HDFC Bank is a top-notch bank in India that caters to the specific requirements of multiple individuals across the nation. The bank offers an affordable personal loan product which can be utilized for any purpose. You can apply for this loan and get it approved in no time! The bank has a simple and quick loan application process.
The bank has also good status trackers for you to check your personal loan application status. You can utilize any of these modes and get an idea about the status of your loan application.
HDFC Personal Loan Status Online
With the online facilities offered by HDFC Bank to check your loan status, you do not have to worry about visiting a bank branch. You can also avoid waiting in long queues at a bank branch to find out about the status of your loan application.
Instead, you can simply go to the bank’s official website and enter your loan details and get correct details regarding your loan status. This can be fully done by sitting at your home or at your office desk without having to commute to an HDFC bank branch.
How to Check HDFC Personal Loan Status
You can monitor the status of your loan application conveniently simply by going to the official website of HDFC Bank. The website has many HDFC Personal Loan status trackers. You will also have to keep your HDFC Personal Loan application ready before you sit down to check the status.
HDFC Personal Loan Status Check with Your HDFC Loan Account
You can sign up for a loan account with HDFC Bank by entering your email ID and creating a new password. This loan account will assist you in tracking your loan applications, coordinating and managing all your HDFC loan applications, and also saving your loan application and completing it later whenever you are ready.
Once you have created an HDFC Loan Account, you can log in to the account with your registered email ID and registered password and click on ‘Sign in’.
After you sign in, you can key in your loan account number and get full details about the status of your loan application.
HDFC Personal Loan Status Check with Reference or Proposal Number
You can check the latest status of your HDFC Personal Loan online by entering your loan reference or proposal number by following a few simple steps. This is one of the simplest and most popular ways to track one’s HDFC personal loan application status.
You will have to visit the official website of HDFC Bank and go to the ‘Status of Loan Applications’ segment. Here, you will need to key in your name (name of applicant) OR HDFC Loan Proposal or Reference Number and your date of birth OR your mobile number. Then, you can click ‘Submit’. You will now get your loan status.
You may also go to another link on the bank’s website and then enter your HDFC loan application number OR HDFC Loan Proposal or Reference Number and your PAN number OR your mobile number. Then, you can click ‘Submit’. You will now get your loan status.
You will have to enter these details very accurately. This can be done by looking at your HDFC Personal Loan application form. If you enter details incorrectly, the status checking process will unnecessarily get delayed.
HDFC Personal Loan Status Check with Application Number
You may also check the status of your HDFC Personal Loan with your application number. First, you will have to go to the bank’s official website and arrive at the ‘Track Your Application Status’ section. This section is powered by BankBazaar.com.
Here, you will need to first enter your loan application ID.
Next, you will have to enter your mobile number that is registered with the bank and then click ‘Submit’.
If your details match with the records registered with HDFC Bank, you will get your loan status instantly.
You may also go to the ‘Status of Loan Applications’ segment on the bank’s official website. Here, you can enter only your HDFC Personal Loan application number and click ‘Submit’.
HDFC Personal Loan Status Check with Registered Mobile Number
You can track your HDFC Personal Loan Status online by inputting only your mobile number. This is done through a verification code. You will need to go the ‘Track your application’ segment on the HDFC Bank website.
Here, you will need to key in your mobile number that is registered with HDFC Bank.
You will now receive a verification code on your mobile number. You will need to enter this in the relevant field. After you click ‘Submit’, you will arrive at your status.
You can utilize any of these above-mentioned status trackers and get a clear idea about your HDFC personal loan application. According to the result that you get on the tracker, you can decide what your next step should be. In case your loan application has been declined, you can take important steps to improve your eligibility so that your loan application gets approved the next time.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
There was delay in the loan process and HDFC have taken around one month. The rate of interest and charges are little bit high compared to others. I have submitted the documents online and also to the executive. I can do pre closure with extra charges and part payment can be done after one year. The loan duration is 2 years.
Was this review helpful?
1
TARUN SAKAMURI
, hyderabad
Reviewed on Jan 18, 2019
It has been quite a good experience i had with this loan and the loan amount which they had provided has been sufficient as well. The interest rate which they where offering has been nominal with the market rate, and there is some pre closure charges with them and there has also been some processing fee with them.
Was this review helpful?
1
NAVEEN KONDAVETI
, bangalore
Reviewed on Jan 18, 2019
I am not happy with HDFC, comparatively the rates are bit high. Its okay for me, the processing fee is also higher in HDFC, They told some interest but I got some other interest rate. I want to discuss with them and after august it will be one year then I close it.
Was this review helpful?
1
ROMITA MARTINA
, hyderabad
Reviewed on Jan 18, 2019
HDFC bank service is good, therefore I have taken the personal loan from that bank. But I felt loan department customer support is not good because earlier they told one interest around 11.99 finally they quoted me around 13% of interest its not fine.
Was this review helpful?
2
CHANDRASEKAR MURTHY
, kanchipuram
Reviewed on Jan 18, 2019
Even when the interest rate was higher, they have reduced the same. They have given me a interest rate of 8% when i applied the top up option, they have increased upto 11% when i contact the customer care, they have reduced the same. In HDFC, they are responding the customer in a proper way.
