A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 Axis Bank Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10000)
    1Cr - 5Crs
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Axis Bank Home Loan is Rated as "Great!" by 2004 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Axis Bank offers home loans with great features and benefits like: attractive housing finance rates, balance transfer facility, doorstep service, nil prepayment charges and quick and transparent processing. You can find your eligibility for an Axis Bank home loan by filling in a short form. Axis Bank also offers eligible customers instant e-approval on home loan applications on BankBazaar.com. View details below.


     

    You’re probably eligible for an Axis Bank Home Loan if you are

    01
    02
    03
    04
    Axis Bank Home Loan Minimum Age

    At least 24 years old

     Axis Bank Home Loan Maximum Age

    Less than 65 years old

    Axis Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Axis Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


     

    Your Axis Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    Axis Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Axis Bank Home Loan Maximum Loan to property value

    Loan capped @ 85% of property value

    Axis Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible Axis Bank Home Loan amount by these steps

    01
    02
    03
    Axis Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Axis Bank Home Loan Maximum Tenure

    Choose longer tenure loan up to 30 years

    Axis Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an Axis Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 along with recent salary certificate
    • 6. Documentation for self-employed applicants:
      • Last 2 years Income Tax Returns
      • Last 2 years computation of income

     

    Axis Bank Home Loan Interest RatesUpdated on 18 Aug 2017

    Axis Bank Home Loan Details
    Interest Rate 8.35% to 11.75%
    Super Saver Scheme - 9.25%
    Processing Fees 0.5 of Loan amount minimum of Rs.10,000
    Loan Tenure 1 year to 30 years
    Super Saver Scheme - 1 year to 20 years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Axis Bank Home Loan

    Buying a home at the time of a financial crunch is one of the biggest concerns of the Indian middle class. However, with different types of home loans available in the market, it has become quite easy for people to buy their dream home.

    Axis Bank provides customers with a wide range of banking solutions of which housing loans are among one of the organization’s most popular and attractive products.

    Some of the best features that lend to the popularity of Axis Bank Home Loans:

    • Extremely affordable interest rates, keeping in mind the customer’s requirements and budget limitations.
    • Flexibility of tenure.
    • Fast and Easy processing for both self-employed and salaried individuals.

    Features and Benefits of Axis Home Loans

    Axis Bank Home Loans come with a number of attractive features and benefits such as:

    • Affordable Rates of Interest: Axis Bank offers customers attractive and affordable rates of interest, which make it convenient for the customer to make installment payments towards their home loans.
    • Interest Rate Flexibility: Customers have the option to choose from either fixed rate of interest or floating rate of interest as per their convenience. Customers can make an informed decision based on interest rate trends and choose accordingly.
    • Balance Transfer: Customers also have the opportunity to transfer their home loan balances from other banks to Axis Bank in a hassle free manner.
    • Personalised Service: Axis Bank makes it easier for customers to apply for home loans by providing assistance right at the customer’s doorstep. This significantly reduces the time and effort that a customer will invest in by applying for a home loan at one of the bank’s branches.
    • No Prepayment Fees: Customer who wish to pay out their home loans in advance have the option to do so without being charged any prepayment fees.
    • Simple and Easy Processing: Applying for a home loan with Axis Bank is a quick and simple process, wherein the customer is aware of the status of his or her application at all times. The bank ensures that there is complete transparency during the processing of home loans.
    • Substantial Tenure Periods: Customers can avail of home loans with tenures of up to 30 years, which greatly reduces the amount of EMIs they would have to make every month.

    Axis Bank Home Loan Eligibility

    Salaried Individuals
    • All individuals who are employed in Government service or with organizations of repute are eligible to apply for a home loan with Axis Bank
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 60 years of age at the time of maturity of the loan
    Professionals
    • The following professionals are eligible to apply for a home loan with Axis Bank
      • Architects
      • Company Secretaries
      • Dentists
      • Chartered Accountants
      • Engineers
      • Management Consultants
      • Cost Accountants
      • Doctors
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan
    Self-Employed Individuals
    • Any self-employed individual that files income tax is eligible to apply for a home loan with Axis Bank.
    • The applicant is required to be a minimum of 24 years of age at the time of disbursal of the loan and a maximum of 65 years of age at the time of maturity of the loan.

