A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • loading

    We found 2 Axis Bank Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10000)
    1Cr - 5Crs
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Axis Bank Home Loan is Rated as "Great!" by 1983 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Axis Bank offers home loans with great features and benefits like: attractive housing finance rates, balance transfer facility, doorstep service, nil prepayment charges and quick and transparent processing. You can find your eligibility for an Axis Bank home loan by filling in a short form. Axis Bank also offers eligible customers instant e-approval on home loan applications on BankBazaar.com. View details below.


     

    You’re probably eligible for an Axis Bank Home Loan if you are

    01
    02
    03
    04
    Axis Bank Home Loan Minimum Age

    At least 24 years old

     Axis Bank Home Loan Maximum Age

    Less than 65 years old

    Axis Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Axis Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


     

    Your Axis Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    Axis Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Axis Bank Home Loan Maximum Loan to property value

    Loan capped @ 85% of property value

    Axis Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible Axis Bank Home Loan amount by these steps

    01
    02
    03
    Axis Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Axis Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    Axis Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an Axis Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 along with recent salary certificate
    • 6. Documentation for self-employed applicants:
      • Last 2 years Income Tax Returns
      • Last 2 years computation of income

     

    Axis Bank Home Loan Interest RatesUpdated on 26 Jun 2017

    Axis Bank Home Loan Details
    Interest Rate 8.35% to 11.75%
    Super Saver Scheme - 9.25%
    Processing Fees 0.5 of Loan amount minimum of Rs.10,000
    Loan Tenure 1 year to 30 years
    Super Saver Scheme - 1 year to 20 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Axis Bank Home Loan

    Buying a home at the time of a financial crunch is one of the biggest concerns of the Indian middle class. However, with different types of home loans available in the market, it has become quite easy for people to buy their dream home.

    Home Loan Offers

    Home Loans from Axis Bank:

    Axis Bank provides customers with a wide range of banking solutions of which housing loans are among of the organization’s most popular and attractive products. Axis Bank offers home loans at extremely affordable interest rates, keeping in mind the customer’s requirements and budget limitations. These home loans are tailor made to meet the needs of customers from all financial backgrounds while providing flexibility of tenure as well as fast and easy processing for both self-employed and salaried individuals alike.

    Axis Bank Home Loan Interest Rate:

    Axis Bank offers customers some of the most attractive and competitive home loan interest rates in the country. Interest rates on home loans are given out depending on whether the customer opts for a floating rate loan or a fixed rate loan. Home loans with floating rates help in minimizing the risk involved due to interest rate fluctuations while home loans with fixed rates offer more structure when it comes to monthly repayments as the rates remain static for a fixed period of time.

    Axis Bank offers interest rates on home loans as follows:

    Home Loan Floating Interest Rate

    Home Loan Amount ROI - Salaried ROI - Self Employed
    Upto 30 Lakhs 8.35% 8.40%
    Above 30 Lakhs to 75 Lakhs 8.65% 8.70%
    Above 75 Lakhs 8.70% 8.75%

    Axis Bank also offers interest rates of 8.35% - 8.75% per annum on Fixed Rate home loans.

    Axis Bank MCLR Rate for Home Loans:

    As of April 1st 2016, Axis Bank has set its Marginal Cost Based Lending Rate (MCLR) at 8.15% with the MCLR reset frequency set at half yearly for home loans.

    Features and Benefits of Axis Home Loans:

    Axis Bank Home Loans come with a number of attractive features and benefits such as:

    • affordable rates of interest - Axis Bank offers customers attractive and affordable rates of interest, which make it convenient for the customer to make installment payments towards their home loans.
    • Interest Rate Flexibility - Customers have the option to choose from either fixed rate of interest or floating rate of interest as per their convenience. Customers can make an informed decision based on interest rate trends and choose accordingly.
    • Balance Transfer - Customers also have the opportunity to transfer their home loan balances from other banks to Axis Bank in a hassle free manner.
    • Personalised Service - Axis Bank makes it easier for customers to apply for home loans by providing assistance right at the customer’s doorstep. This significantly reduces the time and effort that a customer will invest in by applying for a home loan at one of the bank’s branches.
    • No Prepayment Fees - Customer who wish to pay out their home loans in advance have the option to do so without being charged any prepayment fees.
    • Simple and Easy Processing - Applying for a home loan with Axis Bank is a quick and simple process, wherein the customer is aware of the status of his or her application at all times. The bank ensures that there is complete transparency during the processing of home loans.
    • Substantial Tenure Periods - Customers can avail of home loans with tenures of up to 30 years, which greatly reduces the amount of EMIs they would have to make every month.

