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  • Axis Bank Personal Loan is Rated as "Excellent!" by 2295 Users

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    Axis Bank Personal Loan

    Personal loans act as a saviour when you need funds for that vacation you have been dreaming of, the house you have been thinking of renovating, or for reasons as little as buying something that you have always wanted. A personal loan is an unsecured loan that individuals can take from a Non-Banking Financial Company (NBFC) or a bank to fulfil their personal financial requirements. The bank or the NBFC which sanctions the loan will not monitor where the money has been used. While providing a personal loan, banks or NBFCs will take into consideration the income level, credit history, repayment capacity, employment history, etc., of the individual applying for the loan.

    A regular income source is a must for availing a personal loan. The income source could be the company the individual is employed at, a business, or a profession. The eligibility criteria, maximum loan amount, and the duration for repayment for a personal loan vary from bank to bank.

    Perfect Personal Loan Deals for you


    You're probably eligible for an Axis Bank Personal Loan if you are

    01
    02
    03
    04
    Axis Bank Personal Loan Minimum Age

    At least 21 years old

    Axis Bank Personal Loan Maximum Age

    Less than 60 years old

    Axis Bank Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Axis Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Axis Bank Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Axis Bank Personal Loan Minimum Salary

    Minimum income required
    Rs. 15,000 per month

    Axis Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 15 lakhs

    Axis Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Axis Bank Personal Loan amount by these steps

    01
    02
    Axis Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Axis Bank Personal Loan Tenure

    Choose longer tenure loan up to 60 months


    Documentation needed to apply for an Axis Bank Personal Loan

    • 1. Signed application form with photograph
    • 2.Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:
      • Latest Bank statement
      • Latest ITR or Form 16

    Axis Bank Personal Loan Interest RatesUpdated on 19 Oct 2018

    Axis Bank Personal Loan Details
    Interest Rate (Floating) 15.50%-24% p.a
    Processing Fees 1.50% to 2.00% + GST as applicable
    Loan Tenure 60 months

    About Axis Bank Personal Loan

    Axis Bank is India’s third largest private lender and one of the first new generation banks to be established. The bank started its operations in 1994 and as of 31 March 2018, has 3,703 branches and 13,814 ATMs across the country. Axis Bank also has 10 offices overseas including Singapore, Dubai, Hong Kong, and Shanghai. The bank offers a complete spectrum of financial services encompassing customers in the retail and agriculture businesses, MSME, and corporate bodies.

    Axis Bank offers personal loans that are flexible, involve minimum documentation, and are approved quickly. Anyone with a secure, regular income can apply for the personal loan from Axis Bank which can be used to finance personal needs like children’s education, wedding expenses, renovating a home, etc.

    Personal loans from Axis Bank are available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure ranging between 12 to 60 months. Personal loans from Axis Bank can be availed both by salaried and self-employed individuals.   The bank offers very lucrative interest rates for personal loans while allowing applicants the option of transferring their existing personal loans with other banks to Axis Bank through the balance transfer mechanism.

    Why choose Axis Bank Personal Loan?

    Personal loans offered by Axis Bank come with competitive interest rates and a simple loan facilitation process. The other benefits that accompany the Axis Bank Personal Loan are:

    • Minimal documentation
    • Simple procedures
    • Quick loan approval
    • Balance transfer option

    Axis Bank offers personal loans up to a maximum limit of Rs.15 lakh making it suitable for even those seeking a higher quantum of loan. With active bank branches in almost all towns in India, Axis Bank ensures that there is a loan centre easily accessible for everyone; even for those who live in the semi urban and rural areas of the country.

    Axis Bank has been one of the pioneering banks in embracing technology, allowing loan application and approval through online loan requests. Users can request for a personal loan online without even visiting the bank branch in person and can get the loan approved almost instantly.

    Features of Axis Bank Personal Loan

    As one of the top personal loan providers in the country, Axis Bank ensures that each applicant receives personalised attention. The loan facilitation and approval process is hassle-free, quick, and without any unnecessary delays.

    Personal loan from Axis Bank offers many benefits that makes it an attractive bargain. The features are given below:

    Highest Quantum of Loan: The quantum of personal loan offered by Axis Bank is highest in its class; with an upper limit of Rs.15 lakh.

