment plan.


      Attractive Rate of Interest: Citibank charges very nominal interest rate for its personal loans making it one of the most popular banks when it comes to personal loan requirements. Citibank India offers a fixed rate of interest for all personal loans for allowing fixed EMIs through the entire tenure of the loan.


      Loan Balance Consolidation Plan: Citibank India allows its users the advantage of getting a balance consolidation of high cost credit cards and personal loan outstanding by transferring them to a single Citibank Personal Loan account to help manage their monthly cash flow better.

      Apply for Citibank Personal Loan

      Citibank is a popular choice for personal loans as the bank offers personal attention to each loan applicant with an assured loan approval within two working days. Some of the prominent features of Citibank personal loan include:


      High Quantum of Loan: Unlike a lot of other banks, Citibank offers a high quantum of personal loan amount without the need for any collateral or security. Citibank allows personal loans as high as Rs. 30 Lakhs for eligible candidates, making it one of the highest quanta of loans available in the Indian personal loan market.


      Fixed Interest Rates: Citibank India offers personal loans at nominal fixed interest rates making it one of the best personal loan service providers in the country. While Citibank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion, the fixed interest rate means the loan EMI remains constant over the tenure, making it simpler for the borrower to repay the loan.


      Quick Loan Disbursal: Citibank offers quick loan approval and loan disbursal making it convenient for the loan applicants. Citibank has a 48-hour deadline for loan disbursal once the loan has been approved for the eligible candidates.


      Specialized Loan Schemes: Existing Citibank Suvidha customers can get a Citibank Personal Loan simply by logging into their Citibank Online account and sending an online application. Existing customers can also get their personal loan requests approved by simply talking to a CitiPhone officer and get quick loan approval with minimal documentation.


      Easy Loan Application Process: Citibank, being one of the pioneer banks in the country, offers an easy loan application process including loan approval and disbursal through online loan requests. Loan applicants can choose their online loan request or a traditional loan application process as per their convenience.


      Dedicated Customer Support: Citibank India offers a dedicated customer support that is functional 24/7 catering to the needs of all personal loan applicants and their queries. Getting a personal loan from Citibank India is just a phone call away for the eligible candidates.

      Citibank and BankBazaar.com, India's premier financial market place have collaborated to offer personal loans online. Loan applicants can use the BankBazaar.com online loan calculator tool to check instant eligibility and apply for a personal loan from Citibank.


      Instant Loan Eligibility: Bankbazaar.com allows loan applicants the option to check their personal loan eligibility using the personal loan calculator tool. The tool checks the eligibility for each applicant depending on the borrowers financial history short listing the customized personal loan plans available for the individual.


      Personalized Quotations: Since everyone has different financial and repayment requirements, there is no single personal loan plan that fits all. The BankBazaaar.com personal loan application tool offers customized and personalized quotes for each individual keeping in mind his or her eligibility criteria, repayment history and quantum of money to be borrowed.


      Low Interest Rates: Bankbazaar.com has collaborated with Citibank, offering a discounted rate of interest for all online personal loan applications. This lower rate of interest is reserved exclusively for all personal loan applications submitted through Bankbazaar.com


      Real time Loan Comparison Tool: Bankbazaar.com offers users the advantage of comparing personal loan quotations of all leading banks and NBFCs. Users can look at various aspects of different loan suggestions available and choose the best one suited for their personalized needs.


      Instant E-Approval: All loan applicants at BankBazaar.com get an instant e-approval after successfully submitting his or her loan application online through our portal. The instant approval from BankBazaar.com signifies the successful submission of application request with the loan department of the corresponding bank.


      Assured Privacy: All personal and financial data submitted to Bankbazaar.com is encrypted assuring complete privacy. The data is shared with the loan department of the corresponding banks and never revealed to any third party.

      Applying for a Citibank personal loan at BankBazaar.com involves three simple steps:


      Step 1: In the first step, the applicant must fill the personal loan eligibility form available online with required personal data. Once submitted, the tool automatically checks for personal loan eligibility of the applicant and displays personalized personal loan options and quotes.


