Multiple banks. Different interest rates. Call it a "conflict of interest".
  •  Loading your search... Loading your search...
  • HDFC Personal Loan Calculator is Rated as "Great!" by 14986 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Apply for Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 3 lakhs with 1 lakh top up loan. The rate of interest was nominal when compared to others. Customer service was good, the tenure period was for 5 years and i preclosed the loan in 3 years. They charged 2% as penalty for preclosure.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC bank 4 months back. The loan amount was 1,4000 and the interest rate was very high . The tenure period was 3 years . I am satisfied with the service here . The process was very good and the documentation was quite satisfactory since i hold my debit card here , it was easy. The processing fee was very high and the loan was approached on time
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 5 years back..The loan amount was 1,50,000 and the interest rate was very satisfactory . The tenure period was 3 years . The customer service and responsiveness was up to the mark. I had a very hassle free process and they have sanctioned the loan within the prescribed time line.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have taken my personal loan with HDFC bank 2 months back. The loan amount was 3 lakhs and the tenure period was 5 years . Their interest rte was also very satisfactory . I had a very good loan process here . It was a completely paperless documentation and they have disbursed with 15 minutes but the processing fee was high .They sanctioned the loan within the committed time so its recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from Hdfc bank for 5 lakhs , as the rate of interest is nominal one . Paying the payments through Ecs . They took 8-9 days for approval and documentation as instant approval process .The customer service and response is good . The processing fees is Rs 3000 , they gave the tenure period for 4 years .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Hdfc bank which they approved in 1 day and the amount is reflected in next day ,its instant approve process. As am not satisfied with the rate of interest which is quiet high. They provided the tenure period of 24 months and i make the payment monthly though ECS. There are processing fees of rs 500.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 18, 2018
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with this loan, there has been some charges of 16% and the process in getting this loan had been easy and simple. The loan amount which they had provided had been satisfactory and there has not been any processing fee which they had been charging.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      I have taken a personal loan with HDFC bank and my loan experience was good, the loan amount was for Rs 3 lakhs with 11.75% as interest rate which is nominal in market. They charge 2% for preclosure. Customer service was good with HDFC bank and the tenure period is 3 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very good and the loan amount which they had provided had been satisfactory as well. I had taken this loan for the purchase of one of the land. There has not been any sort of processing fee which they had taken and all went well. The customer support and the staff responses had been good so far and their customer support also had been good as well.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "High rate of intres with easy process"
      0.5 3.5/5 "Pretty good"
      Got my personal form Hdfc bank , as the rate of interest is high They are giving loan and fixing rate of interest based on the person which could have been avoided . Making the payments through Ecs . Got approved in just one hour as instant approval process. There is processing fees of Rs 4000-6000 for the personal loan with tenure period of 36 months . I cannot pre close this before one year after one year the pre closure charges will be 3-4 % Their customer service and response is good regarding personal loan.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with HDFC bank and my experience was average, the loan amount was for Rs4.8 lakhs with rate of interest of 14% which is nominal rate. The process was smooth and i received my loan amount on time. Customer service was good with HDFC bank and the tenure for this loan is 4 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 17, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with them so far, and the process in getting the loan had been very smooth and easy. The loan amount which they had provided had been satisfactory and i had taken this loan for my home renovation. The interest rate with them has been nominal when compared with the market rate.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I've taken a personal loan from the HDFC bank for 70000. There is no flexibility and the loan experience was good. The process and the application was smooth and hassle free. They need to provide more flexible options for their customers...
      Was this review helpful? 2
      , pune
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was for Rs 2 lakhs with 13% interest rate which is nominal rate. The process was quick and the loan amount was disbursed on time. 2% charges are applicable for preclosure of the loan and the tenure period is 3 years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 10 lakhs with nominal interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is 5 years.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 16, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 5
      , navi mumbai
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 3
      , new delhi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very good and the loan had been satisfactory. The interest rate with them had been average and it has not been that low when compared with the market rate. I had taken this loan for my personal purpose and it had been a very good experience i had. Even their customer support and the staff response had been good as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 12, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.