Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Axis Bank Personal Loan is Rated as "Excellent!" by 2448 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Axis Bank Personal Loan

    Interest Rate Details (Last Updated on 19 Feb 2019)
    Interest Rate (Floating) 15.50% onwards
    Processing Fees 1.50% to 2.00% + GST as applicable
    Loan Tenure 60 months

    Types of Personal Loans by Axis Bank

    Axis Bank offers personal loans in 3 categories - Personal loan for holiday, personal loan for wedding, and personal loan for renovation. We have explained all of these loans below:

    Personal Loan for Holiday - The Axis Bank Personal Loan for Holiday lets customers plan their vacations and travel the world without having to worry about finances. The loan process is quick, hassle-free, and requires minimal documentation. The loan also offers a flexible payment option that ranges from 1 year to 5 years. It also comes with a moratorium facility for 2 months where the customer need not make any repayment and the EMI payment will start only after the third month. The Personal Loan for Holiday also comes with value-added benefits wherein customers travelling abroad will receive a complimentary forex card which offers a waiver of ATM fee for 3 transactions, fixed exchange rates, and a waiver of the 3.5% currency charges on each swipe. The interest rates for the Personal Loan for Holiday have been given below:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.60% 6.90% - 15.40% 15.5% - 24% No Reset

    Personal Loan for Wedding - This loan will help customers make an important occasion like a wedding, cherishable. The Personal Loan for Wedding will let customers enjoy peace of mind while creating wonderful memories without the need to think about money as weddings can be a costly affair. Customers can avail a personal loan of up to Rs.15 lakh which can be used to pay for the wedding venue, caterers, photographers, and all things needed to make the wedding a grand celebration. This loan will attract the below given interest rates:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.40% 7.10% - 15.60% 15.5% - 24% No Reset

    Personal Loan for Renovation - With the Personal Loan for Renovation from Axis Bank, customers can avail finance to give their homes a makeover. Availing this loan is quick, simple, and the entire process can be done online. This loan will allow customers to redesign their homes the way they want and not think about not having enough funds. The interest rates for the Personal Loan for Renovation have been given below:

    Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
    Personal Loan 8.40% 7.10% - 15.60% 15.5% - 24% No Reset

    Eligibility

    Axis Bank offers personal loans ranging from Rs.1 lakh to Rs. 15 lakhs, to all applicants fulfilling the basic eligibility criteria as below:

    • The applicant must be a salaried person which means that they should either be doctors or employees of a private/public limited company. They can even be employed by a public sector undertaking or central or local bodies. Government sector employees and self-employed individuals can also apply.
    • The minimum age of the applicant must be 21 years and the maximum age of the applicant during the maturity of the loan should not exceed 60 years.
    • The minimum Net Monthly Income should be no less than Rs.15,000 per month.

    Eligibility Criteria for Salaried Individuals:

    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 58 years
    • Minimum Net Monthly Income: Rs. 15,000
    • Loan Amount Offered: Rs.1 lakh to Rs.15 lakh
    • Minimum Service Period With Current Employer: 1 Year

    Eligibility Criteria for Self Employed Individuals:

    • Minimum age of applicant: 24 years
    • Maximum age of applicant at loan maturity: 65 years
    • Minimum Net Annual Income: Rs.2,00,000
    • Loan Amount Offered: Rs. 1 lakh to Rs.15 lakh
    • Minimum Work Experience in Current Business/Profession: 3 Years

    Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

    About Axis Bank Personal Loan

    Axis Bank offers personal loans that are flexible, involve minimum documentation, and are approved quickly. Anyone with a secure, regular income can apply for the personal loan from Axis Bank which can be used to finance personal needs like children’s education, wedding expenses, renovating a home, etc.

    Personal loans from Axis Bank are available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure ranging between 12 to 60 months. Personal loans from Axis Bank can be availed both by salaried and self-employed individuals. The bank offers very lucrative interest rates for personal loans while allowing applicants the option of transferring their existing personal loans with other banks to Axis Bank through the balance transfer mechanism.

