Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 HDFC Personal Loan Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Personal Loan Calculator is Rated as "Great!" by 12604 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)
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  • Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Instant loan "
      0.5 4.0/5 "Great!"
      They have started a new process with the HDFC personal loan. We can apply the Personal Loan through net banking and we just need to apply the documents in the portal and within 15 hours they have provided me a credentials id & password where I have tracked my personal loan application . The loan got approved within 24 hours of time. The banking service is really good and giving instant service to the customers. I am happy about the loan amount. The required amount has been given by HDFC bank. The Value added service like vouchers and online purchasing offers were given. The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "They be clear about the percentage"
      0.5 4.0/5 "Great!"
      HDFC charged me 14.75% of interest for the amount of Rs.5 lakhs it is higher side compared to other competitor. But Initially they committed they were providing around 11% but finally it was processed it for 14.75%, But I am happy with their service, they done fast loan. process. I would like to suggest them, to clear information about the interest rates.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDFC Bank and the I got the loan in a jiffy. The bank has offered me a good deal on the interest rate and they were decent in the charges as well. The paper work is simple and overall I have no issues even for the after loan services.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Presently, I dont require any loan from HDFC Bank because there was no requirement for loan. The loan process is very much easy and the response provided by HDFC Bank is really good. The rate of interest is very high when compared with others. AXIS Bank is ready to offer the loan with an interest rate of 11 to 12% even the processing fee is also very high with HDFC.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Process is good. High on ROI"
      0.5 4.0/5 "Great!"
      My personal loan is from HDFC Bank and it was a clear and smooth process to get my loan through. The customer services are good and the documentation is minimal. The disbursement happened on time. But the bank is high on the rate of interest and processing charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Interest rate should be flexible as other competitor"
      0.5 3.0/5 "Satisfactory"
      HDFC were providing the interest rate around 14.25% it was high compared to other banks, Hence I don't have interest to process with HDFC. I asked them to reduce but they said it was the reversed one. In term of service wise HDFC is really good as they called me twice.
      Was this review helpful? 0
      , srinagar
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Smooth process"
      0.5 4.0/5 "Great!"
      HDFC Bank has offered me a personal loan and it was a easy process to get my loan with less paper work. I also got a good deal on the interest rate and charges and the loan amount was to my satisfaction. The after loan services is also convenient and easy.
      Was this review helpful? 0
      , madurai
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I got calls from different HDFC bank executives . The rate of interest is higher than normal. The customer service with HDFC bank need to maintain a data base and they need to work on the interest rate. The service with HDFC bank is good and I am satisfied.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Delayed response"
      0.5 1.0/5 "Really Bad"
      HDFC Bank did contact me for the personal loan, but they did after 10 days which did not serve the purpose. It has not been a very good experience for this application. Since I needed the funds, I found another solution for the funds. Not sure on the interest rate. I would recommend them because I bank with them already and they are good otherwise.
      Was this review helpful? 0
      , porbandar
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Need Improvement"
      0.5 1.0/5 "Really Bad"
      The HDFC bank didn't gave the proper response in concern to my personal loan application, even I tried calling them but there was no response from the HDFC bank. The rate of interest is low when compared with others. It would be great if the HDFC bank gives prompt response to the customers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Excellent process"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan HDFC Bank and after me applying for it online. They asked me to upload my documents on the portal and the process started off. I got the disbursement on time and without any hassles. The interest rate and processing charges was also a good deal.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Require more competitive interest rate"
      0.5 3.0/5 "Satisfactory"
      The reason why I did not avail the personal loan from HDFC bank because I got better offer from other banks. The rate of interest is high with HDFC when compared with others, so that was the reason I can't proceed with HDFC bank. The customer support with HDFC bank was good. The banking Service is also very good with HDFC bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Not Satisfactory"
      0.5 1.0/5 "Really Bad"
      Though I am an existing customer of HDFC Bank, getting a personal loan from this bank has always been a hassle. My current experience is also not satisfactory and I waited for two days to receive a call. So I went ahead with another bank and got my loan through.
      Was this review helpful? 0
      , raipur
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank was very much responsive for the personal loan which I had applied for. I had placed a request on the weekend and on Monday I got the funds arranged through my personal source. So I did not go ahead and cancelled the application. The bank was high on the rate of interest and charges and I still wish to give them five stars because there is nothing much I could do about it.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Customer friendly process"
      0.5 5.0/5 "Blown Away!"
      My relationship manager called and approached for the personal loan I have processed with them. Within couple of day loan got successful .I took the personal loan of Rs.5 lakhs for tenure of five years with the interest rate of 11% it is nominal.
      Was this review helpful? 0
      , thiruvallur
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan five years ago from HDFC bank and it was a nice experience as I did not face any challenges to get my loan through. The interest rate and processing charges was at par with the market at the moment and the after loan services has also been nice.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I had also applied for the Personal loan with ICICI bank, I had compared the Interest rate offered by HDFC and ICICI bank, I thought ICICI bank was ready to offer the loan with lesser interest rate, so I have choose the best, that was the reason I haven't got the loan from HDFC bank. The customer service rendered by HDFC bank was good. They have explained me about the product and the rate of interest is high with HDFC bank. To conclude, it was a good service offered by HDFC Bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from HDFC Bank earlier and it has not been up to the mark. The process could have been more quick and the customer support should have communicate better. The interest rate and charges was also on the higher side when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Hassle free experience"
      0.5 4.0/5 "Great!"
      HDFC done very fast personal loan process, within two to three days they have sanctioned the loan and they have fulfilled my requirement. I was looking for Rs.10 lakhs of loan amount, HDFC offered me the same for the tenure of five years and with the interest rate around 11% its good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • HDFC Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      The HDFC didn't give any kind of response in concern to my personal loan application. I was trying to reach their executives several times, but they are not giving any response. At least they need to give the status of the product to the customers. The rate of interest is nominal with HDFC bank. The HDFC service need to be improved a lot.
      Was this review helpful? 0
      , patna
      Reviewed on Jun 22, 2017
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