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  • Axis Bank Personal Loan is Rated as "Excellent!" by 2219 Users

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    Personal Loan BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 2219 users

    Axis Bank Personal Loan

    Axis Bank Limited (formerly UTI Bank) is the third largest private sector bank in India. It offers financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Business. Axis bank offer loan for salaried person who has a dream vacation, child's education, home renovation or wedding in your family, you can instantly fulfill your aspirations with Axis Bank Personal Loans.

    Perfect Personal Loan Deals for you


    You're probably eligible for an Axis Bank Personal Loan if you are

    01
    02
    03
    04
    Axis Bank Personal Loan Minimum Age

    At least 21 years old

    Axis Bank Personal Loan Maximum Age

    Less than 60 years old

    Axis Bank Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Axis Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Axis Bank Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Axis Bank Personal Loan Minimum Salary

    Minimum income required
    Rs. 15,000 per month

    Axis Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 15 lakhs

    Axis Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Axis Bank Personal Loan amount by these steps

    01
    02
    Axis Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Axis Bank Personal Loan Tenure

    Choose longer tenure loan up to 60 months


    Documentation needed to apply for an Axis Bank Personal Loan

    • 1. Signed application form with photograph
    • 2.Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:
      • Latest Bank statement
      • Latest ITR or Form 16

    Axis Bank Personal Loan Interest RatesUpdated on 18 Jun 2018

    Axis Bank Personal Loan Details
    Interest Rate (Floating) 15.50%-24% p.a
    Processing Fees 1.50% to 2.00% + GST as applicable
    Loan Tenure 60 months

    About Axis Bank Personal Loan

    Axis Bank, the third largest private bank in the country is a bank of choice by many when it comes for personal loans. Head quartered in Mumbai and with a wide network of branches in every nooks and corners of India, Axis bank offers personal loans to fulfill the immediate financial requirements of a wide range of people living in any part of India.

    Personal loans offered by Axis bank are flexible with minimal documentation, fast approval and are open for all those who have a secure regular income, irrespective of the purpose of application. Personal loans availed from Axis Bank can be used for any immediate financial needs like children's education, medical emergencies, wedding expenses, home renovation, starting a business or even for closing any other miscellaneous financial liabilities.

    Axis Bank offers personal loans for both salaried and self employed individuals. Personal loans from Axis Bank are available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure ranging between 12 to 60 months.

    The bank offers very lucrative interest rates for personal loans while allowing applicants the option of transferring their existing personal loans with other banks to Axis Bank through the balance transfer mechanism.

    Why choose Axis Bank Personal Loan?

    Axis Bank personal loans not only come with most competitive interest rates, but also a simple loan facilitation process. Axis Bank is the bank of choice when it comes to Personal Loans for a wide range of loan applicants as it offers intrinsic advantages including:

    • Minimal documentation
    • Simple procedures
    • Quick loan approval

    Axis Bank offers personal loans up to a maximum limit of Rs. 15 Lakhs making it suitable for even those seeking a higher quantum of loan. With active bank branches in almost all small towns in India, Axis Bank makes sure that there is a loan centre easily accessible for citizens; even for those who live in the semi urban and rural areas of the country.

    Axis Bank has been one of the pioneering banks in embracing technology, allowing loan application and approval through online loan requests. Users can request for a personal loan online without even visiting the bank branch in person and can get the loan approved almost instantly.

    Features of Axis Bank Personal Loan

    When a person is in need of money and finds his or her bank account lacks the ability to support upcoming expenses, it is not the end of the world. There are options available that will help anyone pay for things that might, initially, seem out of reach. This is where Axis Bank’s personal loans come into the picture. The loans offered by them are structured in such a way that not only are they easy to avail but also easy to pay back. They offer a variety of ways to pay back the loans like Standing Instructions, Electronic Clearing Service or even Post Dated Cheques. A personal loan could give a person the purchasing power they need to go on a dream vacation or even provide their children with the best education possible.

    Axis Bank is one of the top personal loan providers in India, as they aim to give personal attention to each loan applicant. Unlike many other banks, Axis Bank makes sure that loan facilitation and approval process for each applicant is fast tracked without any unnecessary delays.