    Competitive Interest Rates: Axis bank offers the best in class interest rates with quick loan approval. The bank offers personal loans at a competitive interest rate ranging from 15.5 to 24%.

    Zero Prepayment/Foreclosure Charges: Axis Bank offers no prepayment or foreclosure charges for personal loans.

    eDGE loyalty Benefits: The bank offers eDGE loyalty points on personal loans which can be redeemed for cash surplus and discounts.

    Online Loan Account Facility: Axis Bank offers Statement of Account, loan repayment schedule or interest certificate for all customers through mail.

    Multiple Repayment Options: Axis Bank offers a number of options to make EMI payments including Electronic Clearing Services or ECS and Post Dated Cheques.

    Dedicated Helpline: For any loan related query, Axis Bank has set up a dedicated helpline for loan services available round the clock at the bank's toll free numbers.

    Transfer existing loans: If a customer has loans with other banks at higher interest rates, he/she can transfer the same to Axis Bank.

    Types of personal loans by Axis Bank

    Axis Bank offers personal loans in 3 categories - Personal loan for holiday, personal loan for wedding, and personal loan for renovation. We have explained all of these loans below:

    Personal Loan for Holiday - The Axis Bank Personal Loan for Holiday lets customers plan their vacations and travel the world without having to worry about finances. The loan process is quick, hassle-free, and requires minimal documentation. The loan also offers a flexible payment option that ranges from 1 year to 5 years. It also comes with a moratorium facility for 2 months where the customer need not make any repayment and the EMI payment will start only after the third month. The Personal Loan for Holiday also comes with value-added benefits wherein customers travelling abroad will receive a complimentary forex card which offers a waiver of ATM fee for 3 transactions, fixed exchange rates, and a waiver of the 3.5% currency charges on each swipe. The interest rates for the Personal Loan for Holiday have been given below:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.60% 6.90% - 15.40% 15.5% - 24% No Reset

    Personal Loan for Wedding - This loan will help customers make an important occasion like a wedding, cherishable. The Personal Loan for Wedding will let customers enjoy peace of mind while creating wonderful memories without the need to think about money as weddings can be a costly affair. Customers can avail a personal loan of up to Rs.15 lakh which can be used to pay for the wedding venue, caterers, photographers, and all things needed to make the wedding a grand celebration. This loan will attract the below given interest rates:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.40% 7.10% - 15.60% 15.5% - 24% No Reset

    Personal Loan for Renovation - With the Personal Loan for Renovation from Axis Bank, customers can avail finance to give their homes a makeover. Availing this loan is quick, simple, and the entire process can be done online. This loan will allow customers to redesign their homes the way they want and not think about not having enough funds. The interest rates for the Personal Loan for Renovation have been given below:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.40% 7.10% - 15.60% 15.5% - 24% No Reset

    Eligibility for Personal Loan from Axis Bank

    Axis Bank offers personal loans ranging from Rs.1 lakh to Rs. 15 lakhs, to all applicants fulfilling the basic eligibility criteria as below:

    • The applicant must be a salaried person which means that they should either be doctors or employees of a private/public limited company. They can even be employed by a public sector undertaking or central or local bodies. Government sector employees and self-employed individuals can also apply.
    • The minimum age of the applicant must be 21 years and the maximum age of the applicant during the maturity of the loan should not exceed 60 years.
    • The minimum Net Monthly Income should be no less than Rs.15,000 per month.

    Eligibility Criteria for Salaried Individuals:

    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 58 years
    • Minimum Net Monthly Income: Rs. 15,000
    • Loan Amount Offered: Rs.1 lakh to Rs.15 lakh
    • Minimum Service Period With Current Employer: 1 Year

    Eligibility Criteria for Self Employed Individuals:

    • Minimum age of applicant: 24 years
    • Maximum age of applicant at loan maturity: 65 years
    • Minimum Net Annual Income: Rs.2,00,000
    • Loan Amount Offered: Rs. 1 lakh to Rs.15 lakh
    • Minimum Work Experience in Current Business/Profession: 3 Years

    Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

    How to calculate EMI for Axis Bank Personal Loans

    Calculating EMI manually can be a tough task with a complicated formula. From the loan amount to the tenure of loan and interest rates, each aspect plays an important role in deciding the EMI to be paid each month by the applicant.