    Documentation Required for Axis Bank Home Loan

    Applicants are required to submit the following documents to the bank at the time of applying for a home loan

    Identity Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • PAN Card
    • Job Card issued by NREGA
    Address Proof
    • Passport
    • Voter’s ID
    • Driving license
    • Aadhaar Card
    • Job Card issued by NREGA
    Income Proof For Salaried Employees:
    • Previous 3 months salary statements
    • Form 16
    For Self-employed Individuals:
    • Previous 2 years Income Tax returns
    • Previous 2 years income computation with CA certification
    Bank Statement Last 6 months bank statements or the pass book into which the applicant’s salary is deposited
    Gaurantor A guarantor is not mandatory. However, the applicant has the option of submitting a guarantor form

    Axis Bank Home Loan Interest Rate

    Axis Bank offers customers some of the most attractive and competitive home loan interest rates in the country.Interest rates on home loansare given out depending on whether the customer opts for a floating rate loan or a fixed rate loan. Home loans with floating rates help in minimizing the risk involved due to interest rate fluctuations while home loans with fixed rates offer more structure when it comes to monthly repayments as the rates remain static for a fixed period of time.

    Axis Bank offers interest rates on home loans as follows:

    Home Loan Floating Interest Rate

    Home Loan Amount ROI - Salaried ROI - Self Employed
    Upto 30 Lakhs 8.35% 8.40%
    Above 30 Lakhs to 75 Lakhs 8.65% 8.70%
    Above 75 Lakhs 8.70% 8.75%

    Axis Bank also offers interest rates of 8.35% - 8.75% per annum on Fixed Rate home loans.

    Axis Bank MCLR Rate for Home Loans

    Axis Bank Home Loan

    As of April 1st 2016, Axis Bank has set its Marginal Cost Based Lending Rate (MCLR) at 8.15% with the MCLR reset frequency set at half yearly for home loans.

    Axis Bank Home Loan EMI Calculator

    Customers can ascertain the amount of monthly installments they will need to make on a monthly basis towards their home loan by accessing the EMI calculator available on BankBazaar. The EMI calculator is an easy-to-use tool, which helps in determining the amount of loan a customer really requires and doubles up as a budgeting tool by assisting customers in managing their loan repayments.

    By visiting the BankBazaar homepage, one can locate the Home Loan EMI Calculator in the Finance Tools section. After entering relevant information such as the loan amount, loan tenure and rate of interest, the EMI calculator will compute the EMI amount that you will be required to pay every month along with other information such as the amortisation schedule among other things.

    Types of Axis Home Loans

    Axis Bank offers customers a choice of four different types of home loans to choose from, which are specifically designed to meet certain needs and requirements of the customer. The different home loans on offer are as follows:

    Axis Bank Happy Ending Home Loan:

    Under this home loan, customers can use the loan amount for the following purposes:

    • Purchase of a ready-made house
    • Purchase of house that is under construction
    • Purchase of a house that has been put up for resale
    • Purchase of a plot
    • Construction on the plot

    Customers who pay their EMIs on a regular basis can get a waiver on their last twelve EMIs provided that their repayment history is satisfactory. The minimum loan amount disbursed under this scheme is Rs 3 Lakhs, while interest rates range from 9.45% to 9.60% depending on the loan amount availed as well as the profile of the customer.

    Axis Bank Empower Home Loan:

    This particular type of home loan can be utilized by customers for the following:

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot
    • House renovations, improvements and extensions

    Under this scheme customers can procure a minimum loan amount of Rs 10 lakhs, with interest rates ranging from 10.30% per annum for loans upto Rs 28 lakhs and 10.35% per annum for loans above Rs 28 lakhs.

    Axis Bank Asha Home Loan:

    This home loan scheme can be used by customers for

    • Purchase of a ready-made house
    • Purchase of house currently under construction
    • Purchase of a self-constructed house
    • Purchase of a plot plus construction on the plot

    Under this scheme customers can avail of loan tenures stretching up to 30 years. The minimum loan amount on offer is Rs 1 lakh, and salaried customers can avail of interest rates of 9.95% while self-employed customers are eligible for interest rates of 10.15%.

    Axis Super Saver Home Loan:

    Under this home loan scheme, customers can save on interest that they pay towards their loan by depositing any surplus amounts into their Super Saver Account. This helps in the reduction of the outstanding principal. The customer will then only be liable to pay interest on the remaining outstanding loan amount. These loans come with attractive rates of interest and high repayment periods of up to 20 years.

