A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 2 Axis Bank Super Save Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10000)
    1Cr - 5Crs
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Axis Bank Super Save Home Loan is Rated as "Great!" by 1983 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Super Saver Home Loan:

    The Super Saver Home Loan from Axis Bank is an ideal choice for a borrower looking to take a home loan as it offers a unique and affordable solution where you can save on the total interest towards the loan. Under this scheme, borrowers can save surplus funds to be used later by saving on interest.

    When you register or apply for the Super Saver home loan, Axis Bank provides the borrower with an ATM card, cheque book, access to phone banking as well as internet banking.

    Home Loan Offers

    Features of Super Saver Home Loan:

    • Interest Rate: Super Saver home loan at Axis Bank can be availed at affordable interest rates. Additionally, choosing this home loan allows you to save excess funds by saving on interest. Super Saver home loans at Axis Bank are offered at floating rate of interest.

    For loan amounts over Rs.1 crore, the following interest rates are charged:

    • For salaried – MCLR + 0.45% = 9.75%
    • For self-employed – MCLR + 0.95% = 10.25%
    • Loan Repayment Tenure: Axis Bank offers a really long repayment tenure of up to 20 years.
    • Transparent and fast processing: Axis Bank customers are always considered to be top priority by the bank. Thanks to its quick processing, you can avail the Super Saver Loan without any hassles and without having to wait for a long time for approvals.
    • Doorstep Service: The bank offers doorstep services where an executive is sent to you for any home loan processing that is required.
    • Zero Prepayment Fees: Axis Bank allows you to easily pay off your home loan early, without having to pay any prepayment penalty. By paying off your loan early and avoiding prepayment fees along with the benefit of having additional funds in your account, you can avail the flexibility of withdrawing the funds at given point of time.
    • Balance Transfer Facility: You can also transfer your home loan balance from another account to Axis Bank’s Super Saver Home Loan Account. This facility can be opted for, in case you are unhappy with the rates and terms of your existing home loan.

    Documents Required for Super Save Home Loan:

    The following documents are required to be submitted when applying for the Super Saver Home Loan:

    • Duly filled application form with applicant’s photograph.
    • Identity proof: Driving License, Passport, PAN card, Voter’s ID or Aadhar card or any other ID accepted by Axis Bank.
    • Income proof:

    For salaried applicants: Most recent 3 months’ payslip displaying all deductions, the latest Form 16 and bank statement from the bank where salary is credited for the last 6 months.

    For self-employed applicants: ITR filed for the last 2 years, balance sheet of last two yeats income, certified by a CA and bank statement from the last six monhts.

    Applying for the Super Saver Loan:

    You can apply for the Super Saver Home Loan at Axis Bank in any one of the following ways:

    • By visiting the bank’s website and registering online, you can fill in all details and apply for the loan.
    • You can also find the nearest branch and visit it personally. You will then be guided by a representation on how to apply for the loan.
    • Alternatively, you can also call the call center of the bank on the given toll numbers: 18002095577 or 1800 233 5577 or 1800 103 5577.

    FAQs:

    1. I am a businessman planning to take the Super Saver Home Loan from Axis Bank for an amount of Rs. 1.5 crore, what is the floating interest rate that I will be offered?

      The interest rate that you will be offered by the bank is 10.25%, which is the MCLR rate plus 0.95%.

    2. What is the maximum repayment tenure under the Super Saver Home Loan that I can opt for?

      If you have opted for the Super Saver loan, the maximum repayment tenure option that you will be given is up to 20 years.

    3. What is the minimum loan amount that I can avail under Super Saver from Axis Bank?

      You can take a minimum loan amount of Rs.1 crore under the Super Saver Home Loan.

    4. What is the repayment procedure of the Super Saver Home Loan?

      You must have adequate funds in your Super Saver account so that you can pay your monthly principal and interest. The total due amount is automatically adjusted with the excess amount saved by you in your account.

    5. If I do not have the required balance in my account on the due date of repayment of the home loan, what happens then?

      If you fail to maintain sufficient balance for repayment to be deducted, you will be required to pay a penalty to the bank.

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  • Axis Bank Super Save Home Loan Reviews