    Axis Bank is India’s third largest private lender and one of the first new generation banks to be established. The bank started its operations in 1994 and as of 31 March 2018, has 3,703 branches and 13,814 ATMs across the country. Axis Bank also has 10 offices overseas including Singapore, Dubai, Hong Kong, and Shanghai. The bank offers a complete spectrum of financial services encompassing customers in the retail and agriculture businesses, MSME, and corporate bodies.

    Features

    As one of the top personal loan providers in the country, Axis Bank ensures that each applicant receives personalised attention. The loan facilitation and approval process is hassle-free, quick, and without any unnecessary delays.

    Personal loan from Axis Bank offers many benefits that makes it an attractive bargain. The features are given below:

    Highest Quantum of Loan: The quantum of personal loan offered by Axis Bank is highest in its class; with an upper limit of Rs.15 lakh.

    Competitive Interest Rates: Axis bank offers the best in class interest rates with quick loan approval. The bank offers personal loans at a competitive interest rate ranging from 15.5 to 24%.

    Zero Prepayment/Foreclosure Charges: Axis Bank offers no prepayment or foreclosure charges for personal loans.

    eDGE loyalty Benefits: The bank offers eDGE loyalty points on personal loans which can be redeemed for cash surplus and discounts.

    Online Loan Account Facility: Axis Bank offers Statement of Account, loan repayment schedule or interest certificate for all customers through mail.

    Multiple Repayment Options: Axis Bank offers a number of options to make EMI payments including Electronic Clearing Services or ECS and Post Dated Cheques.

    Dedicated Helpline: For any loan related query, Axis Bank has set up a dedicated helpline for loan services available round the clock at the bank's toll free numbers.

    Transfer existing loans: If a customer has loans with other banks at higher interest rates, he/she can transfer the same to Axis Bank.

    Why choose Axis Bank Personal Loan?

    Personal loans offered by Axis Bank come with competitive interest rates and a simple loan facilitation process. The other benefits that accompany the Axis Bank Personal Loan are:

    • Minimal documentation
    • Simple procedures
    • Quick loan approval
    • Balance transfer option

    Axis Bank offers personal loans up to a maximum limit of Rs.15 lakh making it suitable for even those seeking a higher quantum of loan. With active bank branches in almost all towns in India, Axis Bank ensures that there is a loan centre easily accessible for everyone; even for those who live in the semi urban and rural areas of the country.

    Axis Bank has been one of the pioneering banks in embracing technology, allowing loan application and approval through online loan requests. Users can request for a personal loan online without even visiting the bank branch in person and can get the loan approved almost instantly.

    Personal loans act as a saviour when you need funds for that vacation you have been dreaming of, the house you have been thinking of renovating, or for reasons as little as buying something that you have always wanted. A personal loan is an unsecured loan that individuals can take from a Non-Banking Financial Company (NBFC) or a bank to fulfil their personal financial requirements. The bank or the NBFC which sanctions the loan will not monitor where the money has been used. While providing a personal loan, banks or NBFCs will take into consideration the income level, credit history, repayment capacity, employment history, etc., of the individual applying for the loan.

    A regular income source is a must for availing a personal loan. The income source could be the company the individual is employed at, a business, or a profession. The eligibility criteria, maximum loan amount, and the duration for repayment for a personal loan vary from bank to bank.

    How to calculate EMI for Axis Bank Personal Loans?

    Calculating EMI manually can be a tough task with a complicated formula. From the loan amount to the tenure of loan and interest rates, each aspect plays an important role in deciding the EMI to be paid each month by the applicant.

    EMI Calculations Made Easy:

    The best way to calculate EMI is by using the Personal Loan EMI Calculator provided by BankBazaar.com. Users simply need to add the amount of their personal loan, tenure and rate of interest. The EMI calculator then automatically calculates your EMI and provides the result instantly.