    EMI Calculations Made Easy:

    The best way to calculate EMI is by using the Personal Loan EMI Calculator provided by BankBazaar.com. Users simply need to add the amount of their personal loan, tenure and rate of interest. The EMI calculator then automatically calculates your EMI and provides the result instantly.

    Axis Bank Personal Loan Approval Process

    Personal loans are of the finest options to ensure a steady cash flow at times of financial emergencies. From paying educational expenses to financing your home and traveling to your favourite destination, a personal loan can cater to a wide variety of needs. Most banks offer personal loans only to eligible customers but they generally have strict procedures to determine eligibility. You can apply for Axis Bank personal loans by any of the following ways:

    • Apply online through the bank website
    • Visit an Axis bank loan center and make an application
    • Call the Axis Bank Call Center at any of these toll free numbers 1800 209 5577 or 1800 233 5577 or 1800 103 5577

    The turnaround time of the bank is generally 30 days from the date of loan application, provided the details submitted are correct in all respects. Axis Bank charges a non-fundable processing fee for every personal loan application. It can range from 1.5% to 2% of the loan amount.

    Axis Bank Personal Loan Top Up Eligibility

    A top up loan allows you to avail an additional amount on your existing personal loan. It’s also a safe option to avail an extra loan with a consolidated EMI payment. Axis Bank offers top up loans to personal loan customers who meet the below criteria:

    • The customer must have taken a personal loan from Axis Bank
    • He/she must not have any pending EMI payments
    • The top up loan applicant must be employed
    • Top up loan can be available after a predetermined period as specified in the loan agreement

    Axis Bank Personal Loan Balance Transfer

    Balance transfer happens when the outstanding balance of the loan amount is moved to another bank for lower interests and longer payment duration. Almost every bank allows transfer of loan if you haven’t defaulted on EMI payments. Axis Bank offers attractive interest rates and also, the documentation process is simple and hassle free. However, the eligibility of your balance transfer will depend on your repayment track record. To transfer your personal loan to Axis Bank, you must be at least 21 years of age and you should possess a valid set of documents such as income proof, identity proof, address proof, etc.

    Axis Bank Personal Loan Preclosure

    Axis Bank will process a foreclosure request only if all outstanding EMIs have been cleared. So, if you plan to foreclose your loan, make sure that you have cleared all your due payments. You can check for your outstanding payments by obtaining a foreclosure statement from your nearest Axis Bank branch. Once all your dues have been cleared, the foreclosure request will be processed by the bank. Axis Bank does not charge penalties for prepayment of a loan.

    Axis Bank Loan Against Property

    Have a high-value property? You can this utilise this property and get a loan against it. This way you can enhance the value of your property too! You may also choose to refinance this loan by taking over a prevailing loan. Moreover, it offers lease rental discounting. The bank also provides loyalty points according to the amount that is disbursed to you. It comes with a prepayment charge of 2%. The minimum age criterion for this loan is 24 years and the maximum age criterion is 65 years.

    Axis Personal Loan Status

    Did you apply for a personal loan from Axis Bank some days back? In case you are wondering what happened to the application, you can track your status online by going to the official website of the bank. You can check the status of your loan by entering accurate details and these include your application ID or name on application form. You may also check by using the bank's iConnect Net Banking. While keying in your application ID, you also need to key in your registered mobile number.

    Axis Bank Personal Loan Customer Care

    Have any query regarding your personal loan from Axis Bank? You don't have to force yourself to visit a bank branch for getting your query clarified. You can instead call any customer care helpline number of the bank for all kinds of resolutions. Whether you have a question about the personal loan product or a complaint about the product, you can call any of the numbers and explain the trouble that you are facing. The bank has a web connect portal and a grievance redressal cell that is committed to addressing personal loan issues. You can find out the status of your loan, EMI details, payment information, etc.

    *This article is provided only for consumer information on an as is where is basis and BankBazaar does not claim or represent to be connected with Axis Bank Limited. For further information about any of the products mentioned above please contact Axis Bank.