    Axis Bank Home Loan Transfer Scheme

    Axis Bank also offers customers the opportunity to transfer their outstanding home loan balances with other banks over to Axis Bank at low interest rates. The main features of this transfer scheme are:

    • Low and affordable rates of interest
    • Customers can pay out their loan as per their convenience with no prepayment fees or charges
    • Top up facility is available under this scheme, wherein customers can top up their loan to more than 30% of their existing loan
    • Transfer of outstanding balance is quick, simple and hassle-free
    • To avail of this scheme customers are required to have a good loan repayment record with no missed payments for the previous 18 months on their existing loan

    eDGE Loyalty Points on Axis Home Loan

    Customers who have successfully procured a home loan from Axis Bank are eligible to earn eDGE loyalty points on their loans through the following ways:

    On Approval of a Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 500
    More than Rs 25 lakhs but not more than Rs 75 lakhs 1000
    More than Rs 75 lakhs 2000

    On Top-Up Home Loan:

    Loan Amount Disbursed Loyalty Points Earned
    Rs 25 lakhs or lower 250
    More than Rs 25 lakhs but not more than Rs 75 lakhs 500
    More than Rs 75 lakhs 1000

    On Completion of Every Year of Existing Home Loan:

    Loan Year Completed Loyalty Points Earned
    1st Year 100
    2nd Year 200
    3rd Year 300
    4th Year 400
    5th Year and every complete year henceforth 500

    Why Apply for an Axis Bank Home Loan on Bankbazaar?

    Customers looking to apply for an Axis Bank home loan through BankBazaar can experience a range of advantages and benefits such as:

    • Easy Comparability- Customers have the advantage of comparing home loans offered by a wide variety of banks, which will aid in making sound decisions when it comes to choosing which bank offers the right type of loan. By browsing through customer reviews and availing of BankBazaar’s 24 hour customer care service, applicants can make informed decisions regarding their home loans.
    • No Fees or Charges- BankBazaar levies no fees or charges for its services, making it an extremely convenient portal through which home loans can be acquired.
    • Hassle-free Process- Collection information as well as applying for home loans through BankBazaar is an easy process, which helps customer’s save an incredible amount of time and effort.
    • Data Security- BankBazaar ensures that all data entered by customers is completely secure and confidential, making the process of applying for a home loan absolutely risk free.

    Axis Bank Home Loan FAQs

    1. Are prepayment charges applicable on both floating as well as fixed interest rate home loans?

      Prepayment charges are applicable only on fixed interest rate home loans. Floating interest rate home loans do not attract any prepayment fees or charges.

    2. Can home loans acquired from Axis Bank be utilized for property renovations or extensions?

      Yes. Axis Bank home loans can be used for any of the following:

      • Purchasing or buying or a home or residential property
      • Construction of a residential property or home
      • Repairs and renovations of a home owned by the individual
      • Improvements and extensions of the residential property owned by the individual
    3. What are the charges levied when applying for a home loan from Axis Bank?

      Some of the main fees or charges that may be levied are as follows:

      • Duplicate Statements - Rs 250 per copy
      • Duplicate Certificate of Interest - Res 250 per copy
      • Cheque Charges - Rs 500
      • EMI Late Payment Fee - 2% per month of outstanding monthly installments

     

    News About Axis Bank Home Loan

    • Axis Bank Reduces MCLR by 10-15 Basis Points

      The private sector bank, Axis Bank, has decided to cut its Marginal Cost of Lending Rate or MCLR across all tenors.

      Effective December 17, the MCLR for overnight tenor would be reduced by 10 bps or 0.1%. The MCLR for all other tenors would reduce by 15 basis points or 0.15%. Now, new loans would be calculated at MCLRs varying between 8.55% and 9%.

      For loans with a tenor of overnight or one month period, MCLR has reduced to 8.55%; for loans of 3 month tenor to 8.75%; 6 month tenor to 8.85% and for 1 year tenor the MCLR would be 8.90%. For 2 and 3 year loan tenors, the lending rate would be at 8.95% and 9%, respectively.

      The MCLR-based calculation replaced the base rate method of calculation in June, 2016. The Reserve Bank of India introduced the MCLR with the aim of speeding up transmission of monetary policy and increasing transparency and uniformity in the computation method of loan lending rates.

      5th January 2017

    • MCLR Rates Reduced By Axis Bank

      Axis Bank has reduced MCLR (Marginal cost of fund based lending rate) by 0.15% to 0.20% on Friday. The bank has reduced MCLR by 15 bps for all loan tenures of up to 1 year and by 20 bps for all tenures of up to 2 years and 3 years. The rate for 1 month tenure will be 8.70% and the rates for 3 months and 6 months will be 8.9% and 9%. MCLR for overnight tenure will be 8.65% and MCLR for 1 year tenure will be 9.05%. Axis bank will impose 9.10% and 9.15% as interest rate for loan tenures of 2 years and 3 years. The new rates will be effective from November 18, 2016.