    Highest Quantum of Loan: The quantum of personal loan offered by Axis Bank is highest in its class; with an upper limit of Rs 15 Lakhs.

    Competitive Interest Rates: Axis bank offers the best in class interest rates with quick loan approval. The bank offers personal loans at a competitive interest rate ranging from 15.5 to 24%.

    Zero Prepayment/Foreclosure Charges: Axis Bank offers no prepayment or foreclosure charges for personal loans.

    eDGE loyalty Benefits: The bank offers eDGE loyalty points on personal loans which can be redeemed for cash surplus and discounts.

    Online Loan Account Facility: Axis Bank offers Statement of Account, loan repayment schedule or interest certificate for all customers through mail.

    Multiple Repayment Options: Axis Bank offers a number of options to make EMI payments including Electronic Clearing Services or ECS and Post Dated Cheques.

    Dedicated Helpline: For any loan related query, Axis Bank has set up a dedicated helpline for loan services available round the clock at the bank's toll free numbers.

    Axis Bank Personal Loan Interest Rate

    Axis Bank provides customers with the facility of Personal Loans which can be utilized to fulfill a variety of personal needs. It could be for your child's education, for taking that vacation you always wanted, to help finance a wedding or to take care of any other social or financial need. While all new Axis Bank Personal Loans are available under the new MCLR based interest rate system, existing borrowers can continue to avail personal loans under the existing Base Rate based interest system.

    Axis Bank MCLR (Marginal Cost of funds based Lending Rate) (For new borrowers)

    Following the Reserve Bank of India's guidelines, interest rates for all loans including personal loans have been revised with effect from April 1, 2016. All loans hereafter will be available with reference to the MCLR (Marginal Cost of Funds based Lending Rate). Axis Bank will revise the MCLR on a monthly basis. The following table lists the MCLR rates with effect from May 18, 2016.

    Tenor MCLR (in Percentage)
    Overnight 8.95%
    One month 9.05%
    Two month 9.25%
    Six month 9.30%
    One year 9.35%
    Two years 9.45%
    Three years 9.50%

    Axis Bank Personal Loan Interest Rates (MCLR)

    All new personal loans provided by Axis Bank will be charge interest on the basis of MCLR (Marginal Cost of funds based Lending Rate). The MCLR rate is revised on a regular basis and will directly related to the interest rate being offered.

    Axis Bank Base Rate & Prime Lending Rates (For existing borrowers)

    All existing loan borrowers will continue to avail personal loans with the Base Rate system of interest. The Benchmark Prime Lending Rate (BPLR) of the bank is currently set at 15.75% per annum. This prime lending rate is BPLR is dependent on factors like business operation costs, cost of funds, yield curve expectations and provisions.

    Axis Bank Personal Loan Interest Rate (Base Rate)

    Existing borrowers can avail personal loans on the Base Rate interest system. However, they also have the option of migrating to the new MCLR based interest system.

    Note: The MCLR rates given above are effective as of May 18, 2016. To know the currently applicable interest rates for personal loans, please contact the bank at the time of applying for the same. Also, interest rates for personal loans are subject to change with change in MCLR / Base Rate.

    Axis Bank Personal Loan Eligibility

    Axis Bank offers personal loans ranging from Rs.1 lakh to Rs. 15 lakhs, to all applicants fulfilling the basic eligibility criteria as below:

    • The applicant must be a salaried person. Which means that they should either be doctors or employees of a private/public limited companies. They can even be employed by a public sector undertaking or central or local bodies. Government sector employees are also eligible. Self-employed individuals can also apply.
    • The minimum age of the applicant must be years and the maximum 60 years.
    • The minimum Net Monthly Income should be no less than Rs.15,000 per month.

    Eligibility Criteria for Salaried Individuals:

    • Minimum age of applicant: years
    • Maximum age of applicant at loan maturity: 58 years
    • Minimum Net Monthly Income: Rs 15,000
    • Loan Amount Offered: Rs 1 lakh to Rs. 15 Lakhs
    • Minimum Service Period With Current Employer: One Year

    Eligibility Criteria for Self Employed Individuals:

    • Minimum age of applicant: 24 years
    • Maximum age of applicant at loan maturity: 65 years
    • Minimum Net Annual Income: Rs 2, 00,000
    • Loan Amount Offered: Rs 1 lakh to Rs. 15 lakh
    • Minimum Work Experience in Current Business/Profession: Three Years

    Besides this, the CIBIL score of the applicant plays a major role in the loan application approval.

