Multiple banks. Different interest rates. Call it a "conflict of interest".
  • HDFC Personal Loan Calculator is Rated as "Great!" by 15929 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Better"
      0.5 4.5/5 "Excellent!"
      There was delay in the loan process and HDFC have taken around one month. The rate of interest and charges are little bit high compared to others. I have submitted the documents online and also to the executive. I can do pre closure with extra charges and part payment can be done after one year. The loan duration is 2 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been quite a good experience i had with this loan and the loan amount which they had provided has been sufficient as well. The interest rate which they where offering has been nominal with the market rate, and there is some pre closure charges with them and there has also been some processing fee with them.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Interest rate should be standard"
      0.5 4.0/5 "Great!"
      I am not happy with HDFC, comparatively the rates are bit high. Its okay for me, the processing fee is also higher in HDFC, They told some interest but I got some other interest rate. I want to discuss with them and after august it will be one year then I close it.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Commitment should be proper"
      0.5 4.0/5 "Great!"
      HDFC bank service is good, therefore I have taken the personal loan from that bank. But I felt loan department customer support is not good because earlier they told one interest around 11.99 finally they quoted me around 13% of interest its not fine.
      Was this review helpful? 2
      , kanchipuram
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Economical loan"
      0.5 5.0/5 "Blown Away!"
      Even when the interest rate was higher, they have reduced the same. They have given me a interest rate of 8% when i applied the top up option, they have increased upto 11% when i contact the customer care, they have reduced the same. In HDFC, they are responding the customer in a proper way.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good in the whole process"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from HDFC Bank a year ago. It has been good till date and I have not faced any inconvenience. The process to get the loan was good and the customer services and response is good too. The rate of interest and processing charges is minimal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan almost two years back and i am still paying the EMI's. The experience was quite good but i have asked for a tenure period of five years but they had given with three years which i am not happy with. The interest rate with them was around 10.99% and there has been some charges like GST.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Interest rate should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have taken the amount Rs. 3 lakhs, its sufficient. I felt HDFC interest rate is very higher side, they gave me 18% of interest on the personal loan, but there was no procession fee, meanwhile they have taken some time for disbursement. Anyway there was no difficulties on documents part.
      Was this review helpful? 0
      , midnapore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was excellent and have received the personal loan from HDFC BANK on time. The rate of interest and charges are higher. I have already submitted the documents online and again hard copy is given to the executive. The loan duration is 5 years. The process was immediate and good.
      Was this review helpful? 1
      , indore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Better loan experience"
      0.5 5.0/5 "Blown Away!"
      I have applied the personal loan with HDFC bank but they have declined the loan because recently i have bought the other loan with them. They have offered me a interest rate of 13% and I'm okay with it. They have deducted the processing fee which is convenient to me. Overall, i'm satisfied with the HDFC services.
      Was this review helpful? 0
      , patna
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good banking process"
      0.5 5.0/5 "Blown Away!"
      Because of the need and easiest process i have selected the HDFC bank. I have applied the loan amount of Rs. 5 lakhs and they have sanctioned the same amount. They have given me a interest rate of 12.99% and I'm okay with it. They have deducted me a processing fee of Rs. 8000. I have not faced any issue with HDFC banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had applied for a Personal loan with HDFC bank and i remember my application was processed on time. There was no delay and there was less documentation. As i carry a HDFC salary account it was easy for me to apply. Interest rates are not there, as it is 0% EMI scheme.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from HDFC BANK through online channel. The customer service was okay. I am satisfied with the interest rate and they have charged processing fee which was nominal. The loan duration is 3 years. I can do part payment and pre closure after one year without any penalty.
      Was this review helpful? 1
      , karnal
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken the personal loan from HDFC Bank. The process was good and I received the loan in a week. The loan amount provided was as required. The rate of interest is of 16% and there was a processing fee too. They need to work on the rates as they are higher than the other banks.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good Bank"
      0.5 5.0/5 "Blown Away!"
      Since its a international bank and it has a very good customer care support hence i have chosen the bank for my personal loan. They have given me a interest rate of 14% for the loan amount of Rs. 2 lakhs. There is a processing fee of 0.5%. Total tenure period of the loan is 24 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Average "
      0.5 4.0/5 "Great!"
      I felt the rate of interest and charges are bit high compared to other banks. They have provided a interest 10% to 11% for the personal loan. They have charged processing 5000 or 7000 rupees from the loan amount. The loan duration is 2 years. There was no explanation about the pre closure and part payment. The documentation process was easy.
      Was this review helpful? 0
      , tirupur
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good. Can be more proactive"
      0.5 4.0/5 "Great!"
      The process was on time with HDFC Bank. The documents was collected on at my door step. I also received the personal loan as needed. I was initially informed of a rate of 10.99% and later I got a rate of 11.25% and a processing fee was taken. There is a lock in period for one year to close the loan. The customer service could have more knowledge on the details to answer back to my question. There was no welcome call after the loan was disbursed giving me details about the EMI and due date. I had to follow up.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had a good experience with HDFC Bank. I took my personal loan through online channel. The rate of interest is little bit high and the processing fee was nominal. The documents are submitted online and executive came for verification. The loan duration is 60 months. They took 10 days to process the loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      The experience with them has been quite good where the loan amount was satisfied. The interest rate with them has been nominal when compared with the market rate. There has not been any hidden charges which they had made and their customer support team has been helpful as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Good and fast process"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank experience is good for the personal loan. The process is very good and I received the loan in one day and as needed. The rate of interest is of 15% and there was a processing fee. They also took a fee for the insurance, as a security in case I do not get to repay the loan.
      Was this review helpful? 0
      , siliguri
      Reviewed on Jan 18, 2019
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