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    We found 37 Calculate Home Loan Eligibility on Bankbazaar
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.20% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.50% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.20% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.5% - 8.5% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.45% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
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  • Calculate Home Loan Eligibility on Bankbazaar is Rated as "Great!" by 600 Users

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    Home Loan BYTES FROM OUR KITCHEN

    Calculate Home Loan Eligibility on Bankbazaar

    In today’s world, almost everyone opts for a home loan when it comes to buying a house. Bankbazaar allows you to calculate the home loan eligibility at ease.

    The steps to find out your eligibility towards a particular home loan product are mentioned below:

    Calculate Home Loan Eligibility on Bankbazaar
    • Click on above image or this link: /home-loan.html?variant=slide
    • It will take to you to the page where you will be able to calculate your eligibility towards a home loan by simply following a few steps.
    • On this page, choose the city you reside in. Mumbai, Chennai, Delhi and Bangalore are already there on the page than be chosen by you. However, if you reside in a different city choose ‘Other City’ and select your city from the list that appears next.
    • You will be navigated to the next page where you must select your gender.
    • Next you must choose the city where the property that you wish to purchase is located. Mumbai, Chennai, Delhi and Bangalore are already there on the page than be chosen by you. However, if the property that you want to buy in a different city, choose ‘Other City’ and select the city from the list that appears next.
    • After this, you must click your type of employment from the options mentioned on the page. Depending upon your type of employment, the slides will keep changing. There are 7 options that you can choose from – Salaried, Salaried Professional, Self Employed Business, Self Employed Professional, Student, Retired, and Homemaker.
  • Salaried
    • When you choose ‘Salaried’, you automatically move to the next slide that requires you to enter the name of your company where you are currently employed.
    • Enter the name of your company and click on ‘Continue’.
    • Enter your year and month of joining. On the slider below, select your experience and click on ‘Continue’.
    • On the next slide, enter your gross monthly income. You’ll see that the scale automatically takes the marker to the amount that you entered. Click on ‘Continue’.
    • You should enter the bonus amount, if you have received any. However, this is an optional input and you may choose to skip this step.
    • After you click on ‘Continue’ or ‘Skip’, you will be asked to enter your average monthly incentives. This data is also optional and you may choose to skip it.
    • Enter the total EMIs that you pay at present. If you have no ongoing EMI payments, skip this step.
    • On the next slide enter your age. As you move the marker on the scale, you will find your birth-year and month in a table below. Move to marker to your current age and then select the month and the year. Once you choose the month and year, another box will appear where you must choose your date of birth. Post this, click on ‘Continue’.

    Home Loan Eligibility

  • Self Employed Business
    • When you choose ‘Self Employed Business’, we will automatically go to the next page that asks for your profit amount after tax.
    • Enter the total EMIs that you pay at present. If you have no ongoing EMI payments, skip this step.
    • On the next slide enter your age. As you move the marker on the scale, you will find your birth-year and month in a table below. Move to marker to your current age and then select the month and the year. Once you choose the month and year, another box will appear where you must choose your date of birth. Post this, click on ‘Continue’.
  • After completing all the steps above (as per your type of employment), follow the next steps:

    • Choose how to use the home loan amount in the next slide. You can choose from three options – Purchase or construct on the property that you have already chosen/Transfer your existing home loan/Purchase a house although you haven’t zeroed-in-on on one.
    • If you choose any of the first two, you will have to elaborate about your property and select from the five options mentioned on the next slide:
    • Completed Project:
      • If you choose this, on the next slide you have to enter the name of the builder and project. (optional)
      • Enter the cost of the home or flat.
      • On the next slide, choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
      • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
      • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
      • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
      • Click on ‘View FREE Offers’.
    • Under-Construction Project
      • If you choose this, on the next slide you have to enter the name of the builder and project. (optional)
      • Enter the cost of the home or flat.
      • On the next slide, choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
      • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
      • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
      • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
      • Click on ‘View FREE Offers’.
    • Land/Plot Only
      • After you choose this type of property, on the next page select where the land is – Inside City Limits or Outside City Limits.
      • Post this screen, choose the type of transaction – Direct Allotment or Resale.
      • On the next page, mention who the seller is – Private/Government/Builder
      • Enter the cost of the land after choosing the seller.
      • On the next slide, choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
      • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
      • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
      • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
      • Click on ‘View FREE Offers’.
    • Built/Building on Land You Own
      • Enter the cost of the land after choosing this type of property.
      • Enter the cost of construction on the next page.
      • On the next slide, choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
      • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
      • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
      • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
      • Click on ‘View FREE Offers’.
    • You are Looking to Buy a Piece of Land and then Build on It
      • After you choose this type of property, on the next page select where the land is – Inside City Limits or Outside City Limits.
      • Post this screen, choose the type of transaction – Direct Allotment or Resale.
      • On the next page, mention who the seller is – Private/Government/Builder
      • Enter the cost of the land after choosing the seller.
      • On the next slide, choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
      • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
      • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
      • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
      • Click on ‘View FREE Offers’.
    • In case you choose the third option (I haven’t yet identified the property I’d like to purchase), choose if you want to own the property all by yourself or with a co-applicant. If you wish to get a co-applicant on-board, enter your co-applicant details. Click on continue and choose who will be your co-applicant – father, mother, spouse or children. Also enter his/her other details like type of profession, income, etc.
    • If you wish to be the sole applicant, click on ‘No, I’m applying alone’.
    • You will be taken to the next page where you need to enter your name, mobile phone number (optional) and email id (optional).
    • Check the box that authorizes Bankbazaar to SMS, call or mail at about the products that it offers.
    • Click on ‘View FREE Offers’.

    Similarly, when you choose other types of employment like Student, Retired or Homemaker, you need to follow the steps displayed on the screen to calculate home loan eligibility.

    When you click on ‘View FREE Offers’, you will get to know about all the home loans that you are eligible for. Compare all of them and then choose the one that is the best for you.

    Example of Home Loan Eligibility Calculation: Let us understand home loan eligibility calculation with the help of an example.

    Chandra Patra is an employee of a leading company in India. His salary break up is mentioned below:

    Income Amount Deductions Amount
    Basic 32,000 Income Tax 3,300
    HRA 900 Provident Fund 2,200
    Conveyance 10,000 ----- -----
    LTA 9,000 ----- -----
    Special Allowance 55,000 ----- -----
    Medical expenses 2,000 ----- -----
    Total 1,08,900 Net Income 1,03,400

    Let us consider that Chandra has no loans or liabilities at present and his net available income is Rs.1,03,400. However, you one must always remember that Leave Travel Allowance is not taken into consideration by the bank while calculating the salary. The medical allowance is also excluded from the calculation. This is because, these expenses are not derived by an individual with his/her salary. In this case, Chandra will only get these amounts as reimbursements, in case he spends on medical needs or travel requirements.

    Thus, the bank or the lender will deduct that LTA and medical expenses from the net income. Chandra’s net income now stands at Rs.1,03,400 – Rs.(9,000 + 2,000), which is equal to Rs.92,400. Thus, the loan eligibility for Chandra Patra stands at Rs.92,400 x 60 = Rs.55,44,000 In case of a home loan, EMI is restricted to a maximum of 40% to 50% of the net income (monthly) by most banks. This suggests that you are eligible for a home loan where the equated monthly instalment is not more than 50% of your monthly income

    Home Loan Eligibility Criteria

    Age Minimum: 18 yrs. Maximum: 70 yrs. (depending on type of employment)
    Minimum Net Annual Income Rs. 5 - 7 lakhs depending on type of employment, EMIs offered up to 50% of net income, on average
    Type of Employment Salaried, Salaried Professional, Self Employed Business, Self Employed Professional, Student, Retired, and Homemaker
    Status of Employment Regular: at least 1 yrs. in current job/business/profession.; at least 2 yrs. of prior employment
    Type of Residence Owned/ Rented
    Status of Residence At least 1 yr. at current place of stay
    Credit Rating Good rating as per recognised credit bureau
    Type of property being purchased Affects loan amount eligibility

    Note:

    • Loan eligibility criteria differ for each banks/lender.
    • Approvals are based on borrowers' incomes, credit profiles and existing relationships with the bank.