    How to calculate EMI for Axis Bank Personal Loans

    Calculating EMI manually can be a tough task with a complicated formula. From the loan amount to the tenure of loan and interest rates, each aspect plays an important role in deciding the EMI to be paid each month by the applicant.

    EMI Calculations Made Easy:

    The best way to calculate EMI is by using the Personal Loan EMI Calculator provided by BankBazaar.com. Users simply need to add the amount of their personal loan, tenure and rate of interest. The EMI calculator then automatically calculates your EMI and provides the result instantly.

    Axis Bank Personal Loan Approval Process

    Personal loans are of the finest options to ensure a steady cash flow at times of financial emergencies. From paying educational expenses to financing your home and traveling to your favourite destination, a personal loan can cater to a wide variety of needs. Most banks offer personal loans only to eligible customers but they generally have strict procedures to determine eligibility. You can apply for Axis Bank personal loans by any of the following ways:

    • Apply online through the bank website
    • Visit an Axis bank loan center and make an application
    • Call the Axis Bank Call Center at any of these toll free numbers 1800 209 5577 or 1800 233 5577 or 1800 103 5577

    The turnaround time of the bank is generally 30 days from the date of loan application, provided the details submitted are correct in all respects. Axis Bank charges a non-fundable processing fee for every personal loan application. It can range from 1.5% to 2% of the loan amount.

    Axis Bank Personal Loan Top Up Eligibility

    A top up loan allows you to avail an additional amount on your existing personal loan. It’s also a safe option to avail an extra loan with a consolidated EMI payment. Axis Bank offers top up loans to personal loan customers who meet the below criteria:

    • The customer must have taken a personal loan from Axis Bank
    • He/she must not have any pending EMI payments
    • The top up loan applicant must be employed
    • Top up loan can be available after a predetermined period as specified in the loan agreement

    Axis Bank Personal Loan Balance Transfer

    Balance transfer happens when the outstanding balance of the loan amount is moved to another bank for lower interests and longer payment duration. Almost every bank allows transfer of loan if you haven’t defaulted on EMI payments. Axis Bank offers attractive interest rates and also, the documentation process is simple and hassle free. However, the eligibility of your balance transfer will depend on your repayment track record. To transfer your personal loan to Axis Bank, you must be at least 21 years of age and you should possess a valid set of documents such as income proof, identity proof, address proof, etc.

    Axis Bank Personal Loan Preclosure

    Axis Bank will process a foreclosure request only if all outstanding EMIs have been cleared. So, if you plan to foreclose your loan, make sure that you have cleared all your due payments. You can check for your outstanding payments by obtaining a foreclosure statement from your nearest Axis Bank branch. Once all your dues have been cleared, the foreclosure request will be processed by the bank. Axis Bank does not charge penalties for prepayment of a loan.

    Axis Bank Agri-Business Loans

    Keeping farmers’ financial requirements in mind, Axis Bank issues reliable agriculture business loans that can be utilised by farmers for various agricultural purposes. The different types of agri-business loans offered by the bank include Kisan Power, Cattle Power, Commodity Power, Loans for rural godowns, Power gold loan, Contract farming loans, loans for horticultural projects, commodity power loans, and more. The interest rates for these exclusive loan products can be afforded by people farmers in rural areas. These loan products are managed thoroughly by supervisors of the bank.

    Axis Bank Loan Against Property

    Have a high-value property? You can this utilise this property and get a loan against it. This way you can enhance the value of your property too! You may also choose to refinance this loan by taking over a prevailing loan. Moreover, it offers lease rental discounting. The bank also provides loyalty points according to the amount that is disbursed to you. It comes with a prepayment charge of 2%. The minimum age criterion for this loan is 24 years and the maximum age criterion is 65 years.