      Step 2: In the second step, the applicant can compare various personal loan options offered by various banks and NBFCs in the tool interface and apply for the best suitable loan.


      Step 3: The last step involves receiving an instant e-approval from BankBazaar.com after successful submission of personal loan application online.


      The loan application once submitted is sent electronically to the Citibank branch concerned and the bank loan department gets in touch with the applicant directly. Users can check the status of their loan application through SMS alerts as well as emails.

      Citibank offers fixed rate of interest for personal loans, and the rates offered by the bank is one of the lowest in the sector. Citibank offers different interest rates to different categories of people as per their employment background. The bank has also listed many companies into Category A and B, so that employees working in their listed companies can enjoy special discounted interest rates. Citibank is also in a tie-up with BankBazaar.com to offer discounted interest rates for applicants reaching out them through the BankBazaar.com website.


      The benefit of taking a fixed rate loan is that irrespective of market fluctuations, your interest rate and EMI will remain steady. Citibank personal loan interest rate ranges between 14.25% p.a to 17.00%.


      Minimum Loan Amount
      Maximum Loan Amount Rs.30,00,000
      Minimum Duration 12 months
      Maximum Duration 60 months
      Processing Fee Up to 2.5% of the loan amount sanctioned;
      deductible from the loan amount at the time of
      disbursal.
      Late Payment Charges All EMIs are presented on the first working
      day of each month. Delay in the payment of
      EMI will attract an additional interest of 2%
      p.a. above the prevalent rate upon the outstanding balance of the Loan.

      Interest Rates:
      For CAT A Corporate Employees
      Net Take Home Salary (Monthly) Applicable Interest Rate
      Rs.20,000-Rs.40,000 14.25% p.a. - 15.00% p.a.
      Rs.40,000-Rs.80,000 14.00% p.a. - 14.75% p.a.
      Rs.80,000 and above 13.75% p.a. -14.25% p.a.

      For CAT B Corporate Employees
      Net Take Home Salary (Monthly) Applicable Interest Rate
      Rs.20,000-Rs.40,000 15.00% p.a. - 15.75% p.a.
      Rs.40,000-Rs.80,000 14.75% p.a. - 15.50% p.a.
      Rs.80,000 and above 14.50% p.a. - 15.00% p.a.

      For Self Employed Applicants
      Applicable Interest Rate 15.25% p.a. - 17.00% p.a.

      Citibank offers personal loans for both salaried as well as self-employed professionals and non professionals (SEPs & SENPs). The minimum eligibility criteria for salaried employees for availing a Citibank personal loan is a take-home salary of Rs.2,40,000/- per annum. If you are a self-employed professional, the bank would offer you a personal loan even if your annual take-home salary is less than this.


      To become eligible for applying for a Citibank personal loan, one should be above 25 years of age. The maximum age limit for availing Citibank Personal loan is 65 years. This means, for example, if you are 63 years old now and applying for a Citibank personal loan, the maximum tenure in which to pay back the loan is 2 years.


      Citibank Personal Loan Eligibility Criteria for Salaried Individuals
      Age Minimum: 21 Years Maximum: 58 Years
      Minimum Annual Income Rs.2,40,000/-
      Total years in job/profession 2 Years
      Years in current residence 1 Year

      Citibank Personal Loan Eligibility Criteria for Self Employed Individuals
      Age Minimum: 25 Years Maximum: 65 Years
      Minimum Annual Income Self-Employed Doctors:Rs.
      60,000p.a ;CA/ICWA :Rs. 85,000 p.a;Self-
      Employed Engineers: Rs. 1,56,000 p.a;Other
      Self Employed :Rs. 1,20,000p.a
      Total years in Profession 2 Years

      Getting to know your EMI before applying for loan will be helpful for anyone to plan their finances in advance and to increase or decrease the tenure accordingly. BankBazaar.com offers users a unique tool for our users to calculate the EMIs for their loans.


