A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Axis Bank Super Save Home Loan

    We found 2 Axis Bank Super Save Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.65% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10000)
    1Cr - 5Crs
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Axis Bank Super Save Home Loan is Rated as "Great!" by 1964 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Super Saver Home Loan:

    The Super Saver Home Loan from Axis Bank is an ideal choice for a borrower looking to take a home loan as it offers a unique and affordable solution where you can save on the total interest towards the loan. Under this scheme, borrowers can save surplus funds to be used later by saving on interest.

    When you register or apply for the Super Saver home loan, Axis Bank provides the borrower with an ATM card, cheque book, access to phone banking as well as internet banking.

    Features of Super Saver Home Loan:

    • Interest Rate: Super Saver home loan at Axis Bank can be availed at affordable interest rates. Additionally, choosing this home loan allows you to save excess funds by saving on interest. Super Saver home loans at Axis Bank are offered at floating rate of interest.

    For loan amounts over Rs.1 crore, the following interest rates are charged:

    • For salaried – MCLR + 0.45% = 9.75%
    • For self-employed – MCLR + 0.95% = 10.25%
    • Loan Repayment Tenure: Axis Bank offers a really long repayment tenure of up to 20 years.
    • Transparent and fast processing: Axis Bank customers are always considered to be top priority by the bank. Thanks to its quick processing, you can avail the Super Saver Loan without any hassles and without having to wait for a long time for approvals.
    • Doorstep Service: The bank offers doorstep services where an executive is sent to you for any home loan processing that is required.
    • Zero Prepayment Fees: Axis Bank allows you to easily pay off your home loan early, without having to pay any prepayment penalty. By paying off your loan early and avoiding prepayment fees along with the benefit of having additional funds in your account, you can avail the flexibility of withdrawing the funds at given point of time.
    • Balance Transfer Facility: You can also transfer your home loan balance from another account to Axis Bank’s Super Saver Home Loan Account. This facility can be opted for, in case you are unhappy with the rates and terms of your existing home loan.

    Documents Required for Super Save Home Loan:

    The following documents are required to be submitted when applying for the Super Saver Home Loan:

    • Duly filled application form with applicant’s photograph.
    • Identity proof: Driving License, Passport, PAN card, Voter’s ID or Aadhar card or any other ID accepted by Axis Bank.
    • Income proof:

    For salaried applicants: Most recent 3 months’ payslip displaying all deductions, the latest Form 16 and bank statement from the bank where salary is credited for the last 6 months.

    For self-employed applicants: ITR filed for the last 2 years, balance sheet of last two yeats income, certified by a CA and bank statement from the last six monhts.

    Applying for the Super Saver Loan:

    You can apply for the Super Saver Home Loan at Axis Bank in any one of the following ways:

    • By visiting the bank’s website and registering online, you can fill in all details and apply for the loan.
    • You can also find the nearest branch and visit it personally. You will then be guided by a representation on how to apply for the loan.
    • Alternatively, you can also call the call center of the bank on the given toll numbers: 18002095577 or 1800 233 5577 or 1800 103 5577.

    FAQs:

    1. I am a businessman planning to take the Super Saver Home Loan from Axis Bank for an amount of Rs. 1.5 crore, what is the floating interest rate that I will be offered?

      The interest rate that you will be offered by the bank is 10.25%, which is the MCLR rate plus 0.95%.

    2. What is the maximum repayment tenure under the Super Saver Home Loan that I can opt for?

      If you have opted for the Super Saver loan, the maximum repayment tenure option that you will be given is up to 20 years.

    3. What is the minimum loan amount that I can avail under Super Saver from Axis Bank?

      You can take a minimum loan amount of Rs.1 crore under the Super Saver Home Loan.

    4. What is the repayment procedure of the Super Saver Home Loan?

      You must have adequate funds in your Super Saver account so that you can pay your monthly principal and interest. The total due amount is automatically adjusted with the excess amount saved by you in your account.

    5. If I do not have the required balance in my account on the due date of repayment of the home loan, what happens then?

      If you fail to maintain sufficient balance for repayment to be deducted, you will be required to pay a penalty to the bank.

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  • Axis Bank Super Save Home Loan Reviews

