Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am getting the salary of Rs.20,000 but HDFC were expecting the salary around Rs.22,000 hence I am unable to process with them due their norms on the personal loan. HDFC interest was high on personal loan however service wise HDFC is good...
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      , chennai
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Customer's friendly"
      0.5 5.0/5 "Blown Away!"
      HDFC gave me competitive interest rate as per the bank on personal loan, I took the amount of Rs.75,000 for the tenure of three years. It got closed by paying entire tenure period. HDFC response part is really good, they have responded well on request.
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      , new delhi
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan process was good with HDFC bank and they have disbursed my loan amount within a week time,. The customer service is good with HDFC bank. "The rate of interest is high with HDFC bank when compared with others. I can say I got good service from HDFC.
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      , chennai
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Fast process"
      0.5 4.0/5 "Great!"
      The process at HDFC Bank was super fast and fantastic. They took just a day for the approval and after which I got the personal loan on time. The disbursement was as expected and the interest rate and processing charges is normal. I am happy with the overall process.
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      , tandur
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Its Excellent"
      0.5 4.0/5 "Great!"
      I was looking for lower interest on personal loan but HDFC offered me the interest rate around 14% it was huge and not competitive, I am fine with their service part, they contacted me and gave me the regular follow up. But I am not convinced with the interest rate provided by HDFC Bank.
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      , chandigarh
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The HDFC bank has approved and disbursed my loan amount within 1 week time.The customer service is good with HDFC bank they gave prompt response in regards to my personal loan. The rate of interest is nominal with HDFC bank. The required ,loan amount has been approved and I am satisfied with it.
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      , bangalore
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      As soon as I placed a request for the personal loan. HDFC Bank contacted me immediately and processed my details. The process was very convenient and they understood my requirement and gave me the loan. The interest rate and processing charges is also normal.
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      , pune
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Dissatisfaction"
      0.5 1.0/5 "Really Bad"
      Due to personal reason I haven't take personal loan from HDFC but they gave me couple of calls from their end. But HDFC ready to sanction only the interest rate 13.99%, but I was looking for 11% of interest. Hence I don't have idea to go head for loan process.
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      , bangalore
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 3.5/5 "Pretty good"
      I don't have issue with HDFC, I am a old customer of the bank, they provides me lower interest but still currently I hold AXIS account, they gave me preapproved loan and also they do have part payment. Hence I didn't take personal loan from HDFC bank.
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      , bangalore
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Good one"
      0.5 3.5/5 "Pretty good"
      I really don't know why HDFC have declined my loan application. Initial process was good HDFC have called me but not from the direct bank some agencies were calling me. I am not sure about it. Finally my loan application got closed, it would be great if they improve the response part.
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      , mumbai
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the personal loan with the HDFC bank and the interest rate is nominal one for me. Customer service is an excellent one fro me and everything is better one for me. Within five days of time, the loan amount got disbursed.
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      , pune
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Interest rate should be market standard"
      0.5 3.0/5 "Satisfactory"
      I was looking for lower personal loan interest rate but HDFC offered me 11% of interest. When other banks are ready to offer 9% of interest. I don't have interest to process with HDFC. Hence I didn't avail that personal loan even their response is not good.
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      , bangalore
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "Super fast process"
      0.5 5.0/5 "Blown Away!"
      I finally got my personal loan with HDFC Bank. All I had to do was to log in to my account online and click on the preapproved option. Once I clicked on it, I got an OTP and after I entered the OTP I got a graph of the EMI selection and in the next two second the amount was in my account. The interest rate was on the higher side. It was nearing 16%.
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      , new delhi
      Reviewed on Sep 25, 2017
    • HDFC Bank Personal Loan
      "It was okay"
      0.5 3.0/5 "Satisfactory"
      I was not at all happy with the service and the experience i had with the HDFC BANK for my personal loan process which I applied for . I actually applied for a personal loan of 3 lakhs but the HDFC bank told that i am only eligible for a personal of rupees 70,000 . The amount was real low as what i need therefore I cancelled the loan.
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      , ongole
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Good"
      0.5 1.0/5 "Really Bad"
      The service which was provided by HDFC BANK for my Personal Loan i applied was bad . The customer service offered by HDFC Bank side is very bad and every documentation was done . The approval process took too much of time in that interval i applied through another bank and within few working days . The correct infromation was also not delivered to me properly.
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      , new delhi
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have approached HDFC bank for my personal loan. The rate of interest was low comparing to other banks in the market. I have postponed my loan process due to my personal reason. Their representative helped a lot and the responses was immediate. My overall experience was good.
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      , bankura
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC processing fee and the charges are average with the personal loan process. The perosnal loan service which HDFC bank gave was quite good. The rate of interest is nominal with HDFC bank. The processing fee and the charge need t o reduced in HDFC bank.
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      , bangalore
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank has been very professional when ever I reached out to them. I have taken a personal loan and the banking services are excellent. The response was perfect and the process for the loan was also completed on time. The interest rate and processing charges are normal.
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      , kota
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "High interest rate"
      0.5 2.5/5 "Just OK"
      I applied for a personal loan with HDFC BANK. The rate of interest provided by the bank is 14 percentage. For 5 lakhs rupees the rate of rate was too high tho i approached the bank but no executive from the bank end turned up later. thus my application got cancelled.
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      , secunderabad
      Reviewed on Sep 24, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC bank understands the customers requirement and they will fulfill the customers requirement within the turnaround time. They have disbursed my loan amount within 10days of time. The customer service is good with HDFC bank. The rate of interest is nominal with HDFC bank when compared with others.
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      , bangalore
      Reviewed on Sep 24, 2017
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    HDFC Personal Loan Calculator is Rated as "Great!" by 13238 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Overview about HDFC Personal Loan

    Apply for Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)
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