    Axis Bank Personal Loan Tips

    Personal Loans: Your own S.U.P.E.R.H.E.R.O

    Is your bank balance shrinking faster than the Atom? Are debt collectors pounding at your gate like a furious Thor? Don’t worry. Time for a Personal Loan to save the day. Applying for one is easier than you think.

    Zero Collateral

    Don’t feel bad that Batman has a Batmobile and you don’t. Look at it this way. You don’t need to own assets like a home, or even a car, to apply for a Personal Loan.

    Speedy Approval

    Today, you can get a Personal Loan faster than Superman can change into his costume in a phone booth. Choose ‘e-approval’ to get your loan application processed in double quick time.

    Freedom to Decide

    Envious of how Spiderman’s tights give him the freedom to perform all kinds of aerial gymnastics? Well, a Personal Loan gives you the freedom to do whatever you please with the money you acquire.

    Minimal Documentation

    Just like the Hulk only needs to wear a pair of tiny, ratty, purple trousers to achieve superhero status, you barely need any documentation to apply for a Personal Loan. Some ID and address proof and you’re sorted.

    Remember, with great loans come great responsibility, so make sure you make your payments on time. Now get yourself a Personal Loan and banish those outstanding dues to the Phantom Zone.

    Most Recent Articles on Axis Bank Personal Loan

    Best Tips for a Successful Personal Loan

    If you have been planning to apply for a personal loan from a bank or an NBFC, you need to be aware of a few guidelines. First, you will need to ensure that you meet your lender's basic eligibility criteria including age, job, income, and credit history. Next, you need to select your lender accurately by comparing multiple loan options and their features. This will quicken your application process. You should also make sure you have a good credit score while applying for a new loan. You will also have to choose your loan amount correctly according to your repayment capacity. Also, keep all your relevant documents ready for providing proof to your lender. You can learn more about how to apply for a personal loan effectively here!

    Pre-Qualified Personal Loan

    Pre-qualified personal loans are pre-approved loans that are provided by banks to individuals who have a clean credit history, subject to a few conditions. You will be able to enjoy minimum documentation for such loans. Before you are given such a loan, your lender will review and evaluate your unsettled payments, existing loans, credit card bills and details, and cash outflow. Accordingly, the bank will determine your eligibility for a loan. Then you will need to furnish proper documents for verification of your eligibility. These loans are offered only for a small period. Learn everything about pre-approved personal loans here!

    Axis Bank Personal Loan FAQs

    • Am I eligible for Axis Bank personal loan?

      Axis Bank offers personal loans only for salaried individuals earning more than the minimum stipulated amount per month depending on the city of their residence. The minimum monthly income required for Axis Bank personal loan is Rs. 50,000 per month. If you fall into this group, you can definitely apply for a Axis Bank personal loan.

    • How do I repay Axis Bank Personal loan?

      You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility or through post-dated cheques.

    • What is the maximum loan one can get from Axis Bank ?

      Axis Bank offers personal loans as high as Rs. 15 Lakhs for successful applicants depending on their financial record and repayment history.

    • What is the tenure for Axis Bank personal loan?

      Axis Bank offers personal loan with a tenure period ranging from 12 months to 60 months making it suitable for all loan seekers.

    • What is the minimum amount of loan amount that can be borrowed from Axis bank?

      The minimum loan amount should be Rs 50,000/-, for a personal loan from Axis Bank.

    • What is the maximum amount of loan amount that can be borrowed from Axis Bank?

      The maximum loan amount that can be borrowed as a personal loan from Axis Bank is Rs.15,00,000.

    • How much time can I take for loan repayment, when it comes to an Axis Bank personal loan?

      You can to take a minimum of 12 months and a maximum of 6 months, to repay your personal loan from Axis Bank.

    • Can I earn any edge loyalty points when I take a personal loan from Axis Bank?

      Yes, you can earn edge loyalty points on Personal Loans from Axis Bank:

      The following matrix is followed for edge loyalty point calculation:

      1. You will earn 150 points if your disbursal is less than or equal to Rs. 3 lakhs.
      2. You will earn 300 points if your disbursal is higher than Rs.3 lakhs and less than or equal to Rs. 5 lakhs.
      3. You will earn 450 points if your disbursal is higher than Rs.5 lakhs.
    • Which are the cities, which make me eligible for a personal loan from Axis Bank?

