A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 Axis Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Axis Bank Home Loan is Rated as "Great!" by 2095 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Axis Bank Home Loan

    Axis Bank Home Loan Interest RatesUpdated on 20 Oct 2017

    Axis Bank Home Loan Details
    Interest Rate 8.35% to 11.75%
    Super Saver Scheme - 9.25%
    Processing Fees 0.5 of Loan amount minimum of Rs.10,000
    Loan Tenure 1 year to 30 years
    Super Saver Scheme - 1 year to 20 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Axis Bank Housing Loan

    Buying a home at the time of a financial crunch is one of the biggest concerns of the Indian middle class. However, with different types of home loans available in the market, it has become quite easy for people to buy their dream home.

    Axis Bank provides customers with a wide range of banking solutions of which housing loans are among one of the organization’s most popular and attractive products.

    Some of the best features that lend to the popularity of Axis Bank Home Loans:

    • Extremely affordable interest rates, keeping in mind the customer’s requirements and budget limitations.
    • Flexibility of tenure.
    • Fast and Easy processing for both self-employed and salaried individuals.

    Features and Benefits of Axis Home Loans

    Axis Bank Housing Loan

    Axis Bank Home Loans come with a number of attractive features and benefits such as:

    • Affordable Rates of Interest: Axis Bank offers customers attractive and affordable rates of interest, which make it convenient for the customer to make installment payments towards their home loans.
    • Interest Rate Flexibility: Customers have the option to choose from either fixed rate of interest or floating rate of interest as per their convenience. Customers can make an informed decision based on interest rate trends and choose accordingly.
    • Balance Transfer: Customers also have the opportunity to transfer their home loan balances from other banks to Axis Bank in a hassle free manner.
    • Personalised Service: Axis Bank makes it easier for customers to apply for home loans by providing assistance right at the customer’s doorstep. This significantly reduces the time and effort that a customer will invest in by applying for a home loan at one of the bank’s branches.
    • No Prepayment Fees: Customer who wish to pay out their home loans in advance have the option to do so without being charged any prepayment fees.
    • Simple and Easy Processing: Applying for a home loan with Axis Bank is a quick and simple process, wherein the customer is aware of the status of his or her application at all times. The bank ensures that there is complete transparency during the processing of home loans.
    • Substantial Tenure Periods: Customers can avail of home loans with tenures of up to 30 years, which greatly reduces the amount of EMIs they would have to make every month.

    Axis Bank Home Loan Eligibility

    Salaried Individuals
    • All individuals who are employed in Government service or with organizations of repute are eligible to apply for a home loan with Axis Bank
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 60 years of age at the time of maturity of the loan
    Professionals
    • The following professionals are eligible to apply for a home loan with Axis Bank
      • Architects
      • Company Secretaries
      • Dentists
      • Chartered Accountants
      • Engineers
      • Management Consultants
      • Cost Accountants
      • Doctors
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan
    Self-Employed Individuals
    • Any self-employed individual that files income tax is eligible to apply for a home loan with Axis Bank.
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan.
    Apply for Home Loan Online

    Documentation Required for Axis Bank Home Loan

    Applicants are required to submit the following documents to the bank at the time of applying for a home loan

    Identity Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • PAN Card
    • Job Card issued by NREGA
    Address Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • Job Card issued by NREGA
    Income Proof For Salaried Employees:
    • Previous 3 months salary statements
    • Form 16
    For Self-employed Individuals:
    • Previous 2 years Income Tax returns
    • Previous 2 years income computation with CA certification
    Bank Statement Last 6 months bank statements or the pass book into which the applicant’s salary is deposited
    Gaurantor A guarantor is not mandatory. However, the applicant has the option of submitting a guarantor form

    Axis Bank Home Loan Interest Rate

    Axis Bank offers customers some of the most attractive and competitive home loan interest rates in the country.Interest rates on home loansare given out depending on whether the customer opts for a floating rate loan or a fixed rate loan. Home loans with floating rates help in minimizing the risk involved due to interest rate fluctuations while home loans with fixed rates offer more structure when it comes to monthly repayments as the rates remain static for a fixed period of time.

    Axis Bank offers interest rates on home loans as follows:

    Home Loan Floating Interest Rate

    Home Loan Amount ROI - Salaried ROI - Self Employed
    Upto 30 Lakhs 8.35% 8.40%
    Above 30 Lakhs to 75 Lakhs 8.65% 8.70%
    Above 75 Lakhs 8.70% 8.75%

    Axis Bank also offers interest rates of 8.35% - 8.75% per annum on Fixed Rate home loans.

    Axis Bank MCLR Rate for Home Loans

    Axis Bank Home Loan

    As of April 1st 2016, Axis Bank has set its Marginal Cost Based Lending Rate (MCLR) at 8.15% with the MCLR reset frequency set at half yearly for home loans.

    Axis Bank Home Loan Fees and Charges:

    • Processing fee – Up to 1% of the loan amount on a minimum of Rs.10,000
    • Penal interest rate – 24% p.a. or 2% per month
    • Fees for switching – 0.5% of the outstanding principal on Rs.10,000
    • Repayment instruction / Cheque return charges – Rs.500
    • Cheque swap charges – Rs.500
    • Duplicate statement issuance charges – Rs.250

    Axis Bank Home Loan EMI Calculator

    Customers can ascertain the amount of monthly installments they will need to make on a monthly basis towards their home loan by accessing the EMI calculator available on BankBazaar. The EMI calculator is an easy-to-use tool, which helps in determining the amount of loan a customer really requires and doubles up as a budgeting tool by assisting customers in managing their loan repayments.

    By visiting the BankBazaar homepage, one can locate the Home Loan EMI Calculator in the Finance Tools section. After entering relevant information such as the loan amount, loan tenure and rate of interest, the EMI calculator will compute the EMI amount that you will be required to pay every month along with other information such as the amortisation schedule among other things.

    Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme by Axis Bank

    Credit Linked Subsidy Scheme or CLSS under PMAY (Pradhan Mantri Awas Yojana) offers interest subsidy on the home loans to the beneficiaries who are eligible and come under the MIG (Middle Income Group), LIG (Lower Income Group) or EWS (Economically Weaker Sections) segments.

    Eligibility Criteria for Applying PMAY Scheme:

    EWS and LIG:

    • The maximum house income can be up to Rs.6 lakh per annum.
    • The carpet area of the property has no maximum limit.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.6 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 6.50% per annum.
    • The subsidy amount stands at Rs.2.67 lakh.

    MIG I:

    • The maximum house income can be between Rs.6 lakh and Rs.12 lakh per annum.
    • The maximum carpet area of the property must be 90 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.9 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 4% per annum.
    • The subsidy amount stands at Rs.2.35 lakh.

    MIG II:

    • The maximum house income can be between Rs.12 lakh and Rs.18 lakh per annum.
    • The maximum carpet area of the property must be 110 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.12 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 3% per annum.
    • The subsidy amount stands at Rs.2.30 lakh.

    Types of Axis Home Loans

    Axis Bank offers customers a choice of four different types of home loans to choose from, which are specifically designed to meet certain needs and requirements of the customer. The different home loans on offer are as follows:

    Axis Bank Happy Ending Home Loan:

    Under this home loan, customers can use the loan amount for the following purposes:

    • Purchase of a ready-made house
    • Purchase of house that is under construction
    • Purchase of a house that has been put up for resale
    • Purchase of a plot
    • Construction on the plot

    Customers who pay their EMIs on a regular basis can get a waiver on their last twelve EMIs provided that their repayment history is satisfactory. The minimum loan amount disbursed under this scheme is Rs 3 Lakhs, while interest rates range from 9.45% to 9.60% depending on the loan amount availed as well as the profile of the customer.

    Axis Bank Empower Home Loan:

    This particular type of home loan can be utilized by customers for the following:

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot
    • House renovations, improvements and extensions

    Under this scheme customers can procure a minimum loan amount of Rs 10 lakhs, with interest rates ranging from 10.30% per annum for loans upto Rs 28 lakhs and 10.35% per annum for loans above Rs 28 lakhs.

    Axis Bank Asha Home Loan:

    This home loan scheme can be used by customers for

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot

    Under this scheme customers can avail of loan tenures stretching up to 30 years. The minimum loan amount on offer is Rs 1 lakh, and salaried customers can avail of interest rates of 9.95% while self-employed customers are eligible for interest rates of 10.15%.

    Axis Super Saver Home Loan:

    Under this home loan scheme, customers can save on interest that they pay towards their loan by depositing any surplus amounts into their Super Saver Account. This helps in the reduction of the outstanding principal. The customer will then only be liable to pay interest on the remaining outstanding loan amount. These loans come with attractive rates of interest and high repayment periods of up to 20 years.

    Axis Bank Home Loan Transfer Scheme

    Axis Bank also offers customers the opportunity to transfer their outstanding home loan balances with other banks over to Axis Bank at low interest rates. The main features of this transfer scheme are:

    • Low and affordable rates of interest
    • Customers can pay out their loan as per their convenience with no prepayment fees or charges
    • Top up facility is available under this scheme, wherein customers can top up their loan to more than 30% of their existing loan
    • Transfer of outstanding balance is quick, simple and hassle-free
    • To avail of this scheme customers are required to have a good loan repayment record with no missed payments for the previous 18 months on their existing loan

    eDGE Loyalty Points on Axis Home Loan

    Customers who have successfully procured a home loan from Axis Bank are eligible to earn eDGE loyalty points on their loans through the following ways:

    On Approval of a Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 500
    More than Rs 25 lakhs but not more than Rs 75 lakhs 1000
    More than Rs 75 lakhs 2000

    On Top-Up Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 250
    More than Rs 25 lakhs but not more than Rs 75 lakhs 500
    More than Rs 75 lakhs 1000

    On Completion of Every Year of Existing Home Loan:

    Loan Year Completed Loyalty Points Earned
    1st Year 100
    2nd Year 200
    3rd Year 300
    4th Year 400
    5th Year and every complete year henceforth 500

    Why Apply for an Axis Bank Home Loan on Bankbazaar?

    Customers looking to apply for an Axis Bank home loan through BankBazaar can experience a range of advantages and benefits such as:

    • Easy Comparability- Customers have the advantage of comparing home loans offered by a wide variety of banks, which will aid in making sound decisions when it comes to choosing which bank offers the right type of loan. By browsing through customer reviews and availing of BankBazaar’s 24 hour customer care service, applicants can make informed decisions regarding their home loans.
    • No Fees or Charges- BankBazaar levies no fees or charges for its services, making it an extremely convenient portal through which home loans can be acquired.
    • Hassle-free Process- Collection information as well as applying for home loans through BankBazaar is an easy process, which helps customer’s save an incredible amount of time and effort.
    • Data Security- BankBazaar ensures that all data entered by customers is completely secure and confidential, making the process of applying for a home loan absolutely risk free.

    Axis Bank Home Loan FAQs

    1. Are prepayment charges applicable on both floating as well as fixed interest rate home loans?

      Prepayment charges are applicable only on fixed interest rate home loans. Floating interest rate home loans do not attract any prepayment fees or charges.

    2. Can home loans acquired from Axis Bank be utilized for property renovations or extensions?

      Yes. Axis Bank home loans can be used for any of the following:

      • Purchasing or buying or a home or residential property
      • Construction of a residential property or home
      • Repairs and renovations of a home owned by the individual
      • Improvements and extensions of the residential property owned by the individual
    3. What are the charges levied when applying for a home loan from Axis Bank?

      Some of the main fees or charges that may be levied are as follows:

      • Duplicate Statements - Rs 250 per copy
      • Duplicate Certificate of Interest - Res 250 per copy
      • Cheque Charges - Rs 500
      • EMI Late Payment Fee - 2% per month of outstanding monthly installments

     

    News About Axis Bank Home Loan

    • Axis bank’s Growth in Customer Base has been 27% CAGR in 5 years

      In an interview, Rajiv Anand, executive director, retail banking, Axis Bank has stated that the growth in the bank’s retail customer base is healthily at 27% Compound Annual Growth Rate (CAGR). In the same interview he had also mentioned that their market share is also at a healthy position since 2012.

      Retail loans specifically has grown at 28% CAGR in the last 5 years and contribute to 46% of the overall loan business of the bank. The factors that affect the growth, he says, is increased disposable income, high consumer confidence index, and increased discretionary spends.

      Rajiv Anand also believes that the customer centric approach that the bank follows is making a positive impact on the bank and is partially responsible in facilitating the rapid growth that the bank has been seeing.

      11th October 2017

    • Waiver of EMIs with Axis Bank Home Loans

      Axis Bank aims at fortifying its stand in the segment for affordable housing. It is one of the largest private sector banks in India. The Shubh Aarambh Home Loans scheme is a new home loan product that has been introduced by Axis Bank. Borrowers who apply for a loan under this particular scheme will be able to avail waiver of 12 EMIs for a loan amount of up to Rs.30 lakh.

      The EMI tenure will be offered by the banks in the form of tenure reduction of the home loans. According to the Executive Director of Retail Banking department of Axis bank stated that the bank feels honoured to be a part of the Government’s initiative to boost the affordable housing segment.

      22nd August 2017

    • Axis Bank Reduces MCLR by 10-15 Basis Points

      The private sector bank, Axis Bank, has decided to cut its Marginal Cost of Lending Rate or MCLR across all tenors.

      Effective December 17, the MCLR for overnight tenor would be reduced by 10 bps or 0.1%. The MCLR for all other tenors would reduce by 15 basis points or 0.15%. Now, new loans would be calculated at MCLRs varying between 8.55% and 9%.

      For loans with a tenor of overnight or one month period, MCLR has reduced to 8.55%; for loans of 3 month tenor to 8.75%; 6 month tenor to 8.85% and for 1 year tenor the MCLR would be 8.90%. For 2 and 3 year loan tenors, the lending rate would be at 8.95% and 9%, respectively.

      The MCLR-based calculation replaced the base rate method of calculation in June, 2016. The Reserve Bank of India introduced the MCLR with the aim of speeding up transmission of monetary policy and increasing transparency and uniformity in the computation method of loan lending rates.

      5th January 2017

    • MCLR Rates Reduced By Axis Bank

      Axis Bank has reduced MCLR (Marginal cost of fund based lending rate) by 0.15% to 0.20% on Friday. The bank has reduced MCLR by 15 bps for all loan tenures of up to 1 year and by 20 bps for all tenures of up to 2 years and 3 years. The rate for 1 month tenure will be 8.70% and the rates for 3 months and 6 months will be 8.9% and 9%. MCLR for overnight tenure will be 8.65% and MCLR for 1 year tenure will be 9.05%. Axis bank will impose 9.10% and 9.15% as interest rate for loan tenures of 2 years and 3 years. The new rates will be effective from November 18, 2016.

      28th November 2016

       
    • Axis Bank reduces its benchmark MCLR by 5 bps

      Axis Bank, one of the leading private banks in India, reduced its benchmark Marginal Cost of Lending Rates (MCLR) by 5 basis points.

      This move, effective from Tuesday, comes after the fact that the bank’s competitors like ICICI Bank, Kotak Mahindra, Syndicate Bank, Canara Bank, and Indian Bank also cut their lending rates based on RBI’s financial policy review on October 4.

      The banks also released a statement after the introduction wherein it said that overnight MCLR is currently down to 8.80% while three year rate stands at 9.35%. The rate cut was brought into effect to comply with Reserve Bank of India’s repo rate cut which was cut down to 6.25% by Governor Urjit Patel.

      MCLR, which replaces the previously seen base rate regime, has enabled financial institutions in the country to provide loans at rate agreeable to the RBI.

      26th October 2016

       
    • Shares of Axis Bank up by 1% after MCLR cut

      After Axis Bank reduced its MCLR rate by 5 bps on Wednesday, it was trading at Rs. 595.20, an increase of Rs.5.85 or 1%, in the morning trade on Thursday. The 5 basis points decrease in MCLR is a move that will provide lower EMIs for its new borrowers.

      In a statement issued by Axis bank, it was confirmed that the rate for a lending tenure of one year has been reduced from 9.30% to 9.25%. Similarly, for a two-year lending tenure, the rate has been trimmed from 9.40% to 9.35%. The three-year tenure has been cut from 9.45% to 9.40%.

      The new loans will be priced at the published benchmark MCLRs from August 18th.

      23rd August 2016

       
    • 10 bps Cut on 1-month, 3-month MCLR of Axis Bank

      Axis Bank has announced its Marginal Cost of Funds based Lending Rate (MCLR) for six tenors – 8.90% for overnight, 8.95% for one month, 9.15% for three months, 9.25% for six months, 9.30% for one year, 9.40% for two years and 9.45% for three years for potential home loan customers. The MCLRs of overnight, six months, 1 year, 2 years and 3 years have gone down by 5 basis points, the MCLRs of one month and three months have dropped by 10 basis points.

      Axis Bank Ltd. went up by Rs.4.7 or 0.84% on the BSE closing at Rs.564.75 from its previous figure of Rs.560.05.

      20th July, 2016

       
    • Axis Bank’s Home loan borrowers have reason to rejoice thanks to the bank’s rate cut.

      Thanks to the recent cut of Axis Bank’s home loans, it will be brought at par with SBI and ICICI Bank. One week after the RBI’s 25 basis point rate cut, Axis Bank was reduced 15 basis points. This was implemented in its marginal cost of funds-based lending rate (MCLR) across tenures. Other banks are likely to follow suit with similar cuts.

      In the beginning of the month, there’s been seen a trend of banks moving from base rate to the MCLR based loan pricing. Majority of banks in the country has opted for home loan rates to be based on MCLR lower than the existing rates.

      28th April, 2016

       
    • Axis Bank unveils fixed home loan for housing within means

      Home loans with fixed interest rate have made a dramatic comeback in the arena. This is thanks to Axis Bank, the third biggest private bank in India, who recently rolled out such a plan. The bank has launched a fixed home loan scheme with a term of up to 20 years, priced at an affordable 10.4 percent. But here is the hitch. This ‘Fixed for Life’ interest housing loan is accessible only for loans up to INR 50 lacs for house/ apartment/ plot costing INR 65 lacs in metro cities and for availing up to INR 40 lacs for property costing INR 50 lacs in other regions. This financial product comes with the support of INR 5700 crore that was raised after trading some infrastructure bonds lately. With this, the bank intends to enhance the emphasis on infrastructure lending and on reasonable housing segment. Yes, Axis Bank is leaving no stone unturned to make the dream of affordable housing a reality.

      10th December, 2015

       
    • Readjusting home loan rates- Axis Bank Launches New Slab

      Axis Bank, India’s third biggest private bank in terms of assets, has recently launched a new slab for its home loan debtors with irresistible offers beginning at 9.55 percent. This is for those house loans that are less than INR 28 lacs as informed by the bank’s representative. If you are a salaried employee, you can avail Axis Bank home loans not exceeding INR 28 lacs at 9.55 percent. This is a mere .10 percent more than its currently reviewed key lending rate of 9.50 percent. And if the housing loan amount is more than INR 28 lacs, there will be a rate of 9.65 percent attached to it. These rates compare favorably with the likes of other top banks such as ICICI and HDFC, but is slightly pricier than what SBI offers.

      28th October 2015

       