    Axis Bank Home Loan Eligibility:

    In order to acquire a home loan from Axis Bank, customers are required to fulfil the following eligibility criteria:

    • For Salaried Individuals:
      • All individuals who are employed in Government service or with organizations of repute are eligible to apply for a home loan with Axis Bank
      • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 60 years of age at the time of maturity of the loan
    • For Professionals:
      • The following professionals are eligible to apply for a home loan with Axis Bank
        Axis Bank Home Loan
        • Architects
        • Company Secretaries
        • Dentists
        • Chartered Accountants
        • Engineers
        • Management Consultants
        • Cost Accountants
        • Doctors
      • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan
    • Self-Employed Individuals:
      • Any self-employed individual that files income tax is eligible to apply for a home loan with Axis Bank
      • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan

    Documentation Required for Axis Bank Home Loans:

    Applicants are required to submit the following documents to the bank at the time of applying for a home loan:

    • Identity Proof - Any of the following documents:
      • Passport
      • Voter’s ID
      • Driving license
      • Aadhaar Card
      • PAN Card
      • Job Card issued by NREGA
    • Address Proof - Any of the following documents:
      • Passport
      • Voter’s ID
      • Driving license
      • Aadhaar Card
      • Job Card issued by NREGA
    • Income Proof:
      • For Salaried Employees:
        • Previous 3 months salary statements
        • Form 16
      • For Self-employed Individuals
        • Previous 2 years Income Tax returns
        • Previous 2 years income computation with CA certification
    • Bank Statement:
      • Last 6 months bank statements or the pass book into which the applicant’s salary is deposited
    • Guarantor:
      • A guarantor is not mandatory. However, the applicant has the option of submitting a guarantor form

    Types of Axis Home Loans:

    Axis Bank offers customers a choice of four different types of home loans to choose from, which are specifically designed to meet certain needs and requirements of the customer. The different home loans on offer are as follows:

    • Axis Bank Happy Ending Home Loans:
    • Under this home loan, customers can use the loan amount for the following purposes:

      • Purchase of a ready-made house
      • Purchase of house that is under construction
      • Purchase of a house that has been put up for resale
      • Purchase of a plot
      • Construction on the plot

      Customers who pay their EMIs on a regular basis can get a waiver on their last twelve EMIs provided that their repayment history is satisfactory. The minimum loan amount disbursed under this scheme is Rs 3 Lakhs, while interest rates range from 9.45% to 9.60% depending on the loan amount availed as well as the profile of the customer.

    • Axis Bank Empower Home Loans:
    • This particular type of home loan can be utilized by customers for the following:

      • Purchase of a ready-made house
      • Purchase of house currently under construction
      • Purchase of a self-constructed house
      • Purchase of a plot plus construction on the plot
      • House renovations, improvements and extensions

      Under this scheme customers can procure a minimum loan amount of Rs 10 lakhs, with interest rates ranging from 10.30% per annum for loans upto Rs 28 lakhs and 10.35% per annum for loans above Rs 28 lakhs.

    • Axis Bank Asha Home Loans:
    • This home loan scheme can be used by customers for

      • Purchase of a ready-made house
      • Purchase of house currently under construction
      • Purchase of a self-constructed house
      • Purchase of a plot plus construction on the plot

      Under this scheme customers can avail of loan tenures stretching up to 30 years. The minimum loan amount on offer is Rs 1 lakh, and salaried customers can avail of interest rates of 9.95% while self-employed customers are eligible for interest rates of 10.15%

    • Axis Super Saver Home Loans:
    • Under this home loan scheme, customers can save on interest that they pay towards their loan by depositing any surplus amounts into their Super Saver Account. This helps in the reduction of the outstanding principal. The customer will then only be liable to pay interest on the remaining outstanding loan amount. These loans come with attractive rates of interest and high repayment periods of up to 20 years.