    Axis Bank Personal Loan Approval Process

    Personal loans are of the finest options to ensure a steady cash flow at times of financial emergencies. From paying educational expenses to financing your home and traveling to your favourite destination, a personal loan can cater to a wide variety of needs. Most banks offer personal loans only to eligible customers but they generally have strict procedures to determine eligibility. You can apply for Axis Bank personal loans by any of the following ways:

    • Apply online through the bank website
    • Visit an Axis bank loan center and make an application
    • Call the Axis Bank Call Center at any of these toll free numbers 1800 209 5577 or 1800 233 5577 or 1800 103 5577

    The turnaround time of the bank is generally 30 days from the date of loan application, provided the details submitted are correct in all respects. Axis Bank charges a non-fundable processing fee for every personal loan application. It can range from 1.5% to 2% of the loan amount.

    Axis Bank Personal Loan Top Up Eligibility

    A top up loan allows you to avail an additional amount on your existing personal loan. It’s also a safe option to avail an extra loan with a consolidated EMI payment. Axis Bank offers top up loans to personal loan customers who meet the below criteria:

    • The customer must have taken a personal loan from Axis Bank
    • He/she must not have any pending EMI payments
    • The top up loan applicant must be employed
    • Top up loan can be available after a predetermined period as specified in the loan agreement

    Balance Transfer

    Balance transfer happens when the outstanding balance of the loan amount is moved to another bank for lower interests and longer payment duration. Almost every bank allows transfer of loan if you haven’t defaulted on EMI payments. Axis Bank offers attractive interest rates and also, the documentation process is simple and hassle free. However, the eligibility of your balance transfer will depend on your repayment track record. To transfer your personal loan to Axis Bank, you must be at least 21 years of age and you should possess a valid set of documents such as income proof, identity proof, address proof, etc.

    Axis Bank Personal Loan Preclosure

    Axis Bank will process a foreclosure request only if all outstanding EMIs have been cleared. So, if you plan to foreclose your loan, make sure that you have cleared all your due payments. You can check for your outstanding payments by obtaining a foreclosure statement from your nearest Axis Bank branch. Once all your dues have been cleared, the foreclosure request will be processed by the bank. Axis Bank does not charge penalties for prepayment of a loan.

    Axis Bank Loan Against Property

    Have a high-value property? You can this utilise this property and get a loan against it. This way you can enhance the value of your property too! You may also choose to refinance this loan by taking over a prevailing loan. Moreover, it offers lease rental discounting. The bank also provides loyalty points according to the amount that is disbursed to you. It comes with a prepayment charge of 2%. The minimum age criterion for this loan is 24 years and the maximum age criterion is 65 years.

    Axis Personal Loan Status

    Did you apply for a personal loan from Axis Bank some days back? In case you are wondering what happened to the application, you can track your status online by going to the official website of the bank. You can check the status of your loan by entering accurate details and these include your application ID or name on application form. You may also check by using the bank's iConnect Net Banking. While keying in your application ID, you also need to key in your registered mobile number.

    Customer Care

    Have any query regarding your personal loan from Axis Bank? You don't have to force yourself to visit a bank branch for getting your query clarified. You can instead call any customer care helpline number of the bank for all kinds of resolutions. Whether you have a question about the personal loan product or a complaint about the product, you can call any of the numbers and explain the trouble that you are facing. The bank has a web connect portal and a grievance redressal cell that is committed to addressing personal loan issues. You can find out the status of your loan, EMI details, payment information, etc.

    *This article is provided only for consumer information on an as is where is basis and BankBazaar does not claim or represent to be connected with Axis Bank Limited. For further information about any of the products mentioned above please contact Axis Bank.

    Axis Bank Personal Loan Tips

    Personal Loans: Your own S.U.P.E.R.H.E.R.O

    Is your bank balance shrinking faster than the Atom? Are debt collectors pounding at your gate like a furious Thor? Don’t worry. Time for a Personal Loan to save the day. Applying for one is easier than you think.

    Zero Collateral

    Don’t feel bad that Batman has a Batmobile and you don’t. Look at it this way. You don’t need to own assets like a home, or even a car, to apply for a Personal Loan.

    Speedy Approval

    Today, you can get a Personal Loan faster than Superman can change into his costume in a phone booth. Choose ‘e-approval’ to get your loan application processed in double quick time.

