A "low interest" loan shouldn't mean you have very little interest in paying it back!
A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 Axis Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Axis Bank Home Loan is Rated as "Great!" by 2162 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Axis Bank Home Loan

    Axis Bank Home Loan Interest RatesUpdated on 17 Dec 2017

    Axis Bank Home Loan Details
    Interest Rate 8.35% to 11.75%
    Super Saver Scheme - 9.25%
    Processing Fees 0.5 of Loan amount minimum of Rs.10,000
    Loan Tenure 1 year to 30 years
    Super Saver Scheme - 1 year to 20 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Axis Bank Housing Loan

    Buying a home at the time of a financial crunch is one of the biggest concerns of the Indian middle class. However, with different types of home loans available in the market, it has become quite easy for people to buy their dream home.

    Axis Bank provides customers with a wide range of banking solutions of which housing loans are among one of the organization’s most popular and attractive products.

    Some of the best features that lend to the popularity of Axis Bank Home Loans:

    • Extremely affordable interest rates, keeping in mind the customer’s requirements and budget limitations.
    • Flexibility of tenure.
    • Fast and Easy processing for both self-employed and salaried individuals.

    Features and Benefits of Axis Home Loans

    Axis Bank Housing Loan

    Axis Bank Home Loans come with a number of attractive features and benefits such as:

    • Affordable Rates of Interest: Axis Bank offers customers attractive and affordable rates of interest, which make it convenient for the customer to make installment payments towards their home loans.
    • Interest Rate Flexibility: Customers have the option to choose from either fixed rate of interest or floating rate of interest as per their convenience. Customers can make an informed decision based on interest rate trends and choose accordingly.
    • Balance Transfer: Customers also have the opportunity to transfer their home loan balances from other banks to Axis Bank in a hassle free manner.
    • Personalised Service: Axis Bank makes it easier for customers to apply for home loans by providing assistance right at the customer’s doorstep. This significantly reduces the time and effort that a customer will invest in by applying for a home loan at one of the bank’s branches.
    • No Prepayment Fees: Customer who wish to pay out their home loans in advance have the option to do so without being charged any prepayment fees.
    • Simple and Easy Processing: Applying for a home loan with Axis Bank is a quick and simple process, wherein the customer is aware of the status of his or her application at all times. The bank ensures that there is complete transparency during the processing of home loans.
    • Substantial Tenure Periods: Customers can avail of home loans with tenures of up to 30 years, which greatly reduces the amount of EMIs they would have to make every month.

    Axis Bank Home Loan Eligibility

    Salaried Individuals
    • All individuals who are employed in Government service or with organizations of repute are eligible to apply for a home loan with Axis Bank
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 60 years of age at the time of maturity of the loan
    Professionals
    • The following professionals are eligible to apply for a home loan with Axis Bank
      • Architects
      • Company Secretaries
      • Dentists
      • Chartered Accountants
      • Engineers
      • Management Consultants
      • Cost Accountants
      • Doctors
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan
    Self-Employed Individuals
    • Any self-employed individual that files income tax is eligible to apply for a home loan with Axis Bank.
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan.
    Apply for Home Loan Online

    Documentation Required for Axis Bank Home Loan

    Applicants are required to submit the following documents to the bank at the time of applying for a home loan

    Identity Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • PAN Card
    • Job Card issued by NREGA
    Address Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • Job Card issued by NREGA
    Income Proof For Salaried Employees:
    • Previous 3 months salary statements
    • Form 16
    For Self-employed Individuals:
    • Previous 2 years Income Tax returns
    • Previous 2 years income computation with CA certification
    Bank Statement Last 6 months bank statements or the pass book into which the applicant’s salary is deposited
    Gaurantor A guarantor is not mandatory. However, the applicant has the option of submitting a guarantor form

    Axis Bank Home Loan Interest Rate

    Axis Bank offers customers some of the most attractive and competitive home loan interest rates in the country.Interest rates on home loansare given out depending on whether the customer opts for a floating rate loan or a fixed rate loan. Home loans with floating rates help in minimizing the risk involved due to interest rate fluctuations while home loans with fixed rates offer more structure when it comes to monthly repayments as the rates remain static for a fixed period of time.

    Axis Bank offers interest rates on home loans as follows:

    Home Loan Floating Interest Rate

    Home Loan Amount ROI - Salaried ROI - Self Employed
    Upto 30 Lakhs 8.35% 8.40%
    Above 30 Lakhs to 75 Lakhs 8.65% 8.70%
    Above 75 Lakhs 8.70% 8.75%

    Axis Bank also offers interest rates of 8.35% - 8.75% per annum on Fixed Rate home loans.

