Kotak Mahindra Personal Loan Status

Kotak Mahindra offers personal loans to interested individuals for any expenditure, from educational to wedding needs. The loan can be availed at attractive interest rates and flexible repayment tenures. What’s more, one can apply for a personal loan online in the comfort of one’s home. Kotak Mahindra also offers a special top-up/balance transfer feature too. The bank typically approves the loan at the earliest. Read on to learn how to check if your application has been approved.

What are the Details Required to Check Kotak Personal Loan Status?

You will need to provide any of the following to know the loan application status:

• Application form number
• Lead number
• Mobile number
• Prospect number
• CRN Number
• First Name and DOB
• PAN and DOB
• Last Name and DOB

How to Check Kotak Personal Loan Status through Application Form

• Search for “Kotak Mahindra Personal Loan Status" on google and click on the first link, “Track Application Status – Kotak Mahindra".
• Alternatively, you can scroll down to the bottom of the Kotak Mahindra official website home page and click on the link “Track Application Status"
• On the redirected page, select the name of the product from the drop-down menu. In this case, click on “Salaried Loan".

• Once you select the product, you will have to select one of the identifiers which can be used to track your application. Click on “Application Form Number".

• Type in the application number and click on “Submit"to learn the status of your loan application.

How to Check Kotak Personal Loan Through Mobile Number

1. Similar to the previous process, you can either google “Kotak Mahindra Personal Loan Status " or visit the official website of Kotak Mahindra and click on the “Track Application Status" link.
2. Select “Salaried Loan" from the drop-down menu visible.
3. Next, select the identifier from the list provided in the drop-down menu. In this case, click on “Mobile number".
4. Type your mobile number and then click on “Submit".

How to Check Kotak Personal Loan Status Offline

If you prefer checking your loan application status offline, you can make use of the below-mentioned options:

• Call the helpline number: You can call Kotak Mahindra’s helpline number – 1860 266 2666 to learn the status of your loan application.
• Visit a branch: You can visit the nearest Kotak Mahindra branch to know what your loan application status is.
• Ask the virtual robot: You can also use Kotak’s virtual robot called Keya and find the link to track your application status.

Check your Personal Loan Application Status

Kotak Mahindra makes it easy for loan applicants to check the application status by offering different modes as explained below.

• Online channels:One can check the loan application status online through the official website or through the mobile application by following a few simple steps.
• Offline channels: Individuals can also conveniently visit the bank branch or enquire with the customer care cell to get an update on the loan application status.

How to Check Kotak Personal Loan Status on BankBazaar

1. Visit and click on “Track Application" visible on the right-hand corner of the page.
2. On the redirected page, enter your application ID and mobile number and click on “Track Application".
3. You will then be able to view the status of your loan application.

Alternatively, you can login to BankBazaar to find out your loan application status.

FAQs on Kotak Personal Loan Status

1. What is the maximum loan amount limit offered by Kotak Mahindra?

Any individual looking to get a personal loan from Kotak Mahindra can apply for any amount between Rs.50,000 to Rs.15 lakh.

2. Has the bank set any minimum salary requirement?

Yes, the loan applicant should have a minimum net salary of Rs.20,000 per month to get a personal loan from Kotak Mahindra.

3. What is the interest rate charged for Kotak Mahindra Personal Loan?

The personal loan offered by Kotak has interests ranging from 10.99% to 24%.

4. Does the lender levy any processing charges for the personal loan?

Up to 2.5% of the sanctioned loan amount can be charged as loan processing fees. GST and any other statutory levies

5. What are the documents to be submitted to get a personal loan?

Here is a list of documents you need to apply for a personal loan by Kotak Mahindra:

• Identity proof
• Residence proof
• Bank statement for the previous three months
• Salary slip for the previous three months
• 2-3 passport-sized photographs

6. How to contact Kotak Bank personal loan customer care?

You can contact Kotak Bank personal loan customer care through the following ways:

• Call phone banking at 1860 266 2666 (this is a 24x7 helpline number for which standard call charges apply).
• If you are an 811 customer, you can call the number 1860 266 0811.