Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Compare and Apply Personal Loans in India

    Get lowest interest rate personal loan up to Rs.50 lakhs at 10.99%*. Compare interest rates, calculate EMI, and processing fees and get the personal loan from best bank in India.

    Best Banks to Get Personal Loan in India for 2019

    Last Updated 16th April 2019

    Bank Personal Loan Interest Rates Processing Fee
    SBI Personal Loan 12% - 17.10% 1% of the loan amount + service tax
    HDFC Bank Personal Loan 15.5% - 21.50% Up to 2.5% of the loan amount subject to a minimum of Rs.1,999 and maximum of Rs.25,000.
    Capital First Personal Loan 12% - 18% Up to 1.5% of the loan amount
    Aditya Birla Finance Personal Loan 14% - 26% Up to 2% of the loan amount + GST
    ICICI Bank Personal Loan 11.25% - 22% 2.25% of the loan amount + GST
    Canara Bank Personal Loan 10.95% - 15.10% 0 - 1% of the loan amount
    Kotak Mahindra Bank Personal Loan 10.99% - 24% Up to 2.5% of the loan amount + GST
    Bank of Baroda Personal Loan 11.65% - 16.65% 2% of the loan amount + service tax (subject to a minimum of Rs.1,000 and maximum of Rs.10,000)
    More
    Bankbazaar Compare and Apply Personal Loans in India

    We found 33 Compare and Apply Personal Loans in India
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.75% - 18.00% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    0
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Accelerated Approval
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Customer Reviews
    20% - 22%  Fixed
    2.50%
    2L Max
    1-3 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    23% Fixed
    2% + Taxes
    10L Max
    1 - 2 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    11.25% - 21.50% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 16.75% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.25% - 19.99% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    11.25% - 22.00% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Compare and Apply Personal Loans in India is Rated as "Great!" by 103782 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Best Personal Loan Offers in 2019

    If you are looking for a personal loan, compare various banks that provide credit at attractive interest rates, easy EMI options, and low processing fees. Check for secured as well as unsecured loan options and get instant access to funds and finance your immediate needs.

    BankBest for
    Standard Chartered BankShort Term
    CitibankLow Interest Rate
    ICICI BankNRIs
    HDFC BankSelf Employed Professionals
    Kotak Mahindra BankStudents
    TATA CapitalFlexible Interest Rates
    Capital FirstTop-up Loans
    Fullerton IndiaInstant Approvals
    IIFLEasy Eligibility Checks
    HDB Financial ServicesSpecial Offers

    Standard Chartered Bank Personal Loan – Best for Short-term Requirements

    Key Highlights
    • Standard Chartered Bank offers short-term personal loans at attractive interest rates
    • Get instant approval when you apply online
    • Flexible repayment tenures extending up to 60 months
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    10.89% onwardsRs.6,5375% of principal outstanding as per reducing balance method on the date of repaymentRs.2,35,344

    Citibank Personal Loan – Best for Low Interest Rate

    Key Highlights
    • Citibank offers low interest rates for salaried as well as self-employed applicants
    • Funds will be credited to your bank account within 48 hours
    • Minimal documentation and instant approval for existing Citibank customers
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    10.99% onwards Rs.6,547 Up to 4% of the total principal outstanding amount plus interest for the month in which foreclosure is carried out Rs.2,35,685

    ICICI Bank Personal Loan - Best for NRIs

    Key Highlights
    • ICICI Bank offers collateral-free personal loans to NRIs for tenures extending up to 36 months
    • Get cash in your account in just three seconds
    • Minimal documentation plus hassle-free application process for quick disbursal
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    10.99% onwards Rs.6,547 5% of the total principal outstanding amount plus GST Rs.2,35,685

    HDFC Bank Personal Loan - Best for Self Employed Professionals

    Key Highlights
    • HDFC Bank offers attractive interest rates for self-employed individuals
    • Loan disbursal in 10 seconds for pre-approved HDFC Bank customers
    • Flexible repayment tenures extending up to 60 months
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    10.99% onwards Rs.6,547 13 to 24 months: 4% of principal outstanding
    25 to 36 months: 3% of principal outstanding
    More than 36 months: 2% of principal outstanding
    Rs.2,35,685