    Axis Bank MCLR Rate for Home Loans

    Axis Bank Home Loan

    As of April 1st 2016, Axis Bank has set its Marginal Cost Based Lending Rate (MCLR) at 8.15% with the MCLR reset frequency set at half yearly for home loans.

    Axis Bank Home Loan Fees and Charges:

    • Processing fee – Up to 1% of the loan amount on a minimum of Rs.10,000
    • Penal interest rate – 24% p.a. or 2% per month
    • Fees for switching – 0.5% of the outstanding principal on Rs.10,000
    • Repayment instruction / Cheque return charges – Rs.500
    • Cheque swap charges – Rs.500
    • Duplicate statement issuance charges – Rs.250

    Axis Bank Home Loan EMI Calculator

    Customers can ascertain the amount of monthly installments they will need to make on a monthly basis towards their home loan by accessing the EMI calculator available on BankBazaar. The EMI calculator is an easy-to-use tool, which helps in determining the amount of loan a customer really requires and doubles up as a budgeting tool by assisting customers in managing their loan repayments.

    By visiting the BankBazaar homepage, one can locate the Home Loan EMI Calculator in the Finance Tools section. After entering relevant information such as the loan amount, loan tenure and rate of interest, the EMI calculator will compute the EMI amount that you will be required to pay every month along with other information such as the amortisation schedule among other things.

    Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme by Axis Bank

    Credit Linked Subsidy Scheme or CLSS under PMAY (Pradhan Mantri Awas Yojana) offers interest subsidy on the home loans to the beneficiaries who are eligible and come under the MIG (Middle Income Group), LIG (Lower Income Group) or EWS (Economically Weaker Sections) segments.

    Eligibility Criteria for Applying PMAY Scheme:

    EWS and LIG:

    • The maximum house income can be up to Rs.6 lakh per annum.
    • The carpet area of the property has no maximum limit.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.6 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 6.50% per annum.
    • The subsidy amount stands at Rs.2.67 lakh.

    MIG I:

    • The maximum house income can be between Rs.6 lakh and Rs.12 lakh per annum.
    • The maximum carpet area of the property must be 90 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.9 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 4% per annum.
    • The subsidy amount stands at Rs.2.35 lakh.

    MIG II:

    • The maximum house income can be between Rs.12 lakh and Rs.18 lakh per annum.
    • The maximum carpet area of the property must be 110 sq.m.
    • The maximum loan amount that is eligible for subsidy calculation stands at Rs.12 lakh
    • The maximum tenure for loan is 20 years.
    • Interest subsidy stands at 3% per annum.
    • The subsidy amount stands at Rs.2.30 lakh.

    Types of Axis Home Loans

    Axis Bank offers customers a choice of four different types of home loans to choose from, which are specifically designed to meet certain needs and requirements of the customer. The different home loans on offer are as follows:

    Axis Bank Happy Ending Home Loan:

    Under this home loan, customers can use the loan amount for the following purposes:

    • Purchase of a ready-made house
    • Purchase of house that is under construction
    • Purchase of a house that has been put up for resale
    • Purchase of a plot
    • Construction on the plot

    Customers who pay their EMIs on a regular basis can get a waiver on their last twelve EMIs provided that their repayment history is satisfactory. The minimum loan amount disbursed under this scheme is Rs 3 Lakhs, while interest rates range from 9.45% to 9.60% depending on the loan amount availed as well as the profile of the customer.

    Axis Bank Empower Home Loan:

    This particular type of home loan can be utilized by customers for the following:

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot
    • House renovations, improvements and extensions

    Under this scheme customers can procure a minimum loan amount of Rs 10 lakhs, with interest rates ranging from 10.30% per annum for loans upto Rs 28 lakhs and 10.35% per annum for loans above Rs 28 lakhs.

    Axis Bank Asha Home Loan:

    This home loan scheme can be used by customers for

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot

    Under this scheme customers can avail of loan tenures stretching up to 30 years. The minimum loan amount on offer is Rs 1 lakh, and salaried customers can avail of interest rates of 9.95% while self-employed customers are eligible for interest rates of 10.15%.

    Axis Super Saver Home Loan:

    Under this home loan scheme, customers can save on interest that they pay towards their loan by depositing any surplus amounts into their Super Saver Account. This helps in the reduction of the outstanding principal. The customer will then only be liable to pay interest on the remaining outstanding loan amount. These loans come with attractive rates of interest and high repayment periods of up to 20 years.

