Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Personal Loan BYTES FROM OUR KITCHEN

    Kotak Personal Loan Status

    Kotak Mahindra Bank is a leading private bank in India that is committed to offering innovative and economical financial assistance. The bank is focused on offering flexible banking methods to all its customers. The bank follows a minimal documentation process for all its products.

    If you are wondering how to finance your various needs or plans, you need not worry. You can check out the personal loan product provided by Kotak Mahindra Bank for the right financial support. The bank charges competitive and affordable interest rates for its personal loan product.

    Kotak Mahindra Bank Personal Loan Application Status Online

    After you finish submitting your Kotak Mahindra Bank personal loan application, you can track the status of your application effectively. You do not have to get stressed about how to get in touch with the bank. Kotak Mahindra Bank has an exclusive segment on their official website which will assist any loan applicant in tracking the application status conveniently.

    How to Check Kotak Mahindra Bank Personal Loan Application Status?

    You can check your loan status by searching ‘Kotak Mahindra Bank Personal Loan Application Status’ on the Internet. You will need to make sure that you utilize the loan status tracker offered by the official website of Kotak Mahindra Bank. On the Internet, you may come across multiple links to many online loan application trackers. You will need to ensure that you make use of only the genuine status tracker.

    Kotak Mahindra Bank Personal Loan Application Status through Application Form Number

    • When you look for ‘Kotak Mahindra Bank Personal Loan Application Status’ on the Internet, you will arrive at the ‘Check Your Loan Application Status’ on the Kotak Mahindra Bank official website.
    • Here, you will need to select the type of your loan from the ‘Loan Type’ drop-down options seen on your screen.
    • After you select your loan type, you will be required to key in your loan application form number. This number would have been given to you when you would have filled the form.
    • Next, click on ‘Check Status’.
    • You can now see the status of your loan application.

    Kotak Mahindra Bank Personal Loan Application Status through Helpline Number

    You may also get in touch with the bank by dialing the banking helpline number 1860 266 2666. Any reliable representative from the Kotak Mahindra Bank customer care team will provide you with details about the status of your loan application. For Kotak Mahindra Bank Personal Loans, the call center works from 9:00 a.m. to 6:00 p.m.

    You can use the status-checking tracker available online for convenience. You can track your loan status from your home or your office or even while travelling to some other city. All you need is good internet connection and you are good to go! You do not have to find time to visit a bank branch and wait in a long queue in order to find out your loan status. Instead, you can just visit the bank’s official website and know everything about your loan with just a few clicks.

    Features of Kotak Mahindra Bank Personal Loan

    • The minimum loan amount for this product is Rs.50,000.
    • The maximum loan amount for this product is Rs.15 lakh.
    • The minimum age criterion to apply for this loan is 21 years.
    • You should not be more than 58 years while applying for this personal loan.
    • The interest rate for a Kotak Mahindra Bank Personal Loan ranges from 10.99% to 24%.
    • The processing charge for this loan is up to 2.5% of your loan amount along with the applicable GST or service tax.
    • For the documentation process, you will need to give proof of identity, proof of address, and proof of age along with your application form and signature proof.