      With Citibank Personal Loan EMI Calculator, users can know their EMI instantly by simply entering the amount of the personal loan, loan tenure and rate of interest. The Personal Loan Calculator then calculates and displays the EMI liability for the loan. BankBazaar.coms online EMI calculator tool is helpful in calculating EMIs for any loans.

      • What is the best way to apply for Citibank Personal Loan?

        Users can apply for Citibank personal loan using the online loan calculator tool available at BankBazaar.com. The personal loan calculator tool seeks applicant's financial data and checks for personal loan eligibility, offering personalized loan options to choose from. Users can apply for a personal loan online and receive an instant E-Approval of the loan.

      • What is the minimum and maximum amount of Citibank Personal Loan that I can get?

        Citibank personal loans are available for a minimum amount of Rs.1, 00,000 to a maximum limit of Rs. 30, 00,000 depending on the eligibility criteria of the loan applicant.

      • What is the tenure for which I can avail a Citibank Personal loan?

        Citibank personal loans come with a flexible tenure period ranging from as low as 12 months to a maximum limit of 60 months depending on the quantum of the loan.

      • Why should I apply for Citibank personal loan through BankBazaar.com?

        Applying for Citibank personal loan through BankBazaar.com offers users a discounted rate of interest along with instant E-approval of the loan right at the time of submission of loan application. Users are also able to track the status of their online loan application in real time with updates available through both email and SMS.

      • What is the interest rate for Citibank Personal Loan?

        Citibank offers a fixed rate of interest for all personal loan applications. The final interest rate is calculated depending on the income and eligibility criteria of the applicant.

      • Is BankBazaar.com Personal Loan Tool free?

        BankBazaar.com does not charge its members for using the online loan calculator tool. The services provided by BankBazaar.com are absolutely free and can be used by anyone without any extra charges.

      • Can I track my Citibank Loan application?

        BankBazaar.com offers 24/7 customer care helpline for all personal loan applicants. Applicants can track their personal loan applications online and through SMS making the whole process transparent. Customer support is also available both though phone and email with an active helpdesk designated to help visitors with any query or grievance.

      • Can I calculate my EMI amount for my Citibank Personal Loan?

        Yes BankBazaar.com has developed a unique EMI calculator tool that offers EMI breakup for all loans by entering the loan amount, tenure and rate of interest.

      • Is my data safe with BankBazaar.com?

        BankBazaar.com is Indias premier financial market place and takes utmost care in ensuring the all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.

      • What is the CIBIL score required for a personal loan from Citibank?

        A CIBIL score of more than 700 in a range of 300-900 is considered good. If you have missed your payments many times or have not been regular with your repayments and bill payments, the CIBIL score will not be satisfactory and your loan application may be rejected. Citibank also rates you as a borrower based on your employment details, account management (if you hold a Citibank account) and other information you provide to the bank. If your account or finances are in default or badly managed, your loan request may be rejected.

      • What is the minimum and maximum amount I can get through a Citibank personal loan?

        You can get a minimum of Rs. 1 lakh and a maximum of Rs. 30 lakh under a Citibank personal loan.

      • What will be the tenure of my personal loan?

        You can repay your loan anytime between 1 year and 5 years.

      • How long will it take for my loan to be approved?

        Citibank personal loan can be approved in a few hours if all your papers are in order. The process will take a day or more if the bank needs more documents to verify your loan request.

      • What documents to I have to submit to apply for a Citibank personal loan?

        The following documents are required to apply for a personal loan with Citibank:

        • Signed application form and photographs of the borrower
        • Cheque for the processing fee
        • Proof of identity (PAN, Drivers Licence, Passport, Voters ID, Aadhaar card)
        • Proof of residence (Drivers Licence, Passport, Ration Card, Voters ID, Rent agreement, Gas or electricity bills, not more than 3 months old)
        • Proof of age (Birth certificate, School leaving certificate, Passport, Voters ID, PAN)
        • Proof of employment (Letter from employer, latest payslips, Form 16)
        • Last 3 months bank statement
        • If you are linking your loan with a bank account, you have to provide a cancelled cheque of the bank account from which you will be remitting the EMIs.
      • What documents to I have to submit if I am not a salaried person?