    Documents Required for Applying Home Loan:

    Supporting documents vary according to lender requirements:


    • Signed application, photographs affixed
    • Identity Proof: Passport/ Voter ID / PAN Card
    • Residence Proof: Passport/ Voter ID/ Driving License/ Water Bill/ Electricity Bill/ Lease agreement
    • Income Proof:
      • Salaried individuals - Latest Salary Slips (3 months)/ Current Salary Certificate
      • Self-employed persons - Latest bank Statements (3 - 6 months)/ Audited financial statements
    • Tax Proof:
      • Salaried individuals - Latest Form 16
      • Self-employed persons - Latest ITR Form
    • Employment Proof:
      • Salaried individual - Employment certificate
      • Self-employed persons - Legal documents pertaining to establishment of the business/profession e.g. MOA/ Partnership Deed etc.
    • Property Documents
    • Processing Fee Cheque
    • Co-applicant's (if any) documentation

    Home Loan Eligibility Criteria for Some of the Top Banks:

    Axis Bank Home Loan Eligibility:

    • The age of applicants can range between 24 years and 65 years.
    • The minimum amount of loan that an applicant can avail with Axis home loan is Rs.5 lakh. The maximum home loan that can be availed stands at Rs.10 crore.
    • The minimum work experience for self-employed applicants must be 2 years.
    • If the applicant is eligible for Axis Bank home loan, he/she will be able to enjoy a tenure ranging between 1 year and 30 years.

    PNB HFL Home Loan Eligibility:

    • The age of the applicants can range between 23 years and 70 years.
    • The minimum loan amount that the applicant can borrow is Rs.5 lakh.
    • The tenure offered by PNB HFL home loan ranges between 1 year and 30 years.

    HDFC Home Loan Eligibility:

    • The age of the applicants can range between 21 years and 60 years.
    • The minimum loan that the applicant can avail is Rs.5 lakh and the maximum loan that can be availed stands at Rs.10 crore.
    • The tenure of HDFC home loan ranges between 1 year and 30 years.

    SBI Home Loan Eligibility:

    • The age of the applicants can range between 18 years and 70 years.
    • the tenure offered by SBI home loans range between 1 year and 30 years.

    ICICI Home Loan Eligibility:

    • The age of the applicants can range between 21 years and 65 years.
    • The minimum loan that can be availed with ICICI home loan is Rs.5 lakh and the maximum loan amount that can be availed stands at Rs.10 crore.
    • If the applicant is eligible for the loan, he/she can avail tenures ranging between 3 years and 30 years.

    Top 6 Factors Affecting Home Loan Eligibility

    1) Age: Age is the first and foremost factor a lender/ financier considers when one applies for a housing loan. Normally, financial institutions attempt to limit the house loan term to the primary applicant's age of superannuation. This means young professionals (20s and early 30s) can avail a loan with a term of up to 25 years with no trouble. But older applicants especially those beyond 40 can find it a tad tough to be eligible for an extended tenure. Many a time, single applicant aged 50 and above were denied home loans purely on this basis.

    2) Income: Let us categorize this into salaried, professional and self-employed. Whichever category the applicant falls into, a steady and regular source of income is must. Basically, there are fewer risks in loaning money if the applicant is an earning individual.