      28th November 2016

       
    • Axis Bank reduces its benchmark MCLR by 5 bps

      Axis Bank, one of the leading private banks in India, reduced its benchmark Marginal Cost of Lending Rates (MCLR) by 5 basis points.

      This move, effective from Tuesday, comes after the fact that the bank’s competitors like ICICI Bank, Kotak Mahindra, Syndicate Bank, Canara Bank, and Indian Bank also cut their lending rates based on RBI’s financial policy review on October 4.

      The banks also released a statement after the introduction wherein it said that overnight MCLR is currently down to 8.80% while three year rate stands at 9.35%. The rate cut was brought into effect to comply with Reserve Bank of India’s repo rate cut which was cut down to 6.25% by Governor Urjit Patel.

      MCLR, which replaces the previously seen base rate regime, has enabled financial institutions in the country to provide loans at rate agreeable to the RBI.

      26th October 2016

       
    • Shares of Axis Bank up by 1% after MCLR cut

      After Axis Bank reduced its MCLR rate by 5 bps on Wednesday, it was trading at Rs. 595.20, an increase of Rs.5.85 or 1%, in the morning trade on Thursday. The 5 basis points decrease in MCLR is a move that will provide lower EMIs for its new borrowers.

      In a statement issued by Axis bank, it was confirmed that the rate for a lending tenure of one year has been reduced from 9.30% to 9.25%. Similarly, for a two-year lending tenure, the rate has been trimmed from 9.40% to 9.35%. The three-year tenure has been cut from 9.45% to 9.40%.

      The new loans will be priced at the published benchmark MCLRs from August 18th.

      23rd August 2016

       
    • 10 bps Cut on 1-month, 3-month MCLR of Axis Bank

      Axis Bank has announced its Marginal Cost of Funds based Lending Rate (MCLR) for six tenors – 8.90% for overnight, 8.95% for one month, 9.15% for three months, 9.25% for six months, 9.30% for one year, 9.40% for two years and 9.45% for three years for potential home loan customers. The MCLRs of overnight, six months, 1 year, 2 years and 3 years have gone down by 5 basis points, the MCLRs of one month and three months have dropped by 10 basis points.

      Axis Bank Ltd. went up by Rs.4.7 or 0.84% on the BSE closing at Rs.564.75 from its previous figure of Rs.560.05.

      20th July, 2016

       
    • Axis Bank’s Home loan borrowers have reason to rejoice thanks to the bank’s rate cut.

      Thanks to the recent cut of Axis Bank’s home loans, it will be brought at par with SBI and ICICI Bank. One week after the RBI’s 25 basis point rate cut, Axis Bank was reduced 15 basis points. This was implemented in its marginal cost of funds-based lending rate (MCLR) across tenures. Other banks are likely to follow suit with similar cuts.

      In the beginning of the month, there’s been seen a trend of banks moving from base rate to the MCLR based loan pricing. Majority of banks in the country has opted for home loan rates to be based on MCLR lower than the existing rates.

      28th April, 2016

       
    • Axis Bank unveils fixed home loan for housing within means

      Home loans with fixed interest rate have made a dramatic comeback in the arena. This is thanks to Axis Bank, the third biggest private bank in India, who recently rolled out such a plan. The bank has launched a fixed home loan scheme with a term of up to 20 years, priced at an affordable 10.4 percent. But here is the hitch. This ‘Fixed for Life’ interest housing loan is accessible only for loans up to INR 50 lacs for house/ apartment/ plot costing INR 65 lacs in metro cities and for availing up to INR 40 lacs for property costing INR 50 lacs in other regions. This financial product comes with the support of INR 5700 crore that was raised after trading some infrastructure bonds lately. With this, the bank intends to enhance the emphasis on infrastructure lending and on reasonable housing segment. Yes, Axis Bank is leaving no stone unturned to make the dream of affordable housing a reality.

