Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Documents required for Personal Loan

    We found 37 Documents required for Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    Up to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.25% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.59% - 18.49% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free PAPERLESS APPROVAL OPTION AVAILABLE
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    1L - 5L
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Personal Loan BYTES FROM OUR KITCHEN

    List of Documents required for Personal Loan

    Personal loans can be a great source of cash for individuals who are in need of funds for personal reasons such as weddings, educational requirements, personal expenses, utility bills payments, etc. When Applying for a Personal Loan, customers are requested to furnish a certain set of documents. The documents required by the bank will depend upon whether the applicant is a salaried person or a self-employed individual.

    List of Documents Requested of Salaried Employees

    Proof with photo identity

    Any one of the following:

    • Passport
    • Voter’s ID
    • PAN Card
    • Driving License

    Proof of residence

    Any one of the following:

    • Passport
    • Utility Bill
    • Ration Card

    Proof of ownership of residence

    Any one of the following:

    • Property documents
    • Electricity bill
    • Maintenance bill

    Proof of income

    • Salary slips for the last three months along with Form 16

    Proof of job continuity

    Any one of the following:

    • Employment certificate from the current employer
    • Certificate of experience (relieving or appointment letter from the previous employer along with job certificate)
    • Appointment letter from the current employer (if employment period exceeds two years)

    Bank statement for the previous six months where the salary has been credited

    Proof of investment (if any): such as fixed assets, shares, fixed deposit, etc.

    One passport size photograph (colour)

    List of Documents for Self-Employed Individuals

    Proof of photo identity

    Any one of the following:

    • Passport
    • Voter’s ID
    • PAN Card
    • Driving License

    Proof of residence

    Any one of the following:

    • Passport
    • Utility bill
    • Ration card

    Proof of residence ownership

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Electricity bill

    Proof of office address

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Utility bill

    Proof of office ownership

    Any one of the following:

    • Maintenance bill
    • Property documents
    • Electricity bill

    Proof of business existence

    Any one of the following:

    • Tax registration copy
    • Three years old Saral copy
    • Company registration license
    • Shop establishment act

    Proof of income: Income tax returns for the previous two years inclusive of Computation of Income, audit report, balance sheet, profit and loss account, etc.

    Bank statement: Savings and current bank statement for the past one year.

    Proof of investment (if any): Investments such as fixed assets, fixed deposits, and shares.

    One passport size photograph (colour).

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