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Kotak Mahindra offers personal loans to interested individuals for any expenditure, from educational to wedding needs. The loan can be availed at attractive interest rates and flexible repayment tenures. What’s more, one can apply for a personal loan online in the comfort of one’s home. Kotak Mahindra also offers a special top-up/balance transfer feature too. The bank typically approves the loan at the earliest. Read on to learn how to check if your application has been approved.
You will need to provide any of the following to know the loan application status:
If you prefer checking your loan application status offline, you can make use of the below-mentioned options:
Kotak Mahindra makes it easy for loan applicants to check the application status by offering different modes as explained below.
Alternatively, you can login to BankBazaar to find out your loan application status.
1. What is the maximum loan amount limit offered by Kotak Mahindra?
Any individual looking to get a personal loan from Kotak Mahindra can apply for any amount between Rs.50,000 to Rs.15 lakh.
2. Has the bank set any minimum salary requirement?
Yes, the loan applicant should have a minimum net salary of Rs.20,000 per month to get a personal loan from Kotak Mahindra.
3. What is the interest rate charged for Kotak Mahindra Personal Loan?
The personal loan offered by Kotak has interests ranging from 10.99% to 24%.
4. Does the lender levy any processing charges for the personal loan?
Up to 2.5% of the sanctioned loan amount can be charged as loan processing fees. GST and any other statutory levies
5. What are the documents to be submitted to get a personal loan?
Here is a list of documents you need to apply for a personal loan by Kotak Mahindra:
6. How to contact Kotak Bank personal loan customer care?
You can contact Kotak Bank personal loan customer care through the following ways:
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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