    Axis Bank Home Loan Transfer Scheme

    Axis Bank also offers customers the opportunity to transfer their outstanding home loan balances with other banks over to Axis Bank at low interest rates. The main features of this transfer scheme are:

    • Low and affordable rates of interest
    • Customers can pay out their loan as per their convenience with no prepayment fees or charges
    • Top up facility is available under this scheme, wherein customers can top up their loan to more than 30% of their existing loan
    • Transfer of outstanding balance is quick, simple and hassle-free
    • To avail of this scheme customers are required to have a good loan repayment record with no missed payments for the previous 18 months on their existing loan

    eDGE Loyalty Points on Axis Home Loan

    Customers who have successfully procured a home loan from Axis Bank are eligible to earn eDGE loyalty points on their loans through the following ways:

    On Approval of a Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 500
    More than Rs 25 lakhs but not more than Rs 75 lakhs 1000
    More than Rs 75 lakhs 2000

    On Top-Up Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 250
    More than Rs 25 lakhs but not more than Rs 75 lakhs 500
    More than Rs 75 lakhs 1000

    On Completion of Every Year of Existing Home Loan:

    Loan Year Completed Loyalty Points Earned
    1st Year 100
    2nd Year 200
    3rd Year 300
    4th Year 400
    5th Year and every complete year henceforth 500

    Why Apply for an Axis Bank Home Loan on Bankbazaar?

    Customers looking to apply for an Axis Bank home loan through BankBazaar can experience a range of advantages and benefits such as:

    • Easy Comparability- Customers have the advantage of comparing home loans offered by a wide variety of banks, which will aid in making sound decisions when it comes to choosing which bank offers the right type of loan. By browsing through customer reviews and availing of BankBazaar’s 24 hour customer care service, applicants can make informed decisions regarding their home loans.
    • No Fees or Charges- BankBazaar levies no fees or charges for its services, making it an extremely convenient portal through which home loans can be acquired.
    • Hassle-free Process- Collection information as well as applying for home loans through BankBazaar is an easy process, which helps customer’s save an incredible amount of time and effort.
    • Data Security- BankBazaar ensures that all data entered by customers is completely secure and confidential, making the process of applying for a home loan absolutely risk free.

    Axis Bank Home Loan FAQs

    1. Are prepayment charges applicable on both floating as well as fixed interest rate home loans?

      Prepayment charges are applicable only on fixed interest rate home loans. Floating interest rate home loans do not attract any prepayment fees or charges.

    2. Can home loans acquired from Axis Bank be utilized for property renovations or extensions?

      Yes. Axis Bank home loans can be used for any of the following:

      • Purchasing or buying or a home or residential property
      • Construction of a residential property or home
      • Repairs and renovations of a home owned by the individual
      • Improvements and extensions of the residential property owned by the individual
    3. What are the charges levied when applying for a home loan from Axis Bank?

      Some of the main fees or charges that may be levied are as follows:

      • Duplicate Statements - Rs 250 per copy
      • Duplicate Certificate of Interest - Res 250 per copy
      • Cheque Charges - Rs 500
      • EMI Late Payment Fee - 2% per month of outstanding monthly installments

     

    AXIS Bank Fixed Interest Home Loans

    People who already have a home loan will agree that one of the key factors that makes repaying home loan difficult is the frequently changing interest rates. From time to time, banks keep changing their interest rate as they charge floating interest rate on most of their home loans. There are a very few banks that offer fixed interest rate on home loans. Axis Bank is one of the banks that offer fixed interest rate home loans. For more details: Click Here

    Axis Bank Happy Ending Home Loan

    Paying your home loan EMIs on time definitely has its own benefits. Apart from helping you maintain your financial health, being a prompt payer can get your last 12 home loan EMIs free. Yes, that's true! Axis Bank now offers “Happy Ending Home Loans” under which the bank waives the last 12 EMIs on home loans if the borrower has paid all the other EMIs promptly. Isn’t that interesting? To know about the unique features of Axis Bank Happy Ending Home Loans: Click Here

    News About Axis Bank Home Loan

    • Axis bank’s Growth in Customer Base has been 27% CAGR in 5 years

      In an interview, Rajiv Anand, executive director, retail banking, Axis Bank has stated that the growth in the bank’s retail customer base is healthily at 27% Compound Annual Growth Rate (CAGR). In the same interview he had also mentioned that their market share is also at a healthy position since 2012.

