Indiabulls Dhani, Phone Se Loan, is a unique mobile application by Indiabulls Ventures which is specifically designed to provide instant and easy personal loans to individuals who are in need of quick cash. With the help of this mobile app launched by IVL Finance and endorsed by the Indiabulls Group, any borrower can apply and receive a loan amount of up to Rs.15 lakh in their bank account without any complicated documentation procedure. The main focus of this first-of-its-kind mobile app is to offer quick loans anytime and anywhere just by using the Aadhaar card of the applicant.
This innovative one-of-its-kind app links a majority of the top banks operating in India and brings them under a single roof through Aadhar, NACH, UPI and Credit Bureaus. Hence, customers from all the banks linked by UPI and NACH facilities can apply for instant personal loans through Dhani without undergoing any paperwork. It uses the Aadhar number of the applicant to pull his/her bank records and on the basis of that analyses the financial data and matches it with his/her credit record. Next, it generates a score for the applicant based on which IVL Finance approves the loan amount and decides the interest rate. Once the applicant agrees to the terms and conditions of the loan through Aadhar-enabled e-signature the approved loan amount is disbursed in his/her bank account instantly.
To avail the Aadhar-linked personal financing facility offered by Dhani, the users just have to download the app on their smartphones either from Google Play or App Store for free. As it is aligned with a lean and user-friendly interface, it can be easily operated by the consumers without any hassles. The best part is, the borrowers needn’t take the trouble of uploading their documents while applying for an instant personal loan through this app. With this handy mobile app, the entire process of loan application will get completed in a few minutes and the loan amount will directly get disbursed in your bank account.
The key features of the Indiabulls Dhani instant loan is listed here in detail:
The step-by-step working procedure of Dhani mobile application is detailed below:
The applicants don't need to provide any document except the Aadhar card to get a Dhani instant personal loan. In other words, this incredible mobile app doesn't require any conventional documentation process. To apply for a personal loan you just need to enter your Aadhar card number in the app and the rest of the processing will be conducted by the app at a quick pace. Since the entire loan application, approval and disbursal process is conducted through digital means, this app eliminates the requirement of visiting any bank branch or contacting any bank executive for this purpose.
The Indiabulls Dhani instant personal loan can be applied on the BankBazaar website in the following way: