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    Axis Bank Home Loan

    Axis Bank offers eligible customers housing loan options with interest rates ranging from 8.90% p.a. to 9.15% p.a. on floating rate loans, and 12% p.a. on fixed rate loans. The tenure can be extended up to 30 years in the case of floating rate loans and 20 years in the case of fixed rate loans. The processing fee applicable can be up to 1% of the loan amount (Min. Rs.10,000) of which Rs.2,500 plus GST is to be paid upfront at the time of loan application login. 

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    We found 2 Axis Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know

    Established in 1993, Axis Bank is India’s third largest private sector bank. Its comprehensive product line and competitive rates make this the go-to bank for millions of customers in the nation. Very well recognised for their home loan products, an Axis bank home loan can be availed easily and effortlessly either by visiting one of their numerous branches across the nation or by applying online.

    Axis Bank Home Loan Interest Rates
    Updated on 19 Jun 2019

    Axis Bank Home Loan Details
    Interest Rate 8.80% to 11.75%
    Super Saver Scheme - 9.25%
    Processing Fees 0.5% of Loan amount/Minimum of Rs.10,000
    Loan Tenure 1 - 30 years
    Super Saver Scheme - 1 - 20 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No

    Why Apply for an Axis Bank Home Loan on Bankbazaar?

    Customers looking to apply for an Axis Bank home loan through BankBazaar can experience a range of advantages and benefits such as:

    • Easy Comparability- Customers have the advantage of comparing home loans offered by a wide variety of banks, which will aid in making sound decisions when it comes to choosing which bank offers the right type of loan. By browsing through customer reviews and availing of BankBazaar’s 24 hour customer care service, applicants can make informed decisions regarding their home loans.
    • No Fees or Charges- BankBazaar levies no fees or charges for its services, making it an extremely convenient portal through which home loans can be acquired.
    • Hassle-free Process- Collection information as well as applying for home loans through BankBazaar is an easy process, which helps customer’s save an incredible amount of time and effort.
    • Data Security- BankBazaar ensures that all data entered by customers is completely secure and confidential, making the process of applying for a home loan absolutely risk free.

    How to Apply for an Axis Bank Home Loan on BankBazaar.com


     

    Axis Bank Housing Loan

    Buying a home at the time of a financial crunch is one of the biggest concerns of the Indian middle class. However, with different types of home loans available in the market, it has become quite easy for people to buy their dream home.

    Axis Bank provides customers with a wide range of banking solutions of which housing loans are among one of the organization’s most popular and attractive products.

    Some of the best features that lend to the popularity of Axis Bank Home Loans:

    • Extremely affordable interest rates, keeping in mind the customer’s requirements and budget limitations.
    • Flexibility of tenure.
    • Fast and Easy processing for both self-employed and salaried individuals.

    Features and Benefits of Axis Bank Home Loans

    Axis Bank Home Loans come with a number of attractive features and benefits such as:

    • Affordable Rates of Interest: Axis Bank offers customers attractive and affordable rates of interest, which make it convenient for the customer to make installment payments towards their home loans.
    • Interest Rate Flexibility: Customers have the option to choose from either fixed rate of interest or floating rate of interest as per their convenience. Customers can make an informed decision based on interest rate trends and choose accordingly.
    • Balance Transfer: Customers also have the opportunity to transfer their home loan balances from other banks to Axis Bank in a hassle free manner.
    • Personalised Service: Axis Bank makes it easier for customers to apply for home loans by providing assistance right at the customer’s doorstep. This significantly reduces the time and effort that a customer will invest in by applying for a home loan at one of the bank’s branches.
    • No Prepayment Fees: Customer who wish to pay out their home loans in advance have the option to do so without being charged any prepayment fees.
    • Simple and Easy Processing: Applying for a home loan with Axis Bank is a quick and simple process, wherein the customer is aware of the status of his or her application at all times. The bank ensures that there is complete transparency during the processing of home loans.
    • Substantial Tenure Periods: Customers can avail of home loans with tenures of up to 30 years, which greatly reduces the amount of EMIs they would have to make every month.

    Axis Bank Home Loan Eligibility

    Salaried Individuals
    • All individuals who are employed in Government service or with organizations of repute are eligible to apply for a home loan with Axis Bank
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 60 years of age at the time of maturity of the loan
    Professionals
    • The following professionals are eligible to apply for a home loan with Axis Bank
      • Architects
      • Company Secretaries
      • Dentists
      • Chartered Accountants
      • Engineers
      • Management Consultants
      • Cost Accountants
      • Doctors
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan
    Self-Employed Individuals
    • Any self-employed individual that files income tax is eligible to apply for a home loan with Axis Bank.
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan.

    Axis Bank Home Loan Interest Rate

    Axis Bank offers customers some of the most attractive and competitive home loan interest rates in the country. Interest rates on home loans are given out depending on whether the customer opts for a floating rate loan or a fixed rate loan.

    Home Loan Amount Interest Rate for Salaried Interest Rate for Self Employed
    Upto 30 Lakhs 8.90% 8.95%
    Above 30 Lakhs to 75 Lakhs 9.05% 9.10%
    Above 75 Lakhs 9.10% 9.15%

    Axis Bank also offers interest rates of 8.80% - 11.75% per annum on Fixed Rate home loans.

    Axis Bank MCLR Rate for Home Loans

    Axis Bank has set its Marginal Cost Based Lending Rate (MCLR) at 8.80% with the MCLR reset frequency set at half yearly for home loans.

    Axis Bank Home Loan EMI Calculator

    Customers can ascertain the amount of monthly installments they will need to make on a monthly basis towards their home loan by accessing the EMI calculator available on BankBazaar. The EMI calculator is an easy-to-use tool, which helps in determining the amount of loan a customer really requires and doubles up as a budgeting tool by assisting customers in managing their loan repayments.

    By visiting the BankBazaar homepage, one can locate the Home Loan EMI Calculator in the Finance Tools section. After entering relevant information such as the loan amount, loan tenure and rate of interest, the EMI calculator will compute the EMI amount that you will be required to pay every month along with other information such as the amortisation schedule among other things.

    Documentation Required for Axis Bank Home Loan

    Applicants are required to submit the following documents to the bank at the time of applying for a home loan

    Identity Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • PAN Card
    • Job Card issued by NREGA
    Address Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • Job Card issued by NREGA
    Income Proof For Salaried Employees:
    • Previous 3 months salary statements
    • Form 16
    For Self-employed Individuals:
    • Previous 2 years Income Tax returns
    • Previous 2 years income computation with CA certification
    Bank Statement Last 6 months bank statements or the pass book into which the applicant’s salary is deposited
    Gaurantor A guarantor is not mandatory. However, the applicant has the option of submitting a guarantor form

    Axis Bank Home Loan Fees and Charges:

    • Processing fee – Up to 1% of the loan amount on a minimum of Rs.10,000
    • Penal interest rate – 24% p.a. or 2% per month
    • Fees for switching – 0.5% of the outstanding principal on Rs.10,000
    • Repayment instruction / Cheque return charges – Rs.500
    • Cheque swap charges – Rs.500
    • Duplicate statement issuance charges – Rs.250

    Pradhan Mantri Awas Yojana – Credit linked subsidy scheme by Axis Bank

    Credit Linked Subsidy Scheme or CLSS under PMAY (Pradhan Mantri Awas Yojana) offers interest subsidy on the home loans to the beneficiaries who are eligible and come under the MIG (Middle Income Group), LIG (Lower Income Group) or EWS (Economically Weaker Sections) segments.

    Eligibility Criteria for applying PMAY scheme:

    EWS and LIG:

    • The maximum house income can be up to Rs.6 lakh per annum.
    • The carpet area of the property has no maximum limit.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.6 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 6.50% per annum.
    • The subsidy amount stands at Rs.2.67 lakh.

    MIG I:

    • The maximum house income can be between Rs.6 lakh and Rs.12 lakh per annum.
    • The maximum carpet area of the property must be 90 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.9 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 4% per annum.
    • The subsidy amount stands at Rs.2.35 lakh.

    MIG II:

    • The maximum house income can be between Rs.12 lakh and Rs.18 lakh per annum.
    • The maximum carpet area of the property must be 110 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.12 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 3% per annum.
    • The subsidy amount stands at Rs.2.30 lakh.

    Types of Axis Bank Home Loans

    Axis Bank offers customers a choice of four different types of home loans to choose from, which are specifically designed to meet certain needs and requirements of the customer. The different home loans on offer are as follows:

    Axis Bank Home Loan

    • The Axis Bank Home Loan can be availed by borrowers looking to:
      • Purchase a new flat/house/property
      • Purchase an under-construction property
      • Purchase a property that is on sale
      • Purchase a residential plot for the purpose of construction of a house
      • Extend an already existing property
      • Improve/alter the structure of an already existing house/property
    • While the maximum loan amount one can avail depends on the combined income of the applicant and the co-applicant, the minimum loan amount is pegged at Rs.3 lakh.
    • The applicable rate of interest on the home loan can either be floating or fixed rate.
    • The tenure on the home loan can be extended up to maximum of 30 years

    QuikPay Home Loan

    • Axis Bank QuikPay Home Loans can be utilised to:
      • Purchase a new flat/house/property
      • Purchase a property that is on sale
      • Purchase a residential plot for the purpose of construction of a house
      • Purchase an under-construction property
      • Improve/alter the structure of an already existing house/property
      • Extend/expand an already existing property
    • Majority of the home loan EMIs is lined up towards the principal repayment during the initial years of the tenure.
    • The maximum loan amount one can avail under the QuikPay home loan scheme depends on the applicant’s/co-applicant’s combine income. The minimum loan amount, on the other hand, is pegged at Rs.3 lakh.
    • The home loan attracts floating type home loan interest rate.
    • The maximum tenure can be extended up to 30 years.

    Axis Bank Power Advantage Home Loans

    • Axis Bank Power Advantage Home Loans can be utilised to:
      • Purchase a new flat/house/property
      • Purchase a property that is on sale
      • Purchase a residential plot for the purpose of construction of a house
      • Purchase an under-construction property
      • Improve/alter the structure of an already existing house/property
      • Extend/expand an already existing property
    • While the maximum loan amount one can avail depends on the combined income of the applicant and the co-applicant, the minimum loan amount is pegged at Rs.3 lakh.
    • The applicable home loan interest rate can either be fixed rate or floating rate. The loans attract fixed rate for the initial two years after which floating rates will be applicable for the remaining loan tenure.
    • No change in the interest rate/Equated Monthly Instalments (EMIs) during the first two years of the tenure.
    • The home loan can be spread over a tenure of 30 years.

    Axis Bank Shubh Aarambh Home Loan

    • Axis Bank Shubh Aarambh Home Loans can be eligible borrowers are looking to:
      • Purchase a property that is on sale
      • Purchase a new flat/house/property
      • Purchase an under-construction property
      • Purchase a residential plot for the purpose of construction of a house
      • Extend/expand an already existing property
      • Improve/alter the structure of an already existing house/property
    • The home loans offer standard rates of interest with no hidden charges
    • No-prepayment penalty if the loan tenure is more than 4 years.
    • A total of 12 EMIs will be waived off with no additional cost for applicants with a clean repayment track record. 4 EMIs shall be waived off at the end of the fourth, eighth and the twelfth year of the tenure. In order to enjoy the EMI waivers, the tenure of the home loan at the time of disbursement should not be less than 20 years.
    • Home loan amount:
      • Maximum loan amount: Rs.30 lakh
      • Minimum loan amount: Rs.1 lakh
    • Shubh Aarambh home loans attract floating type of interest rate during the entire tenure.
    • The maximum tenure for which one can avail the loan is 30 years

    Axis Bank Fast Forward Home Loan

    • Axis Bank Fast Forward Home Loans can be availed by customers looking to:
      • Purchase a new flat/house/property
      • Purchase a property that is on sale
      • Purchase a residential plot for the purpose of construction of a house
      • Purchase an under-construction property
      • Extend/expand an already existing property
      • Improve/alter the structure of an already existing house/property
    • While the maximum loan amount one can avail depends on the combined income of the applicant and the co-applicant, the minimum loan amount is pegged at Rs.3 lakh.
    • Fast Forward home loans attract floating type of interest rate during the entire tenure.
    • The home loan can be spread over a tenure of 30 years.
    • A total of 12 EMIs will be waived off with no additional cost for applicants with a clean repayment track record. 6 EMIs shall be waived off on completion of the 10th and the 15th year of the tenure.
    • The minimum tenure of the loan should not be less than 20 years in order to enjoy the EMI waivers.
    • No-prepayment penalty if the loan tenure is more than 4 years.

    Axis Bank Asha Home Loan

    • The Asha Home Loan can be availed by eligible customers looking to:
      • Buy a new house/flat
      • Purchase a property that is on sale
      • Construct a new house/property
      • Extend/repair an already existing property
      • Purchase a residential plot for the purpose of construction
    • Home loan amount:
      • Maximum loan amount: Rs.28 lakh
      • Minimum loan amount: Rs.1 lakh
    • The maximum tenure for which one can avail the loan is 30 years
    • Asha home loans attract floating type of interest rate during the entire tenure.
    • Axis Bank offers home loans up to 90% of the property value for loans up to Rs.28 lakh under this scheme.
    • 12 EMIs will be waived off with no additional cost for applicants with a clean repayment track record. 4 EMIs shall be waived off at the end of the fourth, eighth and the twelfth year of the tenure. In order to enjoy the EMI waivers, the tenure of the home loan at the time of disbursement should not be less than 20 years.
    • Pre-payment facility available as long as the tenure of the loan is not less than 4 years.

    Axis Bank Empower Home Loan

    • Empower home loans can be availed by borrowers who are looking to:
      • Purchase a new/under construction property
      • Purchase an owned property that is on sale
      • Construct a new house
      • Purchase a residential plot for construction
      • Extend/alter the structure an already existing property
    • Customers who maintain a clean repayment track record can avail 3 home loan interest rate deductions on completion of the 2nd, 3rd and the 5th year after first disbursement.
    • Axis Bank offers Empower home loan with affordable interest rates starting at 9.25%.
    • Zero prepayment charges
    • Home Loan Amount:
      • Maximum loan amount: Rs.1.5 crore
      • Minimum loan amount: 10 lakh
    • Type of interest rate applicable on the home loan: Floating rate type
    • Maximum home loan tenure: 15 years

    Axis Bank Super Saver Home Loan

    • Empower home loans can be availed by borrowers who are looking to:
      • Construct a new house
      • Purchase a new/under construction property
      • Purchase an owned property that is on sale
      • Purchase a residential plot for construction
      • Extend/alter the structure an already existing property
    • Once the entire home loan has been disbursed, the amount credited to the Super Saver Account will reduce the outstanding principal amount. The interest will be charged only on the net outstanding principal amount. The excess funds deposited can also be debit from the account when in need.
    • Home loan amount:
      • Maximum loan amount: Depends on the combined income of the applicant/co-applicant
      • Minimum loan amount: Rs.50 lakh
    • Type of interest rate applicable on the home loan:
      • Floating rate
      • Fixed rate
    • The home loan repayment tenure can be extended up to 20 years. However, in cases of partially disbursed home loans, the tenure can be extended to 22 years
    • Zero prepayment charges.
    • Depositing excess funds into the super save account will give you the benefits of prepayment while being able to withdraw the funds when required. However, this benefit can be availed on floating rate home loans.

    Axis Bank Top-Up Home Loan

    • The Axis Bank Top-up home loan can be availed by eligible customers who are looking to:
      • Construct a residential/commercial premise
      • Use the loan for personal requirement
      • Utilise the fund for business purpose
    • Axis Bank offers top-up loans with interest rates starting at 8.65%
    • The tenure of the top-up loan will be the same as the tenure of the outstanding home loan.
    • Maximum loan amount: Rs.50 lakh

    eDGE Loyalty Points on Axis Bank Home Loan

    Customers who have successfully procured a home loan from Axis Bank are eligible to earn eDGE loyalty points on their loans through the following ways:

    On Approval of a Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 500
    More than Rs 25 lakhs but not more than Rs 75 lakhs 1000
    More than Rs 75 lakhs 2000

    On Top-Up Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 250
    More than Rs 25 lakhs but not more than Rs 75 lakhs 500
    More than Rs 75 lakhs 1000

    On Completion of Every Year of Existing Home Loan:

    Loan Year Completed Loyalty Points Earned
    1st Year 100
    2nd Year 200
    3rd Year 300
    4th Year 400
    5th Year and every complete year henceforth 500

    Axis Bank Home Loan FAQs

    1. Are prepayment charges applicable on both floating as well as fixed interest rate home loans?

      Prepayment charges are applicable only on fixed interest rate home loans. Floating interest rate home loans do not attract any prepayment fees or charges.

    2. Can home loans acquired from Axis Bank be utilized for property renovations or extensions?

      Yes. Axis Bank home loans can be used for any of the following:

      • Purchasing or buying or a home or residential property
      • Construction of a residential property or home
      • Repairs and renovations of a home owned by the individual
      • Improvements and extensions of the residential property owned by the individual
    3. What are the charges levied when applying for a home loan from Axis Bank?

      Some of the main fees or charges that may be levied are as follows:

      • Duplicate Statements - Rs 250 per copy
      • Duplicate Certificate of Interest - Res 250 per copy
      • Cheque Charges - Rs 500
      • EMI Late Payment Fee - 2% per month of outstanding monthly installments

    AXIS Bank Fixed Interest Home Loans

    People who already have a home loan will agree that one of the key factors that makes repaying home loan difficult is the frequently changing interest rates. From time to time, banks keep changing their interest rate as they charge floating interest rate on most of their home loans. There are a very few banks that offer fixed interest rate on home loans. Axis Bank is one of the banks that offer fixed interest rate home loans. For more details: Click Here

    Axis Bank Happy Ending Home Loan

    Paying your home loan EMIs on time definitely has its own benefits. Apart from helping you maintain your financial health, being a prompt payer can get your last 12 home loan EMIs free. Yes, that's true! Axis Bank now offers “Happy Ending Home Loans” under which the bank waives the last 12 EMIs on home loans if the borrower has paid all the other EMIs promptly. Isn’t that interesting? To know about the unique features of Axis Bank Happy Ending Home Loans: Click Here

    Home Loan - Sitemap

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    Axis Bank Home Loan Reviews

    • Axis Bank Home Loan
      "Good Service"
      0.5 2.5/5 "Just OK"
      I have taken home loan directly through Bank.The rate of interest and the processing fee was nominal ,directly applied through bank ,The loan amount was 16.85 lakhs ,for the tenure of 20years ,still this loan is active .I have got the loan on time and it was sufficient as well .I am completely satisfied with the service .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jun 14, 2019
    • Axis Bank
      Axis Bank Home Loan
      "Need to decrease charges"
      0.5 3.5/5 "Pretty good"
      I was taken home loan in AXIS bank for more than 2 years. The amount was not much sufficient to use for the duration of 30 years. While I was applying the banker refuse to aply for PNY so the loan GST hike for up to 10%. Charges is high in this bank for the scheme to apply. Rate of interest was 8.35% but now increase to 8.95%. Regarding about this there be should aware about all the details.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 07, 2019
    • Axis Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have directly applied 50 Lakhs home loan from Axis Bank for 15 years tenure ,The rate of interest is as per the market value and there was no processing fee,The,loan amount disbursed on time also the loan amount was sufficient ,The agent gave all details about the loan process still the loan is active.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2019
    • Axis Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan in AXIS bank for the past 3 years ago. As per my requirement i received a loan amount from the bank for the tenure of 20 years and on time it got sanctioned. The rate of interest is nominal. The processing fee is nominal and good.
      Was this review helpful? 1
      , jaipur
      Reviewed on May 26, 2019
    • Axis Bank Home Loan
      "Hassle free and userfriendly loan experience"
      0.5 4.0/5 "Great!"
      AXIS have sanctioned the loan based on my apartment, they disbursed the amount at one short since its a ready to occupy property. The interest rate was reasonable at the time of availing loan. They do have balance transfer, part payment option.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2019
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken Home Loan directly through Bank.The loan amount was 33.25 lakhs for the tenure of 20yesrs ,This loan still is active ,The rate of interest and processing fee was nominal ,The agent gave all the information about the loan process clearly ,The loan got sanctioned on time ,the loan amount was sufficient.
      Was this review helpful? 1
      , chennai
      Reviewed on May 25, 2019
    • Axis Bank Home Loan
      "BETTER"
      0.5 3.5/5 "Pretty good"
      I have applied for the home loan with the HOME LOAN with the AXIS BANK where th banking process was good get the loan the documentation process was simple and easy to get the loan. The rate of interest was nominal also the loan amount given was good.
      Was this review helpful? 1
      , kolkata
      Reviewed on May 17, 2019
    • Axis Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had recently taken my Home loan from AXIS Bank and the process in getting my loan was pretty much good and it was easy. The loan amount has been sufficient and the interest rate with them had been nominal. The processing fee and charges with them had also been good. Their customer support response had also been pretty much good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 14, 2019
    • Axis Bank Home Loan
      "Good customer support"
      0.5 5.0/5 "Blown Away!"
      I took housing loan from Axis, the interest is good as per the RBI. I got good support from their end, once I went to the bank within 10 days they approved my loan. The customer center is also very cool, they are understandable. I took the loan amount of Rs.60 lakhs for the duration of 20 years, they took some insurance fee as well.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 13, 2019
    • Axis Bank Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for Axis Bank Home loan through Bank directly rate of interest and the processing fee was increased to 2% .I have took before 2years ,The loan amount got on time ,it was sufficient,documents submitted as well .The loan amount was 16lakhs for the tenure of 20years.The service was good to me so far .
      Was this review helpful? 0
      , chennai
      Reviewed on May 06, 2019
    • Axis Bank Home Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      My home loan is with Axis Bank. There were no hassles in the process. The documentation process is good. It is the same as other banks. The rate of interest and processing charges is on the higher side. The after loan services are good too. It has been a good process and I got the loan on time.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 04, 2019
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have availed home loan from Axis Bank through online channel. The rate of interest is moderate and they have charged me a processing fee which is okay. The loan duration is 20 years and have purchased a residential property. The documentation process is on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 04, 2019
    • Axis Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan with Axis Bank. The customer services are good. I got a good response as well. The rate of interest and processing charges are normal. In all it has been a good experience even the after loan services are also hassle free.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 03, 2019
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I took Axis home loan before 4 years with floating interest rate and tenure is 20years. I have purchased a residential property. The loan process was okay and initially had some issues on processing my loan. Surveyor did not capture the land properly, by seeing the image bank has informed me it can be processed then have requested to visit the place. After that it got sanctioned and there was some processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on May 02, 2019
    • Axis Bank Home Loan
      "Interest rate should be flexible for woman publican"
      0.5 4.0/5 "Great!"
      I am not satisfied with the home loan interest of Axis bank, they have quoted 9.05% of interest. But I was looking for 8.5% even I added my wife as a co applicant but there is no privilege offer to the woman. I took the principal amount of Rs. 47 lakhs for the duration of 12 years.
      Was this review helpful? 3
      , pune
      Reviewed on May 02, 2019
    • Axis Bank Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process was very smooth with Axis Bank. I got the loan in 20 days and as needed. The rate of interest is of 8.9% and the processing fee is of 7500. There is part payment and foreclosure option as well. I had no hassles and inconvenience to get the loan.
      Was this review helpful? 1
      , pune
      Reviewed on May 02, 2019
    • Axis Bank Home Loan
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      The experience is good with Axis Bank for the home loan but there is is a little bit of problem in the service. There waiting time is too long which caused the delay. The rate of interest is around 8.9% and the processing fee is of 13K. The process could have been sooner.
      Was this review helpful? 1
      , pune
      Reviewed on May 02, 2019
    • Axis Bank Home Loan
      "Overall no hassles"
      0.5 5.0/5 "Blown Away!"
      My home loan is with Axis Bank. There were no hassles in the process. The documentation process is good. It is the same as other banks. The rate of interest is of 9% and the processing charges is zero. The after loan services are good too. It has been a good process and I got the loan on time.
      Was this review helpful? 0
      , pune
      Reviewed on May 02, 2019
    • Axis Bank Home Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I had selected the Home loan from AXIS BANK since the interest rate which they where offering has been less when compared with the other banks. But the process in getting the loan had taken more time than usual where it took almost three months. Their customer support team has also not been responsive where there was nobody to help or to respond properly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 30, 2019
    • Axis Bank Home Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have previously applied for the home loan with the AXIS BANK and i am not satisfied with the device with this bank, because they have offered with the higher rate of interest so i have done with the balance transfer from this bank. The documentation process was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 27, 2019
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