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  • HDFC Personal Loan Calculator is Rated as "Great!" by 15427 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    HDFC Personal Loan Calculator

    Most of us find ourselves relying on personal loans from time to time. Cash crunch can occur any time despite the whopping salaries some of us earn. HDFC personal loan has come in handy for many a person as it doesn’t make you go through a lengthy procedure or require you to pledge your valuables (like gold, vehicle or some property deed). As one of the top players in digital banking, HDFC personal advances can be applied and availed online. Quick and convenient, right? In addition to that, HDFC personal loans are known for instant dispensation of cash to the customer. And the best part is that unlike vehicle or home loans, personal loans are not designed for any specific purpose and you do not have to disclose why you need the finance. Both secured and unsecured loans are offered. An individual advance from HDFC that is backed by any kind of security (such as a valuable asset or guarantor) that was put up as guarantee is protected. If you fail to repay in time, the bank has the power to take possession of the item/ asset you had pledged.

    Apply for Personal Loan

    HDFC Personal Loan Calculator

    Getting a personal loan from HDFC Bank is indeed a swift affair as well as reasonable and transparent. They have a user-friendly personal loan EMI calculator which helps you to figure out a monthly payment you can easily pay in a matter of minutes. You can use this EMI calculator for HDFC Personal Loan to strategize and plan your repayment and disbursal of loan as per your needs.

    How to use BankBazaar HDFC Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the premier third party finance websites. Go to BankBazaar.com and click on ‘Loans’ on the top left. Click on ‘Personal Loans’ in the drop down menu. Click on the tab ‘Get a quote’. You will be directed to the list of banks offering the best rates. You also have the option of entering your income details and get the best quote.

    How does the HDFC Personal Loan EMI Calculator Work

    On the HDFC personal home loan page, click on the tab ‘EMI calculator’. And when you are navigated to that page, enter the loan amount you are looking for, current interest rate and a tenure you feel comfortable with. Click on the tab ‘Apply now’ to get all the details you are looking for.

    Features and Benefits of HDFC Personal Loan EMI Calculator

    • You can easily figure out your eligibility and optimum EMI in less than a minute online.
    • HDFC’s Diva Personal Loan, specially designed for working women, is indeed a boon. The eligibility criteria is slightly relaxed and is offered at a better rate.
    • First time applicants find EMI Calculator particularly useful as they find it easy to use.
    • EMI Calculator also takes your credit score into consideration (like how you repaid your house loans, vehicle loans etc.)

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have holding my personal loan with HDFC bank for long time, the rate of interest they have charged me was nominal and processing fee was also nominal and i have not that much communicated with there support team , they provide less loan amount , overall service was average.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I am running a personal loan with HDFC Bank. The total loan duration is 36 months and I have completed 14 months. The rate of interest was moderate.I am a prestigious customer of HDFC. I can do part payment and pre closure after 6 months. I am a KYC customer, its a paperless approval.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 3.0/5 "Satisfactory"
      I had a personal loan in HDFC Bank and it was completed before 4 months. It was a good experience. The rate of interest and charges are nominal. I took only 50K and I paid every month 1700 rupees for 4 years. The documentation process was very simple.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Mt personal loan was taken with HDFC BANK , they gave tenure of 48 month . The service which has been provided through them while giving loan was too quick it took only few days to get loan . Loan amount is satisfactory . There is preclosure option too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , i do not have here part payment option apart from this i have preclosere option . Overall it has been a hassle free experience with the HDFC BANK . I got the loan with in 1 week. The processing fee charged by them is nominal .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Best service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , the tenure period is 3year and they charge very nominal rate of interest and processing fee . They provide satisfactory loan amount . Customer support and their response is good and service is also up to the mark .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "More reliable"
      0.5 5.0/5 "Blown Away!"
      They have not charged me anything other than their commitment. The interest rate is little bit high. Before providing the loan itself they are very much clear about their terms and conditions. They have given me a interest rate of 11.99%. I have taken the loan amount of 8 lakhs. I have received the loan on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Excellent experience"
      0.5 4.0/5 "Great!"
      The terms and conditions are very much clear in HDFC. Directly they have come to me and provided the loan to me and i have not approached to them since I'm a existing customer for them. I have taken the loan 2 years back and i have closed the loan. I paid as a EMI of Rs.11000 and i never faced any issues with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding my personal loan from HDFC bank , there loan amount they have given me is up to 2,00,000 it is sufficient for me and the rate of interest they have charge up to 11% which is nominal, and they have charge processing fee up to 3000 it is nominal, there was delay in getting loan but it was okay.
      Was this review helpful? 0
      , anantapur
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have applied a personal loan with HDFC BANK before 2 months. I have requested for 1L. The interest rate was average. I have submitted the documents to the executive. They have completed the verification process and still I didn't receive the loan. The customer service is good, IVR takes longer time to connect with the representative.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan from HDFC bank,they have given sufficient loan amount in this bank and there rate of interest they have charge me was up to 11% it is nominal and processing fee they have charged me was nominal, there was no issue in documentation part the process went smoothly.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan from HDFC bank,they have given sufficient loan amount in this bank and there rate of interest they have charge me was up to 14% which is nominal and they have charged processing fee up to 4000 rupees which is nominal,the process went smoothly.
      Was this review helpful? 0
      , gorakhpur
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC bank recently now, the loan amount which they have given me was not sufficient i had expected more amount and the rate of interest they have charge me up to 14% which is nominal for me and there processing fee is also nominal they have charged and i have taken my tenure period for 5 years.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with HDFC bank for long time,they have provided me sufficient loan amount up to 32,000 ,and the rate of interest they have charged me was up to 2000-3000 it was nominal for me and processing fee they have charged me was up to 700-800 it was nominal,and customer support team was good they responded well i did not faced any difficulty in getting my loan.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience with this bank was good,the loan which i expected i got even rate of interest and processing fee is nominal compared to other banks.customer support team is good and they response to me very well.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HDFC personal loan , there service is too good like they dont force me to take loan insurance they use to call and ask that you need insurance but never had forced me and the rate of interest they have given me was up to 15% it was nominal and loan amount they have given me was sufficient.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with HDFC BANK my exoerience was excellent with his bank there rate of interest and there processing fee is nominal and even they gave me good tenure period as i want and they don't take any hidden charges with interest rate. even support team response well.
      Was this review helpful? 0
      , gandhidham
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since because the interest rate with them has been less when compared with the market rate. The process in getting this loan has been good and there has not been any hassles faced. The processing has also been nominal and there has not been any sort of charges which they had made.
      Was this review helpful? 0
      , gandhidham
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The experience i had with this loan has not been bad, where the loan amount which they had provided has been satisfactory. The interest rate with them was around 16% which has been a little bit high. The charges which they had made also has been high as well.
      Was this review helpful? 0
      , erode
      Reviewed on Nov 14, 2018
    • HDFC Bank Personal Loan
      "Good In Service"
      0.5 5.0/5 "Blown Away!"
      Well i had applied for a Personal loan with HDFC and it got processed on time. The interest rates are fine as of now. As i got a Salary account with HDFC , i am pretty much aware of their services. I am satisfied with their service overall and i would say HDFC understands a customers Need.
      Was this review helpful? 0
      , surat
      Reviewed on Nov 14, 2018
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