      Eligibility criteria are further divided into 4 tiers. These are based on cities. As of now the following cities whose residents may apply for a personal loan in Axis Bank:

      • Tier 1: Delhi-NCR, Mumbai, Bangalore, Chennai, Hyderabad.
      • Tier 2: Ahmedabad, Pune and Kolkata.
      • Tier 3: Kochi, Coimbatore, Jaipur, Patna, Lucknow, Jamshedpur, Trivandrum, Vadodara, Vishakhapatnam, Trichy, Surat, Bhubaneswar, Nashik, Goa, Guwahati, Aurangabad, Nagpur and Chandigarh.
      • Tier 4: Bhopal, Jodhpur, Calicut, Mysore, Raipur, Pondicherry, Rajkot, Dehradun, Durgapur, Hubli, Kolhapur, Ludhiana, Jalandhar, Madurai, Patiala, Mangalore, Siliguri, Ranchi, Udaipur, Tirunelveli, Vijayawada, Indore, Allahabad, Ajmer, Bhatinda, Bhavnagar, Bhilwara, Belgaum, Jamnagar, Kota, Kanpur, Salem, Warangal, Ujjain and Mehsana.
    • What are the possible modes of payments for Axis Bank Personal loan?

      The loan can be repaid in the form of Equated Monthly Instalments (EMI's) through ECS facility or with post-dated cheques.

    • What are the chances of interest rate changes?

      You need not worry much about it as, when it does happen, changes in interest rate and charges are effected only after prospectively giving ample notice to the borrower.

    • What is the process of an Axis Bank personal loan application approval?

      The Axis Bank loan Application, post the submission of application and submission involves the following three steps:

      1. The Bank will first provide a receipt of acknowledgement of all loan applications giving an idea of the time period within which the loan application will be actually disposed of.
      2. Axis Bank then will verify the loan application along with additional details / documents being necessary which shall be sought from the applicant.
      3. Regardless of the threshold limits, the Bank is expected to process the application without any delay. In the case that the application is rejected, the Bank will convey the same in writing to the individual along with the reasons for rejection within one month.
    • How can I update my mobile number and email address under my personal loan account?

      To update the email address and mobile number on your personal loan account, you can call any of the customer care numbers available on the bank’s official site. You can also update it online at www.axisbank.com/support or use the Axis Bank mobile app to update your mobile number and email address.

