Multiple banks. Different interest rates. Call it a "conflict of interest".
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    HDFC Personal Loan Calculator

    We found 1 HDFC Personal Loan Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Personal Loan Calculator is Rated as "Great!" by 12364 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)
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  • Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Fast and Best Service in HDFC"
      0.5 5.0/5 "Blown Away!"
      I am an account holder of HDFC, hence my home branch have reached me and provided the best loan option. They sanctioned the personal loan with the interest rate around 14% and they processed within same days. Hence I have cancelled HDFC online loan request.
      Was this review helpful? 1
      , dindigul
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have made the balance transfer of my personal loan with the HDFC bank and the rate of interest was around 11.29%, which is really good. The loan amount got disbursed to my account within three to four days of time, also there were no processing charges with them till now.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      HDFC bank offered me a very good interest rate and I am a long time customer of this bank. I have tried a lot of products and they have offered the best of services. The personal loan process was smooth and I got the loan on time. After the disbursement, I got the loan details trough SMS and emails.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I did not avail the personal loan from HDFC bank because they have denied the process to dealt with it. Rate of interest was around 11% with the HDFC bank and the customer service was good one with them. I would like to deal with them in future too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      I applied for a personal loan with HDFC Bank in the morning and on the very same evening I got the funds. The process was super fast and the loan amount provided was as required. I also got a decent deal of 11% and the processing charges was normal too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I received calls from HDFC bank on my personal loan application and they informed me that my salary should be above 20k. Even then they collected all my documents and said they would call me regarding the loan process but it has been one week of time, still I did not receive any calls or messages from HDFC end. At the time when I submitted the application, I received good response from the bank.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "They should give clear into the application"
      0.5 3.0/5 "Satisfactory"
      I am not aware what is the reason my loan application got rejected. Even they didn't response on my loan, I was sending the documents for the loans but its was getting rejected. Finally I checked my credit score it is good and upto the mark, Still HDFC didn't give response on my loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Be Customer Oriented"
      0.5 2.0/5 "Expected more"
      I preferred HDFC bank for the personal loan as I already taken the loan for 2 lakhs and have banking account with them. So when I applied for the personal loan this time, they said I had cheque bounce and they quoted the interest rate of around 16 to 17% which is too high also they provided the loan for 60000 to 70000 only. But when I applied with Axis bank the interest rate is 12.5% with the loan amount 3.2L. I am not happy with HDFC bank services. Also I had not received good customer service from HDFC.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      My personal loan is from HDFC Bank and it was a very convenient process. I got the interest rate I was promised and there were no change in details. The disbursement happened on date I needed the funds. Overall a nice experience and the documentation was very minimal too.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      HDFC bank did not approve my personal loan. Actually I preferred HDFC for my financial requirement and I applied with them. Actually this was the bank for my salary account earlier, hence I submitted my application to them. Due to address verification they had approved they said. Customer service is kind of okay.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "So far so good"
      0.5 3.5/5 "Pretty good"
      I had applied for a personal loan with HDFC Bank through another channel and the loan got approved for the loan amount I was needing. The process was quick and the documentation what I submitted was accepted unlike the other banks who kept scrutinizing my papers for no reason.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Easy to avail but interest rate is high"
      0.5 3.0/5 "Satisfactory"
      HDFC charged 18% of interest rate on personal loan, I have taken the amount of Rs.1.65 lakhs they taken 7900 rupees as processing fee. Due to an emergency purpose I have taken this loan for the period of three years, I already paid for two years, remaining one year have to pay.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 27, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I got the personal loan with the HDFC bank as they have approved it very immediately like it got happened within two to three days of time, also that depends up on the customer. Rate of interest is somewhat okay for me like it was around 13.59% .
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the HDFC bank and the interest rate is around 11.3%. Customer service and other aspects are good one with them. Response is good one and I got the loan amount within seven days of time. There are no processing charges by them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      Experience was good and the process was done on time to time . Rate of interest charged was14.5% and processing fee was 16000 RUPEES the loan amount I have opted for 3 laks and I have received the whole amount, The draw back is that they don't give details break up for loan. Overall the process was fine.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Good experience with HDFC"
      0.5 5.0/5 "Blown Away!"
      HDFC loan process finished very fast, they gave me very good interest rate of 12% it is least in the market. My loan got disbursed within five days of time, I took the amount of 2.5 lakhs for the tenure of three years after one of locking period, I could do the part payment.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Good experience with HDFC"
      0.5 5.0/5 "Blown Away!"
      HDFC loan process finished very fast, they gave me very good interest rate of 12% it is least in the market. My loan got disbursed within five days of time, I took the amount of 2.5 lakhs for the tenure of three years after one of locking period, I could do the part payment.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Not up to the mark"
      0.5 3.0/5 "Satisfactory"
      I have asked HDFC to reduce the interest rate in concern to my personal loan application, but HDFC refused to reduce the interest rate that was the reason I can't proceed with the HDFC loan. The customer support and the response was good with HDFC bank.
      Was this review helpful? 0
      , kadapa
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI Bank. I would say its a speedy process because when I applied for a personal loan I would say over all it was a good experiences. Rate Of Interest They have offered is 12% I have applied for 1.50 lakhs received 1.47 laksh in which 4k they have charged for processing fee and charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 26, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I was taken my personal loan with HDFC Bank. The documentation process has done smoothly, They disbursed my loan within 15 to 20 days. The Rate of Interest was16.5% and the processing charges is around 4000 rupees. Customer service and response was good.
      Was this review helpful? 0
      , udaipur
      Reviewed on May 26, 2017
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