Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • HDFC Personal Loan Calculator is Rated as "Great!" by 14229 Users
    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Overview about HDFC Personal Loan

    Apply for Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The banking service is good with the HDFC bank. They have disbursed the loan amount within a week time. The required loan amount was not disbursed they have disbursed only 50% of the required loan amount. The rate of interest and the charges were nominal when compared with others.
      Was this review helpful? 0
      , guntur
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had taken my personal loan with HDFC Bank through online channel. I am very much satisfied with the rate of interest. I have to pay monthly 6000 rupees through ECS. The executive came to my place and collected all the documents. The part payment and pre closure option is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The personal loan service was good with the HDFC bank and they have give the loan amount within 15dauys of time. There was an clarification in the documentation process , so that was the reason they took time. The required loan amount has been given .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The overall personal loan service was good with the HDFC bank and they gave better response in regards to my loan application. They have disbursed my loan amount within 15days of time. The customer support was good with the HDFC bank. The rate of interest and the charges are quite high when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan with HDFC bank for about 8 months. The loan amount was 9 lakhs and the interest rate was 11.29% which was satisfactory . The tenure period was 5 years. The loan process was very good and the processing fee was nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      I have closed the personal loan with the HDFC bank. The rate of interest was around 12.99% at that time. I would like to say that the customer service was a good one with them and the response was good too. Within a week of time, the loan amount was disbursed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Excellent service but need to work on their interest"
      0.5 4.0/5 "Great!"
      The HDFC bank was prompt with their personal loan service. They have disbursed the loan amount within a week time. The customer support service was good with the HDFC bank. The rate of interest was quite high when compared with others. The required loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got the personal loan from HDFC bank around a year ago and they have approved the loan amount of Rs,85,000 and I am satisfied with it. The customer support service is good with the HDFC bank. Their interest rate and the charges are average when compared to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 16, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The response of HDFC bank was very good and they give importance to the customers. The documents has been submitted through online net banking services. The customer support service is good with the HDFC bank. The required loan amount has been given and I am satisfied with it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 16, 2018
    • HDFC Bank Personal Loan
      "Need to change the policies"
      0.5 3.0/5 "Satisfactory"
      The rate of interest and charges are kind of high with the HDFC bank personal loans when compared with others. The customer support service is average with the HDFC bank. The loan process took around a month's time but I was expected the disbursement within a week or 10days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 16, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My Personal loan application was approved with HDFC bank and the experience was quite good. The loan amount i requested for was for Rs 5 lakhs but it was approved only for Rs 3 lakhs. When it comes to customer service, it was good and they responded on time. Documents were submitted online and i received my loan amount within 1 week. The rate of interest is 10.99% which is nominal rate. The processing fees was nominal and the tenure of the loan is 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 15, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience was very much satisfactory with HDFC Bank. The customer service and response was awesome. The rate of interest normal and they charged a processing fee. I have taken 3,63,000 rupees. The tenure period is 5 years.
      Was this review helpful? 0
      , mohali
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am running a personal loan with HDFC Bank. The interest rate was okay when compared with others. The customer service and response was excellent. The minimum waiting time is 10 min to connect with the customer care. The executive came to my place and collected the documents at my door steps.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with HDFC Bank . They offered a good interest rate for my personal loan. The customer service and response was not completely satisfactory. The documentation process was very simple and the executive helped me a lot. The payment option was convenient and am paying through net banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I am having the personal loan with the HDFC bank and the rate of interest is around 14.5%, which is too higher. And the customer service is good one for me. I would like to say that the response is fine one for me with the HDFC bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had taken 2L as a personal loan with HDFC Bank recently. The rate of interest was good and they charged processing fee separately. They took more time to disburse the loan. The documents are collected by the executive at doorstep. I have to pay 7,000 rupees as an EMI.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with HDFC Bank. The rate of interest was little high. I took a personal loan of 2,00,000. The duration period is 3 years. I am paying monthly 6,994 rupees through ECS. The customer service and response was good with HDFC.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had closed my personal loan with HDFC Bank before 7 months. It was a good experience. I got very good response from the customer support. The interest rate and processing fee was less with HDFC. I made the payment through ECS which was easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with HDFC bank was good, they provided very good services and there was no delay in their response. The loan amount was for Rs 1.81 lakhs with the rate of interest of 9% which is less when compared to all other banks. The process was very quick and the loan amount was transferred to my account within 5 minutes. The tenure of this loan is 5 years and it was overall a good service from HDFC bank
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 11, 2018
    • HDFC Bank Personal Loan
      "Good response"
      0.5 4.0/5 "Great!"
      I have an ongoing personal loan with HDFC Bank. It was taken 4 months back and the actual tenure period is 5 years. They disbursed the loan within 2 days. I had received a good response and they provided a faster service. Though I work in IBM but my name was not listed in the IBM payroll so am not able to get the corporate interest rate. They offered me 13.5% interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2018
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