      Retail loans specifically has grown at 28% CAGR in the last 5 years and contribute to 46% of the overall loan business of the bank. The factors that affect the growth, he says, is increased disposable income, high consumer confidence index, and increased discretionary spends.

      Rajiv Anand also believes that the customer centric approach that the bank follows is making a positive impact on the bank and is partially responsible in facilitating the rapid growth that the bank has been seeing.

      11th October 2017

    • Waiver of EMIs with Axis Bank Home Loans

      Axis Bank aims at fortifying its stand in the segment for affordable housing. It is one of the largest private sector banks in India. The Shubh Aarambh Home Loans scheme is a new home loan product that has been introduced by Axis Bank. Borrowers who apply for a loan under this particular scheme will be able to avail waiver of 12 EMIs for a loan amount of up to Rs.30 lakh.

      The EMI tenure will be offered by the banks in the form of tenure reduction of the home loans. According to the Executive Director of Retail Banking department of Axis bank stated that the bank feels honoured to be a part of the Government’s initiative to boost the affordable housing segment.

      22nd August 2017

    • Axis Bank Reduces MCLR by 10-15 Basis Points

      The private sector bank, Axis Bank, has decided to cut its Marginal Cost of Lending Rate or MCLR across all tenors.

      Effective December 17, the MCLR for overnight tenor would be reduced by 10 bps or 0.1%. The MCLR for all other tenors would reduce by 15 basis points or 0.15%. Now, new loans would be calculated at MCLRs varying between 8.55% and 9%.

      For loans with a tenor of overnight or one month period, MCLR has reduced to 8.55%; for loans of 3 month tenor to 8.75%; 6 month tenor to 8.85% and for 1 year tenor the MCLR would be 8.90%. For 2 and 3 year loan tenors, the lending rate would be at 8.95% and 9%, respectively.

      The MCLR-based calculation replaced the base rate method of calculation in June, 2016. The Reserve Bank of India introduced the MCLR with the aim of speeding up transmission of monetary policy and increasing transparency and uniformity in the computation method of loan lending rates.

      5th January 2017

    • MCLR Rates Reduced By Axis Bank

      Axis Bank has reduced MCLR (Marginal cost of fund based lending rate) by 0.15% to 0.20% on Friday. The bank has reduced MCLR by 15 bps for all loan tenures of up to 1 year and by 20 bps for all tenures of up to 2 years and 3 years. The rate for 1 month tenure will be 8.70% and the rates for 3 months and 6 months will be 8.9% and 9%. MCLR for overnight tenure will be 8.65% and MCLR for 1 year tenure will be 9.05%. Axis bank will impose 9.10% and 9.15% as interest rate for loan tenures of 2 years and 3 years. The new rates will be effective from November 18, 2016.

      28th November 2016

       
    • Axis Bank reduces its benchmark MCLR by 5 bps

      Axis Bank, one of the leading private banks in India, reduced its benchmark Marginal Cost of Lending Rates (MCLR) by 5 basis points.

      This move, effective from Tuesday, comes after the fact that the bank’s competitors like ICICI Bank, Kotak Mahindra, Syndicate Bank, Canara Bank, and Indian Bank also cut their lending rates based on RBI’s financial policy review on October 4.

      The banks also released a statement after the introduction wherein it said that overnight MCLR is currently down to 8.80% while three year rate stands at 9.35%. The rate cut was brought into effect to comply with Reserve Bank of India’s repo rate cut which was cut down to 6.25% by Governor Urjit Patel.

      MCLR, which replaces the previously seen base rate regime, has enabled financial institutions in the country to provide loans at rate agreeable to the RBI.

      26th October 2016

       
    • Shares of Axis Bank up by 1% after MCLR cut

      After Axis Bank reduced its MCLR rate by 5 bps on Wednesday, it was trading at Rs. 595.20, an increase of Rs.5.85 or 1%, in the morning trade on Thursday. The 5 basis points decrease in MCLR is a move that will provide lower EMIs for its new borrowers.

      In a statement issued by Axis bank, it was confirmed that the rate for a lending tenure of one year has been reduced from 9.30% to 9.25%. Similarly, for a two-year lending tenure, the rate has been trimmed from 9.40% to 9.35%. The three-year tenure has been cut from 9.45% to 9.40%.

      The new loans will be priced at the published benchmark MCLRs from August 18th.

