Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • HDFC Personal Loan Calculator is Rated as "Great!" by 13936 Users

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    HDFC Personal Loan Calculator

    Overview about HDFC Personal Loan

    Apply for Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank, it was overall a good loan experience. The loan amount was for Rs 4 lakhs with the rate of interest of 15.78% which is high when compared to other banks. I submitted all my documents online and the process was very smooth. Customer service was good and they responded on time. My loan amount was approved within a week which is a normal time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Need to improve service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a personal loan with HDFC bank. They took a longer time to disburse. I applied in 1st week of September 2017 and the loan got disbursed at 28th September 2017. They offered me the personal loan with the processing fees and insurance Rs. 3600 and around 13% - 14% as rate of interest. I asked them for an email confirmation but till now it is not received.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good customer service form the HDFC bank side for the Personal loan . As i am living in Bangalore i wanted a call from the Bangalore branch but instead to that i received call from my native home branch . Rest every thing was good from the bank .
      Was this review helpful? 0
      , tenkasi
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDFC was good, there was no delay in processing and the process was smooth. It took one week for the loan to get approved which is a normal time. I have taken loan for Rs 2.5 lakhs with the rate of interest of 14.5% which is high comparatively. No documents were required as i already hold a salary account with this bank.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Services are good"
      0.5 5.0/5 "Blown Away!"
      I recently took my personal loan from HDFC Bank. It has been just three months now. The interest rate was around 11.20% and the customer services was perfect. There was no delay and the I was comfortable with the whole process. The after loan services are good too.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with HDFC bank before 2 years and it's still active loan. They collected the documents by next day and within 10 days my personal loan got approved and disbursed my funds after my documents submission. They offered me the loan with 8.5% as rate of interest and the processing fees is Rs. 20000.
      Was this review helpful? 0
      , rewari
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank . The bank gave me a Full approval on the amount i asked for .the amount got Disbursed in a day to my account . The Rate of interest was a bit it was I6% and the processing fee was nominal but the bank did not provide me Pre closure part payment option .
      Was this review helpful? 0
      , jodhpur
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no requirement of loan as of now, i am planning to get the loan in month of February. Customer service from HDFC bank was good, they responded on time. The rate of interest is high when compared to others in the market.
      Was this review helpful? 0
      , surat
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with HDFC bank. They collected the documents by next day and within a week my personal loan got approved and disbursed my funds after my documents submission. They offered me the loan with 10.99% as rate of interest and there is no processing fees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have previously applied for the personal loan from HDFC bank, it was a good loan experience. The loan amount was for Rs 5 lakhs with the rate of interest of 13.75% which is high when compared to other banks. The process was very smooth, the services were delayed due to festival. Customer service and their response was good, they provided door step service to collect the documents.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good customer service i received form the HDFC Bank side for the personal loan i applied for . I got a full approval on the loan amonut i wanted for . The money got Disbursed to my account within 2 working days . Rate of interest was 11.5% low only and processing fee was 1500 rs . Pre closure option is there with charges applied to it .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Fast loan approve"
      0.5 5.0/5 "Blown Away!"
      HDFC is doing well in term of loan experience, service is good they provide hassle free service. I took the amount of Rs. 5 lakhs, again I done the top up of Rs. 7 lakhs, but their interest rate is nominal in the market, it should be reduced, so many customers can avail it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I found lot of delay in the process of HDFC for my personal loan service but I feel lot of communication problem with HDFC service they provided me with affordable interest rate and the customer service was good with HDFC for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with HDFC bank around a year ago, The customer support was prompt in the personal;loan process. They have disbursed the loan amount within a week time. The requested loan amount has been disbursed and I am satisfied with it. The rate of interest is high with HDFC personal loans when compared with others banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no proper follow up after the application was submitted. The customer service team did not respond and there was no call back from them to collect the documents. The rate of interest was not an issue.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "easy approval for personal loan"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan form HDFC bank 3 years back, it was overall a good loan experience. The loan amount was for Rs 1.75 lakhs with the less interest rate. Documents were collected door step. The customer service was good and they responded on time but the process was quite long.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Nominal rate of interest"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank and i it has been a smooth process and experience with them so far. The rate of interest is nominal for the amount taken.I personally feel that HDFC is good with their rates compared to many other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from HDFC bank, my loan application was approved and the requested amount was disbursed. The loan amount was for Rs 1.5 lakhs with good rate of interest. The tenure was for 4 years and i pay an EMI for Rs 4398. This was an pre approved loan so no documents were required. Customer service was good and they followed up on time. The process was very smooth and easy.
      Was this review helpful? 0
      , rourkela
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Though my salary was around 12K earlier. I am glad that HDFC Bank offered me a personal loan of 1.50 Lakh. Being a corporate customer I get a good deal on the interest rate and charges. The bank also provide the best of services always. I have no issues till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached HDFC bank for my personal loan. The customer service and responsiveness was satisfactory here but they have rejected my application since my there was some issue with the documents I have submitted . I was looking for 3-4 lakhs and the interest rate was 12% which was high in the market. My overall experience was not satisfactory.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 17, 2017
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