    Axis Bank Personal Loan Reviews

    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Applied a personal loan with AXIS bank, i was in a urgent need and my application was processed in a week time. I find the interest rates very high here The sales person didn't gave me any idea on interest rates, as i was needed money for a medical urgency i didn't inquired for interest rate. But now its been 3 months and i feel like its very high.Have taken amount of 3 laks, would wish if the rates come down, it will be a great relief.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 15, 2018
    • Axis Bank Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from Axis bank . Am satisfied with the rate of interest which they have provided which is promising one . There is processing fees for the loan and pre closure charges are there . I make the payments through Ecs every month .Its been approved in 7 minutes.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Oct 15, 2018
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with this loan, and it was quick in getting this loan. They had given me with a loan amount of 4,00,000 which has been satisfactory but the interest rate with them has been pretty high. There has been some charges which has been made by them around 1000.
      Was this review helpful? 5
      , chennai
      Reviewed on Oct 09, 2018
    • Axis Bank Personal Loan
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have also taken a personal loan from Axis Bank. It was a good process and the customer support and response is good. There are no fore closure charges and I can close the loan within one month itself. In all there are no hassles with the bank for me.
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 09, 2018
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in taking this loan has been smooth and easy and the loan amount which they had provided had been satisfied all my needs. The interest rate with them has been good and there has not been any sort of additional charges which they had made so far. Their customer support and their staff responses also had been good where there has not been any hassle faced during the process of getting this loan.
      Was this review helpful? 3
      , chennai
      Reviewed on Oct 05, 2018
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this personal loan for some expenses and the experience i had with them has been quite good. The process has been quite simple and easy and the loan amount also had been satisfactory as well. The interest rate with them has been quite good when compared with the market rate since it was taken almost three years back.
      Was this review helpful? 2
      , chennai
      Reviewed on Oct 05, 2018
    • Axis Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have been taken my personal loan from axis bank, the processing fee is 15% they charged me and rate of interest is normal only and they provide me good tenure period as per my expectation, no extra charges they have taken from me even Emi service is nominal.
      Was this review helpful? 5
      , lucknow
      Reviewed on Oct 02, 2018
    • Axis Bank Personal Loan
      "Best Financial Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from the axis bank . As i hold my salary account from axis . They instantly approved the loan in 24 hours where the rate of interest is too high . There is nominal processing fees for documentation and approval . Am happy with service
      Was this review helpful? 4
      , surat
      Reviewed on Oct 02, 2018
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Axis Bank. The customer services and response is good and there are no hassles to get the loan. The rate of interest and processing charges are normal and the after loan services are good too. In all there are no issues.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 29, 2018
    • Axis Bank Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Axis Bank. The process was instant and I got the loan within two to three minutes. The rate of interest was normal too. I got a rate of 12.49%. In terms of emergency this process is excellent and supportive to the customer.
      Was this review helpful? 8
      , bangalore
      Reviewed on Sep 27, 2018
    • Axis Bank Personal Loan
      "Nice process"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is good in the personal loan process. The documentation is good and they have provided the loan in a low rate of interest and processing charges are normal. The after loan services are good. There has been no issues till date with the bank.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 26, 2018
    • Axis Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with AXIS bank and my experience was good, the loan amount was based on my requirement and the rate of interest of 10.99% is nominal in this bank. Customer service was good and they responded on time. The tenure period for this loan is 5 years.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Sep 25, 2018
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The experience at Axis Bank for the personal loan is good. It is a easy process and the documentation is also smooth. The rate of interest and processing charges is also normal. There are no issues to get the loan and the after loan services are good.
      Was this review helpful? 3
      , pune
      Reviewed on Sep 25, 2018
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with Axis bank and the process to get the loan was smooth and easy. They contacted me on time and provided the loan on time as well. The interest rate and processing charges is normal. In all there has been no issues till date.
      Was this review helpful? 4
      , vadodara
      Reviewed on Sep 18, 2018
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS BANK 6 months back. The loan amount was 2 lakhs and the interest rate was very high . The rate of interest was 11.5%which is satisfactory .I am completely happy with the service here since there is no inconvenience faced at all. They have sanctioned the loan with in 3 days.
      Was this review helpful? 4
      , chennai
      Reviewed on Sep 18, 2018
    • Axis Bank Personal Loan
      "Not so prompt customer service"
      0.5 3.0/5 "Satisfactory"
      I had taken an instant personal load of rupee 25000 for 9 months. I got an app notification for this pre-approved instant loan and I applied. All installments were auto debited but load didn't close. I called the Customer care multiple times to close the account but irresponsive.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 17, 2018
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with this loan and the loan amount which they had provided also had been good as well, but the interest rate had been on the higher end when compared with the market rate. Their customer support also had been responsive as well and there has not been any hassle faced with them so far.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 17, 2018
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has given me the benefit for a personal loan. The customer services and response is good. The rate of interest is of 11% and there were no processing charges as well. The after loan services is also good and it has been a hassle free process.
      Was this review helpful? 5
      , mumbai
      Reviewed on Sep 15, 2018
    • Axis Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS BANK 1 year back. He loan amount was 2.8 lakhs and the interest rate was satisfactory . The tenure period was 3 years. The customer service and responses satisfactory . There is no inconvenience faced .The loan amount was approved on time.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 15, 2018
    • Axis Bank Personal Loan
      "Need to reduce charges"
      0.5 4.0/5 "Great!"
      It was a good experience with AXIS bank for personal loan, the loan amount was for Rs 2.40 lacs with high interest rate when compared to other banks. Customer service was good and they responded on time. The tenure period for this loan is 4 years and they charge 2% of the principal amount for preclosure.
      Was this review helpful? 5
      , lucknow
      Reviewed on Sep 08, 2018
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