Was this review helpful?
0
NILOFAR NISHA MOHAMED ABDUL KADER
, coimbatore
Reviewed on Jan 18, 2019
I have taken a personal loan from HDFC Bank a year ago. It has been good till date and I have not faced any inconvenience. The process to get the loan was good and the customer services and response is good too. The rate of interest and processing charges is minimal.
Was this review helpful?
0
SATHYASREE SAMPATH MALIPEDI
, mumbai
Reviewed on Jan 18, 2019
I had taken this loan almost two years back and i am still paying the EMI's. The experience was quite good but i have asked for a tenure period of five years but they had given with three years which i am not happy with. The interest rate with them was around 10.99% and there has been some charges like GST.
I have taken the amount Rs. 3 lakhs, its sufficient. I felt HDFC interest rate is very higher side, they gave me 18% of interest on the personal loan, but there was no procession fee, meanwhile they have taken some time for disbursement. Anyway there was no difficulties on documents part.
It was excellent and have received the personal loan from HDFC BANK on time. The rate of interest and charges are higher. I have already submitted the documents online and again hard copy is given to the executive. The loan duration is 5 years. The process was immediate and good.
I have applied the personal loan with HDFC bank but they have declined the loan because recently i have bought the other loan with them. They have offered me a interest rate of 13% and I'm okay with it. They have deducted the processing fee which is convenient to me. Overall, i'm satisfied with the HDFC services.
Because of the need and easiest process i have selected the HDFC bank. I have applied the loan amount of Rs. 5 lakhs and they have sanctioned the same amount. They have given me a interest rate of 12.99% and I'm okay with it. They have deducted me a processing fee of Rs. 8000. I have not faced any issue with HDFC banking.
Was this review helpful?
0
MOHANKUMAR SIDDAIAH ANKANAHALLI SIDDAIAH
, bangalore
Reviewed on Jan 18, 2019
I had applied for a Personal loan with HDFC bank and i remember my application was processed on time. There was no delay and there was less documentation. As i carry a HDFC salary account it was easy for me to apply. Interest rates are not there, as it is 0% EMI scheme.
Was this review helpful?
0
SREEDHAR EDUNOORI
, hyderabad
Reviewed on Jan 18, 2019
I have taken a personal loan from HDFC BANK through online channel. The customer service was okay. I am satisfied with the interest rate and they have charged processing fee which was nominal. The loan duration is 3 years. I can do part payment and pre closure after one year without any penalty.
I have taken the personal loan from HDFC Bank. The process was good and I received the loan in a week. The loan amount provided was as required. The rate of interest is of 16% and there was a processing fee too. They need to work on the rates as they are higher than the other banks.
Was this review helpful?
0
HEMA SANKAR BATTU
, vijayawada
Reviewed on Jan 18, 2019
Since its a international bank and it has a very good customer care support hence i have chosen the bank for my personal loan. They have given me a interest rate of 14% for the loan amount of Rs. 2 lakhs. There is a processing fee of 0.5%. Total tenure period of the loan is 24 months.
Was this review helpful?
0
KODIHALLI VIRUPAKSHAPPA VIRUPAKSHAPPA DHANANJAYAMURTHY
, bangalore
Reviewed on Jan 18, 2019
I felt the rate of interest and charges are bit high compared to other banks. They have provided a interest 10% to 11% for the personal loan. They have charged processing 5000 or 7000 rupees from the loan amount. The loan duration is 2 years. There was no explanation about the pre closure and part payment. The documentation process was easy.
The process was on time with HDFC Bank. The documents was collected on at my door step. I also received the personal loan as needed. I was initially informed of a rate of 10.99% and later I got a rate of 11.25% and a processing fee was taken. There is a lock in period for one year to close the loan. The customer service could have more knowledge on the details to answer back to my question. There was no welcome call after the loan was disbursed giving me details about the EMI and due date. I had to follow up.
Was this review helpful?
0
RAMAKRISHNA SAGRPHI
, pune
Reviewed on Jan 18, 2019
I had a good experience with HDFC Bank. I took my personal loan through online channel. The rate of interest is little bit high and the processing fee was nominal. The documents are submitted online and executive came for verification. The loan duration is 60 months. They took 10 days to process the loan.
Was this review helpful?
0
DEBABRATA GHOSH
, kolkata
Reviewed on Jan 18, 2019
The experience with them has been quite good where the loan amount was satisfied. The interest rate with them has been nominal when compared with the market rate. There has not been any hidden charges which they had made and their customer support team has been helpful as well.
Was this review helpful?
0
VEERAMANI KUPPUSWAMY
, chennai
Reviewed on Jan 18, 2019
HDFC Bank experience is good for the personal loan. The process is very good and I received the loan in one day and as needed. The rate of interest is of 15% and there was a processing fee. They also took a fee for the insurance, as a security in case I do not get to repay the loan.
Was this review helpful?
0
AVIJIT KARMAKAR
, siliguri
Reviewed on Jan 18, 2019
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Grab our newsletter!
Gain an edge by connecting with us via email. We promise never to spam you.
AWESOME SAUCE!
Request received - loud & clear! Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.
Personal Loan