    Axis Bank Home Loan Transfer Scheme:

    Axis Bank also offers customers the opportunity to transfer their outstanding home loan balances with other banks over to Axis Bank at low interest rates. The main features of this transfer scheme are:

    • Low and affordable rates of interest
    • Customers can pay out their loan as per their convenience with no prepayment fees or charges
    • Top up facility is available under this scheme, wherein customers can top up their loan to more than 30% of their existing loan
    • Transfer of outstanding balance is quick, simple and hassle-free
    • To avail of this scheme customers are required to have a good loan repayment record with no missed payments for the previous 18 months on their existing loan

    eDGE Loyalty Points on Axis Home Loans:

    Customers who have successfully procured a home loan from Axis Bank are eligible to earn eDGE loyalty points on their loans through the following ways:

    • On approval of a home loan:
    • Loan Amount Disbursed Loyalty Points Earned
      Rs 25 lakhs or lower 500
      More than Rs 25 lakhs but not more than Rs 75 lakhs 1000
      More than Rs 75 lakhs 2000
    • On top-up home loan:
    • Loan Amount Disbursed Loyalty Points Earned
      Rs 25 lakhs or lower 250
      More than Rs 25 lakhs but not more than Rs 75 lakhs 500
      More than Rs 75 lakhs 1000
    • On completion of every year of existing home loan:
    • Loan Year Completed Loyalty Points Earned
      1st Year 100
      2nd Year 200
      3rd Year 300
      4th Year 400
      5th Year and every complete year henceforth 500

    Axis Bank Home Loan EMI Calculator:

    Customers can ascertain the amount of monthly installments they will need to make on a monthly basis towards their home loan by accessing the EMI calculator available on BankBazaar. The EMI calculator is an easy-to-use tool, which helps in determining the amount of loan a customer really requires and doubles up as a budgeting tool by assisting customers in managing their loan repayments.

    By visiting the BankBazaar homepage, one can locate the Home Loan EMI Calculator in the Finance Tools section. After entering relevant information such as the loan amount, loan tenure and rate of interest, the EMI calculator will compute the EMI amount that you will be required to pay every month along with other information such as the amortisation schedule among other things.

    Why Apply for an Axis Bank Home Loan on BankBazaar?

    Customers looking to apply for an Axis Bank home loan through BankBazaar can experience a range of advantages and benefits such as:

    • Easy Comparability - Customers have the advantage of comparing home loans offered by a wide variety of banks, which will aid in making sound decisions when it comes to choosing which bank offers the right type of loan. By browsing through customer reviews and availing of BankBazaar’s 24 hour customer care service, applicants can make informed decisions regarding their home loans.
    • No Fees or Charges - BankBazaar levies no fees or charges for its services, making it an extremely convenient portal through which home loans can be acquired.
    • Hassle-free Process - Collection information as well as applying for home loans through BankBazaar is an easy process, which helps customer’s save an incredible amount of time and effort.
    • Data Security - BankBazaar ensures that all data entered by customers is completely secure and confidential, making the process of applying for a home loan absolutely risk free.

    Axis Bank Home Loan FAQ:

    1. Are prepayment charges applicable on both floating as well as fixed interest rate home loans?

      Prepayment charges are applicable only on fixed interest rate home loans. Floating interest rate home loans do not attract any prepayment fees or charges.

    2. Can home loans acquired from Axis Bank be utilized for property renovations or extensions?

      Yes. Axis Bank home loans can be used for any of the following:

      • Purchasing or buying or a home or residential property
      • Construction of a residential property or home
      • Repairs and renovations of a home owned by the individual
      • Improvements and extensions of the residential property owned by the individual
    3. What are the charges levied when applying for a home loan from Axis Bank?

      Some of the main fees or charges that may be levied are as follows:

      • Duplicate Statements - Rs 250 per copy
      • Duplicate Certificate of Interest - Res 250 per copy
      • Cheque Charges - Rs 500
      • EMI Late Payment Fee - 2% per month of outstanding monthly installments

     

    News About Axis Bank Home Loan

    • Axis Bank Reduces MCLR by 10-15 Basis Points

      The private sector bank, Axis Bank, has decided to cut its Marginal Cost of Lending Rate or MCLR across all tenors.

      Effective December 17, the MCLR for overnight tenor would be reduced by 10 bps or 0.1%. The MCLR for all other tenors would reduce by 15 basis points or 0.15%. Now, new loans would be calculated at MCLRs varying between 8.55% and 9%.

