Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan BYTES FROM OUR KITCHEN

    Documents required for Personal Loan

    List of Documents required for Personal Loan

    Apply for Personal Loan

    Personal loans can be a great source of cash for individuals who are in need of funds for personal reasons such as weddings, educational requirements, personal expenses, utility bills payments, etc. When Applying for a Personal Loan, customers are requested to furnish a certain set of documents. The documents required by the bank will depend upon whether the applicant is a salaried person or a self-employed individual.

    List of Documents Requested of Salaried Employees

    Proof with photo identity

    Any one of the following:

    • Passport
    • Voter’s ID
    • PAN Card
    • Driving License

    Proof of residence

    Any one of the following:

    • Passport
    • Utility Bill
    • Ration Card

    Proof of ownership of residence

    Any one of the following:

    • Property documents
    • Electricity bill
    • Maintenance bill

    Proof of income

    • Salary slips for the last three months along with Form 16

    Proof of job continuity

    Any one of the following:

    • Employment certificate from the current employer
    • Certificate of experience (relieving or appointment letter from the previous employer along with job certificate)
    • Appointment letter from the current employer (if employment period exceeds two years)

    Bank statement for the previous six months where the salary has been credited

    Proof of investment (if any): such as fixed assets, shares, fixed deposit, etc.

    One passport size photograph (colour)

    List of Documents for Self-Employed Individuals

    Proof of photo identity

    Any one of the following:

    • Passport
    • Voter’s ID
    • PAN Card
    • Driving License

    Proof of residence

    Any one of the following:

    • Passport
    • Utility bill
    • Ration card

    Proof of residence ownership

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Electricity bill

    Proof of office address

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Utility bill

    Proof of office ownership

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Electricity bill

    Proof of business existence

    Any one of the following:

    • Tax registration copy
    • Three years old Saral copy
    • Company registration license
    • Shop establishment act

    Proof of income: Income tax returns for the previous two years inclusive of Computation of Income, audit report, balance sheet, profit and loss account, etc.

    Bank statement: Savings and current bank statement for the past one year.

    Proof of investment (if any): Investments such as fixed assets, fixed deposits, and shares.

    One passport size photograph (colour).

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