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  • HDFC Personal Loan EMI Calculator

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  • HDFC Bank offers personal loans with EMIs starting at just Rs.2,187 per lakh. The bank offers the loans at a rack interest rate which ranges between 11.25% p.a. and 21.45% p.a.

    Rs. 5 lakh @16.10% p.a. 2 years 3 years 5 years
    Equated Monthly Instalment (EMI) (Rs.) Rs.24,505 Rs.17,603 Rs.12,186
    Total Interest Payable (Rs.) Rs.88,131 Rs.1,33,716 Rs.2,31,137
    Processing Fee (Rs.) Rs.10,000 Rs.10,000 Rs.10,000

    Example:If you have availed a personal loan of Rs.5 lakh through HDFC Bank, assuming the effective interest rate to be 16.10% and the processing fee to be 2%, the table above provide details of your EMI, total interest payable, and processing fee.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

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