      23rd August 2016

       
    • 10 bps Cut on 1-month, 3-month MCLR of Axis Bank

      Axis Bank has announced its Marginal Cost of Funds based Lending Rate (MCLR) for six tenors – 8.90% for overnight, 8.95% for one month, 9.15% for three months, 9.25% for six months, 9.30% for one year, 9.40% for two years and 9.45% for three years for potential home loan customers. The MCLRs of overnight, six months, 1 year, 2 years and 3 years have gone down by 5 basis points, the MCLRs of one month and three months have dropped by 10 basis points.

      Axis Bank Ltd. went up by Rs.4.7 or 0.84% on the BSE closing at Rs.564.75 from its previous figure of Rs.560.05.

      20th July, 2016

       
    • Axis Bank’s Home loan borrowers have reason to rejoice thanks to the bank’s rate cut.

      Thanks to the recent cut of Axis Bank’s home loans, it will be brought at par with SBI and ICICI Bank. One week after the RBI’s 25 basis point rate cut, Axis Bank was reduced 15 basis points. This was implemented in its marginal cost of funds-based lending rate (MCLR) across tenures. Other banks are likely to follow suit with similar cuts.

      In the beginning of the month, there’s been seen a trend of banks moving from base rate to the MCLR based loan pricing. Majority of banks in the country has opted for home loan rates to be based on MCLR lower than the existing rates.

      28th April, 2016

       
    • Axis Bank unveils fixed home loan for housing within means

      Home loans with fixed interest rate have made a dramatic comeback in the arena. This is thanks to Axis Bank, the third biggest private bank in India, who recently rolled out such a plan. The bank has launched a fixed home loan scheme with a term of up to 20 years, priced at an affordable 10.4 percent. But here is the hitch. This ‘Fixed for Life’ interest housing loan is accessible only for loans up to INR 50 lacs for house/ apartment/ plot costing INR 65 lacs in metro cities and for availing up to INR 40 lacs for property costing INR 50 lacs in other regions. This financial product comes with the support of INR 5700 crore that was raised after trading some infrastructure bonds lately. With this, the bank intends to enhance the emphasis on infrastructure lending and on reasonable housing segment. Yes, Axis Bank is leaving no stone unturned to make the dream of affordable housing a reality.

      10th December, 2015

       
    • Readjusting home loan rates- Axis Bank Launches New Slab

      Axis Bank, India’s third biggest private bank in terms of assets, has recently launched a new slab for its home loan debtors with irresistible offers beginning at 9.55 percent. This is for those house loans that are less than INR 28 lacs as informed by the bank’s representative. If you are a salaried employee, you can avail Axis Bank home loans not exceeding INR 28 lacs at 9.55 percent. This is a mere .10 percent more than its currently reviewed key lending rate of 9.50 percent. And if the housing loan amount is more than INR 28 lacs, there will be a rate of 9.65 percent attached to it. These rates compare favorably with the likes of other top banks such as ICICI and HDFC, but is slightly pricier than what SBI offers.

      28th October 2015

       