    Axis Personal Loan Status

    Did you apply for a personal loan from Axis Bank some days back? In case you are wondering what happened to the application, you can track your status online by going to the official website of the bank. You can check the status of your loan by entering accurate details and these include your application ID or name on application form. You may also check by using the bank's iConnect Net Banking. While keying in your application ID, you also need to key in your registered mobile number.

    Axis Bank Personal Loan Customer Care

    Have any query regarding your personal loan from Axis Bank? You don't have to force yourself to visit a bank branch for getting your query clarified. You can instead call any customer care helpline number of the bank for all kinds of resolutions. Whether you have a question about the personal loan product or a complaint about the product, you can call any of the numbers and explain the trouble that you are facing. The bank has a web connect portal and a grievance redressal cell that is committed to addressing personal loan issues. You can find out the status of your loan, EMI details, payment information, etc.

    *This article is provided only for consumer information on an as is where is basis and BankBazaar does not claim or represent to be connected with Axis Bank Limited. For further information about any of the products mentioned above please contact Axis Bank.

    Axis Bank Personal Loan Tips

    Personal Loans: Your own S.U.P.E.R.H.E.R.O

    Is your bank balance shrinking faster than the Atom? Are debt collectors pounding at your gate like a furious Thor? Don’t worry. Time for a Personal Loan to save the day. Applying for one is easier than you think.

    Zero Collateral

    Don’t feel bad that Batman has a Batmobile and you don’t. Look at it this way. You don’t need to own assets like a home, or even a car, to apply for a Personal Loan.

    Speedy Approval

    Today, you can get a Personal Loan faster than Superman can change into his costume in a phone booth. Choose ‘e-approval’ to get your loan application processed in double quick time.

    Freedom to Decide

    Envious of how Spiderman’s tights give him the freedom to perform all kinds of aerial gymnastics? Well, a Personal Loan gives you the freedom to do whatever you please with the money you acquire.

    Minimal Documentation

    Just like the Hulk only needs to wear a pair of tiny, ratty, purple trousers to achieve superhero status, you barely need any documentation to apply for a Personal Loan. Some ID and address proof and you’re sorted.

    Remember, with great loans come great responsibility, so make sure you make your payments on time. Now get yourself a Personal Loan and banish those outstanding dues to the Phantom Zone.

    Most Recent Articles on Axis Bank Personal Loan

    Best Tips for a Successful Personal Loan

    If you have been planning to apply for a personal loan from a bank or an NBFC, you need to be aware of a few guidelines. First, you will need to ensure that you meet your lender's basic eligibility criteria including age, job, income, and credit history. Next, you need to select your lender accurately by comparing multiple loan options and their features. This will quicken your application process. You should also make sure you have a good credit score while applying for a new loan. You will also have to choose your loan amount correctly according to your repayment capacity. Also, keep all your relevant documents ready for providing proof to your lender. You can learn more about how to apply for a personal loan effectively here!

    Pre-Qualified Personal Loan

    Pre-qualified personal loans are pre-approved loans that are provided by banks to individuals who have a clean credit history, subject to a few conditions. You will be able to enjoy minimum documentation for such loans. Before you are given such a loan, your lender will review and evaluate your unsettled payments, existing loans, credit card bills and details, and cash outflow. Accordingly, the bank will determine your eligibility for a loan. Then you will need to furnish proper documents for verification of your eligibility. These loans are offered only for a small period. Learn everything about pre-approved personal loans here!

    Axis Bank Personal Loan FAQs

    • Am I eligible for Axis Bank personal loan?

      Axis Bank offers personal loans only for salaried individuals earning more than the minimum stipulated amount per month depending on the city of their residence. The minimum monthly income required for Axis Bank personal loan is Rs. 50,000 per month. If you fall into this group, you can definitely apply for a Axis Bank personal loan.

    • How do I repay Axis Bank Personal loan?

      You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility or through post-dated cheques.

    • What is the maximum loan one can get from Axis Bank ?

      Axis Bank offers personal loans as high as Rs. 15 Lakhs for successful applicants depending on their financial record and repayment history.

    • What is the tenure for Axis Bank personal loan?

      Axis Bank offers personal loan with a tenure period ranging from 12 months to 60 months making it suitable for all loan seekers.

    • What is the minimum amount of loan amount that can be borrowed from Axis bank?

