Multiple banks. Different interest rates. Call it a "conflict of interest".

    Indiabulls Dhani Instant Loan

    Indiabulls Dhani, Phone Se Loan, is a unique mobile application by Indiabulls Ventures which is specifically designed to provide instant and easy personal loans to individuals who are in need of quick cash. With the help of this mobile app launched by IVL Finance and endorsed by the Indiabulls Group, any borrower can apply and receive a loan amount of up to Rs.15 lakh in their bank account without any complicated documentation procedure. The main focus of this first-of-its-kind mobile app is to offer quick loans anytime and anywhere just by using the Aadhaar card of the applicant.

    This innovative one-of-its-kind app links a majority of the top banks operating in India and brings them under a single roof through Aadhar, NACH, UPI and Credit Bureaus. Hence, customers from all the banks linked by UPI and NACH facilities can apply for instant personal loans through Dhani without undergoing any paperwork. It uses the Aadhar number of the applicant to pull his/her bank records and on the basis of that analyses the financial data and matches it with his/her credit record. Next, it generates a score for the applicant based on which IVL Finance approves the loan amount and decides the interest rate. Once the applicant agrees to the terms and conditions of the loan through Aadhar-enabled e-signature the approved loan amount is disbursed in his/her bank account instantly.

    To avail the Aadhar-linked personal financing facility offered by Dhani, the users just have to download the app on their smartphones either from Google Play or App Store for free. As it is aligned with a lean and user-friendly interface, it can be easily operated by the consumers without any hassles. The best part is, the borrowers needn’t take the trouble of uploading their documents while applying for an instant personal loan through this app. With this handy mobile app, the entire process of loan application will get completed in a few minutes and the loan amount will directly get disbursed in your bank account.

    Features of Dhani Instant Personal Loan

    The key features of the Indiabulls Dhani instant loan is listed here in detail:

    • With the help of Dhani, individuals with good credit record can get financial assistance within minutes at the best interest rate in the market.
    • This one-of-its-kind mobile app will enable you to apply for personal loans instantly in just 3 very simple and hassle-free steps.
    • Through this app, the customers get to enjoy an end-to-end application process followed by an instant disbursal directly to their bank accounts.
    • While banks offer instant loan facilities only to their own credible customers, Dhani disburses loans to customers from all banks linked via UPI and NACH facilities.
    • The borrowers can apply for a loan amount of up to Rs.15 lakh through this app and the amount will be disbursed directly in the account of the applicant.
    • Through this app now the borrowers needn’t take any hassle of visiting the banks or other lenders. They can conduct the entire process on their smartphone whenever and wherever they want.
    • The customers can apply for a personal loan through this app for any purpose, be it for marriage, medical requirements, business, home renovation, business or travelling.
    • The easy-to-use interface of Dhani makes the loan application and disbursement procedure extremely easy and quick thus offering the users best e-loan experience ever.
    • It is a completely hassle-free way of applying for a personal loan and the applicants needn't go through any documentation process. The loan can be applied and received digitally without any hassles of uploading documents.
    • To avail loans through Dhani all you need to do is to verify your identity through your Aadhar Card and if you are found to be eligible the loan will be sanctioned and disbursed to your account in just 3 minutes.
    • Deserving individuals with good credit history and repay-ability can get personal loans at a very low-interest-rate starting from 11.99% p.a.
    • Dhani being a mobile application can be operated on your smartphone anytime, anywhere and thus it gives you the freedom to request and receive a personal loan even while you are travelling.
    • The Dhani app not only allows you to get an instant personal loan at the time of need, but it also enables you to manage and track the loan account, pay your outstanding dues and several other things through your smartphone.
    • Applicants belonging to any state, village, and city in India can apply for a personal loan anytime through this app.

    How Does Dhani Mobile Application Work?

    The step-by-step working procedure of Dhani mobile application is detailed below:

    • The applicants at first have to download the Indiabulls Dhani personal loan app on their smartphones. The app is available on Google Play and App Store for free.
    • After the installation, you have to enter the desired loan amount in the specific section of the app.
    • Next, provide your Aadhar number on the app for instant verification. Your Aadhar will serve as your ID card in this case.
    • Once your identity is verified you will receive the loan amount directly in your personal bank account within minutes.
    • You can also make use of the app to make e-payments towards the loan, manage and track the loan account, and for repaying outstanding amounts.

    Documents Required for Dhani Loan Applications

    The applicants don't need to provide any document except the Aadhar card to get a Dhani instant personal loan. In other words, this incredible mobile app doesn't require any conventional documentation process. To apply for a personal loan you just need to enter your Aadhar card number in the app and the rest of the processing will be conducted by the app at a quick pace. Since the entire loan application, approval and disbursal process is conducted through digital means, this app eliminates the requirement of visiting any bank branch or contacting any bank executive for this purpose.

    How to Apply for Dhani Personal Loan on BankBazaar?

    The Indiabulls Dhani instant personal loan can be applied on the BankBazaar website in the following way:

    • At first, check your eligibility for a personal loan by providing all your personal credentials on the loan eligibility form available on the BankBazaar website.
    • Next, go through and compare the rate of interest, loan repayment tenure and processing fees of the instant personal loans provided by various banks on the website.
    • Then select the best suited personal loan option as per your requirement and apply for the same through the Dhani app instantly.
    • Alternately, you can also apply for the instant personal loan from your desired bank directly on the BankBazaar portal for quick e-approval.
    • Once done, you will keep receiving SMS and email notifications about the approval status of your application. You can also track its status through the personal loan status trackers available on the website.
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