    • Salaried Individual: If you are working for any government department or at any registered private company, you belong to this group. Most banks insists that the applicant should have completed at least one year in the present firm at the time of application. Pay slips, Form 16, bank statements and employer reference letter are the documents almost all lenders demand. Proofs for the same is needed for co-applicant and guarantor too (if applicable).
    • Independent Professionals: Doctors, dentists, architects, engineers, management consultants, chartered accountants, freelance workers etc. belong to this category. Bank statements and ITR papers have to be submitted.
    • Self Employed: Do you have your own company/ business? Or do you have other source of income like rented properties or hold shares? Then you belong to this category. If you have bank statements and tax-related papers to show, you can certainly apply for a home loan.

    3) Rate of Interest: Home finance eligibility is always inversely proportional to the rate of interest. If the rate is more, eligibility will be less and vice-versa.

    4) Loan Term: If you opt for a longer tenure, your eligibility will improve. EMIs too will lesser and manageable. But the downside to this is, you will end paying more interest.

    5) Outstanding Loan(s): Indian banks and financial institutions always recommend keeping the EMI to Income Ratio between 50 or 60 percent. This is to leave window for future loans or to pay of existing loans if any. But unsettled loans could be a great damper on your eligibility.

    6) CIBIL Report: Banks also scrutinize your credit repayment history from CIBIL (Credit Information Bureau India Limited), which is country's regulator and first credit information bureau. They keep detailed records of every info regarding credit history relation between you and lenders/ creditors. A negative entry can bring down your eligibility significantly.

    7 Tips to Increase Your Home Loan Eligibility

    Eligibility is not an easy thing to assess. The banks and lenders will be considering your present liabilities, income, assets, etc. while calculating your home loan eligibility. In case the mortgage requirement is slightly higher that the eligible loan amount, some changes in the way you present yourself can help in increasing the eligibility factor. Tips to increase your eligibility for a home loan are mentioned below:

    1. Clearing Existing Loans: Ensure that you pay diligently towards your credit card outstanding or personal loan instalments. These can make the lender reject your application. The ideal thing to do is clear all dues and collect a no-due certificate before applying for a home loan. Ensure that your CIBIL report reflects these payments when you apply for home loan.
    2. Variable Pay: Ensure that you keep track of the variable pay that you get with your salary package. Calculation of eligibility towards a home loan also depends on this factor.
    3. Rental Income: If you have a house that is not being used by you, lease it out. The money that you earn as rental from this property can be used by you to show additional income source when you apply for a home loan. Your loan value can easily be enhanced by adding the rental income with our regular earnings.
    4. Increase in Tenure: The tenure of the home loan and the eligibility factor are directly proportional to each other. The eligibility increases upon increasing the tenure of the home loan. However, the maximum tenure that can be availed at present stands at 30 years.
    5. Income of the Spouse: In case your spouse has a regular source of income, then applying for a joint home loan can prove to be advantageous. The home loan eligibility goes up dramatically if you apply for a home loan with your spouse. This also suggests that both of you will have to repay the loan together.
    6. Take the Time You Need: Before making an application for a home loan, it is advisable that you take a look at your credit score. Look for errors on your report. In case, you find an error, ensure that it gets cleared by CIBIL. In order to get a loan quickly, do not apply with multiple lenders. Instead, find out the offers that you can get from different lenders. If the CIBIL score that you have is good, different lenders will be more than satisfied to offer the loan amount to you. Before you choose your lender, speak to an existing customer of that lender. Easy schedule of repayment, competent rates of interest and good services are the things to look at while choosing a lender.
    7. Step up Loans: Step up loans can be considered by you if you wish to increase your home loan eligibility factor. This is a great option for people face a lot of struggle initially, but get rewarded as they get established. Example – Chartered Accountants and Doctors. Under step up loans, lower EMIs will be offered with the loans. The instalments will go up gradually in the future.

    FAQs on Home Loan Eligibility:

    • What factors are considered by a lender/bank while approving a loan?