    • Axis Bank Home Loan
      "Satisfied"
      0.5 2.0/5 "Expected more"
      I had not taken the home loan with the Axis bank because of the huge processing charges and also they have delayed for some time. Customer service was not really good after the document collection process, also they have not provided the proper feedback too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Better"
      0.5 4.0/5 "Great!"
      Process and everything was a good one with the Axis bank and I don't have any issues with them till now. Response was very much delayed , also the process lapsed with the Axis bank. In the mean time, I had got the better offer from the Axis bank..
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Axis Bank Home Loan
      "Better "
      0.5 3.0/5 "Satisfactory"
      I have not made the balance transfer to the Axis bank because of some other like I am okay with the existing bank itself. 8.6% was the interest rate with the Axis bank and the customer service was also good one. For any future requirement, I would like to go ahead with the Axis bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "They should be transparent"
      0.5 1.0/5 "Really Bad"
      I am not happy with AXIS service because there was no response from their end, They didn't call or message me, Till now I am not aware why my home loan got rejected the application. Finally I checked my credit score at the time, I could see AXIS have inquired my credit score I hope based on that they have closed. Whatever it may be AXIS should give transparent information.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      There was a delay in the Axis bank response and they took too much time to reach me and after reaching me they have explained me about the product and they told they need more time to process my home loan. I would suggest axis to to give response quick and fast in future. The rate of interest is similar to other banks. The service which axis gave was average.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2017
    • Axis Bank Home Loan
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      Axis bank is good at banking service, because I also hold Axis salaried and savings account, but as far as the loan is concerned AXIS Bank didn't provide a satisfactory service.They gave a call and explained about the product and after that I didn't receive any calls from Axis bank. They need to be improve a lot when it comes to customer support.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have got a home loan with Vijaya bank and I was planning to transfer my home loan to Axis bank, but unfortunately I can't do it, because with Vijaya bank it was a joint account so that was the reason I can't proceed with Axis bank home loan. The rate of interest is nominal with Axis bank and the customer support helped me in concern to my home loan application. I would say, It was a better service with Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Dissatisfied service"
      0.5 1.0/5 "Really Bad"
      When I applied for the home loan, there was no response from the AXIS end. They never concerned about the customer, I am very much disappointed with their service. Then I took loan from Bajaj finance. Axis should give good response to the customer's request.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Delayed Process"
      0.5 2.0/5 "Expected more"
      There was no timely service or response from Axis bank. Their services are not satisfactory. Actually I had applied for the housing loan with Axis bank but since I did not get the response on time, I just switched over to HDFC Ltd where I got a fast service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Response time should be faster"
      0.5 3.0/5 "Satisfactory"
      Axis bank didn't contact me, they reached me after three days of my request, meanwhile I approached some other financial institution and they gave better offer that is TATA Capital, it would be great if, Axis provide quick response to the customer and that would be very much helpful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Home Loan
      "Response part should be improved"
      0.5 1.0/5 "Really Bad"
      It got very late reply from AXIS Bank, hence I lost the property deal. I got a response from AXIS after ten to fifteen days. It is not fair, AXIS response time needs to be improved, they should revert back immediately on the customer queries without any delay.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 12, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS interest rate is quite good compared to other competitor. They gave me 8.5% on the home loan. I had taken amount of 90 lakhs, this is for a tenure of 15 years process was hassle free. they had done a part payment too according to the property construction.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 12, 2017
    • Axis Bank Home Loan
      "Good in Response"
      0.5 5.0/5 "Blown Away!"
      The home loan got sanctioned with Axis bank for 50 lakhs. Axis bank is good in responding. They continuously calling and telling me that the loan got sanctioned and they are asking me to collect the sanctioned letter. Though the interest rate is high with Axis bank, they are fulfilling their commitments. I never taken any loans yet but the service is really good with Axis bank
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 10, 2017
    • Axis Bank Home Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken the housing loan and bought the flat. The flat promoter referred Axis bank for the loan. So I submitted the loan application with the bank. I do not remember about the interest rate. In another three years, the loan process would get completed. However I am dissatisfied with Axis bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 10, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I am happy with Axis bank in terms of my housing loan. I do hold a savings account with the same bank for the last 10 years. For the housing loan, the interest rate was around 11.50% which is a little higher when compared with other banks. But the service offered was really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 07, 2017
    • Axis Bank Home Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a home loan and this experience is pretty good. The disbursement was good andit happened as needed. I did not have to follow up much to get updates as the bank was supportive and pretty responsive. I also got a reasonable deal on the charges too.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 01, 2017
    • Axis Bank Home Loan
      "Interest rate should be flexible as per the market"
      0.5 5.0/5 "Blown Away!"
      AXIS home interest rate is fluctuated compared to other banks. However their loan process is good. I have requested 30% of amount on the property value. AXIS disbursed the amount on time. Documentation process is very convenient. If they reduce the interest rate that would be best.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Home Loan
      "Good Response"
      0.5 5.0/5 "Blown Away!"
      Last year I had taken a housing loan from Axis bank. The interest rate is of 9% and I am comfortable with the bank. If I get lesser interest rate than this with any other bank, I will transfer my loan. Customer service provided by them is wonderful
      Was this review helpful? 0
      , thrissur
      Reviewed on May 24, 2017
    • Axis Bank Home Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Axis bank would get a five stars for the home loan as they had good offers for me. The charges and interest rate was lesser than other banks since I bank with them as a corporate customer. The process in getting the loan was also smooth and hassle free.
      Was this review helpful? 0
      , pune
      Reviewed on May 22, 2017
    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS process is good, they had done a very good job, Only from my end there was a delay because I am not aware about the balance transfer process, that I should have taken a DD, if Axis would have inform earlier that would have been great. AXIS offered an interest rate of 8.5% which is simply great.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 19, 2017
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