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  • Axis Bank Super Save Home Loan

    The Super Saver Home Loan from Axis Bank is an ideal choice for a borrower looking to take a home loan as it offers a unique and affordable solution where you can save on the total interest towards the loan. Under this scheme, borrowers can save surplus funds to be used later by saving on interest.

    When you register or apply for the Super Saver home loan, Axis Bank provides the borrower with an ATM card, cheque book, access to phone banking as well as internet banking.

    Features of Super Saver Home Loan:

    • Interest Rate: Super Saver home loan at Axis Bank can be availed at affordable interest rates. Additionally, choosing this home loan allows you to save excess funds by saving on interest. Super Saver home loans at Axis Bank are offered at floating rate of interest.

    For loan amounts over Rs.1 crore, the following interest rates are charged:

    • For salaried – MCLR + 0.45% = 9.75%
    • For self-employed – MCLR + 0.95% = 10.25%
    • Loan Repayment Tenure: Axis Bank offers a really long repayment tenure of up to 20 years.
    • Transparent and fast processing: Axis Bank customers are always considered to be top priority by the bank. Thanks to its quick processing, you can avail the Super Saver Loan without any hassles and without having to wait for a long time for approvals.
    • Doorstep Service: The bank offers doorstep services where an executive is sent to you for any home loan processing that is required.
    • Zero Prepayment Fees: Axis Bank allows you to easily pay off your home loan early, without having to pay any prepayment penalty. By paying off your loan early and avoiding prepayment fees along with the benefit of having additional funds in your account, you can avail the flexibility of withdrawing the funds at given point of time.
    • Balance Transfer Facility: You can also transfer your home loan balance from another account to Axis Bank’s Super Saver Home Loan Account. This facility can be opted for, in case you are unhappy with the rates and terms of your existing home loan.

    Documents Required for Super Save Home Loan:

    The following documents are required to be submitted when applying for the Super Saver Home Loan:

    • Duly filled application form with applicant’s photograph.
    • Identity proof: Driving License, Passport, PAN card, Voter’s ID or Aadhar card or any other ID accepted by Axis Bank.
    • Income proof:

    For salaried applicants: Most recent 3 months’ payslip displaying all deductions, the latest Form 16 and bank statement from the bank where salary is credited for the last 6 months.

    For self-employed applicants: ITR filed for the last 2 years, balance sheet of last two yeats income, certified by a CA and bank statement from the last six monhts.

    Applying for the Super Saver Loan:

    You can apply for the Super Saver Home Loan at Axis Bank in any one of the following ways:

    • By visiting the bank’s website and registering online, you can fill in all details and apply for the loan.
    • You can also find the nearest branch and visit it personally. You will then be guided by a representation on how to apply for the loan.
    • Alternatively, you can also call the call center of the bank on the given toll numbers: 18002095577 or 1800 233 5577 or 1800 103 5577.


    1. I am a businessman planning to take the Super Saver Home Loan from Axis Bank for an amount of Rs. 1.5 crore, what is the floating interest rate that I will be offered?

      The interest rate that you will be offered by the bank is 10.25%, which is the MCLR rate plus 0.95%.

    2. What is the maximum repayment tenure under the Super Saver Home Loan that I can opt for?

      If you have opted for the Super Saver loan, the maximum repayment tenure option that you will be given is up to 20 years.

    3. What is the minimum loan amount that I can avail under Super Saver from Axis Bank?

      You can take a minimum loan amount of Rs.1 crore under the Super Saver Home Loan.

    4. What is the repayment procedure of the Super Saver Home Loan?

      You must have adequate funds in your Super Saver account so that you can pay your monthly principal and interest. The total due amount is automatically adjusted with the excess amount saved by you in your account.

    5. If I do not have the required balance in my account on the due date of repayment of the home loan, what happens then?

      If you fail to maintain sufficient balance for repayment to be deducted, you will be required to pay a penalty to the bank.

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    Axis Bank Super Save Home Loan Reviews

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