Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 HDFC Personal Loan Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    HDFC Personal Loan Calculator is Rated as "Great!" by 12882 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about HDFC Personal Loan

    Apply for Personal Loan

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI Calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)
     Loading your search... Loading your search...
  • Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The loan from HDFC bank Interest rate was very high and the processing fee is high as well so that was the reason I haven't got the personal from HDCF bank . The customer service and the response was good with HDFC bank., It would be great if they can decrease the interest rate as well their processing fee.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have received HDFC bank personal loan. The customer support was very good with HDFC bank. They have disbursed my personal loan with in 20 days of time. The rate of interest is high when compared with others. I am not satisfied with the loan amount because I have asked for 3lakhs but they have approved only for 2,20,000
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      I uploaded all the documents through online channel, but the guy came from HDFC again they asked for the same documents, process became hassle. Other than that service part is good. They gave me satisfactory service and offered the loan as my request with 11% on interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Hassle free and customer friendly"
      0.5 5.0/5 "Blown Away!"
      HDFC experience is good, their agents are helpful. I got my personal loan on time and also their interest is also quite less. They gave me corporate interest rate , I working with IBM. Hence the rates are attractive, I am fine with loan process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      I am a CTS employee hence HDFC offered me corporate interest of 11% , they sanctioned the requested amount of Rs.2 lakhs. Then I done preclosure without any charges. I received confirmation of loan closure. I am very much satisfied with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      HDFC Bank completed my personal loan process on time. The came over and collected my papers on time. The rate of interest was initially of 11.49%. And I had taken this for 4 years of time and the processing fee they have charged was around .5% and loan got disbursed with in a weeks time.
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has disbursed my personal loan within 15 days of time. The processing fee and the charges are low with HDFC bank personal loan and the interest rate which was offered was also nominal from HDFC bank. The requested loan amount has been disbursed and I am happy with it.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I haven't got the loan from HDFC bank because I haven't got the any call from the HDFC bank customer support . The rate of interest which was offered by HDFC bank was very high, I would like to to suggest HDFC bank to decrease their interest rate in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Its Best"
      0.5 5.0/5 "Blown Away!"
      Process followed by HDFC was hassle free they disbursed the loan amount within a week. But I don't have direct contact with HDFC bank, every time I contact them different persons talks with me, It would be great if one person takes initiative on the loan process.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Better service poor at Interest rate"
      0.5 4.0/5 "Great!"
      The Interest rate which is offered by HDFC bank in regards to my personal loan was high, but the processing fee was nominal with HDFC bank because of their interest rate I can't proceed with HDFC bank personal loan. The customer support was good with HDFC. I got an average service from HDFC .
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Hassle free and customer oriented"
      0.5 5.0/5 "Blown Away!"
      They are really customer oriented and service oriented too, they always providing me best solution. HDFC have fulfilled my requirements on personal loan, I should pay the EMI of Rs.4400 for the principle amount of Rs. 1.30 lakhs for the tenure of three years. Overall I am happy with their service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank personal loan experience was good and they gave a prompt service. The Interest rate with HDFC bank was nominal . The customer service played a major role with HDFC bank. The requested loan amount has been given and I am satisfied it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • HDFC Bank Personal Loan
      "Laon process should be faster"
      0.5 4.0/5 "Great!"
      I took loan from HDFC, but there I had some tough time, they didn't disburse the amount on the committed time, I have done several follow up with them, but after my loan amount got disbursed. post process of loan was good, they gave loan letter and I have part and preclosure option.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Transparent should be more and customer servic working on it"
      0.5 2.0/5 "Expected more"
      Initially HDFC executive have committed lower rate of interest, once the loan was in process, their customer care executive called me again and committed high rate of interest, after that I denied to process with them because that offer was not suitable to me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I got an excellent loan service from HDFC bank. Nothing less with the bank during my loan process because they done the process in a good manner. Everything was satisfactory like their customer service, interest rate and the rest of the process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have cancelled the personal loan application with ICICI bank , I have called and informed to close my personal application because there was no requirement. The required documents also not ready, so that was the reason I have asked them to close the application.
      Was this review helpful? 0
      , medak
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Five Star"
      0.5 5.0/5 "Blown Away!"
      If I need to rate HDFC bank for my personal loan experience, I would rate them five stars. Because they are actually good. All their services are well approachable and it is so convenient in all the times. There is no error or issues in the loan process.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "HDFC bank is the best"
      0.5 4.0/5 "Great!"
      HDFC bank personal loan process is very good because, I am using HDFC Bank account for the past 7 years and I did not face any issues . The only discomfort here would be the processing fee as it was very high, on the other hand they had give some sort of preference to me by appointing a relationship Manager who takes care of my personal loan details and she is too good in assisting me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      If the interest rate is satisfactory then everything would be fine. And I am happy about the rate of interest for the personal loan from HDFC bank. I have to mention here that the customer service executives are very polite and they are hard working people. They supported a lot during my loan process. In a simple word, it is a good service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 17, 2017
    • HDFC Bank Personal Loan
      "Very fast in processing "
      0.5 3.0/5 "Satisfactory"
      HDFC bank was always focusing on the processing of loan. The only hiccup I observed was inspite of me uploading the documents online . I was asked to provide hard copies with attestation which was unnecessary . First of all they took some documents from me and later asked me to sign it . But, I am okay with the rates as they are very fast in processing the loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.