        Self-employed individuals should get the last 6 months bank statement and the latest I-T returns or Form 16, along with the usual identity documents.

      • Can I apply for a Citibank personal loan online?

        Yes. You can apply for a Citibank personal loan online through Bankbazaar.com. Bankbazaar.coms loan calculator tool will assess your financial data and determine your eligibility. Bankbazaar.com also offers discounts on interest rates and you could get instant approval if your papers are in order.

      • What is the rate of interest for a Citibank Personal Loan?

        The rate of interest for a Citibank Personal Loan varies from 12.75 percent to 15.75 percent, depending on the borrowers employment status and background. The banks fixed rates ensure that the interest at which you borrow does not change during the tenure of your loan.

      • What is the processing fee for a Citibank Personal Loan?

        Citibank charges a Loan Booking Fee of 2.5 percent of the sanctioned amount once the personal loan is approved. The fee will be deducted from your loan amount at the time of disbursal.

      • Can I transfer my personal loan from another bank to Citibank?

        Yes. You can transfer your personal loan from another bank to Citibank if you meet the eligibility criteria and documentation specified by the bank.

      • What is a Top-up Loan?

        If you have already got a personal loan from Citibank, you can seek to add more funds to your loan amount. This top-up is easy to avail, with quick processing, if your repayments and credit history is in order.

      • Can I close my loan before the tenure of the loan is over?

        Yes. Pre-payment of a personal loan is allowed 1 year after booking. You can choose to make a full pre-payment, wherein you can settle the entire amount remaining in your loan account in a single payment. If your loan was booked before October 2015, you can close it any time after the first six months of booking.

      • What kind of pre-payment options are available on a personal loan?

        After 1 year of booking a personal loan, you can either do a full pre-payment or a partial pre-payment. For full pre-payment, you can settle the entire outstanding loan amount in a single payment. For partial prepayment, you can pay a part of the outstanding loan amount. The pre-payment amount should be equal to at least 2 EMIs and a maximum of 5 EMIs.

      • Is there a pre-closure charge?

        Yes. Citibank charges 1 percent of the outstanding loan amount (plus ST) as pre-closure charges. The maximum charge the bank will levy is 3 percent on your outstanding principal.

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  • CitiBank Personal Loan Reviews