      The minimum loan amount should be Rs 50,000/-, for a personal loan from Axis Bank.

    • What is the maximum amount of loan amount that can be borrowed from Axis Bank?

      The maximum loan amount should be Rs 15,00,000/-, for a personal loan from Axis Bank.

    • How much time can I take for loan repayment, when it comes to an Axis Bank personal loan?

      You can to take a minimum of 12 months and a maximum of 6 months, to repay your personal loan from Axis Bank.

    • Can I earn any edge loyalty points when I take a personal loan from Axis Bank?

      Yes, you can earn edge loyalty points on Personal Loans from Axis Bank:

      The following matrix is followed for edge loyalty point calculation:

      1. You will earn 150 points if your disbursal is less than or equal to Rs. 3 lakhs.
      2. You will earn 300 points if your disbursal is higher than Rs.3 lakhs and less than or equal to Rs. 5 lakhs.
      3. You will earn 450 points if your disbursal is higher than Rs.5 lakhs.
    • Which are the cities, which make me eligible for a personal loan from Axis Bank?

      Eligibility criteria are further divided into 4 tiers. These are based on cities. As of now the following cities whose residents may apply for a personal loan in Axis Bank:

      • Tier 1: Delhi-NCR, Mumbai, Bangalore, Chennai, Hyderabad.
      • Tier 2: Ahmedabad, Pune and Kolkata.
      • Tier 3: Kochi, Coimbatore, Jaipur, Patna, Lucknow, Jamshedpur, Trivandrum, Vadodara, Vishakhapatnam, Trichy, Surat, Bhubaneswar, Nashik, Goa, Guwahati, Aurangabad, Nagpur and Chandigarh.
      • Tier 4: Bhopal, Jodhpur, Calicut, Mysore, Raipur, Pondicherry, Rajkot, Dehradun, Durgapur, Hubli, Kolhapur, Ludhiana, Jalandhar, Madurai, Patiala, Mangalore, Siliguri, Ranchi, Udaipur, Tirunelveli, Vijayawada, Indore, Allahabad, Ajmer, Bhatinda, Bhavnagar, Bhilwara, Belgaum, Jamnagar, Kota, Kanpur, Salem, Warangal, Ujjain and Mehsana.
    • What are the possible modes of payments for Axis Bank Personal loan?

      The loan can be repaid in the form of Equated Monthly Instalments (EMI's) through ECS facility or with post-dated cheques.

    • What are the chances of interest rate changes?

      You need not worry much about it as, when it does happen, changes in interest rate and charges are effected only after prospectively giving ample notice to the borrower.

    • What is the process of an Axis Bank personal loan application approval?

      The Axis Bank loan Application, post the submission of application and submission involves the following three steps:

      1. The Bank will first provide a receipt of acknowledgement of all loan applications giving an idea of the time period within which the loan application will be actually disposed of.
      2. Axis Bank then will verify the loan application along with additional details / documents being necessary which shall be sought from the applicant.
      3. Regardless of the threshold limits, the Bank is expected to process the application without any delay. In the case that the application is rejected, the Bank will convey the same in writing to the individual along with the reasons for rejection within one month.