      For loans with a tenor of overnight or one month period, MCLR has reduced to 8.55%; for loans of 3 month tenor to 8.75%; 6 month tenor to 8.85% and for 1 year tenor the MCLR would be 8.90%. For 2 and 3 year loan tenors, the lending rate would be at 8.95% and 9%, respectively.

      The MCLR-based calculation replaced the base rate method of calculation in June, 2016. The Reserve Bank of India introduced the MCLR with the aim of speeding up transmission of monetary policy and increasing transparency and uniformity in the computation method of loan lending rates.

      5th January 2017

    • MCLR Rates Reduced By Axis Bank

      Axis Bank has reduced MCLR (Marginal cost of fund based lending rate) by 0.15% to 0.20% on Friday. The bank has reduced MCLR by 15 bps for all loan tenures of up to 1 year and by 20 bps for all tenures of up to 2 years and 3 years. The rate for 1 month tenure will be 8.70% and the rates for 3 months and 6 months will be 8.9% and 9%. MCLR for overnight tenure will be 8.65% and MCLR for 1 year tenure will be 9.05%. Axis bank will impose 9.10% and 9.15% as interest rate for loan tenures of 2 years and 3 years. The new rates will be effective from November 18, 2016.

      28th November 2016

       
    • Axis Bank reduces its benchmark MCLR by 5 bps

      Axis Bank, one of the leading private banks in India, reduced its benchmark Marginal Cost of Lending Rates (MCLR) by 5 basis points.

      This move, effective from Tuesday, comes after the fact that the bank’s competitors like ICICI Bank, Kotak Mahindra, Syndicate Bank, Canara Bank, and Indian Bank also cut their lending rates based on RBI’s financial policy review on October 4.

      The banks also released a statement after the introduction wherein it said that overnight MCLR is currently down to 8.80% while three year rate stands at 9.35%. The rate cut was brought into effect to comply with Reserve Bank of India’s repo rate cut which was cut down to 6.25% by Governor Urjit Patel.

      MCLR, which replaces the previously seen base rate regime, has enabled financial institutions in the country to provide loans at rate agreeable to the RBI.

      26th October 2016

       
    • Shares of Axis Bank up by 1% after MCLR cut

      After Axis Bank reduced its MCLR rate by 5 bps on Wednesday, it was trading at Rs. 595.20, an increase of Rs.5.85 or 1%, in the morning trade on Thursday. The 5 basis points decrease in MCLR is a move that will provide lower EMIs for its new borrowers.

      In a statement issued by Axis bank, it was confirmed that the rate for a lending tenure of one year has been reduced from 9.30% to 9.25%. Similarly, for a two-year lending tenure, the rate has been trimmed from 9.40% to 9.35%. The three-year tenure has been cut from 9.45% to 9.40%.

      The new loans will be priced at the published benchmark MCLRs from August 18th.

      23rd August 2016

       
    • 10 bps Cut on 1-month, 3-month MCLR of Axis Bank

      Axis Bank has announced its Marginal Cost of Funds based Lending Rate (MCLR) for six tenors – 8.90% for overnight, 8.95% for one month, 9.15% for three months, 9.25% for six months, 9.30% for one year, 9.40% for two years and 9.45% for three years for potential home loan customers. The MCLRs of overnight, six months, 1 year, 2 years and 3 years have gone down by 5 basis points, the MCLRs of one month and three months have dropped by 10 basis points.

      Axis Bank Ltd. went up by Rs.4.7 or 0.84% on the BSE closing at Rs.564.75 from its previous figure of Rs.560.05.

      20th July, 2016

       
    • Axis Bank’s Home loan borrowers have reason to rejoice thanks to the bank’s rate cut.

      Thanks to the recent cut of Axis Bank’s home loans, it will be brought at par with SBI and ICICI Bank. One week after the RBI’s 25 basis point rate cut, Axis Bank was reduced 15 basis points. This was implemented in its marginal cost of funds-based lending rate (MCLR) across tenures. Other banks are likely to follow suit with similar cuts.

      In the beginning of the month, there’s been seen a trend of banks moving from base rate to the MCLR based loan pricing. Majority of banks in the country has opted for home loan rates to be based on MCLR lower than the existing rates.

