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  • Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Status

    The different modes of checking the loan application status have made the process really simple for customers. With these easy methods, it is now possible to check the status of your personal loan application at your own convenience without visiting the branch office of HDFC Bank. If you need money to take care of your emergency needs, HDFC personal loans could come in handy. These affordable personal loans are readily available for salaried employees who meet the eligibility criteria set forth by the bank. Once you have applied for a personal loan, you can stay up-to-date with the loan application statusthrough the different ways offered by the bank.

    What are the Details Required to Check HDFC Bank Personal Loan Status?

    You can track the status of your HDFC Bank personal loan by providing the reference number you have received at the time of application. You will receive this number in an SMS from the bank. It is necessary to save this number for future reference. You must also provide your registered mobile number to receive the application status.

    How to Check HDFC Personal Loan Status Online Using HDFC Bank Account?

    If you are an existing customer of HDFC Bank, you can sign in to the account and check the status of your loan. You may do this using the following steps:

    • Click on the net banking link on the official website of HDFC Bank.
    • Enter your details and log in to the website.
    • Once you have logged in, locate the ‘loans’ section on the menu bar.
    HDFC Personal Loan Status
    • If you have already applied for a loan, you find the link to track the status of your application in this section.
    • If you haven’t applied for a loan already, you may apply for a new loan under this section.

    How to Track HDFC Personal Loan Status with Your Mobile Number? 

    When you are applying for a loan with HDFC Bank, you need to provide your mobile number to the bank. Any further communication with the application will be done through this number. Hence, the bank offers an easy way for customers to track the status of their loan application with the help of their mobile numbers. The steps to track the status of your loan application are given as follows: 

    • Visit the official website of the bank at https://www.hdfcbank.com/. 
    • Under the menu ‘products’, click on ‘loans’ and then ‘personal loans’. 
    HDFC Personal Loan Status
    • Once you click on ‘personal loan’, you can find the personal loan page with all the details about your personal loan. 
    • On this page, find a ‘floating menu’ at the bottom of the page and click on ‘track personal loan request’. 
    • Once you click on it, a new page will open to request your mobile phone number. 
    HDFC Personal Loan Status
    • You need to enter your mobile number to receive the verification code sent by the bank. 
    • Once you fill in the verification code, the status of your personal loan will be provided by the bank. 

    How to Check the Status of HDFC Personal Loan Through the Mobile App? 

    The bank has a mobile app for usage by its customers. Customers can use this app to check their account balance, credit card balance, etc. This app can also be useful in tracking the status of your loan. HDFC has a different app for managing its loans. You can download the HDFC Loan Assist application from Google Play to keep track of your loans. You can use this application as follows: 

    • Once you have downloaded the application, you can check out the list of loan products offered by HDFC Bank. 
    • If you have already applied for the loan, you can choose the personal loan option in this app and check your application status.
    • Once you have provided the necessary details, the status of your loan application will be provided to you.

    Different Ways to Check HDFC Bank Personal Loan Status

    Applicants can track the status of their personal loans through online or offline modes depending upon their convenience.

    • Online mode: The online mode offers the easiest way to keep track of your personal loan. You can do this simply by visiting the official website of HDFC Bank. At the time of loan application, you will be asked to register your mobile number. You can verify the status of your loan by entering your mobile number in the status request page. You may also use the HDFC Bank mobile application to check the status of your personal loan.
    • Offline mode: Though not a popular option in this digital age, it is still possible to check the status or your personal loan by visiting the branch office of the bank. Here, you will have to provide the reference number you have received at the time of loan application. If you are located close to a branch office, this type of status checking could be easy for you.

    How to Check the Status of HDFC Personal Loan Offline?

    In addition to the online methods given above, the bank also offers a few offline methods for customers to check the status of their loans. The best way to do this offline is by visiting the branch office of HDFC. All the top cities in India have multiple locations of HDFC branches. When you visit the branch office, you need to provide the reference number that was given to you at the time of loan application. With this application number, the bank official will be able to provide you the status of your loan.

    You may also avail the services of the bank’s customer service department to check the status of your loan. You can use the toll-free number 1800 258 3838 to reach out to the customer service department. When speaking to a representative, you must provide your registered mobile number and the loan application reference number. With these details, the representative will be able to track your loan status and provide it to you.

    How to Check Loan Status Through BankBazaar?

    Customers can also apply for a personal loan through BankBazaar website or mobile application. In this way, they can check out the best offers available in the market and apply online instantly. If you have applied for a loan through BankBazaar, you can easily keep track of your loan application by following these simple steps:

    • Visit the official website of BankBazaar.
    • On the top right corner of the home page, you can find the ‘Track Application’ button.
    • When you click on it, you will be redirected to a new page.
    • On this new page, you must enter your loan application ID and mobile number.
    • After entering these details, click on ‘Track Application’.
    • HDFC Personal Loan Status
    • You may also choose to log in to the site with your Google ID or Facebook ID and then track the personal loan application status.

    The status of your loan will be displayed immediately after you enter the necessary details and click on the track application button.

    FAQs

    1. Which is the best way to know the status of my loan application?

    There are many ways to keep track of your loan application status. However, the online method is the easiest one for customers. Here, all you have to do is visit the website of the bank and enter your details. The status will be provided instantly. It saves you the trouble of visiting the branch office to know the status.

    2. I checked my loan application online, and it was rejected. What could be the possible reason for rejection?

    There are many reasons why your loan application could be rejected. The most common reason is poor credit history. If you have defaulted on your loan earlier, you are likely to have a low credit score. In this case, your loan application will be rejected by the bank. Also, if you have other existing loans, the bank will consider that as a factor for rejection. It is better to check our credit score to get a better understanding of the reason for rejection.

    3. My application status says that it is accepted. What is the next step?

    The bank will contact you soon with further details about the loan. Once the formalities are over, you can receive the loan amount in your bank account soon. If you don’t receive any communication from the bank, you may contact the bank’s customer service department and enquire about the delay.

    4. What can I do if my loan application is rejected?

    You may have to improve your financial position and apply later. It is not a good idea to apply again to the same bank or other banks. You need to find ways to improve your credit score. By practicing financial discipline, you could show potential lenders that you are not a credit risk.

    5. What can I do if my loan status is not available online?

    For most customers, the loan status will be displayed immediately. However, in some rare cares, your status may not be updated by the bank. In this case, you can contact the customer service and enquire with them. You may use the toll-free number 1800 258 3838 to reach out to the customer service department. You may also check the number of your specific city by checking the customer care section on HDFC’s official website.

        

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