    Axis Bank Personal Loan Reviews

    • Axis Bank Personal Loan
      "Good and Best"
      0.5 4.0/5 "Great!"
      I have closed the personal loan with the Axis bank. Interest rate was around 10.2%, also the customer service is good. The loan amount got disbursed within 4 to 5 working days of time. Everything is better one for me with the Axis bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Axis bank for 2 lacs, I got the loan amount quickly. The interest rate is nominal. I pay an EMI of 8000 per month. The whole loan process wand the documentation was easy and hassle free.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 08, 2018
    • Axis Bank Personal Loan
      "Very good"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with AXIS BANK 9 months back. The loan amount was 1 lakh and the interest rate was 14.4% which is very high . The processing fee was very easy and hassle free.They haves sanctioned the loan with the committed time. I had a better loan experience here when comparing with ICICI bank
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 08, 2018
    • Axis Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      I took a personal loan from Axis Bank for 2 lacs, The application process was easy. The Interest rate is very high. The tenure of the loan is 5 years and I've been paying an EMI of 5200 per month. They need to lower their interest rate for personal loans.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
    • Axis Bank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken wit AXIS Bank 2.5 years back. I have taken 2.5 lakhs and the given interest rate was 20% which is very high than other banks and the tenure period was 5 years .The overall banking experience was excellent and the documentation was also very easy so I would like to recommend to others.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jun 06, 2018
    • Axis Bank Personal Loan
      "Easy to get loan"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan amount of Rs. 3 lakhs in Axis Bank. Bank is charging Rs. 14% as interest rate. I used to pay the EMI of Rs. 10275. I have to pay this loan for 36 months. They charged me a processing fee of 3%. I got the loan on time. I don't find any difficulties when i got my loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 06, 2018
    • Axis Bank Personal Loan
      "Interest rates are high"
      0.5 5.0/5 "Blown Away!"
      The rate of interest is 18.30 % for the personal loan and it is quite high. Their is no option for minimum rate of interest. I have applied one lakh. Actually i got a loan within a week. Iâ??m paying the EMI of Rs. 2576 per month. I used to pay the EMI for 5 years. They are charging a processing fee of something like 2800. They have to reduce the rate of interest.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 05, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      My personal loan experience with AXIS bank was not up to the mark, the loan amount was for Rs 2 lakhs with high interest rate when compared to other banks. I pay my EMI through net banking. Customer service was good and the tenure period for this loan is 60 months where as i opted for 36 months.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 05, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've loan experience with other banks but Axis is the best, there were no pre-closure or part payment charges for them. It was a smooth loan experience with the Axis bank. I never faced any issues during the application and processing of Axis bank personal loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 05, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good loan experience with them, the loan amount which they had been provided had been satisfactory. But the rate of interest with them had been higher than other banks. The customer support had been good but the process has taken a little more time than usual.
      Was this review helpful? 0
      , surat
      Reviewed on Jun 05, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Its been more than a year, since I have got the personal loan from the Axis bank. The customer support service and the response is good with the Axis bank. The required loan amount has been given and I am satisfied with it. The rate of interest and the charges are average with the Axis bank personal loan .
      Was this review helpful? 0
      , bangalore
      Reviewed on May 30, 2018
    • Axis Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My loan experience was good with AXIS bank, the loan amount was sufficient and the rate of interest was nominal when compared to all other banks. Customer service was good, they followed up on time and there are no charges on preclosure of the loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 30, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have taken the loan almost two years back, the experience has been very good experience with them. The process has been very good and it had taken almost 3-4 days to get the loan amount. The rate of interest had been very good and the documentation has been very easy.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 30, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan almost two years back. The overall loan experience had been good but the rate of interest has been a little high. The loan amount has been okay and the process had been smooth. Their customer service also had been very responsive.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 29, 2018
    • Axis Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with AXIS bank and my loan experience was good, the loan amount was for Rs 5 lakhs with nominal interest rate when compared to other banks. Customer service was good, they responded on time and the tenure period for this loan is 48 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 28, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      Got my personal loan form Axis bank , they did quick documentation and approval process in 15 days .Am not satisfied with rate of interest as it is high , their customer service and response is good.Made payments through ECS .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 28, 2018
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken this loan almost like six months back, the loan amount which they have been provided had been very good. The rate of interest has been fine. The whole process had been very easy and smooth and document submission also had been easy. I have got the loan amount in just two days.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • Axis Bank Personal Loan
      "Quick loan expereince"
      0.5 4.0/5 "Great!"
      I took a personal loan of 1 Lac from the Axis bank. I got the loan with in 5 days. The application process and the documentation was easy and hassle free. I applied for the loan via the Axis Bank mobile app. Overall it was a good loan experience.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2018
    • Axis Bank Personal Loan
      "Interest was HIGH"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from AXIS bank and the approved loan amount was 50000. The rate of interest was 13.99% and the monthly EMI comes around 8420 for a tenure of 3 years. The rate of interest was bit high wile comparing for the loan amount which got disbursed.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2018
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took personal loan from Axis bank for 180000, I got the loan with 4 days account. When comparing with other banks the interest rate was nominal. The whole application process was easy and hassle free. It was a really fast personal loan experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2018
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