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  • HDFC Personal Loan Calculator is Rated as "Great!" by 15189 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    Apply for Personal Loan

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been smooth and easy. The loan amount which they had provided had been less than i expected, but the interest rate with them had been good. There has not been any hassle faced with the services of them. Their customer support and their staff responses also had been good as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this personal loan and the loan amount which they had provided also had been satisfactory. The interest rate with them has been a little higher when compared with the market rate. There has not been any charges which they had taken on processing and their customer support had been good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with them has not been satisfactory and the process has been good in getting the loan. There has been some small issues when i was trying to close it before the tenure period where there was no option for a pre closure. The interest rate has been quite nominal with them and the loan amount was okay.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , the processing fee is 8000 and it is too high , there is no preclosere option with this bank . Rate of interest is 17.5% and it is not nominal in the market . Customer support and their response is good , i got my loan soon , there is no issue with this bank .
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 16, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has also offered me a personal loan. The customer services and response is good. The process to get the loan was smooth and easy. The rate of interest and processing charges is also normal. The after loan services are good and on time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 15, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a long time back and the process in getting the loan was smooth and easy where i had done everything through internet banking. The loan amount which they had provided had been satisfactory and the interest rate which they had charged also had been good. There has not been any hassles faced with their banking services so far.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since there was already a loan with HDFC and it was a bit easier to make the payments with them. The process in getting this loan has been smooth and easy and the loan has been disbursed in 2-3 days. The loan amount which they had provided me has been satisfactory and the interest rate which they where charging had been nominal. Their customer support also had been helpful at times.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with HDFC Bank. The process was very good and the loan amount was 2 lakhs .Their interest rate was satisfactory . The tenure period was 4 years . I am happy with the processing fee here and there is no inconvenience faced . I am satisfied with the customer servcie here.
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Not satisfied with the service"
      0.5 2.0/5 "Expected more"
      The experience i had with this loan has been tedious and the process has taken more time than usual and there was more paper works and documentation which was required. The loan amount which they had provided had been less than expected. The interest rate which they had charged was high and it was not informed to me initially and they also had taken some additional charges.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      It has been a very good experience i had with this loan and the loan amount which they had provided also had been good as well. The interest rate with them also had been nominal and there has not been any sort of additional charges which they had been made. Their customer support also had been responsive and there has not been any sort of issues faced with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience i had with them and the process in getting the loan has been smooth. The loan amount which they had provided had been satisfactory but the interest rate with them has been quite high when compared with the market rate. Their customer support had been good and they had been responsive.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 4.0/5 "Great!"
      My experience was up to the mark with HDFC bank for personal loan, the process took 20-25 days to complete. The loan amount was for Rs 5 lacs for 5 years with high interest rate when compared to other banks. Customer service was good and their response was on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a fine experience with HDFC bank for personal loan, the process took 15-20 days to complete. The loan amount was for Rs 3 lacs for 3 years with nominal interest rate in the market. Customer service was good and they responded on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was very good with HDFC bank, the loan amount was for Rs 5.25 lacs with nominal interest rate when compared to others. Customer service was good and their response was on time. The tenure period for this loan was for 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The process was quite long with HDFC bank personal loan, it took 10-15 days to disburse the loan amount. The loan amount was for Rs 4 lacs with the tenure period of 5 years and the rate of interest is nominal. Customer service was good and they responded on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My personal loan was approved with HDFC bank and my experience was good, the process was smooth and i received my loan amount within 10-15 days. The loan amount was for Rs 3 lacs with nominal interest rate. Customer service was good and they responded on time. The tenure period for this loan is 5 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.0/5 "Satisfactory"
      My loan experience was good with HDFC bank for personal loan, i have done 2-3 top ups in this bank. Customer service was good and their response was on time. The rate of interest was high when compared to other banks. The tenure period for this loan was for 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank. The loan amount was 1,58,000a d the Interest rate was satisfactory . Their customer service and responses was very good. The tenure period was4 years . The loan was approved on time here and the preclosure is allowed after 6 months. Their customer service and responses was up to the mark.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken personal loan through HDFC BANK , i am disappointed with rate of interest initially they said it was 11.09% but later they charge 11.24% . They offered 977000 of loan but i was expecting 1000000 so it is disappointing part . There is no annual fee with this card .
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with HDFC bank. The process was very good and the i have the loan on time .I have taken 4.7lakhs and the interest rate was high . The customer service and responses was up to the mark. There is no inconvenience faced and the processing fee was 2000 which is nominal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 11, 2018
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