Multiple banks. Different interest rates. Call it a "conflict of interest".
Customers who have applied for a personal loan from Central Bank of India can check the status of their application offline at any bank branch or by getting in touch with the customer care unit of the bank.
Personal loan applicants will have to have the follow details to know their loan application status:
The application reference number is on the application form which the customer will need to submit to the bank for the verification process.
The unique reference number will be sent to the applicant, as soon as the application has been, made via SMS to their registered mobile number of the applicant or via email.
Just to verify, the bank will request the applicant to display his/her identity proof (PAN, Aadhaar card, Driving License). In addition, the applicant might be asked his/her date of birth prior to checking the status of the personal loan.
As already mentioned, Central Bank of India personal loan applicants can check the status of their application offline.
Offline method
Personal loan customers of the bank can check the status of their applicantion at any bank branch using their application reference number, or unique reference number and mobile number. The personal loan applicant will have to submit relevant identity proof documents to the bank executive to know the status of the application.
Customers can also know the status of their personal loan application by calling the 24/7 toll-free number of the bank which is 1800 22 1911.
Customers have to follow the steps mentioned below to know their personal loan application status offline:
Central Bank of India personal loan applicants can also check the status of their personal loan application by dialing the customer care toll-free number - 1800 22 1911.
If the customer has applied for a Central Bank of India personal loan via BankBazaar, they can track the personal loan application on the website by following the steps mentioned below:
1. Can I check the status of my personal loan application through my internet banking account?
If you’ve applied for a personal loan from your Central Bank of India internet banking account, you can track your application via your account.
2. Are there any charges to check the status of my Central Bank of India personal loan at the bank branch?
No, there are no charges to check your personal loan status.
3. Will I be intimated if my personal loan application has been approved by Central Bank of India?
Yes, Central Bank of India will intimate you via SMS or email once the personal loan application has been approved.
4. Does it make sense to make multiple personal loan applications in a number of banks and wait for an approval from any of them?
No, it does not as every personal loan application reject will lower your CIBIL score. Choose one bank offering favorable interest rates, flexible tenures and other benefits to make your application.
5. Are there any perks of applying for a personal loan on the website of BankBazaar?
On the website of BankBazaar the whole application process is paperless approval from the partner bank is done in just a few hours. In addition, on the website of BankBazaar, customers can make a comparative analysis between partner banks offering the best personal loan scheme.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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