    There are several factors that are considered by banks or lenders to determine if you are eligible for a loan. These factors are mentioned below:

      • Applicant’s age.
      • Applicant’s income level.
      • Qualification of the applicant.
      • Income level of spouse.
      • Resident status.
      • Existing loan status.
      • Credit score and credit history.
    • Are my children eligible to be co-applicants for my home loan?

      Yes, your parents, children and spouse are considered eligible for being co-applicants for the home loan.

    • Am I eligible for tax benefits if I take a home loan?

      Yes, you can avail tax benefits when you take home loan from a bank or a financial institution under Section 80C and Section 24 under the IT Act.

    • Will I be eligible for a home loan if I have a bad credit score?

      In case you have a poor credit score, it will be difficult for you to get a home loan. Banks or financial institutions consider your credit report to be of great value while determining your eligibility towards a loan. If you have a good score, banks will be happy to offer you a home loan with attractive rates of interest. However, with a bad score lenders will doubt your repayment capability and might not consider you to eligible for a home loan.

    Home Loan - Sitemap

    How to Use an EMI Calculator

    While applying for a Home Loan, there can be a lot of confusions with regard to your EMI Payments. However, technology has made it easier for borrowers and potential borrowers to now use the EMI calculator to accurately calculate the EMI one has to pay after availing a particular loan. By simply entering a few details about your loan tenure, loan amount, interest, etc., the EMI calculator will be able to accurately assess your EMI payments.

    Read on to know more about: Click Here

    How to Use Online Financial Calculators

    While applying for a Home Loan, there can be a lot of confusions that arise with regard to your EMI Payments, tenure, eligibility, etc. However, technology has eased this process for borrowers and potential borrowers. They can to now use financial calculators to accurately calculate the EMI one has to pay, your eligibility, interest, amongst other factors. By simply entering a few details about your loan tenure, loan amount, interest, etc., financial calculators accurately assess your loan details.