    Kotak Mahindra Bank Personal Loan - Best for Students

    Key Highlights
    • Kotak Mahindra Bank offers personal loans for education to meritorious students who wish to pursue higher education
    • Competitive interest rates and convenient repayment options
    • Hassle-free and quick loan disbursal
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    10.99% onwards Rs.6,547 5% of principal outstanding as per reducing balance method on the date of repayment Rs.2,35,685

    Tata Capital Personal Loan – Best for Flexible Interest Rates

    Key Highlights
    • Tata capital personal loan offers quick and easy finance at flexible interest rates starting from 11.25%.
    • The loan can be used to finance a variety of needs from higher education to weddings.
    • Tata Capital offers flexi EMI options that cater to your requirements, your budget, and your timeline.
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    11.25% Rs.6,571 4% of the principal outstanding plus GST Rs.2,36,572

    Capital First Personal Loan – Best for Top-up Loans

    Key Highlights
    • Capital First personal loans are ideal options if you are looking to top up your personal loan with an additional amount.
    • The repayment tenures of the loan are flexible, ranging from 12 months to 60 months.
    • The approval of the loan takes only around two minutes, thereby helping you save time and getting access to funds immediately.
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    12% Rs.6,643 5% of principal outstanding amount Rs.2,39,143

    Fullerton India Personal Loan – Best for Instant Approvals

    Key Highlights
    • Fullerton India offers personal loans with a quick and easy experience where approvals are instant so that you don’t have to wait for long to get the funds you require.
    • The repayment options are flexible, with tenures extending up to 60 months.
    • The documentation process is also hassle-free, and existing Fullerton India customers are eligible for additional benefits.
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    12.49% Rs.6,690 3% to 7% of the principal outstanding amount depending on when the applicant opts for foreclosure Rs.2,40,832

    IIFL Personal Loan – Best for Easy Eligibility Checks

    Key Highlights
    • The eligibility check for India Infoline personal loans can be completed in one minute, and the online approval takes no more than five minutes post the submission of your documents.
    • The loan amount will be disbursed and transferred into your bank account within just eight hours.
    • The documentation process is also fairly simple and the paperwork involved is minimal, thus helping you save on time and effort.
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    13.49% Rs.6,786 Up to 6% of the principal outstanding amount Rs.2,44,299

    HDBFS Perosnal Loan - Best for Special Offers

    Key Highlights
    • HDB Financial Services offers personal loans that come with special offers for employees of certain companies.
    • The processing of the loan is quick and speedy, and no security or guarantor is required to avail the loan.
    • The repayment tenures are also quite flexible, ranging from 12 months to 60 months.
    Interest RateEMIForeclosure/Prepayment ChargesRepayment
    14.99% Rs.6,932 2% to 4% of the principal outstanding amount depending on when the applicant opts for foreclosure Rs.2,49,555

    *The calculation of EMIs and total amount payable is done based on assuming the loan amount at Rs.2 lakh and the tenure at Rs.3 lakh. Please note that interest rates vary depending on the income of the applicant and the amount borrowed.

    Personal Loan Eligibility

    The following are the eligibility criteria for personal loans in India:

    Requirements Salaried Self-Employed
    Age 21 years to 60 years 22 years to 55 years
    Net Monthly Income Rs.15,000 Rs.25,000
    CIBIL Score Above 750 Above 750
    Minimum Loan Amount Rs.50,000 Rs.50,000
    Maximum Loan Amount Rs.25 lakh Rs.30 lakh

    Documents Required for Personal Loans

    The following are the basic documents required for personal loans in India:

    Requirements Salaried Individuals Self Employed
    Proof of Identity Passport, Voter’s ID, Driving License or PAN Card Passport, Voter’s ID, Driving License or PAN Card
    Proof of Residence Passport or utility bills Passport or utility bills
    Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

    Use Bankbazaar Personal Loan EMI Calculator to Calculate EMI

    Personal Loan

    Thanks to advancements in technology, checking your personal loan EMIs is now as easy as it gets. Almost all banks that offer personal loans have an EMI calculator facility that enables customers to check their EMIs in a smooth and hassle-free manner. BankBazaar’s EMI calculator is easy to use and provides accurate results.