    Axis Bank Home Loan Reviews

    • Axis Bank Home Loan
      "Good banking "
      0.5 5.0/5 "Blown Away!"
      My feedback for axis bank home loan application is good.I have taken an amount of m25 lakhs at the interest rate of 8.4%,interest rate is competitive.They took almost one month to complete my application,its quite okay.I liked the service and the way of approach.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Axis Bank Home Loan
      "Everything is fine"
      0.5 4.0/5 "Great!"
      My feedback for AXIS Bank for the home loan application would be okay. For get getting the certificate of interest we have to approach the bank every time. There is no easy method. I would appreciate if AXIS Bank brings in an option where a customer can place a request for Certificate of interest online instead of visiting the branch. So that we can easily get our work done online itself.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Axis Bank Home Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      The process for the home loan with Axis Bank took a month. The services was satisfactory as they communicated well in collection of documents to the disbursement. The rate of interest was around 9.35%. The processing charges was on the average side. Overall a good experience.
      Was this review helpful? 0
      , aurangabad
      Reviewed on Oct 16, 2017
    • Axis Bank Home Loan
      "Can provide more benefits to existing customers"
      0.5 4.0/5 "Great!"
      Though I am a existing privileged customer of Axis Bank. I was a bit disappointed when I approached them for a home loan. The bank was offering me a very low loan amount and I was getting better deals from other banks. It would be better if the bank is more flexible to existing customers.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 14, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I have finalized a flat, AXIS have done a good job on the home loan process. I took the loan amount of Rs. 27 lakhs for the tenure of 12 years, Interest rate was very competitive as per the market. They gave me balance transfer, part payment and preclosure option.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 12, 2017
    • Axis Bank Home Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      I am not happy with their service they are not taking any ownership they are not responding properly ,they are not responding for customers service . I feel they are not agreeing for their service ,I would say it was worst service from AXIS for my loan process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • Axis Bank Home Loan
      "good service"
      0.5 4.0/5 "Great!"
      It was a very good service from AXIS for my home loan service very helpful and responsible representatives and the documentation part have been very easy ,so never find any difficulty with AXIS service overall, I can say it was a very good service from AXIS for my home loan service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 11, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have applied for my home loan with AXIS bank. The rate of interest was 12-13% which was bit high comparing to others for 8 lakhs. The credit score was low so they have rejected my application. The customer service and responses was really good .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      My experience with Axis bank was very good regarding home loan. I would like to know the interest rate and processing charges, so I just placed an enquiry through online portal. The representative called me and explained about the terms and conditions. I have postponed my plans, there were no issues form bank side.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "No processing FEES"
      0.5 4.0/5 "Great!"
      I have taken a home loan from AXIS BANK. The rate of interest was 8.35% with no processing fees.The disbursed loan amount was 49 lakhs.Even they did not charged any amount for GST. As i am happy with the service i can definitely recommend this bank to others.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied for my home loan with AXIS Bank. My application was rejected because they have tried reaching me but I was not in town so I could not able to respond them. I have no idea about the rate of interest also but the customer service was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I don't have any home loan requirement right now, but I am planning to take a loan in the month of November. Because still I didn't finalize the property, When I applied home loan in AXIS, the bank response was good they followed up me very well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Great banking"
      0.5 5.0/5 "Blown Away!"
      Axis bank is doing a very fast service. The representative contacted me on time and collected the documents. The rate of interest is nominal. I have no issues with the Axis bank, they provide a good customer service. I am happy with the loan disbursement.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Good Banking"
      0.5 4.0/5 "Great!"
      Axis Bank is doing a very good service. I am having my bank account with AXIS BANK for more than 4 to 5 years. It is a customer friendly. I am happy with the rate of interest so I have taken my home loan with Axis Bank. The loan process went smoothly.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "better baking"
      0.5 5.0/5 "Blown Away!"
      I had applied for home loan with axis bank. The application did not go through because of my previous transaction records.Now my credit score is good,am planning to reapply for the same.customer service is good and they contacted me immediately post applying. On the whole its a satisfactory service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had applied for for a personal loan with axis bank for an amount of twenty eight lakhs for an interest rate of 8.35% for the tenure of 21 years. customer service is good, they kept calling me several times for documentation process.I feel they should be time consuming and not to disturb the customer.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Being Pro-Active"
      0.5 5.0/5 "Blown Away!"
      Axis has been very quick with their responses. They have given me regular follow ups for my Home loan needs. As soon as they have a home loan available, I have been receiving the update too. They pro-activeness has impressed me to very well and have kept them as my option for the Home loan switch.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "Process should be bit faster"
      0.5 4.0/5 "Great!"
      My wife is related with AXIS bank, hence I reached out to the bank for the home loan, I felt their process was bit slow. It should more faster and smooth. Documentation procedure was good, they completely met my requirement with good rate of interest on the home loan.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very good service from HDFC for my home loan service ,representatives and customer service is very good and responsible during the loan process ,rate of interest was fine, I can say overall service is excellent from HDFC for my loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 10, 2017
    • Axis Bank Home Loan
      "worst service"
      0.5 1.0/5 "Really Bad"
      I am not happy with AXIS bank service ,from the date I applied for my loan there is no proper response from them , nobody have turned up for the loan process ,I feel AXIS bank needs to improve a lot in their service. Because I am very disappointed with AXIS service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 10, 2017
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