      10th December, 2015

       
    • Readjusting home loan rates- Axis Bank Launches New Slab

      Axis Bank, India’s third biggest private bank in terms of assets, has recently launched a new slab for its home loan debtors with irresistible offers beginning at 9.55 percent. This is for those house loans that are less than INR 28 lacs as informed by the bank’s representative. If you are a salaried employee, you can avail Axis Bank home loans not exceeding INR 28 lacs at 9.55 percent. This is a mere .10 percent more than its currently reviewed key lending rate of 9.50 percent. And if the housing loan amount is more than INR 28 lacs, there will be a rate of 9.65 percent attached to it. These rates compare favorably with the likes of other top banks such as ICICI and HDFC, but is slightly pricier than what SBI offers.

      28th October 2015

       
    • Axis Bank aims at Affordable Housing Segment with Fixed Home Loans

      Axis Bank, the third largest private sector lender in India, has introduced a fixed interest rate home loan scheme in a view to increase its focus on the affordable housing segment. This fixed home loans plan can be availed for loans up to Rs.65 lakhs in metros and Rs.50 lakhs in other locations. This is for a tenure of 20 years at 10.4% interest. Axis Bank also has another comprehensive home loan product that can be accessed for amount more than Rs.50 lakhs with 11.75% interest.


      After recently raising Rs.5700 crores by selling infrastructure bonds, Axis bank has planned to concentrate on affordable housing segment. Because interest rates can unpredictably swing upwards in coming years, locking in to fixed rate loan schemes would give a great financial edge to the borrower.

      27th February 2015

       
    • Axis Bank Home Loan interest rate at 10.50 for next 20 years

      Axis Bank home loan is now available at an unbelievable offer of 10.50 percent interest rate for home loan of twenty 20 years tenure. The offer is only for a limited period of time and is looking to shake up the affordable home loan segment which is applicable for all home loans up to 50 lakhs. The dhamaka offer is just a shade of 25 bps, or 0.25 per cent above its current lending rates.


      Axis Bank President for Retail Lending Jairam Sridharan said the decision behind the offer was taken in consideration with principles. Yes, the company had to choose between bearing the cost on its own or passing it on to the customer.


      The one of a kind loan offers also has the flexibility of switching from fixed to floating rate of interest for a nominal fee and also has foreclosure benefits at the cost of 2 percent of the balance loan amount. Axis bank also clarified that the RBI mandate for zero pre-closure charges is only applicable for floating rate home loans and not fixed rate home loans.


      10th December 2014

       
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  • Axis Bank Home Loan Reviews