    Read on to know more about: Click Here

    Home Loan Eligibility Reviews

    • Bank Bazaar Home Loan
      "Thanks "
      0.5 5.0/5 "Blown Away!"
      Thanks for your quick response. I have given my all details as per your requirement and hope for a positive reply. Approval is subject to the financial eligibility of the customer but it is important to make relation with new clients with your offers/mails/telephonic/web in a very easy way. And I found all above. Thanks a lot.
      Was this review helpful? 0
      , jalandhar
      Reviewed on Dec 14, 2017
    • Bank Bazaar Home Loan
      "EXECUTIVE"
      0.5 5.0/5 "Blown Away!"
      The process of computing my loan eligibility, comparative quotes, checking my credit score was seamless and awesome. I could complete the process within a few minutes sitting in the comfort of my office. Thank you Bank Bazaar for making such a great product.
      Was this review helpful? 4
      , chennai
      Reviewed on Dec 04, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bank bazaar website is good to get all needed banking product details in a single platform to check the eligibility and loan offers and discounts etc. Bank bazaar customer care staffs are also good. Bank bazaar website is easy to use and user friendly.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 21, 2017
    • Bank Bazaar Home Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have approached Bank bazaar for credit card before. I am satisfied with the customer service and response which is excellent. They have to do proper followups and limited eligibility questions should be asked while applying. The website was very easy to understand and I have faced any technical issues here.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 09, 2017
    • Bank Bazaar Home Loan
      "Useful website"
      0.5 4.5/5 "Excellent!"
      I have been using the Bankbazaar website for a long time and have taken different financial products in the past. It helps me check my eligibility for different financial products and gives me information on the banks and offers that are currently available. I find the website to be a useful one.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2017
    • Bank Bazaar Home Loan
      "Good financial advisor"
      0.5 4.0/5 "Great!"
      Bank Bazaar called me each and every time, whenever I request for the call back for any queries. The website information is also good, but form filling is little difficult to check the eligibility, it would be great if Bank Bazaar improves the application form.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "Great responsivness"
      0.5 2.0/5 "Expected more"
      Bank bazaar is an user friendly site, it has various financial products. customer executives are good,their service is excellent,really helpful to choose the right product. It is very easy to access and they give many offers as per eligibility. Keep it up!!
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • Bank Bazaar Home Loan
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      Here is a way, where we check different bank details with plenty offers on loan products to compare interest rate, EMI option and bank eligibility in one stop. Service of Bank Bazaar is good, their online interface is user friendly and easy to access.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Easy to Access"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is very good, I got very good response from them. Because when I applied loan through online in Bank Bazaar. I got frequent call they connected with HDFC Ltd. I am using their online application its easy to access. But it would great if they improve their eligibility page, it should be short and simple.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 10, 2017
    • Bank Bazaar Home Loan
      "Excellent, user friendly website"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is an user friendly site, it has got the information about various financial products. Customer service executives are good,their service is excellent,really helpful to choose the right product. its easy to access and they give many offers as per eligibility. Keep it up Bankbazaar.com.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 09, 2017
    • Bank Bazaar Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      This is my first experience with Bank bazaar. The representative supported and processed so quick but the eligibility questions are more on the website which is not satisfactory other than that the customer service and responses was on time. I would like to rate 3 out of 5 overall.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 07, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for home loan with ICICI bank. The rate of interest was 8% which was average but according to their eligibility criteria I am not eligible so they have rejected the application. My overall experience was average and I would like to recommend others
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 06, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had a plan of buying a house so I just gave an inquiry through online portal. I would like to check according to my eligibility how much amount they can sanction for a home loan. Since I was looking for a higher amount, just postponed my plans for few months.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Good service with detailed information"
      0.5 4.0/5 "Great!"
      Bankbazaar was an overall good experience as the quality of service and response received was very good. They gave me proper information on the the offers that was available for me and also informed the difference in details with many financial institutions that met my eligibility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 06, 2017
    • ICICI Bank Home Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have approached ICICI bank for my home loan. Their rate of interest is nominal which was satisfactory but I have cancelled the application because I have postponed the plan. Their response and service is good. Just enquired to check my eligibility and to know how much loan amount they can offer.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 06, 2017
    • Bank Bazaar Home Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      Bank Bazaar is responding very well to the customer on their queries. The site is also userfriendly to check the eligibility to apply for the financial products. The executives are very prompt and helping the customer on their needs, I am happy about it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 04, 2017
    • ICICI Bank Home Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I dropped the plan of purchasing the home loan why I did not proceed further with ICICI when it comes to housing loan. ICICI service is fine. They had provided the eligibility amount and the needful information too. In the near further I might opt myself for the same loan if required.
      Was this review helpful? 0
      , bhopal
      Reviewed on Sep 30, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      Iam so happy with the exp i am receiving with the BANK BAZAAR . it is just amazing the way website of bank bazaar it is so user friendly to me and i also think it will be user friendly for the other customers also . BANK BAZAAR has a compare options in which i was able them and get the best option based on my eligibility so that was kind of good .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Sep 19, 2017
    • HDFC Limited Home Loan
      "i loved it "
      0.5 5.0/5 "Blown Away!"
      I am a customer of HDFC BANK and have been holding an account since 15years . As i applied for a home loan in HDFC LTD after checking my eligibility within a month i got the approval and also it was a hassle free loan process and the only thing I am considered was that rate of interest was little bit higher than the others banks for WOMEN it was something around 8.35% where as in HDFC LTD i was getting a rate of interest of 8.50% was all about it . Rest everything was super fine .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Punjab National Bank Home Loan
      "Ok ok type"
      0.5 4.0/5 "Great!"
      It was not that well and good experience with a PNB HOUSING FINANCE LIMITED .They charged me twice for the processing fee and over that when i asked for 5% insurance they denied saying it is not in the rule . The bank never had a particular point of contact numbers were not reachable and they did not also provide the access for the portal where I can check my eligibility .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2017
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