    Freedom to Decide

    Envious of how Spiderman’s tights give him the freedom to perform all kinds of aerial gymnastics? Well, a Personal Loan gives you the freedom to do whatever you please with the money you acquire.

    Minimal Documentation

    Just like the Hulk only needs to wear a pair of tiny, ratty, purple trousers to achieve superhero status, you barely need any documentation to apply for a Personal Loan. Some ID and address proof and you’re sorted.

    Remember, with great loans come great responsibility, so make sure you make your payments on time. Now get yourself a Personal Loan and banish those outstanding dues to the Phantom Zone.

    Most Recent Articles on Axis Bank Personal Loan

    Best Tips for a Successful Personal Loan

    If you have been planning to apply for a personal loan from a bank or an NBFC, you need to be aware of a few guidelines. First, you will need to ensure that you meet your lender's basic eligibility criteria including age, job, income, and credit history. Next, you need to select your lender accurately by comparing multiple loan options and their features. This will quicken your application process. You should also make sure you have a good credit score while applying for a new loan. You will also have to choose your loan amount correctly according to your repayment capacity. Also, keep all your relevant documents ready for providing proof to your lender. You can learn more about how to apply for a personal loan effectively here!

    Pre-Qualified Personal Loan

    Pre-qualified personal loans are pre-approved loans that are provided by banks to individuals who have a clean credit history, subject to a few conditions. You will be able to enjoy minimum documentation for such loans. Before you are given such a loan, your lender will review and evaluate your unsettled payments, existing loans, credit card bills and details, and cash outflow. Accordingly, the bank will determine your eligibility for a loan. Then you will need to furnish proper documents for verification of your eligibility. These loans are offered only for a small period. Learn everything about pre-approved personal loans here!

    FAQs

    • Am I eligible for Axis Bank personal loan?

      Axis Bank offers personal loans only for salaried individuals earning more than the minimum stipulated amount per month depending on the city of their residence. The minimum monthly income required for Axis Bank personal loan is Rs. 50,000 per month. If you fall into this group, you can definitely apply for a Axis Bank personal loan.

    • How do I repay Axis Bank Personal loan?

      You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility or through post-dated cheques.

    • What is the maximum loan one can get from Axis Bank ?

      Axis Bank offers personal loans as high as Rs. 15 Lakhs for successful applicants depending on their financial record and repayment history.

    • What is the tenure for Axis Bank personal loan?

      Axis Bank offers personal loan with a tenure period ranging from 12 months to 60 months making it suitable for all loan seekers.

    • What is the minimum amount of loan amount that can be borrowed from Axis bank?

      The minimum loan amount should be Rs 50,000/-, for a personal loan from Axis Bank.

    • What is the maximum amount of loan amount that can be borrowed from Axis Bank?

      The maximum loan amount that can be borrowed as a personal loan from Axis Bank is Rs.15,00,000.

    • How much time can I take for loan repayment, when it comes to an Axis Bank personal loan?

      You can to take a minimum of 12 months and a maximum of 6 months, to repay your personal loan from Axis Bank.

    • Can I earn any edge loyalty points when I take a personal loan from Axis Bank?

      Yes, you can earn edge loyalty points on Personal Loans from Axis Bank:

      The following matrix is followed for edge loyalty point calculation:

      1. You will earn 150 points if your disbursal is less than or equal to Rs. 3 lakhs.
      2. You will earn 300 points if your disbursal is higher than Rs.3 lakhs and less than or equal to Rs. 5 lakhs.
      3. You will earn 450 points if your disbursal is higher than Rs.5 lakhs.
    • Which are the cities, which make me eligible for a personal loan from Axis Bank?