    Personal Loan Reviews

    • Kotak Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Kotak Mahindra Bank and it was closed in the year of 2018. My experience is not good, have not received NOC on time. They need to improve the customer service. The rate of interest is more compared to others. The documentation process was easy but foreclosure is very difficult.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "Loan processing time is very good"
      0.5 4.0/5 "Great!"
      My personal loan was processed with Kotak Mahindra Bank through online portal. I have expected the minimum interest rate around 14 to 15% but they have charged me 16%. The processing fee was around 8% due to my urgency so have proceeded it. I have submitted the documents online also executive came to collect few documents.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      It has not been a good experience with Kotak Mahindra Bank for the personal loan. They have taken many signatures at one go and now I am facing hassles for the first EMI as they say there is a signature mismatch. The rate of interest is very high, it is of 12.7% and the the processing fee is of 10500 which is very high. I also had to submit the documents once more physically. I was told it is a paper less process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the Kotak Mahindra Bank. Only one reason i am giving 4 stars is the disbursement time was too late apart from this the Loan Process was very fast, their interest rate is nominal and the documentation part is very good. Overall it has been very good experience.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "My personal loan experience"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Kotak. When i applied for the loan they have said the interest rate was 10% but after sanctioned the loan they have charged me 20% as a interest rate without any prior information. I have applied the loan through online. I have given enough documents with the reference proof.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Kotak Personal Loan
      "Not i have expected from Kotak"
      0.5 4.0/5 "Great!"
      There are lots of difference between my communication and their action. There were many customer care executive spoke with me with the different details. There are some hidden charges for that they have informed me after sanctioning the loan. Because of the fast process, i have chosen the Kotak bank for my personal loan.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 17, 2019
    • Kotak Personal Loan
      "Average loan services"
      0.5 4.0/5 "Great!"
      Interest rate and processing charges are too high. They have charged me 4% as a processing fee and interest rate was bit high when i compared to others. I have applied the loan amount of Rs. 3.5 lakhs. I have received the loan on time. Their collection executive came to my place and collected my documents.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2019
    • Kotak Personal Loan
      "Best in service"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan with Kotak Bank and the services were satisfactory. The interest rates were reasonable and it was 8.35%. There was no delay happened in my application at the time of applying. The overall services are quite good in Kotak.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I took a personal Loan from KOTAK MAHINDRA BANK . The Application process was smooth and the loan amount was credited to my account with in few days. The documentation was also very fast. I am happy with their services considering the loan experience. The tenure period is 48 month .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Kotak Personal Loan
      "Need to improve the service"
      0.5 2.0/5 "Expected more"
      I have done a balance transfer from Kotak Mahindra Bank and not received the cheque to HDFC. The customer service is not responding properly, am trying to contact my relationship manager for last 10 days and wrote email as well but no answer. The rate of interest was fine but there was too many charges. The loan duration is 5 years.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Kotak Personal Loan
      "Charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      There was more charges on the personal loan, Kotak Mahindra taken around Rs. 6000 from 1.3 lakh for the tenure of 34 months. They gave me the part payment and foreclosure, only charges need to be reduced as per the bank norms, remaining all fine with them.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • Kotak Personal Loan
      "Good and need to reduce the rate of interest"
      0.5 4.0/5 "Great!"
      I have applied my personal loan with Kotak Mahindra through online. The rate of interest is little on the higher side. They have taken around 7 days to deliver the loan, I can do part payment and foreclosure with 5% which is higher. The documents are submitted online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • Kotak Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      The process in getting this Personal loan has been quick and there has not been any hassle in the process. The loan amount has been sufficient and the interest rate with them has been nominal. There has not been any additional charges which they had made and the processing fee was nominal.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been quite simple and smooth where there was not been any hassle. The loan amount which they had provided has been sufficient and the interest rate with them has been quite high when compared with the market rate and there has been some charges which they had made as well.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was excellent. The rate of interest was little bit high and the processing fee was nominal. I have submitted the documents online and this is the best part. They took almost one week to process the loan. Part payment can be done after 6 months. I am really happy with Kotak Mahindra Bank.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Verification should be easy"
      0.5 5.0/5 "Blown Away!"
      Kotak interest rate is compartively low in the market but not I expected around 10% but they gave me around 11.4% for the loan amount of Rs. 3.5 lakhs. My loan has the tenure period of 36 months. After 6 months I can close the loan without any charges. But they did lots of verification it should be simple.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 09, 2019
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I do have a personal loan in Kotak which was taken before 2 months. The rate of interest is 2% higher compared to HDFC. Its a pre approved loan, customer service is good. The process was immediate and approved within 10 minutes. The loan duration is 24months, I can do pre clos and part payment after 6 months.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Need to fulfill the requirement"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra took long time to disburse the loan amount, along with the lots of queries. The bank have taken one month of time to sanctioned it. They didn't give me the sufficient loan amount, based on the cibil score, they taken some amount for the insurance product on loan but I didn't get the policy copy for it.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with KMB and my experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to others. Customer service was good and they responded on time. Tenure period for this loan is 3 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 08, 2019
    • Kotak Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through KOTAK MAHINDRA BANK , the customer service sis good and i did not face any issue at the time of documentation time . There are no hidden charges with this bank and tenure period is 4 years . Loan amount is up to the mark . Processing fee is also very much reasonable.
      Was this review helpful? 4
      , new delhi
      Reviewed on Dec 22, 2018
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