    • Axis Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      AXIS process is good, they had done a very good job, Only from my end there was a delay because I am not aware about the balance transfer process, that I should have taken a DD, if Axis would have inform earlier that would have been great. AXIS offered an interest rate of 8.5% which is simply great.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • Axis Bank Home Loan
      "Need Improvent"
      0.5 1.0/5 "Really Bad"
      I got the home loan with axis bank for past 3 years ago. The response was very poor because I was trying to reach Axis customer support and executives but none of them has responded for my home loan , after that I have decided to close the loan. The rate of interest is high , when compared with others. Overall I would say, they can improvise their service with customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • Axis Bank Home Loan
      "Good Customer Support"
      0.5 4.5/5 "Excellent!"
      First of all, AXIS employees and their staffs are good, they are very informative. AXIS is guided me on my home loan. Loan process is also good, from my end documents got delayed, but once I submitted the documents they have done the process within 15 days of time. AXIS charged 10.5% on my home loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 16, 2017
    • Axis Bank Home Loan
      "Interest rate has to be reduced"
      0.5 4.0/5 "Great!"
      AXIS housing loan interest rate was too high, Before doing balance transfer from AXIS bank, I requested for the revised interest rate but they asked me to pay Rs.7000 and also they said will reduce upto 9% only. But now a day home loan interest rate became around 8.65% hence I done the balance transfer to other bank. My loan with Axis was Rs. 28 lakhs with the tenure of 25 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 15, 2017
    • Axis Bank Home Loan
      "Bad experience part payment "
      0.5 2.0/5 "Expected more"
      Worst bank I have taken a loan from.... I had enquired on part payment to reduce my tenure and the executive replies would take 10 days to reply for which she already took 5 days. I wanted to know what happens to the tenure if I make a part payment. The 1st reply was only your principal reduced whereas your interest amount remains same and won't change even if the principal has reduced coz of part payment .... It was a straight forward question where I wanted to know their above calculation for this, and it is more than 10 days I am waiting to seek their calculation.
      Was this review helpful? 0
      , pune
      Reviewed on May 12, 2017
    • Axis Bank Home Loan
      "Fablous experience"
      0.5 5.0/5 "Blown Away!"
      Before I could avail Axis service, I heard their interest rate was very high for the loan product, but in my case Axis charged the interest rate of 8.3% for home loan, which is actually lowest rate in the market. AXIS documentation process was simpler they collected all the documentation on time and disbursed my home loan . More than all, they are no charges for foreclosure too.
      Was this review helpful? 0
      , nagpur
      Reviewed on May 05, 2017
    • Axis Bank Home Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Axis bank have provided me the best rate of interest with less processing charges, also they have offered me around 8.5% for my home loan, which is floating. Response was good one with the Axis bank and their executive have helped me in every way regarding the total process.
      Was this review helpful? 1
      , vadodara
      Reviewed on Apr 26, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had taken my home loan from Axis bank and because of the delay I had to pay a penalty of 21K to the housing board as I was taking the loan through them. I had submitted my documents 15 days earlier and still the bank delayed. The interest rate and charges was average too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2017
    • Axis Bank Home Loan
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      I had taken my home loan from Axis bank and the services from them was excellent. They were clear about the process and the details concerned to the loan. The disbursement was also completed on time and the interest rate and processing charges was also very much satisfactory too.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2017
    • Axis Bank Home Loan
      "Not Satisfactory"
      0.5 2.0/5 "Expected more"
      I applied for a home loan with Axis Bank and it has not been a satisfactory experience. The executive who came over to my place was not responsive and not cooperative in providing details. The bank is overall good. It is the executive who was not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 18, 2017
    • Axis Bank Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from Axis bank and the rate of interest was around 8.16%. The services and response has been really good and the process was quick and they were supportive by disbursing the funds at the right time. The processing charges was normal.
      Was this review helpful? 1
      , nasik
      Reviewed on Apr 18, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My home loan is from Axis bank. The services was very good from them. The response is good too. I received the loan amount in 1 months. And the loan was processed smooth. The rate of interest was also normal. 8.65% They also offered a reasonable processing fee was less than 2k and the loan charges is 1% EMI is 30k for 20 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 18, 2017
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Overall AXIS housing loan process was good. The executive came to my place and they took all the details and they have processed with the loan. They have offered the loan within ten days of time and everything was finalized.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 17, 2017
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Axis bank had provided me with 8.5% as interest rate for the home loan and the customer service is very good and I used to get the call from them for followups too. Processing fees and charges are around 5k EMI is around 6500 rupees for 20 years and documents were all collected by the bank executives and verification was also done on time.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Apr 17, 2017
    • Axis Bank Home Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with Axis bank and I also got a response from them with the details of the documentation and process Interest rate offered by them was in line 10.25% and processing fee is 2% and it was for 15 years The customer services was also quick, the process was smooth and it was on time. It was on time when I needed it. I also did not have much of struggles when it comes to documentation.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 13, 2017
    • Axis Bank Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I approached Axis bank for my home loan through online source. They were very responsive on my home loan application. Interest rate is good and satisfactory. But I would like to point out something on their customer service which is, they suppose to disburse the loan on 10th of Mar'17 but I received it on 14th of Mar'17, there was a dealy of 4 days . So I just raised a request to waive off interest rate for 4 days but they waived off for 3 days. Other than that, it is a better service.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 13, 2017
    • Axis Bank Home Loan
      "Not happy "
      0.5 1.0/5 "Really Bad"
      It is totally disappointing with Axis bank. I am not at all happy with their home loan service. They are not fulfilling their commitments. Actually I refused to take a home loan with them as I am getting the same interest rate with HDFC bank, so they said that there will not be any issues. But I received a mail that my EMI has been deducted for the loan which I have not taken. Again I received a mail that they triggered ECS for EMI payment. It is very much disappointing and I am not happy with Axis bank.
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 13, 2017
    • Axis Bank Home Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      When I took my home loan from Axis bank, they had offered me a rate of interest of 10.25%. Fortunately the rate dropped down and I current have a rate of 9.3%. The processing charges were nominal and the process was on time. The bank disbursed the funds as needed.
      Was this review helpful? 1
      , pune
      Reviewed on Apr 12, 2017
    • Axis Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      Overall the service was very good with Axis bank on my home loan application. Axis bank people came to my office and collected the documents, which was very helpful. They took around 2months to disburse my home loan. The process got delayed from my side. The rate of interest, charges are nominal with AXIS. The hidden charges must be informed in prior. The response is really good with AXIS.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2017
    • Axis Bank Home Loan
      "Need to provide exact information to the customers"
      0.5 5.0/5 "Blown Away!"
      To begin with , I had approached Axis bank for the housing loan which is actually a balance transfer from HDFC LTD. Though Axis bank was ready to do a balance transfer they were ready to disburse a part of the amount and the rest I had to manage it seems. The exact information was not conveyed in the beginning I got to know about this at a later stage hence I had can celled it at the last stage.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 11, 2017
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