      Eligibility criteria are further divided into 4 tiers. These are based on cities. As of now the following cities whose residents may apply for a personal loan in Axis Bank:

      • Tier 1: Delhi-NCR, Mumbai, Bangalore, Chennai, Hyderabad.
      • Tier 2: Ahmedabad, Pune and Kolkata.
      • Tier 3: Kochi, Coimbatore, Jaipur, Patna, Lucknow, Jamshedpur, Trivandrum, Vadodara, Vishakhapatnam, Trichy, Surat, Bhubaneswar, Nashik, Goa, Guwahati, Aurangabad, Nagpur and Chandigarh.
      • Tier 4: Bhopal, Jodhpur, Calicut, Mysore, Raipur, Pondicherry, Rajkot, Dehradun, Durgapur, Hubli, Kolhapur, Ludhiana, Jalandhar, Madurai, Patiala, Mangalore, Siliguri, Ranchi, Udaipur, Tirunelveli, Vijayawada, Indore, Allahabad, Ajmer, Bhatinda, Bhavnagar, Bhilwara, Belgaum, Jamnagar, Kota, Kanpur, Salem, Warangal, Ujjain and Mehsana.
    • What are the possible modes of payments for Axis Bank Personal loan?

      The loan can be repaid in the form of Equated Monthly Instalments (EMI's) through ECS facility or with post-dated cheques.

    • What are the chances of interest rate changes?

      You need not worry much about it as, when it does happen, changes in interest rate and charges are effected only after prospectively giving ample notice to the borrower.

    • What is the process of an Axis Bank personal loan application approval?

      The Axis Bank loan Application, post the submission of application and submission involves the following three steps:

      1. The Bank will first provide a receipt of acknowledgement of all loan applications giving an idea of the time period within which the loan application will be actually disposed of.
      2. Axis Bank then will verify the loan application along with additional details / documents being necessary which shall be sought from the applicant.
      3. Regardless of the threshold limits, the Bank is expected to process the application without any delay. In the case that the application is rejected, the Bank will convey the same in writing to the individual along with the reasons for rejection within one month.
    • How can I update my mobile number and email address under my personal loan account?

      To update the email address and mobile number on your personal loan account, you can call any of the customer care numbers available on the bank’s official site. You can also update it online at www.axisbank.com/support or use the Axis Bank mobile app to update your mobile number and email address.