    To calculate your EMIs on BankBazaar.com, all you have to do is enter the loan amount, the tenure, the interest rate, the processing fees, and check the applicable box (Yes or No) if you wish to make prepayments. Then, click on the ‘Calculate’ button and your EMI amount will be generated instantly. You will also be able to view the breakup of the EMIs – how much of the amount will go towards principal repayment and how much towards interest. In addition, you can also view the amortisation table which will show you how much you will be repaying at the end of each year.

    Tips for Successful Personal Loan Application

    The following are a few important tips for a successful personal loan application:

    • Assess the need for your personal loan: You will need to be clear about the need for your personal loan. You can take it for funding your wedding arrangements, paying your hospital bills, buying medicines, etc. Before you apply for the loan, you will need to assess if you really want the loan. If you are planning to take a personal loan for investing in shares or other financial instruments, then it may not be a great idea.
    • Do proper research to get the best rate for your personal loan: You can do online research by visiting third-party financial websites or by going to the banks' official websites to compare different interest rates for personal loans. This will help you get a proper idea about the costs that you will incur.
    • Check your credit history: Before you proceed to apply for a personal loan from any bank or NBFC, you will need to assess your credit history thoroughly. This will give you an idea about the loan amount that you will receive. You need to make sure your credit history looks decent before you apply for a loan.
    • Review the fine print on your loan document carefully: Make sure you read the personal loan details carefully as this will give you a clear understanding of the commitment you are making in terms of the repayment.
    • Choose your personal loan tenure by assessing your repayment ability: A personal loan typically ranges from 1 to 5 years. You can fix the loan tenure according to your loan amount, your other monthly expenses, and the income that you earn on a monthly basis.
    • Choose an affordable interest rate: Ensure that you choose an economical interest rate for your personal loan. With a low-interest rate, your loan expenses will be low and you can repay it without any hassle. You will also avoid any defaults on loans.
    • Select your personal loan amount as per your convenience: You can choose your personal loan amount depending on your repayment capability, your income, and your expenditures.
    • Check your EMIs properly: You will need to compute your EMIs before you fix your personal loan amount. This will help you plan your expenses efficiently. You can multiply this loan EMI with your loan tenure to find out your precise loan amount. You can then choose the lowest loan amount.
    • Compare the processing fee: Most banks and NBFCs charge a processing fee for a personal loan. You can compare this fee and then decide which loan product you want.
    • Select fixed or variable interest rate according to your preference: When you choose fixed interest rate, your loan payment will remain fixed throughout the loan tenure. When you select variable interest rate, your loan payment will depend on the rate. Hence, the loan payment will increase if the rate increases and the loan payment will reduce if the rate reduces.
    Do's Don't
    Do proper research before you apply for a personal loan Do not sign your loan documents without understanding every point
    Do read the fine print carefully Do not make multiple inquiries regarding personal loans from different banks
    Do save your money carefully when you are repaying Do not take a personal loan without any serious purpose
    Do pay your loan installment promptly every single time Do not be in a hurry to end your loan comparison process
    Do evaluate your credit score thoroughly Do not forget to pay your loan installments
    Do apply for an affordable loan amount Do not accept bad personal loan products

    How to Improve your Chances of Getting a Personal Loan?

    Different lenders have different requirements for customers who seek personal loans. If you are finding it hard to get a personal loan, here are a few tips to improve your chances:

    • Credit Clean-up: One of the main factors taken into consideration by lenders is your credit score. Getting a personal loan is easier with a high credit score. If your score is low, you must check your reports to see if there are any errors. Sometimes, simple errors could have an adverse effect on your scores, and if you find any of these, you must report them to CIBIL.
    • Rebalancing your income and debts: Lenders ask for proof of income when you apply for personal loans in order to ascertain your debt-to-income ratio. Consider the sale of liquid assets like stocks or earning more through a part-time job to increase your annual income. Doing so will increase your debt-to-income ratio and increase your chances of getting a personal loan.
    • Consider Co-signers/Guarantors: If you are finding it hard to get a personal loan on your own accord, you can apply for one by adding a co-signer or guarantor. The person you choose as a guarantor must have a good credit score and although their main aim is to guarantee that you will repay the loan, they will also be liable to repay the loan themselves if you are unable to do so. Picking an individual with a credit score over 750 will considerably increase your chances of getting a personal loan.
    • Limit Your Borrowing: It can be risky to ask for more money than you require to meet your financial targets. Make sure that you calculate how much you need and apply only for that specific amount.
    • Choose the Right Lender: Every lender has their own requirements when it comes to credit scores and income. When looking for personal loans, pick a lender whose eligibility criteria you meet and apply accordingly. The problem with applying with multiple lenders is that each of them will check your credit score, and each time your full credit report is pulled out, your credit score drops, albeit marginally.

    Personal Loan FAQs

    How can I repay my personal loan?

    Personal loan can be repaid in equal monthly instalments or EMI. You can provide a post-dated cheque or can give a standing order with your bank or through electronic transfer.

    What is an EMI?

    EMI or Equal Monthly Instalment is the amount that a borrower pays each month towards an outstanding loan to clear off the debt within a specific timeframe. EMI.includes principal and interest.

    Is part- prepayment allowed on my personal loan?

    Personal loans can be prepaid in parts or as a whole at any stage. Some banks may charge a prepayment penalty for the same. Some banks do not allow part-prepayment. So, check all the documents before finalising on the loan with the bank.

    Will I need a guarantor to take a personal loan?

    No, you will not need a guarantor to take a personal loan.

    Can I club my income with my spouse to take a personal loan?

    Yes, you can club the income of your spouse to boost your eligibility to avail a personal loan.

    How will I be eligible for a relationship discount?

    If you have been a customer for a particular bank for a while, then the bank might reduce the personal loan interest rate or other such charges. Some banks will also provide you additional services.

    Do I need to open a bank account to service my personal loan?

    If you do not have an account with the bank, it is not mandatory to apply for one. But, if you apply for a loan with your existing banker, then you will be eligible for a relationship discount.

    How do I stop executives from calling me to let me know about other loans?

    Some banks let you register yourself for ‘Do Not Disturb'. If you opt for this, the executives will not disturb you with cold sales calls.

    What is the best way to apply for personal Loan?

    A: The best way to apply for an personal loan is by using the online loan application tool at BankBazaar.com The tool can be accessed on this page allowing users to choose personal loan from various banks and NBFCS as per their selection.

    Can I Track my Loan Application?

    A: BankBazaar.com offers it's loan applicants an active tracking tool through both email and SMS allowing them to track daily updates of their loan application.

    Is my Data Safe with BankBazaar.com?

    A: BankBazaar.com is India's premier financial marketplace and takes utmost care in ensuring that all data is sent in electronic form with high level of encryption. BankBazaar.com does not share data with any third party other than the financial institution.

    Is BankBazaar.com Personal Loan Tool Free?

    A: Yes BankBazaar.com personal loan calculator tool is totally free and the portal does not charge any fee for its services from users.