    • Axis Bank Home Loan
      "Very worst service"
      0.5 1.0/5 "Really Bad"
      I have applied home loan with Axis bank , they told that I am eligible to get loan upto 12lakhs but I have asked only 10lakhs, Axis bank has sanctioned my loan, But they never released the loan amount, by saying that I had back log with ICICI bank.
      Was this review helpful? 0
      , dindigul
      Reviewed on Aug 12, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      The experience was good one with the Axis bank for the home loan .The loan amount got disbursed to my account within a month of time. The response was good one with them and there were no worries with them till now.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 10, 2017
    • Axis Bank Home Loan
      "Overall good and high on charges"
      0.5 4.0/5 "Great!"
      I earlier had my home loan with Axis Bank and the process was good and on time. The customer services was also communicative at the right time. The only reason I moved my loan to another bank, because Axis was not ready to lower the rate of interest when the rates dropped. The rate offered after demonetisation was around 9%.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 09, 2017
    • Axis Bank Home Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      The home loan provided by Axis Bank was really good . The disbursement happened on two slots. There was a proper coordination right through the process. The rate of interest was normal and the processing charges was of 11K. The after loan services are also good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 07, 2017
    • Axis Bank Home Loan
      "Services are good"
      0.5 4.0/5 "Great!"
      Axis bank was very much approachable when it comes to home loan process. The customer services are good and they are fast when it comes to documentation. But they are high in the rate of interest. The bank does not lower it when the rate drops and to get a lower rate I have to pay extra and there is also a lengthy process for it.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 07, 2017
    • Axis Bank Home Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      Its a good experience, AXIS have taken maximum of two weeks to sanction the amount. I have submitted KYC documents, pay slip, bank statement and property documents. Axis have verified the property details and done the disbursement but I felt rate of interest was high compared to other banks.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 05, 2017
    • Axis Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I had taken my home loan from Axis bank and the services from them was excellent. They were clear about the process and the details concerned to the loan. The disbursement was also completed on time and the interest rate and processing charges was also very much satisfactory too this loan I opted in 2016 for 9 lakh with ROI of 8.35%
      Was this review helpful? 0
      , indore
      Reviewed on Aug 03, 2017
    • Axis Bank Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I have taken housing loan from AXIS with the interest rate around of 7.5% at the time. But after two years interest rate became 12% it was high. I took the amount of Rs.4.5 lakhs for the tenure of 15 years. Now that loan got closed and received the NOC.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 03, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken the home loan from Axis bank and I did not find any difficulties with Axis bank on the loan process. Their overall service is good and from the bank side there were no issues at all. The rate of interest is quite ok, but I will be more happy if they reduce it.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 01, 2017
    • Axis Bank Home Loan
      "very irritating"
      0.5 0.5/5 "Unacceptable"
      The agents are giving wrong commitments I was informed that i will be getting pradhan mantri awaz yojna benefits while sanctioning the loan and now at the time of disbursment in am asked to give my documents again to get the loan resanctioned to avail the PMAY benifits. This means that they want the processing fee again. Very good way of making money. Never take loan from them @axis bank. If you still have any humanity or customer service left, call on 7219609021 to resolve the issue
      Was this review helpful? 0
      , pune
      Reviewed on Jul 24, 2017
    • Axis Bank Home Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The axis bank had very good communication in regards to my home loan application. They have disbursed my home loan within 3 days of time. The customer service and the response was good with Axis bank. The required loan amount has been approved and disbursed by axis bank. I am happy with the loan amount. The rate of interest of interest is nominal with the axis bank. I am satisfied with Axis bank service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 19, 2017
    • Axis Bank Home Loan
      "Worst Customer Service Experience"
      0.5 0.5/5 "Unacceptable"
      The worst possible way to get humiliated is when a Bank of choice for you for the past 6+ years decides that Customer service is for Fools. I was thrown around back and forth and was ignored on around 75+ calls made during a period of the whole of 2 months since my loan got sanctioned and the Bank has no response at all. And after 2 months they come back and say We can't process the loan. Does Axis bank think the customer is taken for granted just because they invested in the eco-system? I am closing the Salary accounts and Credit Cards I hold with the bank as they have lost all goodwill from an ardent customer. So in Axis bank's terms 15 working days = 2 Months in Communication Isolation. Worst Customer Service Experience Ever.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jul 19, 2017
    • Axis Bank Home Loan
      "Overall good"
      0.5 3.0/5 "Satisfactory"
      Since I took my home loan from another bank I did not go ahead with Axis Bank. The customer services and response is good and the interest rate is normal. The charges are normal too. Overall no issues faced as they were prompt enough to contact me when I applied.
      Was this review helpful? 2
      , kolkata
      Reviewed on Jul 07, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I postponed my plans in buying a home. So I cancelled my application with Axis Bank for the home loan. More over the bank contacted me late. They delayed by ten days. Not sure on the rate of interest rate and processing charges as I did not go to that level of talking to them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 07, 2017
    • Axis Bank Home Loan
      "Response is good. "
      0.5 5.0/5 "Blown Away!"
      I withdrew my home loan application with Axis Bank as I already had another option through another source. The customer services was good and the team did a good job by responding on time. I did not go to the level of talking about the interest rate and processing charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 06, 2017
    • Axis Bank Home Loan
      "Worst communication"
      0.5 2.0/5 "Expected more"
      Axis bank didn't contact me, they never responded on the home loan application. I almost waited around one month but no one came to collect my document, hence I am very fed up with Axis, finally I have processed my home loan from some other bank.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 06, 2017
    • Axis Bank Home Loan
      "Terrible unprofessional attitude by bank"
      0.5 0.5/5 "Unacceptable"
      I have faced terrible unprofessional attitude of the bank's staff. Bank took more than 6 months for disbursement. Even, I had to pursue personally till 9.00pm at the bank 2 days before disbursement and then only disbursement came out. I strongly recommend everyone don't go with Axis Bank, branch at AC Mall at Shakespeare Sarani,Kolkata.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 06, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had taken the home loan from Axis bank. The bank services are good and they processed the home loan process in a good manner. But when it comes to the customer service, it is not approachable. It is not possible to get proper response from their customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 05, 2017
    • Axis Bank Home Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I have not decided the property to finalize that's the reason I asked the bank to close my home loan application. I received a call from AXIS but I have not gone through the entire loan process of interest rate and loan amount. I felt overall service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 05, 2017
    • Axis Bank Home Loan
      "Fantabulous"
      0.5 4.0/5 "Great!"
      I have taken the home loan with the Axis bank and the interest rate is around 8.5%. Customer service is good one with them and the response too and the loan amount got disbursed within five to seven working days of time. Response is also good one with the Axis bank.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 03, 2017
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