      28th April, 2016

       
    • Axis Bank unveils fixed home loan for housing within means

      Home loans with fixed interest rate have made a dramatic comeback in the arena. This is thanks to Axis Bank, the third biggest private bank in India, who recently rolled out such a plan. The bank has launched a fixed home loan scheme with a term of up to 20 years, priced at an affordable 10.4 percent. But here is the hitch. This ‘Fixed for Life’ interest housing loan is accessible only for loans up to INR 50 lacs for house/ apartment/ plot costing INR 65 lacs in metro cities and for availing up to INR 40 lacs for property costing INR 50 lacs in other regions. This financial product comes with the support of INR 5700 crore that was raised after trading some infrastructure bonds lately. With this, the bank intends to enhance the emphasis on infrastructure lending and on reasonable housing segment. Yes, Axis Bank is leaving no stone unturned to make the dream of affordable housing a reality.

      10th December, 2015

       
    • Readjusting home loan rates- Axis Bank Launches New Slab

      Axis Bank, India’s third biggest private bank in terms of assets, has recently launched a new slab for its home loan debtors with irresistible offers beginning at 9.55 percent. This is for those house loans that are less than INR 28 lacs as informed by the bank’s representative. If you are a salaried employee, you can avail Axis Bank home loans not exceeding INR 28 lacs at 9.55 percent. This is a mere .10 percent more than its currently reviewed key lending rate of 9.50 percent. And if the housing loan amount is more than INR 28 lacs, there will be a rate of 9.65 percent attached to it. These rates compare favorably with the likes of other top banks such as ICICI and HDFC, but is slightly pricier than what SBI offers.

      28th October 2015

       
    • Axis Bank aims at Affordable Housing Segment with Fixed Home Loans

      Axis Bank, the third largest private sector lender in India, has introduced a fixed interest rate home loan scheme in a view to increase its focus on the affordable housing segment. This fixed home loans plan can be availed for loans up to Rs.65 lakhs in metros and Rs.50 lakhs in other locations. This is for a tenure of 20 years at 10.4% interest. Axis Bank also has another comprehensive home loan product that can be accessed for amount more than Rs.50 lakhs with 11.75% interest.


      After recently raising Rs.5700 crores by selling infrastructure bonds, Axis bank has planned to concentrate on affordable housing segment. Because interest rates can unpredictably swing upwards in coming years, locking in to fixed rate loan schemes would give a great financial edge to the borrower.

      27th February 2015

       
    • Axis Bank Home Loan interest rate at 10.50 for next 20 years

      Axis Bank home loan is now available at an unbelievable offer of 10.50 percent interest rate for home loan of twenty 20 years tenure. The offer is only for a limited period of time and is looking to shake up the affordable home loan segment which is applicable for all home loans up to 50 lakhs. The dhamaka offer is just a shade of 25 bps, or 0.25 per cent above its current lending rates.


      Axis Bank President for Retail Lending Jairam Sridharan said the decision behind the offer was taken in consideration with principles. Yes, the company had to choose between bearing the cost on its own or passing it on to the customer.


      The one of a kind loan offers also has the flexibility of switching from fixed to floating rate of interest for a nominal fee and also has foreclosure benefits at the cost of 2 percent of the balance loan amount. Axis bank also clarified that the RBI mandate for zero pre-closure charges is only applicable for floating rate home loans and not fixed rate home loans.