    Axis Bank Home Loan Reviews

    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the home loan with the Axis bank and the interest rate is around 8.4%, also the customer service is good one for me. They have disbursed the loan amount within ten to fifteen working days of time.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 11, 2017
    • Axis Bank Home Loan
      "Looking for better interest rate"
      0.5 4.0/5 "Great!"
      I have home loan with AXIS, I availed it before five years. At the time they offered me 10.5% of interest, recently they have revised the rate of interest around 9.5%. I took the home loan of Rs. 13 lakhs for the tenure of 20 years, everything is good but interest rate is higher.
      Was this review helpful? 4
      , chennai
      Reviewed on Dec 08, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a Home loan with Axis bank.The loan amount is 29 lakhs,rate of interest is very high as compared to other banks.The process took almost one month to complete the whole request.They had collected documents from my place.I am happy with the service.
      Was this review helpful? 3
      , chennai
      Reviewed on Dec 05, 2017
    • Axis Bank Home Loan
      "Card fradulent Trasaction happened at 3 times..."
      0.5 0.5/5 "Unacceptable"
      Yes , it happened 3 times in my credit card with out any notification. While talking with customer care regarding the issue they inform me that they are helpless to do anything. The solution they suggest is de-active the card and take new card from the bank. It was a surprise and very bad response ,and finally I cancel the card. These people eat my earned money.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 05, 2017
    • Axis Bank Home Loan
      "Recommedable home loan"
      0.5 4.5/5 "Excellent!"
      I have taken a home loan from AXIS bank. The approved loan amount was 40 lakhs. The monthly EMI Is 39000 for 20 years. The approved rate of interest was 10.35%. The documentation process was easy. With in one week i got my loan amount disbursed.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 02, 2017
    • Axis Bank Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with AXIS BANK for the home loan process . The bank gave me a full approval on the amount i asked for the loan . They took 3 months for disbursal of the amount .the rate of interest provided to me was minimal as compared to other banks and the processing fee was also low . The bank provided me option of pre closure and part payment . It was a good customer service form their end .
      Was this review helpful? 1
      , indore
      Reviewed on Dec 01, 2017
    • Axis Bank Home Loan
      "Need Improvement"
      0.5 3.0/5 "Satisfactory"
      Applied for the home loan with the Axis bank and they asked me to submit the form 16 as a mandate document , but in my company I cannot the form 6 instead I can provide the salary certificate , the axis bank was not ready to accept it , so that was the reason I haven't got the home loan with axis bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from Axis bank, my loan application was closed because i have taken the home loan from other bank. When it comes to customer service, it was good, they responded on time and regular follow ups were done. The only problem is with the tenure of the loan amount, they gave only for 14 years which is not enough. The rate of interest was nominal when compared to other banks
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2017
    • Axis Bank Home Loan
      "Need to improve service"
      0.5 1.0/5 "Really Bad"
      I have applied for a home loan with Axis bank but my home loan application got closed by the axis bank. When I requested them to reopen my home loan application they did not accept my request. Axis bank initially offered my home loan with 8.35% as a rate of interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 28, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with Axis Bank through online channel. They offered interest rate of 8.3%. The disbursement was on time and there is no delay. The customer service and response was average. The executive collected my documents. There is no pre closure charges.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      The rate of interest was pretty okay with Axis, they offered me 8.4% where other banks are doing for 8.35%. The documentation process was good and pretty simple. The disbursement was on time but there is lack of communication. At the time of dispersal I got only 80% but earlier thy promised around 85%. They provide a partial payment with zero fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was good experience with Axis Bank. I had taken my home loan, they took more time to process the loan. I would say it was a lengthy process for document collection otherwise the process was smooth. They have given the best interest rate. There is no pre closure fee and I can do part payment also.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS home loan interest is good they offered 8.65% for the loan amount of Rs. 60 lakhs for the tenure period of 20 years. But I am little disappointed with their rate of interest, initially they committed 8.4% of interest finally they sanctioned my loan with 8.65% it was bit high.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      It was a very nice experience with Axis Bank. The representative was very good and helpful. The interest rate was 8.35%. The EMI period was ten years. There is no pre closure fee. They offered me 12L and I pay monthly 15K. The documentation process is easy and simple.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was a good experience with Axis Bank on home loan. The customer service and response is good. The rate of interest was good but processing charging and documentation fee is bit more because other bankers are doing zero processing fee. The payment option is convenient.
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      , secunderabad
      Reviewed on Nov 22, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I had a good experience with Axis Bank. They offered 8.35% rate of interest but charges are bit more. The disbursement was on time. Only technical and legal clarification took more time. The part payment and pre closure options are not discussed. The payment option is easy.
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      , bangalore
      Reviewed on Nov 22, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with Axis Bank. They provided a good interest rate of 8.35%. I have taken 6.64L as a home loan. No idea about pre closure and part payment option. There was a delay on the loan process. Executive came to my place and collected the documents.The payment method is convenient. Overall it was good service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2017
    • Axis Bank Home Loan
      "Hassle free home loan"
      0.5 4.0/5 "Great!"
      AXIS Provided best interest around 8.25% for my housing loan to purchase an apartment, They sanctioned 80% of loan from the property value, documentation procedure was hassle free, they disbursed the loan on time and also they gave me part payment, preclosure options.
      Was this review helpful? 0
      , thane
      Reviewed on Nov 18, 2017
    • Axis Bank Home Loan
      "Need to improve customer service"
      0.5 2.5/5 "Just OK"
      I have requested fora home loan of 50 lakhs from Axis bank.Rate of interest is nominal as compared to other banks.They did not respond on time as i got an emergency requirement they were very slow in processing my request hence closed and got loan from a different bank.
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      , pune
      Reviewed on Nov 17, 2017
    • Axis Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the home loan within 8days of time from Axis bank, they have disbursed the loan amount then they have collected the required documents. The customer support was good with Axis bank and they are trusty worthy. The rate of interest is average with Axis bank when com pare with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
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