    Axis Bank Personal Loan Reviews

    • Axis Bank Personal Loan
      "Interest rate should be reduced"
      0.5 3.0/5 "Satisfactory"
      I took one loan from AXIS bank, the interest rate is average, I believe I got the principal with the interest of 16% and above. The executive are good, they door step service was there. I took the loan for 48 months, the bank gave me the part payment and foreclosure option.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2019
    • Axis Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with AXIS bank and it was a very good experience, the loan amount was based on my requirement and the rate of interest was nominal when compared to other banks. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2019
    • Axis Bank Personal Loan
      "Need improvement on statement"
      0.5 5.0/5 "Blown Away!"
      I think 4 to 5 months I have been using AXIS card,the procedure was very simple to avail the card, I received the card on time, the customer service is genuine and they are explaining keen about the billing, its a life time free card. But I have not received the bank statement only I used get the sms.
      Was this review helpful? 2
      , lucknow
      Reviewed on Feb 15, 2019
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been an excellent experience i had with them in getting my personal loan through them and they are one the best banks in getting the personal loan. The process has been simple and the loan amount has been sufficient as well. There has not been any foreclosure charges of part payment charges which they had made as well.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 15, 2019
    • Axis Bank Personal Loan
      "Interest rate should be economic"
      0.5 3.0/5 "Satisfactory"
      Axis interest is huge compared to other banks its around 17 to 18% for the tenure period of the 5 years, they do have part payment and foreclosure but its a non chargeable, I would say its a best part of Axis bank. The customer care is good and helpful.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 15, 2019
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding personal loan with Axis bank.They have given me loan based on my requirement, and it was sufficient for me, and the rate of interest they have charged me up to 11.5% that was nominal compare to market price.and the processing fee they have charged me was nominal.Still this loan is running.
      Was this review helpful? 2
      , chennai
      Reviewed on Feb 14, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this loan almost a year back and i had closed it as well. There has not been any part payment charges or foreclosure charges with this loan. The loan amount was sufficient but the interest rate with them has been pretty high when compared with the market rate.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 14, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this loan almost a month back and the process in getting this loan was pretty much simple. The loan amount has been sufficient and the interest rate with them has been nominal as well. There has been a processing fee with them which has been nominal and their customer care has been helpful.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 14, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had taken this loan a very long time back and the experience i had with them was quite good. The process has been hassle free and the loan amount has been sufficient. But the interest rate with them has been quite high when compared with the market rate. Their customer support has been quite helpful.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 13, 2019
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my personal loan with Axis bank ,they have given me sufficient loan amount,and the rate of interest they have charged me up to 13% it was nominal,, and they have not charged me processing fee as it is zero processing fee, and the loan is still running,overall service is good.and the tenure period is up to 4 years, now this year is last then it will be closed.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Feb 13, 2019
    • Axis Bank Personal Loan
      "Good service but need to reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan in Axis Bank and have credited the loan amount into my account and have paid the first due as well. Whenever I am in trouble they have helped me which am happy. Even though the interest rate was very high 21% and they charged 10K as processing fee for 5L. The customer service was very nice.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Feb 12, 2019
    • Axis Bank Personal Loan
      "High on ROI and fees"
      0.5 4.5/5 "Excellent!"
      Axis Bank has offered me a personal loan and the process to get the loan was good. The customer support and response is good and there are no hassles to get the loan. But they need to work on the rate of interest and the processing charges. It is of 14.5%.
      Was this review helpful? 1
      , pune
      Reviewed on Feb 12, 2019
    • Axis Bank Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I am not satisfied with the services of this bank because they offer the rate of interest which is higher when compared to the others. Firstly i got 14.99% and increased to 20%. I am using from last 9 months also the loan amount is satisfactory with this bank.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 11, 2019
    • Axis Bank Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have been holding Axis bank personal loan for long time.like even this bank also have done same with me they have not given me loan on basis of my requirement they have given me less, the rate of interest they have charged me up to 15% which is high comparing to the other bank .so for that reason i have done balance transfer through other bank.they have charged processing fee, they have charged nominal. Still this loan is running .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Feb 11, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken my personal loan with Axis bank.The loan amount which they have given me was sufficient ,i took this loan 2 years back , now i am going to close within 2 months,and the rate of interest they have charged me was high compare to market value, and the processing fee they have charged me up to 12000 ,and they have not charged any kind of hidden charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 11, 2019
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and i applied with Axis Bank as i carry a salary account with Axis Bank. The interest rates are high here and apart from that There was not much documentation and my application was processed on time. I am happy with the overall services.
      Was this review helpful? 3
      , jaipur
      Reviewed on Feb 08, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with AXIS BANK and my experience was good, the loan amount was sufficient and the rate of interest was very nominal compared to other banks. Customer service was good and they responded on time. Tenure period for this loan is good .
      Was this review helpful? 4
      , chennai
      Reviewed on Feb 04, 2019
    • Axis Bank Personal Loan
      "Need to reduce the interest rate"
      0.5 3.5/5 "Pretty good"
      I took my personal loan in Axis Bank before 1.5 years, Only rate of interest is high other than that every thing was satisfactory because they have provided me a good loan amount. The loan duration is 3years, They are always very supportive. There was no penalty for foreclosure.
      Was this review helpful? 6
      , bangalore
      Reviewed on Feb 04, 2019
    • Axis Bank Personal Loan
      "AVERAGE"
      0.5 1.0/5 "Really Bad"
      I am holding the personal loan with the AXIS BANK but i am not satisfied with this loan because the rate of interest is very higher as they promised it is lower and it is higher. I am using from last five months also the duration for repaying is for four years.
      Was this review helpful? 4
      , noida
      Reviewed on Feb 04, 2019
    • Axis Bank Personal Loan
      "Not recommendable bank for personal loan"
      0.5 3.0/5 "Satisfactory"
      Since Axis bank is having a higher interest rates, i have done a balance transfer to different bank. I will not recommend this bank to anyone. I'm not satisfied with the interest rates and other charges. When i was trying the balance they have charged for the some interest rates and there is no pre-closure charges.
      Was this review helpful? 4
      , secunderabad
      Reviewed on Feb 03, 2019
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