      10th December 2014

       
     Loading your search... Loading your search...
  • Axis Bank Home Loan Reviews

    • Axis Bank Home Loan
      "Satisfied"
      0.5 2.0/5 "Expected more"
      I had not taken the home loan with the Axis bank because of the huge processing charges and also they have delayed for some time. Customer service was not really good after the document collection process, also they have not provided the proper feedback too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      Process and everything was a good one with the Axis bank and I don't have any issues with them till now. Response was very much delayed , also the process lapsed with the Axis bank. In the mean time, I had got the better offer from the Axis bank..
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Better "
      0.5 3.0/5 "Satisfactory"
      I have not made the balance transfer to the Axis bank because of some other like I am okay with the existing bank itself. 8.6% was the interest rate with the Axis bank and the customer service was also good one. For any future requirement, I would like to go ahead with the Axis bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "They should be transparent"
      0.5 1.0/5 "Really Bad"
      I am not happy with AXIS service because there was no response from their end, They didn't call or message me, Till now I am not aware why my home loan got rejected the application. Finally I checked my credit score at the time, I could see AXIS have inquired my credit score I hope based on that they have closed. Whatever it may be AXIS should give transparent information.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      There was a delay in the Axis bank response and they took too much time to reach me and after reaching me they have explained me about the product and they told they need more time to process my home loan. I would suggest axis to to give response quick and fast in future. The rate of interest is similar to other banks. The service which axis gave was average.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      Axis bank is good at banking service, because I also hold Axis salaried and savings account, but as far as the loan is concerned AXIS Bank didn't provide a satisfactory service.They gave a call and explained about the product and after that I didn't receive any calls from Axis bank. They need to be improve a lot when it comes to customer support.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have got a home loan with Vijaya bank and I was planning to transfer my home loan to Axis bank, but unfortunately I can't do it, because with Vijaya bank it was a joint account so that was the reason I can't proceed with Axis bank home loan. The rate of interest is nominal with Axis bank and the customer support helped me in concern to my home loan application. I would say, It was a better service with Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Dissatisfied service"
      0.5 1.0/5 "Really Bad"
      When I applied for the home loan, there was no response from the AXIS end. They never concerned about the customer, I am very much disappointed with their service. Then I took loan from Bajaj finance. Axis should give good response to the customer's request.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Delayed Process"
      0.5 2.0/5 "Expected more"
      There was no timely service or response from Axis bank. Their services are not satisfactory. Actually I had applied for the housing loan with Axis bank but since I did not get the response on time, I just switched over to HDFC Ltd where I got a fast service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Response time should be faster"
      0.5 3.0/5 "Satisfactory"
      Axis bank didn't contact me, they reached me after three days of my request, meanwhile I approached some other financial institution and they gave better offer that is TATA Capital, it would be great if, Axis provide quick response to the customer and that would be very much helpful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Response part should be improved"
      0.5 1.0/5 "Really Bad"
      It got very late reply from AXIS Bank, hence I lost the property deal. I got a response from AXIS after ten to fifteen days. It is not fair, AXIS response time needs to be improved, they should revert back immediately on the customer queries without any delay.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 12, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS interest rate is quite good compared to other competitor. They gave me 8.5% on the home loan. I had taken amount of 90 lakhs, this is for a tenure of 15 years process was hassle free. they had done a part payment too according to the property construction.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 12, 2017
    • Axis Bank Home Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      The home loan got sanctioned with Axis bank for 50 lakhs. Axis bank is good in responding. They continuously calling and telling me that the loan got sanctioned and they are asking me to collect the sanctioned letter. Though the interest rate is high with Axis bank, they are fulfilling their commitments. I never taken any loans yet but the service is really good with Axis bank
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 10, 2017
    • Axis Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken the housing loan and bought the flat. The flat promoter referred Axis bank for the loan. So I submitted the loan application with the bank. I do not remember about the interest rate. In another three years, the loan process would get completed. However I am dissatisfied with Axis bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 10, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I am happy with Axis bank in terms of my housing loan. I do hold a savings account with the same bank for the last 10 years. For the housing loan, the interest rate was around 11.50% which is a little higher when compared with other banks. But the service offered was really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2017
    • Axis Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a home loan and this experience is pretty good. The disbursement was good andit happened as needed. I did not have to follow up much to get updates as the bank was supportive and pretty responsive. I also got a reasonable deal on the charges too.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 01, 2017
    • Axis Bank Home Loan
      "Interest rate should be flexible as per the market"
      0.5 5.0/5 "Blown Away!"
      AXIS home interest rate is fluctuated compared to other banks. However their loan process is good. I have requested 30% of amount on the property value. AXIS disbursed the amount on time. Documentation process is very convenient. If they reduce the interest rate that would be best.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Home Loan
      "Good Response"
      0.5 5.0/5 "Blown Away!"
      Last year I had taken a housing loan from Axis bank. The interest rate is of 9% and I am comfortable with the bank. If I get lesser interest rate than this with any other bank, I will transfer my loan. Customer service provided by them is wonderful
      Was this review helpful? 0
      , thrissur
      Reviewed on May 24, 2017
    • Axis Bank Home Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank would get a five stars for the home loan as they had good offers for me. The charges and interest rate was lesser than other banks since I bank with them as a corporate customer. The process in getting the loan was also smooth and hassle free.
      Was this review helpful? 0
      , pune
      Reviewed on May 22, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS process is good, they had done a very good job, Only from my end there was a delay because I am not aware about the balance transfer process, that I should have taken a DD, if Axis would have inform earlier that would have been great. AXIS offered an interest rate of 8.5% which is simply great.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 19, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.