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Personal Loan Reviews

    • Axis Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      From AXIS bank I took personal loan, the experience was good and they taken processing fee it was nominal.The customer service was supportive in terms of loan process and i got the loan on time. The rate of interest is nominal. I am fine with loan experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • review Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My loan is approval 1.50L but I take only 25K from home credit , because rate if interest is very high I took this loan emergency purpose , and tenure is 12 month last 1 month back I took this loan , EMI amount is 2649K , after 4 month I want closed this loan , I am not satisfied this personal loan ,
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      I know bank bazaar last three years , and their customer service is good and response is also good , but I want gave one suggest if my customer is ability good bank offer provided and no much time take documentary process , but I am satisfied with bank bazaar,
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • ICICI Bank Personal Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      I have personal loan with ICICI bank, the experience was good. As per my expectation the rate of interest was 11% , the processing fee is normal, while applying the loan customer service was supportive in terms of loan process. I am fine with loan experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Bajaj Finserv Personal Loan
      "High on ROI. Need to be clear too"
      0.5 4.0/5 "Great!"
      I have a personal loan with Bajaj Finserv. When they explained the details I was told the interest rate is of 13%. But when I visited their office, the interest rate was of 21%. I am not happy at all with regards to the interest rate. There is a preclosure but there are charges for it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      I had used the Bank Bazaar for a first time to get personal loan, I used to check my credit score with the portal every time. Its very much convenient and the response was very prompt from the executive. The webiste is quite easy to access and overall hassle free.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      HDFC have provided me a proper service but it took approx 10 to 15 days for processing the personal loan. The interest rate was average and they have charged me a processing fee which was above average. The loan duration is 5 years and I can do preclosure after 12 months which am not sure.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • Capital First Personal Loan
      "Interest rate should be reduced "
      0.5 3.0/5 "Satisfactory"
      Capital First service is good, I took the personal loan with the higher interest rate. My loan duration for two years for the loan amount is 90,000 but I paid repayment extra totally it came around Rs. 1.6 lakhs, I am not satisfactory with the interest.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Easy to take loan"
      0.5 4.5/5 "Excellent!"
      I am quite new to Bankbazaar.com and have known the portal while searching on the Google for the personal loan. My experience is good, the executive has contacted me on time. I used the mobile app and there was no suggestions also its easy to know the credit score.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • HDFC Bank Personal Loan
      "Need to reduce the interest rate"
      0.5 4.0/5 "Great!"
      There is a bit of delay in the service, HDFC has taken around 3 to 4 weeks to disburse the personal loan. The interest rate is high and the processing fee is okay. They have charged me around 13% for 2L. The loan tenure is 3 years. The documentation process was simple with HDFC BANK.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Citibank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      Two month back I took one personal loan from CITI bank , and their customer service is good and response is also good , and tenure is 4 years , I am satisfied with loan amount and rate of interest is also nominal , I am happy with CITI bank personal loan ,
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am regular customer of bank bazaar. I had been using bank bazaar service from past two years approximately. Their overall service is also very good .I happy with bank bazaar I have been using application it is easy to access I came to know about bank bazaar through mobile application .
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Customer service told about and I visit branch also , and their service was good , loan amount was sufficient and rate of interest was also nominal provided , but that time I have no all document so I did not taken that loan from Tata capital personal loan,
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 24, 2019
    • Ujjivan Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I want to take loan but customer service did not inform me what the loan amount and rate of interest what document require never call me , I applied but I donâ??t know approval or closed my loan , I want take personal loan from any other bank, this finance is not good ,
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2019
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I had taken a Personal loan from HDFC BANK almost two years back and the experience had been quite good. The process had been easy and the loan amount which they had provided was as per the requirements. The Rate of interest rate was similar to the market rate, the processing fee has also been quite nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Citibank Personal Loan
      "Advanced customer support"
      0.5 5.0/5 "Blown Away!"
      Citi bank offered me a persona loan based on the credit card, I took principal amount of Rs.2 lakhs. The best part there is a voice reorganization on their help desk, automatically they disclose all the information hence its easily reach the executive. I took the loan with the interest of 13%, still the loan is active condition and I am making the payment through ECS.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am using bankbazaar.com for a very long time. But I am getting frequent calls from the customer support which needs to be reduced. I am yet to receive Amazon voucher for personal loan which I have taken recently. I am using the mobile app without difficulty and I do check credit score.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • Kotak Personal Loan
      "Not satisfied"
      0.5 3.0/5 "Satisfactory"
      I have applied my personal loan from Kotak Mahindra Bank and the service is not good. They have not done the disbursement as per my requirement. The processing fee was zero by most of the banks but here they charged also I had to do multiple followups then disbursement happened. I have informed them first few EMI's will be done by cheque but they did not consider.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 24, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am using Bankbazaar.com service for past one year but this is the first time, I have availed personal loan through this portal. I would suggest them to provide assurance after checking the customer eligibility for credit card or loan . The mobile app is easy to operate and its helpful to check credit score.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Kotak Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied for the loan amount of 1.5L and received the same from Kotak Mahindra Bank. The process was quite good. It has a processing fee and the interest rate is nominal. The loan tenure is 5 years and I can preclosed the loan after one year with charges around 2% or 3% of principal outstanding. The documentation process was very simple.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
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