    • Citibank Personal Loan
      "Communication part should be improved"
      0.5 1.0/5 "Really Bad"
      I have submitted my documents to the CITI bank for the personal loan and I got my loan reference number. Then whenever I tried reaching their customer service, they were telling they haven't receive my documents. There was no proper coordination with me. It would be great if they communicate the application status to the customer.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 28, 2017
    • Citibank Personal Loan
      "Its Fine"
      0.5 3.0/5 "Satisfactory"
      CITI bank response time upto the mark , when I applied for the personal loan with CITI. I didn't get immediate response from them, at the same time I got call from HDFC, I am an existing customer of HDFC, so I thought to go them to get fast service and quick disbursement.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 28, 2017
    • Citibank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have denied the personal loan with CITIBANK because there was no requirement with personal loan at present. After a week I approached Citibank, there executive gave a call to check with the loan process and I have informed them there is no requirement at present. The rate of interest is low when compared with others.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 28, 2017
    • Citibank Personal Loan
      "Follow part has to be improved"
      0.5 3.0/5 "Satisfactory"
      Only one I got a call from CITI Bank, I asked them to call after a week but they have closed my loan application without informing. CITI response is not that much good, they have not send any one to collect my documents for the further process of my loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 28, 2017
    • Citibank Personal Loan
      "Loan process should be flexible"
      0.5 3.0/5 "Satisfactory"
      Initially when I applied for personal loan with CITI. I was expecting a tenure of three years but they were offered four years of tenure. I am not fine with that, therefore I am not process with CITI, Everything is good in CITI, they gave me a prompt service too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I have dropped the plan to process with CITI bank, Now I am processing with India Bulls. Because I mainly approached CITI bank for the home loan purpose then I thought to go with India bulls. First time I got from CITI then there was lack of response there was no proper coordination or communication about the loan process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Its Excellent"
      0.5 4.0/5 "Great!"
      I have postponed my plan currently, I am planning to take the personal loan after two month. I am completely fine with CITI bank service, they called and helped on loan process. CITI offered me best interest rate on the personal loan. I am very fine with that.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The rate of interest and the additional charges are the main reason , I did not proceed with Citibank personal loan. The customer service and the response was good with Citibank. I also hold a Citibank credit card and I am a Citibank customer but still they are offering the loan with Higher interest rate and the processing fee. They need to reduce their processing charges because it is very high , when compared with others. Almost 8 times higher than other bank charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Preclosure charges should be waived off"
      0.5 4.0/5 "Great!"
      CITI is one of the best bank, I took the personal loan from them, for the amount of Rs. 2 lakhs with the interest rate around 12% for the tenure of 60 months. Everything is fine but CITI has the 3% of preclosure charges from the principal amount, that should be waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I didn't got the personal loan with CITIBANK, because there is no loan requirement at present and I may be going with Citibank personal after 4 to 5 months. The rate of interest was nominal with Citibank. The customer service is really good with Citibank. The service which was given by Citibank was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2017
    • Citibank Personal Loan
      "Need to improve"
      0.5 2.5/5 "Just OK"
      I have got the personal loan with the CITI bank because of the lesser rate of interest . Customer service with the CITI bank was not really good like I have not got the proper feedback from their end. Rate of interest for the personal loan with the CITI bank was around 10.9%, also their service part has to be get improve a lot. It took more than ten days of time to get the loan disbursement.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      I have not taken the personal loan with the CITI bank because of the personal reason. The rate of interest was around 11%, also the customer service was fine, also I can say its very good too. Response and other things are also very good one with the CITI bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      I have not taken the personal loan with the CITI bank because the rate of interest , was not really good when compared with others. I would like to suggest that they should stick with the commitments, as mentioned in the advertisement. Meanwhile I had got the loan from some other bankers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Response is good"
      0.5 5.0/5 "Blown Away!"
      Due to my personal reasons I could not proceed ahead for the loan with Citibank. I received a proper response and they provided all the details to me. They offered the least rate of interest in the market. It was around 10.99% and the processing charges were very much normal, especially when it comes to personal loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      I did not go ahead with Citibank for the personal loan as I got a better offer from another bank. They were on time in the customer services and they informed me the details. The process was quick and in all it was a nice experience and hassle free.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Instant loan in 4 hours"
      0.5 5.0/5 "Blown Away!"
      As I am holding a Citibank salaried account, the entire loan process and the disbursement was done within 4 hours of time, which is really a super-fast process also I had received a very good service from CITI. I would say that I have got the best and a faster loan process , when compared with other banks. The rate of interest is low when compared with others. I am happy about the loan amount because the required loan amount has been disbursed on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Be more flexible in the terms and conditions"
      0.5 4.0/5 "Great!"
      Citibank contacted me on time for the personal loan and the team informed me the details about the process. The interest rate was normal and so was the processing charges. I did not take the loan from them because they had a one year lock in period to pre close the loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had received the required cash through some other source that was the reason I didn't opt for CITIBANK personal loan. The customer service and the follow up was good with CITIBANK. The rate of interest is nominal with Citibank. Overall service, I am very much happy with CITI Bank services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 24, 2017
    • Citibank Personal Loan
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      Currently, I don't have requirements to take personal loan from Citi bank, that the reason I dropped the plan. CITI service is good, they offered me least interest rate of 10.99% but for preclosure there is a locker period of six months its should be lesser and they taking some charges of 3 to 5% for preclosure.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 23, 2017
    • Citibank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      After me applying for a personal loan with Citibank, I received one call and there was an executive to come over and collect my documents. But no one came up to start the process. So I went ahead with another bank who was more responsive in giving me the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 23, 2017
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